{"id":11666,"date":"2023-01-13T09:02:00","date_gmt":"2023-01-13T02:02:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=11666"},"modified":"2023-01-30T22:20:46","modified_gmt":"2023-01-30T15:20:46","slug":"quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong\/","title":{"rendered":"Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng &#038; b\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 cho nh\u00e0 x\u01b0\u1edfng"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong\/#I_Nguyen_nhan_pho_bien_dan_den_chay_no_nha_xuong\" >I. Nguy\u00ean nh\u00e2n ph\u1ed5 bi\u1ebfn d\u1eabn \u0111\u1ebfn ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong\/#II_Bi_kip_an_toan_chay_no_nha_xuong\" >II. B\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong\/#III_Quyen_loi_bao_hiem_chay_no_nha_xuong\" >III. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Nh\u00e0 x\u01b0\u1edfng lu\u00f4n c\u00f3 nguy c\u01a1 x\u1ea3y ra ch\u00e1y n\u1ed5 cao do l\u01b0u tr\u1eef nhi\u1ec1u h\u00e0ng ho\u00e1, m\u00e1y m\u00f3c. Ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an to\u00e0n c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng m\u00e0 c\u00f2n g\u00e2y t\u1ed5n th\u1ea5t l\u1edbn \u0111\u1ebfn ho\u1ea1t \u0111\u1ed9ng s\u1ea3n xu\u1ea5t. Do \u0111\u00f3, \u0111\u1eebng b\u1ecf qua nh\u1eefng l\u01b0u \u00fd an to\u00e0n ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng d\u01b0\u1edbi \u0111\u00e2y v\u00e0 quy \u0111\u1ecbnh v\u1ec1 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-nha-tu-nhan\" title=\"b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a> x\u01b0\u1edfng \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u1ed1i \u0111a c\u00e1c thi\u1ec7t h\u1ea1i do nguy c\u01a1 ch\u00e1y n\u1ed5 khi kinh doanh, v\u1eadn h\u00e0nh nh\u00e0 x\u01b0\u1edfng.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"710\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong-1024x710.png\" alt=\"\" class=\"wp-image-11752\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong-1024x710.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong-300x208.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong-768x533.png 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/quy-dinh-bao-hiem-chay-no-nha-xuong-bi-kip-an-toan-chay-no-cho-nha-xuong.png 1442w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Nguyen_nhan_pho_bien_dan_den_chay_no_nha_xuong\"><\/span><strong>I. Nguy\u00ean nh\u00e2n ph\u1ed5 bi\u1ebfn d\u1eabn \u0111\u1ebfn ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Do th\u1eddi ti\u1ebft hanh kh\u00f4, n\u1eafng n\u00f3ng<\/strong><\/h3>\n\n\n\n<p>V\u00e0o c\u00e1c m\u00f9a nhi\u1ec7t \u0111\u1ed9 cao, n\u1eafng n\u00f3ng \u0111\u1ec9nh \u0111i\u1ec3m, th\u1eddi ti\u1ebft hanh kh\u00f4 th\u00ec c\u00e1c v\u1ee5 ch\u00e1y n\u1ed5 t\u1ea1i nh\u00e0 x\u01b0\u1edfng c\u0169ng t\u0103ng l\u00ean \u0111\u1ed9t bi\u1ebfn.