{"id":11455,"date":"2023-01-05T15:19:00","date_gmt":"2023-01-05T08:19:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=11455"},"modified":"2025-04-08T12:04:56","modified_gmt":"2025-04-08T05:04:56","slug":"diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/","title":{"rendered":"\u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4 l\u00e0 g\u00ec? C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n tr\u00e1nh tai n\u1ea1n do \u0111i\u1ec3m m\u00f9"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/#I_Diem_mu_o_to_la_gi\" >I. \u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4 l\u00e0 g\u00ec?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/#II_Cac_loai_diem_mu_o_to_va_nguy_co_tai_nan_cua_chung\" >II. C\u00e1c lo\u1ea1i \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 v\u00e0 nguy c\u01a1 tai n\u1ea1n c\u1ee7a ch\u00fang?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/#III_Cach_lai_xe_o_to_an_toan_tranh_tai_nan_do_diem_mu\" >III. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n tr\u00e1nh tai n\u1ea1n do \u0111i\u1ec3m m\u00f9<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/#IV_Tham_khao_gia_bao_hiem_trach_nhiem_dan_su_o_to_va_chuan_bi_bao_hiem_de_duoc_boi_thuong\" >IV. Tham kh\u1ea3o gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u00f4 t\u00f4 v\u00e0 chu\u1ea9n b\u1ecb b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><em>Nh\u1eefng clip tai n\u1ea1n giao th\u00f4ng do \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 th\u01b0\u1eddng xuy\u00ean xu\u1ea5t hi\u1ec7n khi\u1ebfn nhi\u1ec1u t\u00e0i x\u1ebf \u201crun tay\u201d. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" title=\"C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n\">C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/a> tr\u00e1nh \u0111i\u1ec3m m\u00f9 l\u00e0 m\u1ed9t ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n, nh\u01b0ng khi th\u1ef1c t\u1ebf tham gia giao th\u00f4ng tr\u00ean \u0111\u01b0\u1eddng, ki\u1ebfn th\u1ee9c s\u00e1ch v\u1edf nhi\u1ec1u khi l\u00e0 ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 gi\u00fap t\u00e0i x\u1ebf x\u1eed l\u00fd s\u1ef1 c\u1ed1. Nh\u1eefng kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n v\u1edbi \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 th\u1ef1c t\u1ebf v\u00e0 h\u1eefu \u00edch d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n h\u1ea1n ch\u1ebf tai n\u1ea1n \u0111\u00e1ng ti\u1ebfc x\u1ea3y ra.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06153807\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu-1-1024x683.jpg\" alt=\"C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n tr\u00e1nh tai n\u1ea1n do c\u00e1c lo\u1ea1i \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 g\u00e2y ra (Saladin.vn)\" class=\"wp-image-11472\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06153807\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu-1-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06153807\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu-1-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06153807\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu-1-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06153807\/diem-mu-o-to-la-gi-cach-lai-xe-o-to-an-toan-tranh-tai-nan-do-diem-mu-1.