{"id":22611,"date":"2024-07-12T17:04:56","date_gmt":"2024-07-12T10:04:56","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=22611"},"modified":"2024-12-13T13:09:15","modified_gmt":"2024-12-13T06:09:15","slug":"tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/","title":{"rendered":"T\u1ea5t t\u1ea7n t\u1eadt kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#I_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_la_gi_Vi_sao_can_mua\" >I. B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec? V\u00ec sao c\u1ea7n mua?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#II_Ai_nen_mua_bao_hiem_chuyen_di_cong_tac_nuoc_ngoai\" >II. Ai n\u00ean mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#III_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_chi_tra_cho_nhung_rui_ro_nao\" >III. B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i chi tr\u1ea3 cho nh\u1eefng r\u1ee7i ro n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#IV_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_khong_chi_tra_cho_nhung_truong_hop_nao\" >IV. B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#V_Nhung_luu_y_khi_mua_bao_hiem_chuyen_di_cong_tac_nuoc_ngoai\" >V. Nh\u1eefng l\u01b0u \u00fd khi mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#VI_Nen_mua_bao_hiem_du_lich_quoc_te_theo_nam_o_dau\" >VI. N\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m \u1edf \u0111\u00e2u?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai\/#Ket\" >K\u1ebft&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o v\u1ec7 thi\u1ebft y\u1ebfu cho nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n v\u00ec c\u00f4ng vi\u1ec7c. <\/em><\/strong><\/p>\n\n\n\n<p><strong><em>Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y gi\u00fap b\u1ea1n an t\u00e2m h\u01a1n khi c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i v\u00e0 tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng r\u1ee7i ro t\u00e0i ch\u00ednh v\u00e0 y t\u1ebf c\u00f3 th\u1ec3 x\u1ea3y ra. H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u t\u1ea5t t\u1ea7n t\u1eadt v\u1ec1 kinh nghi\u1ec7m mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-1024x683.jpg\" alt=\"\" class=\"wp-image-22613\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-1536x1024.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/26170719\/tat-tan-tat-kinh-nghiem-mua-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>An t\u00e2m l\u00e0m vi\u1ec7c h\u01a1n trong m\u1ed7i chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c v\u1edbi b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i.<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_la_gi_Vi_sao_can_mua\"><\/span><strong>I. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" target=\"_blank\" rel=\"noopener\" title=\"B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i\">B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/a> l\u00e0 g\u00ec? V\u00ec sao c\u1ea7n mua?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, hay c\u00f2n g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf cung c\u1ea5p quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 cho ng\u01b0\u1eddi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i trong n\u01b0\u1edbc ho\u1eb7c qu\u1ed1c t\u1ebf. <\/p>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, khi \u0111i n\u01b0\u1edbc ngo\u00e0i th\u00f4ng qua d\u1ecbch v\u1ee5 c\u1ee7a c\u00f4ng ty l\u1eef h\u00e0nh, c\u00f4ng ty s\u1ebd mua b\u1ea3o hi\u1ec3m du l\u1ecbch cho ng\u01b0\u1eddi tham gia <a href=\"https:\/\/sdl.thuathienhue.gov.vn\/?gd=7&amp;cn=85&amp;tc=2618\" target=\"_blank\" rel=\"noopener\" title=\"theo y\u00eau c\u1ea7u ph\u00e1p lu\u1eadt\">theo y\u00eau c\u1ea7u ph\u00e1p lu\u1eadt<\/a>. Tuy nhi\u00ean, v\u1edbi c\u00e1c chuy\u1ebfn c\u00f4ng t\u00e1c t\u1ef1 