{"id":1621,"date":"2022-08-10T12:54:26","date_gmt":"2022-08-10T05:54:26","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=1621"},"modified":"2024-04-25T17:39:15","modified_gmt":"2024-04-25T10:39:15","slug":"bao-hiem-thuy-kich","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/bao-hiem-thuy-kich\/","title":{"rendered":"C\u00f3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u01b0\u1ee3c kh\u00f4ng?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/bao-hiem-thuy-kich\/#1_Co_mua_bao_hiem_o_to_online_cho_bao_hiem_thuy_kich_duoc_khong\" >1. C\u00f3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u01b0\u1ee3c kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/bao-hiem-thuy-kich\/#3_Bao_hiem_thuy_kich_gia_bao_nhieu_Loi_ich_cua_bao_hiem_thuy_kich\" >3. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch gi\u00e1 bao nhi\u00eau? L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><a href=\"https:\/\/news.saladin.vn\/tag\/bao-hiem-thuy-kich\/\">B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/strong> tuy kh\u00f4ng n\u1eb1m trong g\u00f3i <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-trach-nhiem-dan-su-bat-buoc-xe-oto.html\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/strong> nh\u01b0ng l\u1ea1i r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o to\u00e0n di\u1ec7n cho chi\u1ebfc &#8220;x\u1ebf y\u00eau&#8221; c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n \u0111ang sinh s\u1ed1ng t\u1ea1i H\u00e0 N\u1ed9i hay TPHCM v\u00e0o m\u00f9a m\u01b0a th\u00ec ch\u1eafc h\u1eb3n \u0111\u00e3 qu\u00e1 quen v\u1edbi t\u00ecnh tr\u1ea1ng ng\u1eadp l\u1ee5t x\u1ea3y ra th\u01b0\u1eddng xuy\u00ean do h\u1ec7 th\u1ed1ng tho\u00e1t n\u01b0\u1edbc ch\u01b0a \u0111\u01b0\u1ee3c t\u1ed1i \u01b0u \u1edf v\u00e0i n\u01a1i. Ng\u1eadp l\u1ee5t kh\u00f4ng ch\u1ec9 g\u00e2y kh\u00f3 ch\u1ecbu cho ng\u01b0\u1eddi \u0111i xe m\u00e1y m\u00e0 c\u00f2n c\u00f3 th\u1ec3 g\u00e2y \u1ea3nh h\u01b0\u1edfng t\u1edbi c\u00e1c lo\u1ea1i xe \u00f4 t\u00f4, b\u00e1n t\u1ea3i. Chi ph\u00ed s\u1eeda ch\u1eefa \u0111\u1eaft \u0111\u1ecf cho c\u00e1c thi\u1ec7t h\u1ea1i m\u00e1y m\u00f3c g\u00e2y ra b\u1edfi n\u01b0\u1edbc ng\u1eadp trong m\u00f9a m\u01b0a c\u00f3 th\u1ec3 s\u1ebd khi\u1ebfn &#8220;h\u1ea7u bao&#8221; c\u1ee7a b\u1ea1n b\u1ecb hao h\u1ee5t n\u1eb7ng. <\/p>\n\n\n\n<p>H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch, v\u00e0 nh\u1eefng th\u00f4ng tin c\u1ea7n bi\u1ebft khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch trong b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07232833\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-1024x576-1.jpg\" alt=\"C\u00f9ng Saladin t\u00ecm hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch, v\u00e0 nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u1ec3 b\u1ea3o v\u1ec7 &quot;x\u1ebf h\u1ed9p&quot; khi b\u1ecb ng\u1eadp n\u01b0\u1edbc nh\u00e9.\" class=\"wp-image-8798\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07232833\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-1024x576-1.