{"id":18046,"date":"2023-09-04T22:01:53","date_gmt":"2023-09-04T15:01:53","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=18046"},"modified":"2025-07-02T11:09:54","modified_gmt":"2025-07-02T04:09:54","slug":"hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/","title":{"rendered":"Hi\u1ec3u \u0111\u00fang v\u1ec1 b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed khi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#I_Muc_huong_bao_hiem_suc_khoe_la_gi\" >I. M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#II_Phan_biet_the_nao_la_dieu_tri_noi_tru_va_ngoai_tru\" >II. Ph\u00e2n bi\u1ec7t th\u1ebf n\u00e0o l\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#III_Muc_huong_bao_hiem_chi_tra_vien_phi_khi_dieu_tri_noi_tru_va_ngoai_tru_co_giong_nhau\" >III. M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa c\u00f3 gi\u1ed1ng nhau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#IV_Co_nhung_cach_huong_quyen_loi_bao_hiem_suc_khoe_nao\" >IV. C\u00f3 nh\u1eefng c\u00e1ch h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#V_Tinh_muc_huong_bao_hiem_suc_khoe_the_nao\" >V. T\u00ednh m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Khi hi\u1ec3u \u0111\u00fang v\u1ec1 m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 tr\u00e1ch nhi\u1ec7m <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed \">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed <\/a>khi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa, b\u1ea1n c\u00f3 th\u1ec3 t\u1ef1 tin h\u01a1n trong vi\u1ec7c l\u1ef1a ch\u1ecdn k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 t\u00ecnh h\u00ecnh c\u1ee7a b\u1ea3n th\u00e2n. H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u trong b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Muc_huong_bao_hiem_suc_khoe_la_gi\"><\/span><strong>I. M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 nh\u1eadn t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m khi g\u1eb7p c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe, nh\u1eb1m chi tr\u1ea3 c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe, \u0111i\u1ec1u tr\u1ecb y t\u1ebf, thu\u1ed1c, ho\u1eb7c c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf kh\u00e1c thu\u1ed9c ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/p>\n\n\n\n<p>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y theo k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe m\u00e0 b\u1ea1n \u0111\u00e3 mua. C\u00e1c y\u1ebfu t\u1ed1 nh\u01b0 ph\u1ea1m vi quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, ph\u00ed b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng tham gia b\u1ea3o hi\u1ec3m \u0111\u1ec1u c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1-1024x576.jpg\" alt=\"\" class=\"wp-image-18063\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102818\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru1.jpg 1778w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Phan_biet_the_nao_la_dieu_tri_noi_tru_va_ngoai_tru\"><\/span><strong>II. Ph\u00e2n bi\u1ec7t th\u1ebf n\u00e0o l\u00e0 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh khi b\u1ec7nh nh\u00e2n c\u1ea7n \u0111\u01b0\u1ee3c ch\u1eefa tr\u1ecb trong m\u1ed9t <a href=\"https:\/\/nghiepvuy.medinet.gov.vn\/ket-qua-dich-vu-cong\/cong-bo-danh-sach-co-so-kham-benh-chua-benh-du-dieu-kien-kham-suc-khoe-cap-nhat-vbct4539-67670.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"c\u01a1 s\u1edf y t\u1ebf\">c\u01a1 s\u1edf y t\u1ebf<\/a> (b\u1ec7nh vi\u1ec7n, trung t\u00e2m y t\u1ebf&#8230;) v\u00e0 <strong><em>ph\u1ea3i \u1edf l\u1ea1i trong th\u1eddi gian tr\u00ean 24 ti\u1ebfng<\/em><\/strong>.