t\u00fac, b\u1ea1n n\u00ean t\u1ef1 s\u1eafm cho m\u00ecnh m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng ai th\u01b0\u1eddng xuy\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m \u0111\u1ec3 ti\u1ebft ki\u1ec7m chi ph\u00ed l\u00ean \u0111\u1ebfn 50% so v\u1edbi khi mua ri\u00eang l\u1ebb v\u00e0 c\u0169ng ti\u1ec7n l\u1ee3i h\u01a1n v\u00ec ch\u1ec9 c\u1ea7n mua m\u1ed9t l\u1ea7n v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb 365 ng\u00e0y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Mua b\u1ea3o hi\u1ec3m c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec3 tr\u00e1nh r\u1ee7i ro g\u00ec?<\/h3>\n\n\n\n<p>Lo\u1ea1i b\u1ea3o hi\u1ec3m du l\u1ecbch n\u00e0y gi\u00fap b\u1ea3o v\u1ec7 b\u1ea1n kh\u1ecfi c\u00e1c r\u1ee7i ro t\u00e0i ch\u00ednh v\u00e0 y t\u1ebf c\u00f3 th\u1ec3 x\u1ea3y ra trong su\u1ed1t chuy\u1ebfn \u0111i, bao g\u1ed3m:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>R\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe: Chi tr\u1ea3 chi ph\u00ed y t\u1ebf, tai n\u1ea1n, b\u1ec7nh t\u1eadt, t\u1eed vong do tai n\u1ea1n,&#8230;<\/li>\n\n\n\n<li>R\u1ee7i ro v\u1ec1 t\u00e0i s\u1ea3n: M\u1ea5t c\u1eafp, h\u01b0 h\u1ecfng h\u00e0nh l\u00fd, t\u01b0 trang c\u00e1 nh\u00e2n,&#8230;<\/li>\n\n\n\n<li>Nguy c\u01a1 v\u1ec1 chuy\u1ebfn \u0111i: H\u1ee7y chuy\u1ebfn bay, ho\u00e3n chuy\u1ebfn bay, m\u1ea5t visa,&#8230;<\/li>\n\n\n\n<li>R\u1ee7i ro kh\u00e1c: Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n, h\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd,&#8230;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Mua b\u1ea3o hi\u1ec3m c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i c\u00f3 l\u1ee3i \u00edch g\u00ec?<\/strong><\/h3>\n\n\n\n<p>C\u00f3 nhi\u1ec1u l\u00fd do khi\u1ebfn b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, c\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn nh\u01b0:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh: Chi ph\u00ed y t\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 r\u1ea5t cao, \u0111\u1eb7c bi\u1ec7t l\u00e0 \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n. B\u1ea3o hi\u1ec3m c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i s\u1ebd gi\u00fap b\u1ea1n chi tr\u1ea3 cho c\u00e1c chi ph\u00ed n\u00e0y, tr\u00e1nh \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n. Ngo\u00e0i ra b\u1ea3o hi\u1ec3m c\u00f2n b\u1ed3i th\u01b0\u1eddng cho c\u00e1c t\u00ecnh hu\u1ed1ng ph\u00e1t sinh nh\u01b0 h\u00e0nh l\u00fd b\u1ecb th\u1ea5t l\u1ea1c ho\u1eb7c h\u01b0 h\u1ecfng, h\u1ed7 tr\u1ee3 khi b\u1ecb h\u1ee7y\/ho\u00e3n chuy\u1ebfn bay\u2026<\/li>\n\n\n\n<li>Ph\u00f2ng ng\u1eeba v\u1ec1 s\u1ee9c kh\u1ecfe: Khi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p nhi\u1ec1u r\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe nh\u01b0 tai n\u1ea1n, b\u1ec7nh t\u1eadt,&#8230; B\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb y t\u1ebf t\u1ed1t nh\u1ea5t m\u00e0 kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 chi ph\u00ed nh\u01b0 h\u1ed7 tr\u1ee3 y t\u1ebf kh\u1ea9n c\u1ea5p, chi tr\u1ea3 cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf chuy\u00ean s\u00e2u\u2026<\/li>\n\n\n\n<li>B\u1ea3o v\u1ec7 an to\u00e0n: Khi g\u1eb7p v\u1ea5n \u0111\u1ec1 v\u1ec1 ph\u00e1p l\u00fd \u1edf n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n khi kh\u00f4ng am hi\u1ec3u lu\u1eadt ph\u00e1p \u0111\u1ecba ph\u01b0\u01a1ng. B\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 t\u00ecm ki\u1ebfm lu\u1eadt s\u01b0, chi tr\u1ea3 c\u00e1c chi ph\u00ed ph\u00e1p l\u00fd.