{"id":10604,"date":"2022-12-27T12:09:47","date_gmt":"2022-12-27T05:09:47","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=10604"},"modified":"2025-07-08T15:41:54","modified_gmt":"2025-07-08T08:41:54","slug":"bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do\/","title":{"rendered":"C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft cho freelancer"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do\/#I_Cac_loai_bao_hiem_freelancer_lao_dong_tu_do_nen_so_huu\" >I. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m freelancer (lao \u0111\u1ed9ng t\u1ef1 do) n\u00ean s\u1edf h\u1eefu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do\/#II_Cach_mua_bao_hiem_suc_khoe_ma_Freelancer_can_biet\" >II. C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe m\u00e0 Freelancer c\u1ea7n bi\u1ebft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do\/#III_Mua_bao_hiem_suc_khoe_de_dang_voi_quyen_loi_bao_hiem_chi_tra_vien_phi_tu_Saladin\" >III. Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng v\u1edbi quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed t\u1eeb Saladin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27152116\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do-1024x683.jpg\" alt=\"\" class=\"wp-image-10619\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27152116\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27152116\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27152116\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27152116\/bao-hiem-cho-freelancer-cach-mua-bao-hiem-suc-khoe-va-cac-loai-bao-hiem-can-thiet-cho-lao-dong-tu-do.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong><em>Khi ch\u1ecdn l\u00e0m vi\u1ec7c nh\u01b0 m\u1ed9t freelancer (lao \u0111\u1ed9ng t\u1ef1 do) ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c ph\u00fac l\u1ee3i v\u1ec1 b\u1ea3o hi\u1ec3m, h\u1ed7 tr\u1ee3 khi b\u1ec7nh t\u1eadt, n\u1eb1m vi\u1ec7n nh\u01b0 khi l\u00e0m nh\u00e2n vi\u00ean ch\u00ednh th\u1ee9c c\u1ee7a c\u00f4ng ty. V\u00ec v\u1eady, h\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u kinh nghi\u1ec7m t\u1ef1 mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m cho b\u1ea3n th\u00e2n, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" title=\"c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\">c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>, b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n \u0111\u1ec3 bi\u1ebft c\u00e1ch \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh v\u00e0 s\u1eb5n s\u00e0ng \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng t\u00ecnh hu\u1ed1ng g\u1eb7p r\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Cac_loai_bao_hiem_freelancer_lao_dong_tu_do_nen_so_huu\"><\/span><strong>I. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m freelancer (lao \u0111\u1ed9ng t\u1ef1 do) n\u00ean s\u1edf h\u1eefu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>Mua b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc<\/strong><\/h3>\n\n\n\n<p>\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf m\u00e0 khi b\u1ea1n l\u00e0m vi\u1ec7c nh\u1eadn l\u01b0\u01a1ng \u1edf c\u00f4ng ty, s\u1ebd m\u1eb7c \u0111\u1ecbnh \u0111\u01b0\u1ee3c mua c\u00f9ng c\u00f4ng ty (v\u1edbi t\u1ef7 l\u1ec7 \u0111\u00f3ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 1.5% v\u00e0 3%). C\u00f2n khi l\u00e0m freelance, b\u1ea1n c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc theo h\u1ed9 gia \u0111\u00ecnh.