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07232833\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-1024x576-1-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07232833\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-1024x576-1-768x432.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"1_Co_mua_bao_hiem_o_to_online_cho_bao_hiem_thuy_kich_duoc_khong\"><\/span><strong>1. <a href=\"https:\/\/news.saladin.vn\/tag\/mua-bao-hiem-o-to-online\/\">C\u00f3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/a> cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u01b0\u1ee3c kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1.1. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch l\u00e0 g\u00ec?<\/h3>\n\n\n\n<p>Hi\u1ec7n t\u01b0\u1ee3ng th\u1ee7y k\u00edch xu\u1ea5t hi\u1ec7n khi n\u01b0\u1edbc tr\u00e0n v\u00e0o b\u00ean trong bu\u1ed3ng \u0111\u1ed1t xi lanh qua \u0111\u01b0\u1eddng h\u00fat gi\u00f3 c\u1ee7a \u0111\u1ed9ng c\u01a1 \u00f4 t\u00f4 l\u00e0m xe ch\u1ebft m\u00e1y \u0111\u1ed9t ng\u1ed9t. Khi xe g\u1eb7p hi\u1ec7n t\u01b0\u1ee3ng n\u00e0y, n\u1ebfu b\u1ea1n v\u1eabn ti\u1ebfp t\u1ee5c n\u1ed5 m\u00e1y th\u00ec khi\u1ebfn cho n\u01b0\u1edbc c\u00e0ng b\u1ecb h\u00fat s\u00e2u v\u00e0o ph\u00eda trong c\u1ee7a \u0111\u1ed9ng c\u01a1, l\u00e0m \u0111\u1ed9ng c\u01a1 b\u1ecb h\u1ecfng h\u00f3c. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch ch\u00ednh l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m gi\u00fap b\u1ea3o v\u1ec7 b\u1ea1n trong nh\u1eefng t\u00ecnh hu\u1ed1ng n\u00e0y. Theo \u0111\u00f3, c\u00e1c tr\u01b0\u1eddng h\u1ee3p h\u1ecfng h\u00f3c \u0111\u1ed9ng c\u01a1 do hi\u1ec7n t\u01b0\u1ee3ng th\u1ee7y k\u00edch ho\u1eb7c xe b\u1ecb ng\u1eadp n\u01b0\u1edbc s\u1ebd n\u1eb1m trong tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 chi ph\u00ed s\u1eeda ch\u1eefa c\u1ee7a b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1.2. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch c\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch kh\u00f4ng c\u00f3 trong <strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-o-to\/\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/strong> m\u00e0 l\u00e0 quy\u1ec1n l\u1ee3i n\u1eb1m trong b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 &#8211; m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n. Tuy nhi\u00ean c\u0169ng c\u00f3 nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u00e1ch ri\u00eang lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y ra kh\u1ecfi b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 do chi ph\u00ed s\u1eeda ch\u1eefa xe b\u1ecb th\u1ee7y k\u00edch kh\u00e1 cao, c\u00f3 th\u1ec3 t\u1eeb v\u00e0i ch\u1ee5c tri\u1ec7u t\u1edbi v\u00e0i tr\u0103m tri\u1ec7u \u0111\u1ed3ng.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1.2. C\u00f3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online cho b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u01b0\u1ee3c kh\u00f4ng?