{"id":21494,"date":"2025-05-04T13:20:00","date_gmt":"2025-05-04T06:20:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=21494"},"modified":"2025-05-08T10:38:37","modified_gmt":"2025-05-08T03:38:37","slug":"luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/","title":{"rendered":"Lu\u1eadt giao th\u00f4ng 2025 &#8211; 5 ch\u00ednh s\u00e1ch m\u1edbi v\u1ec1 giao th\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb th\u00e1ng 02\/2024"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/#I_5_chinh_sach_moi_trong_luat_giao_thong_2024_co_hieu_luc_tu_thang_022024\" >I. 5 ch\u00ednh s\u00e1ch m\u1edbi trong lu\u1eadt giao th\u00f4ng 2024 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb th\u00e1ng 02\/2024<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/#II_Muc_phi_bao_hiem_TNDS_bat_buoc_o_to_moi_nhat_la_bao_nhieu\" >II. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 m\u1edbi nh\u1ea5t l\u00e0 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/#III_Cac_loai_bao_hiem_o_to_can_thiet_khac\" >III. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ea7n thi\u1ebft kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/#IV_Mua_bao_hiem_o_to_o_dau_tot\" >IV. Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u1edf \u0111\u00e2u t\u1ed1t?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><em>T\u1eeb th\u00e1ng 2\/2024, nhi\u1ec1u \u0111i\u1ec1u ch\u1ec9nh trong <strong><em>Lu\u1eadt giao th\u00f4n<\/em><\/strong><\/em><\/strong><em><strong>g s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c<\/strong><\/em><strong><em>. H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u 5 ch\u00ednh s\u00e1ch m\u1edbi v\u1ec1 giao th\u00f4ng theo lu\u1eadt giao th\u00f4ng 2024 v\u00e0 c\u1eadp nh\u1eadt v\u1ec1 m\u1ee9c ph\u00ed <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\"noopener\" title=\"B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/a> theo quy \u0111\u1ecbnh m\u1edbi \u0111\u1ec3 tu\u00e2n th\u1ee7 \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 tham gia giao th\u00f4ng an to\u00e0n nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"670\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-1024x670.jpg\" alt=\"\" class=\"wp-image-22079\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-1024x670.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-300x196.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-768x503.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-1536x1006.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104832\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-1-2048x1341.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">C\u1eadp nh\u1eadt lu\u1eadt giao th\u00f4ng \u0111\u1ec3 tham gia giao th\u00f4ng an to\u00e0n.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_5_chinh_sach_moi_trong_luat_giao_thong_2024_co_hieu_luc_tu_thang_022024\"><\/span><strong>I. 5 ch\u00ednh s\u00e1ch m\u1edbi trong lu\u1eadt giao th\u00f4ng 2024 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb th\u00e1ng 02\/2024<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Lu\u1eadt giao th\u00f4ng 2024 \u00e1p d\u1ee5ng m\u1ee9c thu ph\u00ed s\u1eed d\u1ee5ng \u0111\u01b0\u1eddng b\u1ed9 theo quy \u0111\u1ecbnh m\u1edbi<\/strong><\/h3>\n\n\n\n<p>T\u1eeb ng\u00e0y 01\/02\/2024, m\u1ee9c thu ph\u00ed s\u1eed d\u1ee5ng \u0111\u01b0\u1eddng b\u1ed9 s\u1ebd \u00e1p d\u1ee5ng theo quy \u0111\u1ecbnh m\u1edbi t\u1ea1i <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Thue-Phi-Le-Phi\/Nghi-dinh-90-2023-ND-CP-muc-thu-che-do-thu-nop-mien-quan-ly-phi-su-dung-duong-bo-591410.