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc<\/h4>\n\n\n\n<p>Kh\u00e1m, ch\u1eefa b\u1ec7nh \u0111\u00fang tuy\u1ebfn: \u0110\u01b0\u1ee3c chi tr\u1ea3 80% vi\u1ec7n ph\u00ed<\/p>\n\n\n\n<p>N\u1ebfu kh\u00e1m, ch\u1eefa b\u1ec7nh tr\u00e1i tuy\u1ebfn, v\u01b0\u1ee3t tuy\u1ebfn, m\u1ee9c b\u1ea3o hi\u1ec3m y t\u1ebf chi tr\u1ea3 nh\u01b0 b\u00ean d\u01b0\u1edbi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>40% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn trung \u01b0\u01a1ng;<\/li>\n\n\n\n<li>100% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn t\u1ec9nh;<\/li>\n\n\n\n<li>100% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn huy\u1ec7n.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Ph\u00ed b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc n\u1ebfu \u0111\u00f3ng theo h\u1ed9 gia \u0111\u00ecnh<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1 ng\u01b0\u1eddi: 67,050 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ th\u00e1ng<\/li>\n\n\n\n<li>2 ng\u01b0\u1eddi: 46,935 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ th\u00e1ng<\/li>\n\n\n\n<li>3 ng\u01b0\u1eddi: 40,230 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ th\u00e1ng<\/li>\n\n\n\n<li>4 ng\u01b0\u1eddi: 33,525 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ th\u00e1ng<\/li>\n\n\n\n<li>T\u1eeb 5 ng\u01b0\u1eddi tr\u1edf \u0111i: 26,820 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ th\u00e1ng<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u01afu \u0111i\u1ec3m c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m r\u1ebb<\/li>\n\n\n\n<li>Kh\u00f4ng \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd<\/li>\n\n\n\n<li>Kh\u00f4ng t\u1eeb ch\u1ed1i t\u00e1i t\u1ee5c<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m h\u1ea1n ch\u1ebf: ch\u1ec9 chi tr\u1ea3 t\u1eeb 40-80% chi ph\u00ed<\/li>\n\n\n\n<li>H\u1ea1n ch\u1ebf trong danh s\u00e1ch c\u01a1 s\u1edf y t\u1ebf \u0111i\u1ec1u tr\u1ecb, kh\u00f4ng c\u00f3 l\u1ef1a ch\u1ecdn c\u00e1c b\u1ec7nh vi\u1ec7n qu\u1ed1c t\u1ebf, t\u01b0 nh\u00e2n<\/li>\n\n\n\n<li>Ph\u1ea1m vi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m gi\u1edbi h\u1ea1n trong l\u00e3nh th\u1ed5 Vi\u1ec7t Nam<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2.<strong>Mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/strong><\/h3>\n\n\n\n<p>Mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n, hay c\u00f2n g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n, l\u00e0 h\u00ecnh th\u1ee9c t\u1ef1 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n t\u1ed1t nh\u1ea5t m\u00e0 b\u1ea5t k\u1ef3 Freelancer n\u00e0o c\u0169ng n\u00ean ngh\u0129 \u0111\u1ebfn.<\/p>\n\n\n\n<p>\u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m do c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n cung c\u1ea5p v\u1edbi quy\u1ec1n l\u1ee3i, m\u1ee9c ph\u00ed \u0111a d\u1ea1ng, ph\u1ee5c v\u1ee5 nhi\u1ec1u nhu c\u1ea7u, gi\u00fap chi tr\u1ea3 cho c\u00e1c r\u1ee7i ro n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n<\/h4>\n\n\n\n<p>Ngo\u00e0i quy\u1ec1n l\u1ee3i chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i &#8211; ngo\u1ea1i tr\u00fa, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u0169ng chi tr\u1ea3 cho c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb do tai n\u1ea1n, chi ph\u00ed kh\u00e1m ch\u1eefa nha khoa v\u00e0 \u0111i\u1ec1u tr\u1ecb ung th\u01b0.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u01afu \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c ph\u00ed v\u00e0 quy\u1ec1n l\u1ee3i \u0111a d\u1ea1ng v\u00e0 linh ho\u1ea1t. B\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn g\u00f3i m\u1ee9c ph\u00ed cao \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c b\u1ed3i th\u01b0\u1eddng cao. Ng\u01b0\u1ee3c l\u1ea1i, v\u1edbi m\u1ed9t m\u1ee9c ph\u00ed th\u1ea5p b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c quy\u1ec1n l\u1ef1a ch\u1ecdn r\u1ea5t nhi\u1ec1u b\u1ec7nh vi\u1ec7n \u0111i\u1ec1u tr\u1ecb, trong \u0111\u00f3 c\u00f3 c\u1ea3 b\u1ec7nh vi\u1ec7n t\u01b0 