{"id":1010,"date":"2022-07-15T10:11:00","date_gmt":"2022-07-15T03:11:00","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=1010"},"modified":"2024-03-21T14:39:24","modified_gmt":"2024-03-21T07:39:24","slug":"cau-hoi-bao-hiem-xe-may","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/","title":{"rendered":"Nh\u1eefng c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi mua b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#1_Bao_hiem_bat_buoc_dan_su_xe_may_la_gi\" >1. B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e2n s\u1ef1 xe m\u00e1y l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#2_Cong_dung_cua_bao_hiem_xe_may_la_gi\" >2. C\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#3_Bao_hiem_xe_may_het_han_phat_bao_nhieu\" >3. B\u1ea3o hi\u1ec3m xe m\u00e1y h\u1ebft h\u1ea1n ph\u1ea1t bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#4_Gia_bao_hiem_dan_su_bat_buoc_xe_may_la_bao_nhieu\" >4. Gi\u00e1\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0l\u00e0 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#5_Giay_chung_nhan_bao_hiem_dan_su_bat_buoc_xe_may_bao_gom_nhung_gi\" >5. Gi\u1ea5y ch\u1ee9ng nh\u1eadn\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#6_Giay_chung_nhan_bao_hiem_dan_su_bat_buoc_xe_may_dien_tu_co_duoc_chap_nhan_khong\" >6. Gi\u1ea5y ch\u1ee9ng nh\u1eadn&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;\u0111i\u1ec7n t\u1eed c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#7_Thoi_han_cua_bao_hiem_TNDS_xe_may_bat_la_bao_lau\" >7. Th\u1eddi h\u1ea1n c\u1ee7a&nbsp;b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y b\u1eaft &nbsp;l\u00e0 bao l\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#8_Mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_o_dau\" >8. Mua&nbsp;b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y&nbsp;\u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#9_Mua_bao_hiem_trach_nhiem_dan_su_xe_may_can_nhung_giay_to_gi\" >9. Mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y c\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd g\u00ec?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/cau-hoi-bao-hiem-xe-may\/#10_Khi_muaban_xe_may_thi_bao_hiem_dan_su_bat_buoc_xe_may_co_con_hieu_luc_voi_chu_moi_khong\" >10. Khi mua\/b\u00e1n xe m\u00e1y th\u00ec&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;c\u00f3 c\u00f2n hi\u1ec7u l\u1ef1c v\u1edbi ch\u1ee7 m\u1edbi kh\u00f4ng?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>N\u1ebfu l\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a m\u1ed9t chi\u1ebfc xe m\u00e1y, ho\u1eb7c l\u00e0 ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean s\u1eed d\u1ee5ng xe m\u00e1y nh\u01b0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n l\u01b0u th\u00f4ng ch\u00ednh, ch\u1eafc h\u1eb3n b\u1ea1n bi\u1ebft r\u1eb1ng \u201c<strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a><\/strong>\u201d l\u00e0 m\u1ed9t gi\u1ea5y t\u1edd kh\u00f4ng th\u1ec3 thi\u1ebfu khi tham gia giao th\u00f4ng, v\u00e0 c\u0169ng \u0111\u00e3 t\u1eebng c\u00f3 nhi\u1ec1u th\u1eafc m\u1eafc <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">c\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/strong> b\u1eaft bu\u1ed9c l\u00e0 g\u00ec.