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Do ch\u1eadp \u0111i\u1ec7n, tai n\u1ea1n \u0111i\u1ec7n<\/strong><\/h3>\n\n\n\n<p>Nguy c\u01a1 ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng li\u00ean quan \u0111\u1ebfn \u0111i\u1ec7n c\u00f3 th\u1ec3 x\u1ea3y ra do:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eed d\u1ee5ng ngu\u1ed3n \u0111i\u1ec7n qu\u00e1 t\u1ea3i g\u00e2y ch\u1eadp m\u1ea1ch, ch\u00e1y d\u00e2y d\u1eabn.<\/li>\n\n\n\n<li>B\u1ed9 ph\u1eadn c\u00e1ch \u0111i\u1ec7n b\u1ecb h\u1ecfng, d\u00e2y d\u1eabn \u0111i\u1ec7n b\u1ecb h\u1edf \u1edf nh\u1eefng v\u1ecb tr\u00ed hi\u1ec3m h\u00f3c, \u00edt ng\u01b0\u1eddi ch\u00fa \u00fd \u0111\u1ebfn.<\/li>\n\n\n\n<li>Do h\u1ed3 quang \u0111i\u1ec7n sinh ra khi \u0111\u00f3ng c\u1ea7u dao.<\/li>\n\n\n\n<li>S\u1eed d\u1ee5ng thi\u1ebft b\u1ecb \u0111i\u1ec7n sai c\u00e1ch, thi\u1ebfu an to\u00e0n, kh\u00f4ng ki\u1ec3m tra k\u1ef9 ngu\u1ed3n \u0111i\u1ec7n tr\u01b0\u1edbc khi s\u1eed d\u1ee5ng, g\u00e2y r\u1ed1i lo\u1ea1n, thay \u0111\u1ed5i d\u00f2ng \u0111i\u1ec7n \u0111\u1ed9t ng\u1ed9t v\u00e0 g\u00e2y ra ch\u00e1y n\u1ed5.<\/li>\n\n\n\n<li>B\u1ea5t c\u1ea9n khi s\u1eed d\u1ee5ng m\u00e1y h\u00e0n, m\u00e1y c\u1eaft t\u1ea1o ra c\u00e1c m\u1ea3nh v\u1ee5n n\u00f3ng. Khi \u0111\u1eb7t g\u1ea7n ngu\u1ed3n \u0111i\u1ec7n, c\u00e1c v\u1eadt d\u1ee5ng d\u1ec5 ch\u00e1y th\u00ec ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 b\u1ecb b\u1eaft l\u1eeda v\u00e0 g\u00e2y ra \u0111\u00e1m ch\u00e1y nghi\u00eam tr\u1ecdng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Do h\u00f3a ch\u1ea5t<\/strong><\/h3>\n\n\n\n<p>Nhi\u1ec1u lo\u1ea1i h\u00f3a ch\u1ea5t l\u01b0u tr\u1eef \u1edf c\u00e1c nh\u00e0 x\u01b0\u1edfng c\u00f3 t\u00ednh ch\u1ea5t d\u1ec5 b\u1eaft l\u1eeda nh\u01b0 d\u1ea7u, s\u01a1n, gas, x\u0103ng,&#8230; Do \u0111\u00f3, ch\u1ec9 c\u1ea7n m\u1ed9t ngu\u1ed3n ch\u00e1y nh\u1ecf c\u0169ng c\u00f3 th\u1ec3 lan r\u1ed9ng, t\u1ea1o th\u00e0nh \u0111\u00e1m ch\u00e1y l\u1edbn r\u1ea5t kh\u00f3 d\u1eadp t\u1eaft. V\u00ec v\u1eady, ch\u1ee7 nh\u00e0 x\u01b0\u1edfng, qu\u1ea3n \u0111\u1ed1c c\u1ea7n \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd l\u01b0u tr\u1eef, b\u1ea3o qu\u1ea3n h\u00f3a ch\u1ea5t an to\u00e0n, s\u1eed d\u1ee5ng xong ph\u1ea3i c\u1ea5t v\u00e0o \u0111\u00fang n\u01a1i quy \u0111\u1ecbnh, b\u1ea3o qu\u1ea3n \u0111\u00fang ti\u00eau chu\u1ea9n an to\u00e0n ch\u00e1y n\u1ed5.<\/p>\n\n\n\n<p><strong>4. Do h\u00fat thu\u1ed1c<\/strong><\/p>\n\n\n\n<p>Trong quy \u0111\u1ecbnh an to\u00e0n ch\u00e1y n\u1ed5 t\u1ea1i c\u00e1c nh\u00e0 x\u01b0\u1edfng lu\u00f4n c\u00f3 quy \u0111\u1ecbnh c\u1ea5m h\u00fat thu\u1ed1c. Tuy nhi\u00ean, kh\u00f3 tr\u00e1nh kh\u1ecfi tr\u01b0\u1eddng h\u1ee3p c\u00f3 nh\u1eefng ng\u01b0\u1eddi \u00fd th\u1ee9c k\u00e9m, kh\u00f4ng ki\u1ec1m \u0111\u01b0\u1ee3c th\u00f3i quen c\u1ee7a b\u1ea3n th\u00e2n n\u00ean v\u1eabn h\u00fat thu\u1ed1c l\u00e9n l\u00fat, v\u00f4 t\u00ecnh \u0111\u00e1nh r\u01a1i t\u00e0n thu\u1ed1c c\u00f2n ch\u00e1y xu\u1ed1ng c\u00e1c v\u1eadt li\u1ec7u, \u0111\u1ed3 d\u00f9ng d\u1ec5 b\u1eaft l\u1eeda, g\u00e2y ra h\u1eadu qu\u1ea3 ch\u00e1y n\u1ed5 nghi\u00eam tr\u1ecdng.