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Diem_mu_o_to_la_gi\"><\/span><strong>I. \u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4 l\u00e0 g\u00ec?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/www.csgt.vn\/m\/tintuc\/14194\/Canh-bao-TNGT-lien-quan-den-diem-mu-cua-xe-o-to.html#:~:text=V%E1%BB%81%20c%C6%A1%20b%E1%BA%A3n%2C%20%C4%91i%E1%BB%83m%20m%C3%B9,c%C3%A1c%20v%E1%BB%A5%20tai%20n%E1%BA%A1n%20giao\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4\">\u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4<\/a> l\u00e0 nh\u1eefng ph\u1ea1m vi kh\u00f4ng gian m\u00e0 kh\u00f4ng n\u1eb1m trong t\u1ea7m nh\u00ecn c\u1ee7a t\u00e0i x\u1ebf, t\u00e0i x\u1ebf kh\u00f4ng th\u1ec3 quan s\u00e1t th\u1ea5y \u0111\u01b0\u1ee3c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c \u0111ang ch\u1ea1y c\u00f9ng l\u00e0n t\u1eeb ph\u00eda sau ho\u1eb7c kh\u00e1c l\u00e0n, ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111ang ch\u1ea1y c\u1eaft qua giao l\u1ed9,&#8230; d\u00f9 tr\u1ef1c ti\u1ebfp hay qua g\u01b0\u01a1ng.<\/p>\n\n\n\n<p>\u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4, hay \u0111\u00fang h\u01a1n l\u00e0 v\u00f9ng m\u00f9 c\u1ee7a xe \u00f4 t\u00f4, th\u01b0\u1eddng t\u1ec9 l\u1ec7 thu\u1eadn v\u1edbi k\u00edch th\u01b0\u1edbc c\u1ee7a xe. Ngh\u0129a l\u00e0 c\u00e1c xe t\u1ea3i c\u00f3 k\u00edch th\u01b0\u1edbc l\u1edbn th\u00ec v\u00f9ng m\u00f9 c\u00e0ng r\u1ed9ng. \u0110\u00f3 l\u00e0 l\u00ed do t\u1ea1i sao ch\u00fang ta th\u01b0\u1eddng \u0111\u01b0\u1ee3c khuy\u00ean khi \u0111i \u0111\u01b0\u1eddng kh\u00f4ng n\u00ean \u0111i g\u1ea7n ho\u1eb7c v\u01b0\u1ee3t \u0111\u1ea7u xe t\u1ea3i m\u00e0 ph\u1ea3i tr\u00e1nh c\u00e0ng xa c\u00e0ng t\u1ed1t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Cac_loai_diem_mu_o_to_va_nguy_co_tai_nan_cua_chung\"><\/span><strong>II. C\u00e1c lo\u1ea1i \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 v\u00e0 nguy c\u01a1 tai n\u1ea1n c\u1ee7a ch\u00fang?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Xe \u00f4 t\u00f4 do c\u00f3 h\u00ecnh d\u00e1ng kh\u1ed1i h\u1ed9p n\u00ean c\u00f3 r\u1ea5t nhi\u1ec1u \u0111i\u1ec3m m\u00f9. \u0110i\u1ec3m m\u00f9 \u00f4 t\u00f4 l\u00e0 m\u1ed9t trong nh\u1eefng nguy\u00ean nh\u00e2n nguy hi\u1ec3m g\u00e2y ra c\u00e1c t\u00ecnh hu\u1ed1ng va qu\u1eb9t ho\u1eb7c th\u1eadm ch\u00ed l\u00e0 tai n\u1ea1n giao th\u00f4ng nghi\u00eam tr\u1ecdng. C\u00e1c \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 d\u1ec5 g\u00e2y nguy hi\u1ec3m nh\u1ea5t m\u00e0 t\u00e0i x\u1ebf c\u1ea7n l\u01b0u \u00fd l\u00e0:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0110i\u1ec3m m\u00f9 ph\u00eda tr\u01b0\u1edbc \u0111\u1ea7u xe<\/strong><\/h3>\n\n\n\n<p><strong><em>\u0110i\u1ec3m m\u00f9 ph\u00eda tr\u01b0\u1edbc \u0111\u1ea7u xe th\u01b0\u1eddng c\u00f3 khi \u0111i\u1ec1u khi\u1ec3n c\u00e1c lo\u1ea1i xe b\u00e1n t\u1ea3i, xe t\u1ea3i v\u00e0 c\u00e1c m\u1eabu \u00f4 t\u00f4 c\u00f3 g\u1ea7m cao. <\/em><\/strong>N\u1ebfu v\u01b0\u1edbng v\u00e0o \u0111i\u1ec3m m\u00f9 n\u00e0y, t\u00e0i x\u1ebf kh\u00f4ng th\u1ec3 quan s\u00e1t nh\u1eefng v\u1eadt th\u1ec3 \u1edf g\u1ea7n tr\u01b0\u1edbc \u0111\u1ea7u xe, do \u0111\u00f3 c\u00f3 th\u1ec3 g\u00e2y ra nh\u1eefng tai n\u1ea1n nghi\u00eam tr\u1ecdng n\u1ebfu c\u00f3 ai \u0111\u00f3 v\u01b0\u1ee3t \u1ea9u t\u1ea1t \u0111\u1ea7u xe ho\u1eb7c c\u00f3 ng\u01b0\u1eddi \u0111i b\u1ed9, em b\u00e9 b\u1ea5t ng\u1edd b\u0103ng qua tr\u01b0\u1edbc \u0111\u1ea7u xe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0110i\u1ec3m m\u00f9 ph\u00eda sau xe<\/strong><\/h3>\n\n\n\n<p><strong><em>\u0110i\u1ec3m m\u00f9 ph\u00eda sau xe l\u00e0 kho\u1ea3ng kh\u00f4ng gian t\u00ednh t\u1eeb \u0111u\u00f4i xe v\u1ec1 ph\u00eda sau kho\u1ea3ng v\u00e0i m\u00e9t. \u1ede v\u00f9ng m\u00f9 n\u00e0y, t\u00e0i x\u1ebf kh\u00f4ng nh\u00ecn th\u1ea5y \u0111\u01b0\u1ee3c nh\u1eefng v\u1eadt th\u1ec3 th\u1ea5p h\u01a1n k\u00ednh xe.<\/em><\/strong> \u0110i\u1ec3m m\u00f9 sau xe \u0111\u1eb7c bi\u1ec7t nguy hi\u1ec3m v\u00e0 g\u00e2y tai n\u1ea1n nhi\u1ec1u nh\u1ea5t trong tr\u01b0\u1eddng h\u1ee3p khi t\u00e0i x\u1ebf l\u00f9i xe thi\u1ebfu quan s\u00e1t d\u1eabn \u0111\u1ebfn va ph\u1ea3i tr\u1ebb em b\u00e9 ho\u1eb7c c\u1ed9t, \u0111\u00e1 t\u1ea3ng\u2026<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u0110i\u1ec3m m\u00f9 tr\u00ean g\u01b0\u01a1ng chi\u1ebfu h\u1eadu:<\/strong><\/h3>\n\n\n\n<p>G\u01b0\u01a1ng chi\u1ebfu h\u1eadu l\u00e0 v\u1eadt d\u1ee5ng c\u1ef1c k\u00ec \u0111\u1eafc l\u1ef1c \u0111\u1ec3 h\u1ea1n ch\u1ebf \u0111i\u1ec3m m\u00f9 ph\u00eda sau xe. Tuy v\u1eady, g\u01b0\u01a1ng chi\u1ebfu h\u1eadu c\u0169ng kh\u00f4ng th\u1ec3 \u201cb\u1eaft tr\u1ecdn\u201d ho\u00e0n to\u00e0n t\u1ea5t c\u1ea3 v\u00f9ng kh\u00f4ng gian ph\u00eda sau xe, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi nh\u1eefng chi\u1ebfc xe nh\u1ecf. Do \u0111\u00f3, <strong><em>n\u1ebfu ch\u1ee7 quan ph\u1ee5 thu\u1ed9c v\u00e0o g\u01b0\u01a1ng, b\u1ea1n c\u00f3 th\u1ec3 r\u01a1i v\u00e0o \u0111i\u1ec3m m\u00f9 tr\u00ean g\u01b0\u01a1ng chi\u1ebfu h\u1eadu v\u00e0 g\u00e2y ra tai n\u1ea1n. C\u00e1c tai n\u1ea1n ph\u1ed5 bi\u1ebfn l\u00e0 khi t\u00e0i x\u1ebf chuy\u1ec3n l\u00e0n, quay \u0111\u1ea7u ho\u1eb7c sang \u0111\u01b0\u1eddng.<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. \u0110i\u1ec3m m\u00f9 tr\u00ean c\u1ed9t ch\u1eef A<\/strong><\/h3>\n\n\n\n<p>C\u1ed9t A l\u00e0 ph\u1ea7n c\u1ed9t xe n\u1eb1m \u1edf 2 b\u00ean khung k\u00ednh ch\u1eafn gi\u00f3 ph\u00eda tr\u01b0\u1edbc, t\u1ea1o ra \u0111i\u1ec3m m\u00f9 kh\u00e1 \u0111\u00e1ng k\u1ec3 \u1edf hai g\u00f3c ch\u00e9o tr\u01b0\u1edbc c\u1ee7a xe \u00f4 t\u00f4, t\u00f9y v\u00e0o g\u00f3c \u0111\u00e1nh l\u00e1i c\u1ee7a t\u00e0i x\u1ebf.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Cach_lai_xe_o_to_an_toan_tranh_tai_nan_do_diem_mu\"><\/span><strong>III. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/cach-lai-xe-o-to-an-toan\/\" title=\"C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n\">C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/a> tr\u00e1nh tai n\u1ea1n do \u0111i\u1ec3m m\u00f9<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n kh\u1eafc ph\u1ee5c \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 ph\u00eda tr\u01b0\u1edbc \u0111\u1ea7u xe<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u1edb gi\u1ea3m t\u1ed1c \u0111\u1ed9 khi \u0111i qua c\u00e1c khu v\u1ef1c \u0111\u00f4ng \u0111\u00fac nh\u01b0 tr\u01b0\u1eddng h\u1ecdc, ng\u00e3 t\u01b0, ch\u1ee3,&#8230;<\/li>\n\n\n\n<li>L\u1eafp th\u00eam c\u00e1c c\u00f4ng c\u1ee5 h\u1ed7 tr\u1ee3 nh\u01b0 camera quan s\u00e1t, c\u1ea3m bi\u1ebfn, g\u01b0\u01a1ng c\u1ea7u.