{"id":23562,"date":"2024-08-05T18:40:14","date_gmt":"2024-08-05T11:40:14","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=23562"},"modified":"2024-11-22T15:29:40","modified_gmt":"2024-11-22T08:29:40","slug":"chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/","title":{"rendered":"Ch\u00e1y xe m\u00e1y \u0111i\u1ec7n c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/#I_Nguyen_nhan_gay_chay_xe_may_dien\" >I. Nguy\u00ean nh\u00e2n g\u00e2y ch\u00e1y xe m\u00e1y \u0111i\u1ec7n&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/#II_Xe_may_dien_co_can_mua_bao_hiem_TNDS_xe_may_khong\" >II. Xe m\u00e1y \u0111i\u1ec7n c\u00f3 c\u1ea7n mua b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y kh\u00f4ng?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/#III_Bao_hiem_xe_may_co_boi_thuong_chay_xe_may_dien_khong\" >III. B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 b\u1ed3i th\u01b0\u1eddng ch\u00e1y xe m\u00e1y \u0111i\u1ec7n kh\u00f4ng?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/#IV_Chon_bao_hiem_nhu_the_nao_de_duoc_boi_thuong_khi_chay_xe_may_dien\" >IV. Ch\u1ecdn b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi ch\u00e1y xe m\u00e1y \u0111i\u1ec7n?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Trong b\u1ed1i c\u1ea3nh xe m\u00e1y \u0111i\u1ec7n ng\u00e0y c\u00e0ng tr\u1edf th\u00e0nh ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n ph\u1ed5 bi\u1ebfn, tr\u01b0\u1eddng h\u1ee3p ch\u00e1y xe m\u00e1y \u0111i\u1ec7n ng\u00e0y c\u00e0ng t\u0103ng, nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m \u0111\u1ebfn vi\u1ec7c li\u1ec7u <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m xe m\u00e1y\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a> c\u00f3 chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng cho tr\u01b0\u1eddng h\u1ee3p xe \u0111i\u1ec7n b\u1ecb ch\u00e1y hay kh\u00f4ng. <\/em><\/strong><\/p>\n\n\n\n<p>B\u00e0i vi\u1ebft n\u00e0y s\u1ebd cung c\u1ea5p th\u00f4ng tin chi ti\u1ebft v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m xe m\u00e1y, \u0111\u1eb7c bi\u1ec7t l\u00e0 trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p li\u00ean quan \u0111\u1ebfn ch\u00e1y xe m\u00e1y \u0111i\u1ec7n. Qua \u0111\u00f3, b\u1ea1n s\u1ebd c\u00f3 c\u00e1i nh\u00ecn r\u00f5 r\u00e0ng h\u01a1n v\u1ec1 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m khi mua b\u1ea3o hi\u1ec3m cho xe m\u00e1y \u0111i\u1ec7n.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-1024x683.jpg\" alt=\"\" class=\"wp-image-23635\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-1536x1024.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/18205937\/chay-xe-may-dien-co-duoc-bao-hiem-xe-may-boi-thuong-khong-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><em>Nh\u1eadn di\u1ec7n c\u00e1c nguy\u00ean nh\u00e2n g\u00e2y ch\u00e1y xe m\u00e1y \u0111i\u1ec7n \u0111\u1ec3 ph\u00f2ng tr\u00e1nh v\u00e0 b\u1ea3o v\u1ec7 chi\u1ebfc xe \u0111i\u1ec7n y\u00eau qu\u00fd.