{"id":10637,"date":"2022-12-27T17:17:43","date_gmt":"2022-12-27T10:17:43","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=10637"},"modified":"2022-12-27T22:36:54","modified_gmt":"2022-12-27T15:36:54","slug":"kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o\/","title":{"rendered":"Kinh nghi\u1ec7m mua nh\u00e0 chung c\u01b0 &#038; c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf cho gia \u0111\u00ecnh tr\u1ebb"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o\/#I_Nhung_kieu_nha_chung_cu_nen_tranh_theo_kinh_nghiem_mua_nha\" >I. Nh\u1eefng ki\u1ec3u nh\u00e0 chung c\u01b0 n\u00ean tr\u00e1nh theo kinh nghi\u1ec7m mua nh\u00e0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o\/#II_Nhung_kinh_nghiem_mua_chung_cu_can_luu_y_de_tranh_mua_lam_nha\" >II. Nh\u1eefng kinh nghi\u1ec7m mua chung c\u01b0 c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 tr\u00e1nh mua l\u1ea7m nh\u00e0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o\/#III_Nen_mua_cac_goi_bao_hiem_nha_o_nao_cho_can_ho_chung_cu\" >III. N\u00ean mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf n\u00e0o cho c\u0103n h\u1ed9 chung c\u01b0?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Vi\u1ec7c mua chung c\u01b0 cho gia \u0111\u00ecnh tr\u1ebb lu\u00f4n \u0111i k\u00e8m nhi\u1ec1u m\u1ed1i b\u0103n kho\u0103n do c\u00f3 nhi\u1ec1u d\u1ef1 \u00e1n v\u1edbi \u01b0u nh\u01b0\u1ee3c \u0111i\u1ec3m v\u00e0 m\u1ee9c gi\u00e1 \u0111a d\u1ea1ng. C\u00f9ng Saladin \u0111\u1ecdc k\u1ef9 nh\u1eefng kinh nghi\u1ec7m mua chung c\u01b0 d\u01b0\u1edbi \u0111\u00e2y c\u0169ng nh\u01b0 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf ph\u00f9 h\u1ee3p \u0111\u1ec3 chu\u1ea9n b\u1ecb t\u1ed1t nh\u1ea5t cho ch\u01b0\u01a1ng m\u1edbi &#8220;an c\u01b0 l\u1ea1c nghi\u1ec7p&#8221; c\u1ee7a gia \u0111\u00ecnh.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"768\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27215126\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o-1024x768.jpg\" alt=\"\" class=\"wp-image-10773\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27215126\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o-1024x768.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27215126\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o-300x225.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27215126\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o-768x576.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27215126\/kinh-nghiem-mua-nha-chung-cu-cho-gia-dinh-tre-cac-goi-bao-hiem-nha-o.jpg 1333w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Nhung_kieu_nha_chung_cu_nen_tranh_theo_kinh_nghiem_mua_nha\"><\/span><strong>I. Nh\u1eefng ki\u1ec3u nh\u00e0 chung c\u01b0 n\u00ean tr\u00e1nh theo kinh nghi\u1ec7m mua nh\u00e0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">C\u0103n h\u1ed9 g\u1ea7n \u0111\u01b0\u1eddng l\u1edbn, s\u00e1t