&nbsp;<\/li>\n\n\n\n<li>An t\u00e2m c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i: Khi c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch, b\u1ea1n s\u1ebd c\u1ea3m th\u1ea5y an t\u00e2m h\u01a1n \u0111\u1ec3 t\u1eadp trung v\u00e0o c\u00f4ng vi\u1ec7c, kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra. Ngo\u00e0i ra, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng cung c\u1ea5p d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 24\/7, gi\u00fap b\u1ea1n gi\u1ea3i quy\u1ebft ph\u00e1t sinh nhanh ch\u00f3ng v\u00e0 hi\u1ec7u qu\u1ea3.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Ai_nen_mua_bao_hiem_chuyen_di_cong_tac_nuoc_ngoai\"><\/span><strong>II. Ai n\u00ean mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng ng\u01b0\u1eddi n\u00ean mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e2n vi\u00ean th\u01b0\u1eddng xuy\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/h3>\n\n\n\n<p>\u0110\u00e2y l\u00e0 nh\u00f3m ng\u01b0\u1eddi c\u00f3 nguy c\u01a1 cao g\u1eb7p r\u1ee7i ro trong qu\u00e1 tr\u00ecnh di chuy\u1ec3n v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i \u0111\u1ecba \u0111i\u1ec3m kh\u00e1c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e2n vi\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn nh\u1eefng n\u01a1i c\u00f3 \u0111i\u1ec1u ki\u1ec7n y t\u1ebf h\u1ea1n ch\u1ebf<\/h3>\n\n\n\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap h\u1ecd \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o v\u1ec1 chi ph\u00ed y t\u1ebf n\u1ebfu ch\u1eb3ng may g\u1eb7p r\u1ee7i ro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ng\u01b0\u1eddi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn nh\u1eefng n\u01a1i c\u00f3 nguy c\u01a1 cao x\u1ea3y ra thi\u00ean tai, d\u1ecbch b\u1ec7nh<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap h\u1ecd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh n\u1ebfu g\u1eb7p ph\u1ea3i nh\u1eefng s\u1ef1 c\u1ed1 n\u00e0y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e2n vi\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i v\u1edbi m\u1ee5c \u0111\u00edch quan tr\u1ecdng<\/h3>\n\n\n\n<p>V\u00ed d\u1ee5 nh\u01b0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng, \u0111\u00e0m ph\u00e1n d\u1ef1 \u00e1n,&#8230; Vi\u1ec7c mua b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap gi\u1ea3m thi\u1ec3u r\u1ee7i ro \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00f4ng vi\u1ec7c quan tr\u1ecdng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e2n vi\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i d\u00e0i ng\u00e0y<\/h3>\n\n\n\n<p>Khi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i d\u00e0i ng\u00e0y, nguy c\u01a1 g\u1eb7p r\u1ee7i ro s\u1ebd cao h\u01a1n. Do \u0111\u00f3, vi\u1ec7c mua b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap h\u1ecd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 t\u1ed1t h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ng\u01b0\u1eddi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn c\u00e1c n\u01b0\u1edbc c\u00f3 chi ph\u00ed y t\u1ebf cao<\/h3>\n\n\n\n<p>Chi ph\u00ed y t\u1ebf \u1edf c\u00e1c n\u01b0\u1edbc ph\u00e1t tri\u1ec3n c\u00f3 th\u1ec3 r\u1ea5t \u0111\u1eaft \u0111\u1ecf, b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd gi\u00fap b\u1ea1n chi tr\u1ea3 cho nh\u1eefng chi ph\u00ed t\u1ed1n k\u00e9m n\u00e0y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e2n vi\u00ean \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i m\u1ed9t m\u00ecnh<\/h3>\n\n\n\n<p>Khi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i m\u1ed9t m\u00ecnh, b\u1ea1n s\u1ebd kh\u00f4ng c\u00f3 ng\u01b0\u1eddi h\u1ed7 tr\u1ee3 khi g\u1eb7p r\u1ee7i ro. Do \u0111\u00f3, b\u1ea3o hi\u1ec3m du l\u1ecbch l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m r\u1ea5t c\u1ea7n thi\u1ebft.