{"id":22908,"date":"2025-01-01T23:00:00","date_gmt":"2025-01-01T16:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=22908"},"modified":"2026-02-27T12:29:08","modified_gmt":"2026-02-27T05:29:08","slug":"luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/","title":{"rendered":"Lu\u1eadt giao th\u00f4ng 2025 \u2013 Quy \u0111\u1ecbnh m\u1ee9c ph\u1ea1t l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng n\u0103m 2025"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/#I_Luat_giao_thong_2025_quy_dinh_ve_loi_vuot_den_do_den_vang_nam_2025_nhu_the_nao\" >I. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh v\u1ec1 l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng n\u0103m 2025 nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/#II_Luat_giao_thong_2025_quy_dinh_muc_phat_loi_vuot_den_do_den_vang_theo_loai_phuong_tien\" >II. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh m\u1ee9c ph\u1ea1t l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng theo lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/#III_Muc_phat_cac_loi_tham_gia_giao_thong_thuong_gap_khac\" >III. M\u1ee9c ph\u1ea1t c\u00e1c l\u1ed7i tham gia giao th\u00f4ng th\u01b0\u1eddng g\u1eb7p kh\u00e1c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/#IV_Vi_sao_nen_mua_cac_loai_bao_hiem_o_to_va_bao_hiem_xe_may\" >IV. V\u00ec sao n\u00ean mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2025\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><em><strong><em>N\u0103m 2025 \u0111\u00e1nh d\u1ea5u m\u1ed9t s\u1ed1 thay \u0111\u1ed5i l\u1edbn trong vi\u1ec7c \u00e1p d\u1ee5ng Lu\u1eadt giao th\u00f4ng, \u0111\u00f2i h\u1ecfi ng\u01b0\u1eddi tham gia giao th\u00f4ng c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 n\u00e2ng cao s\u1ef1 an to\u00e0n. Trong \u0111\u00f3, nh\u1eb1m gi\u1ea3m tai n\u1ea1n v\u00e0 t\u0103ng c\u01b0\u1eddng k\u1ef7 lu\u1eadt giao th\u00f4ng, ch\u00ednh ph\u1ee7 \u0111\u00e3 \u0111\u01b0a ra nh\u1eefng quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 m\u1ee9c ph\u1ea1t \u0111\u1ed1i v\u1edbi vi\u1ec7c v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf v\u00e0 \u0111\u00e8n v\u00e0ng. C\u00f9ng Saladin t\u00ecm hi\u1ec3u chi ti\u1ebft nh\u1eefng quy \u0111\u1ecbnh m\u1edbi n\u00e0y trong <\/em><\/strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2025\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><em>lu\u1eadt giao th\u00f4ng 2025<\/em><\/a><strong><em> v\u00e0 c\u00e1c m\u1ee9c ph\u1ea1t kh\u00e1c, bao g\u1ed3m c\u1ea3 l\u1ed7i thi\u1ebfu b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c.<\/em><\/strong><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Luat_giao_thong_2025_quy_dinh_ve_loi_vuot_den_do_den_vang_nam_2025_nhu_the_nao\"><\/span><strong>I. <strong>Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh v\u1ec1 l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng n\u0103m 2025 nh\u01b0 th\u1ebf n\u00e0o?<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Quy chu\u1ea9n k\u1ef9 thu\u1eadt qu\u1ed1c gia m\u1edbi v\u1ec1 b\u00e1o hi\u1ec7u \u0111\u01b0\u1eddng b\u1ed9 (<a href=\"https:\/\/luatvietnam.vn\/giao-thong\/quy-chuan-ky-thuat-qcvn-41-2019-bgtvt-bao-hieu-duong-bo-186000-d3.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"QCVN 41:2019\">QCVN 41:2019<\/a> s\u1eeda \u0111\u1ed5i Quy chu\u1ea9n 41:2016) quy \u0111\u1ecbnh, khi t\u00edn hi\u1ec7u v\u00e0ng b\u1eadt s\u00e1ng, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n c\u1ea7n d\u1eebng l\u1ea1i tr\u01b0\u1edbc v\u1ea1ch d\u1eebng. <\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u1ec3 d\u1eebng l\u1ea1i k\u1ecbp do nguy c\u01a1 an to\u00e0n, ng\u01b0\u1eddi tham gia giao th\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p ti\u1ebfp t\u1ee5c di chuy\u1ec3n nh\u01b0ng ph\u1ea3i gi\u1ea3m t\u1ed1c \u0111\u1ed9, quan s\u00e1t v\u00e0 nh\u01b0\u1eddng \u0111\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111i b\u1ed9 ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n kh\u00e1c.