{"id":22910,"date":"2024-02-02T09:00:00","date_gmt":"2024-02-02T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=22910"},"modified":"2026-02-27T12:38:30","modified_gmt":"2026-02-27T05:38:30","slug":"luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may\/","title":{"rendered":"Lu\u1eadt giao th\u00f4ng 2025 \u2013 Quy tr\u00ecnh gi\u1ea3i quy\u1ebft tai n\u1ea1n giao th\u00f4ng gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may\/#I_Luat_giao_thong_2025_quy_dinh_quy_trinh_giai_quyet_tai_nan_giao_thong_giua_o_to_va_xe_may_the_nao\" >I. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh quy tr\u00ecnh gi\u1ea3i quy\u1ebft tai n\u1ea1n giao th\u00f4ng gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may\/#II_Luat_giao_thong_2025_quy_dinh_ve_boi_thuong_tai_nan_giao_thong_the_nao\" >II. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh v\u1ec1 b\u1ed3i th\u01b0\u1eddng tai n\u1ea1n giao th\u00f4ng th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may\/#III_Nguoi_gap_tai_nan_giao_thong_can_lam_gi_de_bao_ve_quyen_loi\" >III. Ng\u01b0\u1eddi g\u1eb7p tai n\u1ea1n giao th\u00f4ng c\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Khi x\u1ea3y ra tai n\u1ea1n giao th\u00f4ng gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y, ng\u01b0\u1eddi tham gia giao th\u00f4ng kh\u00f4ng ch\u1ec9 c\u1ea7n s\u1ef1 b\u00ecnh t\u0129nh m\u00e0 c\u00f2n c\u1ea7n c\u00f3 ki\u1ebfn th\u1ee9c v\u1ec1 c\u00e1c quy \u0111\u1ecbnh v\u00e0 th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd li\u00ean quan. H\u00e3y c\u00f9ng Saladin n\u1eafm v\u1eefng lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o v\u1ec1 quy tr\u00ecnh gi\u1ea3i quy\u1ebft c\u00e1c t\u00ecnh hu\u1ed1ng tai n\u1ea1n gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y, quy\u1ec1n l\u1ee3i c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i khi r\u1ee7i ro x\u1ea3y ra nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Luat_giao_thong_2025_quy_dinh_quy_trinh_giai_quyet_tai_nan_giao_thong_giua_o_to_va_xe_may_the_nao\"><\/span><strong>I. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh quy tr\u00ecnh gi\u1ea3i quy\u1ebft tai n\u1ea1n giao th\u00f4ng gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"681\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-1024x681.jpg\" alt=\"\" class=\"wp-image-23043\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-1024x681.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-768x511.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-1536x1022.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/05\/15174642\/luat-giao-thong-2024-quy-trinh-giai-quyet-tai-nan-giao-thong-giua-o-to-va-xe-may-2048x1363.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh th\u1ebf n\u00e0o khi x\u1ea3y ra t\u00ecnh hu\u1ed1ng tai n\u1ea1n gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y?<\/em><\/figcaption><\/figure>\n\n\n\n<p>Quy tr\u00ecnh gi\u1ea3i quy\u1ebft v\u1ee5 tai n\u1ea1n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 c\u0103n c\u1ee9 theo <a href=\"http:\/\/xaydungchinhsach.chinhphu.vn\/giai-quyet-vu-tai-nan-giao-thong-duong-bo-theo-thu-tuc-hanh-chinh-119241129085759077.htm\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Th\u00f4ng t\u01b0 72\/2024\/TT-BCA<\/a>, lu\u1eadt giao th\u00f4ng 2025, g\u1ed3m c\u00e1c giai \u0111o\u1ea1n:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>Giai \u0111o\u1ea1n 1: Ti\u1ebfp nh\u1eadn tin b\u00e1o, x\u1eed l\u00fd ban \u0111\u1ea7u t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng<\/strong>&nbsp;<\/strong><\/h3>\n\n\n\n<p>Giai \u0111o\u1ea1n n\u00e0y t\u1eadp trung v\u00e0o nh\u1eefng h\u00e0nh \u0111\u1ed9ng \u0111\u1ea7u ti\u00ean ngay sau khi nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng tin v\u1ec1 v\u1ee5 tai n\u1ea1n:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ti\u1ebfp nh\u1eadn tin b\u00e1o:<\/strong> Th\u00f4ng t\u01b0 quy \u0111\u1ecbnh r\u00f5 r\u00e0ng c\u00e1c k\u00eanh ti\u1ebfp nh\u1eadn th\u00f4ng tin v\u1ec1 tai n\u1ea1n, bao g\u1ed3m b\u00e1o tr\u1ef1c ti\u1ebfp, qua \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n li\u00ean l\u1ea1c kh\u00e1c. \u0110\u1ed3ng th\u1eddi, x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a c\u00e1n b\u1ed9 c\u00f4ng an khi ti\u1ebfp nh\u1eadn tin b\u00e1o.