{"id":20062,"date":"2025-03-16T09:00:00","date_gmt":"2025-03-16T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=20062"},"modified":"2025-07-10T15:12:47","modified_gmt":"2025-07-10T08:12:47","slug":"so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024\/","title":{"rendered":"So s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe: Nh\u1eefng \u0111i\u1ec3m m\u1edbi trong ch\u00ednh s\u00e1ch BHYT 2025"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024\/#I_So_sanh_cac_loai_bao_hiem_suc_khoe_va_bao_hiem_y_te\" >I. So s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024\/#II_3_cap_nhat_ve_chinh_sach_bao_hiem_y_te_2025\" >II. 3 c\u1eadp nh\u1eadt v\u1ec1 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m y t\u1ebf 2025<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024\/#III_Cac_doi_tuong_bat_buoc_tham_gia_BHYT\" >III. C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng b\u1eaft bu\u1ed9c tham gia BHYT&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/so-sanh-cac-loai-bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024\/#IVCac_loai_bao_hiem_suc_khoe_tu_nguyen\" >IV.C\u00e1c&nbsp;lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ef1 nguy\u1ec7n&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Tr\u00ean l\u1ed9 tr\u00ecnh th\u1ef1c hi\u1ec7n s\u1ed1 h\u00f3a v\u00e0 n\u00e2ng cao quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi d\u00e2n, ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u1eadp nh\u1eadt m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb 01\/07\/2024. N\u1ebfu b\u1ea1n ch\u01b0a bi\u1ebft c\u00e1c th\u00f4ng tin n\u00e0y ho\u1eb7c ch\u01b0a hi\u1ec3u r\u00f5 v\u1ec1 s\u1ef1 kh\u00e1c nhau v\u1edbi b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, h\u00e3y t\u00ecm hi\u1ec3u <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe#so-sanh\" target=\"_blank\" rel=\"noopener\" title=\"so s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\">so s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/strong> qua b\u00e0i vi\u1ebft n\u00e0y.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_So_sanh_cac_loai_bao_hiem_suc_khoe_va_bao_hiem_y_te\"><\/span><strong>I. So s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> v\u00e0<strong> b\u1ea3o hi\u1ec3m y t\u1ebf<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf (BHYT) l\u00e0 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng b\u1edfi nh\u00e0 n\u01b0\u1edbc nh\u1eb1m b\u1ea3o v\u1ec7 ng\u01b0\u1eddi tham gia khi x\u1ea3y ra c\u00e1c v\u1ea5n \u0111\u1ec1 v\u1ec1 s\u1ee9c kh\u1ecfe ho\u1eb7c tai n\u1ea1n. V\u1edbi m\u1ee9c ph\u00ed t\u1ed1i thi\u1ec3u, ng\u01b0\u1eddi s\u1edf h\u1eefu BHYT s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed \u0111\u1eaft \u0111\u1ecf khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf nh\u01b0 kh\u00e1m, ch\u1eefa b\u1ec7nh, mua thu\u1ed1c, ph\u1eabu thu\u1eadt,\u2026&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>&nbsp;c\u00f3 m\u1ee5c \u0111\u00edch t\u01b0\u01a1ng t\u1ef1, tuy nhi\u00ean \u0111\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n v\u1edbi c\u00e1c g\u00f3i quy\u1ec1n l\u1ee3i v\u00e0 chi ph\u00ed \u0111a d\u1ea1ng h\u01a1n, d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m y t\u1ebf ho\u1eb7c mu\u1ed1n c\u00f3 s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n v\u00e0 cao c\u1ea5p h\u01a1n so v\u1edbi c\u00e1c quy\u1ec1n l\u1ee3i BHYT mang l\u1ea1i.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_3_cap_nhat_ve_chinh_sach_bao_hiem_y_te_2025\"><\/span><strong>II. 3 c\u1eadp nh\u1eadt v\u1ec1 ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m y t\u1ebf 202<\/strong>5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Th\u1ebb c\u0103n c\u01b0\u1edbc s\u1ebd t\u00edch h\u1ee3p th\u00f4ng tin BHYT&nbsp;<\/h3>\n\n\n\n<p>Th\u00f4ng tin v\u1ec1 th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p tr\u00ean c\u00e1c c\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n c\u1ea5p t\u1eeb ng\u00e0y&nbsp;01\/7\/2024. Theo \u0111\u00f3, ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 d\u00f9ng&nbsp;th\u1ebb CCCD \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c th\u1ee7 t\u1ee5c v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf. V\u1edbi ng\u00e0y c\u00e0ng nhi\u1ec1u ti\u1ec7n \u00edch \u0111\u01b0\u1ee3c t\u00edch h\u1ee3p trong m\u1ed9t chi\u1ebfc th\u1ebb CCCD, ng\u01b0\u1eddi d\u00e2n s\u1ebd kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 v\u1ea5n \u0111\u1ec1 l\u01b0u gi\u1eef nhi\u1ec1u lo\u1ea1i gi\u1ea5y t\u1edd r\u01b0\u1eddm r\u00e0, d\u1ec5 b\u1ecf qu\u00ean ho\u1eb7c \u0111\u00e1nh m\u1ea5t, m\u00e0 ch\u1ec9 c\u1ea7n s\u1eed d\u1ee5ng m\u1ed9t th\u1ebb duy nh\u1ea5t cho t\u1ea5t c\u1ea3 c\u00e1c d\u1ecbch v\u1ee5 c\u00f4ng.