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Ngh\u1ecb \u0111\u1ecbnh 90\/2023\/N\u0110-CP\">Ngh\u1ecb \u0111\u1ecbnh 90\/2023\/N\u0110-CP<\/a> nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe ch\u1edf d\u01b0\u1edbi 10 h\u00e0nh kh\u00e1ch v\u00e0 \u0111\u0103ng k\u00fd t\u00ean c\u00e1 nh\u00e2n ho\u1eb7c h\u1ed9 kinh doanh l\u00e0 130.000 \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n\n\n\n<li>Xe ch\u1edf d\u01b0\u1edbi 10 h\u00e0nh kh\u00e1ch (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p \u0111\u00e3 n\u00eau tr\u00ean); c\u00f2n xe t\u1ea3i, xe \u00f4 t\u00f4 chuy\u00ean d\u00f9ng d\u01b0\u1edbi 4.000 kg, xe ch\u1edf h\u00e0ng, c\u00e1c lo\u1ea1i xe bu\u00fdt c\u00f4ng c\u1ed9ng, xe ch\u1edf ng\u01b0\u1eddi 4 b\u00e1nh c\u00f3 \u0111\u1ed9ng c\u01a1 l\u00e0 180.000 \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi xe t\u1ea3i, xe chuy\u00ean d\u00f9ng, chi ph\u00ed l\u00e0 t\u1eeb 19.000 \u0111\u1ebfn 27.000 kg; c\u00f2n xe \u0111\u1ea7u k\u00e9o t\u1eeb 19.000 \u0111\u1ebfn 27.000 kg l\u00e0 720.000 \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n\n\n\n<li>Xe t\u1ea3i, xe chuy\u00ean d\u00f9ng t\u1eeb 27.000 kg tr\u1edf l\u00ean; xe \u0111\u1ea7u k\u00e9o t\u1eeb 27.000 \u0111\u1ebfn 40.000 kg l\u00e0 1,040,000 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi xe \u0111\u1ea7u k\u00e9o t\u1eeb 40.000 kg tr\u1edf l\u00ean, ph\u00ed l\u00e0 1,430,000 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng.<\/li>\n<\/ul>\n\n\n\n<p>M\u1ee9c thu ph\u00ed s\u1ebd gi\u1ea3m d\u1ea7n theo th\u1eddi gian, t\u1eeb n\u0103m th\u1ee9 2 gi\u1ea3m c\u00f2n 92%, t\u1eeb n\u0103m th\u1ee9 3 gi\u1ea3m c\u00f2n 85%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Lu\u1eadt giao th\u00f4ng 2024 thay \u0111\u1ed5i quy \u0111\u1ecbnh v\u1ec1 xe qu\u00e1 t\u1ea3i tr\u1ecdng<\/strong><\/h3>\n\n\n\n<p>Thay \u0111\u1ed5i c\u00e1c quy \u0111\u1ecbnh v\u1ec1 xe qu\u00e1 t\u1ea3i tr\u1ecdng v\u00e0 xe qu\u00e1 kh\u1ed5 gi\u1edbi h\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua Th\u00f4ng t\u01b0 35\/2023\/TT-BGTVT, c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 01\/02\/2024.<\/p>\n\n\n\n<p>Theo th\u00f4ng tin trong Th\u00f4ng t\u01b0, xe \u0111\u01b0\u1ee3c xem l\u00e0 qu\u00e1 t\u1ea3i tr\u1ecdng tr\u00ean \u0111\u01b0\u1eddng b\u1ed9 khi:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u1ed5ng tr\u1ecdng l\u01b0\u1ee3ng\/T\u1ea3i tr\u1ecdng tr\u1ee5c c\u1ee7a xe v\u01b0\u1ee3t qu\u00e1 ch\u1ec9 s\u1ed1 ghi tr\u00ean bi\u1ec3n b\u00e1o hi\u1ec7u \u201ch\u1ea1n ch\u1ebf tr\u1ecdng t\u1ea3i to\u00e0n b\u1ed9 xe\u201d ho\u1eb7c \u201cLo\u1ea1i xe h\u1ea1n ch\u1ebf qua c\u1ea7u\u201d t\u1ea1i c\u00e1c \u0111\u1ecba \u0111i\u1ec3m c\u00f3 m\u1ed9t trong hai bi\u1ec3n b\u00e1o hi\u1ec7u n\u00e0y.<\/li>\n\n\n\n<li>T\u1ed5ng tr\u1ecdng l\u01b0\u1ee3ng\/T\u1ea3i tr\u1ecdng tr\u1ee5c c\u1ee7a xe v\u01b0\u1ee3t qu\u00e1 quy \u0111\u1ecbnh v\u1ec1 gi\u1edbi h\u1ea1n t\u1ed5ng tr\u1ecdng l\u01b0\u1ee3ng\/t\u1ea3i tr\u1ecdng tr\u1ee5c c\u1ee7a xe t\u1ea1i nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m kh\u00f4ng c\u00f3 c\u1ea3 hai lo\u1ea1i bi\u1ec3n b\u00e1o hi\u1ec7u \u201ch\u1ea1n ch\u1ebf tr\u1ecdng t\u1ea3i to\u00e0n b\u1ed9 xe\u201d ho\u1eb7c \u201cLo\u1ea1i xe h\u1ea1n ch\u1ebf qua c\u1ea7u\u201d.