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ebfn hi\u1ec7n tr\u01b0\u1eddng:<\/strong> T\u1ed5 c\u00f4ng t\u00e1c c\u1ee7a C\u1ea3nh s\u00e1t giao th\u00f4ng ph\u1ea3i nhanh ch\u00f3ng \u0111\u1ebfn \u0111\u1ecba \u0111i\u1ec3m x\u1ea3y ra tai n\u1ea1n theo th\u1eddi gian quy \u0111\u1ecbnh. T\u1ea1i \u0111\u00e2y, h\u1ecd c\u00f3 tr\u00e1ch nhi\u1ec7m:&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o v\u1ec7 hi\u1ec7n tr\u01b0\u1eddng<strong>:<\/strong> \u0110\u1ea3m b\u1ea3o hi\u1ec7n tr\u01b0\u1eddng \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean tr\u1ea1ng \u0111\u1ec3 ph\u1ee5c v\u1ee5 c\u00f4ng t\u00e1c \u0111i\u1ec1u tra.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u1ee9u h\u1ed9, c\u1ee9u n\u1ea1n<strong>:<\/strong> T\u1ed5 ch\u1ee9c c\u1ea5p c\u1ee9u k\u1ecbp th\u1eddi nh\u1eefng ng\u01b0\u1eddi b\u1ecb th\u01b0\u01a1ng (n\u1ebfu c\u00f3).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Thu th\u1eadp th\u00f4ng tin ban \u0111\u1ea7u: Ghi nh\u1eadn nh\u1eefng th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 v\u1ee5 tai n\u1ea1n t\u1eeb nh\u1eefng ng\u01b0\u1eddi li\u00ean quan v\u00e0 nh\u00e2n ch\u1ee9ng.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u00e1nh gi\u00e1 s\u01a1 b\u1ed9 v\u1ee5 vi\u1ec7c: B\u01b0\u1edbc \u0111\u1ea7u x\u00e1c \u0111\u1ecbnh t\u00ednh ch\u1ea5t v\u00e0 m\u1ee9c \u0111\u1ed9 nghi\u00eam tr\u1ecdng c\u1ee7a tai n\u1ea1n.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gi\u1ea3i quy\u1ebft ban \u0111\u1ea7u:<\/strong> D\u1ef1a tr\u00ean t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf, vi\u1ec7c gi\u1ea3i quy\u1ebft ban \u0111\u1ea7u s\u1ebd di\u1ec5n ra theo hai h\u01b0\u1edbng:&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1: C\u1ea3nh s\u00e1t giao th\u00f4ng s\u1ebd ti\u1ebfn h\u00e0nh l\u1eadp bi\u00ean b\u1ea3n gi\u1ea3i quy\u1ebft ban \u0111\u1ea7u, thu th\u1eadp c\u00e1c b\u1eb1ng ch\u1ee9ng ban \u0111\u1ea7u t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng, x\u00e1c \u0111\u1ecbnh thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n, \u0111\u1ed3ng th\u1eddi h\u01b0\u1edbng d\u1eabn c\u00e1c b\u00ean li\u00ean quan t\u1ef1 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c b\u1ed3i th\u01b0\u1eddng d\u00e2n s\u1ef1 (n\u1ebfu c\u00f3). Th\u00f4ng t\u01b0 \u0111\u1eb7c bi\u1ec7t nh\u1ea5n m\u1ea1nh vi\u1ec7c nghi\u00eam c\u1ea5m vi\u1ec7c t\u1ea1m gi\u1eef ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a ng\u01b0\u1eddi kh\u00f4ng g\u00e2y ra l\u1ed7i trong v\u1ee5 tai n\u1ea1n ch\u1ec9 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c b\u1ed3i th\u01b0\u1eddng. Ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a ng\u01b0\u1eddi kh\u00f4ng c\u00f3 l\u1ed7i v\u00e0 kh\u00f4ng vi ph\u1ea1m c\u00e1c quy \u0111\u1ecbnh giao th\u00f4ng kh\u00e1c s\u1ebd \u0111\u01b0\u1ee3c tr\u1ea3 l\u1ea1i ngay sau khi ho\u00e0n t\u1ea5t vi\u1ec7c kh\u00e1m nghi\u1ec7m hi\u1ec7n tr\u01b0\u1eddng.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1: N\u1ebfu ph\u00e1t hi\u1ec7n c\u00e1c d\u1ea5u hi\u1ec7u cho th\u1ea5y v\u1ee5 tai n\u1ea1n c\u00f3 th\u1ec3 c\u1ea5u th\u00e0nh t\u1ed9i ph\u1ea1m, C\u1ea3nh s\u00e1t giao th\u00f4ng s\u1ebd th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p \u0111i\u1ec1u tra ban \u0111\u1ea7u theo \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt t\u1ed1 t\u1ee5ng h\u00ecnh s\u1ef1.