<\/p>\n\n\n\n<p><strong>5. Do n\u1ea5u n\u01b0\u1edbng<\/strong><\/p>\n\n\n\n<p>M\u1ed9t nguy\u00ean nh\u00e2n ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng \u00edt ai ngh\u0129 \u0111\u1ebfn l\u1ea1i xu\u1ea5t ph\u00e1t t\u1eeb c\u00e1c khu b\u1ebfp n\u01a1i c\u00f3 ch\u1ee9a r\u1ea5t nhi\u1ec1u d\u1ee5ng c\u1ee5 ch\u1ee9a ngu\u1ed3n l\u1eeda v\u00e0 d\u1ec5 b\u1eaft l\u1eeda. N\u1ebfu kh\u00f4ng d\u00f9ng l\u1eeda n\u1ea5u tr\u1ef1c ti\u1ebfp m\u00e0 d\u00f9ng b\u1ebfp \u0111i\u1ec7n, n\u1ed3i \u0111i\u1ec7n th\u00ec c\u0169ng th\u01b0\u1eddng l\u00e0 nh\u1eefng thi\u1ebft b\u1ecb c\u1ea7n \u0111\u1ebfn ngu\u1ed3n \u0111i\u1ec7n m\u1ea1nh v\u00e0 ph\u1ea3i thay \u0111\u1ed5i m\u1ee9c nhi\u1ec7t li\u00ean t\u1ee5c, d\u1ec5 g\u00e2y ch\u1eadp \u0111i\u1ec7n d\u1eabn \u0111\u1ebfn ch\u00e1y n\u1ed5.<\/p>\n\n\n\n<p>Nguy\u00ean nh\u00e2n n\u00e0y th\u01b0\u1eddng x\u1ea3y ra \u0111\u1ed1i v\u1edbi c\u00e1c n\u01a1i s\u1ea3n xu\u1ea5t k\u1ebft h\u1ee3p nh\u00e0 \u1edf cho c\u00f4ng nh\u00e2n vi\u00ean. Ch\u00ednh v\u00ec th\u1ebf, c\u00e1ch t\u1ed1t nh\u1ea5t l\u00e0 ch\u1ee7 nh\u00e0 x\u01b0\u1edfng c\u1ea7n ph\u00e2n chia c\u00e1c khu v\u1ef1c r\u1ea1ch r\u00f2i v\u1edbi nhau c\u00f9ng v\u1edbi nh\u1eefng quy \u0111\u1ecbnh an to\u00e0n ch\u00e1y n\u1ed5 nghi\u00eam ng\u1eb7t theo ch\u1ee9c n\u0103ng t\u1eebng khu v\u1ef1c.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Bi_kip_an_toan_chay_no_nha_xuong\"><\/span><strong>II. B\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. B\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 ch\u1ed1ng qu\u00e1 t\u1ea3i \u0111i\u1ec7n<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L\u1eafp \u0111\u1eb7t h\u1ec7 th\u1ed1ng ch\u1ed1ng qu\u00e1 t\u1ea3i \u0111i\u1ec7n, t\u1ef1 \u0111\u1ed9ng ng\u1eaft \u0111i\u1ec7n khi \u0111i\u1ec7n \u00e1p t\u0103ng cao \u0111\u1ec3 ph\u00f2ng ng\u1eeba nguy c\u01a1 ch\u1eadp \u0111i\u1ec7n.&nbsp;<\/li>\n\n\n\n<li>Kh\u00f4ng d\u00f9ng nhi\u1ec1u thi\u1ebft b\u1ecb ti\u00eau th\u1ee5 \u0111i\u1ec7n n\u0103ng cao \u0111\u1ed3ng th\u1eddi c\u00f9ng l\u00fac. Ngo\u00e0i ra, kh\u00f4ng c\u1eafm qu\u00e1 nhi\u1ec1u thi\u1ebft b\u1ecb tr\u00ean c\u00f9ng m\u1ed9t \u1ed5 \u0111i\u1ec7n \u0111\u1ec3 tr\u00e1nh t\u00ecnh tr\u1ea1ng qu\u00e1 t\u1ea3i.&nbsp;<\/li>\n\n\n\n<li>S\u1eed d\u1ee5ng \u0111\u00fang lo\u1ea1i d\u00e2y d\u1eabn, b\u1ea3o v\u1ec7 d\u00e2y \u0111i\u1ec7n b\u1eb1ng c\u00e1c \u1ed1ng lu\u1ed3n chuy\u00ean d\u1ee5ng. Tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng bu\u1ed9c d\u00e2y \u0111i\u1ec7n b\u1eb1ng c\u00e1c v\u1eadt li\u1ec7u c\u00f3 th\u1ec3 d\u1eabn \u0111i\u1ec7n nh\u01b0 \u0111inh, d\u00e2y th\u00e9p.  