<\/p>\n\n\n\n<p>Xe m\u00e1y l\u00e0 m\u1ed9t trong nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng ph\u1ed5 bi\u1ebfn nh\u1ea5t t\u1ea1i Vi\u1ec7t Nam. T\u00ednh \u0111\u1ebfn n\u0103m 2018, s\u1ed1 l\u01b0\u1ee3ng xe m\u00e1y \u0111\u0103ng k\u00fd \u0111\u00e3 l\u00ean \u0111\u1ebfn h\u01a1n 58 tri\u1ec7u xe, v\u00e0 chi\u1ebfm 94% t\u1ed5ng s\u1ed1 ph\u01b0\u01a1ng ti\u1ec7n c\u01a1 gi\u1edbi \u0111\u01b0\u1eddng b\u1ed9 t\u1ea1i Vi\u1ec7t Nam <em>(Theo th\u1ed1ng k\u00ea c\u1ee7a D\u1ef1 \u00e1n \u201cX\u00e2y d\u1ef1ng chi\u1ebfn l\u01b0\u1ee3c An to\u00e0n giao th\u00f4ng \u0111\u1ed1i v\u1edbi xe m\u00e1y v\u00e0 k\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng: M\u1ed9t kh\u1edfi \u0111\u1ea7u c\u1ee7a Vi\u1ec7t Nam\u201d \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 b\u1edfi Qu\u1ef9 H\u1ed9i nh\u1eadp Nh\u1eadt B\u1ea3n \u2013 ASEAN)<\/em>.<\/p>\n\n\n\n<p>Trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y, Saladin s\u1ebd gi\u00fap b\u1ea1n gi\u1ea3i \u0111\u00e1p c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p, gi\u00fap vi\u1ec7c mua b\u1ea3o hi\u1ec3m xe m\u00e1y c\u1ee7a b\u1ea1n d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07231744\/cau-hoi-bao-hiem-dan-su-bat-buoc-xe-may-TNDS-cua-xe-may-1.jpg\" alt=\"\" class=\"wp-image-8788\" style=\"width:1109px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07231744\/cau-hoi-bao-hiem-dan-su-bat-buoc-xe-may-TNDS-cua-xe-may-1.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07231744\/cau-hoi-bao-hiem-dan-su-bat-buoc-xe-may-TNDS-cua-xe-may-1-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07231744\/cau-hoi-bao-hiem-dan-su-bat-buoc-xe-may-TNDS-cua-xe-may-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">B\u1ea1n \u0111\u00e3 hi\u1ec3u r\u00f5 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y ch\u01b0a?<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_bat_buoc_dan_su_xe_may_la_gi\"><\/span><strong>1. B\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e2n s\u1ef1 xe m\u00e1y l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u201cB\u1ea3o hi\u1ec3m xe m\u00e1y\u201d, hay \u201c<strong>b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong>\u201d th\u1ef1c ch\u1ea5t l\u00e0 B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u1edbi ph\u01b0\u01a1ng ti\u1ec7n l\u00e0 xe m\u00e1y.&nbsp;<\/p>\n\n\n\n<p>Ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i mang theo gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c khi l\u01b0u th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng <em>(Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 58,\u00a0<a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Luat-giao-thong-duong-bo-2008-23-2008-QH12-82203.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Lu\u1eadt Giao Th\u00f4ng \u0110\u01b0\u1eddng B\u1ed9 n\u0103m 2008<\/a>)<\/em>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"2_Cong_dung_cua_bao_hiem_xe_may_la_gi\"><\/span>2. <span style=\"font-size:24px;\"><strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">C\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a> l\u00e0 g\u00ec?<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u1ea7n l\u01b0u \u00fd r\u1eb1ng <strong>b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong> s\u1ebd ch\u1ec9 b\u1ea3o hi\u1ec3m cho c\u00e1c th\u01b0\u01a1ng t\u00edch v\u00e0 thi\u1ec7t h\u1ea1i m\u00e0 ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m g\u00e2y ra cho b\u00ean th\u1ee9 ba. \u0110\u00f3 l\u00e0 ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, t\u00e0i s\u1ea3n nh\u01b0ng kh\u00f4ng ph\u1ea3i ng\u01b0\u1eddi l\u00e1i xe hay ng\u01b0\u1eddi ng\u1ed3i tr\u00ean chi\u1ebfc xe g\u00e2y tai n\u1ea1n.