{"id":24802,"date":"2025-03-01T09:00:00","date_gmt":"2025-03-01T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=24802"},"modified":"2025-03-10T13:28:25","modified_gmt":"2025-03-10T06:28:25","slug":"luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi\/","title":{"rendered":"Lu\u1eadt giao th\u00f4ng 2025: Ng\u01b0\u1eddi \u0111i xe m\u00e1y b\u1ecb ph\u1ea1t \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng v\u1edbi nhi\u1ec1u l\u1ed7i"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi\/#1_Muc_phat_nguoi_lai_xe_may_den_14_trieu_dong\" >1. M\u1ee9c ph\u1ea1t ng\u01b0\u1eddi l\u00e1i xe m\u00e1y \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi\/#2_Bao_hiem_TNDS_xe_may_co_vai_tro_gi_trong_truong_hop_nguoi_lai_xe_gay_tai_nan\" >2. B\u1ea3o hi\u1ec3m TNDS xe m\u00e1y c\u00f3 vai tr\u00f2 g\u00ec trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><em><strong>T\u1eeb ng\u00e0y 1\/1\/2025, m\u1ee9c ph\u1ea1t m\u1edbi \u0111\u1ed1i v\u1edbi c\u00e1c h\u00e0nh vi vi ph\u1ea1m an to\u00e0n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9, \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Nghi-dinh-168-2024-ND-CP-xu-phat-vi-pham-hanh-chinh-an-toan-giao-thong-duong-bo-619502.aspx?\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Ngh\u1ecb \u0111\u1ecbnh 168\/2024\/N\u0110-CP<\/a>, ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng. \u0110i\u1ec3m \u0111\u00e1ng ch\u00fa \u00fd l\u00e0 m\u1ee9c ph\u1ea1t cao nh\u1ea5t \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i xe m\u00e1y l\u00ean \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng v\u1edbi nhi\u1ec1u l\u1ed7i. M\u1ee9c ph\u1ea1t n\u00e0y \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng v\u1edbi nh\u1eefng l\u1ed7i n\u00e0o theo <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2025\/\" target=\"_blank\" rel=\"noopener\" title=\"\">lu\u1eadt giao th\u00f4ng 2025<\/a>? B\u1ea1n h\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u00e9!<\/strong><\/em><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"960\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/03\/10124737\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi.jpeg\" alt=\"\" class=\"wp-image-24803\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/03\/10124737\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi.jpeg 1280w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/03\/10124737\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi-300x225.jpeg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/03\/10124737\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi-1024x768.jpeg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/03\/10124737\/luat-giao-thong-2025-nguoi-di-xe-may-bi-phat-den-14-trieu-dong-voi-nhieu-loi-768x576.jpeg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" \/><figcaption class=\"wp-element-caption\">Nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch v\u1ec1 m\u1ee9c ph\u1ea1t ng\u01b0\u1eddi \u0111i xe m\u00e1y trong lu\u1eadt giao th\u00f4ng 2025<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Muc_phat_nguoi_lai_xe_may_den_14_trieu_dong\"><\/span><strong>1. M\u1ee9c ph\u1ea1t ng\u01b0\u1eddi l\u00e1i xe m\u00e1y \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Theo quy \u0111\u1ecbnh t\u1ea1i <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Nghi-dinh-168-2024-ND-CP-xu-phat-vi-pham-hanh-chinh-an-toan-giao-thong-duong-bo-619502.aspx?anchor=dieu_7#:~:text=10.