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Giai \u0111o\u1ea1n 2: \u0110i\u1ec1u tra v\u00e0 x\u00e1c minh v\u1ee5 tai n\u1ea1n<\/strong>&nbsp;<\/h3>\n\n\n\n<p>Giai \u0111o\u1ea1n n\u00e0y t\u1eadp trung v\u00e0o vi\u1ec7c thu th\u1eadp ch\u1ee9ng c\u1ee9 m\u1ed9t c\u00e1ch chi ti\u1ebft v\u00e0 l\u00e0m r\u00f5 nguy\u00ean nh\u00e2n, di\u1ec5n bi\u1ebfn c\u1ee7a v\u1ee5 tai n\u1ea1n:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kh\u00e1m nghi\u1ec7m hi\u1ec7n tr\u01b0\u1eddng:<\/strong> C\u1ea3nh s\u00e1t giao th\u00f4ng s\u1ebd ti\u1ebfn h\u00e0nh kh\u00e1m nghi\u1ec7m k\u1ef9 l\u01b0\u1ee1ng hi\u1ec7n tr\u01b0\u1eddng, thu th\u1eadp c\u00e1c d\u1ea5u v\u1ebft, v\u1eadt ch\u1ee9ng v\u00e0 c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 li\u00ean quan \u0111\u1ebfn v\u1ee5 tai n\u1ea1n. Qu\u00e1 tr\u00ecnh n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m vi\u1ec7c s\u1eed d\u1ee5ng c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n v\u00e0 thi\u1ebft b\u1ecb k\u1ef9 thu\u1eadt nghi\u1ec7p v\u1ee5 chuy\u00ean d\u1ee5ng.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Thu th\u1eadp t\u00e0i li\u1ec7u, \u0111\u1ed3 v\u1eadt, d\u1eef li\u1ec7u \u0111i\u1ec7n t\u1eed:<\/strong> C\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi (v\u00ed d\u1ee5: gi\u1ea5y t\u1edd t\u00f9y th\u00e2n, gi\u1ea5y ph\u00e9p l\u00e1i xe), ph\u01b0\u01a1ng ti\u1ec7n (v\u00ed d\u1ee5: gi\u1ea5y \u0111\u0103ng k\u00fd xe), h\u1ea1 t\u1ea7ng giao th\u00f4ng (v\u00ed d\u1ee5: bi\u1ec3n b\u00e1o), c\u0169ng nh\u01b0 d\u1eef li\u1ec7u t\u1eeb c\u00e1c thi\u1ebft b\u1ecb nh\u01b0 h\u1ed9p \u0111en, camera h\u00e0nh tr\u00ecnh v\u00e0 c\u00e1c d\u1eef li\u1ec7u \u0111i\u1ec7n t\u1eed kh\u00e1c s\u1ebd \u0111\u01b0\u1ee3c thu th\u1eadp.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>L\u1ea5y l\u1eddi khai:<\/strong> C\u1ea3nh s\u00e1t giao th\u00f4ng s\u1ebd ti\u1ebfn h\u00e0nh l\u1ea5y l\u1eddi khai m\u1ed9t c\u00e1ch c\u1ee5 th\u1ec3 t\u1eeb ng\u01b0\u1eddi b\u1ecb n\u1ea1n, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n li\u00ean quan, nh\u1eefng ng\u01b0\u1eddi ch\u1ee9ng ki\u1ebfn v\u1ee5 tai n\u1ea1n v\u00e0 c\u00e1c c\u00e1 nh\u00e2n, t\u1ed5 ch\u1ee9c kh\u00e1c c\u00f3 li\u00ean quan.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tr\u01b0ng c\u1ea7u gi\u00e1m \u0111\u1ecbnh:<\/strong> Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n thi\u1ebft, c\u01a1 quan \u0111i\u1ec1u tra s\u1ebd tr\u01b0ng c\u1ea7u gi\u00e1m \u0111\u1ecbnh ph\u00e1p y (\u0111\u1ec3 x\u00e1c \u0111\u1ecbnh th\u01b0\u01a1ng t\u00edch), gi\u00e1m \u0111\u1ecbnh k\u1ef9 thu\u1eadt ph\u01b0\u01a1ng ti\u1ec7n (\u0111\u1ec3 ki\u1ec3m tra t\u00ecnh tr\u1ea1ng k\u1ef9 thu\u1eadt c\u1ee7a xe), gi\u00e1m \u0111\u1ecbnh th\u01b0\u01a1ng t\u1eadt v\u00e0 c\u00e1c lo\u1ea1i gi\u00e1m \u0111\u1ecbnh chuy\u00ean m\u00f4n kh\u00e1c.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Th\u1ef1c nghi\u1ec7m \u0111i\u1ec1u tra:<\/strong> \u0110\u1ec3 l\u00e0m r\u00f5 di\u1ec5n bi\u1ebfn v\u00e0 c\u01a1 ch\u1ebf x\u1ea3y ra tai n\u1ea1n, c\u01a1 quan \u0111i\u1ec1u tra c\u00f3 th\u1ec3 ti\u1ebfn h\u00e0nh th\u1ef1c nghi\u1ec7m \u0111i\u1ec1u tra t\u1ea1i hi\u1ec7n tr\u01b0\u1eddng ho\u1eb7c khu v\u1ef1c t\u01b0\u01a1ng t\u1ef1.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed1i ch\u1ea5t:<\/strong> Khi c\u00f3 s\u1ef1 m\u00e2u thu\u1eabn trong l\u1eddi khai c\u1ee7a nh\u1eefng ng\u01b0\u1eddi li\u00ean quan, c\u01a1 quan \u0111i\u1ec1u tra c\u00f3 th\u1ec3 t\u1ed5 ch\u1ee9c bu\u1ed5i \u0111\u1ed1i ch\u1ea5t \u0111\u1ec3 l\u00e0m r\u00f5 c\u00e1c t\u00ecnh ti\u1ebft.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Truy v\u1ebft n\u00f3ng:<\/strong> Trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n g\u00e2y tai n\u1ea1n b\u1ecf tr\u1ed1n, c\u01a1 quan \u0111i\u1ec1u tra s\u1ebd tri\u1ec3n khai c\u00e1c bi\u1ec7n ph\u00e1p nghi\u1ec7p v\u1ee5 \u0111\u1ec3 truy t\u00ecm.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>K\u1ebft th\u00fac \u0111i\u1ec1u tra, x\u00e1c minh:<\/strong> Sau khi thu th\u1eadp \u0111\u1ea7y \u0111\u1ee7 ch\u1ee9ng c\u1ee9, c\u01a1 quan \u0111i\u1ec1u tra s\u1ebd l\u1eadp b\u1ea3n k\u1ebft lu\u1eadn \u0111i\u1ec1u tra, trong \u0111\u00f3 n\u00eau r\u00f5 nguy\u00ean nh\u00e2n, di\u1ec5n bi\u1ebfn chi ti\u1ebft c\u1ee7a v\u1ee5 tai n\u1ea1n, x\u00e1c \u0111\u1ecbnh l\u1ed7i c\u1ee7a c\u00e1c b\u00ean v\u00e0 \u0111\u1ec1 xu\u1ea5t h\u01b0\u1edbng x\u1eed l\u00fd ti\u1ebfp theo.