&nbsp;<\/p>\n\n\n\n<p>Ngo\u00e0i ra, t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i \u0111\u1ec1u n\u00ean c\u00e2n nh\u1eafc mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m, c\u00f3 th\u1eddi h\u1ea1n l\u00ean \u0111\u1ebfn 365 ng\u00e0y ch\u1ec9 v\u1edbi m\u1ed9t l\u1ea7n mua, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an t\u00e2m v\u00e0 gi\u1ea3m thi\u1ec3u r\u1ee7i ro t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_chi_tra_cho_nhung_rui_ro_nao\"><\/span><strong>III. B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i chi tr\u1ea3 cho nh\u1eefng r\u1ee7i ro n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i chi tr\u1ea3 cho nhi\u1ec1u lo\u1ea1i r\u1ee7i ro kh\u00e1c nhau, t\u00f9y thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn. Tuy nhi\u00ean, nh\u00ecn chung, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng chi tr\u1ea3 cho nh\u1eefng r\u1ee7i ro sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. R\u1ee7i ro v\u1ec1 s\u1ee9c kh\u1ecfe:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi tr\u1ea3 chi ph\u00ed y t\u1ebf, tai n\u1ea1n, b\u1ec7nh t\u1eadt, t\u1eed vong do tai n\u1ea1n,&#8230;<\/li>\n\n\n\n<li>Ph\u00ed t\u1ed5n v\u1eadn chuy\u1ec3n y t\u1ebf kh\u1ea9n c\u1ea5p.<\/li>\n\n\n\n<li>Chi ph\u00ed s\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p, s\u1ef1 c\u1ed1 thi\u00ean tai.<\/li>\n\n\n\n<li>Chi ph\u00ed \u0111\u01b0a ng\u01b0\u1eddi th\u00e2n \u0111i c\u00f9ng trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n ph\u1ea3i nh\u1eadp vi\u1ec7n.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. R\u1ee7i ro v\u1ec1 t\u00e0i s\u1ea3n:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ea5t c\u1eafp, h\u01b0 h\u1ecfng h\u00e0nh l\u00fd, t\u01b0 trang c\u00e1 nh\u00e2n,&#8230;<\/li>\n\n\n\n<li>Tr\u1ed9m c\u1eafp ti\u1ec1n m\u1eb7t, th\u1ebb t\u00edn d\u1ee5ng,&#8230;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. R\u1ee7i ro trong chuy\u1ebfn \u0111i:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u1ee7y chuy\u1ebfn bay, ho\u00e3n chuy\u1ebfn bay<\/li>\n\n\n\n<li>M\u1ea5t h\u1ed9 chi\u1ebfu, gi\u1ea5y t\u1edd t\u00f9y th\u00e2n\u2026<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. R\u1ee7i ro kh\u00e1c: H\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd<\/strong><\/h3>\n\n\n\n<p>Ngo\u00e0i nh\u1eefng quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n tr\u00ean, m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m c\u00f2n c\u00f3 th\u1ec3 cung c\u1ea5p th\u00eam c\u00e1c quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi tr\u1ea3 cho chi ph\u00ed kh\u00e1m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc khi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 chi ph\u00ed du l\u1ecbch gi\u00e1n \u0111o\u1ea1n.<\/li>\n\n\n\n<li>Chi tr\u1ea3 cho chi ph\u00ed th\u0103m th\u00e2n nh\u00e2n trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Bao_hiem_chuyen_di_cong_tac_nuoc_ngoai_khong_chi_tra_cho_nhung_truong_hop_nao\"><\/span><strong>IV. B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. R\u1ee7i ro do c\u1ed1 \u00fd ho\u1eb7c vi ph\u1ea1m ph\u00e1p lu\u1eadt:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1ch h\u00e0nh vi t\u1ef1 g\u00e2y t\u1ed5n th\u01b0\u01a1ng cho b\u1ea3n th\u00e2n.<\/li>\n\n\n\n<li>S\u1eed d\u1ee5ng ch\u1ea5t g\u00e2y nghi\u1ec7n, ma t\u00fay tr\u00e1i ph\u00e9p.<\/li>\n\n\n\n<li>Tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng nguy hi\u1ec3m, phi ph\u00e1p.<\/li>\n\n\n\n<li>Vi ph\u1ea1m ph\u00e1p lu\u1eadt d\u1eabn \u0111\u1ebfn t\u1ed5n th\u1ea5t v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00e0i s\u1ea3n\u2026<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. R\u1ee7i ro \u0111\u00e3 c\u00f3 t\u1eeb tr\u01b0\u1edbc:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c b\u1ec7nh m\u00e3n t\u00ednh, b\u1ec7nh hi\u1ec3m ngh\u00e8o.<\/li>\n\n\n\n<li>C\u00e1c b\u1ec7nh, tai n\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n ho\u1eb7c \u0111i\u1ec1u tr\u1ecb tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi \u0111ang mang thai.