{"id":25287,"date":"2025-06-27T09:00:00","date_gmt":"2025-06-27T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=25287"},"modified":"2025-06-26T14:22:08","modified_gmt":"2025-06-26T07:22:08","slug":"kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh\/","title":{"rendered":"Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n: Nguy\u00ean nh\u00e2n xe \u00f4 t\u00f4 m\u1ea5t phanh v\u00e0 c\u00e1ch ph\u00f2ng tr\u00e1nh"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh\/#1_Nguyen_nhan_khien_xe_o_to_mat_phanh\" >1. Nguy\u00ean nh\u00e2n khi\u1ebfn xe \u00f4 t\u00f4 m\u1ea5t phanh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh\/#2_Kinh_nghiem_lai_xe_an_toan_Cach_phong_tranh_rui_ro_xe_o_to_mat_phanh\" >2. Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n: C\u00e1ch ph\u00f2ng tr\u00e1nh r\u1ee7i ro xe \u00f4 t\u00f4 m\u1ea5t phanh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh\/#3_Xe_o_to_mat_phanh_gay_tai_nan_thi_co_duoc_bao_hiem_boi_thuong_khong\" >3. Xe \u00f4 t\u00f4 m\u1ea5t phanh g\u00e2y tai n\u1ea1n th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>M\u1ea5t phanh l\u00e0 m\u1ed9t trong nh\u1eefng s\u1ef1 c\u1ed1 nguy hi\u1ec3m ti\u1ec1m \u1ea9n nguy c\u01a1 tai n\u1ea1n giao th\u00f4ng nghi\u00eam tr\u1ecdng. Hi\u1ec3u r\u00f5 c\u00e1c nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng n\u00e0y l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 ch\u1ee7 \u0111\u1ed9ng ph\u00f2ng tr\u00e1nh v\u00e0 x\u1eed l\u00fd k\u1ecbp th\u1eddi. C\u00f9ng Saladin t\u00ecm hi\u1ec3u chi ti\u1ebft v\u1ec1 c\u00e1c nguy\u00ean nh\u00e2n khi\u1ebfn xe \u00f4 t\u00f4 m\u1ea5t phanh v\u00e0 nh\u1eefng kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n, c\u00e1ch ph\u00f2ng tr\u00e1nh hi\u1ec7u qu\u1ea3 nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"724\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140701\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-1.jpg\" alt=\"\" class=\"wp-image-25288\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140701\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-1.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140701\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-1-300x217.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140701\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-1-768x556.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">V\u00ec sao xe \u00f4 t\u00f4 m\u1ea5t phanh? N\u1ebfu tai n\u1ea1n x\u1ea3y ra do xe \u00f4 t\u00f4 m\u1ea5t phanh th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Nguyen_nhan_khien_xe_o_to_mat_phanh\"><\/span>1. <strong>Nguy\u00ean nh\u00e2n khi\u1ebfn xe \u00f4 t\u00f4 m\u1ea5t phanh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\"><\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Hao m\u00f2n c\u01a1 kh\u00ed c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn<\/strong><\/h3>\n\n\n\n<p>C\u00e1c th\u00e0nh ph\u1ea7n trong h\u1ec7 th\u1ed1ng phanh s\u1ebd d\u1ea7n d\u1ea7n xu\u1ed1ng c\u1ea5p theo th\u1eddi gian v\u00e0 qu\u00e3ng \u0111\u01b0\u1eddng s\u1eed d\u1ee5ng. M\u1ee9c \u0111\u1ed9 hao m\u00f2n n\u00e0y nhanh h\u01a1n \u0111\u00e1ng k\u1ec3 n\u1ebfu xe th\u01b0\u1eddng xuy\u00ean ph\u1ea3i ho\u1ea1t \u0111\u1ed9ng trong \u0111i\u1ec1u ki\u1ec7n kh\u1eafc nghi\u1ec7t nh\u01b0 th\u01b0\u1eddng \u0111i tr\u00ean c\u00e1c \u0111\u1ecba h\u00ecnh \u0111\u00e8o d\u1ed1c \u0111\u00f2i h\u1ecfi d\u00f9ng phanh li\u00ean t\u1ee5c.