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><strong>Giai \u0111o\u1ea1n 3: Gi\u1ea3i quy\u1ebft v\u1ee5 tai n\u1ea1n<\/strong><\/strong><\/h3>\n\n\n\n<p>Giai \u0111o\u1ea1n n\u00e0y t\u1eadp trung v\u00e0o vi\u1ec7c x\u1eed l\u00fd c\u00e1c h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd c\u1ee7a v\u1ee5 tai n\u1ea1n:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>X\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh:<\/strong> N\u1ebfu k\u1ebft qu\u1ea3 \u0111i\u1ec1u tra x\u00e1c \u0111\u1ecbnh c\u00f3 h\u00e0nh vi vi ph\u1ea1m h\u00e0nh ch\u00ednh trong l\u0129nh v\u1ef1c giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9, c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n s\u1ebd ti\u1ebfn h\u00e0nh x\u1eed ph\u1ea1t theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 x\u1eed l\u00fd vi ph\u1ea1m h\u00e0nh ch\u00ednh (Ngh\u1ecb \u0111\u1ecbnh 168\/2024\/N\u0110-CP).&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n h\u00ecnh s\u1ef1:<\/strong> Tr\u01b0\u1eddng h\u1ee3p k\u1ebft qu\u1ea3 \u0111i\u1ec1u tra cho th\u1ea5y c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a t\u1ed9i ph\u1ea1m, h\u1ed3 s\u01a1 v\u1ee5 vi\u1ec7c s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ebfn c\u01a1 quan \u0111i\u1ec1u tra c\u00f3 th\u1ea9m quy\u1ec1n \u0111\u1ec3 ti\u1ebfn h\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c kh\u1edfi t\u1ed1 v\u1ee5 \u00e1n h\u00ecnh s\u1ef1 theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt T\u1ed1 t\u1ee5ng h\u00ecnh s\u1ef1.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i:<\/strong> C\u1ea3nh s\u00e1t giao th\u00f4ng c\u00f3 tr\u00e1ch nhi\u1ec7m h\u01b0\u1edbng d\u1eabn v\u00e0 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 c\u00e1c b\u00ean li\u00ean quan t\u1ef1 th\u1ecfa thu\u1eadn v\u1ec1 vi\u1ec7c b\u1ed3i th\u01b0\u1eddng c\u00e1c thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n. \u0110\u1ed3ng th\u1eddi, cung c\u1ea5p c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft (v\u00ed d\u1ee5: bi\u00ean b\u1ea3n tai n\u1ea1n, s\u01a1 \u0111\u1ed3 hi\u1ec7n tr\u01b0\u1eddng, k\u1ebft lu\u1eadn \u0111i\u1ec1u tra ban \u0111\u1ea7u) \u0111\u1ec3 c\u00e1c b\u00ean c\u00f3 c\u0103n c\u1ee9 gi\u1ea3i quy\u1ebft ho\u1eb7c kh\u1edfi ki\u1ec7n t\u1ea1i t\u00f2a \u00e1n n\u1ebfu kh\u00f4ng th\u1ec3 t\u1ef1 th\u1ecfa thu\u1eadn.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tr\u1ea3 l\u1ea1i gi\u1ea5y t\u1edd, v\u1eadt ch\u1ee9ng, ph\u01b0\u01a1ng ti\u1ec7n:<\/strong> Sau khi v\u1ee5 vi\u1ec7c \u0111\u00e3 \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, c\u01a1 quan c\u00f4ng an s\u1ebd ti\u1ebfn h\u00e0nh tr\u1ea3 l\u1ea1i gi\u1ea5y t\u1edd, v\u1eadt ch\u1ee9ng v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n cho ch\u1ee7 s\u1edf h\u1eefu ho\u1eb7c ng\u01b0\u1eddi qu\u1ea3n l\u00fd h\u1ee3p ph\u00e1p. <strong>\u0110i\u1ec3m m\u1edbi quan tr\u1ecdng:<\/strong> Nh\u01b0 \u0111\u00e3 \u0111\u1ec1 c\u1eadp tr\u01b0\u1edbc \u0111\u00f3, vi\u1ec7c tr\u1ea3 l\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n cho ng\u01b0\u1eddi kh\u00f4ng c\u00f3 l\u1ed7i s\u1ebd \u0111\u01b0\u1ee3c \u01b0u ti\u00ean th\u1ef1c hi\u1ec7n ngay sau khi ho\u00e0n t\u1ea5t c\u00e1c th\u1ee7 t\u1ee5c kh\u00e1m nghi\u1ec7m c\u1ea7n thi\u1ebft.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Luat_giao_thong_2025_quy_dinh_ve_boi_thuong_tai_nan_giao_thong_the_nao\"><\/span><strong>II. Lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh v\u1ec1 b\u1ed3i th\u01b0\u1eddng tai n\u1ea1n giao th\u00f4ng th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>B\u1ed3i th\u01b0\u1eddng t\u00e0i s\u1ea3n b\u1ecb x\u00e2m h\u1ea1i<\/strong><\/h3>\n\n\n\n<p>C\u0103n c\u1ee9 theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 589 c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015 v\u1ec1 t\u1ed5n th\u1ea5t do t\u1ed5n th\u1ea5t c\u1ee7a t\u00e0i s\u1ea3n, nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00e0i s\u1ea3n b\u1ecb m\u1ea5t, b\u1ecb ph\u00e1 h\u1ee7y ho\u1eb7c h\u01b0 h\u1ecfng.