&nbsp;<\/li>\n\n\n\n<li>Trong t\u00ecnh hu\u1ed1ng g\u1eb7p c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 k\u00edch th\u01b0\u1edbc l\u1edbn, l\u00e1i xe \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd gi\u1eef kho\u1ea3ng c\u00e1ch an to\u00e0n v\u00e0 c\u1ea9n tr\u1ecdng khi v\u01b0\u1ee3t.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n kh\u1eafc ph\u1ee5c \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 ph\u00eda sau xe<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe \u00f4 t\u00f4 c\u1ea7n \u0111\u01b0\u1ee3c trang b\u1ecb camera sau v\u00e0 c\u1ea3m bi\u1ebfn l\u00f9i<\/li>\n\n\n\n<li>Khi l\u00f9i xe, t\u00e0i x\u1ebf ph\u1ea3i ch\u00fa \u00fd quan s\u00e1t ph\u00eda sau v\u00e0 xung quanh xe, kh\u00f4ng qu\u00e1 ph\u1ee5 thu\u1ed9c v\u00e0o g\u01b0\u01a1ng chi\u1ebfu h\u1eadu.<\/li>\n\n\n\n<li>N\u00ean h\u1ea1n ch\u1ebf ng\u01b0\u1eddi ng\u1ed3i gh\u1ebf sau ho\u1eb7c \u0111\u1ed3 v\u1eadt l\u00e0m c\u1ea3n t\u1ea7m quan s\u00e1t khi l\u00f9i xe.&nbsp;<\/li>\n\n\n\n<li>C\u1ea7n t\u1eadp c\u1ea3m nh\u1eadn s\u1ef1 thay \u0111\u1ed5i \u0111i\u1ec3m m\u00f9 n\u1ebfu chuy\u1ec3n t\u1eeb l\u00e1i xe sedan sang xe SUV.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n kh\u1eafc ph\u1ee5c \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 tr\u00ean g\u01b0\u01a1ng chi\u1ebfu h\u1eadu<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khi chuy\u1ec3n l\u00e0n, sang \u0111\u01b0\u1eddng hay quay \u0111\u1ea7u xe, t\u00e0i x\u1ebf c\u1ea7n di chuy\u1ec3n t\u1eeb t\u1eeb, ch\u1eadm r\u00e3i v\u00e0 ngo\u00e1i \u0111\u1ea7u l\u1ea1i quan s\u00e1t&nbsp; hai b\u00ean, ph\u00eda sau xe b\u1eb1ng m\u1eaft th\u01b0\u1eddng.<\/li>\n\n\n\n<li>G\u1eafn th\u00eam g\u01b0\u01a1ng c\u1ea7u nh\u1ecf \u1edf g\u00f3c g\u01b0\u01a1ng chi\u1ebfu h\u1eadu \u0111\u1ec3 c\u00f3 ph\u1ea1m vi quan s\u00e1t \u0111\u01b0\u1ee3c r\u1ed9ng h\u01a1n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n kh\u1eafc ph\u1ee5c \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4 tr\u00ean c\u1ed9t ch\u1eef A<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00e0i x\u1ebf nghi\u00eang \u0111\u1ea7u, ho\u1eb7c r\u01b0\u1edbn ng\u01b0\u1eddi v\u1ec1 ph\u00eda tr\u01b0\u1edbc \u0111\u1ec3 c\u00f3 g\u00f3c quan s\u00e1t t\u1ed1t nh\u1ea5t.&nbsp;&nbsp;<\/li>\n\n\n\n<li>Khi cua \u0111\u00e8o ho\u1eb7c qua c\u00e1c g\u00f3c cua tay \u00e1o, n\u1ebfu kh\u00f4ng c\u00f3 g\u01b0\u01a1ng c\u1ea7u c\u1ea3nh b\u00e1o th\u00ec t\u00e0i x\u1ebf n\u00ean b\u1ea5m c\u00f2i ho\u1eb7c nh\u00e1y \u0111\u00e8n \u0111\u1ec3 ph\u00e1t t\u00edn hi\u1ec7u c\u1ea3nh b\u00e1o cho nh\u1eefng ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c bi\u1ebft tr\u01b0\u1edbc khi v\u00e0o cua.