<\/p>\n\n\n\n<p>Ch\u1ee7 xe c\u1ea7n l\u01b0u \u00fd c\u00e1c m\u1ed1c b\u1ea3o d\u01b0\u1ee1ng xe \u00f4 t\u00f4 sau \u0111\u1ec3 c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 c\u00e1c b\u1ed9 ph\u1eadn xe t\u1ed1t h\u01a1n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u00e1 phanh \u00f4 t\u00f4: Trong kho\u1ea3ng 40.000 \u0111\u1ebfn 100.000 km<\/li>\n\n\n\n<li>\u0110\u0129a phanh: T\u1eeb 80.000 \u0111\u1ebfn 160.000 km<\/li>\n\n\n\n<li>Gu\u1ed1c phanh c\u1ee7a h\u1ec7 th\u1ed1ng phanh tang tr\u1ed1ng: Trong kho\u1ea3ng 50.000 \u0111\u1ebfn 65.000 km<\/li>\n\n\n\n<li>D\u00e2y c\u00e1p (\u0111\u1ed1i v\u1edbi ph\u01b0\u01a1ng ti\u1ec7n trang b\u1ecb phanh tang tr\u1ed1ng, phanh \u0111\u00f9m): Sau m\u1ed7i 2-3 n\u0103m.<\/li>\n<\/ul>\n\n\n\n<p>Kh\u00f4ng ch\u1ec9 c\u00e1c b\u1ed9 ph\u1eadn c\u01a1 kh\u00ed, d\u1ea7u phanh c\u0169ng \u0111\u00f3ng vai tr\u00f2 then ch\u1ed1t v\u00e0 c\u1ea7n \u0111\u01b0\u1ee3c ch\u00fa \u00fd. C\u00e1c nh\u00e0 s\u1ea3n xu\u1ea5t xe th\u01b0\u1eddng khuy\u00ean ng\u01b0\u1eddi d\u00f9ng n\u00ean thay d\u1ea7u phanh \u0111\u1ecbnh k\u1ef3 sau m\u1ed7i 2-3 n\u0103m s\u1eed d\u1ee5ng v\u00ec l\u01b0\u1ee3ng n\u01b0\u1edbc t\u00edch t\u1ee5 trong d\u1ea7u c\u00f3 th\u1ec3 g\u00e2y \u0103n m\u00f2n h\u1ec7 th\u1ed1ng phanh, l\u00e0m gi\u1ea3m kh\u1ea3 n\u0103ng ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3 c\u1ee7a phanh ho\u1eb7c th\u1eadm ch\u00ed d\u1eabn \u0111\u1ebfn h\u01b0 h\u1ea1i nghi\u00eam tr\u1ecdng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Qu\u00e1 nhi\u1ec7t h\u1ec7 th\u1ed1ng phanh<\/strong><\/h3>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y th\u01b0\u1eddng x\u1ea3y ra khi ng\u01b0\u1eddi l\u00e1i s\u1eed d\u1ee5ng phanh m\u1ed9t c\u00e1ch li\u00ean t\u1ee5c nh\u01b0 trong l\u00fac \u0111\u1ed5 d\u1ed1c d\u00e0i. Vi\u1ec7c ma s\u00e1t kh\u00f4ng ng\u1eebng s\u1ebd l\u00e0m t\u0103ng nhi\u1ec7t \u0111\u1ed9 c\u1ee7a c\u00e1c b\u1ed9 ph\u1eadn ch\u1ee7 ch\u1ed1t nh\u01b0 m\u00e1 phanh, piston \u0111\u1ea9y v\u00e0 \u0111\u0129a phanh, th\u1eadm ch\u00ed c\u00f3 th\u1ec3 khi\u1ebfn d\u1ea7u phanh b\u1ecb s\u00f4i. Nguy c\u01a1 n\u00e0y c\u00e0ng cao n\u1ebfu ph\u01b0\u01a1ng ti\u1ec7n kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o d\u01b0\u1ee1ng \u0111\u1ecbnh k\u1ef3 ho\u1eb7c c\u00e1c linh ki\u1ec7n \u0111\u00e3 xu\u1ed1ng c\u1ea5p kh\u00f4ng \u0111\u01b0\u1ee3c thay th\u1ebf k\u1ecbp th\u1eddi.<\/p>\n\n\n\n<p>N\u1ebfu ph\u00e1t hi\u1ec7n \u0111\u0129a phanh n\u00f3ng b\u1ea5t th\u01b0\u1eddng, b\u1ea1n n\u00ean t\u00ecm n\u01a1i an to\u00e0n \u0111\u1ec3 d\u1eebng xe v\u00e0 cho ph\u00e9p h\u1ec7 th\u1ed1ng ngu\u1ed9i \u0111i t\u1ef1 nhi\u00ean. Tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng s\u1eed d\u1ee5ng n\u01b0\u1edbc \u0111\u1ec3 l\u00e0m m\u00e1t \u0111\u0129a phanh v\u00ec s\u1ef1 thay \u0111\u1ed5i nhi\u1ec7t \u0111\u1ed9 \u0111\u1ed9t ng\u1ed9t c\u00f3 th\u1ec3 g\u00e2y h\u01b0 h\u1ecfng nghi\u00eam tr\u1ecdng nh\u01b0 cong v\u00eanh.