<\/h3>\n\n\n\n<p>Hi\u1ec7n nay ch\u00fang ta ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 <strong>mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online <\/strong>cho h\u1ea7u h\u1ebft c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m v\u00e0 <strong>b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong> c\u0169ng kh\u00f4ng ph\u1ea3i ngo\u1ea1i l\u1ec7. B\u1ea1n c\u00f3 th\u1ec3 c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch khi mua c\u00f9ng g\u00f3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe.&nbsp; Tuy nhi\u00ean, v\u00ec quy tr\u00ecnh mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe c\u00f3 nhi\u1ec1u th\u1ee7 t\u1ee5c c\u0169ng nh\u01b0 th\u00f4ng tin c\u1ea7n cung c\u1ea5p n\u00ean b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd c\u1ea7n m\u1ed9t t\u01b0 v\u1ea5n vi\u00ean gi\u00fap \u0111\u1ee1, k\u1ec3 c\u1ea3 khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1.3. Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online, b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch tr\u1ef1c tuy\u1ebfn d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/h3>\n\n\n\n<p><a href=\"https:\/\/news.saladin.vn\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\">N\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7&nbsp;<strong>Saladin<\/strong><\/a>&nbsp;h\u1ee3p t\u00e1c c\u00f9ng nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m xe h\u01a1i h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam.&nbsp;<strong>Saladin<\/strong>&nbsp;gi\u00fap b\u1ea1n so s\u00e1nh v\u00e0 ch\u1ecdn nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e1ng tin c\u1eady cho m\u1ecdi nhu c\u1ea7u cu\u1ed9c s\u1ed1ng. Khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online qua website ho\u1eb7c \u1ee9ng d\u1ee5ng&nbsp;<strong>Saladin<\/strong>, ng\u01b0\u1eddi mua \u0111\u01b0\u1ee3c t\u00f9y ch\u1ecdn t\u1eebng c\u1ea5u th\u00e0nh s\u1ea3n ph\u1ea9m ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u b\u1ea3o v\u1ec7 c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh, t\u1eeb&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-bat-buoc-o-to\/\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/strong>,&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\">b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/a><\/strong>&nbsp;\u0111\u1ebfn&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-thuy-kich\/\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/strong>&nbsp;xe \u00f4 t\u00f4.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"982\" height=\"265\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235519\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-1-1.jpg\" alt=\"\" class=\"wp-image-8804\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235519\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-1-1.jpg 982w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235519\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-1-1-300x81.