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. L\u1eafp \u0111\u1eb7t h\u1ec7 th\u1ed1ng gi\u00e1m s\u00e1t v\u00e0 c\u1ea3nh b\u00e1o \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p>M\u1ed9t s\u1ed1 xe \u0111\u01b0\u1ee3c trang b\u1ecb h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o \u0111i\u1ec3m m\u00f9 ho\u1eb7c h\u1ec7 th\u1ed1ng c\u1ea3nh b\u00e1o ch\u1ec7ch l\u00e0n \u0111\u01b0\u1eddng. H\u1ec7 th\u1ed1ng n\u00e0y s\u1ebd theo d\u00f5i c\u00e1c v\u00f9ng m\u00e0 t\u00e0i x\u1ebf b\u1ecb khu\u1ea5t t\u1ea7m nh\u00ecn v\u00e0 ph\u00e1t t\u00edn hi\u1ec7u c\u1ea3nh b\u00e1o khi x\u00e1c \u0111\u1ecbnh c\u00f3 ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n v\u00e0o trong c\u00e1c v\u00f9ng n\u00e0y, gi\u00fap t\u00e0i x\u1ebf h\u1ea1n ch\u1ebf nguy c\u01a1 g\u00e2y tai n\u1ea1n do c\u00f3 xe kh\u00e1c v\u01b0\u1edbng v\u00e0o \u0111i\u1ec3m m\u00f9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Tham_khao_gia_bao_hiem_trach_nhiem_dan_su_o_to_va_chuan_bi_bao_hiem_de_duoc_boi_thuong\"><\/span><strong>IV. Tham kh\u1ea3o gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u00f4 t\u00f4 v\u00e0 chu\u1ea9n b\u1ecb b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c tai n\u1ea1n do \u0111i\u1ec3m m\u00f9 x\u1ea3y ra r\u1ea5t kh\u00f3 l\u01b0\u1eddng, c\u00f3 th\u1ec3 do s\u01a1 su\u1ea5t c\u1ee7a ng\u01b0\u1eddi l\u00e1i, c\u0169ng c\u00f3 th\u1ec3 do nh\u1eefng t\u00ecnh hu\u1ed1ng giao th\u00f4ng kh\u00e1ch quan b\u1ea5t ng\u1edd. Do \u0111\u00f3, mua b\u1ea3o hi\u1ec3m tai  \u00f4 t\u00f4 l\u00e0 m\u1ed9t trong nh\u1eefng c\u00e1ch gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i do tai n\u1ea1n \u0111i\u1ec3m m\u00f9 g\u00e2y ra t\u1ed1t nh\u1ea5t.<\/p>\n\n\n\n<p><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong> gi\u00fap b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3 ho\u1eb7c t\u00e0i s\u1ea3n, c\u0169ng nh\u01b0 chi ph\u00ed li\u00ean quan \u0111\u1ebfn tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 cho b\u00ean th\u1ee9 ba n\u1ebfu c\u00f3 tai n\u1ea1n do ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m g\u00e2y ra. Ngo\u00e0i <strong>b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong>, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4 t\u1ef1 nguy\u1ec7n kh\u00e1c \u0111\u1ec3 n\u00e2ng m\u1ee9c quy\u1ec1n l\u1ee3i khi c\u00f3 tai n\u1ea1n x\u1ea3y ra.<\/p>\n\n\n\n<p>Khi s\u1edf h\u1eefu <strong>b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong> qua <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m online <strong>Saladin<\/strong><\/a>, b\u1ea1n y\u00ean t\u00e2m s\u1ebd c\u00f3 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ee9ng ra thay b\u1ea1n \u0111\u1ec1n b\u00f9 thi\u1ec7t h\u1ea1i cho nh\u1eefng ng\u01b0\u1eddi b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi tai n\u1ea1n do b\u1ea1n g\u00e2y ra. M\u1ed9t \u01b0u \u0111i\u1ec3m kh\u00e1c khi mua qua <strong>Saladin<\/strong> l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 so s\u00e1nh gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u00f4 t\u00f4 t\u1eeb nhi\u1ec1u nh\u00e0 cung c\u1ea5p kh\u00e1c nhau tr\u01b0\u1edbc khi mua \u0111\u1ec3 ch\u1ecdn l\u1ef1a g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 gi\u00e1 r\u1ebb ph\u00f9 h\u1ee3p nhu c\u1ea7u nh\u1ea5t.<\/p>\n\n\n\n<p>M\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4 tham kh\u1ea3o t\u1eeb b\u1ea3o hi\u1ec3m B\u1ea3o Minh cho t\u1eebng lo\u1ea1i xe nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe kh\u00f4ng kinh doanh d\u01b0\u1edbi 6 ch\u1ed7 ng\u1ed3i: 437.000\u0111\/ n\u0103m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>\u00d4 t\u00f4 kh\u00f4ng kinh doanh t\u1eeb 6 \u2013 11 ch\u1ed7 ng\u1ed3i: 794.000\u0111\/ n\u0103m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Xe kinh doanh d\u01b0\u1edbi 6 ch\u1ed7 ng\u1ed3i: 756.000\u0111\/ n\u0103m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>\u00d4 t\u00f4 kinh doanh 7 ch\u1ed7 ng\u1ed3i: 1.080.000\u0111\/ n\u0103m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Xe taxi: b\u1eb1ng 150% xe kinh doanh c\u00f9ng s\u1ed1 ch\u1ed7 ng\u1ed3i.