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p thay \u0111\u1ed5i xe c\u01a1 gi\u1edbi v\u1eabn \u0111\u01b0\u1ee3c \u0111\u0103ng ki\u1ec3m<\/strong><\/h3>\n\n\n\n<p>Theo Th\u00f4ng t\u01b0 m\u1edbi, vi\u1ec7c thay \u0111\u1ed5i xe c\u01a1 gi\u1edbi m\u00e0 kh\u00f4ng li\u00ean quan \u0111\u1ebfn t\u00ednh an to\u00e0n k\u1ef9 thu\u1eadt v\u00e0 b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng theo c\u00e1c Quy chu\u1ea9n k\u1ef9 thu\u1eadt qu\u1ed1c gia t\u01b0\u01a1ng \u1ee9ng s\u1ebd \u0111\u01b0\u1ee3c ki\u1ec3m \u0111\u1ecbnh \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p Gi\u1ea5y ch\u1ee9ng nh\u1eadn ki\u1ec3m \u0111\u1ecbnh, Tem ki\u1ec3m \u0111\u1ecbnh.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3, c\u00e1c thay \u0111\u1ed5i nh\u01b0 thay \u0111\u1ed5i n\u1ed9i th\u1ea5t v\u00e0 t\u00ednh ti\u1ec7n nghi kh\u00f4ng li\u00ean quan \u0111\u1ebfn an to\u00e0n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c coi l\u00e0 c\u1ea3i t\u1ea1o v\u00e0 v\u1eabn \u0111\u01b0\u1ee3c \u0111\u0103ng ki\u1ec3m.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Kh\u00f4ng \u0111\u01b0\u1ee3c x\u1ebfp h\u00e0ng h\u00f3a che khu\u1ea5t \u0111\u00e8n, bi\u1ec3n s\u1ed1 \u0111\u0103ng k\u00fd ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9<\/strong><\/h3>\n\n\n\n<p>Ch\u00ednh s\u00e1ch m\u1edbi c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 15\/02\/2024 \u0111\u01b0a ra c\u00e1c quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c x\u1ebfp h\u00e0ng tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u1ed1i l\u01b0\u1ee3ng h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e9p ch\u1edf kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 s\u1ee9c t\u1ea3i c\u1ee7a ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 tr\u1ecdng l\u01b0\u1ee3ng tr\u00ean m\u1ed7i tr\u1ee5c theo quy \u0111\u1ecbnh, \u0111\u1ed3ng th\u1eddi ph\u1ea3i tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 an to\u00e0n giao th\u00f4ng v\u00e0 v\u1ec7 sinh m\u00f4i tr\u01b0\u1eddng.<\/li>\n\n\n\n<li>H\u00e0ng h\u00f3a ph\u1ea3i \u0111\u01b0\u1ee3c x\u1ebfp \u0111\u1eb7t \u0111\u1ed3ng \u0111\u1ec1u v\u00e0 g\u1ecdn g\u00e0ng.<\/li>\n\n\n\n<li>Kh\u00f4ng che khu\u1ea5t \u0111\u00e8n, bi\u1ec3n s\u1ed1 \u0111\u0103ng k\u00fd v\u00e0 c\u00e1c c\u1ea3nh b\u00e1o an to\u00e0n tr\u00ean ph\u01b0\u01a1ng ti\u1ec7n.<\/li>\n\n\n\n<li>Kh\u00f4ng x\u1ebfp l\u1ec7ch v\u00e0 h\u00e0ng ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1eb1ng bu\u1ed9c ch\u1eafc ch\u1eafn, ch\u00e8n, l\u00f3t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u00f4ng x\u00f4 l\u1ec7ch theo c\u00e1c h\u01b0\u1edbng.<\/li>\n\n\n\n<li>\u0110\u1ea3m b\u1ea3o r\u01a1i v\u00e3i g\u00e2y nguy hi\u1ec3m cho ng\u01b0\u1eddi v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c tr\u00ean \u0111\u01b0\u1eddng.<\/li>\n\n\n\n<li>Kh\u00f4ng l\u00e0m m\u1ea5t t\u1ea7m nh\u00ecn c\u1ee7a l\u00e1i xe.<\/li>\n\n\n\n<li>Kh\u00f4ng g\u00e2y m\u1ea5t th\u0103ng b\u1eb1ng ho\u1eb7c kh\u00f3 kh\u0103n cho l\u00e1i xe khi \u0111i\u1ec1u khi\u1ec3n.<\/li>\n<\/ul>\n\n\n\n<p>Quy \u0111\u1ecbnh v\u1ec1 x\u1ebfp h\u00e0ng bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c ki\u1ec7n h\u00e0ng n\u1eb7ng h\u01a1n ph\u1ea3i x\u1ebfp \u1edf ph\u00eda d\u01b0\u1edbi.