<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Nguyen_nhan_gay_chay_xe_may_dien\"><\/span><strong>I. Nguy\u00ean nh\u00e2n g\u00e2y ch\u00e1y xe m\u00e1y \u0111i\u1ec7n&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>6 nguy\u00ean nh\u00e2n ch\u00ednh c\u00f3 th\u1ec3 g\u00e2y ra c\u00e1c v\u1ee5 ch\u00e1y xe m\u00e1y \u0111i\u1ec7n nh\u01b0 sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. S\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i pin k\u00e9m ch\u1ea5t l\u01b0\u1ee3ng<\/strong><\/h3>\n\n\n\n<p>Ch\u1ee7 xe s\u1eed d\u1ee5ng c\u00e1c lo\u1ea1i pin, \u1eafc quy k\u00e9m ch\u1ea5t l\u01b0\u1ee3ng, \u0111\u00e3 qua s\u1eeda ch\u1eefa kh\u00f4ng ch\u00ednh h\u00e3ng ho\u1eb7c s\u1ea3n ph\u1ea9m thay th\u1ebf kh\u00f4ng r\u00f5 ngu\u1ed3n g\u1ed1c, t\u1eeb \u0111\u00f3 thay \u0111\u1ed5i th\u00f4ng s\u1ed1 v\u1ec1 k\u1ef9 thu\u1eadt so v\u1edbi s\u1ea3n xu\u1ea5t ban \u0111\u1ea7u.<\/p>\n\n\n\n<p>C\u00e1c lo\u1ea1i pin n\u00e0y c\u00f3 th\u1ec3 kh\u00f4ng t\u01b0\u01a1ng th\u00edch v\u1edbi ph\u01b0\u01a1ng ti\u1ec7n, c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn ch\u1eadp m\u1ea1ch, ch\u00e1y n\u1ed5.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Ch\u1eadp \u0111i\u1ec7n m\u1ed1i h\u00e0n c\u1ee7a linh ki\u1ec7n<\/strong><\/h3>\n\n\n\n<p>M\u1ed9t thi\u1ebft b\u1ecb th\u01b0\u1eddng s\u1eed d\u1ee5ng nh\u01b0 b\u1ed9 chuy\u1ec3n \u0111\u1ed5i \u0111i\u1ec7n t\u1eeb xoay chi\u1ec1u sang m\u1ed9t chi\u1ec1u (v\u00e0 ng\u01b0\u1ee3c l\u1ea1i) c\u0169ng c\u00f3 th\u1ec3 l\u00e0 nguy\u00ean nh\u00e2n g\u00e2y ra ch\u00e1y n\u1ed5. L\u00fd do l\u00e0 v\u00ec c\u00e1c \u0111\u1ea7u n\u1ed1i ho\u1eb7c m\u1ed1i h\u00e0n c\u1ee7a c\u00e1c linh ki\u1ec7n n\u00e0y ch\u01b0a \u0111\u01b0\u1ee3c c\u00e1ch \u0111i\u1ec7n t\u1ed1t, d\u1ec5 g\u00e2y ch\u1eadp \u0111i\u1ec7n v\u00e0 d\u1eabn \u0111\u1ebfn ch\u00e1y xe \u0111i\u1ec7n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. S\u1ea1c \u0111i\u1ec7n kh\u00f4ng theo quy chu\u1ea9n<\/strong><\/h3>\n\n\n\n<p>M\u1ed9t s\u1ed1 l\u1ed7i th\u01b0\u1eddng g\u1eb7p khi s\u1ea1c xe m\u00e1y \u0111i\u1ec7n c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn ch\u00e1y n\u1ed5 nh\u01b0 sau: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ea1c \u0111i\u1ec7n kh\u00f4ng \u0111\u00fang h\u01b0\u1edbng d\u1eabn, th\u1eddi gian s\u1ea1c qu\u00e1 l\u00e2u (pin \u0111\u00e3 \u0111\u1ea7y nh\u01b0ng ti\u1ebfp t\u1ee5c c\u1eafm s\u1ea1c) <\/li>\n\n\n\n<li>S\u1ea1c \u0111i\u1ec7n qu\u00e1 nhi\u1ec1u l\u1ea7n (do s\u1ea1c kh\u00f4ng \u0111\u1ea7y d\u1eabn \u0111\u1ebfn s\u1ea1c nhi\u1ec1u l\u1ea7n trong ng\u00e0y) <\/li>\n\n\n\n<li>\u1eaec quy ch\u01b0a k\u1ecbp ngu\u1ed9i \u0111\u00e3 s\u1ea1c (th\u01b0\u1eddng do s\u1ea1c ngay sau khi v\u1eeba s\u1eed d\u1ee5ng)<\/li>\n\n\n\n<li>Kh\u00f4ng gian s\u1ea1c \u0111i\u1ec7n c\u00f3 nhi\u1ec7t \u0111\u1ed9 cao <\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. S\u1eeda ch\u1eefa ho\u1eb7c thay th\u1ebf thi\u1ebft b\u1ecb kh\u00f4ng \u0111\u00fang th\u00f4ng s<\/strong>\u1ed1<\/h3>\n\n\n\n<p>C\u00e1c tr\u01b0\u1eddng h\u1ee3p s\u1eeda ch\u1eefa, thay th\u1ebf ho\u1eb7c s\u1eed d\u1ee5ng b\u1ed9 s\u1ea1c kh\u00f4ng kh\u1edbp th\u00f4ng s\u1ed1 k\u1ef9 thu\u1eadt ban \u0111\u1ea7u c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t s\u1ebd kh\u00f4ng th\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c ch\u1ea5t l\u01b0\u1ee3ng pin, \u1eafc quy v\u00e0 xe, do \u0111\u00f3 d\u1ec5 g\u00e2y ch\u1eadp \u0111i\u1ec7n cho xe khi s\u1ea1c \u0111i\u1ec7n. <\/p>\n\n\n\n<p>Nguy\u00ean nh\u00e2n n\u00e0y r\u1ea5t ph\u1ed5 bi\u1ebfn do ch\u1ee7 xe t\u00ecm \u0111\u1ebfn c\u00e1c c\u01a1 s\u1edf s\u1eeda ch\u1eefa kh\u00f4ng uy t\u00edn, kh\u00f4ng cung c\u1ea5p c\u00e1c linh ki\u1ec7n ch\u00ednh h\u00e3ng.