<\/p>\n\n\n\n<p>N\u1ebfu t\u00ecnh tr\u1ea1ng n\u1eb7ng h\u01a1n l\u00e0 \u0111\u01b0\u1eddng \u1ed1ng d\u1ea7u phanh b\u1ecb b\u1ee5c, gi\u1ea3i ph\u00e1p duy nh\u1ea5t l\u00e0 \u0111\u01b0a xe \u0111\u1ebfn c\u00e1c trung t\u00e2m s\u1eeda ch\u1eefa \u0111\u00e1ng tin c\u1eady \u0111\u1ec3 \u0111\u01b0\u1ee3c kh\u1eafc ph\u1ee5c v\u00e0 b\u1ed5 sung d\u1ea7u phanh chuy\u00ean d\u1ee5ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Kinh_nghiem_lai_xe_an_toan_Cach_phong_tranh_rui_ro_xe_o_to_mat_phanh\"><\/span>2. <strong>Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n: C\u00e1ch ph\u00f2ng tr\u00e1nh r\u1ee7i ro xe \u00f4 t\u00f4 m\u1ea5t phanh<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\"><\/ol>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140703\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-2.jpg\" alt=\"\" class=\"wp-image-25289\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140703\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-2.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140703\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-2-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/06\/26140703\/kinh-nghiem-lai-xe-an-toan-nguyen-nhan-xe-o-to-mat-phanh-va-cach-phong-tranh-2-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">B\u1ea3o d\u01b0\u1ee1ng xe \u00f4 t\u00f4 theo khuy\u1ebfn ngh\u1ecb l\u00e0 c\u00e1ch ph\u00f2ng tr\u00e1nh r\u1ee7i ro xe \u00f4 t\u00f4 m\u1ea5t phanh t\u1ed1t nh\u1ea5t.<\/figcaption><\/figure>\n\n\n\n<p>Thay v\u00ec \u0111\u1ee3i \u0111\u1ebfn khi s\u1ef1 c\u1ed1 x\u1ea3y ra, b\u1ea1n c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n nhi\u1ec1u bi\u1ec7n ph\u00e1p hi\u1ec7u qu\u1ea3 \u0111\u1ec3 duy tr\u00ec h\u1ec7 th\u1ed1ng phanh lu\u00f4n trong tr\u1ea1ng th\u00e1i t\u1ed1t nh\u1ea5t:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>B\u1ea3o d\u01b0\u1ee1ng v\u00e0 ki\u1ec3m tra \u0111\u1ecbnh k\u1ef3 h\u1ec7 th\u1ed1ng phanh<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tu\u00e2n th\u1ee7 <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/kinh-nghiem-lai-xe-an-toan-cac-cot-moc-bao-duong-xe-o-to-quan-trong-phai-biet\/\" target=\"_blank\" rel=\"noopener\" title=\"\">l\u1ecbch tr\u00ecnh b\u1ea3o d\u01b0\u1ee1ng<\/a> do nh\u00e0 s\u1ea3n xu\u1ea5t khuy\u1ebfn ngh\u1ecb nh\u1eb1m gi\u00fap ph\u00e1t hi\u1ec7n s\u1edbm c\u00e1c d\u1ea5u hi\u1ec7u hao m\u00f2n ho\u1eb7c h\u1ecfng h\u00f3c ti\u1ec1m \u1ea9n c\u1ee7a m\u00e1 phanh, \u0111\u0129a phanh, gu\u1ed1c phanh v\u00e0 c\u00e1c b\u1ed9 ph\u1eadn li\u00ean quan.<\/li>\n\n\n\n<li>Ki\u1ec3m tra ch\u1ea5t l\u01b0\u1ee3ng v\u00e0 m\u1ee9c d\u1ea7u phanh.<\/li>\n\n\n\n<li>Ki\u1ec3m tra d\u00e2y c\u00e1p v\u00e0 \u1ed1ng d\u1eabn: \u0110\u1ed1i v\u1edbi phanh \u0111\u00f9m, c\u1ea7n ki\u1ec3m tra \u0111\u1ed9 c\u0103ng v\u00e0 t\u00ecnh tr\u1ea1ng c\u1ee7a d\u00e2y c\u00e1p phanh. V\u1edbi phanh \u0111\u0129a, h\u00e3y ki\u1ec3m tra c\u00e1c \u0111\u01b0\u1eddng \u1ed1ng d\u1eabn d\u1ea7u xem c\u00f3 b\u1ecb n\u1ee9t hay r\u00f2 r\u1ec9 hay kh\u00f4ng.<\/li>\n\n\n\n<li><strong>Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n an to\u00e0n:<\/strong><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tr\u00e1nh r\u00e0 phanh li\u00ean t\u1ee5c, \u0111\u1eb7c bi\u1ec7t khi \u0111\u1ed5 d\u1ed1c d\u00e0i: H\u00e3y s\u1eed d\u1ee5ng k\u1ef9 thu\u1eadt phanh ng\u1eaft qu\u00e3ng ho\u1eb7c k\u1ebft h\u1ee3p phanh \u0111\u1ed9ng c\u01a1 \u0111\u1ec3 gi\u1ea3m t\u1ed1c \u0111\u1ed9, gi\u00fap h\u1ec7 th\u1ed1ng phanh c\u00f3 th\u1eddi gian l\u00e0m m\u00e1t, tr\u00e1nh t\u00ecnh tr\u1ea1ng qu\u00e1 nhi\u1ec7t.