{"id":10063,"date":"2022-12-20T17:19:05","date_gmt":"2022-12-20T10:19:05","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=10063"},"modified":"2023-11-13T10:03:33","modified_gmt":"2023-11-13T03:03:33","slug":"kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/","title":{"rendered":"Kinh nghi\u1ec7m ch\u1ea1y b\u1ed9: Nguy\u00ean t\u1eafc an to\u00e0n &#038; m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi cho runner"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/#I_Nhung_sai_lam_nguy_hiem_khi_chay_bo\" >I. Nh\u1eefng sai l\u1ea7m nguy hi\u1ec3m khi ch\u1ea1y b\u1ed9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/#II_Kinh_nghiem_chay_marathon_4_nguyen_tac_chay_bo_an_toan_cho_runner\" >II. Kinh nghi\u1ec7m ch\u1ea1y marathon: 4 nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 an to\u00e0n cho runner<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/#III_Nguoi_chay_bo_can_bao_hiem_chan_thuong_the_thao_nao\" >III. Ng\u01b0\u1eddi ch\u1ea1y b\u1ed9 c\u1ea7n b\u1ea3o hi\u1ec3m ch\u1ea5n th\u01b0\u01a1ng th\u1ec3 thao n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/#IV_Muc_phi_bao_hiem_tai_nan_con_nguoi_cho_runner_chay_bo\" >IV. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi cho runner ch\u1ea1y b\u1ed9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-1024x576.jpg\" alt=\"\" class=\"wp-image-10081\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184902\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner.jpg 1777w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong><em>Ch\u1ea1y b\u1ed9 marathon \u0111ang l\u00e0 xu h\u01b0\u1edbng khi ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1eb7t m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh runner. Ch\u1ea1y b\u1ed9 nghe c\u00f3 v\u1ebb \u0111\u01a1n gi\u1ea3n h\u01a1n c\u00e1c m\u00f4n th\u1ec3 thao kh\u00e1c, nh\u01b0ng th\u1ef1c t\u1ebf th\u00ec kh\u00f4ng ph\u1ea3i v\u1eady. N\u1eafm ch\u1eafc c\u00e1c nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 an to\u00e0n c\u0169ng nh\u01b0 hi\u1ec3u bi\u1ebft v\u1ec1 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a> cho runner s\u1ebd gi\u00fap b\u1ea1n theo \u0111u\u1ed5i b\u1ed9 m\u00f4n n\u00e0y l\u00e2u d\u00e0i v\u00e0 c\u00f3 hi\u1ec7u qu\u1ea3 nh\u1ea5t.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-94bee379\"><span class=\"ez-toc-section\" id=\"I_Nhung_sai_lam_nguy_hiem_khi_chay_bo\"><\/span><strong>I. <\/strong>N<strong>h\u1eefng sai l\u1ea7m nguy hi\u1ec3m khi ch\u1ea1y b\u1ed9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-b93abba9\"><strong>1. Ch\u1ecdn sai gi\u00e0y ch\u1ea1y<\/strong><\/h3>\n\n\n\n<p>Mang m\u1ed9t \u0111\u00f4i gi\u00e0y ch\u1ea1y kh\u00f4ng ph\u00f9 h\u1ee3p v\u1ec1 size, form ho\u1eb7c ch\u1ea5t li\u1ec7u \u0111\u1ec1u c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n kh\u00f4ng tho\u1ea3i m\u00e1i khi ch\u1ea1y v\u00e0 th\u1eadm ch\u00ed d\u1eabn \u0111\u1ebfn b\u1ecb ch\u1ea5n th\u01b0\u01a1ng.