<\/p>\n\n\n\n<p>N\u1ebfu \u0111\u00e8n v\u00e0ng nh\u1ea5p nh\u00e1y, ng\u01b0\u1eddi l\u00e1i xe c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c di chuy\u1ec3n nh\u01b0ng ph\u1ea3i gi\u1ea3m t\u1ed1c \u0111\u1ed9 v\u00e0 ch\u00fa \u00fd quan s\u00e1t. Tuy nhi\u00ean, n\u1ebfu xe ch\u01b0a v\u01b0\u1ee3t qua v\u1ea1ch d\u1eebng m\u00e0 ti\u1ebfp t\u1ee5c \u0111i ti\u1ebfp khi \u0111\u00e8n v\u00e0ng b\u1eadt s\u00e1ng, \u0111\u1ed3ng ngh\u0129a b\u1ea1n s\u1ebd b\u1ecb coi l\u00e0 vi ph\u1ea1m v\u01b0\u1ee3t \u0111\u00e8n v\u00e0ng v\u00e0 b\u1ecb x\u1eed ph\u1ea1t.<\/p>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi \u0111\u00e8n \u0111\u1ecf, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng c\u1ea7n d\u1eebng l\u1ea1i tr\u01b0\u1edbc v\u1ea1ch d\u1eebng ho\u1eb7c tr\u01b0\u1edbc \u0111\u00e8n t\u00edn hi\u1ec7u theo chi\u1ec1u \u0111i n\u1ebfu kh\u00f4ng c\u00f3 v\u1ea1ch d\u1eebng. V\u01b0\u1ee3t qua \u0111\u00e8n \u0111\u1ecf \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 h\u00e0nh vi vi ph\u1ea1m lu\u1eadt giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 v\u00e0 s\u1ebd b\u1ecb x\u1eed ph\u1ea1t nh\u01b0 m\u1ed9t h\u00e0nh vi vi ph\u1ea1m h\u00e0nh ch\u00ednh.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-1024x683.jpg\" alt=\"\" class=\"wp-image-23089\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-1536x1024.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/20102805\/luat-giao-thong-2024-quy-dinh-muc-phat-loi-vuot-den-do-den-vang-nam-2024-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>N\u1eafm r\u00f5 quy \u0111\u1ecbnh v\u1ec1 m\u1ee9c ph\u1ea1t l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng d\u00e0nh theo Lu\u1eadt giao th\u00f4ng 2025<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Luat_giao_thong_2025_quy_dinh_muc_phat_loi_vuot_den_do_den_vang_theo_loai_phuong_tien\"><\/span><strong>II. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh m\u1ee9c ph\u1ea1t l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng theo lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Lo\u1ea1i xe<\/strong><\/td><td><strong>M\u1ee9c ph\u1ea1t l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf, \u0111\u00e8n v\u00e0ng<\/strong><\/td><\/tr><tr><td>Xe \u00f4 t\u00f4<\/td><td>Kh\u00f4ng g\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 18.000.000\u0111 \u0111\u1ebfn 20.000.000\u0111.<br>\u2013 B\u1ecb tr\u1eeb \u0111i\u1ec3m gi\u1ea5y ph\u00e9p l\u00e1i xe 04 \u0111i\u1ec3m.<br><br>G\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 20.000.000\u0111 \u0111\u1ebfn 22.000.000\u0111.<br>\u2013 B\u1ecb tr\u1eeb \u0111i\u1ec3m gi\u1ea5y ph\u00e9p l\u00e1i xe 10 \u0111i\u1ec3m.<\/td><\/tr><tr><td>Xe g\u1eafn m\u00e1y, m\u00f4 t\u00f4<\/td><td>Kh\u00f4ng g\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 4.000.000\u0111 \u0111\u1ebfn 6.000.000\u0111.<br>\u2013 B\u1ecb tr\u1eeb \u0111i\u1ec3m gi\u1ea5y ph\u00e9p l\u00e1i xe 04 \u0111i\u1ec3m.<br><br>G\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 10.000.000\u0111 \u0111\u1ebfn 14.000.000\u0111.<br>\u2013 B\u1ecb tr\u1eeb \u0111i\u1ec3m gi\u1ea5y ph\u00e9p l\u00e1i xe 10 \u0111i\u1ec3m.<\/td><\/tr><tr><td>M\u00e1y k\u00e9o, xe m\u00e1y chuy\u00ean d\u00f9ng<\/td><td>Kh\u00f4ng g\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 6.000.000\u0111 \u0111\u1ebfn 8.000.000\u0111.<br><br>G\u00e2y tai n\u1ea1n giao th\u00f4ng:<br>\u2013 B\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 14.000.000\u0111 \u0111\u1ebfn 16.000.000\u0111.