<\/p>\n\n\n\n<p>Nh\u01b0ng b\u1ea1n \u0111\u1eebng v\u1ed9i ngh\u0129 r\u1eb1ng <strong>b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong> kh\u00f4ng c\u00f3 c\u00f4ng d\u1ee5ng g\u00ec v\u1edbi ch\u00ednh b\u1ea1n v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a m\u00ecnh. Kho\u1ea3n b\u1ed3i th\u01b0\u1eddng c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y cho b\u00ean th\u1ee9 ba c\u0169ng ch\u00ednh l\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh cho ch\u1ee7 xe\/t\u00e0i x\u1ebf khi g\u00e2y ra tai n\u1ea1n khi chi tr\u1ea3 c\u00e1c chi ph\u00ed y t\u1ebf kh\u1ea9n c\u1ea5p, chi ph\u00ed mai t\u00e1ng, ho\u1eb7c chi ph\u00ed s\u1eeda ch\u1eefa xe cho ng\u01b0\u1eddi b\u1ecb h\u1ea1i trong v\u1ee5 tai n\u1ea1n.<\/p>\n\n\n\n<p>M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m (\u0110i\u1ec1u 4,\u00a0<a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/bao-hiem\/Thong-tu-04-2021-TT-BTC-huong-dan-bao-hiem-bat-buoc-trach-nhiem-dan-su-cua-chu-xe-co-gioi-454431.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Th\u00f4ng t\u01b0 04\/2021\/TT-BTC<\/a>)\u00a0\u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kho\u1ebb, t\u00ednh m\u1ea1ng: 150.000.000 VN\u0110\/ng\u01b0\u1eddi\/v\u1ee5<\/li>\n\n\n\n<li>N\u1ebfu  thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n g\u00e2y ra b\u1edfi xe m\u00f4 t\u00f4 2 b\u00e1nh, 3 b\u00e1nh, xe g\u1eafn m\u00e1y (k\u1ec3 c\u1ea3 xe \u0111\u1ea1p \u0111i\u1ec7n): 50.000.000 VN\u0110\/ng\u01b0\u1eddi\/v\u1ee5<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"3_Bao_hiem_xe_may_het_han_phat_bao_nhieu\"><\/span><strong>3. B\u1ea3o hi\u1ec3m xe m\u00e1y h\u1ebft h\u1ea1n ph\u1ea1t bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c ph\u1ea1t ti\u1ec1n d\u00e0nh cho ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y\u00a0c\u00f2n hi\u1ec7u l\u1ef1c khi tham gia giao th\u00f4ng l\u00e0 100.000 VN\u0110 \u0111\u1ebfn 200.000 VN\u0110 (<em>Theo quy \u0111\u1ecbnh t\u1ea1i Kho\u1ea3n 2, \u0110i\u1ec1u 21,\u00a0<\/em><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Vi-pham-hanh-chinh\/Nghi-dinh-100-2019-ND-CP-xu-phat-vi-pham-hanh-chinh-linh-vuc-giao-thong-duong-bo-va-duong-sat-426369.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"><em>Ngh\u1ecb \u0111\u1ecbnh 100\/2019\/N\u0110-CP<\/em><\/a><em>\u00a0v\u00e0 Kho\u1ea3n 11, \u0110i\u1ec1u 16,\u00a0<\/em><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Vi-pham-hanh-chinh\/Nghi-dinh-123-2021-ND-CP-sua-doi-Nghi-dinh-xu-phat-vi-pham-hanh-chinh-linh-vuc-hang-hai-477975.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\"><em>Ngh\u1ecb \u0111\u1ecbnh 123\/2021\/N\u0110-CP<\/em><\/a>).<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"4_Gia_bao_hiem_dan_su_bat_buoc_xe_may_la_bao_nhieu\"><\/span><strong>4. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\">Gi\u00e1\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0l\u00e0 bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i\u00a0<a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-04-2021-TT-BTC-huong-dan-bao-hiem-bat-buoc-trach-nhiem-dan-su-cua-chu-xe-co-gioi-454431.