<\/p>\n\n\n\n<p><strong><em><span style=\"text-decoration: underline;\">Kinh nghi\u1ec7m ch\u1ecdn gi\u00e0y khi ch\u1ea1y marathon:<\/span><\/em><\/strong> H\u1ea1n ch\u1ebf mua gi\u00e0y online v\u00e0 qu\u00e1 ph\u1ee5 thu\u1ed9c v\u00e0o ng\u01b0\u1eddi b\u00e1n. H\u00e3y tham kh\u1ea3o t\u1eeb runner c\u00f3 kinh nghi\u1ec7m v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0, ch\u1ec9 c\u00f3 b\u1ea1n hi\u1ec3u \u0111\u00f4i ch\u00e2n m\u00ecnh nh\u1ea5t. H\u00e3y lu\u00f4n th\u1eed gi\u00e0y \u0111\u1ec3 t\u1ef1 m\u00ecnh c\u1ea3m nh\u1eadn v\u00e0 ch\u1ecdn form gi\u00e0y khi\u1ebfn b\u1ea1n tho\u1ea3i m\u00e1i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-69efd423\"><strong>2. T\u1eadp qu\u00e1 n\u1eb7ng khi m\u1edbi b\u1eaft \u0111\u1ea7u<\/strong><\/h3>\n\n\n\n<p><strong><em>Nh\u1eefng ng\u01b0\u1eddi m\u1edbi t\u1eadp ch\u1ea1y th\u01b0\u1eddng r\u1ea5t quy\u1ebft t\u00e2m v\u00e0 sung s\u1ee9c d\u1eabn \u0111\u1ebfn sai l\u1ea7m l\u00e0 ch\u1ea1y qu\u00e1 nhi\u1ec1u, qu\u00e1 nhanh v\u00e0 thi\u1ebfu qu\u00e3ng ngh\u1ec9.<\/em><\/strong> \u0110i\u1ec1u n\u00e0y khi\u1ebfn cho c\u01a1 th\u1ec3 b\u1ea1n b\u1ecb d\u1ed3n \u00e9p, kh\u00f4ng k\u1ecbp th\u00edch nghi v\u00e0 h\u1eadu qu\u1ea3 l\u00e0 ch\u1ea5n th\u01b0\u01a1ng \u1eadp \u0111\u1ebfn. Ch\u1ea5n th\u01b0\u01a1ng nh\u1eb9 th\u00ec khi\u1ebfn b\u1ea1n ph\u1ea3i gi\u00e1n \u0111o\u1ea1n t\u1eadp luy\u1ec7n 3-4 tu\u1ea7n, ch\u1ea5n th\u01b0\u01a1ng n\u1eb7ng c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia c\u00e1c gi\u1ea3i ch\u1ea1y c\u1ea3 n\u0103m.&nbsp;<\/p>\n\n\n\n<p><em><span style=\"text-decoration: underline;\"><strong>Kinh nghi\u1ec7m ch\u1ea1y marathon cho ng\u01b0\u1eddi m\u1edbi b\u1eaft \u0111\u1ea7u:<\/strong> <\/span><\/em>H\u00e3y t\u1eadp luy\u1ec7n v\u00e0 ngh\u1ec9 ng\u01a1i \u0111\u00fang gi\u00e1o \u00e1n, l\u1eafng nghe c\u01a1 th\u1ec3 \u0111\u1ec3 duy tr\u00ec nh\u1ecbp \u0111\u1ed9 v\u00e0 c\u01b0\u1eddng \u0111\u1ed9 t\u1eadp luy\u1ec7n th\u00edch h\u1ee3p. N\u1ebfu b\u1ea1n t\u1eadp luy\u1ec7n tr\u1edf l\u1ea1i sau m\u1ed9t th\u1eddi gian d\u00e0i, h\u00e3y b\u1eaft \u0111\u1ea7u tr\u01b0\u1edbc v\u1edbi vi\u1ec7c \u0111i b\u1ed9, ch\u1ea1y b\u1ed9 5km, 10km sau \u0111\u00f3 m\u1edbi t\u1eadp ch\u1ea1y marathon tr\u1edf l\u1ea1i.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-ae38fd13\"><strong>3. Kh\u00f4ng \u0111i\u1ec1u tr\u1ecb d\u1ee9t \u0111i\u1ec3m ch\u1ea5n th\u01b0\u01a1ng<\/strong><\/h3>\n\n\n\n<p><em><strong>\u0110\u1eebng coi th\u01b0\u1eddng c\u00e1c ch\u1ea5n th\u01b0\u01a1ng ngay c\u1ea3 khi n\u00f3 kh\u00f4ng c\u00f2n l\u00e0m b\u1ea1n \u0111au.<\/strong><\/em> M\u1ed9t t\u1ed5n th\u01b0\u01a1ng \u1edf g\u00e2n c\u0169ng c\u00f3 nguy c\u01a1 g\u00e2y r\u00e1ch b\u1ee5ng ch\u00e2n n\u1ebfu b\u1ea1n ti\u1ebfp t\u1ee5c t\u1eadp luy\u1ec7n n\u1eb7ng m\u00e0 kh\u00f4ng \u0111i\u1ec1u tr\u1ecb d\u1ee9t \u0111i\u1ec3m ch\u1ea5n th\u01b0\u01a1ng. Ch\u1ea5n th\u01b0\u01a1ng c\u00f2n c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n ch\u1ea1y sai k\u1ef9 thu\u1eadt, t\u01b0 th\u1ebf, g\u00e2y t\u1ed5n th\u01b0\u01a1ng c\u00e1c b\u1ed9 ph\u1eadn kh\u00e1c, v\u00ed d\u1ee5 nh\u01b0 ti\u1ebfp \u0111\u1ea5t sai c\u00f3 th\u1ec3 g\u00e2y \u0111au d\u1ea3i ch\u1eadu ch\u00e0y.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-eb65f119\"><strong>4. Kh\u00f4ng luy\u1ec7n t\u1eadp ch\u1ea1y \u0111\u01b0\u1eddng d\u00e0i tr\u01b0\u1edbc gi\u1ea3i<\/strong><\/h3>\n\n\n\n<p>Kinh nghi\u1ec7m ch\u1ea1y marathon c\u1ee7a c\u00e1c runner chuy\u00ean nghi\u1ec7p cho th\u1ea5y, <strong><em>c\u1ea7n t\u1eadp t\u1ed1i thi\u1ec3u 8 bu\u1ed5i ch\u1ea1y 32km tr\u01b0\u1edbc gi\u1ea3i ch\u1ea1y<\/em><\/strong> m\u1edbi \u0111\u1ea3m b\u1ea3o \u0111\u1ee7 s\u1ee9c b\u1ec1n \u0111\u1ec3 chinh ph\u1ee5c qu\u00e3ng \u0111\u01b0\u1eddng half-marathon hay marathon.