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2.&nbsp;Thay \u0111\u1ed5i m\u1ee9c \u0111\u00f3ng v\u00e0 chi tr\u1ea3 c\u1ee7a th\u1ebb BHYT&nbsp;<\/h3>\n\n\n\n<p>Theo c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh, m\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 m\u1ee9c chi tr\u1ea3 chi ph\u00ed kh\u00e1m b\u1ec7nh \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh d\u1ef1a tr\u00ean l\u01b0\u01a1ng c\u01a1 s\u1edf. C\u1ee5 th\u1ec3, n\u1ebfu&nbsp;chi ph\u00ed y t\u1ebf c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m th\u1ea5p h\u01a1n 15% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf (hi\u1ec7n \u1edf m\u1ee9c 1,8 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng) th\u00ec s\u1ebd \u0111\u01b0\u1ee3c BHYT thanh to\u00e1n 100% chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Tuy nhi\u00ean, <a href=\"https:\/\/vanban.chinhphu.vn\/?pageid=27160&amp;docid=209068&amp;classid=1&amp;orggroupid=1\" target=\"_blank\" rel=\"noreferrer noopener\">Ngh\u1ecb quy\u1ebft 104\/2023\/QH15<\/a> \u0111\u00e3 ban h\u00e0nh vi\u1ec7c b\u00e3i b\u1ecf m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf t\u1eeb ng\u00e0y 01\/7\/2024. Theo \u0111\u00f3, m\u1ee9c tham chi\u1ebfu \u0111\u00e3 \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ec3 thay th\u1ebf cho vi\u1ec7c t\u00ednh to\u00e1n m\u1ee9c \u0111\u00f3ng v\u00e0 m\u1ee9c h\u01b0\u1edfng BHYT. C\u0103n c\u1ee9 theo Ngh\u1ecb quy\u1ebft s\u1ed1 159\/2024\/QH15, m\u1ee9c tham chi\u1ebfu \u0111\u00f3ng BHYT n\u0103m 2025 l\u00e0 2.340.000 \u0111\u1ed3ng\/th\u00e1ng.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190311\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-2.jpg\" alt=\"\" class=\"wp-image-20102\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190311\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-2.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190311\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-2-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190311\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-2-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">B\u00e3i b\u1ecf m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf l\u00e0 quy\u1ebft \u0111\u1ecbnh quan tr\u1ecdng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn nhi\u1ec1u l\u0129nh v\u1ef1c, trong \u0111\u00f3 c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">3.&nbsp;B\u1ed5 sung \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 ti\u1ec1n \u0111\u00f3ng BHYT&nbsp;<\/h3>\n\n\n\n<p>M\u1ed9t \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u00e3 \u0111\u01b0\u1ee3c th\u00eam v\u00e0o danh s\u00e1ch s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf, \u0111\u00f3 l\u00e0&nbsp;ng\u01b0\u1eddi tham gia l\u1ef1c l\u01b0\u1ee3ng tham gia b\u1ea3o v\u1ec7 an ninh, tr\u1eadt t\u1ef1 \u1edf c\u01a1 s\u1edf. M\u1ee9c ti\u1ec1n h\u1ed7 tr\u1ee3 tham gia BHYT v\u00e0 BHXH s\u1ebd do&nbsp;H\u1ed9i \u0111\u1ed3ng nh\u00e2n d\u00e2n c\u1ea5p t\u1ec9nh quy\u1ebft \u0111\u1ecbnh.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Cac_doi_tuong_bat_buoc_tham_gia_BHYT\"><\/span>III. C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng b\u1eaft bu\u1ed9c tham gia BHYT&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00f3 6 nh\u00f3m \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh b\u1edfi nh\u00e0 n\u01b0\u1edbc c\u1ea7n tham gia b\u1ea3o hi\u1ec3m y t\u1ebf nh\u01b0 sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u00f3m do ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng: nh\u01b0 c\u00f4ng nh\u00e2n vi\u00ean ch\u1ee9c, nh\u00e2n vi\u00ean h\u1ee3p \u0111\u1ed3ng,&#8230;&nbsp;<\/li>\n\n\n\n<li>Nh\u00f3m do c\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u00f3ng: nh\u01b0 ng\u01b0\u1eddi h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0, tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p, ho\u1eb7c ch\u1ebf \u0111\u1ed9 thai s\u1ea3n,\u2026&nbsp;<\/li>\n\n\n\n<li>Nh\u00f3m do ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc \u0111\u00f3ng: nh\u01b0 qu\u00e2n nh\u00e2n,&nbsp;s\u1ef9&nbsp;quan qu\u00e2n \u0111\u1ed9i, tr\u1ebb em d\u01b0\u1edbi 6 tu\u1ed5i, h\u1ed9 