<\/li>\n\n\n\n<li>L\u1ee3i \u00edch li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng, khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t, b\u1ecb gi\u1ea3m s\u00fat.<\/li>\n\n\n\n<li>Chi ph\u00ed c\u1ea7n thi\u1ebft \u0111\u1ec3 h\u1ea1n ch\u1ebf, ng\u0103n ch\u1eb7n v\u00e0 kh\u1eafc ph\u1ee5c t\u1ed5n th\u1ea5t.<\/li>\n<\/ul>\n\n\n\n<p>M\u1ee9c \u0111\u1ec1n b\u00f9 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1ecb h\u1ecfng, t\u1ed5n th\u1ea5t bao g\u1ed3m chi ph\u00ed \u0111\u1ec3 s\u1eeda ch\u1eefa, ph\u1ee5c h\u1ed3i l\u1ea1i tr\u1ea1ng th\u00e1i t\u00e0i s\u1ea3n nh\u01b0 tr\u01b0\u1edbc h\u1ecfng theo gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u1ea1i th\u1eddi \u0111i\u1ec3m gi\u1ea3i quy\u1ebft \u0111\u1ec1n b\u00f9.<\/li>\n\n\n\n<li>Trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng th\u1ec3 s\u1eeda ch\u1eefa, ph\u1ee5c h\u1ed3i t\u00e0i s\u1ea3n, t\u1ed5n th\u1ea5t \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh cho t\u00e0i s\u1ea3n b\u1ecb h\u1ee7y ho\u1ea1i, h\u1ecfng c\u0103n c\u1ee9 v\u00e0o gi\u00e1 th\u1ecb tr\u01b0\u1eddng c\u1ee7a t\u00e0i s\u1ea3n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng ho\u1eb7c t\u00e0i s\u1ea3n c\u00f3 c\u00e1c \u0111\u1eb7c t\u00ednh, ti\u00eau chu\u1ea9n k\u1ef9 thu\u1eadt, hi\u1ec7u qu\u1ea3 v\u00e0 m\u1ee9c \u0111\u1ed9 hao m\u00f2n t\u01b0\u01a1ng t\u1ef1 c\u1ee7a t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t, b\u1ecb h\u1ee7y ho\u1ea1i t\u1ea1i th\u1eddi \u0111i\u1ec3m gi\u1ea3i quy\u1ebft \u0111\u1ec1n b\u00f9.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>B\u1ed3i th\u01b0\u1eddng s\u1ee9c kh\u1ecfe, tinh th\u1ea7n b\u1ecb x\u00e2m h\u1ea1i<\/strong><\/h3>\n\n\n\n<p>C\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 tinh th\u1ea7n, nh\u01b0 \u0111\u00e3 quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 590 c\u1ee7a B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 n\u0103m 2015, bao g\u1ed3m nh\u1eefng \u0111i\u1ec3m sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi ph\u00ed ph\u00f9 h\u1ee3p cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe v\u00e0 ch\u1ee9c n\u0103ng b\u1ecb m\u1ea5t ho\u1eb7c suy gi\u1ea3m, bao g\u1ed3m c\u1ea3 chi ph\u00ed b\u1ea3o d\u01b0\u1ee1ng.<\/li>\n\n\n\n<li>M\u1ee9c thu nh\u1eadp th\u1ef1c t\u1ebf b\u1ecb m\u1ea5t ho\u1eb7c gi\u1ea3m, d\u1ef1a tr\u00ean thu nh\u1eadp trung b\u00ecnh c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u01b0\u01a1ng \u0111\u01b0\u01a1ng, n\u1ebfu thu nh\u1eadp c\u1ee5 th\u1ec3 kh\u00f4ng th\u1ec3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c.<\/li>\n\n\n\n<li>Chi ph\u00ed h\u1ee3p l\u00fd v\u00e0 m\u1ee9c thu nh\u1eadp th\u1ef1c t\u1ebf m\u00e0 ng\u01b0\u1eddi ch\u0103m s\u00f3c b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t trong qu\u00e1 tr\u00ecnh \u0111i\u1ec1u tr\u1ecb, \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u1ebfu ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng v\u00e0 c\u1ea7n s\u1ef1 ch\u0103m s\u00f3c \u0111\u1eb7c bi\u1ec7t.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ed3i th\u01b0\u1eddng c\u0169ng ph\u1ea3i thanh to\u00e1n m\u1ed9t kho\u1ea3n ti\u1ec1n b\u00f9 \u0111\u1eafp cho t\u1ed5n th\u1ea5t tinh th\u1ea7n g\u00e2y ra.<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi vi\u1ec7c t\u00ednh to\u00e1n m\u1ee9c b\u1ed3i th\u01b0\u1eddng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ee9c \u0111\u1ec1n b\u00f9 tinh th\u1ea7n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, v\u00e0 n\u1ebfu kh\u00f4ng c\u00f3 th\u1ecfa thu\u1eadn, m\u1ee9c t\u1ed1i \u0111a kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf theo quy \u0111\u1ecbnh c\u1ee7a Nh\u00e0 n\u01b0\u1edbc.