nh\u00e2n, qu\u1ed1c t\u1ebf v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 cao c\u1ea5p h\u01a1n<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u1edf n\u01b0\u1edbc ngo\u00e0i n\u1ebfu l\u1ef1a ch\u1ecdn quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Nh\u01b0\u1ee3c \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/h4>\n\n\n\n<p>C\u00f3 nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ph\u1ea3i \u00e1p d\u1ee5ng th\u1eddi gian ch\u1edd<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i t\u00e1i t\u1ee5c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. <strong>Mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><\/h3>\n\n\n\n<p>\u0110\u00e2y l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m m\u00e0 khi h\u1ebft tu\u1ed5i lao \u0111\u1ed9ng, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c m\u1ed9t kho\u1ea3n ti\u1ec1n s\u1eed d\u1ee5ng khi v\u1ec1 h\u01b0u m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i. Ngo\u00e0i ra, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd d\u00f9ng s\u1ed1 ti\u1ec1n b\u1ea1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea7u t\u01b0, c\u00f3 th\u1ec3 mang l\u1ea1i m\u1ee9c sinh l\u1eddi cao. Lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd ph\u00f9 h\u1ee3p v\u1edbi nh\u1eefng b\u1ea1n x\u00e1c \u0111\u1ecbnh theo ngh\u1ec1 freelancer l\u00e2u d\u00e0i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. <strong>Mua b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 thu nh\u1eadp<\/strong><\/h3>\n\n\n\n<p>V\u00ec freelancer kh\u00f4ng c\u00f3 ng\u00e0y ngh\u1ec9 ph\u00e9p h\u01b0\u1edfng l\u01b0\u01a1ng, n\u00ean \u0111\u00e2y s\u1ebd l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m hi\u1ec3u n\u00f4m na l\u00e0 gi\u00fap tr\u1ea3 l\u01b0\u01a1ng cho b\u1ea1n trong th\u1eddi gian ph\u1ea3i n\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb v\u00e0 kh\u00f4ng c\u00f3 thu nh\u1eadp. Th\u1ef1c ch\u1ea5t \u0111\u00e2y l\u00e0 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m Tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n, nh\u01b0ng b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn n\u00f3 nh\u01b0 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m ri\u00eang, gi\u00fap chi tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 b\u1ea1n trang tr\u1ea3i ph\u00ed sinh ho\u1ea1t trong th\u1eddi gian kh\u00f4ng th\u1ec3 t\u1ea1o ra thu nh\u1eadp.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u01afu \u0111i\u1ec3m khi mua b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 thu nh\u1eadp<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110a d\u1ea1ng g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi nhi\u1ec1u m\u1ee9c b\u1ea3o v\u1ec7<\/li>\n\n\n\n<li>M\u1ee9c ph\u00ed r\u1ebb v\u00e0 kh\u00f4ng thay \u0111\u1ed5i theo \u0111\u1ed9 tu\u1ed5i, gi\u1edbi t\u00ednh<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Nh\u01b0\u1ee3c \u0111i\u1ec3m c\u1ee7a b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 thu nh\u1eadp<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lo\u1ea1i tr\u1eeb m\u1ed9t s\u1ed1 b\u1ec7nh<\/li>\n\n\n\n<li>\u00c1p d\u1ee5ng th\u1eddi gian ch\u1edd<\/li>\n\n\n\n<li>R\u1ee7i ro t\u1eeb ch\u1ed1i t\u00e1i t\u1ee5c<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Cach_mua_bao_hiem_suc_khoe_ma_Freelancer_can_biet\"><\/span><strong>II. C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe m\u00e0 Freelancer c\u1ea7n bi\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Freelancer n\u00ean c\u00f3 \u00edt nh\u1ea5t <strong>B\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc <\/strong>v\u00e0 mua<strong> B\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n. <\/strong>C\u00e1ch k\u1ebft h\u1ee3p 2 