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. R\u1ee7i ro kh\u00f4ng li\u00ean quan \u0111\u1ebfn chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tai n\u1ea1n, b\u1ec7nh t\u1eadt x\u1ea3y ra sau khi k\u1ebft th\u00fac th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Tai n\u1ea1n, b\u1ec7nh t\u1eadt x\u1ea3y ra khi b\u1ea1n kh\u00f4ng th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c theo y\u00eau c\u1ea7u c\u1ee7a c\u00f4ng ty.<\/li>\n\n\n\n<li>M\u1ea5t m\u00e1t t\u00e0i s\u1ea3n kh\u00f4ng do tr\u1ed9m c\u1eafp ho\u1eb7c h\u01b0 h\u1ecfng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p kh\u00e1c:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi ph\u00ed th\u1ea9m m\u1ef9.<\/li>\n\n\n\n<li>Ph\u00ed sinh ho\u1ea1t c\u00e1 nh\u00e2n.<\/li>\n\n\n\n<li>Chi ph\u00ed tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng du l\u1ecbch, gi\u1ea3i tr\u00ed.<\/li>\n<\/ul>\n\n\n\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i chi tr\u1ea3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>G\u1eb7p tai n\u1ea1n do l\u00e1i xe khi \u0111ang say r\u01b0\u1ee3u<\/li>\n\n\n\n<li>B\u1ecb \u1ed1m do m\u1eafc b\u1ec7nh m\u00e3n t\u00ednh<\/li>\n\n\n\n<li>M\u1ea5t laptop do \u0111\u1ec3 qu\u00ean \u1edf qu\u00e1n c\u00e0 ph\u00ea<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Nhung_luu_y_khi_mua_bao_hiem_chuyen_di_cong_tac_nuoc_ngoai\"><\/span><strong>V. Nh\u1eefng l\u01b0u \u00fd khi mua b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. X\u00e1c \u0111\u1ecbnh nhu c\u1ea7u b\u1ea3o hi\u1ec3m:&nbsp;<\/strong><\/h3>\n\n\n\n<p>B\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh \u0111i\u1ec3m \u0111\u1ebfn, th\u1eddi gian \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i, c\u00e1c ho\u1ea1t \u0111\u1ed9ng d\u1ef1 ki\u1ebfn \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p. Sau \u0111\u00f3 c\u00e2n nh\u1eafc c\u00e1c r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra trong chuy\u1ebfn \u0111i v\u00e0 l\u1ef1a ch\u1ecdn c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng \u1ee9ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. So s\u00e1nh c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m:&nbsp;<\/strong><\/h3>\n\n\n\n<p>So s\u00e1nh quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m, m\u1ee9c ph\u00ed, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau \u0111\u1ec3 t\u00ecm ra g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi b\u1ea3n th\u00e2n. \u0110\u1eebng qu\u00ean tham kh\u1ea3o \u00fd ki\u1ebfn c\u1ee7a ng\u01b0\u1eddi th\u00e2n, b\u1ea1n b\u00e8 ho\u1eb7c c\u00e1c chuy\u00ean gia b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh \u201cch\u1ed1t\u201d.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. \u0110\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m:<\/strong><\/h3>\n\n\n\n<p>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 t\u00e0i li\u1ec7u quan tr\u1ecdng ghi r\u00f5 quy\u1ec1n l\u1ee3i v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a hai b\u00ean. B\u1ea1n n\u00ean \u0111\u1ecdc k\u1ef9 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi k\u00fd \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o m\u00ecnh hi\u1ec3u r\u00f5 v\u1ec1 quy\u1ec1n l\u1ee3i v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a hai b\u00ean.