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Th\u00f4ng t\u01b0 04\/2021\/TT-BTC<\/a>, \u0111\u01b0\u1ee3c chia th\u00e0nh 3 lo\u1ea1i theo t\u1eebng ph\u01b0\u01a1ng ti\u1ec7n nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe m\u00e1y d\u01b0\u1edbi 50cc, xe m\u00e1y \u0111i\u1ec7n: 55.000 VN\u0110<\/li>\n\n\n\n<li>Xe m\u00e1y tr\u00ean 50cc: 60.000 VN\u0110<\/li>\n\n\n\n<li>C\u00e1c lo\u1ea1i xe g\u1eafn m\u00e1y c\u00f2n l\u1ea1i: 290.000 VN\u0110<\/li>\n<\/ul>\n\n\n\n<p>Tuy nhi\u00ean, m\u1ee9c gi\u00e1 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh tr\u00ean \u0111\u00e2y ch\u01b0a bao g\u1ed3m 10% VAT. \u0110i\u1ec1u \u0111\u00f3 l\u00fd gi\u1ea3i t\u1ea1i sao m\u1ee9c gi\u00e1 c\u1ee7a\u00a0<a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\">s\u1ea3n ph\u1ea9m\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0\u0111\u01b0\u1ee3c ni\u00eam y\u1ebft tr\u00ean trang web\u00a0<a href=\"https:\/\/www.saladin.vn\/\">saladin.vn\u00a0<\/a>v\u00e0 \u1ee9ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin c\u00f3 m\u1ee9c gi\u00e1 kh\u00e1c, c\u1ee5 th\u1ec3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe m\u00e1y d\u01b0\u1edbi 50cc, xe m\u00e1y \u0111i\u1ec7n: 60.500 VN\u0110<\/li>\n\n\n\n<li>Xe m\u00e1y tr\u00ean 50cc: 66.000 VN\u0110<\/li>\n\n\n\n<li>C\u00e1c lo\u1ea1i xe g\u1eafn m\u00e1y c\u00f2n l\u1ea1i: 319.000 VN\u0110<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u00e2y l\u00e0 m\u1ee9c gi\u00e1 minh b\u1ea1ch \u0111\u01b0\u1ee3c \u0111\u01b0a ra sau khi \u0111\u00e3 c\u1ed9ng 10% VAT, v\u00e0 theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a nh\u00e0 n\u01b0\u1edbc. D\u00f9 b\u1eb1ng b\u1ea5t c\u1ee9 h\u00ecnh th\u1ee9c n\u00e0o, quy \u0111\u1ecbnh c\u0169ng kh\u00f4ng cho ph\u00e9p doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m gi\u1ea3m gi\u00e1 b\u1ea3o hi\u1ec3m TNDS, do \u0111\u00f3 b\u1ea1n <strong>c\u1ea7n c\u1ea3nh gi\u00e1c v\u1edbi nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m TNDS c\u00f3 gi\u00e1 th\u1ea5p h\u01a1n gi\u00e1 ni\u00eam y\u1ebft tr\u00ean \u0111\u00e2y<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"5_Giay_chung_nhan_bao_hiem_dan_su_bat_buoc_xe_may_bao_gom_nhung_gi\"><\/span><strong>5. Gi\u1ea5y ch\u1ee9ng nh\u1eadn\u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0bao g\u1ed3m nh\u1eefng g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Gi\u1ea5y ch\u1ee9ng nh\u1eadn\u00a0b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e2n s\u1ef1 xe m\u00e1y\u00a0do c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ch\u1ee7 \u0111\u1ed9ng thi\u1ebft k\u1ebf, tuy nhi\u00ean ph\u1ea3i \u0111\u1ea3m b\u1ea3o \u0111\u1ea7y \u0111\u1ee7 c\u00e1c n\u1ed9i dung sau <em>(Theo Kho\u1ea3n 3, \u0110i\u1ec1u 6 c\u1ee7a\u00a0<a href=\"https:\/\/luatvietnam.vn\/bao-hiem\/nghi-dinh-03-2021-bao-hiem-bat-buoc-trach-nhiem-dan-su-cua-chu-xe-co-gioi-197313-d1.