%20Ph%E1%BA%A1t%20ti%E1%BB%81n%20t%E1%BB%AB%2010.000.000,k%20kho%E1%BA%A3n%209%20%C4%90i%E1%BB%81u%20n%C3%A0y.\">kho\u1ea3n 10 \u0110i\u1ec1u 7 Ngh\u1ecb <\/a><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Nghi-dinh-168-2024-ND-CP-xu-phat-vi-pham-hanh-chinh-an-toan-giao-thong-duong-bo-619502.aspx?anchor=dieu_7#:~:text=10.%20Ph%E1%BA%A1t%20ti%E1%BB%81n%20t%E1%BB%AB%2010.000.000,k%20kho%E1%BA%A3n%209%20%C4%90i%E1%BB%81u%20n%C3%A0y.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">\u0111\u1ecbnh <\/a><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Nghi-dinh-168-2024-ND-CP-xu-phat-vi-pham-hanh-chinh-an-toan-giao-thong-duong-bo-619502.aspx?anchor=dieu_7#:~:text=10.%20Ph%E1%BA%A1t%20ti%E1%BB%81n%20t%E1%BB%AB%2010.000.000,k%20kho%E1%BA%A3n%209%20%C4%90i%E1%BB%81u%20n%C3%A0y.\">168\/2024<\/a><strong> <\/strong>do Ch\u00ednh ph\u1ee7 ban h\u00e0nh, ng\u01b0\u1eddi l\u00e1i xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y ho\u1eb7c c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 s\u1ebd b\u1ecb ph\u1ea1t t\u1eeb 10 \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng cho c\u00e1c h\u00e0nh vi vi ph\u1ea1m an to\u00e0n giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng quan s\u00e1t, kh\u00f4ng gi\u1ea3m t\u1ed1c \u0111\u1ed9 ho\u1eb7c kh\u00f4ng d\u1eebng l\u1ea1i \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m an to\u00e0n theo quy \u0111\u1ecbnh khi \u0111i\u1ec1u khi\u1ec3n xe m\u00e0 g\u00e2y tai n\u1ea1n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u khi\u1ec3n xe ch\u1ea1y qu\u00e1 t\u1ed1c \u0111\u1ed9 quy \u0111\u1ecbnh g\u00e2y tai n\u1ea1n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u khi\u1ec3n xe v\u00e0o \u0111\u01b0\u1eddng cao t\u1ed1c, d\u1eebng, \u0111\u1ed7, quay \u0111\u1ea7u xe, l\u00f9i xe, v\u01b0\u1ee3t, chuy\u1ec3n h\u01b0\u1edbng, chuy\u1ec3n l\u00e0n \u0111\u01b0\u1eddng kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh g\u00e2y tai n\u1ea1n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng \u0111i \u0111\u00fang ph\u1ea7n \u0111\u01b0\u1eddng, l\u00e0n \u0111\u01b0\u1eddng, kh\u00f4ng gi\u1eef kho\u1ea3ng c\u00e1ch an to\u00e0n theo quy \u0111\u1ecbnh g\u00e2y tai n\u1ea1n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u khi\u1ec3n xe v\u00e0o \u0111\u01b0\u1eddng c\u00f3 bi\u1ec3n b\u00e1o hi\u1ec7u c\u00f3 c\u1ea5m \u0111i v\u00e0o \u0111\u1ed1i v\u1edbi lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n \u0111ang \u0111i\u1ec1u khi\u1ec3n g\u00e2y tai n\u1ea1n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i ng\u01b0\u1ee3c chi\u1ec1u tr\u00ean \u0111\u01b0\u1eddng m\u1ed9t chi\u1ec1u, \u0111\u01b0\u1eddng c\u00f3 bi\u1ec3n \u201cC\u1ea5m \u0111i ng\u01b0\u1ee3c chi\u1ec1u\u201d g\u00e2y tai n\u1ea1n giao th\u00f4ng.<\/li>\n<\/ul>\n\n\n\n<p>M\u1ee9c ph\u1ea1t tr\u00ean c\u0169ng \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c h\u00e0nh vi vi ph\u1ea1m m\u00e0 g\u00e2y tai n\u1ea1n giao th\u00f4ng sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng tu\u00e2n th\u1ee7 ch\u1ec9 d\u1eabn c\u1ee7a bi\u1ec3n b\u00e1o hi\u1ec7u, v\u1ea1ch k\u1ebb \u0111\u01b0\u1eddng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1edf ng\u01b0\u1eddi s\u1eed d\u1ee5ng \u00f4 (d\u00f9) tr\u00ean xe;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng tu\u00e2n th\u1ee7 c\u00e1c <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Luat-trat-tu-an-toan-giao-thong-duong-bo-2024-so-36-2024-QH15-444251.aspx#:~:text=%C4%90i%E1%BB%81u%2022.