{"id":17634,"date":"2023-07-31T21:45:31","date_gmt":"2023-07-31T14:45:31","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=17634"},"modified":"2023-08-10T14:46:19","modified_gmt":"2023-08-10T07:46:19","slug":"giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/","title":{"rendered":"Gi\u1ea3i \u0111\u00e1p c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#I_Bao_hiem_tai_nan_va_chi_phi_y_te_la_gi\" >I. B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#II_Tai_sao_nen_mua_bao_hiem_tai_nan_ca_nhan\" >II. T\u1ea1i sao n\u00ean mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#III_Bao_hiem_tai_nan_co_bao_gom_chi_phi_y_te_khong\" >III. B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 bao g\u1ed3m chi ph\u00ed y t\u1ebf kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#IV_Bao_hiem_tai_nan_va_chi_phi_y_te_duoc_tinh_nhu_the_nao\" >IV. B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#V_Can_phai_chu_y_nhung_dieu_gi_khi_mua_bao_hiem_tai_nan_ca_nhan\" >V. C\u1ea7n ph\u1ea3i ch\u00fa \u00fd nh\u1eefng \u0111i\u1ec1u g\u00ec khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf l\u00e0 ch\u1ee7 \u0111\u1ec1 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m trong cu\u1ed9c s\u1ed1ng hi\u1ec7n \u0111\u1ea1i. \u0110\u00e2y l\u00e0 quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c b\u1ea3o v\u1ec7 b\u1ea1n kh\u1ecfi nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u1ea3i \u0111\u00e1p c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/a>, gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 l\u1ee3i \u00edch v\u00e0 \u00fd ngh\u0129a c\u1ee7a vi\u1ec7c mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n nh\u00e9.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_tai_nan_va_chi_phi_y_te_la_gi\"><\/span><strong>I. B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m cung c\u1ea5p ngu\u1ed3n t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, trong tr\u01b0\u1eddng h\u1ee3p h\u1ecd b\u1ecb tai n\u1ea1n g\u00e2y ra th\u01b0\u01a1ng vong.&nbsp;<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi th\u01b0\u1eddng bao g\u1ed3m c\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng cho:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c chi ph\u00ed y t\u1ebf, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/li>\n\n\n\n<li>Ti\u1ec1n b\u1ed3i th\u01b0\u1eddng trong tr\u01b0\u1eddng h\u1ee3p th\u01b0\u01a1ng t\u1eadt ho\u1eb7c t\u1eed vong do tai n\u1ea1n.<\/li>\n\n\n\n<li>C\u00e1c l\u1ee3i \u00edch kh\u00e1c t\u00f9y theo \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102916\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te2-1.jpg\" alt=\"\" class=\"wp-image-17677\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102916\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te2-1.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102916\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te2-1-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102916\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te2-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Tai_sao_nen_mua_bao_hiem_tai_nan_ca_nhan\"><\/span><strong>II. T\u1ea1i sao n\u00ean mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n l\u00e0 m\u1ed9t bi\u1ec7n ph\u00e1p hi\u1ec7u qu\u1ea3 \u0111\u1ec3 b\u1ea3o v\u1ec7 cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro kh\u00f4ng mong mu\u1ed1n v\u00ec:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Gi\u00fap d\u1ef1 ph\u00f2ng t\u00e0i ch\u00ednh<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi gi\u00fap b\u1ea1n c\u00f3 m\u1ed9t kho\u1ea3n d\u1ef1 ph\u00f2ng, gi\u1ea3m b\u1edbt g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh n\u1ebfu ch\u1eb3ng may g\u1eb7p tai n\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Ph\u1ea1m vi b\u1ea3o v\u1ec7 r\u1ed9ng<\/h3>\n\n\n\n<p><strong><em>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi th\u01b0\u1eddng bao g\u1ed3m c\u1ea3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p th\u01b0\u01a1ng t\u1eadt kh\u00f4ng \u0111\u01b0\u1ee3c <a href=\"https:\/\/xaydungchinhsach.chinhphu.vn\/tu-1-7-thay-doi-muc-dong-bao-hiem-y-te-ho-gia-dinh-119230520172845504.htm\" target=\"_blank\" rel=\"noopener nofollow\" title=\"b\u1ea3o hi\u1ec3m y t\u1ebf\">b\u1ea3o hi\u1ec3m y t\u1ebf<\/a> chi tr\u1ea3.