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Ngh\u1ecb \u0111\u1ecbnh 03\/2021N\u0110-CP<\/a>)<\/em>:<\/p>\n\n\n\n<ol class=\"wp-block-list\" style=\"list-style-type:1\">\n<li>T\u00ean, \u0111\u1ecba ch\u1ec9, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i (n\u1ebfu c\u00f3) c\u1ee7a ch\u1ee7 xe&nbsp;<\/li>\n\n\n\n<li>S\u1ed1 bi\u1ec3n ki\u1ec3m so\u00e1t ho\u1eb7c s\u1ed1 khung, s\u1ed1 m\u00e1y<\/li>\n\n\n\n<li>T\u00ean, \u0111\u1ecba ch\u1ec9, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba v\u00e0 h\u00e0nh kh\u00e1ch<\/li>\n\n\n\n<li>Tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi, ng\u01b0\u1eddi l\u00e1i xe khi x\u1ea3y ra tai n\u1ea1n<\/li>\n\n\n\n<li>Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u00ed b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Ng\u00e0y, th\u00e1ng, n\u0103m c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>M\u00e3 s\u1ed1, m\u00e3 v\u1ea1ch \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd, qu\u1ea3n l\u00fd v\u00e0 s\u1eed d\u1ee5ng theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 Khoa h\u1ecdc v\u00e0 C\u00f4ng ngh\u1ec7&nbsp;<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"6_Giay_chung_nhan_bao_hiem_dan_su_bat_buoc_xe_may_dien_tu_co_duoc_chap_nhan_khong\"><\/span><strong>6. Gi\u1ea5y ch\u1ee9ng nh\u1eadn&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;\u0111i\u1ec7n t\u1eed c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111i\u1ec7n t\u1eed \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn s\u1eed d\u1ee5ng thay th\u1ebf cho gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3n gi\u1ea5y, v\u1edbi \u0111i\u1ec1u ki\u1ec7n nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn ph\u1ea3n \u00e1nh \u0111\u1ea7y \u0111\u1ee7 c\u00e1c n\u1ed9i dung quy \u0111\u1ecbnh (Kho\u1ea3n 4, \u0110i\u1ec1u 6, v\u00e0 Kho\u1ea3n 3, \u0110i\u1ec1u 18, Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP t\u1ea1o c\u01a1 s\u1edf cho c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u1ea5p gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111i\u1ec7n t\u1eed cho&nbsp;<strong>b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/strong>). V\u00ec v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 l\u01b0u tr\u1eef gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111i\u1ec7n t\u1eed tr\u00ean \u0111i\u1ec7n tho\u1ea1i c\u1ee7a m\u00ecnh v\u00e0 y\u00ean t\u00e2m di chuy\u1ec3n tr\u00ean \u0111\u01b0\u1eddng v\u00ec b\u1ea1n c\u00f3 th\u1ec3 xu\u1ea5t tr\u00ecnh \u1ea3nh gi\u1ea5y ch\u1ee9ng nh\u1eadn cho c\u01a1 quan ch\u1ee9c n\u0103ng khi c\u1ea7n thi\u1ebft.&nbsp;<\/p>\n\n\n\n<p>Saladin l\u00e0 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c l\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, cam k\u1ebft tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao d\u1ecbch \u0111i\u1ec7n t\u1eed v\u00e0 c\u00e1c v\u0103n b\u1ea3n h\u01b0\u1edbng d\u1eabn thi h\u00e0nh, cung c\u1ea5p \u0111\u1ebfn kh\u00e1ch h\u00e0ng c\u00e1c\u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">s\u1ea3n ph\u1ea9m\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0uy t\u00edn.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"7_Thoi_han_cua_bao_hiem_TNDS_xe_may_bat_la_bao_lau\"><\/span><strong>7. Th\u1eddi h\u1ea1n c\u1ee7a&nbsp;b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y b\u1eaft &nbsp;l\u00e0 bao l\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110i\u1ec1u 9, Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP quy \u0111\u1ecbnh th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y, xe m\u00f4 t\u00f4 2 b\u00e1nh, 3 b\u00e1nh, xe g\u1eafn m\u00e1y (k\u1ec3 c\u1ea3 xe m\u00e1y \u0111i\u1ec7n) l\u00e0 t\u1ed1i thi\u1ec3u 1 n\u0103m v\u00e0 t\u1ed1i \u0111a 3 n\u0103m.