<\/p>\n\n\n\n<p><strong><em>C\u00e1c s\u1ee3i c\u01a1 c\u1ee7a ch\u00fang ta th\u1ef1c ra c\u00f3 tr\u00ed nh\u1edb.<\/em><\/strong> Duy tr\u00ec t\u1eadp luy\u1ec7n ch\u1ea1y \u0111\u01b0\u1eddng d\u00e0i s\u1ebd gi\u00fap c\u00e1c c\u01a1 th\u1ec3 \u201cghi nh\u1edb\u201d v\u00e0 khi tham gia gi\u1ea3i th\u1eadt s\u1ef1 th\u00ec b\u1ea1n s\u1ebd v\u1ec1 \u0111\u00edch m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng v\u00e0 an to\u00e0n h\u01a1n.<\/p>\n\n\n\n<p>H\u00e3y nh\u1edb r\u1eb1ng b\u00e0i ch\u1ea1y \u0111\u01b0\u1eddng d\u00e0i l\u00e0 b\u00e0i t\u1eadp quan tr\u1ecdng nh\u1ea5t, n\u1ebfu ch\u00fang ta mu\u1ed1n \u0111\u1ea1t k\u1ebft qu\u1ea3 t\u1ed1i \u01b0u khi tham gia c\u00e1c gi\u1ea3i ch\u1ea1y marathon.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-ed83b65f\"><strong>5. Kh\u00f4ng ch\u0103m s\u00f3c s\u1ee9c kho\u1ebb<\/strong><\/h3>\n\n\n\n<p>Ch\u1ec9 ch\u1ea1y b\u1ed9 th\u00f4i kh\u00f4ng gi\u00fap b\u1ea1n ho\u00e0n to\u00e0n kh\u1ecfe m\u1ea1nh m\u00e0 ph\u1ea3i k\u1ebft h\u1ee3p v\u1edbi ch\u1ebf \u0111\u1ed9 \u0103n ng\u1ee7 h\u1ee3p l\u00fd.<\/p>\n\n\n\n<p>Khi ch\u1ea1y b\u1ed9, b\u1ea1n c\u1ea7n nhi\u1ec1u n\u0103ng l\u01b0\u1ee3ng, b\u1ea1n c\u00f3 th\u1ec3 \u0103n nhi\u1ec1u nh\u01b0ng ph\u1ea3i \u0111\u1ea3m b\u1ea3o ki\u1ec3m so\u00e1t c\u00e2n n\u1eb7ng. V\u00ec l\u00fac ch\u1ea1y, \u0111\u00f4i ch\u00e2n b\u1ea1n ph\u1ea3i ch\u1ecbu to\u00e0n b\u1ed9 tr\u1ecdng l\u01b0\u1ee3ng c\u01a1 th\u1ec3, do \u0111\u00f3 gi\u1eef s\u1ed1 c\u00e2n h\u1ee3p l\u00fd, gi\u1ea3m m\u1ee1 th\u1eeba s\u1ebd gi\u00fap \u0111\u00f4i ch\u00e2n b\u1ea1n thanh tho\u00e1t h\u01a1n khi ch\u1ea1y.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, th\u1eddi gian ng\u1ee7 c\u0169ng r\u1ea5t quan tr\u1ecdng. Khi t\u1eadp ch\u1ea1y, b\u1ea1n c\u1ea7n ng\u1ee7 \u0111\u1ee7 gi\u1ea5c gi\u00fap c\u01a1 th\u1ec3 h\u1ed3i ph\u1ee5c. Hormon t\u0103ng tr\u01b0\u1edfng GH \u0111\u01b0\u1ee3c s\u1ea3n sinh trong l\u00fac ng\u1ee7 s\u1ebd gi\u00fap t\u0103ng c\u01b0\u1eddng chuy\u1ec3n h\u00f3a, t\u00e1i t\u1ea1o c\u01a1 b\u1eafp, ch\u1eefa l\u00e0nh nh\u1eefng t\u1ebf b\u00e0o th\u01b0\u01a1ng t\u1ed5n, gi\u00fap b\u1ea1n ph\u1ee5c h\u1ed3i nhanh ch\u00f3ng. T\u00f3m l\u1ea1i, c\u00e0ng mu\u1ed1n ch\u1ea1y t\u1ed1t th\u00ec c\u00e0ng ph\u1ea3i \u0103n ng\u1ee7 th\u1eadt khoa h\u1ecdc.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, n\u1ebfu quan t\u00e2m \u0111\u1ebfn s\u1ee9c kh\u1ecfe, b\u1ea5t k\u1ef3 runner n\u00e0o c\u0169ng n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m ch\u1ea5n th\u01b0\u01a1ng th\u1ec3 thao ph\u00f9 h\u1ee3p \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u01a1 th\u1ec3 m\u00ecnh khi tham gia b\u1ed9 m\u00f4n n\u00e0y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-14e7cc25\"><span class=\"ez-toc-section\" id=\"II_Kinh_nghiem_chay_marathon_4_nguyen_tac_chay_bo_an_toan_cho_runner\"><\/span><strong>II. Kinh nghi\u1ec7m ch\u1ea1y <\/strong>marathon: 4 nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 