{"id":17998,"date":"2023-09-02T17:14:43","date_gmt":"2023-09-02T10:14:43","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=17998"},"modified":"2024-04-24T16:55:04","modified_gmt":"2024-04-24T09:55:04","slug":"quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao\/","title":{"rendered":"Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 b\u1ed3i th\u01b0\u1eddng \u00f4 t\u00f4 b\u1ecb ch\u00e1y th\u1ebf n\u00e0o?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao\/#I_Quy_dinh_bao_hiem_than_vo_xe_o_to_cho_truong_hop_hoa_hoan\" >I. Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 cho tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao\/#II_Quy_dinh_bao_hiem_than_vo_xe_o_to_ve_truong_hop_hoa_hoan_o_to_khong_duoc_boi_thuong\" >II. Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 v\u1ec1 tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n \u00f4 t\u00f4 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao\/#III_Mua_bao_hiem_than_vo_xe_o_to_o_dau_loi_nhat\" >III. Mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 \u1edf \u0111\u00e2u l\u1ee3i nh\u1ea5t?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><em>Khi x\u1ea3y ra tai n\u1ea1n ch\u00e1y n\u1ed5 xe \u00f4 t\u00f4, ngo\u00e0i nguy c\u01a1 th\u01b0\u01a1ng vong v\u1ec1 ng\u01b0\u1eddi th\u00ec t\u1ed5n th\u1ea5t khi xe \u00f4 t\u00f4 b\u1ecb ch\u00e1y l\u00e0 \u0111i\u1ec1u kh\u00f4ng ai mong mu\u1ed1n. Hi\u1ec3u r\u00f5 c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 l\u00e0 ph\u01b0\u01a1ng th\u1ee9c hi\u1ec7u qu\u1ea3 \u0111\u1ec3 ch\u1ee7 xe y\u00ean t\u00e2m v\u1ec1 t\u00e0i s\u1ea3n khi kh\u00f4ng may \u00f4 t\u00f4 g\u1eb7p h\u1ecfa ho\u1ea1n. H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" title=\"quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a> b\u1ed3i th\u01b0\u1eddng th\u1ebf n\u00e0o khi h\u1ecfa ho\u1ea1n \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u1ed1t nh\u1ea5t cho \u201cx\u1ebf h\u1ed9p\u201d c\u1ee7a m\u00ecnh nh\u00e9.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110821\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao1-1024x681.jpg\" alt=\"\" class=\"wp-image-18074\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110821\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao1-1024x681.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110821\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao1-300x199.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110821\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao1-768x511.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110821\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao1.jpg 1504w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Quy_dinh_bao_hiem_than_vo_xe_o_to_cho_truong_hop_hoa_hoan\"><\/span><strong>I. Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 cho tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe<\/strong><\/h3>\n\n\n\n<p>Khi xe kh\u00f4ng may g\u1eb7p ph\u1ea3i tai n\u1ea1n ch\u00e1y n\u1ed5 do nguy\u00ean nh\u00e2n kh\u00e1ch quan t\u1eeb b\u00ean ngo\u00e0i ho\u1eb7c xe t\u1ef1 b\u1ed1c ch\u00e1y, c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng \u0111\u1ec1 xu\u1ea5t 2 ph\u01b0\u01a1ng \u00e1n b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ed3i th\u01b0\u1eddng chi ph\u00ed s\u1eeda ch\u1eefa xe<\/li>\n\n\n\n<li>B\u1ed3i th\u01b0\u1eddng b\u1eb1ng ti\u1ec1n cho c\u00e1c b\u1ed9 ph\u1eadn kh\u00f4ng th\u1ec3 s\u1eeda ch\u1eefa, thay th\u1ebf ho\u1eb7c chi ph\u00ed t\u01b0\u01a1ng \u1ee9ng \u0111\u1ec3 mua xe m\u1edbi.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 v\u1ec1 tr\u01b0\u1eddng h\u1ee3p ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng?<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu xe \u00f4 t\u00f4 b\u1ecb h\u1ecfa ho\u1ea1n, b\u00ean b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe s\u1ebd ti\u1ebfn h\u00e0nh x\u00e1c minh. Sau khi x\u00e1c nh\u1eadn s\u1ef1 vi\u1ec7c kh\u00f4ng ph\u1ea3i do h\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i t\u1eeb ch\u1ee7 xe\/l\u00e1i xe\/ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m hay nh\u1eefng ng\u01b0\u1eddi c\u00f3 quy\u1ec1n l\u1ee3i li\u00ean quan th\u00ec c\u00f4ng ty s\u1ebd ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng theo \u0111\u00fang \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 k\u00fd.