<\/li>\n\n\n\n<li>Chi ph\u00ed <strong>b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/strong> n\u1ed9i tr\u00fa th\u01b0\u1eddng bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 th\u0103m kh\u00e1m, ch\u0103m s\u00f3c y t\u1ebf, chi ph\u00ed \u0103n \u1edf v\u00e0 c\u00e1c chi ph\u00ed kh\u00e1c li\u00ean quan \u0111\u1ebfn c\u01a1 s\u1edf v\u1eadt ch\u1ea5t.<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe b\u1eaft bu\u1ed9c khi b\u1ea1n tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa l\u00e0 khi b\u1ec7nh nh\u00e2n kh\u00f4ng c\u1ea7n ph\u1ea3i nh\u1eadp vi\u1ec7n, ho\u1eb7c \u1edf l\u1ea1i<strong><em> \u0111i\u1ec1u tr\u1ecb trong c\u01a1 s\u1edf y t\u1ebf \u00edt h\u01a1n 24 ti\u1ebfng.<\/em><\/strong><\/li>\n\n\n\n<li>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa th\u01b0\u1eddng bao g\u1ed3m: chi ph\u00ed th\u0103m kh\u00e1m, x\u00e9t nghi\u1ec7m, ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh, ti\u1ec1n thu\u1ed1c men,&#8230;<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 quy\u1ec1n l\u1ee3i t\u1ef1 nguy\u1ec7n, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn tham gia ho\u1eb7c kh\u00f4ng.<\/li>\n<\/ul>\n\n\n\n<p>Vi\u1ec7c hi\u1ec3u r\u00f5 s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa l\u00e0 m\u1ea5u ch\u1ed1t quan tr\u1ecdng \u0111\u1ec3 b\u1ea1n l\u1ef1a ch\u1ecdn k\u1ebf ho\u1ea1ch b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p>Xem th\u00eam <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Hi\u1ec3u \u0111\u00fang v\u1ec1 c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe: \u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Muc_huong_bao_hiem_chi_tra_vien_phi_khi_dieu_tri_noi_tru_va_ngoai_tru_co_giong_nhau\"><\/span><strong>III. M\u1ee9c h\u01b0\u1edfng <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chi-tra-vien-phi\/\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/a> khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa c\u00f3 gi\u1ed1ng nhau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V\u1edbi t\u00ednh ch\u1ea5t kh\u00e1c nhau, th\u00f4ng th\u01b0\u1eddng m\u1ee9c h\u01b0\u1edfng <strong>b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/strong> khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa s\u1ebd cao h\u01a1n so v\u1edbi m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m khi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5:<\/p>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Minh tr\u00ean <strong>Saladin<\/strong> v\u1edbi ph\u00ed b\u1ea3o hi\u1ec3m 2 tri\u1ec7u\/ n\u0103m, b\u1ea1n s\u1ebd c\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa: 40.000.000\/ n\u0103m<\/li>\n\n\n\n<li>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa: 4.200.000\/ n\u0103m<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i ra:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c gi\u1edbi h\u1ea1n m\u1ee9c h\u01b0\u1edfng \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa th\u01b0\u1eddng t\u00ednh theo n\u0103m, chi ph\u00ed n\u1eb1m vi\u1ec7n t\u00ednh theo ng\u00e0y.<\/li>\n\n\n\n<li>C\u00e1c gi\u1edbi h\u1ea1n m\u1ee9c h\u01b0\u1edfng \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa th\u01b0\u1eddng t\u00ednh theo l\u1ea7n.<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online<\/a> qua <strong>Saladin.vn<\/strong> \u0111\u1ec3 d\u1ec5 d\u00e0ng so s\u00e1nh m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa c\u1ee7a nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe kh\u00e1c nhau tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2-1024x576.jpg\" alt=\"\" class=\"wp-image-18064\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05102828\/hieu-dung-ve-bao-hiem-chi-tra-vien-phi-khi-dieu-tri-ngoai-tru-va-noi-tru2.jpg 1778w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Co_nhung_cach_huong_quyen_loi_bao_hiem_suc_khoe_nao\"><\/span><strong>IV. C\u00f3 nh\u1eefng c\u00e1ch