<\/li>\n\n\n\n<li>Trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng v\u00e0 c\u1ea7n ch\u0103m s\u00f3c, chi ph\u00ed h\u1ee3p l\u00fd cho s\u1ef1 ch\u0103m s\u00f3c \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo l\u01b0\u01a1ng t\u1ed1i thi\u1ec3u v\u00f9ng cho m\u1ed7i ng\u00e0y ch\u0103m s\u00f3c.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi c\u00f3 thu nh\u1eadp \u1ed5n \u0111\u1ecbnh t\u1eeb l\u01b0\u01a1ng ho\u1eb7c c\u00f4ng vi\u1ec7c, m\u1ee9c \u0111\u1ec1n b\u00f9 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean thu nh\u1eadp m\u1ea5t \u0111i ho\u1eb7c gi\u1ea3m s\u00fat trong kho\u1ea3ng th\u1eddi gian t\u01b0\u01a1ng \u1ee9ng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\"><strong>B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong><\/a><strong> b\u1ed3i th\u01b0\u1eddng th\u1ebf n\u00e0o theo lu\u1eadt giao th\u00f4ng 2025?<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi m\u1ecdi xe \u00f4 t\u00f4 ho\u1ea1t \u0111\u1ed9ng tr\u00ean \u0111\u01b0\u1eddng b\u1ed9. Khi x\u1ea3y ra tai n\u1ea1n, b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 s\u1ebd chi tr\u1ea3 c\u00e1c kho\u1ea3n b\u1ed3i th\u01b0\u1eddng cho c\u00e1c t\u1ed5n th\u1ea5t v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00e0i s\u1ea3n v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a ng\u01b0\u1eddi th\u1ee9 ba b\u1ecb \u1ea3nh h\u01b0\u1edfng.<\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p xe \u00f4 t\u00f4 g\u00e2y tai n\u1ea1n, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe ho\u1eb7c l\u00e1i xe c\u00f3 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 \u0111\u00e3 ho\u1eb7c s\u1ebd b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i, trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m. <\/p>\n\n\n\n<p>Theo quy \u0111\u1ecbnh c\u1ee7a \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP, m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 t\u1ed1i \u0111a <strong>\u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng<\/strong> do xe \u00f4 t\u00f4 g\u00e2y ra l\u00e0 150 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5 tai n\u1ea1n.<\/p>\n\n\n\n<p><strong>\u0110\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n<\/strong>, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m v\u00e0 kh\u00f4ng qu\u00e1 100 tri\u1ec7u \u0111\u1ed3ng\/v\u1ee5, theo lu\u1eadt giao th\u00f4ng 2025 quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 6 Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"519\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner.jpg\" alt=\"\" class=\"wp-image-26365\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner.jpg 1200w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-300x130.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-1024x443.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/05\/27121512\/saladin-bao-hiem-o-to-banner-768x332.jpg 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/a><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">4. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\"><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><\/a><strong> b\u1ed3i th\u01b0\u1eddng th\u1ebf n\u00e0o theo lu\u1eadt giao th\u00f4ng 2025?<\/strong><\/h3>\n\n\n\n<p>C\u00f2n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi xe m\u00e1y, hay c\u00f2n g\u1ecdi l\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y, l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m m\u00e0 ch\u1ee7 xe m\u00e1y ph\u1ea3i s\u1edf h\u1eefu \u0111\u1ec3 b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 b\u00ean th\u1ee9 ba. <\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m n\u00e0y b\u1ea3o v\u1ec7 b\u00ean th\u1ee9 ba kh\u1ecfi thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n do ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m g\u00e2y ra, kh\u00f4ng bao g\u1ed3m ng\u01b0\u1eddi l\u00e1i xe ho\u1eb7c ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe g\u00e2y ra tai n\u1ea1n. <\/p>\n\n\n\n<p>Theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 58, Lu\u1eadt Giao Th\u00f4ng \u0110\u01b0\u1eddng B\u1ed9 n\u0103m 2008, ng\u01b0\u1eddi l\u00e1i xe m\u00e1y ph\u1ea3i mang theo gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c khi tham gia giao th\u00f4ng.