<\/p>\n\n\n\n<p>\u0110\u1ec3 qu\u00e1 tr\u00ecnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe di\u1ec5n ra nhanh ch\u00f3ng v\u00e0 thu\u1eadn l\u1ee3i, b\u1ea1n n\u00ean ch\u1ecdn mua b\u1ea3o hi\u1ec3m t\u1eeb nh\u1eefng nh\u00e0 cung c\u1ea5p l\u1edbn, uy t\u00edn v\u00e0 chuy\u00ean nghi\u1ec7p nh\u01b0 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" title=\"\">mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn v\u1edbi <strong>Saladin<\/strong><\/a> &#8211; n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p.<\/p>\n\n\n\n<p>V\u1ec1 ph\u00eda ch\u1ee7 xe, \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng nhanh khi xe \u00f4 t\u00f4 g\u1eb7p h\u1ecfa ho\u1ea1n th\u00ec n\u00ean l\u00e0m c\u00e1c b\u01b0\u1edbc sau theo \u0111\u00fang <strong>quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 ngay l\u1eadp t\u1ee9c<\/em><\/strong> cho c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li><strong><em>Cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin c\u1ea7n thi\u1ebft <\/em><\/strong>(ng\u00e0y gi\u1edd, \u0111\u1ecba \u0111i\u1ec3m, m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 t\u00ecnh hu\u1ed1ng,\u2026 ).<\/li>\n\n\n\n<li>B\u1ea3o v\u1ec7 xe v\u00e0 <strong><em>ghi l\u1ea1i ch\u1ee9ng c\u1ee9 sau tai n\u1ea1n ch\u00e1y n\u1ed5.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. M\u1ee9c b\u1ed3i th\u01b0\u1eddng \u00f4 t\u00f4 b\u1ecb ch\u00e1y l\u00e0 bao nhi\u00eau?<\/strong><\/h3>\n\n\n\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 th\u01b0\u1eddng quy \u0111\u1ecbnh m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed5n th\u1ea5t b\u1ed9 ph\u1eadn t\u00ednh theo t\u1ef7 l\u1ec7 gi\u00e1 tr\u1ecb t\u1ed5ng th\u00e0nh xe.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>V\u00ed d\u1ee5: B\u1ea1n s\u1edf h\u1eefu m\u1ed9t xe \u00f4 t\u00f4 tr\u1ecb gi\u00e1 1 t\u1ef7 \u0111\u1ed3ng \u0111\u00e3 mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe.<\/em><\/p>\n\n\n\n<p><em>T\u1ef7 l\u1ec7 t\u1ed5ng th\u00e0nh xe theo quy \u0111\u1ecbnh l\u00e0 55% v\u00e0 <strong>m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a li\u00ean quan \u0111\u1ebfn th\u00e2n v\u1ecf \u00f4 t\u00f4<\/strong> b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c l\u00e0: 1000 x 55% = 550 tri\u1ec7u.<\/em><\/p>\n<\/blockquote>\n\n\n\n<p><em>N\u1ebfu b\u1ea1n \u0111\u00e3 chi tr\u1ea3 chi ph\u00ed s\u1eeda xe th\u00ec:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>D\u01b0\u1edbi 550 tri\u1ec7u \u0111\u1ed3ng: B\u1ea3o hi\u1ec3m chi tr\u1ea3 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1eb1ng s\u1ed1 ti\u1ec1n b\u1ea1n \u0111\u00e3 b\u1ecf ra \u0111\u1ec3 s\u1eeda ch\u1eefa.<\/em><\/li>\n\n\n\n<li><em>Tr\u00ean 550 tri\u1ec7u \u0111\u1ed3ng: B\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c 550 tri\u1ec7u \u0111\u1ed3ng ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.<\/em><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110851\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao2-1024x684.jpg\" alt=\"\" class=\"wp-image-18075\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110851\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao2-1024x684.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110851\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao2-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110851\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao2-768x513.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05110851\/quy-dinh-bao-hiem-than-vo-xe-o-to-boi-thuong-o-to-bi-chay-the-nao2.jpg 1498w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Quy_dinh_bao_hiem_than_vo_xe_o_to_ve_truong_hop_hoa_hoan_o_to_khong_duoc_boi_thuong\"><\/span><br><strong>II. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/quy-dinh-bao-hiem-than-vo-xe-o-to\/\" title=\"Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4\">Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a> v\u1ec1 tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n \u00f4 t\u00f4 kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kh\u00f4ng ph\u1ea3i \u00f4 t\u00f4 mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf n\u00e0o g\u1eb7p h\u1ecfa ho\u1ea1n c\u0169ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. <a href=\"https:\/\/mof.gov.vn\/webcenter\/portal\/ttpltc\/pages_r\/l\/chi-tiet-tin-ttpltc?dDocName=MOFUCM207249\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP\">Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP<\/a> v\u1ec1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi c\u00f3 <strong>quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong> r\u1ea5t r\u00f5 v\u1ec1 c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 c\u1ea3 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb.<\/p>\n\n\n\n<p>Trong quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 quy \u0111\u1ecbnh m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p h\u1ecfa ho\u1ea1n \u00f4 t\u00f4 nh\u01b0 sau s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ee7 xe \u00f4 t\u00f4\/ l\u00e1i xe ho\u1eb7c ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i c\u00f3 <strong><em>h\u00e0nh vi c\u1ed1 \u00fd g\u00e2y h\u01b0 h\u1ecfng, hu\u1ef7 ho\u1ea1i xe<\/em><\/strong>, g\u00e2y thi\u1ec7t h\u1ea1i nh\u1eb9 ho\u1eb7c n\u1eb7ng cho th\u00e2n v\u1ecf \u00f4 t\u00f4.<\/li>\n\n\n\n<li><strong><em>Ng\u01b0\u1eddi l\u00e1i xe kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia \u0111i\u1ec1u khi\u1ec3n xe c\u01a1 gi\u1edbi <\/em><\/strong>theo quy \u0111\u1ecbnh c\u1ee7a Ph\u00e1p lu\u1eadt.<\/li>\n\n\n\n<li>Xe b\u1ecb h\u1ecfa ho\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p <strong><em>l\u00e1i xe \u0111i\u1ec1u khi\u1ec3n xe m\u00e0 trong m\u00e1u ho\u1eb7c h\u01a1i th\u1edf c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n, s\u1eed d\u1ee5ng ma t\u00fay v\u00e0 ch\u1ea5t k\u00edch th\u00edch b\u1ecb c\u1ea5m<\/em><\/strong> theo quy \u0111\u1ecbnh c\u1ee7a Ph\u00e1p lu\u1eadt. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, ng\u01b0\u1eddi l\u00e1i xe ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n v\u1ec1 ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i g\u00e2y ra.<\/li>\n\n\n\n<li>Khi x\u1ea3y ra tai n\u1ea1n v\u00e0 ch\u00e1y n\u1ed5 xe, <strong><em>ng\u01b0\u1eddi l\u00e1i xe c\u1ed1 \u00fd b\u1ecf ch\u1ea1y<\/em><\/strong> kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Mua_bao_hiem_than_vo_xe_o_to_o_dau_loi_nhat\"><\/span><strong>III. Mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 \u1edf \u0111\u00e2u l\u1ee3i nh\u1ea5t?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi truy c\u1eadp v\u00e0o website <strong><a href=\"https:\/\/www.saladin.vn\/\" title=\"\">Saladin.vn<\/a><\/strong> ho\u1eb7c \u1ee9ng d\u1ee5ng <strong>Saladin<\/strong>, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn nh\u01b0: B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, Liberty, PVI, BSH\u2026 d\u1ec5 d\u00e0ng v\u00e0 v\u1edbi m\u1ee9c gi\u00e1 t\u1ed1t nh\u1ea5t.<\/p>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4, t\u1ea1i <strong>Saladin<\/strong>, b\u1ea1n c\u00f3 th\u1ec3 mua t\u1eeb <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" title=\"\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4 b\u1eaft bu\u1ed9c<\/a> cho \u0111\u1ebfn <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" title=\"\">c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n xe \u00f4 t\u00f4<\/a> (B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4, B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 t\u1ef1 nguy\u1ec7n, B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch\u2026) ch\u1ec9 qua m\u1ed9t v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n. <strong>Saladin<\/strong> s\u1ebd gi\u00fap b\u1ea1n mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn v\u00e0 qu\u1ea3n l\u00fd t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 n\u00e0y tr\u00ean m\u1ed9t n\u1ec1n t\u1ea3ng v\u00f4 c\u00f9ng thu\u1eadn ti\u1ec7n.<\/p>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 t\u1eeb <strong>Saladin<\/strong>, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn gi\u00e1 t\u1ed1t, c\u00f3 th\u1ec3 t\u1ef1 do so s\u00e1nh v\u00e0 ch\u1ecdn mua g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u00e1 nh\u00e2n.<\/li>\n\n\n\n<li>\u0110\u1ed9i ng\u0169 h\u1ed7 tr\u1ee3 t\u1eadn t\u00e2m 24\/7, \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n trong su\u1ed1t qu\u00e1 tr\u00ecnh tham gia b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ng\u01b0\u1eddi mua hi\u1ec3u r\u00f5 nh\u1ea5t v\u1ec1 quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4, c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 v\u00e0 c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/li>\n\n\n\n<li>Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng.<\/li>\n\n\n\n<li>Th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 l\u01b0u tr\u1eef online.