<\/li>\n\n\n\n<li>C\u00e1c ki\u1ec7n h\u00e0ng c\u00f9ng k\u00edch th\u01b0\u1edbc \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp c\u00f9ng nhau.<\/li>\n\n\n\n<li>X\u1ebfp c\u00e1c ki\u1ec7n h\u00e0ng nghi\u00eang ho\u1eb7c l\u1ec7ch v\u00e0o gi\u1eefa \u0111\u1ec3 h\u1ea1n ch\u1ebf x\u00f4 l\u1ec7ch trong qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n.<\/li>\n\n\n\n<li>N\u1ebfu c\u00f3 kho\u1ea3ng tr\u1ed1ng sau khi x\u1ebfp h\u00e0ng, ph\u1ea3i s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb ch\u00e8n, l\u00f3t \u0111\u1ec3 c\u1ed1 \u0111\u1ecbnh h\u00e0ng h\u00f3a.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Lu\u1eadt giao th\u00f4ng 2024 cho ph\u00e9p x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc khi \u0111i m\u00e1y bay<\/strong><\/h3>\n\n\n\n<p>Cho ph\u00e9p x\u00e1c th\u1ef1c sinh tr\u1eafc h\u1ecdc khi \u0111i m\u00e1y bay \u0111\u01b0\u1ee3c ban h\u00e0nh trong Th\u00f4ng t\u01b0 42\/2023\/TT-BGTVT c\u1ee7a B\u1ed9 Giao th\u00f4ng V\u1eadn t\u1ea3i, \u00e1p d\u1ee5ng t\u1eeb ng\u00e0y 15\/02\/2024.<\/p>\n\n\n\n<p>Theo quy \u0111\u1ecbnh m\u1edbi, c\u00e1c h\u00e3ng h\u00e0ng kh\u00f4ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng th\u00f4ng d\u1eef li\u1ec7u sinh tr\u1eafc h\u1ecdc nh\u01b0 x\u00e1c th\u1ef1c khu\u00f4n m\u1eb7t \u0111\u1ec3 x\u00e1c th\u1ef1c th\u00f4ng tin h\u00e0nh kh\u00e1ch t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi gi\u1ea5y t\u1edd t\u00f9y th\u00e2n. M\u1ed9t s\u1ed1 c\u1ea3ng h\u00e0ng kh\u00f4ng d\u1ef1 ki\u1ebfn s\u1ebd tri\u1ec3n khai ph\u01b0\u01a1ng th\u1ee9c n\u00e0y trong n\u0103m 2024.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Muc_phi_bao_hiem_TNDS_bat_buoc_o_to_moi_nhat_la_bao_nhieu\"><\/span><strong>II. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 m\u1edbi nh\u1ea5t l\u00e0 bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u00e2y l\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 d\u00e0nh cho th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m 1 n\u0103m (ch\u01b0a bao g\u1ed3m thu\u1ebf gi\u00e1 tr\u1ecb gia t\u0103ng) \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo M\u1ee5c A Ph\u1ee5 l\u1ee5c I ban h\u00e0nh k\u00e8m theo Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP nh\u01b0 sau:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>LO\u1ea0I XE<\/strong><\/td><td><strong>PH\u00cd B\u1ea2O HI\u1ec2M TNDS \u00d4 T\u00d4 B\u1eaeT BU\u1ed8C (\u0110\u1ed2NG)<\/strong><\/td><\/tr><tr><td colspan=\"2\">Xe \u00f4 t\u00f4 kh\u00f4ng kinh doanh v\u1eadn t\u1ea3i&nbsp;<\/td><\/tr><tr><td>Lo\u1ea1i xe d\u01b0\u1edbi 6 ch\u1ed7&nbsp;<\/td><td>437.000&nbsp;<\/td><\/tr><tr><td>Xe t\u1eeb 6 \u0111\u1ebfn 11 ch\u1ed7&nbsp;<\/td><td>794.000&nbsp;<\/td><\/tr><tr><td>Lo\u1ea1i xe t\u1eeb 12 \u0111\u1ebfn 24 ch\u1ed7&nbsp;<\/td><td>1.270.000&nbsp;<\/td><\/tr><tr><td>Lo\u1ea1i xe tr\u00ean 24 ch\u1ed7<\/td><td>1.825.000<\/td><\/tr><tr><td>Xe v\u1eeba ch\u1edf ng\u01b0\u1eddi v\u1eeba ch\u1edf h\u00e0ng (Pickup, minivan)<\/td><td>437.000<\/td><\/tr><tr><td colspan=\"2\">Xe \u00f4 t\u00f4 kinh doanh v\u1eadn t\u1ea3i<\/td><\/tr><tr><td>D\u01b0\u1edbi 6 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>756.000<\/td><\/tr><tr><td>6 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>929.000<\/td><\/tr><tr><td>7 