ch\u1ee3, n\u01a1i t\u1eadp trung r\u00e1c th\u1ea3i, ph\u00f2ng \u0111\u1ed5 r\u00e1c hay thang m\u00e1y<\/h3>\n\n\n\n<p>Nh\u1eefng c\u0103n chung c\u01b0 n\u00e0y d\u1ec5 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi m\u00f9i h\u00f4i ho\u1eb7c ti\u1ebfng \u1ed3n do c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi qua l\u1ea1i \u0111\u1ed5 r\u00e1c, kh\u00f4ng t\u1ed1t cho s\u1ee9c kh\u1ecfe, nh\u1ea5t l\u00e0 gia \u0111\u00ecnh c\u00f3 con nh\u1ecf.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u0103n h\u1ed9 \u1edf t\u1ea7ng \u00e1p m\u00e1i<\/h3>\n\n\n\n<p>V\u00ec nh\u1eefng c\u0103n \u00e1p m\u00e1i th\u01b0\u1eddng n\u00f3ng h\u01a1n do ch\u1ecbu \u1ea3nh h\u01b0\u1edfng \u00e1nh n\u1eafng. Ngo\u00e0i ra, n\u1ebfu s\u00e2n th\u01b0\u1ee3ng chung c\u01b0 c\u00f3 kinh doanh qu\u00e1n th\u00ec c\u0103n h\u1ed9 \u00e1p m\u00e1i s\u1ebd ch\u1ecbu \u00f4 nhi\u1ec5m ti\u1ebfng \u1ed3n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u0103n h\u1ed9 c\u1ea7n tr\u00e1nh mua n\u1ebfu nh\u00e0 c\u00f3 ng\u01b0\u1eddi gi\u00e0 v\u00e0 tr\u1ebb nh\u1ecf<\/h3>\n\n\n\n<p>C\u0103n h\u1ed9 t\u1ea7ng cao kh\u00f4ng ph\u00f9 h\u1ee3p cho gia \u0111\u00ecnh c\u00f3 ng\u01b0\u1eddi gi\u00e0 v\u00e0 tr\u1ebb nh\u1ecf. Tuy chung c\u01b0 lu\u00f4n c\u00f3 thang m\u00e1y nh\u01b0ng c\u0103n h\u1ed9 \u1edf t\u1ea7ng cao c\u0169ng s\u1ebd g\u00e2y b\u1ea5t ti\u1ec7n cho ng\u01b0\u1eddi gi\u00e0 ho\u1eb7c tr\u1ebb em, nh\u1ea5t l\u00e0 trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n tho\u00e1t hi\u1ec3m kh\u1ea9n c\u1ea5p b\u1eb1ng thang b\u1ed9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u0103n h\u1ed9 chung c\u01b0 kh\u00f4ng c\u00f3 c\u1eeda s\u1ed5, b\u1ecbt k\u00edn<\/h3>\n\n\n\n<p>D\u1ea1ng c\u0103n h\u1ed9 n\u00e0y c\u00f3 th\u1ec3 gi\u00e1 s\u1ebd m\u1ec1m h\u01a1n, nh\u01b0ng ch\u1eafc ch\u1eafn n\u1ebfu thi\u1ebfu th\u00f4ng tho\u00e1ng s\u1ebd kh\u00f4ng t\u1ed1t cho s\u1ee9c kh\u1ecfe c\u0169ng nh\u01b0 phong th\u1ee7y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Nhung_kinh_nghiem_mua_chung_cu_can_luu_y_de_tranh_mua_lam_nha\"><\/span><strong>II. Nh\u1eefng kinh nghi\u1ec7m mua chung c\u01b0<\/strong> c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 tr\u00e1nh mua l\u1ea7m nh\u00e0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. T\u00ednh an to\u00e0n c\u1ee7a chung c\u01b0<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>H\u1ec7 th\u1ed1ng ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y \u0111\u1ea7y \u0111\u1ee7 ph\u01b0\u01a1ng \u00e1n:<\/em><\/strong> b\u00ecnh ch\u1eefa ch\u00e1y, chu\u00f4ng b\u00e1o ch\u00e1y \u1edf c\u0103n h\u1ed9, v\u00f2i phun n\u01b0\u1edbc h\u00e0nh lang, l\u1ed1i tho\u00e1t hi\u1ec3m c\u00f3 c\u1eeda 1 chi\u1ec1u \u0111\u00fang ti\u00eau chu\u1ea9n, \u0111\u01b0\u1eddng \u01b0u ti\u00ean cho xe c\u1ee9u ho\u1ea3 \u0111i v\u00e0o chung c\u01b0&#8230;<\/li>\n\n\n\n<li><strong><em>M\u1ee9c \u0111\u1ed9 an ninh:<\/em><\/strong> \u0110\u1ed9i ng\u0169 b\u1ea3o v\u1ec7, h\u1ec7 th\u1ed1ng camera gi\u00e1m s\u00e1t, b\u1ea3o m\u1eadt th\u1ebb thang m\u00e1y, nh\u00e0 g\u1eedi xe \u0111\u01b0\u1ee3c b\u1ed1 tr\u00ed h\u1ee3p l\u00fd,&#8230;<\/li>\n\n\n\n<li><strong><em>Ban qu\u1ea3n l\u00fd c\u1ee7a chung c\u01b0<\/em><\/strong> uy t\u00edn v\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho c\u01b0 d\u00e2n.<\/li>\n\n\n\n<li><strong><em>C\u00e1c c\u1eeda s\u1ed5, ban c\u00f4ng \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf an to\u00e0n<\/em><\/strong>, c\u00f3 ch\u1eafn tr\u1ebb em hay ch\u1ed1t an to\u00e0n, c\u00f3 th\u1ec3 m\u1edf ra trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p.<\/li>\n\n\n\n<li>Chung c\u01b0 n\u00ean \u0111i k\u00e8m <strong><em>c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/em><\/strong> \u0111\u1ec3 t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 s\u1ef1 c\u1ed1 ch\u00e1y n\u1ed5, h\u01b0 h\u1ea1i, tr\u1ed9m c\u1eafp \u0111\u1ed9t nh\u1eadp<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Ti\u1ec7n \u00edch n\u1ed9i khu &#8211; ngo\u1ea1i khu<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khu\u00f4n vi\u00ean r\u1ed9ng r\u00e3i, tho\u00e1ng \u0111\u00e3ng, nhi\u1ec1u kh\u00f4ng gian xanh<\/li>\n\n\n\n<li>H\u1ed3 b\u01a1i<\/li>\n\n\n\n<li>Khu vui ch\u01a1i tr\u1ebb em an to\u00e0n<\/li>\n\n\n\n<li>Khu v\u1ef1c b\u00e0n gh\u1ebf ti\u1ebfp kh\u00e1ch<\/li>\n\n\n\n<li>H\u1ea7m g\u1eedi xe thu\u1eadn ti\u1ec7n<\/li>\n\n\n\n<li>Si\u00eau th\u1ecb, c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i,&#8230;<\/li>\n<\/ul>\n\n\n\n<p>Theo kinh nghi\u1ec7m mua nh\u00e0 chung c\u01b0 t\u1eeb c\u00e1c gia \u0111\u00ecnh, m\u1ed9t c\u0103n h\u1ed9 t\u1ed1t n\u00ean c\u00e2n b\u1eb1ng c\u00e1c ti\u1ec7n \u00edch sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>\u01afu ti\u00ean v\u1ecb tr\u00ed chung c\u01b0 \u1edf n\u01a1i g\u1ea7n tr\u01b0\u1eddng h\u1ecdc, b\u1ec7nh vi\u1ec7n ho\u1eb7c c\u01a1 quan, c\u00f4ng ty<\/em><\/strong> h\u01a1n l\u00e0 nh\u1eefng c\u0103n trung t\u00e2m.<\/li>\n\n\n\n<li><strong><em>Ch\u1ecdn nh\u00e0 h\u01b0\u1edbng Nam ho\u1eb7c \u0110\u00f4ng Nam<\/em><\/strong> s\u1ebd \u0111\u00f3n \u0111\u01b0\u1ee3c nhi\u1ec1u n\u1eafng s\u1edbm, \u0111\u1ed3ng th\u1eddi m\u00e1t v\u00e0o m\u00f9a h\u00e8 v\u00e0 \u1ea5m v\u00e0o m\u00f9a \u0111\u00f4ng h\u01a1n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. T\u00ednh ph\u00e1p l\u00fd<\/strong> c\u1ee7a nh\u00e0 chung c\u01b0<\/h3>\n\n\n\n<p>B\u1ea1n n\u00ean h\u1ecfi ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd ph\u00e1p l\u00fd sau, n\u1ebfu h\u1ecd c\u1ed1 t\u00ecnh l\u1ea9n tr\u00e1nh ho\u1eb7c xu\u1ea5t tr\u00ecnh thi\u1ebfu, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc h\u1ee7y mua d\u1ef1 \u00e1n \u0111\u00f3 v\u00ec c\u00f3 th\u1ec3 x\u1ea3y ra r\u1ee7i ro d\u1ef1 \u00e1n b\u1ecb d\u00ednh ki\u1ec7n t\u1ee5ng, ch\u1eadm ho\u1eb7c kh\u00f4ng ra \u0111\u01b0\u1ee3c s\u1ed5 h\u1ed3ng, th\u1eadm ch\u00ed l\u00e0 thu h\u1ed3i\u2026<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. C\u00e1c gi\u1ea5y t\u1edd ph\u00e1p l\u00fd <\/strong>c\u1ea7n ki\u1ec3m tra khi mua c\u0103n h\u1ed9 chung c\u01b0<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd kinh doanh ng\u00e0nh ngh\u1ec1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u1ee7a ch\u1ee7 \u0111\u1ea7u t\u01b0<\/li>\n\n\n\n<li>Ch\u1ee9ng nh\u1eadn quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t<\/li>\n\n\n\n<li>Gi\u1ea5y ph\u00e9p x\u00e2y d\u1ef1ng<\/li>\n\n\n\n<li>B\u1ea3n quy ho\u1ea1ch b\u1ea5t \u0111\u1ed9ng s\u1ea3n chi ti\u1ebft&nbsp;<\/li>\n\n\n\n<li>Cam k\u1ebft b\u1ea3o l\u00e3nh c\u1ee7a ng\u00e2n h\u00e0ng<\/li>\n\n\n\n<li>H\u1ed3 s\u01a1 x\u00e1c \u0111\u1ecbnh ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5 n\u1ed9p ti\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t, thu\u1ebf \u0111\u1ea5t<\/li>\n\n\n\n<li>Bi\u00ean b\u1ea3n nghi\u1ec7m thu<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf b\u1eaft bu\u1ed9c<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>L\u01b0u \u00fd khi k\u00fd h\u1ee3p \u0111\u1ed3ng<\/strong> mua nh\u00e0 chung c\u01b0<\/h3>\n\n\n\n<p>Theo kinh nghi\u1ec7m mua nh\u00e0, b\u1ea1n n\u00ean \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd c\u00e1c \u0111i\u1ec1u m\u1ee5c sau trong h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 chung c\u01b0: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ti\u1ebfn tr\u00ecnh x\u00e2y d\u1ef1ng,<\/li>\n\n\n\n<li>Th\u1eddi h\u1ea1n b\u00e0n giao<\/li>\n\n\n\n<li>Th\u1ee7 t\u1ee5c v\u00e0 th\u1eddi h\u1ea1n thanh to\u00e1n<\/li>\n\n\n\n<li>M\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed5n th\u1ea5t n\u1ebfu vi ph\u1ea1m h\u1ee3p \u0111\u1ed3ng<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. C\u00e1c chi ph\u00ed <\/strong>\u0111i k\u00e8m khi s\u1edf h\u1eefu nh\u00e0 chung c\u01b0<\/h3>\n\n\n\n<p>Khi ch\u1ecdn mua nh\u00e0 chung c\u01b0, b\u1ea1n c\u0169ng n\u00ean l\u00e0m r\u00f5 c\u00e1c chi ph\u00ed &#8220;ch\u00ecm&#8221; k\u00e8m theo trong qu\u00e1 tr\u00ecnh sinh s\u1ed1ng \u1edf c\u0103n h\u1ed9. C\u00e1c chi ph\u00ed m\u00e0 ch\u1ee7 h\u1ed9 c\u1ea7n tr\u1ea3 h\u00e0ng th\u00e1ng bao g\u1ed3m: ph\u00ed qu\u1ea3n l\u00fd, ph\u00ed gi\u1eef xe, ph\u00ed sinh ho\u1ea1t chung c\u1ee7a c\u01b0 d\u00e2n, ti\u1ec1n \u0111i\u1ec7n, n\u01b0\u1edbc,&#8230; \u0110\u1ec3 tr\u00e1nh r\u1eafc r\u1ed1i v\u1ec1 sau, b\u1ea1n n\u00ean h\u1ecfi tr\u01b0\u1edbc v\u1ec1 c\u00e1c kho\u1ea3n ph\u00ed n\u00e0y \u0111\u1ec3 \u0111\u01b0a ra quy\u1ebft \u0111\u1ecbnh ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Nen_mua_cac_goi_bao_hiem_nha_o_nao_cho_can_ho_chung_cu\"><\/span><strong>III. N\u00ean mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf n\u00e0o cho c\u0103n h\u1ed9 chung c\u01b0?