T\u01b0\u01a1ng t\u1ef1, kh\u00f4ng c\u00e2u m\u00f3c d\u00e2y \u0111i\u1ec7n b\u1eeba b\u00e3i, lu\u1ed3n d\u00e2y \u0111i\u1ec7n d\u01b0\u1edbi c\u00e1c v\u1eadt li\u1ec7u d\u1ec5 ch\u00e1y nh\u01b0 t\u1ea5m l\u00f3t s\u00e0n hay gi\u1ea5y treo t\u01b0\u1eddng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. B\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 ch\u1ed1ng ch\u00e1y n\u1ed5 thi\u1ebft b\u1ecb \u0111i\u1ec7n<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u1edbi m\u00e1y h\u00e0n, m\u00e1y c\u1eaft: ph\u1ea3i \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong ph\u00f2ng ri\u00eang, c\u00e1ch xa c\u00e1c v\u1eadt d\u1ee5ng d\u1ec5 b\u1eaft ch\u00e1y.<\/li>\n\n\n\n<li>C\u00e1c thi\u1ebft b\u1ecb sinh nhi\u1ec7t nh\u01b0 b\u1ebfp \u0111i\u1ec7n, b\u00e0n l\u00e0, l\u00f2 vi s\u00f3ng,&#8230; khi s\u1eed d\u1ee5ng c\u1ea7n c\u00f3 ng\u01b0\u1eddi theo d\u00f5i cho \u0111\u1ebfn khi m\u00e1y t\u1eaft ho\u1eb7c ngu\u1ed9i h\u1eb3n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. B\u00ed k\u00edp an to\u00e0n ch\u00e1y n\u1ed5 ph\u00f2ng \u0111\u00e1m ch\u00e1y lan r\u1ed9ng<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c h\u00f3a ch\u1ea5t d\u1ec5 b\u1eaft l\u1eeda hay v\u1eadt li\u1ec7u d\u1ec5 ch\u00e1y ph\u1ea3i \u0111\u01b0\u1ee3c b\u1ea3o qu\u1ea3n, l\u01b0u tr\u1eef an to\u00e0n trong c\u00e1c h\u1ed9p hay chai l\u1ecd c\u00f3 l\u1edbp ch\u1ed1ng ch\u00e1y.<\/li>\n\n\n\n<li>M\u1ecdi khu v\u1ef1c trong nh\u00e0 x\u01b0\u1edfng c\u1ea7n \u0111\u01b0\u1ee3c trang b\u1ecb \u0111\u1ea7y \u0111\u1ee7 v\u1eadt d\u1ee5ng ch\u1eefa ch\u00e1y nh\u01b0 h\u1ec7 th\u1ed1ng v\u00f2i phun n\u01b0\u1edbc, b\u00ecnh ch\u1eefa ch\u00e1y, b\u1ed9t kh\u00f4, c\u00e1t,&#8230; \u0110\u1ea3m b\u1ea3o m\u1ecdi ng\u01b0\u1eddi \u1edf nh\u00e0 x\u01b0\u1edfng \u0111\u1ec1u bi\u1ebft c\u00e1ch s\u1eed d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y n\u00e0y.<\/li>\n\n\n\n<li>Lu\u00f4n c\u00f3 l\u1ed1i tho\u00e1t hi\u1ec3m v\u00e0 \u0111\u01b0\u1eddng tho\u00e1t hi\u1ec3m ph\u1ea3i thu\u1eadn l\u1ee3i cho vi\u1ec7c di chuy\u1ec3n khi b\u00f9ng ph\u00e1t \u0111\u00e1m ch\u00e1y.<\/li>\n\n\n\n<li>S\u1eed d\u1ee5ng s\u01a1n ch\u1ed1ng ch\u00e1y ph\u1ee7 l\u00ean nh\u1eefng ph\u1ea7n k\u1ebft c\u1ea5u th\u00e9p \u0111\u1ec3 ng\u0103n l\u1eeda ti\u1ebfp x\u00fac v\u1edbi khung th\u00e9p. L\u00e0m v\u1eady s\u1ebd gi\u00fap tr\u00e1nh nguy c\u01a1 k\u1ebft c\u1ea5u th\u00e9p b\u1ecb s\u1ee5p \u0111\u1ed5, nh\u1edd \u0111\u00f3 k\u00e9o d\u00e0i th\u1eddi gian cho \u0111\u1ed9i c\u1ee9u h\u1ecfa \u0111\u1ebfn h\u1ed7 tr\u1ee3.