<\/td><\/tr><tr><td>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe \u0111\u1ea1p, xe \u0111\u1ea1p m\u00e1y ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe th\u00f4 s\u01a1 kh\u00e1c<\/td><td>Ph\u1ea1t ti\u1ec1n t\u1eeb 150.000 \u0111\u1ebfn 250.000\u0111.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Muc_phat_cac_loi_tham_gia_giao_thong_thuong_gap_khac\"><\/span><strong>III. M\u1ee9c ph\u1ea1t c\u00e1c l\u1ed7i tham gia giao th\u00f4ng th\u01b0\u1eddng g\u1eb7p kh\u00e1c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ngo\u00e0i l\u1ed7i v\u01b0\u1ee3t \u0111\u00e8n v\u00e0ng, \u0111\u00e8n \u0111\u1ecf th\u00ec b\u1ea1n c\u0169ng c\u1ea7n l\u01b0u \u00fd m\u1ed9t s\u1ed1 m\u1ee9c ph\u1ea1t c\u00e1c l\u1ed7i tham gia giao th\u00f4ng th\u01b0\u1eddng g\u1eb7p kh\u00e1c, c\u1eadp nh\u1eadt theo lu\u1eadt giao th\u00f4ng 2024 m\u1edbi nh\u1ea5t, nh\u01b0:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. L\u1ed7i vi ph\u1ea1m n\u1ed3ng \u0111\u1ed9 c\u1ed3n:<\/strong><\/h3>\n\n\n\n<p>T\u1eeb 6.000.000\u0111 \u2013 20.000.000\u0111 k\u00e8m t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe, th\u1eddi gian v\u00e0 m\u1ee9c ph\u1ea1t c\u1ee5 th\u1ec3 t\u00f9y v\u00e0o ch\u1ec9 s\u1ed1 n\u1ed3ng \u0111\u1ed9 c\u1ed3n v\u00e0 lo\u1ea1i xe s\u1eed d\u1ee5ng.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, ng\u01b0\u1eddi tham gia giao th\u00f4ng b\u1eb1ng xe \u0111\u1ea1p c\u0169ng \u00e1p d\u1ee5ng ph\u1ea1t ti\u1ec1n n\u1ebfu vi ph\u1ea1m l\u1ed7i n\u00e0y.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. L\u1ed7i ch\u1ea1y xe qu\u00e1 t\u1ed1c \u0111\u1ed9:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe \u00f4 t\u00f4: Ngo\u00e0i t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe, \u00e1p d\u1ee5ng ph\u1ea1t ti\u1ec1n 800.000\u0111 \u2013 1.000.000\u0111 n\u1ebfu t\u1ed1c \u0111\u1ed9 v\u01b0\u1ee3t qu\u00e1 quy \u0111\u1ecbnh 5 \u2013 10km\/h; 4.000.000\u0111 \u2013 6.000.000\u0111 n\u1ebfu t\u1ed1c \u0111\u1ed9 v\u01b0\u1ee3t qu\u00e1 quy \u0111\u1ecbnh 10 \u2013 20km\/h v\u00e0 tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 2 \u0111i\u1ec3m; 6.000.000\u0111 \u2013 8.000.000\u0111 n\u1ebfu v\u01b0\u1ee3t qu\u00e1 quy \u0111\u1ecbnh tr\u00ean 20 \u201335km\/h v\u00e0 tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 4 \u0111i\u1ec3m; 12.000.000\u0111 &#8211; 14.000.000\u0111 n\u1ebfu v\u01b0\u1ee3t qu\u00e1 quy \u0111\u1ecbnh tr\u00ean 35km\/h v\u00e0 tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 6 \u0111i\u1ec3m.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y: Ngo\u00e0i t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe, \u00e1p d\u1ee5ng ph\u1ea1t ti\u1ec1n 400.000\u0111 \u2013 600.000\u0111 n\u1ebfu t\u1ed1c \u0111\u1ed9 v\u01b0\u1ee3t qu\u00e1 5 \u2013 10km\/h; 800.000\u0111 \u2013 1.000.000\u0111 n\u1ebfu t\u1ed1c \u0111\u1ed9 v\u01b0\u1ee3t qu\u00e1 10 \u2013 20km\/h v\u00e0 6.000.000\u0111 \u2013 8.000.000\u0111 n\u1ebfu v\u01b0\u1ee3t qu\u00e1 tr\u00ean 20km\/h v\u00e0 tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 4 \u0111i\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. L\u1ed7i \u0111i xe sai l\u00e0n \u0111\u01b0\u1eddng:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi xe \u00f4 t\u00f4: Ph\u1ea1t 4.000.000\u0111 \u2013 6.000.000\u0111 v\u00e0 t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe 1 \u2013 3 th\u00e1ng; n\u1ebfu k\u00e8m g\u00e2y tai n\u1ea1n giao th\u00f4ng s\u1ebd \u00e1p d\u1ee5ng m\u1ee9c ph\u1ea1t ti\u1ec1n 10.000.000\u0111 \u2013 12.000.000\u0111 v\u00e0 t\u01b0\u1edbc b\u1eb1ng l\u00e1i xe 2 \u2013 4 th\u00e1ng.