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235519\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-1-1-768x207.jpg 768w\" sizes=\"auto, (max-width: 982px) 100vw, 982px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"544\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235536\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-2-1-1024x544.jpg\" alt=\"\" class=\"wp-image-8805\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235536\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-2-1-1024x544.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235536\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-2-1-300x159.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235536\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-2-1-768x408.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07235536\/mua-bao-hiem-o-to-online-bao-hiem-thuy-kich-saladin-2-1.jpg 1313w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">1.3. Th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 khi b\u1ecb th\u1ee7y k\u00edch<\/h3>\n\n\n\n<p>V\u1edbi b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c hai quy\u1ec1n l\u1ee3i l\u00e0 b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch v\u00e0 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 b\u1ecb ng\u1eadp n\u01b0\u1edbc,&nbsp; gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n n\u1ebfu kh\u00f4ng may chi\u1ebfc \u201cx\u1ebf y\u00eau\u201d g\u1eb7p ph\u1ea3i hi\u1ec7n t\u01b0\u1ee3ng thu\u1ef7 k\u00edch ho\u1eb7c ng\u1eadp n\u01b0\u1edbc (do b\u00e3o l\u0169, ng\u1eadp n\u01b0\u1edbc d\u01b0\u1edbi h\u1ea7m \u0111\u1ec3 xe, v.v\u2026) Khi x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 chi ph\u00ed s\u1eeda ch\u1eefa l\u00ean t\u1edbi 70-80%.<\/p>\n\n\n\n<p>C\u00f3 m\u1ed9t \u0111i\u1ec3m m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n \u0111\u1eb7c bi\u1ec7t l\u01b0u \u00fd \u0111\u00f3 l\u00e0 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 <strong>t\u1eeb ch\u1ed1i chi tr\u1ea3<\/strong> chi ph\u00ed s\u1eeda ch\u1eefa n\u1ebfu kh\u00e1ch h\u00e0ng c\u1ed1 \u00fd kh\u1edfi \u0111\u1ed9ng l\u1ea1i \u0111\u1ed9ng c\u01a1, nh\u1ea5n ga \u0111\u1ec3 v\u01b0\u1ee3t qua v\u1ecb tr\u00ed b\u1ecb ng\u1eadp n\u01b0\u1edbc, l\u00e0m n\u01b0\u1edbc tr\u00e0n v\u00e0o \u0111\u1ed9ng c\u01a1 g\u00e2y h\u1ecfng h\u00f3c n\u1eb7ng. Khi ch\u1ebft m\u00e1y b\u1ea1n c\u1ea7n gi\u1eef nguy\u00ean hi\u1ec7n tr\u1ea1ng, li\u00ean h\u1ec7 ngay \u0111\u1ebfn hotline c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 th\u00f4ng b\u00e1o s\u1ef1 vi\u1ec7c. L\u1eadp t\u1ee9c s\u1ebd c\u00f3 \u0111\u1ed9i c\u1ee9u h\u1ed9 t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m ra h\u1ed7 tr\u1ee3 cho b\u1ea1n, gi\u00fap kh\u1eafc ph\u1ee5c s\u1ef1 c\u1ed1 nhanh ch\u00f3ng, gi\u1ea3m thi\u1ec7t h\u1ea1i xu\u1ed1ng m\u1ee9c t\u1ed1i thi\u1ec3u.