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, vi\u1ec7c l\u1eafp \u0111\u1eb7t th\u00eam c\u00e1c thi\u1ebft b\u1ecb m\u1edbi (kh\u00f4ng c\u00f3 trong m\u1eabu thi\u1ebft k\u1ebf ban \u0111\u1ea7u) nh\u01b0 thi\u1ebft b\u1ecb b\u00e1o \u0111\u1ed9ng, c\u00e1c lo\u1ea1i \u0111\u00e8n t\u0103ng c\u00f4ng su\u1ea5t, c\u00f2i xe&#8230; ho\u1eb7c xe ch\u1edf qu\u00e1 t\u1ea3i th\u01b0\u1eddng xuy\u00ean s\u1ebd gi\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng pin, \u1eafc quy, ch\u1ea5t l\u01b0\u1ee3ng xe. T\u00ecnh tr\u1ea1ng n\u00e0y k\u00e9o d\u00e0i s\u1ebd khi\u1ebfn pin b\u1ecb ph\u1ed3ng m\u1ed7i l\u1ea7n s\u1ea1c, d\u1ec5 g\u00e2y ra n\u1ed5 ho\u1eb7c ch\u00e1y xe \u0111i\u1ec7n.<\/p>\n\n\n\n<p>V\u1edbi c\u00e1c nguy\u00ean nh\u00e2n n\u00e0y, ch\u1ee7 xe th\u01b0\u1eddng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe m\u00e1y v\u00ec \u0111\u00e3 kh\u00f4ng tu\u00e2n th\u1ee7 h\u01b0\u1edbng d\u1eabn an to\u00e0n c\u1ee7a nh\u00e0 s\u1ea3n xu\u1ea5t.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Kh\u00f4ng ng\u1eaft ngu\u1ed3n \u0111i\u1ec7n c\u1ee7a xe khi s\u1ea1c<\/strong><\/h3>\n\n\n\n<p>M\u1ed9t nguy\u00ean t\u1eafc khi s\u1ea1c xe \u0111i\u1ec7n l\u00e0 c\u1ea7n ng\u1eaft ngu\u1ed3n \u0111i\u1ec7n trong l\u00fac s\u1ea1c. Nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 quan v\u1eeba s\u1ea1c, v\u1eeba x\u1ea3 \u0111i\u1ec7n (kh\u00f4ng ng\u1eaft kh\u00f3a ngu\u1ed3n \u0111i\u1ec7n), d\u1eabn \u0111\u1ebfn c\u00e1c thi\u1ebft b\u1ecb b\u00e1o \u0111\u1ed9ng ti\u00eau th\u1ee5 l\u01b0\u1ee3ng l\u1edbn \u0111i\u1ec7n n\u0103ng, k\u00e9o theo c\u1ea3m bi\u1ebfn b\u1ed9 s\u1ea1c b\u1ecb gi\u1ea3m ch\u1ee9c n\u0103ng \u0111i\u1ec1u khi\u1ec3n. <\/p>\n\n\n\n<p>T\u00ecnh tr\u1ea1ng k\u00e9o d\u00e0i d\u1eabn \u0111\u1ebfn xe kh\u00f4ng th\u1ec3 chuy\u1ec3n d\u00f2ng s\u1ea1c duy tr\u00ec, b\u1ed9 \u0111i\u1ec1u khi\u1ec3n b\u1ecb m\u1ea5t ki\u1ec3m so\u00e1t n\u00ean g\u00e2y ch\u1eadp \u0111i\u1ec7n, ch\u00e1y n\u1ed5.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Y\u1ebfu t\u1ed1 t\u1eeb b\u00ean ngo\u00e0i<\/strong><\/h3>\n\n\n\n<p>Nguy\u00ean nh\u00e2n g\u00e2y ch\u00e1y xe m\u00e1y \u0111i\u1ec7n cu\u1ed1i c\u00f9ng \u0111\u01b0\u1ee3c nh\u1eadn \u0111\u1ecbnh l\u00e0 do c\u00e1c y\u1ebfu t\u1ed1 ngo\u1ea1i c\u1ea3nh t\u00e1c \u0111\u1ed9ng. <\/p>\n\n\n\n<p>C\u00f3 th\u1ec3 k\u1ec3 \u0111\u1ebfn m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p g\u00e2y h\u1ea1i cho xe, d\u1ec5 d\u1eabn \u0111\u1ebfn l\u00e0m suy gi\u1ea3m ch\u1ea5t l\u01b0\u1ee3ng xe v\u00e0 pin, g\u00e2y ra ch\u00e1y n\u1ed5 nh\u01b0: \u1ed4 s\u1ea1c b\u1ecb \u01b0\u1edbt, \u1ea9m; kh\u00f4ng gian s\u1ea1c \u0111i\u1ec7n xe thi\u1ebfu th\u00f4ng tho\u00e1ng l\u00e0m gi\u00e1n \u0111o\u1ea1n qu\u00e1 tr\u00ecnh t\u1ea3n nhi\u1ec7t; \u0111\u1ea7u n\u1ed1i b\u1ed9 