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.080.000&nbsp;<\/td><\/tr><tr><td>8 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.253.000<\/td><\/tr><tr><td>9 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.404.000<\/td><\/tr><tr><td>10 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.512.000<\/td><\/tr><tr><td>11 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.656.000<\/td><\/tr><tr><td>12 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>1.822.000<\/td><\/tr><tr><td>13 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>2.049.000<\/td><\/tr><tr><td>14 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>2.221.000<\/td><\/tr><tr><td>15 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>2.394.000<\/td><\/tr><tr><td>16 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>3.054.000<\/td><\/tr><tr><td>17 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>2.718.000<\/td><\/tr><tr><td>18 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>2.869.000<\/td><\/tr><tr><td>19 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td><br>3.041.000&nbsp;<\/td><\/tr><tr><td>20 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>3.191.000<\/td><\/tr><tr><td>21 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>3.364.000<\/td><\/tr><tr><td>22 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>3.515.000<\/td><\/tr><tr><td>23 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>3.688.000<\/td><\/tr><tr><td>24 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>4.632.000<\/td><\/tr><tr><td>25 ch\u1ed7 theo \u0111\u0103ng k\u00fd<\/td><td>4.813.000<\/td><\/tr><tr><td>Tr\u00ean 25 ch\u1ed7<\/td><td>[4.813.000 + 30.000 x (s\u1ed1 ch\u1ed7 &#8211; 25 ch\u1ed7)]<\/td><\/tr><tr><td>Xe v\u1eeba ch\u1edf ng\u01b0\u1eddi v\u1eeba ch\u1edf h\u00e0ng (Pickup, minivan)<\/td><td>933.000<\/td><\/tr><tr><td colspan=\"2\">Xe \u00f4 t\u00f4 ch\u1edf h\u00e0ng (xe t\u1ea3i)<\/td><\/tr><tr><td>D\u01b0\u1edbi 3 t\u1ea5n<\/td><td>853.000<\/td><\/tr><tr><td>T\u1eeb 3 \u0111\u1ebfn 8 t\u1ea5n<\/td><td>1.660.000<\/td><\/tr><tr><td>Tr\u00ean 8 \u0111\u1ebfn 15 t\u1ea5n<\/td><td>2.746.000<\/td><\/tr><tr><td>Tr\u00ean 15 t\u1ea5n<\/td><td>3.200.000<\/td><\/tr><tr><td colspan=\"2\">Bi\u1ec3u ph\u00ed trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00e1c<\/td><\/tr><tr><td>Xe t\u1eadp l\u00e1i<\/td><td>120% c\u1ee7a ph\u00ed xe c\u00f9ng ch\u1ee7ng lo\u1ea1i&nbsp;<\/td><\/tr><tr><td>Xe Taxi<\/td><td>170% c\u1ee7a ph\u00ed xe c\u00f9ng ch\u1ee7ng lo\u1ea1i&nbsp;<\/td><\/tr><tr><td>\u00d4 t\u00f4 chuy\u00ean d\u00f9ng<\/td><td>Ph\u00ed xe c\u1ee9u th\u01b0\u01a1ng \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 120% ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a xe pickup. <br>M\u1ee9c ph\u00ed xe ch\u1edf ti\u1ec1n \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 120% ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a xe d\u01b0\u1edbi 6 ch\u1ed7 ng\u1ed3i.<br>Ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c lo\u1ea1i xe chuy\u00ean d\u00f9ng kh\u00e1c \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 120% ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a xe ch\u1edf h\u00e0ng c\u00f9ng tr\u1ecdng t\u1ea3i<\/td><\/tr><tr><td>\u0110\u1ea7u k\u00e9o r\u01a1-mo\u00f3c<\/td><td>T\u00ednh b\u1eb1ng 150% c\u1ee7a ph\u00ed xe tr\u1ecdng t\u1ea3i tr\u00ean 15 t\u1ea5n<\/td><\/tr><tr><td>Xe bu\u00fdt<\/td><td>T\u00ednh b\u1eb1ng ph\u00ed b\u1ea3o hi\u1ec3m c\u1ee7a xe kh\u00f4ng kinh doanh v\u1eadn t\u1ea3i c\u00f9ng s\u1ed1 ch\u1ed7 ng\u1ed3i<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Cac_loai_bao_hiem_o_to_can_thiet_khac\"><\/span><strong>III. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ea7n thi\u1ebft kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 (b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3 trong m\u1ed9t v\u1ee5 tai n\u1ea1n), b\u1ea1n c\u00f3 th\u1ec3 tham gia c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 t\u1ef1 nguy\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng t\u1ed5n th\u1ea5t v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n, t\u00ednh m\u1ea1ng th\u00e2n th\u1ec3 c\u1ee7a b\u1ea1n v\u00e0 c\u1ee7a h\u00e0nh kh\u00e1ch ng\u1ed3i tr\u00ean xe.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-1024x684.jpg\" alt=\"\" class=\"wp-image-22080\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-1024x684.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-768x513.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-1536x1025.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/25104855\/luat-giao-thong-2024-5-chinh-sach-moi-ve-giao-thong-co-hieu-luc-tu-thang-02-2024-2-2-2048x1367.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>B\u1ea3o v\u1ec7 \u201cx\u1ebf y\u00eau\u201d to\u00e0n di\u1ec7n v\u1edbi c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4.<\/em><\/figcaption><\/figure>\n\n\n\n<p>C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 t\u1ef1 nguy\u1ec7n c\u1ea7n thi\u1ebft b\u1ea1n c\u00f3 th\u1ec3 tham gia:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 t\u1ef1 nguy\u1ec7n<\/h3>\n\n\n\n<p>L\u00e0 m\u1ed9t d\u1ea1ng m\u1edf r\u1ed9ng c\u1ee7a b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4. M\u1ee9c \u0111\u1ed9 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u0103ng th\u00eam v\u00e0 c\u00e1c chi ph\u00ed ch\u00eanh l\u1ec7ch s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m thanh to\u00e1n d\u1ef1a tr\u00ean m\u1ee9c \u0111\u1ed9 ph\u1ea1m l\u1ed7i c\u1ee7a ch\u1ee7 xe v\u00e0 s\u1ed1 ti\u1ec1n h\u1ecd chi tr\u1ea3 \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. B\u1ea3o hi\u1ec3m tai n\u1ea1n cho ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe<\/h3>\n\n\n\n<p>L\u00e0 m\u1ed9t ph\u1ea7n quan tr\u1ecdng c\u1ee7a b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u0111\u1ed1i v\u1edbi l\u00e1i xe, ph\u1ee5 xe v\u00e0 h\u00e0nh kh\u00e1ch ng\u1ed3i tr\u00ean xe. Trong m\u1ecdi t\u00ecnh hu\u1ed1ng tai n\u1ea1n, b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u1ea3m b\u1ea3o c\u00e1c t\u1ed5n th\u1ea5t v\u1ec1 t\u00ednh m\u1ea1ng v\u00e0 th\u00e2n th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft m\u1ed9t c\u00e1ch k\u1ecbp th\u1eddi v\u00e0 \u0111\u1ea7y \u0111\u1ee7.