<\/p>\n\n\n\n<p>Sau khi gi\u00e1m \u0111\u1ecbnh vi\u00ean ti\u1ebfn h\u00e0nh ki\u1ec3m tra, \u0111\u00e1nh gi\u00e1, l\u1eadp b\u00e1o c\u00e1o s\u1eeda ch\u1eefa, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng cho kh\u00e1ch h\u00e0ng d\u1ef1a theo chi ph\u00ed s\u1eeda ch\u1eefa th\u1ef1c t\u1ebf. Tuy nhi\u00ean, n\u1ebfu chi ph\u00ed s\u1eeda ch\u1eefa v\u01b0\u1ee3t qu\u00e1 75% gi\u00e1 tr\u1ecb xe ho\u1eb7c xe h\u01b0 h\u1ecfng n\u1eb7ng, kh\u00f4ng c\u00f2n c\u00f3 th\u1ec3 s\u1eeda \u0111\u01b0\u1ee3c, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng to\u00e0n b\u1ed9 gi\u00e1 tr\u1ecb xe v\u00e0 thu h\u1ed3i l\u1ea1i chi\u1ebfc xe b\u1ecb h\u1ecfng. C\u00f3 m\u1ed9t v\u00e0i tr\u01b0\u1eddng h\u1ee3p c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f9ng kh\u00e1ch h\u00e0ng b\u00e1n thanh l\u00fd xe, s\u1ed1 ti\u1ec1n ch\u00eanh l\u1ec7ch v\u1edbi gi\u00e1 tr\u1ecb xe c\u00f2n thi\u1ebfu c\u00f4ng ty s\u1ebd b\u00f9 v\u00e0o th\u00eam.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-5-desktop-font-size\"><span class=\"ez-toc-section\" id=\"3_Bao_hiem_thuy_kich_gia_bao_nhieu_Loi_ich_cua_bao_hiem_thuy_kich\"><\/span><strong>3. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch gi\u00e1 bao nhi\u00eau? L\u1ee3i \u00edch c\u1ee7a <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto.html\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hi\u1ec7n nay, gi\u00e1 b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch th\u01b0\u1eddng ch\u1ec9 dao \u0111\u1ed9ng t\u1eeb 0,1% &#8211; 0,5% gi\u00e1 tr\u1ecb xe. Gi\u1ea3 s\u1eed xe c\u1ee7a b\u1ea1n c\u00f3 gi\u00e1 3 t\u1ef7 \u0111\u1ed3ng, gi\u00e1 <strong>b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong> s\u1ebd kho\u1ea3ng t\u1eeb 3 tri\u1ec7u cho t\u1edbi 15 tri\u1ec7u \u0111\u1ed3ng. V\u1eady ch\u1ec9 v\u1edbi kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y, b\u1ea1n s\u1ebd c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i \u00edch, quy\u1ec1n l\u1ee3i g\u00ec?<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-6-desktop-font-size\"><strong>3.1. Gi\u1ea3m chi ph\u00ed s\u1eeda ch\u1eefa&nbsp;<\/strong><\/h3>\n\n\n\n<p>Chi ph\u00ed s\u1eeda ch\u1eefa xe \u00f4 t\u00f4 khi thi\u1ec7t h\u1ea1i b\u1edfi th\u1ee7y k\u00edch, ng\u1eadp n\u01b0\u1edbc th\u01b0\u1eddng r\u1ea5t l\u1edbn. C\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0 thay tay bi\u00ean xe \u00f4 t\u00f4 \u0111\u00e3 l\u00ean t\u1edbi v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ed3ng. C\u00f2n n\u1ebfu kh\u00f4ng may h\u01b0 h\u1ecfng v\u00e0 ph\u1ea3i thay c\u1ea3 c\u1ee5m \u0111\u1ed9ng c\u01a1 m\u1edbi hay to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng \u0111i\u1ec7n m\u1edbi, con s\u1ed1 c\u00f3 th\u1ec3 l\u00ean t\u1edbi h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ed3ng! C\u00e1c lo\u1ea1i xe c\u00e0ng sang tr\u1ecdng, c\u00e0ng cao c\u1ea5p th\u00ec chi ph\u00ed s\u1eeda ch\u1eefa s\u1ebd c\u00e0ng \u0111\u1eaft do ph\u1ee5 t\u00f9ng v\u00e0 linh ki\u1ec7n ch\u00ednh h\u00e3ng c\u00f3 m\u1ee9c gi\u00e1 r\u1ea5t cao. Do \u0111\u00f3, <strong>b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong> l\u00e0 m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 r\u1ea5t h\u1eddi cho c\u00e1c t\u00e0i x\u1ebf xe \u00f4 t\u00f4. Chi ph\u00ed mua b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng l\u00e0 r\u1ea5t nh\u1ecf khi so v\u1edbi c\u00e1c kho\u1ea3n chi ph\u00ed s\u1eeda ch\u1eefa k\u1ec3 tr\u00ean.