%20Nh%C6%B0%E1%BB%9Dng,t%E1%BB%AB%20b%C3%AAn%20tr%C3%A1i.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">quy \u0111\u1ecbnh v\u1ec1 nh\u01b0\u1eddng \u0111\u01b0\u1eddng t\u1ea1i n\u01a1i \u0111\u01b0\u1eddng giao nhau<\/a>;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng b\u1eadt \u0111\u00e8n chi\u1ebfu s\u00e1ng trong th\u1eddi gian t\u1eeb 18 gi\u1edd ng\u00e0y h\u00f4m tr\u01b0\u1edbc \u0111\u1ebfn 06 gi\u1edd ng\u00e0y s\u00e1ng h\u00f4m sau ho\u1eb7c trong \u0111i\u1ec1u ki\u1ec7n th\u1eddi ti\u1ebft c\u00f3 s\u01b0\u01a1ng m\u00f9, kh\u00f3i, b\u1ee5i, tr\u1eddi m\u01b0a ho\u1eb7c th\u1eddi ti\u1ebft x\u1ea5u l\u00e0m h\u1ea1n ch\u1ebf t\u1ea7m nh\u00ecn;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tr\u00e1nh xe kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>s\u1eed d\u1ee5ng \u0111\u00e8n chi\u1ebfu xa khi g\u1eb7p ng\u01b0\u1eddi \u0111i b\u1ed9, \u0111i qua khu d\u00e2n c\u01b0 c\u00f3 h\u1ec7 th\u1ed1ng chi\u1ebfu s\u00e1ng, g\u1eb7p xe \u0111i ng\u01b0\u1ee3c chi\u1ec1u (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00f3 d\u1ea3i ph\u00e2n c\u00e1ch) ho\u1eb7c khi chuy\u1ec3n h\u01b0\u1edbng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng nh\u01b0\u1eddng \u0111\u01b0\u1eddng cho xe \u0111i t\u1eeb chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i theo quy \u0111\u1ecbnh t\u1ea1i n\u01a1i \u0111\u01b0\u1eddng h\u1eb9p, \u0111\u01b0\u1eddng d\u1ed1c, c\u00f3 ch\u01b0\u1edbng ng\u1ea1i v\u1eadt;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eed d\u1ee5ng c\u00f2i trong th\u1eddi gian t\u1eeb 22 gi\u1edd ng\u00e0y h\u00f4m tr\u01b0\u1edbc \u0111\u1ebfn 5 gi\u1edd s\u00e1ng h\u00f4m sau trong khu v\u1ef1c \u0111\u00f4ng d\u00e2n c\u01b0, c\u01a1 s\u1edf kh\u00e1m &#8211; ch\u1eefa b\u1ec7nh;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ea1y xe d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 cho ph\u00e9p tr\u00ean \u0111o\u1ea1n \u0111\u01b0\u1eddng c\u00f3 quy \u0111\u1ecbnh t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ea1y xe v\u1edbi t\u1ed1c \u0111\u1ed9 th\u1ea5p m\u00e0 kh\u00f4ng \u0111i b\u00ean ph\u1ea3i ph\u1ea7n \u0111\u01b0\u1eddng xe ch\u1ea1y g\u00e2y c\u1ea3n tr\u1edf giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Xe kh\u00f4ng \u0111\u01b0\u1ee3c quy\u1ec1n \u01b0u ti\u00ean m\u00e0 l\u1eafp \u0111\u1eb7t, s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb ph\u00e1t t\u00edn hi\u1ec7u c\u1ee7a xe \u01b0u ti\u00ean;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1edf theo 02 ng\u01b0\u1eddi tr\u00ean xe (kh\u00f4ng k\u1ec3 ng\u01b0\u1eddi l\u00e1i xe), tr\u1eeb tr\u01b0\u1eddng h\u1ee3p ch\u1edf ng\u01b0\u1eddi b\u1ec7nh \u0111i c\u1ea5p c\u1ee9u, tr\u1ebb em d\u01b0\u1edbi 12 tu\u1ed5i, ng\u01b0\u1eddi gi\u00e0 y\u1ebfu ho\u1eb7c ng\u01b0\u1eddi khuy\u1ebft t\u1eadt ho\u1eb7c khi \u00e1p gi\u1ea3i ng\u01b0\u1eddi c\u00f3 h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1edf theo t\u1eeb 03 ng\u01b0\u1eddi tr\u1edf l\u00ean tr\u00ean xe;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi \u0111ang \u0111i\u1ec1u khi\u1ec3n xe ho\u1eb7c ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe b\u00e1m, k\u00e9o, \u0111\u1ea9y xe kh\u00e1c, v\u1eadt kh\u00e1c, d\u1eabn d\u1eaft v\u1eadt nu\u00f4i, mang v\u00e1c v\u1eadt c\u1ed3ng k\u1ec1nh;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1edf