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi xe g\u1eafn m\u00e1y, m\u00f4 t\u00f4, xe m\u00e1y \u0111i\u1ec7n: Ph\u1ea1t 400.000\u0111 \u2013 600.000\u0111; n\u1ebfu k\u00e8m g\u00e2y tai n\u1ea1n giao th\u00f4ng s\u1ebd \u00e1p d\u1ee5ng m\u1ee9c ph\u1ea1t 4.000.000\u0111 \u2013 5.000.000\u0111 v\u00e0 t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe 2 \u2013 4 th\u00e1ng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. L\u1ed7i kh\u00f4ng mang theo gi\u1ea5y t\u1edd xe khi l\u00e1i xe:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi xe \u00f4 t\u00f4: C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n mang theo quy \u0111\u1ecbnh bao g\u1ed3m: Gi\u1ea5y ph\u00e9p l\u00e1i xe, gi\u1ea5y \u0111\u0103ng k\u00fd xe, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>, gi\u1ea5y ki\u1ec3m \u0111\u1ecbnh an to\u00e0n k\u1ef9 thu\u1eadt v\u00e0 b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng. N\u1ebfu kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t 2.000.000\u0111 \u2013 6.000.000\u0111 v\u00e0 b\u1ecb tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 2 \u0111i\u1ec3m t\u00f9y<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y: C\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u1ea7n mang theo bao g\u1ed3m: Gi\u1ea5y ph\u00e9p l\u00e1i xe, gi\u1ea5y \u0111\u0103ng k\u00fd xe,<a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\"> b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/a>. N\u1ebfu kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t 2.000.000\u0111 \u2013 3.000.000\u0111 v\u00e0 b\u1ecb tr\u1eeb gi\u1ea5y ph\u00e9p l\u00e1i xe 2 \u0111i\u1ec3m t\u00f9y v\u00e0o lo\u1ea1i gi\u1ea5y t\u1edd kh\u00f4ng mang theo.<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1eb7c bi\u1ec7t, n\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (TNDS) th\u00ec c\u00f3 th\u1ec3 b\u1ecb ph\u1ea1t ti\u1ec1n 400.000\u0111 \u2013 600.000\u0111 (\u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4) v\u00e0 200.000\u0111 \u2013 300.000\u0111 (\u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m xe m\u00e1y, m\u00f4 t\u00f4).<\/p>\n\n\n\n<p>Chi ph\u00ed tham gia c\u00e1c b\u1ea3o hi\u1ec3m n\u00e0y nh\u1ecf h\u01a1n r\u1ea5t nhi\u1ec1u so v\u1edbi s\u1ed1 ti\u1ec1n ph\u1ea1t, do \u0111\u00f3, m\u1ed7i ch\u00fang ta c\u1ea7n mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 v\u00e0 xe m\u00e1y \u0111\u1ec3 l\u00e1i xe \u0111\u00fang lu\u1eadt, v\u00e0 an t\u00e2m h\u01a1n khi tham gia giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Vi_sao_nen_mua_cac_loai_bao_hiem_o_to_va_bao_hiem_xe_may\"><\/span><strong>IV. V\u00ec sao n\u00ean mua <\/strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><\/a><strong> v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 gi\u00fap ng\u01b0\u1eddi tham gia giao th\u00f4ng gi\u1ea3m g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh, c\u00e1c lo\u1ea1i chi ph\u00ed s\u1eeda ch\u1eefa xe trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may x\u1ea3y ra s\u1ef1 c\u1ed1. Trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n ho\u1eb7c va ch\u1ea1m giao th\u00f4ng, b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 cho c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n, bao g\u1ed3m chi ph\u00ed s\u1eeda ch\u1eefa, thay m\u1edbi\u2026<\/p>\n\n\n\n<p>Quan tr\u1ecdng h\u01a1n, c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y (nh\u01b0 b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 v\u00e0 xe m\u00e1y, hay b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4) s\u1ebd chi tr\u1ea3 cho vi\u1ec7c ch\u1eefa tr\u1ecb y t\u1ebf v\u00e0 b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng t\u1ed5n th\u01b0\u01a1ng ho\u1eb7c t\u1eed vong c\u1ee7a ng\u01b0\u1eddi b\u1ecb \u1ea3nh h\u01b0\u1edfng, gi\u00fap gi\u1ea3m n\u1ed7i lo t\u00e0i ch\u00ednh m\u00e0 c\u00f2n gi\u00fap b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a m\u1ecdi ng\u01b0\u1eddi.