<\/p>\n\n\n\n<p>Hi\u1ec7n t\u1ea1i Saladin \u0111ang cung c\u1ea5p t\u1edbi kh\u00e1ch h\u00e0ng\u00a0<a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"\">s\u1ea3n ph\u1ea9m\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0c\u00f3 th\u1eddi h\u1ea1n 1 n\u0103m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"8_Mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_o_dau\"><\/span><strong>8. Mua&nbsp;b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y&nbsp;\u1edf \u0111\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ngo\u00e0i c\u00e1c \u0111i\u1ec3m&nbsp;b\u00e1n b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;\u201ctruy\u1ec1n th\u1ed1ng\u201d nh\u01b0 tr\u1ee5 s\u1edf c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i b\u1ea3o hi\u1ec3m, ng\u00e2n h\u00e0ng, c\u00e2y x\u0103ng, hi\u1ec7n nay kh\u00e1ch h\u00e0ng \u0111\u00e3 c\u00f3 th\u00eam l\u1ef1a ch\u1ecdn mua&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;online qua c\u00e1c n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn v\u00e0 v\u00ed \u0111i\u1ec7n t\u1eed.<\/p>\n\n\n\n<p>Saladin \u0111ang cung c\u1ea5p c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y t\u1eeb 4 c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn h\u00e0ng \u0111\u1ea7u nh\u01b0 B\u1ea3o hi\u1ec3m B\u1ea3o Minh, PVI, VNI, BSH. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 mua\u00a0<a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"\">s\u1ea3n ph\u1ea9m\u00a0b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>\u00a0tr\u1ef1c tuy\u1ebfn d\u1ec5 d\u00e0ng t\u1ea1i trang web\u00a0<a href=\"https:\/\/www.saladin.vn\/\">saladin.vn<\/a>\u00a0v\u00e0 \u1ee9ng d\u1ee5ng Saladin tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/p>\n\n\n\n<p>B\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn mua&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;t\u1ea1i c\u00e1c \u0111i\u1ec3m b\u00e1n v\u00e0 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m ch\u00ednh th\u1ed1ng \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p thay v\u00ec \u201cch\u1ecdn \u0111\u1ea1i\u201d m\u1ed9t \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m \u201cv\u1ec9a h\u00e8\u201d hay m\u1ed9t gian h\u00e0ng tr\u00ean c\u00e1c trang th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed v\u1edbi l\u1eddi m\u1eddi ch\u00e0o h\u1ea5p d\u1eabn v\u00e0 m\u1ee9c gi\u00e1 b\u00e1n r\u1ebb gi\u1eadt m\u00ecnh b\u1edfi l\u1ebd r\u1ea5t c\u00f3 th\u1ec3 b\u1ea1n s\u1ebd mua ph\u1ea3i&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;gi\u1ea3.<\/p>\n\n\n\n<p>Xem th\u00eam b\u00e0i vi\u1ebft:<strong>\u00a0<\/strong><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y gi\u1ea3 v\u00e0 c\u00e1ch \u0111\u1ec3 ph\u00f2ng tr\u00e1nh<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"9_Mua_bao_hiem_trach_nhiem_dan_su_xe_may_can_nhung_giay_to_gi\"><\/span><strong>9. Mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y c\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd g\u00ec?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Quy tr\u00ecnh mua v\u00e0 nh\u1eefng th\u00f4ng tin \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u khi mua b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y kh\u00e1 \u0111\u01a1n gi\u1ea3n. B\u1ea1n ch\u1ec9 c\u1ea7n c\u00f3 trong tay gi\u1ea5y \u0111\u0103ng k\u00fd xe (c\u00e0 v\u1eb9t xe) l\u00e0 c\u00f3 th\u1ec3 c\u00f3 \u0111\u1ee7 th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111i\u1ec1n v\u00e0o Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c theo quy \u0111\u1ecbnh (nh\u01b0 \u0111\u00e3 li\u1ec7t k\u00ea \u1edf tr\u00ean).