<\/li>\n\n\n\n<li>Gi\u1eef kho\u1ea3ng c\u00e1ch an to\u00e0n: Lu\u00f4n duy tr\u00ec kho\u1ea3ng c\u00e1ch \u0111\u1ee7 l\u1edbn v\u1edbi xe ph\u00eda tr\u01b0\u1edbc \u0111\u1ec3 c\u00f3 \u0111\u1ee7 th\u1eddi gian v\u00e0 kh\u00f4ng gian x\u1eed l\u00fd t\u00ecnh hu\u1ed1ng, gi\u1ea3m thi\u1ec3u vi\u1ec7c ph\u1ea3i phanh g\u1ea5p ho\u1eb7c phanh li\u00ean t\u1ee5c.<\/li>\n\n\n\n<li>Ch\u00fa \u00fd c\u00e1c d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng: Ch\u00fa \u00fd ti\u1ebfng \u0111\u1ed9ng l\u1ea1 khi phanh nh\u01b0 ti\u1ebfng r\u00edt, ti\u1ebfng kim lo\u1ea1i c\u1ecd x\u00e1t\u2026, c\u1ea3m nh\u1eadn s\u1ef1 thay \u0111\u1ed5i \u1edf b\u00e0n \u0111\u1ea1p\/tay phanh ho\u1eb7c \u0111\u00e8n c\u1ea3nh b\u00e1o phanh tr\u00ean b\u1ea3ng \u0111i\u1ec1u khi\u1ec3n \u0111\u1ec3 ki\u1ec3m tra.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\"><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">L\u1ef1a ch\u1ecdn ph\u1ee5 t\u00f9ng ch\u00ednh h\u00e3ng v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng<\/h3>\n\n\n\n<p>Khi c\u1ea7n thay th\u1ebf m\u00e1 phanh, \u0111\u0129a phanh, d\u1ea7u phanh ho\u1eb7c b\u1ea5t k\u1ef3 linh ki\u1ec7n n\u00e0o c\u1ee7a h\u1ec7 th\u1ed1ng phanh, h\u00e3y \u01b0u ti\u00ean s\u1eed d\u1ee5ng s\u1ea3n ph\u1ea9m ch\u00ednh h\u00e3ng ho\u1eb7c c\u00e1c ph\u1ee5 t\u00f9ng c\u00f3 ch\u1ea5t l\u01b0\u1ee3ng t\u01b0\u01a1ng \u0111\u01b0\u01a1ng. Ph\u1ee5 t\u00f9ng k\u00e9m ch\u1ea5t l\u01b0\u1ee3ng c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ea3m b\u1ea3o hi\u1ec7u su\u1ea5t, tu\u1ed5i th\u1ecd v\u00e0 ti\u1ec1m \u1ea9n nguy c\u01a1 g\u00e2y h\u1ecfng h\u00f3c cho to\u00e0n b\u1ed9 h\u1ec7 th\u1ed1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 uy t\u00edn<\/strong><\/h3>\n\n\n\n<p>M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 uy t\u00edn kh\u00f4ng ch\u1ec9 b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho xe c\u1ee7a b\u1ea1n (b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe) m\u00e0 c\u00f2n chi tr\u1ea3 cho thi\u1ec7t h\u1ea1i c\u1ee7a b\u00ean th\u1ee9 ba (b\u1ea3o hi\u1ec3m tr\u00e1ch TNDS b\u1eaft bu\u1ed9c) n\u1ebfu kh\u00f4ng may x\u1ea3y ra va ch\u1ea1m. \u0110i\u1ec1u n\u00e0y gi\u00fap b\u1ea1n gi\u1ea3m b\u1edbt g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh \u0111\u00e1ng k\u1ec3 khi \u0111\u1ed1i m\u1eb7t v\u1edbi c\u00e1c s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd, bao g\u1ed3m c\u1ea3 nh\u1eefng tai n\u1ea1n c\u00f3 li\u00ean quan \u0111\u1ebfn l\u1ed7i phanh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Xe_o_to_mat_phanh_gay_tai_nan_thi_co_duoc_bao_hiem_boi_thuong_khong\"><\/span>3. <strong>Xe \u00f4 t\u00f4 m\u1ea5t phanh g\u00e2y tai n\u1ea1n th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\"><\/ol>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, \u0111\u1ed1i v\u1edbi c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 th\u00f4ng d\u1ee5ng tr\u00ean th\u1ecb tr\u01b0\u1eddng, khi xe \u00f4 t\u00f4 m\u1ea5t phanh v\u00e0 g\u00e2y tai n\u1ea1n, h\u1ea7u h\u1ebft c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd xem x\u00e9t b\u1ed3i th\u01b0\u1eddng n\u1ebfu s\u1ef1 c\u1ed1 \u0111\u00f3 kh\u00f4ng n\u1eb1m trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb c\u1ee5 th\u1ec3 nh\u01b0 l\u1ed7i c\u1ed1 \u00fd c\u1ee7a ch\u1ee7 xe\/l\u00e1i xe, xe kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n an to\u00e0n khi tham gia giao th\u00f4ng ho\u1eb7c vi ph\u1ea1m ph\u00e1p lu\u1eadt nghi\u00eam tr\u1ecdng.