an to\u00e0n cho runner<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-689706d5\"><strong>Nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 1 &#8211; Nguy\u00ean t\u1eafc d\u00e1ng ch\u1ea1y \u0111\u00fang<\/strong><\/h3>\n\n\n\n<p>Ch\u1ea1y b\u1ed9 kh\u00f4ng ch\u1ec9 v\u1ec1 s\u1ee9c b\u1ec1n m\u00e0 d\u00e1ng ch\u1ea1y c\u0169ng quan tr\u1ecdng \u0111\u1ec3 tr\u00e1nh ch\u1ea5n th\u01b0\u01a1ng v\u00e0 n\u00e2ng cao th\u00e0nh t\u00edch. H\u00e3y ghi nh\u1edb b\u00ed k\u00edp c\u00f3 d\u00e1ng ch\u1ea1y \u0111\u00fang:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ea3i ch\u00e2n kh\u00f4ng \u0111\u01b0\u1ee3c qu\u00e1 d\u00e0i, \u0111\u00e1p ch\u00e2n nh\u1eb9 v\u00e0 nhanh nh\u01b0 th\u1ec3 b\u1ea1n \u0111ang b\u01b0\u1edbc tr\u00ean than n\u00f3ng, \u0111\u00e1p b\u1eb1ng ph\u1ea7n gi\u1eefa b\u00e0n ch\u00e2n \u0111\u1ec3 c\u00e2n b\u1eb1ng l\u1ef1c.<\/li>\n\n\n\n<li>\u0110\u1eebng ch\u1ea1y khom l\u01b0ng v\u00e0 cong v\u1eb9o th\u00e2n tr\u00ean. Gi\u1eef l\u01b0ng th\u1eb3ng, \u0111\u1ea7u th\u1eb3ng, vai ngang, \u01b0\u1ee1n ng\u1ef1c.<\/li>\n\n\n\n<li>Tay \u0111\u1eebng gi\u1eef qu\u00e1 cao, khi ch\u1ea1y n\u00ean th\u1ea3 l\u1ecfng tay ngang eo, \u1edf m\u1ed9t g\u00f3c 90 \u0111\u1ed9, \u0111\u00e1nh tay tr\u01b0\u1edbc sau s\u1ebd t\u1ed1t h\u01a1n l\u00e0 tr\u00e1i ph\u1ea3i.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"776\" height=\"684\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121119\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-1.jpg\" alt=\"\" class=\"wp-image-10243\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121119\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-1.jpg 776w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121119\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-1-300x264.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121119\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-1-768x677.jpg 768w\" sizes=\"auto, (max-width: 776px) 100vw, 776px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"523\" height=\"330\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121134\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-2.jpg\" alt=\"\" class=\"wp-image-10244\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121134\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-2.jpg 523w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/22121134\/kinh-nghiem-chay-marathon-nguyen-tac-an-toan-muc-phi-bao-hiem-tai-nan-con-nguoi-cho-runner-dang-chay-bo-dung-2-300x189.jpg 300w\" sizes=\"auto, (max-width: 523px) 100vw, 523px\" \/><figcaption class=\"wp-element-caption\"><strong><em>T\u01b0 th\u1ebf \u0111\u00fang l\u00e0 nguy\u00ean t\u1eafc h\u00e0ng \u0111\u1ea7u khi ch\u1ea1y b\u1ed9<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-8d2094be\"><strong>Nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 2 &#8211; Nguy\u00ean t\u1eafc b\u1ed5 sung n\u01b0\u1edbc v\u00e0 n\u0103ng l\u01b0\u1ee3ng<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Runner c\u1ea7n n\u1ea1p \u0111\u1ee7 n\u01b0\u1edbc tr\u01b0\u1edbc, trong v\u00e0 sau khi ch\u1ea1y \u0111\u1ec3 b\u00f9 l\u01b0\u1ee3ng n\u01b0\u1edbc m\u1ea5t theo \u0111\u01b0\u1eddng m\u1ed3 h\u00f4i. T\u1ed1t nh\u1ea5t l\u00e0 n\u01b0\u1edbc kho\u00e1ng ho\u1eb7c n\u01b0\u1edbc c\u00f3 b\u1ed5 sung \u0111i\u1ec7n gi\u1ea3i.