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-6-desktop-font-size\"><strong>3.2. Chi ph\u00ed \u201cy\u00ean t\u00e2m\u201d<\/strong><\/h3>\n\n\n\n<p>\u1ede nh\u1eefng th\u00e0nh ph\u1ed1 l\u1edbn nh\u01b0 TPHCM hay H\u00e0 N\u1ed9i v\u1eabn th\u01b0\u1eddng di\u1ec5n ra t\u00ecnh tr\u1ea1ng ng\u1eadp l\u1ee5t. D\u1eabu cho nh\u1eefng t\u00e0i x\u1ebf l\u00e1i xe gi\u00e0u kinh nghi\u1ec7m, \u0111\u00e3 trang b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ki\u1ebfn th\u1ee9c \u0111\u1ec3 ph\u00f2ng tr\u00e1nh hi\u1ec7n t\u01b0\u1ee3ng th\u1ee7y k\u00edch c\u0169ng kh\u00f3 c\u00f3 th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c t\u1ea5t c\u1ea3 c\u00e1c s\u1ef1 ki\u1ec7n s\u1ebd di\u1ec5n ra. Ch\u1ec9 c\u1ea7n m\u1ed9t l\u1ea7n s\u01a1 s\u1ea9y, v\u00e0i tr\u0103m tri\u1ec7u c\u00f3 th\u1ec3 s\u1ebd \u201ckh\u00f4ng c\u00e1nh m\u00e0 bay\u201d. Th\u1ebf n\u00ean b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch s\u1ebd mang l\u1ea1i m\u1ed9t s\u1ef1 an t\u00e2m l\u1edbn, cho c\u1ea3 nh\u1eefng t\u00e0i x\u1ebf c\u00f2n non xanh v\u00e0 d\u00e0y d\u1eb7n kinh nghi\u1ec7m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-6-desktop-font-size\"><strong>3.3<\/strong>. <strong>Quy\u1ec1n l\u1ee3i v\u00e0 s\u1ef1 thu\u1eadn ti\u1ec7n<\/strong><\/h3>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch, b\u1ea1n s\u1ebd lu\u00f4n lu\u00f4n c\u00f3 c\u1ea3 2 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch v\u00e0 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 ng\u1eadp n\u01b0\u1edbc v\u1edbi m\u1ee9c \u0111\u1ec1n b\u00f9 gi\u1ed1ng nhau, t\u1ee9c l\u00e0 kh\u00f4ng ch\u1ec9 v\u1edbi tr\u01b0\u1eddng h\u1ee3p n\u01b0\u1edbc tr\u00e0n v\u00e0o xi lanh g\u00e2y h\u1ecfng h\u00f3c (th\u1ee7y k\u00edch) b\u1ea1n m\u1edbi \u0111\u01b0\u1ee3c \u0111\u1ec1n b\u00f9 m\u00e0 k\u1ec3 c\u1ea3 khi xe b\u1ecb ng\u1eadp n\u01b0\u1edbc, n\u01b0\u1edbc tr\u00e0n v\u00e0o \u0111\u1ed9ng c\u01a1 c\u0169ng \u0111\u01b0\u1ee3c t\u00ednh trong lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y. Ngo\u00e0i ra, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 nhanh ch\u00f3ng c\u1ee7a \u0111\u1ed9i c\u1ee9u h\u1ed9, gi\u00fap kh\u1eafc ph\u1ee5c s\u1ef1 c\u1ed1 k\u1ecbp th\u1eddi, gi\u1ea3m t\u1ed1i \u0111a thi\u1ec7t h\u1ea1i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-5-desktop-font-size\"><strong>4. C\u00e1ch ph\u00f2ng tr\u00e1nh th\u1ee7y k\u00edch, ng\u1eadp n\u01b0\u1edbc cho xe \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o v\u1ec7 cho chi\u1ebfc \u201cx\u1ebf c\u01b0ng\u201d c\u0169ng gi\u1ed1ng nh\u01b0 b\u1ea3o v\u1ec7 cho s\u1ee9c kho\u1ebb c\u1ee7a b\u1ea1n, ti\u00eau ch\u00ed \u201cph\u00f2ng b\u1ec7nh h\u01a1n ch\u1eefa b\u1ec7nh\u201d n\u00ean \u0111\u01b0\u1ee3c \u0111\u1eb7t l\u00ean h\u00e0ng \u0111\u1ea7u. D\u00f9 \u0111\u00e3 trang b\u1ecb cho chi\u1ebfc xe c\u1ee7a m\u00ecnh m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe v\u1edbi quy\u1ec1n l\u1ee3i <strong>b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong>, b\u1ea1n v\u1eabn n\u00ean n\u1eafm trong tay m\u1ed9t v\u00e0i b\u00ed k\u00edp \u0111\u1ec3 ph\u00f2ng tr\u00e1nh th\u1ee7y k\u00edch v\u00e0 thi\u1ec7t h\u1ea1i cho chi\u1ebfc \u201cx\u1ebf h\u1ed9p\u201d y\u00eau qu\u00fd trong m\u00f9a m\u01b0a b\u00e3o n\u00e0y.