h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi \u0111i kh\u00e1m b\u1ec7nh, c\u00f3 2 c\u00e1ch \u0111\u1ec3 b\u1ea1n h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ng\u01b0\u1eddi d\u00f9ng tr\u1ea3 tr\u01b0\u1edbc, b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng sau<\/h3>\n\n\n\n<p>B\u1ea1n s\u1ebd thanh to\u00e0n tr\u01b0\u1edbc c\u00e1c chi ph\u00ed y t\u1ebf c\u1ea7n thi\u1ebft cho c\u01a1 s\u1edf y t\u1ebf. Sau \u0111\u00f3, b\u1ea1n gi\u1eef l\u1ea1i c\u00e1c ch\u1ee9ng t\u1eeb y t\u1ebf, c\u00e1c h\u00f3a \u0111\u01a1n \u0111\u00e3 \u0111\u00f3ng ti\u1ec1n, n\u1ed9p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 nh\u1eadn l\u1ea1i ti\u1ec1n b\u1ed3i th\u01b0\u1eddng. Th\u1eddi gian nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng trong kho\u1ea3ng 15 ng\u00e0y l\u00e0m vi\u1ec7c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">D\u00f9ng d\u1ecbch v\u1ee5 B\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/h3>\n\n\n\n<p>N\u1ebfu \u0111i kh\u00e1m \u1edf c\u00e1c c\u01a1 s\u1edf y t\u1ebf c\u00f3 li\u00ean k\u1ebft v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd kh\u00f4ng c\u1ea7n thanh to\u00e1n vi\u1ec7n ph\u00ed m\u00e0 ch\u1ec9 c\u1ea7n xu\u1ea5t tr\u00ecnh th\u1ebb b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed v\u00e0 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 l\u00e0m th\u1ee7 t\u1ee5c <strong>b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/strong>. B\u1ea1n ch\u1ec9 c\u1ea7n t\u1ef1 tr\u1ea3 nh\u1eefng kho\u1ea3n m\u00e0 b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed kh\u00f4ng h\u1ed7 tr\u1ee3.<\/p>\n\n\n\n<p>B\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed l\u00e0 c\u00e1ch h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thu\u1eadn ti\u1ec7n, nhanh ch\u00f3ng, \u0111\u1ee1 t\u1ed1n c\u00f4ng s\u1ee9c thu th\u1eadp gi\u1ea5y t\u1edd.&nbsp;<\/p>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online tr\u00ean <strong>Saladin<\/strong>, b\u1ea1n s\u1ebd \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng<\/a> t\u1eeb c\u00e1c c\u00f4ng ty uy t\u00edn v\u1edbi h\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n c\u00f3 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 \u0111a d\u1ea1ng tr\u00ean kh\u1eafp c\u1ea3 n\u01b0\u1edbc.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Tinh_muc_huong_bao_hiem_suc_khoe_the_nao\"><\/span><strong>V. T\u00ednh m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi k\u00fd h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u00f9y ch\u1ecdn m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m. M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m l\u00e0 c\u0103n c\u1ee9 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n ph\u1ea3i \u0111\u00f3ng.<\/p>\n\n\n\n<p>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m c\u00e0ng cao th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m c\u0169ng s\u1ebd cao h\u01a1n v\u00e0 ng\u01b0\u1ee3c l\u1ea1i.&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>C\u00f4ng th\u1ee9c t\u00ednh m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m:<\/p>\n\n\n\n<p><em><strong>M\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m = Ph\u00ed b\u1ea3o hi\u1ec3m : T\u1ef7 l\u1ec7 ph\u00ed<\/strong><\/em><\/p>\n\n\n\n<p>Trong \u0111\u00f3 t\u1ef7 l\u1ec7 ph\u00ed s\u1ebd kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o \u0111\u1ed1i t\u01b0\u1ee3ng mua b\u1ea3o hi\u1ec3m v\u00e0 m\u1ed9t v\u00e0i ti\u00eau ch\u00ed kh\u00e1c c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<\/blockquote>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online tr\u00ean <strong>Saladin<\/strong>, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c truy c\u1eadp v\u00e0o c\u00f4ng c\u1ee5 gi\u00fap so s\u00e1nh m\u1ee9c