<\/em><\/strong> Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00e1p d\u1ee5ng cho nhi\u1ec1u lo\u1ea1i tai n\u1ea1n kh\u00e1c nhau nh\u01b0: tai n\u1ea1n giao th\u00f4ng, tai n\u1ea1n lao \u0111\u1ed9ng, tai n\u1ea1n th\u1ec3 thao, tai n\u1ea1n h\u00e0ng kh\u00f4ng,&#8230;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. H\u1ed7 tr\u1ee3 y t\u1ebf v\u00e0 \u0111i\u1ec1u tr\u1ecb<\/h3>\n\n\n\n<p>M\u1ed9t trong nh\u1eefng l\u1ee3i \u00edch quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi l\u00e0 gi\u00fap b\u1ea1n trang tr\u1ea3i c\u00e1c chi ph\u00ed y t\u1ebf do h\u1eadu qu\u1ea3 tai n\u1ea1n, gi\u00fap b\u1ea1n nhanh ch\u00f3ng ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe m\u00e0 kh\u00f4ng lo v\u1ec1 v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Ph\u00ed b\u1ea3o hi\u1ec3m th\u1ea5p<\/h3>\n\n\n\n<p>So v\u1edbi nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c, b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi th\u01b0\u1eddng c\u00f3 m\u1ee9c ph\u00ed th\u1ea5p h\u01a1n, ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n c\u1ee7a nhi\u1ec1u ng\u01b0\u1eddi h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. H\u1ed7 tr\u1ee3 m\u1ea5t thu nh\u1eadp<\/h3>\n\n\n\n<p>N\u1ebfu b\u1ea1n b\u1ecb tai n\u1ea1n v\u00e0 kh\u00f4ng th\u1ec3 \u0111i l\u00e0m trong m\u1ed9t th\u1eddi gian d\u00e0i, m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 m\u1ed9t kho\u1ea3n ti\u1ec1n gi\u00fap b\u1ea1n duy tr\u00ec cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Bao_hiem_tai_nan_co_bao_gom_chi_phi_y_te_khong\"><\/span><strong>III. B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f3 bao g\u1ed3m chi ph\u00ed y t\u1ebf kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi c\u00f3 bao g\u1ed3m c\u1ea3 chi ph\u00ed y t\u1ebf, nh\u01b0ng th\u01b0\u1eddng ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn tai n\u1ea1n.<\/p>\n\n\n\n<p>Khi b\u1ea1n mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n, tu\u1ef3 v\u00e0o th\u1ecfa thu\u1eadn gi\u1eefa b\u1ea1n v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ebd quy \u0111\u1ecbnh:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Chi tr\u1ea3 m\u1ed9t ph\u1ea7n hay to\u00e0n b\u1ed9 c\u00e1c chi ph\u00ed y t\u1ebf li\u00ean quan \u0111\u1ebfn tai n\u1ea1n<\/em><\/strong>, bao g\u1ed3m vi\u1ec7n ph\u00ed, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, ph\u1eabu thu\u1eadt, x\u00e9t nghi\u1ec7m, thu\u1ed1c men v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh kh\u00e1c\u2026<\/li>\n\n\n\n<li><strong><em>M\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a cho m\u1ed7i lo\u1ea1i chi ph\u00ed y t\u1ebf&nbsp;<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>T\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a trong m\u1ed9t th\u1eddi gian c\u1ee5 th\u1ec3.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n g\u1eb7p tai n\u1ea1n v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c y t\u1ebf, b\u1ea1n n\u00ean li\u00ean h\u1ec7 ngay v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00e0m th\u1ee7 t\u1ee5c v\u00e0 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng k\u1ecbp th\u1eddi theo \u0111\u00fang quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a> qua<a href=\"https:\/\/www.saladin.vn\/\" title=\"\"> n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m online <strong>Saladin<\/strong><\/a>, \u0111\u1ed9i ng\u0169 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng c\u1ee7a <strong>Saladin<\/strong> c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n l\u00e0m vi\u1ec7c v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m trong su\u1ed1t qu\u00e1 tr\u00ecnh y\u00eau c\u1ea7u v\u00e0 nh\u1eadn b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Bao_hiem_tai_nan_va_chi_phi_y_te_duoc_tinh_nhu_the_nao\"><\/span><strong>IV. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-va-chi-phi-y-te\/\" title=\"B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf\">B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/a> \u0111\u01b0\u1ee3c t\u00ednh nh\u01b0 th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 t\u00ednh \u0111\u01b0\u1ee3c gi\u00e1 <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/strong> \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh c\u00e1c y\u1ebfu t\u1ed1 s\u1ebd \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf nh\u01b0 sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Ngh\u1ec1 nghi\u1ec7p c\u1ee7a ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m<\/strong><\/h3>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap \u0111\u00e1nh gi\u00e1 t\u1ef7 l\u1ec7 r\u1ee7i ro tai n\u1ea1n m\u00e0 ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 g\u1eb7p ph\u1ea3i. Trong b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi quy \u0111\u1ecbnh 4 nh\u00f3m ngh\u1ec1 nghi\u1ec7p nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Nh\u00f3m 1: Nh\u1eefng ng\u01b0\u1eddi l\u00e0m vi\u1ec7c v\u0103n ph\u00f2ng, \u00edt lao \u0111\u1ed9ng ch\u00e2n tay<\/em><\/strong> nh\u01b0: Nh\u00e2n vi\u00ean h\u00e0nh ch\u00ednh, lu\u1eadt s\u01b0, nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng, th\u01b0 k\u00fd,&#8230;<\/li>\n\n\n\n<li><strong><em>Nh\u00f3m 2: Nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng\/ \u00edt l\u00e0m c\u00f4ng vi\u1ec7c ch\u00e2n tay nh\u01b0ng d\u1ec5 g\u1eb7p r\u1ee7i ro h\u01a1n l\u00e0m vi\u1ec7c v\u0103n ph\u00f2ng thu\u1ea7n tu\u00fd <\/em><\/strong>nh\u01b0: Qu\u1ea3n l\u00fd c\u00f4ng x\u01b0\u1edfng, h\u1ea7m m\u1ecf, qu\u1ea3n \u0111\u1ed1c nh\u00e0 m\u00e1y, nh\u00e2n vi\u00ean b\u00e1n h\u00e0ng\/ g\u00f3i h\u00e0ng, l\u00e1i xe, ng\u01b0\u1eddi gi\u00fap vi\u1ec7c, nh\u00e2n vi\u00ean giao nh\u1eadn<\/li>\n\n\n\n<li><strong><em>Nh\u00f3m 3: Nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng ch\u00e2n tay kh\u00f4ng \u0111\u1eb7c bi\u1ec7t nguy hi\u1ec3m, nh\u01b0ng c\u1ea7n ph\u1ea3i s\u1eed d\u1ee5ng m\u00e1y m\u00f3c ho\u1eb7c c\u00e1c thi\u1ebft b\u1ecb d\u1ec5 g\u00e2y tai n\u1ea1n<\/em><\/strong> nh\u01b0: Th\u1ee3 \u0111i\u1ec7n, c\u00f4ng nh\u00e2n, k\u1ef9 s\u01b0 c\u01a1 kh\u00ed, b\u1ea3o v\u1ec7, th\u1ee3 h\u00e0n,&#8230;<\/li>\n\n\n\n<li><strong><em>Nh\u00f3m 4: Nh\u1eefng ng\u01b0\u1eddi lao \u0111\u1ed9ng ch\u00e2n tay \u1edf nh\u1eefng c\u00f4ng vi\u1ec7c \u0111\u1eb7c bi\u1ec7t nguy hi\u1ec3m <\/em><\/strong>nh\u01b0: C\u00f4ng nh\u00e2n m\u1ecf, c\u00f4ng nh\u00e2n d\u1ea7u kh\u00ed, thuy\u1ec1n vi\u00ean, th\u1ee3 l\u1eb7n,&#8230;<\/li>\n<\/ul>\n\n\n\n<p>M\u1ed7i nh\u00f3m ngh\u1ec1 nghi\u1ec7p s\u1ebd c\u00f3 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi v\u00e0 chi ph\u00ed y t\u1ebf trong b\u1ea3o hi\u1ec3m tai n\u1ea1n kh\u00e1c nhau. V\u00ed d\u1ee5:<\/p>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n B\u1ea3o Minh tr\u00ean <strong>Saladin<\/strong> v\u1edbi m\u1ee9c gi\u00e1 t\u1eeb 1-2 tri\u1ec7u \u0111\u1ed3ng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u00f3m 1 v\u00e0 2 s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 chi ph\u00ed y t\u1ebf t\u1ed1i \u0111a 400 tri\u1ec7u \u0111\u1ed3ng do nguy c\u01a1 r\u1ee7i ro th\u1ea5p h\u01a1n.<\/li>\n\n\n\n<li>Nh\u00f3m 3 v\u00e0 4 s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 chi ph\u00ed y t\u1ebf th\u1ea5p h\u01a1n, t\u1ed1i \u0111a kho\u1ea3ng 200 tri\u1ec7u \u0111\u1ed3ng do nguy c\u01a1 r\u1ee7i ro cao h\u01a1n.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"665\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102656\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te.jpg\" alt=\"\" class=\"wp-image-17671\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102656\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102656\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/08\/01102656\/giai-dap-cac-cau-hoi-thuong-gap-ve-bao-hiem-tai-nan-va-chi-phi-y-te-768x511.