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ecdn c\u00e1c tuy\u1ebfn \u0111\u01b0\u1eddng \u00edt ng\u1eadp \u0111\u1ec3 \u0111i, c\u1ea5t gi\u1eef xe \u1edf nh\u1eefng n\u01a1i cao trong m\u00f9a m\u01b0a b\u00e3o, ng\u1eadp l\u1ee5t.<\/li>\n\n\n\n<li>Khi ph\u1ea3i \u0111i qua v\u00f9ng ng\u1eadp n\u01b0\u1edbc, h\u00e3y th\u00e1o l\u1ecdc gi\u00f3 ra, l\u1ea5y gi\u00f3 tr\u1ef1c ti\u1ebfp t\u1eeb khoang \u0111\u1ed9ng c\u01a1. Qua v\u00f9ng ng\u1eadp n\u01b0\u1edbc c\u00f3 c\u00f3 th\u1ec3 l\u1eafp l\u1ea1i l\u1ecdc gi\u00f3 nh\u01b0 ban \u0111\u1ea7u.<\/li>\n\n\n\n<li>M\u1ee9c n\u01b0\u1edbc an to\u00e0n l\u00e0 d\u01b0\u1edbi 25cm (kh\u00f4ng cao h\u01a1n t\u00e2m b\u00e1nh xe). N\u1ebfu m\u1ee9c ng\u1eadp cao h\u01a1n m\u1ef1c n\u01b0\u1edbc n\u00e0y th\u00ec b\u1ea1n kh\u00f4ng n\u00ean l\u00e1i xe qua n\u01a1i \u0111\u00f3.<\/li>\n\n\n\n<li>C\u1ea9n th\u1eadn c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n ch\u1ea1y c\u00f9ng chi\u1ec1u ho\u1eb7c ng\u01b0\u1ee3c chi\u1ec1u. N\u1ebfu h\u1ecd \u0111i qu\u00e1 nhanh c\u00f3 th\u1ec3 l\u00e0m n\u01b0\u1edbc tr\u00e0n v\u00e0o \u0111\u1ed9ng c\u01a1 xe c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khi \u0111i v\u00e0o ch\u1ed7 ng\u1eadp n\u01b0\u1edbc, h\u00e3y t\u1eaft \u0111i\u1ec1u h\u00f2a (n\u00fat AC). Ch\u1ea1y s\u1ed1 1 v\u00e0 \u0111\u1ec1u ga xe. V\u1edbi xe s\u1ed1 t\u1ef1 \u0111\u1ed9ng, chuy\u1ec3n sang ch\u1ebf \u0111\u1ed9 b\u00e1n t\u1ef1 \u0111\u1ed9ng v\u00e0 \u0111\u1ec3 \u1edf s\u1ed1 1. Kh\u00f4ng n\u00ean \u0111\u1ea1p c\u00f4n xe s\u1ed1 s\u00e0n \u0111\u1ec3 tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p ch\u1ebft m\u00e1y.<\/li>\n\n\n\n<li>Kh\u00f4ng n\u00ean \u0111\u1ea1p ga qu\u00e1 m\u1ea1nh, d\u1ec5 l\u00e0m th\u1ee7y k\u00edch m\u1ea1nh h\u01a1n, h\u01b0 h\u1ecfng tay bi\u00ean xe.<\/li>\n\n\n\n<li>Sau khi v\u01b0\u1ee3t qua \u0111o\u1ea1n ng\u1eadp l\u1ee5t, b\u1ea1n c\u1ea7n \u0111i ti\u1ebfp m\u1ed9t \u0111o\u1ea1n, r\u00e0 phanh \u0111\u1ec3 lo\u1ea1i b\u1edbt n\u01b0\u1edbc tr\u00ean \u0111\u0129a. Ki\u1ec3m tra k\u1ef9 c\u00e0ng l\u1ea1i \u0111\u1ed9ng c\u01a1 v\u00e0 g\u1ea7m xe.<\/li>\n\n\n\n<li>N\u1ebfu xe b\u1ecb ch\u1ebft m\u00e1y gi\u1eefa v\u00f9ng ng\u1eadp, kh\u00f4ng t\u00ecm c\u00e1ch kh\u1edfi \u0111\u1ed9ng l\u1ea1i, h\u00e3y r\u00fat ch\u00eca kh\u00f3a, \u0111\u1ea9y xe l\u00ean v\u1ecb tr\u00ed cao h\u01a1n v\u00e0 li\u00ean h\u1ec7 cho \u0111\u1ed9i c\u1ee9u h\u1ed9 \u0111\u1ebfn h\u1ed7 tr\u1ee3.&nbsp;<\/li>\n\n\n\n<li>N\u1ebfu xe \u0111ang ch\u1ebft m\u00e1y gi\u1eefa v\u00f9ng ng\u1eadp l\u1ee5t m\u00e0 m\u1ef1c n\u01b0\u1edbc l\u1ea1i qu\u00e1 cao, v\u01b0\u1ee3t l\u00ean tr\u00ean ph\u1ea7n th\u1ea5p nh\u1ea5t c\u1ee7a c\u1eeda ra v\u00e0o, b\u1ea1n n\u00ean tho\u00e1t hi\u1ec3m b\u1eb1ng c\u1eeda s\u1ed5. N\u1ebfu m\u1edf c\u1eeda ch\u00ednh n\u01b0\u1edbc c\u00f3 th\u1ec3 tr\u00e0n v\u00e0o v\u00e0 l\u00e0m h\u01b0 c\u00e1c b\u1ed9 ph\u1eadn \u0111i\u1ec7n t\u1eed.