ngh\u00e8o,&#8230;&nbsp;<\/li>\n\n\n\n<li>Nh\u00f3m \u0111\u01b0\u1ee3c ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc h\u1ed7 tr\u1ee3 m\u1ee9c \u0111\u00f3ng: nh\u01b0 h\u1ed9 c\u1eadn ngh\u00e8o, h\u1ecdc sinh, sinh vi\u00ean, h\u1ed9 gia \u0111\u00ecnh l\u00e0m n\u00f4ng nghi\u1ec7p,&#8230;&nbsp;<\/li>\n\n\n\n<li>Nh\u00f3m do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng: nh\u01b0 th\u00e2n nh\u00e2n c\u1ee7a vi\u00ean ch\u1ee9c qu\u1ed1c ph\u00f2ng, th\u00e2n nh\u00e2n c\u1ee7a c\u00f4ng an \u0111ang ph\u1ee5c v\u1ee5,&#8230;&nbsp;<\/li>\n\n\n\n<li>C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c: l\u00e0&nbsp;H\u1ecdc vi\u00ean \u0111\u00e0o t\u1ea1o s\u0129 quan d\u1ef1 b\u1ecb t\u1eeb 03 th\u00e1ng tr\u1edf l\u00ean ch\u01b0a tham gia BHXH, BHYT, trong th\u1eddi gian \u0111\u00e0o t\u1ea1o \u0111\u01b0\u1ee3c c\u01a1 s\u1edf \u0111\u00e0o t\u1ea1o \u0111\u00f3ng BHYT theo quy \u0111\u1ecbnh.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IVCac_loai_bao_hiem_suc_khoe_tu_nguyen\"><\/span><strong>IV.C\u00e1c&nbsp;lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ef1 nguy\u1ec7n<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kh\u00e1c v\u1edbi b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh b\u1edfi nh\u00e0 n\u01b0\u1edbc, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 s\u1ea3n ph\u1ea9m c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, mang l\u1ea1i s\u1ef1 l\u1ef1a ch\u1ecdn \u0111a d\u1ea1ng h\u01a1n cho ng\u01b0\u1eddi d\u00e2n trong vi\u1ec7c gi\u1ea3m nh\u1eb9 chi ph\u00ed y t\u1ebf. M\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd ph\u1ed5 bi\u1ebfn g\u1ed3m c\u00f3:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ngo\u1ea1i tr\u00fa, n\u1ed9i tr\u00fa<\/a>&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/www.saladin.vn\/bao-hiem-ung-thu-va-benh-hiem-ngheo\" target=\"_blank\" rel=\"noreferrer noopener\">B\u1ea3o hi\u1ec3m b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/a>&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190230\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-1.jpg\" alt=\"\" class=\"wp-image-20101\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190230\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-1.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190230\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-1-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/02\/21190230\/bao-hiem-suc-khoe-nhung-diem-moi-trong-chinh-sach-bhyt-2024-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\"><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/hoi-dap-suc-khoe\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">H\u1ecfi \u0111\u00e1p s\u1ee9c kh\u1ecfe<\/span><\/a>&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<p>T\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m n\u00e0y \u0111\u1ec1u c\u00f3 m\u1eb7t tr\u00ean n\u1ec1n t\u1ea3ng&nbsp;Saladin \u0111\u1ec3 b\u1ea1n<strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe#so-sanh\" target=\"_blank\" rel=\"noopener\" title=\" so s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\"> so s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/strong> d\u1ec5 d\u00e0ng v\u00e0 Saladin l\u00e0 \u0111\u1ed1i t\u00e1c c\u1ee7a 11 c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. Kh\u00e1m ph\u00e1 ngay lo\u1ea1t s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 \u0111\u1ed9t ph\u00e1&nbsp;<a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"\">t\u1ea1i \u0111\u00e2y<\/a>.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div 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style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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2025.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tr\u00ean l\u1ed9 tr\u00ecnh th\u1ef1c hi\u1ec7n s\u1ed1 h\u00f3a v\u00e0 n\u00e2ng cao quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi d\u00e2n, ch\u00ednh ph\u1ee7 \u0111\u00e3 c\u1eadp nh\u1eadt m\u1ed9t s\u1ed1 ch\u00ednh s\u00e1ch v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf, c\u00f3 hi\u1ec7u 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tuy\u1ebfn<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">so s\u00e1nh c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">th\u00f4ng tin b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 b\u1eaft bu\u1ed9c<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c 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