<\/p>\n\n\n\n<p>Ch\u00fa \u00fd \u0111\u1ebfn c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m v\u00e0 h\u1ecfi k\u1ef9 t\u01b0 v\u1ea5n vi\u00ean v\u1ec1 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n kh\u00f4ng hi\u1ec3u r\u00f5 \u0111\u1ec3 tr\u00e1nh nh\u1eefng tranh ch\u1ea5p kh\u00f4ng \u0111\u00e1ng c\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Mua b\u1ea3o hi\u1ec3m s\u1edbm:<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m n\u00ean \u0111\u01b0\u1ee3c mua tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh \u00edt nh\u1ea5t 1 tu\u1ea7n. Vi\u1ec7c mua b\u1ea3o hi\u1ec3m s\u1edbm s\u1ebd gi\u00fap b\u1ea1n c\u00f3 th\u1eddi gian \u0111\u1ec3 t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p>Ho\u1eb7c \u0111\u1ec3 ti\u1ec7n l\u1ee3i h\u01a1n, b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m v\u1edbi c\u00e1c l\u1ee3i \u00edch th\u1ef1c t\u1ebf nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ti\u1ebft ki\u1ec7m chi ph\u00ed l\u00ean \u0111\u1ebfn 50% khi so v\u1edbi mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo t\u1eebng chuy\u1ebfn.<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i su\u1ed1t 365 ng\u00e0y.<\/li>\n\n\n\n<li>Ch\u1ec9 c\u1ea7n l\u00e0m th\u1ee7 t\u1ee5c m\u1ed9t l\u1ea7n, kh\u00f4ng c\u1ea7n ph\u1ea3i canh th\u1eddi gian mua b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc m\u1ed7i chuy\u1ebfn \u0111i, nh\u1ea5t l\u00e0 khi c\u00f3 nh\u1eefng chuy\u1ebfn c\u00f4ng t\u00e1c b\u1ea5t ng\u1edd, \u00edt th\u1eddi gian chu\u1ea9n b\u1ecb.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Cung c\u1ea5p th\u00f4ng tin ch\u00ednh x\u00e1c:<\/strong><\/h3>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf, b\u1ea1n c\u1ea7n cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 v\u00e0 ch\u00ednh x\u00e1c th\u00f4ng tin c\u00e1 nh\u00e2n, l\u1ecbch tr\u00ecnh chuy\u1ebfn \u0111i, th\u00f4ng tin v\u1ec1 s\u1ee9c kh\u1ecfe,&#8230; Vi\u1ec7c cung c\u1ea5p th\u00f4ng tin sai l\u1ec7ch c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Gi\u1eef g\u00ecn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 gi\u1ea5y t\u1edd li\u00ean quan:<\/strong><\/h3>\n\n\n\n<p>B\u1ea1n n\u00ean mang theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan khi \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i v\u00e0 gi\u1eef g\u00ecn ch\u00fang c\u1ea9n th\u1eadn \u0111\u1ec3 tr\u00e1nh b\u1ecb m\u1ea5t m\u00e1t ho\u1eb7c h\u01b0 h\u1ecfng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m khi c\u1ea7n thi\u1ebft:<\/strong><\/h3>\n\n\n\n<p>Ngay khi x\u1ea3y ra r\u1ee7i ro, b\u1ea1n n\u00ean li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m ngay \u0111\u1ec3 cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u1ec1 r\u1ee7i ro v\u00e0 c\u00e1c gi\u1ea5y t\u1edd li\u00ean quan. \u0110\u1ed3ng th\u1eddi, l\u00e0m theo h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. L\u01b0u \u00fd kh\u00e1c:&nbsp;<\/strong><\/h3>\n\n\n\n<p>N\u00ean ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 uy t\u00edn v\u00e0 c\u00f3 m\u1ea1ng l\u01b0\u1edbi d\u1ecbch v\u1ee5 r\u1ed9ng kh\u1eafp, xem x\u00e9t g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c ph\u00ed ph\u00f9 h\u1ee3p v\u1edbi kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a b\u1ea3n th\u00e2n b\u1ea1n nh\u00e9.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"VI_Nen_mua_bao_hiem_du_lich_quoc_te_theo_nam_o_dau\"><\/span><strong>VI. N\u00ean mua <a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf\">b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a> theo n\u0103m \u1edf \u0111\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>L\u00e0 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p cho ng\u01b0\u1eddi Vi\u1ec7t, <strong>Saladin<\/strong> gi\u00fap b\u1ea1n so s\u00e1nh v\u00e0 l\u1ef1a mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf ph\u00f9 h\u1ee3p nh\u1ea5t cho chuy\u1ebfn c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i s\u1eafp t\u1edbi.