s\u1ea1c theo th\u1eddi gian b\u1ecb h\u01b0 h\u1ecfng\u2026<\/p>\n\n\n\n<p>Ch\u00e1y xe m\u00e1y \u0111i\u1ec7n l\u00e0 t\u00ecnh hu\u1ed1ng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra b\u1ea5t ng\u1edd v\u00e0 g\u00e2y thi\u1ec7t h\u1ea1i l\u1edbn v\u1ec1 t\u00e0i s\u1ea3n. V\u00ec th\u1ebf, mua b\u1ea3o hi\u1ec3m cho xe m\u00e1y \u0111i\u1ec7n l\u00e0 r\u1ea5t c\u1ea7n thi\u1ebft gi\u00fap ch\u1ee7 xe gi\u1ea3m b\u1edbt lo l\u1eafng t\u00e0i ch\u00ednh v\u1ec1 c\u00e1c chi ph\u00ed s\u1eeda ch\u1eefa, b\u1ed3i th\u01b0\u1eddng, thay m\u1edbi\u2026<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Xe_may_dien_co_can_mua_bao_hiem_TNDS_xe_may_khong\"><\/span><strong>II. Xe m\u00e1y \u0111i\u1ec7n c\u00f3 c\u1ea7n mua b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y kh\u00f4ng?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Theo Quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 2008, \u0110i\u1ec1u 3 kho\u1ea3n 18, xe m\u00e1y \u0111i\u1ec7n n\u1eb1m trong danh s\u00e1ch c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n giao th\u00f4ng c\u01a1 gi\u1edbi \u0111\u01b0\u1eddng b\u1ed9. <\/p>\n\n\n\n<p>\u0110\u1ed3ng th\u1eddi, \u0110i\u1ec1u 8 kho\u1ea3n 2 trong <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Luat-Kinh-doanh-bao-hiem-2022-465916.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022\">Lu\u1eadt Kinh doanh b\u1ea3o hi\u1ec3m 2022<\/a> c\u0169ng quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (TNDS) n\u1eb1m trong danh s\u00e1ch c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c cho ch\u1ee7 xe c\u01a1 gi\u1edbi. Do \u0111\u00f3, ng\u01b0\u1eddi \u0111i xe m\u00e1y \u0111i\u1ec7n c\u0169ng c\u1ea7n mua b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n<p>Th\u1eddi h\u1ea1n b\u1eaft bu\u1ed9c cho b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y \u0111i\u1ec7n t\u1eeb 1 &#8211; 3 n\u0103m, lo\u1ea1i tr\u1eeb m\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 th\u1eddi h\u1ea1n d\u01b0\u1edbi 1 n\u0103m nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe t\u1ea1m nh\u1eadp t\u1eeb n\u01b0\u1edbc ngo\u00e0i;<\/li>\n\n\n\n<li>Ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 th\u1eddi h\u1ea1n s\u1eed d\u1ee5ng \u00edt h\u01a1n 1 n\u0103m;<\/li>\n\n\n\n<li>Xe \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd t\u1ea1m th\u1eddi.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Bao_hiem_xe_may_co_boi_thuong_chay_xe_may_dien_khong\"><\/span><strong>III. B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 b\u1ed3i th\u01b0\u1eddng ch\u00e1y xe m\u00e1y \u0111i\u1ec7n kh\u00f4ng?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i xe m\u00e1y<\/h3>\n\n\n\n<p>Theo Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP \u0111i\u1ec1u 6 quy \u0111\u1ecbnh, gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi thi\u1ec7t h\u1ea1i c\u1ee7a xe c\u01a1 gi\u1edbi, bao g\u1ed3m thi\u1ec7t h\u1ea1i ch\u00e1y xe \u0111i\u1ec7n l\u00e0 50 tri\u1ec7u \u0111\u1ed3ng. Th\u1ee7 t\u1ee5c h\u1ed3 s\u01a1 bao g\u1ed3m c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gi\u1ea5y ph\u00e9p l\u00e1i xe c\u1ee7a ch\u1ee7 xe;<\/li>\n\n\n\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd xe (b\u1ea3n sao c\u00f4ng ch\u1ee9ng ho\u1eb7c b\u1ea3n g\u1ed1c), tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe c\u1ea7n xu\u1ea5t tr\u00ecnh ch\u1ee9ng t\u1eeb chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu xe;<\/li>\n\n\n\n<li>C\u0103n c\u01b0\u1edbc c\u00f4ng d\u00e2n, h\u1ed9 chi\u1ebfu ho\u1eb7c ch\u1ee9ng minh nh\u00e2n d\u00e2n;<\/li>\n\n\n\n<li>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7 ch\u1eef k\u00fd hai b\u00ean;<\/li>\n\n\n\n<li>Gi\u1ea5y t\u1edd ch\u1ee9ng minh thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n nh\u01b0: H\u00f3a \u0111\u01a1n ho\u1eb7c t\u00e0i li\u1ec7u ch\u1ee9ng minh \u0111\u01b0\u1ee3c vi\u1ec7c ch\u00e1y n\u1ed5 xe do tai n\u1ea1n g\u00e2y ra m\u00e0 kh\u00f4ng c\u00f3 l\u1ed7i t\u1eeb ph\u00eda ch\u1ee7 xe; H\u00f3a \u0111\u01a1n, gi\u1ea5y t\u1edd cho th\u1ea5y ch\u1ee7 xe \u0111\u00e3 chi tr\u1ea3 \u0111\u1ec3 gi\u1ea3m thi\u1ec3u c\u00e1c t\u1ed5n th\u1ea5t; ho\u1eb7c li\u00ean h\u1ec7 \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn gi\u1ea5y t\u1edd c\u1ee5 th\u1ec3;<\/li>\n\n\n\n<li>B\u1ea3n sao th\u00f4ng b\u00e1o k\u1ebft qu\u1ea3 x\u00e1c minh tai n\u1ea1n ch\u00e1y n\u1ed5 xe \u0111i\u1ec7n t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. C\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ecb lo\u1ea1i tr\u1eeb khi b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y<\/h3>\n\n\n\n<p>C\u0169ng theo Ngh\u1ecb \u0111\u1ecbnh 67\/2023\/N\u0110-CP, \u0110i\u1ec1u 7 kho\u1ea3n 2 c\u0169ng n\u00eau r\u00f5 ph\u1ea1m vi b\u1ea3o hi\u1ec3m cho thi\u1ec7t h\u1ea1i v\u1ec1 xe \u0111i\u1ec7n, kh\u00f4ng bao g\u1ed3m kho\u1ea3n b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Thi\u1ec7t h\u1ea1i do ch\u1ee7 xe, ng\u01b0\u1eddi s\u1eed d\u1ee5ng xe g\u00e2y ra;<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi s\u1eed d\u1ee5ng xe kh\u00f4ng \u0111\u1ee7 tu\u1ed5i l\u00e1i xe theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c gi\u1ea5y ph\u00e9p h\u1ebft h\u1ea1n \u1edf th\u1eddi \u0111i\u1ec3m x\u1ea3y ra tai n\u1ea1n;<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i ch\u00e1y n\u1ed5 xe g\u00e2y ra c\u00e1c h\u1eadu qu\u1ea3 kh\u00e1c nh\u01b0 thi\u1ec7t h\u1ea1i g\u1eafn li\u1ec1n v\u1edbi khai th\u00e1c v\u00e0 s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i;<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i do \u0111\u1ed9ng \u0111\u1ea5t, kh\u1ee7ng b\u1ed1, chi\u1ebfn tranh.<\/li>\n<\/ul>\n\n\n\n<p>Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 th\u1ea5y n\u1ebfu ch\u00e1y n\u1ed5 x\u1ea3y ra do c\u00e1c nguy\u00ean nh\u00e2n ch\u1ee7 quan nh\u01b0 \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea \u1edf tr\u00ean th\u00ec ch\u1ee7 xe s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c nh\u1eadn b\u1ed3i th\u01b0\u1eddng. V\u00ec v\u1eady, h\u00e3y s\u1eed d\u1ee5ng v\u00e0 b\u1ea3o qu\u1ea3n xe \u0111i\u1ec7n \u0111\u00fang c\u00e1ch \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i khi x\u1ea3y ra s\u1ef1 c\u1ed1.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Chon_bao_hiem_nhu_the_nao_de_duoc_boi_thuong_khi_chay_xe_may_dien\"><\/span><strong>IV. Ch\u1ecdn b\u1ea3o hi\u1ec3m nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi ch\u00e1y xe m\u00e1y \u0111i\u1ec7n?