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ed9t trong nh\u1eefng kinh nghi\u1ec7m mua chung c\u01b0 kh\u00f4ng th\u1ec3 b\u1ecf qua l\u00e0 c\u0103n h\u1ed9 n\u00ean \u0111i k\u00e8m c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf ph\u00f9 h\u1ee3p. L\u00fd do l\u00e0, vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 qu\u1ea3n l\u00fd t\u00f2a nh\u00e0 chung c\u01b0 ph\u1ee5 thu\u1ed9c v\u00e0o r\u1ea5t nhi\u1ec1u \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c ngo\u00e0i gia \u0111\u00ecnh b\u1ea1n: ban qu\u1ea3n l\u00fd, c\u01b0 d\u00e2n trong t\u00f2a nh\u00e0, kh\u00e1ch th\u0103m vi\u1ebfng t\u00f2a nh\u00e0. Do \u0111\u00f3, c\u00e1c r\u1ee7i ro x\u1ea3y \u0111\u1ebfn cho t\u00f2a nh\u00e0 chung c\u01b0 nh\u01b0 ch\u00e1y n\u1ed5, m\u1ea5t c\u1eafp, h\u01b0 hao t\u00e0i s\u1ea3n s\u1ebd kh\u00f4ng n\u1eb1m ho\u00e0n to\u00e0n \u1edf quy\u1ec1n ch\u1ee7 \u0111\u1ed9ng c\u1ee7a b\u1ea1n. Ngo\u00e0i ra, vi\u1ec7c tho\u00e1t hi\u1ec3m khi c\u00f3 h\u1ecfa ho\u1ea1n \u1edf nh\u00e0 chung c\u01b0 l\u00e0 \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u tr\u01b0\u1edbc khi ch\u1ed1t h\u1ea1 m\u1ed9t c\u0103n h\u1ed9 \u0111\u1ec3 an c\u01b0. <\/p>\n\n\n\n<p>N\u1ebfu c\u1ea7n mua b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1eb7n k\u1ebd v\u00e0 t\u1ef1 thi\u1ebft k\u1ebf nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf ph\u00f9 h\u1ee3p khi li\u00ean h\u1ec7&nbsp;<strong>hotline Saladin (1900638454)<\/strong>. N\u1ebfu c\u00f3 y\u00eau c\u1ea7u v\u1ec1&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong>,<strong>&nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chay-no-nha\/\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/strong>,&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-chung-cu\/\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a><\/strong>, \u0111\u1eebng ng\u1ea7n ng\u1ea1i li\u00ean h\u1ec7&nbsp;<strong>Saladin<\/strong>&nbsp;\u2013&nbsp;<a href=\"https:\/\/news.saladin.vn\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/a>&nbsp;\u0111a gi\u1ea3i ph\u00e1p&nbsp;gi\u00fap t\u01b0 v\u1ea5n m\u1ecdi l\u00fac m\u1ecdi n\u01a1i v\u00e0 \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn c\u1ef1c k\u1ef3 ti\u1ec7n d\u1ee5ng.<\/p>\n\n\n\n<p>C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda \u0111a d\u1ea1ng t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn (b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf B\u1ea3o Vi\u1ec7t, b\u1ea3o hi\u1ec3m nh\u00e0 B\u1ea3o Minh,&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a><\/strong>&nbsp;to\u00e0n di\u1ec7n Liberty Homecare\u2026)-<a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/saladin-baoviet-ki-ket-hop-tac-chien-luoc\/\">\u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a Saladin<\/a>, s\u1ebd gi\u00fap b\u1ea1n th\u00eam an t\u00e2m