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ec3 \u0111\u01b0\u1ee3c l\u1ee3i nh\u1ea5t:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>D\u00f9ng b\u1ea3o hi\u1ec3m y t\u1ebf khi kh\u00e1m \u1edf b\u1ec7nh vi\u1ec7n tuy\u1ebfn huy\u1ec7n (\u0111\u01b0\u1ee3c chi tr\u1ea3 100%)<\/li>\n\n\n\n<li>K\u1ebft h\u1ee3p 2 lo\u1ea1i b\u1ea3o hi\u1ec3m khi kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb tr\u00e1i tuy\u1ebfn, ho\u1eb7c trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1eeb ch\u1ed1i t\u00e1i t\u1ee5c khi d\u00f9ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/li>\n\n\n\n<li>Ch\u1ec9 d\u00f9ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u1ebfu lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ec3 chi tr\u1ea3 to\u00e0n b\u1ed9 vi\u1ec7n ph\u00ed<\/li>\n\n\n\n<li>D\u00f9ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n \u0111\u1ec3 c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn c\u00e1c b\u1ec7nh vi\u1ec7n c\u00f3 d\u1ecbch v\u1ee5 cao c\u1ea5p h\u01a1n, b\u1ec7nh vi\u1ec7n qu\u1ed1c t\u1ebf ho\u1eb7c t\u01b0 nh\u00e2n.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf \u0111\u00e2u t\u1ed1t? <\/h3>\n\n\n\n<p>Ch\u1ecdn mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 nh\u1eefng ti\u00eau ch\u00ed sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00f3 <strong>danh s\u00e1ch b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft \u0111a d\u1ea1ng<\/strong>, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eefng b\u1ec7nh vi\u1ec7n b\u1ea1n mong mu\u1ed1n ho\u1eb7c g\u1ea7n khu v\u1ef1c b\u1ea1n sinh s\u1ed1ng. Xem th\u00eam: <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/cac-benh-vien-nao-lien-ket-voi-cong-ty-bao-hiem\/\">B\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n: Danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/a><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/giai-dap-ve-thoi-gian-cho-khi-mua-bao-hiem-suc-khoe-online-hoac-truc-tiep\/\" title=\"\">Th\u1eddi gian ch\u1edd<\/a> ng\u1eafn<\/strong>. Th\u1eddi gian ch\u1edd l\u00e0 kho\u1ea3ng th\u1eddi gian m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi c\u00e1c b\u1ec7nh \u0111\u00e3 v\u00e0 \u0111ang m\u1eafc, th\u00f4ng th\u01b0\u1eddng t\u1eeb 2 &#8211; 5 n\u0103m.&nbsp;Xem th\u00eam: <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/giai-dap-ve-thoi-gian-cho-khi-mua-bao-hiem-suc-khoe-online-hoac-truc-tiep\/\">Gi\u1ea3i \u0111\u00e1p v\u1ec1 th\u1eddi gian ch\u1edd khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online ho\u1eb7c tr\u1ef1c ti\u1ebfp<\/a><\/li>\n\n\n\n<li><strong>Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng r\u00f5 r\u00e0ng, minh b\u1ea1ch<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Mua_bao_hiem_suc_khoe_de_dang_voi_quyen_loi_bao_hiem_chi_tra_vien_phi_tu_Saladin\"><\/span><br>III. Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng v\u1edbi quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed t\u1eeb Saladin<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u1ebfu v\u1eabn c\u00f2n b\u0103n kho\u0103n&nbsp;<strong>mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf \u0111\u00e2u<\/strong>&nbsp;\u0111\u1ec3 c\u00f3 quy\u1ec1n l\u1ee3i t\u1ed1i \u01b0u v\u00e0 chi ph\u00ed ph\u00f9 h\u1ee3p cho freelancer, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u00ean website\/ \u1ee9ng d\u1ee5ng&nbsp;<strong>Saladin<\/strong>.