&nbsp;<\/li>\n\n\n\n<li>L\u00e0m theo nguy\u00ean t\u1eafc b\u1ed5 sung l\u1ea1i 1g mu\u1ed1i sau m\u1ed7i 1 gi\u1edd luy\u1ec7n t\u1eadp.&nbsp;<\/li>\n\n\n\n<li>B\u1ed5 sung th\u00eam gel dinh d\u01b0\u1ee1ng ho\u1eb7c energy bar cho runner&nbsp;<\/li>\n\n\n\n<li>Lu\u00f4n \u0103n tr\u01b0\u1edbc khi \u0111\u00f3i v\u00e0 u\u1ed1ng tr\u01b0\u1edbc khi kh\u00e1t. \u0110\u1eebng \u0111\u1ec3 c\u01a1 th\u1ec3 c\u1ea3m th\u1ea5y qu\u00e1 \u0111\u00f3i hay qu\u00e1 kh\u00e1t khi luy\u1ec7n t\u1eadp.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-676ca377\"><strong>Nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 3 &#8211; Nguy\u00ean t\u1eafc th\u1edf \u0111\u00fang c\u00e1ch<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u00edt v\u00e0o c\u1ea3 b\u1eb1ng m\u0169i v\u00e0 mi\u1ec7ng \u0111\u1ec3 n\u1ea1p t\u1ed1i \u0111a l\u01b0\u1ee3ng oxy nu\u00f4i c\u01a1 b\u1eafp.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi m\u1edbi ch\u1ea1y b\u1ed9 th\u00ec n\u00ean ki\u1ec3m so\u00e1t t\u1ed1c \u0111\u1ed9 ch\u1ea1y sao cho b\u1ea1n c\u00f3 th\u1ec3 th\u1edf tho\u1ea3i m\u00e1i, kh\u00f4ng th\u1edf d\u1ed1c, ng\u1eaft qu\u00e3ng.&nbsp;<\/li>\n\n\n\n<li>N\u1ebfu c\u1ea3m th\u1ea5y b\u1ecb x\u00f3c h\u00f4ng hay h\u1ee5t h\u01a1i, c\u00f3 th\u1ec3 b\u00e1o hi\u1ec7u b\u1ea1n \u0111ang th\u1edf kh\u00f4ng \u0111\u00fang c\u00e1ch. L\u00fac n\u00e0y, h\u00e3y ch\u1ea1y ch\u1eadm l\u1ea1i ho\u1eb7c ch\u1ea1y b\u1ed9 v\u00e0 \u0111i\u1ec1u ch\u1ec9nh h\u01a1i th\u1edf.<\/li>\n\n\n\n<li>Th\u1edf theo nh\u1ecbp 2-2: th\u1edf ra hai l\u1ea7n v\u00e0 h\u00edt v\u00e0o hai l\u1ea7n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-85fef182\"><strong>Nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 4 &#8211; Nguy\u00ean t\u1eafc 1 ng\u00e0y<\/strong><\/h3>\n\n\n\n<p>Ngh\u0129a l\u00e0 sau 1 ng\u00e0y ch\u1ea1y n\u1eb7ng th\u00ec c\u1ea7n 1 ng\u00e0y t\u1eadp nh\u1eb9. T\u1eadp nh\u1eb9 ngh\u0129a l\u00e0 ch\u1ea1y ch\u1eadm, ch\u1ea1y qu\u00e3ng ng\u1eafn ho\u1eb7c c\u00e1c b\u00e0i t\u1eadp thay th\u1ebf nh\u01b0 gym, yoga\u2026 Ngo\u00e0i ra n\u1ebfu b\u1ea1n v\u1eeba tham gi\u1ea3 gi\u1ea3i th\u00ec c\u1ea7n bi\u1ebft nguy\u00ean t\u1eafc ngh\u1ec9 ng\u01a1i theo t\u1eebng c\u1ef1 ly nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5km: Ngh\u1ec9 2-5 ng\u00e0y<\/li>\n\n\n\n<li>10km: Ngh\u1ec9 5-7 ng\u00e0y<\/li>\n\n\n\n<li>Half marathon (21km): Ngh\u1ec9 7-10 ng\u00e0y<\/li>\n\n\n\n<li>Marathon: Ngh\u1ec9 10-14 ng\u00e0y<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-a1b7a517\"><span class=\"ez-toc-section\" id=\"III_Nguoi_chay_bo_can_bao_hiem_chan_thuong_the_thao_nao\"><\/span><strong>III. Ng\u01b0\u1eddi ch\u1ea1y b\u1ed9 c\u1ea7n b\u1ea3o hi\u1ec3m ch\u1ea5n th\u01b0\u01a1ng th\u1ec3 thao <\/strong>n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tham gia ch\u1ea1y b\u1ed9 l\u00e0 t\u1ed1t nh\u01b0ng n\u1ebfu ch\u1ea5n th\u01b0\u01a1ng x\u1ea3y ra, ch\u00fang c\u00f3 th\u1ec3 g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn cu\u1ed9c s\u1ed1ng, c\u00f4ng vi\u1ec7c v\u00e0 c\u1ea3 \u201ct\u00fai ti\u1ec1n\u201d c\u1ee7a b\u1ea1n. Ch\u00ednh v\u00ec th\u1ebf, m\u1ed9t nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 \u201cng\u1ea7m&#8221; l\u00e0 b\u1ea5t k\u1ef3 runner n\u00e0o c\u0169ng n\u00ean chu\u1ea9n b\u1ecb cho m\u00ecnh m\u1ed9t ph\u01b0\u01a1ng \u00e1n b\u1ea3o v\u1ec7 ch\u1eafc ch\u1eafn b\u1eb1ng c\u00e1ch trang b\u1ecb b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ho\u1eb7c b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi c\u00f3 bao g\u1ed3m quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m ch\u1ea5n th\u01b0\u01a1ng th\u1ec3 thao.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> s\u1ebd chi tr\u1ea3 c\u00e1c chi ph\u00ed y t\u1ebf c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" title=\"\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe <\/a>h\u00e0ng \u0111\u1ea7u tr\u00ean <strong>Saladin<\/strong> c\u00f3 m\u1ee9c b\u1ed3i th\u01b0\u1eddng cao cho m\u1ed7i v\u1ee5 \u0111\u1ebfn h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng, ch\u1ec9 v\u1edbi m\u1ee9c ph\u00ed t\u1eeb v\u00e0i tr\u0103m \u0111\u1ebfn v\u00e0i tri\u1ec7u nh\u01b0:\n<ul class=\"wp-block-list\">\n<li>V\u1eadn chuy\u1ec3n c\u1ea5p c\u1ee9u v\u00e0 kh\u00e1m ch\u1ea9n \u0111o\u00e1n ch\u1ea5n th\u01b0\u01a1ng<\/li>\n\n\n\n<li>N\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa<\/li>\n\n\n\n<li>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa<\/li>\n\n\n\n<li>Ph\u1eabu thu\u1eadt<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong> b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p N\u0110BH b\u1ecb t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3 do tai n\u1ea1n, \u0111\u1ed3ng th\u1eddi tr\u1ee3 c\u1ea5p chi ph\u00ed y t\u1ebf v\u00e0 n\u1eb1m vi\u1ec7n n\u1ebfu thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m. V\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi kh\u1edfi \u0111i\u1ec3m t\u1eeb 160,000 \u0111\/ n\u0103m, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a> tr\u00ean <strong>Saladin<\/strong> \u0111a d\u1ea1ng m\u1ee9c tr\u00e1ch nhi\u1ec7m, v\u1edbi m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1eeb 50 tri\u1ec7u l\u00ean t\u1edbi 1 t\u1ef7 \u0111\u1ed3ng\/v\u1ee5<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-3968b62a\"><span class=\"ez-toc-section\" id=\"IV_Muc_phi_bao_hiem_tai_nan_con_nguoi_cho_runner_chay_bo\"><\/span>IV. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi cho runner ch\u1ea1y b\u1ed9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Runner ch\u1ea1y b\u1ed9 lu\u00f4n c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 kh\u1ecfi c\u00e1c r\u1ee7i ro th\u01b0\u01a1ng t\u1eadt v\u1ec1 th\u00e2n th\u1ec3 khi tham gia t\u1eadp luy\u1ec7n ho\u1eb7c thi \u0111\u1ea5u. V\u00ec v\u1eady, \u0111\u1eebng n\u00ean b\u1ecf qua quy\u1ec1n l\u1ee3i v\u00e0 <strong>m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/strong> \u0111\u1ec3 kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 nh\u1eefng t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh n\u1ebfu x\u1ea3y ra ch\u1ea5n th\u01b0\u01a1ng, tai n\u1ea1n trong qu\u00e1 tr\u00ecnh ch\u1ea1y b\u1ed9.