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Quyen_loi_bao_hiem_chay_no_nha_xuong\"><\/span><strong>III. Quy\u1ec1n l\u1ee3i <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chay-no-nha\/\" title=\"b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a> x\u01b0\u1edfng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0110\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><\/h3>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 cho nh\u00e0 x\u01b0\u1edfng, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng cho c\u00e1c t\u1ed5n th\u1ea5t x\u1ea3y ra do nguy\u00ean nh\u00e2n ch\u00e1y n\u1ed5 \u0111\u1ed1i v\u1edbi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00f4ng tr\u00ecnh, ki\u1ebfn tr\u00fac nh\u00e0 x\u01b0\u1edfng.<\/li>\n\n\n\n<li>Trang thi\u1ebft b\u1ecb m\u00e1y m\u00f3c, h\u00e0ng h\u00f3a trong nh\u00e0 x\u01b0\u1edfng, bao g\u1ed3m c\u1ea3 th\u00e0nh ph\u1ea9m, b\u00e1n th\u00e0nh ph\u1ea9m, nguy\u00ean v\u1eadt li\u1ec7u v\u00e0 c\u00e1c t\u00e0i s\u1ea3n kh\u00e1c n\u1eb1m b\u00ean trong nh\u00e0 x\u01b0\u1edfng.<\/li>\n\n\n\n<li>C\u00e1c t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i l\u00e0 t\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh t\u1ea1i nh\u00e0 x\u01b0\u1edfng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 gi\u00e1 tr\u1ecb c\u1ee7a ch\u00fang ph\u1ea3i quy \u0111\u1ed5i \u0111\u01b0\u1ee3c th\u00e0nh ti\u1ec1n.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng s\u1ebd b\u1ed3i th\u01b0\u1eddng trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tr\u01b0\u1eddng h\u1ee3p x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a t\u00e0i s\u1ea3n<\/h3>\n\n\n\n<p><strong>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/strong> x\u01b0\u1edfng b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a t\u00e0i s\u1ea3n tham gia b\u1ea3o hi\u1ec3m t\u1ea1i th\u1eddi \u0111i\u1ec3m tham gia b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m trong h\u1ee3p \u0111\u1ed3ng tho\u1ea3 thu\u1eadn.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a t\u00e0i s\u1ea3n<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em><span style=\"text-decoration: underline;\">N\u1ebfu \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m l\u00e0 t\u00e0i s\u1ea3n <\/span><\/em><\/strong>th\u00ec b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n b\u1eb1ng v\u1edbi gi\u00e1 tr\u1ecb c\u00f2n l\u1ea1i (v\u1edbi t\u00e0i s\u1ea3n \u0111\u00e3 qua s\u1eed d\u1ee5ng) ho\u1eb7c gi\u00e1 tr\u1ecb mua m\u1edbi (v\u1edbi nh\u1eefng t\u00e0i s\u1ea3n m\u1edbi) th\u1eddi \u0111i\u1ec3m tham gia b\u1ea3o hi\u1ec3m, k\u1ec3 c\u1ea3 c\u00e1c chi ph\u00ed l\u1eafp \u0111\u1eb7t, chi ph\u00ed v\u1eadn chuy\u1ec3n, theo th\u1ecfa thu\u1eadn gi\u1eefa c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li><strong><span style=\"text-decoration: underline;\"><em>Tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m l\u00e0 h\u00e0ng h\u00f3a (nguy\u00ean v\u1eadt li\u1ec7u, b\u00e1n th\u00e0nh ph\u1ea9m, th\u00e0nh ph\u1ea9m) <\/em><\/span><\/strong>th\u00ec b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n d\u1ef1a tr\u00ean th\u00f4ng