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m n\u00e0y nh\u01b0 m\u1ed9t quy\u1ec1n l\u1ee3i b\u1ed5 sung khi <a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-o-to\" target=\"_blank\" rel=\"noopener\" title=\"mua b\u1ea3o hi\u1ec3m TNDS t\u1ea1i Saladin\">mua b\u1ea3o hi\u1ec3m TNDS t\u1ea1i Saladin<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\"><strong>B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4<\/strong><\/a><\/h3>\n\n\n\n<p>C\u00f2n \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn l\u00e0 b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4, ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng cho c\u00e1c t\u1ed5n th\u1ea5t v\u1ec1 th\u00e2n v\u1ecf, m\u00e1y m\u00f3c v\u00e0 c\u00e1c thi\u1ebft b\u1ecb c\u1ee7a xe \u00f4 t\u00f4 sau m\u1ed9t tai n\u1ea1n. <\/p>\n\n\n\n<p>Nh\u1eefng thi\u1ec7t h\u1ea1i nh\u01b0 m\u00f3p m\u00e9o, bi\u1ebfn d\u1ea1ng, tr\u1ea7y x\u01b0\u1edbc hay ch\u00e1y n\u1ed5 c\u00f3 th\u1ec3 g\u00e2y ra chi ph\u00ed s\u1eeda ch\u1eefa \u0111\u00e1ng k\u1ec3, v\u00ec v\u1eady \u0111\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m v\u00f4 c\u00f9ng h\u1eefu \u00edch cho m\u1ecdi b\u00e1c t\u00e0i, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c b\u00e1c t\u00e0i m\u1edbi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. B\u1ea3o hi\u1ec3m \u00f4 t\u00f4 hai chi\u1ec1u<\/h3>\n\n\n\n<p>Cung c\u1ea5p b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho xe \u00f4 t\u00f4 b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p c\u1ea3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c v\u00e0 b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4. \u0110i\u1ec1u n\u00e0y gi\u00fap \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 cho h\u1ea7u h\u1ebft c\u00e1c tai n\u1ea1n x\u1ea3y ra.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/h3>\n\n\n\n<p>B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh c\u1ee7a ch\u1ee7 xe \u00f4 t\u00f4 trong s\u1ef1 c\u1ed1 n\u01b0\u1edbc tr\u00e0n v\u00e0o \u0111\u1ed9ng c\u01a1 xe. Trong nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0 trong m\u00f9a m\u01b0a l\u0169, xe b\u1ecb ng\u1eadp d\u1eabn \u0111\u1ebfn h\u01b0 h\u1ecfng \u0111\u1ed9ng c\u01a1 th\u00ec b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch s\u1ebd gi\u00fap chi tr\u1ea3 chi ph\u00ed s\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf c\u00e1c thi\u1ebft b\u1ecb h\u01b0 h\u1ecfng do n\u01b0\u1edbc g\u00e2y ra.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch nh\u01b0 m\u1ed9t quy\u1ec1n l\u1ee3i b\u1ed5 sung khi mua <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" target=\"_blank\" rel=\"noopener\" title=\"B\u1ea3o hi\u1ec3m V\u1eadt ch\u1ea5t \u00d4 t\u00f4 t\u1eeb Saladin\">B\u1ea3o hi\u1ec3m V\u1eadt ch\u1ea5t \u00d4 t\u00f4 t\u1eeb Saladin<\/a>, gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m chi ph\u00ed v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n h\u01a1n. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Mua_bao_hiem_o_to_o_dau_tot\"><\/span><strong>IV. Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u1edf \u0111\u00e2u t\u1ed1t?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Saladin<\/strong> l\u00e0 m\u1ed9t trong nh\u1eefng \u0111\u1ea1i di\u1ec7n n\u1ed5i b\u1eadt c\u1ee7a l\u0129nh v\u1ef1c &#8220;InsurTech&#8221; t\u1ea1i Vi\u1ec7t Nam, mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 to\u00e0n di\u1ec7n v\u1edbi c\u00e1c quy\u1ec1n l\u1ee3i \u0111a d\u1ea1ng v\u00e0 gi\u00e1 c\u1ea3 t\u1ed1t nh\u1ea5t.