&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Xe m\u00e1y \u0111i\u1ec7n c\u00f3 nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn mua theo nhu c\u1ea7u c\u00e1 nh\u00e2n, trong \u0111\u00f3 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/a> l\u00e0 b\u1eaft bu\u1ed9c theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt. B\u1ea3o hi\u1ec3m TNDS xe m\u00e1y b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3 trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n.<\/p>\n\n\n\n<p>Khi ch\u1ecdn mua, h\u00e3y t\u00ecm hi\u1ec3u k\u1ef9 v\u1ec1 c\u00e1c \u0111i\u1ec1u kho\u1ea3n, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, th\u1eddi h\u1ea1n, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 c\u00e1c quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m v\u1ec1 ch\u00e1y xe m\u00e1y \u0111i\u1ec7n &#8211; m\u1ed9t lo\u1ea1i \u0111i\u1ec1u kho\u1ea3n quan tr\u1ecdng \u0111\u1ed1i v\u1edbi xe \u0111i\u1ec7n.<\/p>\n\n\n\n<p>N\u1ebfu ch\u1ee7 xe c\u00f2n ph\u00e2n v\u00e2n ch\u1ecdn l\u1ef1a gi\u1eefa nhi\u1ec1u doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, h\u00e3y th\u1eed t\u00ecm hi\u1ec3u th\u00f4ng v\u00e0 nh\u1eadn t\u01b0 v\u1ea5n <strong>Saladin<\/strong> &#8211; \u0111\u01a1n v\u1ecb \u0111\u1ed1i t\u00e1c c\u1ee7a nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam. T\u1ea1i \u0111\u00e2y, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i \u0111\u00e1p to\u00e0n b\u1ed9 th\u1eafc m\u1eafc li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m xe, c\u1ee5 th\u1ec3 l\u00e0 xe \u0111i\u1ec7n.<\/p>\n\n\n\n<p><strong>Saladin<\/strong> s\u1ebd cung c\u1ea5p c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111a d\u1ea1ng \u0111\u1ec3 b\u1ea1n thu\u1eadn ti\u1ec7n t\u00ecm hi\u1ec3u v\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 ho\u00e0n c\u1ea3nh. Vi\u1ec7c c\u1ea5p b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n tr\u1ef1c ti\u1ebfp ho\u1eb7c tr\u1ef1c tuy\u1ebfn \u0111\u1ec1u c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng. M\u1ecdi quy tr\u00ecnh mua, nh\u1eadn ch\u1ee9ng nh\u1eadn v\u00e0 b\u1ed3i th\u01b0\u1eddng \u0111\u1ec1u c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh online t\u1ea1i nh\u00e0, c\u1ef1c k\u00ec ti\u1ec7n l\u1ee3i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vi\u1ec7c b\u1ed3i th\u01b0\u1eddng cho t\u00ecnh hu\u1ed1ng ch\u00e1y xe m\u00e1y \u0111i\u1ec7n c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o nguy\u00ean nh\u00e2n g\u00e2y ch\u00e1y c\u0169ng nh\u01b0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n li\u00ean quan trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n \u0111\u00e3 k\u00fd k\u1ebft. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 c\u00e1c quy \u0111\u1ecbnh ri\u00eang v\u1ec1 vi\u1ec7c b\u1ed3i th\u01b0\u1eddng cho c\u00e1c s\u1ef1 c\u1ed1.