tin khai b\u00e1o c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m, bao g\u1ed3m: gi\u00e1 tr\u1ecb t\u00ednh th\u00e0nh ti\u1ec1n h\u00e0ng h\u00f3a t\u1ed3n kho t\u1ea1i th\u1eddi \u0111i\u1ec3m mua b\u1ea3o hi\u1ec3m, gi\u00e1 tr\u1ecb b\u00ecnh qu\u00e2n n\u0103m, gi\u00e1 tr\u1ecb t\u1ed3n kho l\u1edbn nh\u1ea5t trong n\u0103m,&#8230;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. M\u1ee9c ph\u00ed tham gia b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em><strong>Ph\u00ed b\u1ea3o hi\u1ec3m = Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n x T\u1ef7 l\u1ec7 ph\u00ed&nbsp;<\/strong><\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Trong \u0111\u00f3:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n bao g\u1ed3m gi\u00e1 tr\u1ecb c\u1ee7a h\u00e0ng h\u00f3a c\u1ed9ng v\u1edbi gi\u00e1 tr\u1ecb nh\u00e0 x\u01b0\u1edfng, kho b\u00e3i, trang thi\u1ebft b\u1ecb \u0111\u01b0\u1ee3c ng\u01b0\u1eddi mua k\u00ea khai.<\/li>\n\n\n\n<li>T\u1ef7 l\u1ec7 ph\u00ed t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 r\u1ee7i ro c\u1ee7a t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 cao hay th\u1ea5p.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. C\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb c\u1ee7a b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng cho c\u00e1c tai n\u1ea1n ch\u00e1y n\u1ed5 do c\u00e1c nguy\u00ean nh\u00e2n sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u0103ng l\u01b0\u1ee3ng nguy\u00ean t\u1eed h\u1ea1t nh\u00e2n, ph\u00f3ng x\u1ea1.<\/li>\n\n\n\n<li>\u0110\u01b0\u1eddng d\u00e2y truy\u1ec1n t\u1ea3i v\u00e0 ph\u00e2n ph\u1ed1i \u0111i\u1ec7n, th\u00f4ng tin li\u00ean l\u1ea1c, v\u00f4 tuy\u1ebfn vi\u1ec5n th\u00f4ng.<\/li>\n\n\n\n<li>Chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1.<\/li>\n\n\n\n<li>R\u1ee7i ro li\u00ean quan \u0111\u1ebfn c\u00f4ng ngh\u1ec7 th\u00f4ng tin.<\/li>\n\n\n\n<li>\u00d4 nhi\u1ec5m, nhi\u1ec5m b\u1ea9n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng \u1edf \u0111\u00e2u?<\/strong><\/h3>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 mua <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-nha-tu-nhan\" title=\"b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/strong> x\u01b0\u1edfng d\u1ec5 d\u00e0ng v\u00e0 ti\u1ec7n l\u1ee3i qua website ho\u1eb7c \u1ee9ng d\u1ef1ng \u0111i\u1ec7n tho\u1ea1i c\u1ee7a<a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\"> n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p <strong>Saladin<\/strong>.