ng\u01b0\u1eddi \u0111\u1ee9ng tr\u00ean y\u00ean, gi\u00e1 \u0111\u00e8o h\u00e0ng ho\u1eb7c ng\u1ed3i tr\u00ean tay l\u00e1i c\u1ee7a xe;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng b\u1eadt \u0111\u00e8n chi\u1ebfu g\u1ea7n khi l\u01b0u th\u00f4ng qua h\u1ea7m;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u1ea1y d\u00e0n h\u00e0ng ngang t\u1eeb 3 xe tr\u1edf l\u00ean;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eed d\u1ee5ng \u00f4 (d\u00f9), thi\u1ebft b\u1ecb \u00e2m thanh (tr\u1eeb thi\u1ebft b\u1ecb tr\u1ee3 th\u00ednh), s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed kh\u00e1c khi \u0111ang l\u00e1i xe.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng ch\u1ea5p h\u00e0nh hi\u1ec7u l\u1ec7nh c\u1ee7a \u0111\u00e8n giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng tu\u00e2n th\u1ee7 hi\u1ec7u l\u1ec7nh, ch\u1ec9 d\u1eabn c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n giao th\u00f4ng ho\u1eb7c ng\u01b0\u1eddi ki\u1ec3m so\u00e1t giao th\u00f4ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng nh\u01b0\u1eddng \u0111\u01b0\u1eddng ho\u1eb7c g\u00e2y c\u1ea3n tr\u1edf xe \u01b0u ti\u00ean \u0111ang ph\u00e1t t\u00edn hi\u1ec7u;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L\u1ea1ng l\u00e1ch, \u0111\u00e1nh v\u00f5ng;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u01b0a g\u1ea1t ch\u00e2n ch\u1ed1ng ho\u1eb7c g\u1ea1t ch\u01b0a h\u1ebft v\u00e0 ch\u1edf \u0111\u1ed3 c\u1ed3ng k\u1ec1nh \u0111\u1ec3 x\u1ea3y ra t\u00ecnh tr\u1ea1ng qu\u1ec7t khi \u0111i \u0111\u01b0\u1eddng g\u00e2y nguy hi\u1ec3m;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi ng\u1ed3i sau \u0111i\u1ec1u khi\u1ec3n xe b\u1eb1ng c\u00e1ch v\u00f2ng tay qua ng\u01b0\u1eddi ng\u1ed3i tr\u01b0\u1edbc, tr\u1eeb khi ch\u1edf tr\u1ebb em d\u01b0\u1edbi 6 tu\u1ed5i ng\u1ed3i ph\u00eda tr\u01b0\u1edbc;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eed d\u1ee5ng c\u00f2i, r\u00fa ga (n\u1eb9t p\u00f4) li\u00ean t\u1ee5c trong khu v\u1ef1c \u0111\u00f4ng d\u00e2n c\u01b0, c\u01a1 s\u1edf kh\u00e1m &#8211; ch\u1eefa b\u1ec7nh.<\/li>\n<\/ul>\n\n\n\n<p>Theo quy \u0111\u1ecbnh m\u1edbi, m\u1ed7i gi\u1ea5y ph\u00e9p l\u00e1i xe s\u1ebd t\u1ed1i \u0111a 12 \u0111i\u1ec3m. Do \u0111\u00f3, b\u00ean c\u1ea1nh m\u1ee9c ph\u1ea1t 10 \u0111\u1ebfn 14 tri\u1ec7u \u0111\u1ed3ng, gi\u1ea5y ph\u00e9p l\u00e1i xe s\u1ebd b\u1ecb tr\u1eeb 10 \u0111i\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y, xe m\u00f4 t\u00f4 c\u00f3 h\u00e0nh vi vi ph\u1ea1m k\u1ec3 tr\u00ean. Ng\u01b0\u1eddi c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe b\u1ecb tr\u1eeb h\u1ebft \u0111i\u1ec3m s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi h\u1ea1n \u00edt nh\u1ea5t 6 th\u00e1ng \u0111\u1ebfn khi ng\u01b0\u1eddi \u0111\u00f3 \u0111\u01b0\u1ee3c tham gia ki\u1ec3m tra do l\u1ef1c l\u01b0\u1ee3ng C\u1ea3nh s\u00e1t giao th\u00f4ng t\u1ed5 ch\u1ee9c \u0111\u1ec3 ph\u1ee5c h\u1ed3i s\u1ed1 \u0111i\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Bao_hiem_TNDS_xe_may_co_vai_tro_gi_trong_truong_hop_nguoi_lai_xe_gay_tai_nan\"><\/span><strong>2. B\u1ea3o hi\u1ec3m TNDS xe m\u00e1y c\u00f3 vai tr\u00f2 g\u00ec trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y g\u00e2y tai n\u1ea1n giao th\u00f4ng, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\">b\u1ea3o hi\u1ec3m TNDS <\/a><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\">xe <\/a><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\">m\u00e1y<\/a> c\u00f3 vai tr\u00f2 v\u00f4 c\u00f9ng quan tr\u1ecdng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho b\u00ean th\u1ee9 ba:<\/strong> bao g\u1ed3m thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi (chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, vi\u1ec7n ph\u00ed, c\u00e1c kho\u1ea3n h\u1ed7 tr\u1ee3 kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt) v\u00e0 thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n (chi ph\u00ed s\u1eeda ch\u1eefa, thay th\u1ebf t\u00e0i s\u1ea3n b\u1ecb h\u01b0 h\u1ecfng ho\u1eb7c m\u1ea5t m\u00e1t do tai n\u1ea1n g\u00e2y ra).<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Gi\u1ea3m g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n:<\/strong> b\u1ea3o hi\u1ec3m s\u1ebd thay m\u1eb7t ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n th\u1ef1c hi\u1ec7n vi\u1ec7c b\u1ed3i th\u01b0\u1eddng, gi\u00fap h\u1ecd tr\u00e1nh kh\u1ecfi nh\u1eefng r\u1ee7i ro t\u00e0i ch\u00ednh l\u1edbn.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>H\u1ed7 tr\u1ee3 c\u00e1c th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd: <\/strong>c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng h\u1ed7 tr\u1ee3 ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe trong vi\u1ec7c gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i v\u00e0 b\u1ed3i th\u01b0\u1eddng, gi\u00fap gi\u1ea3m thi\u1ec3u r\u1eafc r\u1ed1i v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ea3m b\u1ea3o an to\u00e0n giao th\u00f4ng:<\/strong> b\u1ea3o hi\u1ec3m TNDS g\u00f3p ph\u1ea7n n\u00e2ng cao \u00fd th\u1ee9c ch\u1ea5p h\u00e0nh lu\u1eadt giao th\u00f4ng c\u1ee7a ng\u01b0\u1eddi d\u00e2n, gi\u1ea3m thi\u1ec3u c\u00e1c v\u1ee5 tai n\u1ea1n giao th\u00f4ng v\u00e0 c\u00e1c tranh ch\u1ea5p li\u00ean quan \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Saladin hy v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 \u0111em l\u1ea1i nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch v\u1ec1 m\u1ee9c ph\u1ea1t ng\u01b0\u1eddi \u0111i xe m\u00e1y trong <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2025\/\">lu\u1eadt<\/a><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2025\/\" target=\"_blank\" rel=\"noopener\" title=\"\"> <\/a><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong-2025\/\">giao th\u00f4ng 2025<\/a>.<br>N\u1ebfu b\u1ea1n c\u00f3 nhu c\u1ea7u mua <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\">b\u1ea3o hi\u1ec3m <\/a><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\">TDNS <\/a><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\">xe m\u00e1y<\/a> th\u00ec \u0111\u1eebng ng\u1ea7n ng\u1ea1i gh\u00e9 th\u0103m website c\u1ee7a <strong>Saladin<\/strong> nh\u00e9! <strong>Saladin<\/strong> &#8211; \u0111\u1ed1i t\u00e1c ch\u00ednh th\u1ee9c c\u1ee7a nhi\u1ec1u \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t nam &#8211; cam k\u1ebft s\u1ebd \u0111em l\u1ea1i cho b\u1ea1n s\u1ef1 h\u00e0i l\u00f2ng khi tr\u1ea3i nghi\u1ec7m d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m c\u1ee7a <strong>Saladin<\/strong> v\u1edbi \u0111\u1ed9i ng\u0169 CSKH t\u1eadn t\u00e2m, s\u1eb5n s\u00e0ng t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 24\/7 v\u00e0 nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i h\u1ea5p d\u1eabn.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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