<\/p>\n\n\n\n<p>Khi s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y, ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1ed1i \u0111a 150 tri\u1ec7u VND\/ng\u01b0\u1eddi\/v\u1ee5 cho thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng ho\u1eb7c 50 tri\u1ec7u VND\/v\u1ee5 cho thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 3. <\/p>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y, ch\u1ee7 xe m\u00e1y v\u00e0 ch\u1ee7 xe \u00f4 t\u00f4 n\u00ean c\u00e2n nh\u1eafc \u0111\u1ebfn c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y kh\u00e1c nh\u01b0 b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m tai n\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Nguoi_gap_tai_nan_giao_thong_can_lam_gi_de_bao_ve_quyen_loi\"><\/span><strong>III. Ng\u01b0\u1eddi g\u1eb7p tai n\u1ea1n giao th\u00f4ng c\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i khi g\u1eb7p tai n\u1ea1n giao th\u00f4ng<\/h3>\n\n\n\n<p>Khi g\u1eb7p tai n\u1ea1n giao th\u00f4ng, ng\u01b0\u1eddi b\u1ecb \u1ea3nh h\u01b0\u1edfng c\u1ea7n th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 b\u01b0\u1edbc sau \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ea3m b\u1ea3o an to\u00e0n: Vi\u1ec7c \u0111\u1ea3m b\u1ea3o an to\u00e0n cho b\u1ea3n th\u00e2n v\u00e0 ng\u01b0\u1eddi kh\u00e1c ngay sau tai n\u1ea1n. H\u00e3y di chuy\u1ec3n kh\u1ecfi khu v\u1ef1c nguy hi\u1ec3m, ki\u1ec3m tra t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 ng\u01b0\u1eddi kh\u00e1c, g\u1ecdi c\u1ea5p c\u1ee9u n\u1ebfu c\u1ea7n thi\u1ebft.<\/li>\n\n\n\n<li>B\u00e1o c\u00e1o v\u1ee5 vi\u1ec7c: Kh\u00f4ng x\u00ea d\u1ecbch hi\u1ec7n tr\u01b0\u1eddng v\u00e0 li\u00ean h\u1ec7 ngay v\u1edbi c\u01a1 quan c\u1ea3nh s\u00e1t giao th\u00f4ng ho\u1eb7c c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ec3 b\u00e1o c\u00e1o v\u1ee5 tai n\u1ea1n. Vi\u1ec7c n\u00e0y gi\u00fap x\u00e1c \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m v\u00e0 l\u00e0m r\u00f5 nguy\u00ean nh\u00e2n c\u1ee7a tai n\u1ea1n \u0111\u1ec3 t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho vi\u1ec7c gi\u1ea3i quy\u1ebft h\u1eadu qu\u1ea3.<\/li>\n\n\n\n<li>Thu th\u1eadp th\u00f4ng tin: Ghi l\u1ea1i th\u00f4ng tin chi ti\u1ebft v\u1ec1 tai n\u1ea1n bao g\u1ed3m \u0111\u1ecba \u0111i\u1ec3m, th\u1eddi gian, t\u00ean v\u00e0 th\u00f4ng tin li\u00ean l\u1ea1c c\u1ee7a c\u00e1c b\u00ean li\u00ean quan, s\u1ed1 bi\u1ec3n s\u1ed1 xe, h\u00ecnh \u1ea3nh v\u00e0 b\u1ea5t k\u1ef3 th\u00f4ng tin n\u00e0o kh\u00e1c li\u00ean quan \u0111\u1ebfn s\u1ef1 vi\u1ec7c.<\/li>\n\n\n\n<li>Li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m: Th\u00f4ng tin v\u1ec1 tai n\u1ea1n c\u1ea7n \u0111\u01b0\u1ee3c cung c\u1ea5p cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 ti\u1ebfn h\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng. H\u00e3y gi\u1eef m\u1ecdi th\u00f4ng tin, ch\u1ee9ng c\u1ee9 v\u00e0 t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn v\u1ee5 tai n\u1ea1n \u0111\u1ec3 cung c\u1ea5p cho ph\u00eda b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n.