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m uy t\u00edn v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng \u0111\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n khi g\u1eb7p ch\u00e1y xe \u0111i\u1ec7n, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ebfn n\u1ec1n t\u1ea3ng <strong>Saladin<\/strong>. <\/p>\n\n\n\n<p><strong>Saladin<\/strong> h\u1ee3p t\u00e1c v\u1edbi c\u00e1c nh\u00e0 b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u \u0111\u1ec3 ch\u1ecdn v\u00e0 so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y v\u00e0 b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u0111a d\u1ea1ng nh\u1eb1m mang l\u1ea1i s\u1ef1 an t\u00e2m cho kh\u00e1ch h\u00e0ng, \u0111\u1ed3ng th\u1eddi gi\u00fap b\u1ea1n xem x\u00e9t k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi mua.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Trong b\u1ed1i c\u1ea3nh xe m\u00e1y \u0111i\u1ec7n ng\u00e0y c\u00e0ng tr\u1edf th\u00e0nh ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n ph\u1ed5 bi\u1ebfn, tr\u01b0\u1eddng h\u1ee3p ch\u00e1y xe m\u00e1y \u0111i\u1ec7n ng\u00e0y c\u00e0ng t\u0103ng, nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m \u0111\u1ebfn [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":23575,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[49,404,367,112,34,51,407,50,84,52,120],"class_list":["post-23562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-bao-hiem-dan-su-bat-buoc-xe-may","tag-bao-hiem-danh-cho-o-to-va-xe-may","tag-bao-hiem-mat-cap-xe-may","tag-bao-hiem-tnds-xe-may","tag-bao-hiem-trach-nhiem-dan-su-cua-xe-may","tag-bao-hiem-trach-nhiem-dan-su-xe-may","tag-bao-hiem-xe-may","tag-bao-hiem-xe-may-co-may-loai","tag-cac-loai-bao-hiem-xe-may-bat-buoc","tag-cong-dung-cua-bao-hiem-xe-may","tag-gia-bao-hiem-bat-buoc-xe-may"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/16104402\/1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/07\/16104402\/1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e0nh cho \u00f4 t\u00f4 v\u00e0 xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">c\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">gi\u00e1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m d\u00e0nh cho \u00f4 t\u00f4 v\u00e0 xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c<\/span>","<span class=\"advgb-post-tax-term\">c\u00f4ng d\u1ee5ng c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">gi\u00e1 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe m\u00e1y<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 2 years ago","modified":"Updated 1 year ago"},"absolute_dates":{"created":"Posted on 05\/08\/2024","modified":"Updated on 22\/11\/2024"},"absolute_dates_time":{"created":"Posted on 05\/08\/2024 6:40 PM","modified":"Updated on 22\/11\/2024 3:29 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/23562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=23562"}],"version-history":[{"count":4,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/23562\/revisions"}],"predecessor-version":[{"id":24475,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/23562\/revisions\/24475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/23575"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=23562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=23562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=23562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}