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n ch\u01b0a bi\u1ebft mua c\u00e1c lo\u1ea1i <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m \u00f4 t\u00f4\"><strong>b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/strong><\/a>, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><\/a> \u1edf \u0111\u00e2u, th\u00ec <strong>Saladin<\/strong> v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, t\u01b0 v\u1ea5n 24\/7 s\u1ebd gi\u00fap b\u1ea1n ch\u1ecdn \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u01b0ng \u00fd, \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i t\u1ed1i \u01b0u. T\u1ea1i \u0111\u00e2y, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn t\u1eeb \u0111\u01a1n v\u1ecb \u0111\u1ed1i t\u00e1c uy t\u00edn h\u00e0ng \u0111\u1ea7u nh\u01b0 B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, Liberty Insurance, PVI, BSH\u2026<\/p>\n\n\n\n<p><strong>Saladin<\/strong> c\u00f3 \u0111\u1ed9i ng\u0169 CSKH tuy\u1ec7t v\u1eddi, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 tho\u1ea3i m\u00e1i thanh to\u00e1n v\u00e0 l\u01b0u tr\u1eef gi\u1ea5y t\u1edd b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn v\u1edbi gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng khi c\u1ea7n tr\u00ecnh b\u00e1o. Nh\u1edd th\u1ebf, b\u1ea1n s\u1ebd y\u00ean t\u00e2m khi tham gia giao th\u00f4ng v\u00e0 s\u1eb5n s\u00e0ng tu\u00e2n th\u1ee7 Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"519\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner.jpg\" alt=\"\" class=\"wp-image-26365\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner.jpg 1200w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-300x130.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-1024x443.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-768x332.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p><span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu\u1eadt giao th\u00f4ng\">Lu\u1eadt giao th\u00f4ng<\/a><\/span>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a>&nbsp; &nbsp;<span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/an-toan-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"\">An to\u00e0n giao th\u00f4ng<\/a><\/span><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span><strong>T\u1ed5ng k\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tham gia giao th\u00f4ng an to\u00e0n l\u00e0 tr\u00e1ch nhi\u1ec7m v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a m\u1ecdi ng\u01b0\u1eddi d\u00e2n. H\u00e3y lu\u00f4n c\u1eadp nh\u1eadt lu\u1eadt giao th\u00f4ng 2024 m\u1edbi nh\u1ea5t v\u00e0 nghi\u00eam ch\u1ec9nh tu\u00e2n th\u1ee7 Lu\u1eadt Giao th\u00f4ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n v\u00e0 tr\u1eadt t\u1ef1 x\u00e3 h\u1ed9i. <\/p>\n\n\n\n<p>Trong \u0111\u00f3, vi\u1ec7c chu\u1ea9n b\u1ecb c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd li\u00ean quan l\u00e0 quy \u0111\u1ecbnh c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 tr\u00e1nh vi ph\u1ea1m kh\u00f4ng mong mu\u1ed1n. Ngo\u00e0i c\u00e1c lo\u1ea1i gi\u1ea5y ph\u00e9p l\u00e1i xe, \u0111\u0103ng k\u00fd xe\u2026 th\u00ec b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 v\u00e0 cho xe m\u00e1y hay b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m tai n\u1ea1n\u2026 c\u0169ng r\u1ea5t c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00e2m l\u00fd v\u1eefng v\u00e0ng khi tham gia giao th\u00f4ng.<\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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ng\u01b0\u1eddi tham gia giao th\u00f4ng c\u1ea7n l\u01b0u \u00fd \u0111\u1ec3 n\u00e2ng cao s\u1ef1 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