<\/p>\n\n\n\n<p>Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, xe \u00f4 t\u00f4 m\u1ea5t phanh \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd, n\u1eb1m ngo\u00e0i \u00fd mu\u1ed1n n\u1ebfu b\u1ea1n \u0111\u00e3 b\u1ea3o d\u01b0\u1ee1ng xe \u0111\u00fang quy \u0111\u1ecbnh v\u00e0 s\u1ef1 c\u1ed1 m\u1ea5t phanh l\u00e0 kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c n\u00ean kh\u1ea3 n\u0103ng cao l\u00e0 b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i.<\/p>\n\n\n\n<p>L\u01b0u \u00fd r\u1eb1ng b\u1ea3o hi\u1ec3m TNDS xe \u00f4 t\u00f4 s\u1ebd b\u1ed3i th\u01b0\u1eddng cho thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba do tai n\u1ea1n \u0111\u00f3 g\u00e2y ra c\u00f2n b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 m\u1edbi l\u00e0 b\u00ean chi tr\u1ea3 cho nh\u1eefng h\u01b0 h\u1ecfng c\u1ee7a ch\u00ednh chi\u1ebfc xe c\u1ee7a b\u1ea1n. Ch\u00ednh v\u00ec th\u1ebf, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an t\u00e2m t\u1ed1i \u0111a tr\u00ean m\u1ecdi h\u00e0nh tr\u00ecnh, b\u1ea1n n\u00ean s\u1edf h\u1eefu \u0111\u1ea7y \u0111\u1ee7 g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, bao g\u1ed3m c\u1ea3 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>b\u1ea3o hi\u1ec3m TNDS xe \u00f4 t\u00f4<\/strong><\/a> v\u00e0 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/strong><\/a>.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t \u0111\u1ecba ch\u1ec9 \u0111\u00e1ng tin c\u1eady \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, h\u00e3y c\u00e2n nh\u1eafc <strong>Saladin<\/strong>. <strong>Saladin<\/strong> l\u00e0 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p, mang \u0111\u1ebfn \u0111a d\u1ea1ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 v\u1edbi nhi\u1ec1u quy\u1ec1n l\u1ee3i thi\u1ebft th\u1ef1c t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u v\u00e0 quy\u1ec1n l\u1ee3i nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>So s\u00e1nh v\u00e0 l\u1ef1a ch\u1ecdn: D\u1ec5 d\u00e0ng \u0111\u1ed1i chi\u1ebfu c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb nhi\u1ec1u nh\u00e0 cung c\u1ea5p uy t\u00edn, t\u00ecm \u0111\u01b0\u1ee3c s\u1ea3n ph\u1ea9m c\u00f3 quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c ph\u00ed ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u c\u00e1 nh\u00e2n.<\/li>\n\n\n\n<li>Minh b\u1ea1ch th\u00f4ng tin: C\u00e1c \u0111i\u1ec1u kho\u1ea3n, \u0111i\u1ec1u ki\u1ec7n, v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y r\u00f5 r\u00e0ng, gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 m\u1ecdi kh\u00eda c\u1ea1nh tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua.<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i \u0111a d\u1ea1ng: <strong>Saladin<\/strong> cung c\u1ea5p c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe, b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c v\u00e0 c\u00e1c g\u00f3i b\u1ed5 sung, \u0111\u00e1p \u1ee9ng m\u1ecdi nhu c\u1ea7u b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho chi\u1ebfc xe c\u1ee7a b\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u1eafm v\u1eefng c\u00e1c nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn xe \u00f4 t\u00f4 m\u1ea5t