<\/p>\n\n\n\n<p>Ch\u1ec9 v\u1edbi v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng <strong>Saladin<\/strong>, b\u1ea1n c\u00f3 th\u1ec3 so s\u00e1nh gi\u00e1 c\u1ea3, m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7, quy\u1ec1n l\u1ee3i v\u00e0 c\u00e1c ti\u00eau ch\u00ed kh\u00e1c c\u1ee7a c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m m\u1ed9t c\u00e1ch minh b\u1ea1ch \u0111\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p>An t\u00e2m c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i v\u1edbi s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n t\u1eeb b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m qua n\u1ec1n t\u1ea3ng <strong>Saladin<\/strong>, bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tai n\u1ea1n c\u00e1 nh\u00e2n<\/li>\n\n\n\n<li>Chi tr\u1ea3 vi\u1ec7n ph\u00ed t\u1ea1i n\u01b0\u1edbc ngo\u00e0i<\/li>\n\n\n\n<li>S\u01a1 t\u00e1n y t\u1ebf kh\u1ea9n c\u1ea5p ho\u1eb7c s\u1ef1 c\u1ed1 thi\u00ean tai<\/li>\n\n\n\n<li>Tr\u1ec5 ho\u1eb7c h\u1ee7y chuy\u1ebfn bay<\/li>\n\n\n\n<li>Th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd<\/li>\n\n\n\n<li>M\u1ea5t c\u1eafp, tr\u1ed9m c\u1eafp t\u00e0i s\u1ea3n khi du l\u1ecbch<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd khi ph\u00e1t sinh v\u1ea5n \u0111\u1ec1 \u1edf n\u01b0\u1edbc ngo\u00e0i<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1eb7c bi\u1ec7t, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1 l\u00ean \u0111\u1ebfn 50% khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf theo n\u0103m so v\u1edbi gi\u00e1 khi mua b\u1ea3o hi\u1ec3m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i ri\u00eang l\u1ebb. T\u1ea5t c\u1ea3 th\u1ee7 t\u1ee5c c\u0169ng ch\u1ec9 c\u1ea7n ho\u00e0n th\u00e0nh m\u1ed9t l\u1ea7n v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng trong 365 ng\u00e0y.<\/p>\n\n\n\n<p>M\u1ecdi th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m online, l\u01b0u tr\u1eef trong \u0111i\u1ec7n tho\u1ea1i\/email c\u00e1 nh\u00e2n, ti\u1ec7n l\u1ee3i v\u00e0 an to\u00e0n. <strong>Saladin<\/strong> c\u00f2n h\u1ed7 tr\u1ee3 hotline 24\/7 c\u00f3 th\u1ec3 g\u1ecdi t\u1eeb n\u01b0\u1edbc ngo\u00e0i ho\u1eb7c c\u1eadp nh\u1eadt y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng online t\u1ee9c th\u00ec qua Web\/App.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang du l\u1ecbch<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bi-kip-du-lich-an-toan\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bon-mua\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ed1n m\u00f9a<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-xuan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a xu\u00e2n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-he\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a h\u00e8<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-thu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a thu<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-dong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a \u0111\u00f4ng<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-a\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00c1<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-au\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00c2u<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-my\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u M\u1ef9<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-phi\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u Phi<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-uc\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00dac<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bau-du-lich\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">B\u1ea7u du l\u1ecbch<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/du-hoc\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Du h\u1ecdc<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/du-lich-tu-tuc\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Du