<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 h\u1ea1n ch\u1ebf t\u1ed1i \u0111a tai n\u1ea1n c\u00f3 th\u1ec3 x\u1ea3y ra do \u0111i\u1ec3m m\u00f9 \u00f4 t\u00f4, c\u00e1c t\u00e0i x\u1ebf c\u00f3 3 \u0111i\u1ec1u c\u1ea7n trang b\u1ecb:  <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" title=\"c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n\">c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/a><\/strong> bi\u1ebft x\u1eed l\u00fd c\u00e1c t\u00ecnh hu\u1ed1ng, c\u1ea3m gi\u00e1c v\u1ec1 kh\u00f4ng gian v\u00e0 cu\u1ed1i c\u00f9ng l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 ph\u00f9 h\u1ee3p nh\u01b0 <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-bat-buoc-o-to\/\" title=\"b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/strong> ho\u1eb7c b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4 \u0111\u1ec3 l\u01b0u th\u00f4ng thu\u1eadn l\u1ee3i v\u00e0 an to\u00e0n. C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u1edbi chi ph\u00ed v\u00e0 quy\u1ec1n l\u1ee3i t\u1ed1t nh\u1ea5t, \u0111\u1ebfn t\u1eeb c\u00e1c nh\u00e0 cung c\u1ea5p h\u00e0ng \u0111\u1ea7u \u0111\u00e3 c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y tr\u00ean n\u1ec1n t\u1ea3ng <strong>Saladin<\/strong> &#8211; n\u01a1i gi\u00fap b\u1ea1n tr\u1ea3i nghi\u1ec7m m\u1ecdi quy tr\u00ecnh thanh to\u00e1n, so s\u00e1nh, t\u01b0 v\u1ea5n v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ti\u1ec7n l\u1ee3i ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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\u201crun tay\u201d. C\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n tr\u00e1nh \u0111i\u1ec3m [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":11493,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[56,82,182,166],"class_list":["post-11455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-tnds-bat-buoc-o-to","tag-bao-hiem-trach-nhiem-dan-su-bat-buoc-o-to","tag-cach-lai-xe-o-to-an-toan","tag-kinh-nghiem-lai-xe-an-toan"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06154923\/19.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/06154923\/19-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on 05\/01\/2023","modified":"Updated on 08\/04\/2025"},"absolute_dates_time":{"created":"Posted on 05\/01\/2023 3:19 PM","modified":"Updated on 08\/04\/2025 12:04 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=11455"}],"version-history":[{"count":9,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11455\/revisions"}],"predecessor-version":[{"id":24877,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11455\/revisions\/24877"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/11493"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=11455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=11455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=11455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}