<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading has-h-5-desktop-font-size\">T\u1ed5ng k\u1ebft<\/h3>\n\n\n\n<p>C\u00f3 th\u1ec3 th\u1ea5y, vi\u1ec7c&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto.html\">mua b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n xe \u00f4 t\u00f4<\/a><\/strong>&nbsp;c\u00f3 bao g\u1ed3m c\u1ea3 g\u00f3i b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch l\u00e0 v\u00f4 c\u00f9ng h\u1eefu d\u1ee5ng. Khi \u0111\u00f3, ch\u1ee7 xe \u0111\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u \u0111\u00e1ng k\u1ec3 c\u00e1c chi ph\u00ed s\u1eeda ch\u1eefa \u00f4 t\u00f4 khi ch\u1eb3ng may g\u1eb7p tai n\u1ea1n kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. <\/p>\n\n\n\n<p>Hy v\u1ecdng b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 gi\u00fap b\u1ea1n gi\u1ea3i \u0111\u00e1p th\u1eafc m\u1eafc v\u1ec1 b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch v\u00e0 c\u00f3 th\u00eam gi\u1ea3i ph\u00e1p d\u1ec5 d\u00e0ng, thu\u1eadn ti\u1ec7n khi mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online bao g\u1ed3m quy\u1ec1n l\u1ee3i n\u00e0y th\u00f4ng qua <strong><em><a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">Saladin &#8211; n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a><\/em><\/strong>.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch tuy kh\u00f4ng n\u1eb1m trong g\u00f3i b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 nh\u01b0ng l\u1ea1i r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o to\u00e0n di\u1ec7n cho chi\u1ebfc &#8220;x\u1ebf y\u00eau&#8221; [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":1632,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[95,56,320,45],"class_list":["post-1621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-thuy-kich","tag-bao-hiem-tnds-bat-buoc-o-to","tag-bao-hiem-tnds-o-to","tag-mua-bao-hiem-o-to-online"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/03\/10125820\/bao-hiem-thuy-kich.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/03\/10125820\/bao-hiem-thuy-kich-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 10\/08\/2022","modified":"Updated on 25\/04\/2024"},"absolute_dates_time":{"created":"Posted on 10\/08\/2022 12:54 PM","modified":"Updated on 25\/04\/2024 5:39 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1621","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=1621"}],"version-history":[{"count":23,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1621\/revisions"}],"predecessor-version":[{"id":22272,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/1621\/revisions\/22272"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/1632"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=1621"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=1621"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=1621"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}