h\u01b0\u1edfng v\u00e0 m\u1ee9c ph\u00ed gi\u1eefa c\u00e1c nh\u00e0 cung c\u1ea5p kh\u00e1c nhau, t\u1eeb \u0111\u00f3 c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng t\u00ednh ra b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed c\u1ee7a t\u1eebng nh\u00e0 cung c\u1ea5p. Ngo\u00e0i ra, \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n vi\u00ean gi\u00e0u kinh nghi\u1ec7m c\u1ee7a <strong>Saladin<\/strong> c\u0169ng s\u1ebd gi\u00fap b\u1ea1n t\u00ecm \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t v\u00e0 h\u01b0\u1edbng d\u1eabn b\u1ea1n mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span><strong>T\u1ed5ng k\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u1ea3 <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/a><\/strong> cho \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa \u0111\u1ec1u l\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe r\u1ea5t thi\u1ebft th\u1ef1c m\u00e0 ai c\u0169ng c\u1ea7n trang b\u1ecb. Do \u0111\u00f3, \u0111\u1eebng qu\u00ean truy c\u1eadp website\/ app <strong>Saladin<\/strong> \u0111\u1ec3 tham kh\u1ea3o c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed c\u00f3 quy\u1ec1n l\u1ee3i n\u1ed9i &#8211; ngo\u1ea1i tr\u00fa t\u1ed1t nh\u1ea5t v\u00e0 mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng, ho\u1eb7c nh\u1eadn t\u01b0 v\u1ea5n nhanh ch\u00f3ng t\u1eeb \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m chuy\u00ean nghi\u1ec7p c\u1ee7a <strong>Saladin<\/strong> nh\u00e9.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em>S\u1ea3n ph\u1ea9m n\u00e0y kh\u00f4ng c\u00f2n b\u00e1n n\u1eefa v\u00e0 c\u00f3 \u0111i\u1ec1u ch\u1ec9nh \/ thay th\u1ebf b\u1eb1ng s\u1ea3n ph\u1ea9m kh\u00e1c <strong>t\u1eeb ng\u00e0y 1\/7\/2025<\/strong>. <\/em><a href=\"https:\/\/www.saladin.vn\/contact\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Li\u00ean h\u1ec7 \u0111\u1ed9i ng\u0169 Saladin<\/em><\/a><em> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n ch\u1ecdn g\u00f3i \u0111\u00fang theo t\u1eebng th\u1eddi \u0111i\u1ec3m v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a b\u1ea1n<\/em>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Khi hi\u1ec3u \u0111\u00fang v\u1ec1 m\u1ee9c h\u01b0\u1edfng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed khi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 n\u1ed9i tr\u00fa, b\u1ea1n c\u00f3 th\u1ec3 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":18067,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[36,119,37,108,278,312,134,116,121,122,279,229,311],"class_list":["post-18046","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-bao-hiem-chi-tra-vien-phi","tag-bao-hiem-suc-khoe-truc-tuyen","tag-bao-hiem-tro-cap-nam-vien","tag-cach-mua-bao-hiem-suc-khoe","tag-dang-ky-bao-hiem-suc-khoe","tag-kham-chua-benh","tag-mua-bao-hiem-suc-khoe-de-dang","tag-mua-bao-hiem-suc-khoe-o-dau","tag-mua-bao-hiem-suc-khoe-online","tag-mua-bao-hiem-suc-khoe-truc-tuyen","tag-thong-tin-bao-hiem-suc-khoe","tag-trach-nhiem-cua-bao-hiem-suc-khoe","tag-tu-van-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05104005\/45.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2023\/09\/05104005\/45-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a 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b\u1ec7nh<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf \u0111\u00e2u<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u1ef1c tuy\u1ebfn<\/span>","<span class=\"advgb-post-tax-term\">th\u00f4ng tin b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 10 months ago"},"absolute_dates":{"created":"Posted on 04\/09\/2023","modified":"Updated on 02\/07\/2025"},"absolute_dates_time":{"created":"Posted on 04\/09\/2023 10:01 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