b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho c\u0103n h\u1ed9 chung c\u01b0 c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p>Xem th\u00eam:<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-chung-cu-la-gi-co-bat-buoc-khong\/\">B\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0 l\u00e0 g\u00ec? C\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/cac-goi-bao-hiem-nha-o-tu-nhan-tot-nhat-hien-nay\/\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n t\u1ed1t nh\u1ea5t hi\u1ec7n nay<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mua nh\u00e0 chung c\u01b0 kh\u00f4ng kh\u00f3, ch\u1ec9 c\u1ea7n b\u1ea1n ch\u1ecbu kh\u00f3 tham kh\u1ea3o kinh nghi\u1ec7m mua chung c\u01b0 \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c m\u1ed9t n\u01a1i v\u1eeba an to\u00e0n v\u1eeba h\u1ee3p v\u1edbi nhu c\u1ea7u sinh ho\u1ea1t c\u1ee7a gia \u0111\u00ecnh. \u0110\u1eebng qu\u00ean gh\u00e9 th\u0103m website\/ \u1ee9ng d\u1ee5ng <strong>Saladin<\/strong> \u0111\u1ec3 thi\u1ebft k\u1ebf linh ho\u1ea1t c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf c\u1ea7n thi\u1ebft cho c\u0103n h\u1ed9 chung c\u01b0 m\u01a1 \u01b0\u1edbc c\u1ee7a b\u1ea1n nh\u00e9.<\/p>\n\n\n\n<p><strong><em>Ch\u00fac b\u1ea1n n\u0103m m\u1edbi s\u1edbm an c\u01b0 l\u1ea1c nghi\u1ec7p !<\/em><\/strong><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c mua chung c\u01b0 cho gia \u0111\u00ecnh tr\u1ebb lu\u00f4n \u0111i k\u00e8m nhi\u1ec1u m\u1ed1i b\u0103n kho\u0103n do c\u00f3 nhi\u1ec1u d\u1ef1 \u00e1n v\u1edbi \u01b0u nh\u01b0\u1ee3c \u0111i\u1ec3m v\u00e0 m\u1ee9c gi\u00e1 \u0111a d\u1ea1ng. C\u00f9ng [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":10769,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[100],"tags":[140,141],"class_list":["post-10637","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-nha-tu-nhan","tag-bao-hiem-nha-chung-cu","tag-cac-goi-bao-hiem-nha-o"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27214432\/5-3.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/27214432\/5-3-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 27\/12\/2022","modified":"Updated on 27\/12\/2022"},"absolute_dates_time":{"created":"Posted on 27\/12\/2022 5:17 PM","modified":"Updated on 27\/12\/2022 10:36 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/10637","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=10637"}],"version-history":[{"count":3,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/10637\/revisions"}],"predecessor-version":[{"id":10786,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/10637\/revisions\/10786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/10769"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=10637"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=10637"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=10637"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}