<\/a><\/p>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf n\u00f3i chung, b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng n\u00f3i ri\u00eang qua <strong>Saladin<\/strong>, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng t\u1eeb nh\u1eefng nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m uy t\u00edn nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111\u1ed3ng th\u1eddi \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n t\u1eeb A-Z \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi \u0111i\u1ec1u ki\u1ec7n nh\u00e0 x\u01b0\u1edfng c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>H\u1ea7u h\u1ebft c\u00e1c v\u1ee5 ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng l\u00e0 do s\u1ef1 b\u1ea5t c\u1ea9n nh\u1ecf t\u1eeb ph\u00eda ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u01b0ng \u0111\u1ec3 l\u1ea1i t\u1ed5n th\u1ea5t r\u1ea5t l\u1edbn v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n. V\u00ec v\u1eady, hi v\u1ecdng n\u1eafm \u0111\u01b0\u1ee3c c\u00e1c r\u1ee7i ro ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng s\u1ebd gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng bi\u1ec7n ph\u00e1p ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y ph\u00f9 h\u1ee3p. Ch\u00ednh v\u00ec th\u1ebf, ngo\u00e0i vi\u1ec7c gi\u1eef an to\u00e0n ch\u00e1y n\u1ed5, b\u1ea1n c\u00f2n c\u00f3 th\u1ec3 x\u1eed l\u00fd r\u1ee7i ro ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng b\u1eb1ng vi\u1ec7c mua th\u00eam m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 ph\u00f9 h\u1ee3p. \u0110\u1ed3ng th\u1eddi, n\u1ebfu b\u1ea1n \u0111ang s\u1ea3n xu\u1ea5t t\u1ea1i gia, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf ph\u00f9 h\u1ee3p tr\u00ean <strong>Saladin<\/strong> nh\u00e9!<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nh\u00e0 x\u01b0\u1edfng lu\u00f4n c\u00f3 nguy c\u01a1 x\u1ea3y ra ch\u00e1y n\u1ed5 cao do l\u01b0u tr\u1eef nhi\u1ec1u h\u00e0ng ho\u00e1, m\u00e1y m\u00f3c. Ch\u00e1y n\u1ed5 nh\u00e0 x\u01b0\u1edfng kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn an to\u00e0n [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":11753,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[100],"tags":[136],"class_list":["post-11666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-nha-tu-nhan","tag-bao-hiem-chay-no-nha"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/6-3.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/01\/16140555\/6-3-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 13\/01\/2023","modified":"Updated on 30\/01\/2023"},"absolute_dates_time":{"created":"Posted on 13\/01\/2023 9:02 AM","modified":"Updated on 30\/01\/2023 10:20 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=11666"}],"version-history":[{"count":4,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11666\/revisions"}],"predecessor-version":[{"id":11982,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/11666\/revisions\/11982"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/11753"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=11666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=11666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=11666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}