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp website\/ app&nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\"><strong>Saladin<\/strong>&nbsp;\u2013 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 m\u1ed9t ch\u1ea1m<\/a>&nbsp;\u0111\u1ec3 so s\u00e1nh m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, ch\u1ecdn l\u1ef1a v\u00e0 thanh to\u00e1n online d\u1ec5 d\u00e0ng, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n 24\/7 cho c\u00e1c v\u1ea5n \u0111\u1ec1 mua v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>Tham kh\u1ea3o v\u00ed d\u1ee5 t\u1eeb B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh mua online qua Saladin nh\u01b0 b\u00ean d\u01b0\u1edbi:<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-a855d118\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh<\/h3>\n\n\n\n<p>C\u00e1c g\u00f3i B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh \u0111\u1ec1u \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u1eed vong, th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n do tai n\u1ea1n<\/li>\n\n\n\n<li>Chi tr\u1ea3 cho chi ph\u00ed y t\u1ebf h\u1ee3p l\u00fd, h\u1ee3p l\u1ec7 cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Tr\u1ee3 c\u1ea5p trong th\u1eddi gian n\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n x\u1ea3y ra trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh tr\u00ean n\u1ec1n t\u1ea3ng Saladin c\u00f3 r\u1ea5t nhi\u1ec1u s\u1ef1 l\u1ef1a ch\u1ecdn d\u00e0nh cho runner, \u0111a d\u1ea1ng v\u1ec1 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi v\u00e0 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading advgb-dyn-43c3e783\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m trong ph\u1ea1m vi t\u1eeb 1.000.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000.000 \u0111\u1ed3ng \/ ng\u01b0\u1eddi \/ v\u1ee5.<\/p>\n\n\n\n<h4 class=\"wp-block-heading advgb-dyn-cf9371a6\">T\u1ec9 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi \u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c:&nbsp;<strong><em>Ph\u00ed b\u1ea3o hi\u1ec3m \/ ng\u01b0\u1eddi \/ n\u0103m = S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m x t\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m<\/em><\/strong>&nbsp;(b\u1ea3ng b\u00ean d\u01b0\u1edbi)<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1004\" height=\"295\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh.jpg\" alt=\"\" class=\"wp-image-10044\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh.jpg 1004w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh-300x88.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh-768x226.jpg 768w\" sizes=\"auto, (max-width: 1004px) 100vw, 1004px\" \/><\/figure>\n\n\n\n<p>V\u00ed d\u1ee5, n\u1ebfu ch\u1ecdn s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u00e0 100 tri\u1ec7u cho h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n, <strong>m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/strong> t\u01b0\u01a1ng \u1ee9ng s\u1ebd l\u00e0 100 tri\u1ec7u x 0.5% = 500,000 \u0111\/ng\u01b0\u1eddi\/n\u0103m.