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn chi ph\u00ed y t\u1ebf \u0111\u01b0\u1ee3c h\u01b0\u1edfng<\/strong><\/h3>\n\n\n\n<p>V\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi c\u00e0ng cao th\u00ec chi ph\u00ed y t\u1ebf m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng c\u0169ng s\u1ebd cao h\u01a1n.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>V\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi t\u1eeb 200.000 &#8211; 300.000 \u0111\u1ed3ng, chi ph\u00ed y t\u1ebf \u0111\u01b0\u1ee3c nh\u1eadn s\u1ebd l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng\/ v\u1ee5.<\/em><\/strong><\/li>\n\n\n\n<li>Nh\u01b0ng n\u1ebfu <strong><em>mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n v\u1edbi m\u1ee9c gi\u00e1 4 &#8211; 5 tri\u1ec7u<\/em><\/strong>, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 <strong><em>chi ph\u00ed y t\u1ebf l\u00ean \u0111\u1ebfn 1 t\u1ef7 \u0111\u1ed3ng\/ v\u1ee5.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<p>C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd thanh to\u00e1n chi ph\u00ed y t\u1ebf cho b\u1ea1n n\u1ebfu g\u1eb7p tai n\u1ea1n sau khi nh\u1eadn \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng v\u00e0 ho\u00e0n th\u00e0nh th\u1ee7 t\u1ee5c th\u1ea9m \u0111\u1ecbnh, t\u00ednh to\u00e1n chi ph\u00ed b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<p>Do \u0111\u00f3, n\u1ebfu c\u1ea7n h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf, b\u1ea1n c\u1ea7n nhanh ch\u00f3ng th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn l\u00e0m th\u1ee7 t\u1ee5c ngay.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Xem b\u00e1o gi\u00e1 b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf online mi\u1ec5n ph\u00ed t\u1ea1i Saladin.vn<\/h3>\n\n\n\n<p>\u0110\u1ec3 xem tr\u1ef1c ti\u1ebfp chi ph\u00ed y t\u1ebf m\u00e0 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e0 bao nhi\u00eau, h\u00e3y truy c\u1eadp <a href=\"https:\/\/www.saladin.vn\/\" title=\"\">website\/ app <strong>Saladin<\/strong><\/a>, ch\u1ecdn ngh\u1ec1 nghi\u1ec7p c\u1ee7a b\u1ea1n v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi m\u00e0 b\u1ea1n mong mu\u1ed1n nh\u00e9.<\/p>\n\n\n\n<p><strong>Saladin<\/strong> l\u00e0 n\u1ec1n t\u1ea3ng mua b\u1ea3o hi\u1ec3m online h\u1eefu \u00edch \u0111\u1ec3 b\u1ea1n d\u1ec5 d\u00e0ng t\u00ecm hi\u1ec3u, so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf theo nhu c\u1ea7u, v\u1edbi c\u00e1c l\u1ee3i \u00edch nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ecdi quy tr\u00ecnh \u0111\u1ec1u c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n online, t\u1eeb l\u1ef1a ch\u1ecdn, thanh to\u00e1n v\u00e0 l\u01b0u tr\u1eef h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>\u0110\u1ea3m b\u1ea3o c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec1u do c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u cung c\u1ea5p.<\/li>\n\n\n\n<li>C\u00f3 \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 24\/7 gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m v\u00e0 l\u00e0m m\u1ecdi th\u1ee7 t\u1ee5c nhanh g\u1ecdn, d\u1ec5 d\u00e0ng h\u01a1n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Can_phai_chu_y_nhung_dieu_gi_khi_mua_bao_hiem_tai_nan_ca_nhan\"><\/span><strong>V. C\u1ea7n ph\u1ea3i ch\u00fa \u00fd nh\u1eefng \u0111i\u1ec1u g\u00ec khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi mua <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/strong>, c\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i t\u1ed1t nh\u1ea5t:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Hi\u1ec3u r\u00f5 c\u00e1c \u0111i\u1ec1u kho\u1ea3n, tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb c\u1ee7a b\u1ea3o hi\u1ec3m<\/em><\/strong>: \u0110\u1ea3m b\u1ea3o r\u1eb1ng s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n ch\u1ecdn \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 