<\/li>\n\n\n\n<li><strong>Saladin<\/strong> thay m\u1eb7t kh\u00e1ch h\u00e0ng l\u00e0m vi\u1ec7c tr\u1ef1c ti\u1ebfp v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hy v\u1ecdng nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch t\u1eeb b\u00e0i vi\u1ebft n\u00e0y s\u1ebd gi\u00fap b\u1ea1n trong vi\u1ec7c ch\u1ecdn mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn ph\u00f9 h\u1ee3p nhu c\u1ea7u \u0111\u1ec3 nh\u1eb9 \u0111i n\u1ed7i lo n\u1ebfu kh\u00f4ng may xe g\u1eb7p s\u1ef1 c\u1ed1 ch\u00e1y n\u1ed5. N\u1ebfu c\u00f3 b\u1ea5t c\u1ee9 v\u1ea5n \u0111\u1ec1 n\u00e0o c\u1ea7n gi\u1ea3i \u0111\u00e1p v\u00e0 h\u1ed7 tr\u1ee3 v\u1ec1 <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" title=\"quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a><\/strong> n\u00f3i ri\u00eang, t\u1ea5t c\u1ea3 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 n\u00f3i chung, h\u00e3y li\u00ean h\u1ec7 ngay \u0111\u1ebfn hotline <strong>Saladin<\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n nhanh nh\u1ea5t.<\/p>\n\n\n\n<p>Ch\u00fac b\u1ea1n lu\u00f4n b\u1ea3o v\u1ec7 chi\u1ebfc xe c\u1ee7a m\u00ecnh t\u1ed1t nh\u1ea5t v\u00e0 an t\u00e2m t\u1eadn h\u01b0\u1edfng m\u1ecdi h\u00e0nh tr\u00ecnh c\u00f9ng \u201cx\u1ebf y\u00eau\u201d.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div 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has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Khi x\u1ea3y ra tai n\u1ea1n ch\u00e1y n\u1ed5 xe \u00f4 t\u00f4, ngo\u00e0i nguy c\u01a1 th\u01b0\u01a1ng vong v\u1ec1 ng\u01b0\u1eddi th\u00ec t\u1ed5n th\u1ea5t khi xe \u00f4 t\u00f4 b\u1ecb ch\u00e1y l\u00e0 \u0111i\u1ec1u kh\u00f4ng ai [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":18077,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[268,190,193,189,192,267,57,81,251,212,242,224,253,271,191,213,211,58,61,321],"class_list":["post-17998","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-than-vo-danh-cho-xe-o-to","tag-bao-hiem-than-vo-xe-o-to","tag-bao-hiem-vat-chat-danh-cho-xe-o-to","tag-bao-hiem-vat-chat-o-to","tag-bao-hiem-vat-chat-xe-o-to","tag-bao-hiem-xe-o-to-than-vo","tag-cach-su-dung-bao-hiem-than-vo-xe-o-to","tag-cach-tinh-tien-bao-hiem-than-vo-xe-o-to","tag-gia-mua-bao-hiem-than-vo-o-to","tag-goi-bao-hiem-than-vo-xe-o-to","tag-mua-bao-hiem-than-vo-o-to","tag-mua-bao-hiem-than-vo-xe-o-to","tag-mua-bao-hiem-vat-chat-xe-o-to","tag-mua-bao-hiem-vat-chat-xe-o-to-hang-nao","tag-mua-bao-hiem-xe-hoi","tag-phi-bao-hiem-than-vo","tag-phi-bao-hiem-than-vo-xe-o-to","tag-quy-dinh-bao-hiem-than-vo-xe-o-to","tag-thu-tuc-bao-hiem-than-vo-xe-o-to","tag-thu-tuc-quy-dinh"],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05112208\/27.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"aioseo_notices":[],"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05112208\/27-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf d\u00e0nh cho xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t d\u00e0nh cho xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 th\u00e2n v\u1ecf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch t\u00ednh ti\u1ec1n b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">gi\u00e1 mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 h\u00e3ng n\u00e0o<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m xe h\u01a1i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">ph\u00ed b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">ph\u00ed b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf d\u00e0nh cho xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t d\u00e0nh cho xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 th\u00e2n v\u1ecf<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch t\u00ednh ti\u1ec1n b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">gi\u00e1 mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 h\u00e3ng n\u00e0o<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m xe h\u01a1i<\/span>","<span class=\"advgb-post-tax-term\">ph\u00ed b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/span>","<span class=\"advgb-post-tax-term\">ph\u00ed b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 02\/09\/2023","modified":"Updated on 24\/04\/2024"},"absolute_dates_time":{"created":"Posted on 02\/09\/2023 5:14 PM","modified":"Updated on 24\/04\/2024 4:55 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17998","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=17998"}],"version-history":[{"count":6,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17998\/revisions"}],"predecessor-version":[{"id":22028,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/17998\/revisions\/22028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/18077"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=17998"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=17998"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=17998"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}