<\/li>\n\n\n\n<li>T\u00ecm ki\u1ebfm s\u1ef1 h\u1ed7 tr\u1ee3 ph\u00e1p l\u00fd: Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ph\u1ee9c t\u1ea1p ho\u1eb7c g\u1eb7p kh\u00f3 kh\u0103n trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng, b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb lu\u1eadt s\u01b0 ho\u1eb7c c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1p lu\u1eadt \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u uy t\u00edn<\/h3>\n\n\n\n<p><strong>Saladin<\/strong> t\u1ef1 h\u00e0o l\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng ty InsurTech h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, mang \u0111\u1ebfn cho kh\u00e1ch h\u00e0ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, xe m\u00e1y to\u00e0n di\u1ec7n v\u1edbi quy\u1ec1n l\u1ee3i \u0111a d\u1ea1ng v\u00e0 m\u1ee9c gi\u00e1 t\u1ed1t. Mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 xe m\u00e1y gi\u1edd \u0111\u00e2y tr\u1edf n\u00ean nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng h\u01a1n bao gi\u1edd h\u1ebft v\u1edbi <strong>Saladin<\/strong>. <\/p>\n\n\n\n<p>Ch\u1ec9 v\u1edbi v\u00e0i thao t\u00e1c \u0111\u01a1n gi\u1ea3n tr\u00ean website ho\u1eb7c \u1ee9ng d\u1ee5ng, b\u1ea1n c\u00f3 th\u1ec3 s\u1edf h\u1eefu g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch c\u1ee7a m\u00ecnh. \u01afu \u0111i\u1ec3m khi mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y tr\u1ef1c tuy\u1ebfn tr\u00ean <strong>Saladin<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u00f4 c\u00f9ng ti\u1ec7n l\u1ee3i: Mua tr\u1ef1c tuy\u1ebfn nhanh ch\u00f3ng v\u00e0 nh\u1eadn ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u0111i\u1ec7n t\u1eed ngay l\u1eadp t\u1ee9c qua email ho\u1eb7c l\u01b0u tr\u1eef tr\u00ean \u0111i\u1ec7n tho\u1ea1i.<\/li>\n\n\n\n<li>Uy t\u00edn h\u00e0ng \u0111\u1ea7u: H\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam nh\u01b0 B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, BSH, VNI, PVI, Liberty&#8230; \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 chuy\u00ean nghi\u1ec7p: \u0110\u1ed9i ng\u0169 t\u01b0 v\u1ea5n vi\u00ean s\u1eb5n s\u00e0ng h\u1ed7 tr\u1ee3 1-1 trong m\u1ecdi giai \u0111o\u1ea1n, t\u1eeb t\u01b0 v\u1ea5n l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, thanh to\u00e1n, \u0111\u1ebfn gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/li>\n\n\n\n<li>D\u1ec5 d\u00e0ng ti\u1ebfp c\u1eadn: Hotline ho\u1ea1t \u0111\u1ed9ng 24\/7, h\u1ed7 tr\u1ee3 mi\u1ec5n ph\u00ed v\u00e0 ti\u1ebfp nh\u1eadn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng qua Web\/App <strong>Saladin<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p><span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2024\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu\u1eadt giao th\u00f4ng 2024\">Lu\u1eadt giao th\u00f4ng<\/a><\/span>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/an-toan-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">An to\u00e0n giao th\u00f4ng<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hy v\u1ecdng qua b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n \u0111\u00e3 c\u00f3 th\u00eam th\u00f4ng tin v\u00e0 hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 quy tr\u00ecnh gi\u1ea3i quy\u1ebft tai n\u1ea1n giao th\u00f4ng gi\u1eefa \u00f4 t\u00f4 v\u00e0 xe m\u00e1y, \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt theo lu\u1eadt giao th\u00f4ng 2025 m\u1edbi nh\u1ea5t. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n t\u1ef1 tin h\u01a1n trong vi\u1ec7c x\u1eed l\u00fd t\u00ecnh hu\u1ed1ng v\u00e0 l\u1ef1a ch\u1ecdn \u0111\u01b0\u1ee3c lo\u1ea1i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho m\u00ecnh.<\/p>\n\n\n\n<p><strong>Saladin<\/strong> s\u1eb5n s\u00e0ng h\u1ed7 tr\u1ee3 b\u1ea1n trong vi\u1ec7c mua c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u01b0 b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m xe m\u00e1y, b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ea3o hi\u1ec3m tai n\u1ea1n, b\u1ea3o hi\u1ec3m du l\u1ecbch&#8230; tr\u00ean m\u1ed9t n\u1ec1n t\u1ea3ng ti\u1ec7n l\u1ee3i. N\u1ebfu b\u1ea1n c\u1ea7n th\u00eam th\u00f4ng tin ho\u1eb7c t\u01b0 v\u1ea5n, \u0111\u1eebng ng\u1ea7n ng\u1ea1i li\u00ean h\u1ec7 v\u1edbi hotline 24\/7 c\u1ee7a <strong>Saladin<\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p.<\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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