l\u1ecbch t\u1ef1 t\u00fac<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nguoi-cao-tuoi-du-lich\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ng\u01b0\u1eddi cao tu\u1ed5i du l\u1ecbch<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tre-nho-du-lich\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Tr\u1ebb nh\u1ecf du l\u1ecbch<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bien\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Bi\u1ec3n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/road-trip\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Road trip<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/trekking-leo-nui\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Trekking &amp; leo n\u00fai<\/span><\/a>&nbsp; &nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/visa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Visa<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>V\u1edbi <strong>Saladin<\/strong> v\u00e0 <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/a><\/strong>, b\u1ea1n c\u00f3 th\u1ec3 y\u00ean t\u00e2m t\u1eadp trung v\u00e0o c\u00f4ng vi\u1ec7c v\u00e0 t\u1eadn h\u01b0\u1edfng chuy\u1ebfn \u0111i c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng lo l\u1eafng v\u1ec1 nh\u1eefng r\u1ee7i ro b\u1ea5t ng\u1edd. Truy c\u1eadp Website\/ \u1ee8ng d\u1ee5ng <strong>Saladin<\/strong> ngay \u0111\u1ec3 nh\u1eadn t\u01b0 v\u1ea5n v\u00e0 ch\u1ecdn mua b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n! Ch\u00fac b\u1ea1n c\u00f3 chuy\u1ebfn c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i an to\u00e0n, thu\u1eadn l\u1ee3i!<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i l\u00e0 m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o v\u1ec7 thi\u1ebft y\u1ebfu cho nh\u1eefng ng\u01b0\u1eddi th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n v\u00ec c\u00f4ng vi\u1ec7c. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":22624,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[16],"tags":[261,467,466,130,78,97,135,67,66],"class_list":["post-22611","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-du-lich","tag-bao-hiem-chuyen-di","tag-bao-hiem-chuyen-di-cong-tac","tag-bao-hiem-chuyen-di-cong-tac-nuoc-ngoai","tag-bao-hiem-du-lich-quoc-te","tag-bao-hiem-du-lich-toan-cau","tag-bi-kip-du-lich-an-toan","tag-kinh-nghiem-du-lich-nuoc-ngoai-an-toan","tag-mua-bao-hiem-du-lich-nuoc-ngoai","tag-mua-bao-hiem-du-lich-quoc-te"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/01163145\/3-2.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/01163145\/3-2-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">kinh nghi\u1ec7m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chuy\u1ebfn \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/span>","<span class=\"advgb-post-tax-term\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">kinh nghi\u1ec7m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 2 years ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on 12\/07\/2024","modified":"Updated on 13\/12\/2024"},"absolute_dates_time":{"created":"Posted on 12\/07\/2024 5:04 PM","modified":"Updated on 13\/12\/2024 1:09 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/22611","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=22611"}],"version-history":[{"count":6,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/22611\/revisions"}],"predecessor-version":[{"id":24521,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/22611\/revisions\/24521"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/22624"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=22611"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=22611"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=22611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}