nhu c\u1ea7u c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li><strong><em>Kh\u00f4ng n\u00ean ch\u1ecdn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi th\u1ea5p: <\/em><\/strong>B\u1ea1n c\u1ea7n xem x\u00e9t kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh khi mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n, tuy nhi\u00ean m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi th\u1ea5p c\u00f3 th\u1ec3 s\u1ebd kh\u00f4ng h\u01b0\u1edfng \u0111\u1ee7 quy\u1ec1n l\u1ee3i \u0111\u1ec3 chi tr\u1ea3 cho nh\u1eefng tai n\u1ea1n m\u00e0 b\u1ea1n c\u00f3 nguy c\u01a1 cao s\u1ebd g\u1eb7p ph\u1ea3i.<\/li>\n\n\n\n<li><strong><em>So s\u00e1nh m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi:<\/em><\/strong> \u0110\u1eebng ng\u1ea1i b\u1ecf th\u1eddi gian \u0111\u1ec3 so s\u00e1nh m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m gi\u1eefa c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau. Truy c\u1eadp <strong>Saladin<\/strong> \u0111\u1ec3 so s\u00e1nh gi\u00e1 b\u1ea3o hi\u1ec3m nhanh ch\u00f3ng, ti\u1ec7n l\u1ee3i h\u01a1n.<\/li>\n\n\n\n<li><strong><em>Xem x\u00e9t c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1ed5 sung:<\/em><\/strong> B\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n k\u00e8m v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p&#8230; \u0111\u1ec3 v\u1eeba b\u1ed5 sung th\u00eam quy\u1ec1n l\u1ee3i, v\u1eeba gi\u00fap ti\u1ebft ki\u1ec7m chi ph\u00ed.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hy v\u1ecdng b\u00e0i vi\u1ebft tr\u00ean \u0111\u00e3 gi\u1ea3i \u0111\u00e1p c\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/a><\/strong>, gi\u00fap b\u1ea1n th\u00eam t\u1ef1 tin trong vi\u1ec7c mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro kh\u00f4ng mong mu\u1ed1n. D\u1ef1a v\u00e0o nhu c\u1ea7u, \u0111i\u1ec1u ki\u1ec7n c\u00e1 nh\u00e2n, h\u00e3y truy c\u1eadp website\/ app <strong>Saladin<\/strong> \u0111\u1ec3 ch\u1ecdn mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n ph\u00f9 h\u1ee3p nh\u1ea5t v\u00e0 t\u1eadn h\u01b0\u1edfng m\u1ed9t cu\u1ed9c s\u1ed1ng an l\u00e0nh nh\u00e9.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf l\u00e0 ch\u1ee7 \u0111\u1ec1 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m trong cu\u1ed9c s\u1ed1ng hi\u1ec7n \u0111\u1ea1i. \u0110\u00e2y l\u00e0 quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c b\u1ea3o v\u1ec7 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":17680,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[180,113,188,65,39,194,41,40,195,196,63],"class_list":["post-17634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-bao-hiem-tai-nan-ca-nhan","tag-bao-hiem-tai-nan-cho-cong-nhan","tag-bao-hiem-tai-nan-con-nguoi","tag-bao-hiem-tai-nan-cong-nhan","tag-bao-hiem-tai-nan-va-chi-phi-y-te","tag-mua-bao-hiem-tai-nan-ca-nhan","tag-muc-boi-thuong-bao-hiem-tai-nan","tag-muc-phi-bao-hiem-tai-nan-con-nguoi","tag-quyen-loi-bao-hiem-tai-nan","tag-quyen-loi-bao-hiem-tai-nan-ca-nhan","tag-voi-muc-phi-bao-hiem-tai-nan-con-nguoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/07\/01103308\/32-1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/07\/01103308\/32-1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>","<span class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 31\/07\/2023","modified":"Updated on 10\/08\/2023"},"absolute_dates_time":{"created":"Posted on 31\/07\/2023 9:45 PM","modified":"Updated on 10\/08\/2023 2:46 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=17634"}],"version-history":[{"count":7,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17634\/revisions"}],"predecessor-version":[{"id":17813,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17634\/revisions\/17813"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/17680"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=17634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=17634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=17634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}