<\/p>\n\n\n\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, t\u1eeb <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\"><strong>b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong><\/a> \u0111\u1ebfn <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4\">b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/a>, tr\u1edf n\u00ean thu\u1eadn ti\u1ec7n h\u01a1n bao gi\u1edd h\u1ebft v\u1edbi <strong>Saladin<\/strong> khi b\u1ea1n ch\u1ec9 c\u1ea7n th\u1ef1c hi\u1ec7n m\u1ed9t v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n l\u00e0 \u0111\u00e3 c\u00f3 th\u1ec3 s\u1edf h\u1eefu \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m \u01b0ng \u00fd, \u0111a d\u1ea1ng quy\u1ec1n l\u1ee3i v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, khi mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 tr\u1ef1c tuy\u1ebfn tr\u00ean <strong>Saladin<\/strong>, b\u1ea1n c\u00f3 th\u1ec3:&nbsp;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u1eadn ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u0111i\u1ec7n t\u1eed m\u1ed9t c\u00e1ch ti\u1ec7n l\u1ee3i, c\u00f3 th\u1ec3 l\u01b0u tr\u1eef ngay tr\u00ean \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c email. Kh\u00e1ch h\u00e0ng ho\u00e0n to\u00e0n y\u00ean t\u00e2m khi mua b\u1ea3o hi\u1ec3m online tr\u00ean <strong>Saladin<\/strong> b\u1edfi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam nh\u01b0 B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, BSH, VNI, PVI, Liberty\u2026<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 1-1 t\u1eeb <strong>Saladin<\/strong> trong m\u1ecdi giai \u0111o\u1ea1n quy tr\u00ecnh, bao g\u1ed3m t\u01b0 v\u1ea5n, l\u1ef1a ch\u1ecdn v\u00e0 mua b\u1ea3o hi\u1ec3m, thanh to\u00e1n, c\u1ea5p ch\u1ee9ng nh\u1eadn v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/li>\n\n\n\n<li>H\u1ec7 th\u1ed1ng gara li\u00ean k\u1ebft tr\u00ean to\u00e0n qu\u1ed1c, gi\u00fap b\u1ea1n c\u00f3 th\u1ec3 s\u1eeda ch\u1eefa v\u00e0 b\u1ea3o d\u01b0\u1ee1ng xe m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng v\u00e0 ti\u1ebft ki\u1ec7m chi ph\u00ed.<\/li>\n\n\n\n<li>Hotline ho\u1ea1t \u0111\u1ed9ng 24\/7, h\u1ed7 tr\u1ee3 mi\u1ec5n ph\u00ed ngay khi c\u1ea7n v\u00e0 ti\u1ebfp nh\u1eadn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng t\u1ee9c th\u00ec qua Web\/App <strong>Saladin<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <\/p>\n\n\n\n<p><span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2024\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu\u1eadt giao th\u00f4ng 2024\">Lu\u1eadt giao th\u00f4ng<\/a><\/span>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hy v\u1ecdng b\u00e0i vi\u1ebft \u0111\u00e3 cung c\u1ea5p \u0111\u1ee7 th\u00f4ng tin v\u1ec1 lu\u1eadt giao th\u00f4ng 2024 m\u1edbi nh\u1ea5t v\u00e0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 c\u1ea7n thi\u1ebft cho b\u1ea1n. N\u1ebfu b\u1ea1n \u0111ang c\u1ea7n mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 gi\u00e1 t\u1ed1t, h\u00e3y li\u00ean h\u1ec7 ngay v\u1edbi <strong>Saladin<\/strong> th\u00f4ng qua hotline. \u0110\u1ed9i ng\u0169 chuy\u00ean vi\u00ean gi\u00e0u kinh nghi\u1ec7m s\u1ebd gi\u00fap b\u1ea1n ch\u1ecdn l\u1ef1a g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t \u0111\u1ec3 m\u1ecdi h\u00e0nh tr\u00ecnh \u0111\u1ec1u thu\u1eadn l\u1ee3i v\u00e0 an to\u00e0n.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u1eeb th\u00e1ng 2\/2024, nhi\u1ec1u \u0111i\u1ec1u ch\u1ec9nh trong Lu\u1eadt giao th\u00f4ng s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c. 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