<\/p>\n\n\n\n<p>L\u01b0u \u00fd, m\u1ee9c ph\u00ed n\u00e0y ch\u01b0a \u00e1p d\u1ee5ng c\u00e1c ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m cho c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m m\u1edf r\u1ed9ng nh\u01b0 tham gia thi \u0111\u1ea5u th\u1ec3 thao, ng\u1ed9 \u0111\u1ed9c th\u1ee9c \u0103n\u2026<\/p>\n\n\n\n<h4 class=\"wp-block-heading advgb-dyn-b90845a9\">Ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p><strong><em>a) Ph\u1ee5 ph\u00ed \u00e1p d\u1ee5ng Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u01a1i c\u00e1c m\u00f4n th\u1ec3 thao kh\u00f4ng chuy\u00ean<\/em><\/strong>: Ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m: 0,1% S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m \/ ng\u01b0\u1eddi \/ ng\u00e0y trong su\u1ed1t th\u1eddi gian tham gia<br>thi \u0111\u1ea5u.<br><strong><em>b) Ph\u1ee5 ph\u00ed BH cho ng\u1ed9 \u0111\u1ed9c th\u1ee9c \u0103n, \u0111\u1ed3 u\u1ed1ng<\/em><\/strong>&nbsp;: 0,1% S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/p>\n\n\n\n<h4 class=\"wp-block-heading advgb-dyn-3513bf96\">S\u1ed1 ti\u1ec1n v\u00e0 t\u1ec9 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ed1 ti\u1ec1n tr\u1ee3 c\u1ea5p : T\u1eeb 5.000.000 \u0111\u1ed3ng \u0111\u1ebfn 100.000.000 \u0111\u1ed3ng<\/li>\n\n\n\n<li>T\u1ef7 l\u1ec7 ph\u00ed : 0,40%<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n ph\u00f9 h\u1ee3p theo nhu c\u1ea7u&nbsp;<strong><em><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\">t\u1ea1i \u0111\u00e2y<\/a><\/em><\/strong>&nbsp;ho\u1eb7c g\u1ecdi&nbsp;<strong><em>hotline Saladin 1900638454<\/em><\/strong>&nbsp;\u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-1f40cf7b\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 nh\u1eefng nguy\u00ean t\u1eafc ch\u1ea1y b\u1ed9 an to\u00e0n v\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m ch\u1ea5n th\u01b0\u01a1ng th\u1ec3 thao m\u00e0 runner n\u00ean bi\u1ebft \u0111\u1ec3 c\u00f3 th\u1ec3 theo \u0111u\u1ed5i b\u1ed9 m\u00f4n ch\u1ea1y marathon m\u1ed9t c\u00e1ch l\u00e2u d\u00e0i v\u00e0 t\u1ef1 tin. N\u1ebfu b\u1ea1n ng\u1ea1i th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0, <strong>Saladin<\/strong> v\u1edbi n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 online s\u1ebd gi\u00fap b\u1ea1n t\u1eeb A-Z v\u1edbi \u0111a gi\u1ea3i ph\u00e1p thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m cho \u0111\u1ebfn thanh to\u00e1n, qu\u1ea3n l\u00fd h\u1ed3 s\u01a1 v\u00e0 h\u1ed7 tr\u1ee3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn. <\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ch\u1ea1y b\u1ed9 marathon \u0111ang l\u00e0 xu h\u01b0\u1edbng khi ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1eb7t m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh runner. Ch\u1ea1y b\u1ed9 nghe c\u00f3 v\u1ebb \u0111\u01a1n gi\u1ea3n h\u01a1n c\u00e1c m\u00f4n th\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":10080,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[180,188,39,194,41,40,195,196,63],"class_list":["post-10063","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-bao-hiem-tai-nan-ca-nhan","tag-bao-hiem-tai-nan-con-nguoi","tag-bao-hiem-tai-nan-va-chi-phi-y-te","tag-mua-bao-hiem-tai-nan-ca-nhan","tag-muc-boi-thuong-bao-hiem-tai-nan","tag-muc-phi-bao-hiem-tai-nan-con-nguoi","tag-quyen-loi-bao-hiem-tai-nan","tag-quyen-loi-bao-hiem-tai-nan-ca-nhan","tag-voi-muc-phi-bao-hiem-tai-nan-con-nguoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184716\/4-1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20184716\/4-1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a 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