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\"><strong>Saladin<\/strong> l\u00e0 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a>\u00a0h\u1ee3p t\u00e1c c\u00f9ng <a href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/bao-hiem-suc-khoe-saladin\/danh-sach-benh-vien-lien-ket-voi-cac-cong-ty-bao-hiem\/\" title=\"\">c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u<\/a> (<strong><em>b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Minh, Liberty, PVI\u2026<\/em><\/strong>) v\u1edbi h\u00e0ng tr\u0103m quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111a d\u1ea1ng nh\u01b0 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed (b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n), quy\u1ec1n l\u1ee3i nha khoa, quy\u1ec1n l\u1ee3i thai s\u1ea3n,\u00a0<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-suc-khoe-gia-dinh\/\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/a><\/strong>\u2026 B\u1ea1n c\u00f3 th\u1ec3\u00a0<strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online<\/a><\/strong>\u00a0d\u1ec5 d\u00e0ng, y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn nhanh ch\u00f3ng v\u1edbi n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 v\u00e0 \u0111\u1ed9i ng\u0169 h\u1ed7 tr\u1ee3 24\/24 t\u1eeb\u00a0<strong>Saladin<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 s\u1eb5n s\u00e0ng b\u01b0\u1edbc v\u00e0o ngh\u1ec1 freelancer, b\u1ea1n c\u1ea7n c\u00f3 k\u1ebf ho\u1ea1ch cho qu\u1ef9 d\u1ef1 ph\u00f2ng, kh\u00f4ng ch\u1ec9 l\u00e0 kho\u1ea3n ti\u1ec1n ti\u1ebft ki\u1ec7m, m\u00e0 c\u00f2n l\u00e0 ph\u01b0\u01a1ng \u00e1n b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh tr\u01b0\u1edbc nh\u1eefng t\u00ecnh hu\u1ed1ng r\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe g\u00e2y ph\u00e1t sinh thi\u1ec7t h\u1ea1i ti\u1ec1n b\u1ea1c.<\/p>\n\n\n\n<p>Ph\u01b0\u01a1ng \u00e1n an to\u00e0n v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi khuy\u00ean nh\u1ea5t l\u00e0 trang b\u1ecb nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft cho vi\u1ec7c \u0111\u1ea3m b\u1ea3o an to\u00e0n s\u1ee9c kh\u1ecfe. N\u1ebfu b\u1ea1n ch\u01b0a quen v\u1edbi vi\u1ec7c t\u1ef1 mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n ho\u1eb7c ch\u01b0a r\u00f5 c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 quy\u1ec1n l\u1ee3i ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u th\u1ef1c t\u1ebf, h\u00e3y li\u00ean h\u1ec7 <strong>Saladin<\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n, h\u1ed7 tr\u1ee3 24\/7, c\u0169ng nh\u01b0 tr\u1ea3i nghi\u1ec7m c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 thanh to\u00e1n, l\u01b0u tr\u1eef gi\u1ea5y t\u1edd li\u00ean quan, gi\u1ea3i quy\u1ebft y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn nhanh ch\u00f3ng v\u00e0 ti\u1ec7n l\u1ee3i.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 Ba, ng\u00e0y 27 th\u00e1ng 12 n\u0103m 2022.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi ch\u1ecdn l\u00e0m vi\u1ec7c nh\u01b0 m\u1ed9t freelancer (lao \u0111\u1ed9ng t\u1ef1 do) ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c ph\u00fac l\u1ee3i v\u1ec1 b\u1ea3o hi\u1ec3m, h\u1ed7 tr\u1ee3 khi b\u1ec7nh t\u1eadt, n\u1eb1m [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":10616,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[203,119,108,278,146,134,121,122,311],"class_list":["post-10604","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-bao-hiem-suc-khoe-that-nghiep","tag-bao-hiem-suc-khoe-truc-tuyen","tag-cach-mua-bao-hiem-suc-khoe","tag-dang-ky-bao-hiem-suc-khoe","tag-gia-cua-bao-hiem-suc-khoe","tag-mua-bao-hiem-suc-khoe-de-dang","tag-mua-bao-hiem-suc-khoe-online","tag-mua-bao-hiem-suc-khoe-truc-tuyen","tag-tu-van-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27151950\/7.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27151950\/7-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u1ea5t nghi\u1ec7p<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u1ef1c tuy\u1ebfn<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">\u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a 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