&nbsp;<\/p>\n\n\n\n<p>Khi mua <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" target=\"_blank\" rel=\"noopener\" title=\"\">s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a> tr\u1ef1c tuy\u1ebfn t\u1ea1i trang web <a href=\"http:\/\/saladin.vn\/\" target=\"_blank\" rel=\"noreferrer noopener\">saladin.vn<\/a> ho\u1eb7c \u1ee9ng d\u1ee5ng Saladin tr\u00ean \u0111i\u1ec7n tho\u1ea1i, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111i\u1ec1n c\u00e1c th\u00f4ng tin nh\u01b0 sau:\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u00f4ng tin ch\u1ee7 xe tr\u00ean gi\u1ea5y t\u1edd (H\u1ecd t\u00ean, \u0111\u1ecba ch\u1ec9)&nbsp;<\/li>\n\n\n\n<li>Th\u00f4ng tin ch\u1ee7 s\u1edf h\u1eefu hi\u1ec7n t\u1ea1i (h\u1ecd t\u00ean, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i, s\u1ed1 CMND\/CCCD, email, \u0111\u1ecba ch\u1ec9)&nbsp;<\/li>\n\n\n\n<li>Th\u00f4ng tin xe (bi\u1ec3n s\u1ed1, ho\u1eb7c ho\u1eb7c s\u1ed1 khung, s\u1ed1 m\u00e1y)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i vi\u1ec7c t\u1ef1 \u0111i\u1ec1n c\u00e1c th\u00f4ng tin n\u00e0y, Saladin c\u00f2n cho ph\u00e9p b\u1ea1n \u0111i\u1ec1n th\u00f4ng tin nhanh b\u1eb1ng c\u00e1ch ch\u1ee5p gi\u1ea5y t\u1edd xe v\u00e0 \u0111\u0103ng t\u1ea3i l\u00ean trang web <a href=\"http:\/\/saladin.vn\/\" target=\"_blank\" rel=\"noreferrer noopener\">saladin.vn<\/a>.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"10_Khi_muaban_xe_may_thi_bao_hiem_dan_su_bat_buoc_xe_may_co_con_hieu_luc_voi_chu_moi_khong\"><\/span><strong>10. Khi mua\/b\u00e1n xe m\u00e1y th\u00ec&nbsp;b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y&nbsp;c\u00f3 c\u00f2n hi\u1ec7u l\u1ef1c v\u1edbi ch\u1ee7 m\u1edbi kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Theo quy tr\u00ecnh sang nh\u01b0\u1ee3ng xe c\u01a1 gi\u1edbi m\u1edbi nh\u1ea5t c\u00f4ng b\u1ed1 b\u1edfi <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Nghi-dinh-67-2023-ND-CP-bao-hiem-bat-buoc-trach-nhiem-dan-su-cua-chu-xe-co-gioi-578283.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Ngh\u1ecb \u0111\u1ecbnh\u00a067\/2023\/N\u0110-CP\">Ngh\u1ecb \u0111\u1ecbnh\u00a067\/2023\/N\u0110-CP<\/a> v\u00e0 <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Thong-tu-24-2023-TT-BCA-cap-thu-hoi-dang-ky-bien-so-xe-co-gioi-559088.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Th\u00f4ng t\u01b0 24\/2023\/TT-BCA\">Th\u00f4ng t\u01b0 24\/2023\/TT-BCA<\/a>, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m TNDS s\u1ebd m\u1ea5t hi\u1ec7u l\u1ef1c khi c\u00e1c b\u00ean l\u00e0m th\u1ee7 t\u1ee5c b\u1eaft bu\u1ed9c l\u00e0 thu h\u1ed3i gi\u1ea5y \u0111\u0103ng k\u00ed v\u00e0 bi\u1ec3n s\u1ed1 xe. Do \u0111\u00f3, ch\u1ee7 xe m\u1edbi s\u1ebd kh\u00f4ng th\u1ec3 s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m TNDS c\u1ee7a ch\u1ee7 xe c\u0169 d\u00f9 c\u00f2n hi\u1ec7u l\u1ef1c m\u00e0 <strong>c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m TNDS m\u1edbi cho xe m\u00e1y ho\u1eb7c \u00f4 t\u00f4 c\u1ee7a m\u00ecnh<\/strong>.