phanh v\u00e0 ch\u1ee7 \u0111\u1ed9ng \u00e1p d\u1ee5ng bi\u1ec7n ph\u00e1p ph\u00f2ng tr\u00e1nh l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o an to\u00e0n tr\u00ean m\u1ecdi h\u00e0nh tr\u00ecnh. \u0110\u1ec3 t\u0103ng c\u01b0\u1eddng s\u1ef1 b\u1ea3o v\u1ec7 v\u00e0 an t\u00e2m tuy\u1ec7t \u0111\u1ed1i, h\u00e3y li\u00ean h\u1ec7 <strong>Saladin<\/strong> ngay h\u00f4m nay \u0111\u1ec3 s\u1edf h\u1eefu g\u00f3i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 ph\u00f9 h\u1ee3p, gi\u00fap m\u1ed7i chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n lu\u00f4n tr\u1ecdn v\u1eb9n v\u00e0 an to\u00e0n nh\u00e9!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p><span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu\u1eadt giao th\u00f4ng\">Lu\u1eadt giao th\u00f4ng<\/a><\/span>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a>&nbsp; &nbsp;<span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/an-toan-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"\">An to\u00e0n giao th\u00f4ng<\/a><\/span><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>\u00a0 \u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>\u00a0<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>M\u1ea5t phanh l\u00e0 m\u1ed9t trong nh\u1eefng s\u1ef1 c\u1ed1 nguy hi\u1ec3m ti\u1ec1m \u1ea9n nguy c\u01a1 tai n\u1ea1n giao th\u00f4ng nghi\u00eam tr\u1ecdng. Hi\u1ec3u r\u00f5 c\u00e1c nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng n\u00e0y [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":1619,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[595,386,192,426,182,166,650],"class_list":["post-25287","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-o-to","tag-bao-hiem-tnds-xe-o-to","tag-bao-hiem-vat-chat-xe-o-to","tag-cach-lai-xe-an-toan","tag-cach-lai-xe-o-to-an-toan","tag-kinh-nghiem-lai-xe-an-toan","tag-xe-o-to-mat-phanh"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/10113154\/muc-khau-tru-trong-bao-hiem-than-vo-o-to.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/10113154\/muc-khau-tru-trong-bao-hiem-than-vo-o-to-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">xe \u00f4 t\u00f4 m\u1ea5t phanh<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch l\u00e1i xe \u00f4 t\u00f4 an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">Kinh nghi\u1ec7m l\u00e1i xe an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">xe \u00f4 t\u00f4 m\u1ea5t phanh<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 10 months ago","modified":"Updated 10 months ago"},"absolute_dates":{"created":"Posted on 27\/06\/2025","modified":"Updated on 26\/06\/2025"},"absolute_dates_time":{"created":"Posted on 27\/06\/2025 9:00 AM","modified":"Updated on 26\/06\/2025 2:22 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25287","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=25287"}],"version-history":[{"count":1,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25287\/revisions"}],"predecessor-version":[{"id":25290,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25287\/revisions\/25290"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/1619"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=25287"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=25287"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=25287"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}