<\/p>\n\n\n\n<p>\u0110\u1ed3ng th\u1eddi, ch\u1ee7 xe c\u0169 n\u00ean li\u00ean h\u1ec7 v\u1edbi Nh\u00e0 b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i chi ph\u00ed b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian c\u00f2n l\u1ea1i c\u1ee7a b\u1ea3o hi\u1ec3m \u0111\u00e3 mua theo h\u1ee3p \u0111\u1ed3ng. <\/p>\n\n\n\n<p>C\u1ea7n l\u01b0u \u00fd quy \u0111\u1ecbnh n\u00e0y l\u00e0 \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c. \u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 t\u1ef1 nguy\u1ec7n, vi\u1ec7c ch\u1ee7 xe m\u1edbi c\u00f3 \u0111\u01b0\u1ee3c k\u1ebf th\u1eeba quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m \u0111\u00e3 mua kh\u00f4ng th\u01b0\u1eddng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh r\u00f5 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. V\u00ec th\u1ebf, \u0111\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p n\u00e0y, c\u1ea7n nghi\u00ean c\u1ee9u k\u0129 l\u1ea1i c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p><em>\u0110\u1ec3 n\u1eafm r\u00f5 h\u01a1n v\u1ec1 \u0111i\u1ec3m m\u1edbi trong quy \u0111\u1ecbnh v\u1ec1 B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi xe m\u00e1y, h\u00e3y tham kh\u1ea3o b\u00e0i vi\u1ebft: <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/nghi-dinh-bao-hiem-xe-may-moi-nhat-2024\/\">Ngh\u1ecb \u0111\u1ecbnh b\u1ea3o hi\u1ec3m xe m\u00e1y m\u1edbi nh\u1ea5t 2024<\/a><\/em>.<\/p>\n\n\n\n<p>Hi v\u1ecdng b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e2y \u0111\u00e3 ph\u1ea7n n\u00e0o gi\u1ea3i \u0111\u00e1p \u0111\u01b0\u1ee3c nh\u1eefng c\u00e2u h\u1ecfi c\u1ee7a b\u1ea1n v\u1ec1 b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y. <\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>N\u1ebfu l\u00e0 ch\u1ee7 s\u1edf h\u1eefu c\u1ee7a m\u1ed9t chi\u1ebfc xe m\u00e1y, ho\u1eb7c l\u00e0 ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean s\u1eed d\u1ee5ng xe m\u00e1y nh\u01b0 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n l\u01b0u th\u00f4ng ch\u00ednh, ch\u1eafc h\u1eb3n b\u1ea1n bi\u1ebft [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":1738,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[49,52],"class_list":["post-1010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-bao-hiem-dan-su-bat-buoc-xe-may","tag-cong-dung-cua-bao-hiem-xe-may"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/12113128\/cau-hoi-bao-hiem-xe-may.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/12113128\/cau-hoi-bao-hiem-xe-may-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">c\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">c\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 15\/07\/2022","modified":"Updated on 21\/03\/2024"},"absolute_dates_time":{"created":"Posted on 15\/07\/2022 10:11 AM","modified":"Updated on 21\/03\/2024 2:39 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=1010"}],"version-history":[{"count":27,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1010\/revisions"}],"predecessor-version":[{"id":20745,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1010\/revisions\/20745"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/1738"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=1010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=1010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=1010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}