{"id":25797,"date":"2025-08-18T09:00:00","date_gmt":"2025-08-18T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=25797"},"modified":"2025-08-25T15:01:20","modified_gmt":"2025-08-25T08:01:20","slug":"vbi-care","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/","title":{"rendered":"VBI Care | Th\u00f4ng tin s\u1ea3n ph\u1ea9m"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Quyen_loi_bao_hiem_noi_bat\" >Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u1ed5i b\u1eadt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Cac_goi_Bao_hiem\" >C\u00e1c g\u00f3i B\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Dieu_kien_tham_gia_chuong_trinh_bao_hiem\" >\u0110i\u1ec1u ki\u1ec7n tham gia ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Diem_loai_tru\" >\u0110i\u1ec3m lo\u1ea1i tr\u1eeb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Thoi_gian_cho\" >Th\u1eddi gian ch\u1edd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Tips_chon_goi_bao_hiem_phu_hop_nhat_cho_ban\" >Tips ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho b\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Cac_thong_tin_can_chuan_bi\" >C\u00e1c th\u00f4ng tin c\u1ea7n chu\u1ea9n b\u1ecb<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#FAQs\" >FAQs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/vbi-care\/#Thong_tin_lien_he\" >Th\u00f4ng tin li\u00ean h\u1ec7<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150101\/VBI-800-x-600.png\" alt=\"\" class=\"wp-image-25915\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150101\/VBI-800-x-600.png 800w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150101\/VBI-800-x-600-300x225.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150101\/VBI-800-x-600-768x576.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n l\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd gi\u00fap chi tr\u1ea3 c\u00e1c chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh n\u1ed9i tr\u00fa, ngo\u1ea1i tr\u00fa, tai n\u1ea1n, thai s\u1ea3n, ung th\u01b0 \u2026 ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh tham gia b\u1ea3o hi\u1ec3m v\u00e0 n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p>VBI CARE l\u00e0 d\u00f2ng s\u1ea3n ph\u1ea9m v\u1edbi m\u1ee9c b\u1ea3o v\u1ec7 l\u00ean t\u1edbi 2 t\u1ef7 \u0111\u1ed3ng v\u1edbi nh\u1eefng quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng bao g\u1ed3m \u1ed1m \u0111au, b\u1ec7nh t\u1eadt, tai n\u1ea1n, chi ph\u00ed n\u1eb1m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ngo\u1ea1i tr\u00fa, nha khoa v\u00e0 thai s\u1ea3n. V\u1edbi chi ph\u00ed ch\u1ec9 t\u1eeb 1.000\u0111\/ng\u00e0y, kh\u00e1ch h\u00e0ng nh\u1eadn m\u1ee9c quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 l\u00ean \u0111\u1ebfn 2 t\u1ef7 \u0111\u1ed3ng, chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe l\u00ean \u0111\u1ebfn 600 tri\u1ec7u \u0111\u1ed3ng\/n\u0103m.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe VBICare c\u00f3 khung th\u1eddi gian ch\u1edd ng\u1eafn nh\u1ea5t th\u1ecb tr\u01b0\u1eddng<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quyen_loi_bao_hiem_noi_bat\"><\/span><strong>Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u1ed5i b\u1eadt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u00e1i t\u1ee5c t\u1ed1i \u0111a \u0111\u1ebfn 65 tu\u1ed5i<\/li>\n\n\n\n<li>200 c\u01a1 s\u1edf b\u1ea3o l\u00e3nh<\/li>\n\n\n\n<li>Chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ung th\u01b0 (theo quy\u1ec1n l\u1ee3i ch\u00ednh)<\/li>\n\n\n\n<li>Th\u1eddi gian ch\u1edd thai s\u1ea3n ch\u1ec9 270 ng\u00e0y<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cac_goi_Bao_hiem\"><\/span><strong>C\u00e1c g\u00f3i B\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"823\" height=\"814\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19110002\/VBICareFees-2.png\" alt=\"\" class=\"wp-image-25839\" style=\"width:400px\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19110002\/VBICareFees-2.png 823w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19110002\/VBICareFees-2-300x297.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19110002\/VBICareFees-2-768x760.png 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19110002\/VBICareFees-2-70x70.png 70w\" sizes=\"auto, (max-width: 823px) 100vw, 823px\" \/><\/figure>\n\n\n\n<p>* Chi ti\u1ebft c\u00e1c quy\u1ec1n l\u1ee3i, h\u1ea1n m\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a t\u1eebng g\u00f3i b\u1ea3o hi\u1ec3m ri\u00eang bi\u1ec7t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Dieu_kien_tham_gia_chuong_trinh_bao_hiem\"><\/span><strong>\u0110i\u1ec1u ki\u1ec7n tham gia ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>a) L\u00e0 C\u00f4ng d\u00e2n Vi\u1ec7t Nam ho\u1eb7c ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i sinh s\u1ed1ng v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i Vi\u1ec7t Nam; v\u00e0<br>b) C\u00f3 \u0111\u1ed9 tu\u1ed5i t\u1ea1i ng\u00e0y b\u1eaft \u0111\u1ea7u th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1eeb \u0111\u1ee7 60 ng\u00e0y tu\u1ed5i \u0111\u1ebfn 65 tu\u1ed5i; v\u00e0<br>c) Kh\u00f4ng thu\u1ed9c m\u1ed9t trong c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng sau (kh\u00f4ng \u00e1p d\u1ee5ng v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c VBI ch\u1ea5p nh\u1eadn t\u00e1i t\u1ee5c li\u00ean t\u1ee5c):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi \u0111\u00e3, \u0111ang m\u1eafc ph\u1ea3i m\u1ed9t trong c\u00e1c b\u1ec7nh ho\u1eb7c t\u00ecnh tr\u1ea1ng: Parkinson, Alzheimer, B\u1ec7nh t\u1ebfb\u00e0o th\u1ea7n kinh v\u1eadn \u0111\u1ed9ng, X\u01a1 c\u1ee9ng r\u1ea3i r\u00e1c, \u0110a x\u01a1 c\u1ee9ng, Lo\u1ea1n d\u01b0\u1ee1ng c\u01a1, Nh\u01b0\u1ee3c c\u01a1, \u0110\u1ed9ng kinh, N\u00e3o \u00fang th\u1ee7y, B\u1ea1i n\u00e3o, H\u1ed9i ch\u1ee9ng li\u1ec7t, T\u00e2m th\u1ea7n ph\u00e2n li\u1ec7t, R\u1ed1i lo\u1ea1n lo\u1ea1i ph\u00e2n li\u1ec7t, R\u1ed1i lo\u1ea1n hoang t\u01b0\u1edfng, R\u1ed1i lo\u1ea1n t\u00e2m th\u1ea7n, Sa s\u00fat tr\u00ed tu\u1ec7, Thi\u1ec3u n\u0103ng tr\u00ed tu\u1ec7, H\u1ed9i ch\u1ee9ng Down, B\u1ec7nh Phong.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi \u0111\u00e3, \u0111ang m\u1eafc ph\u1ea3i m\u1ed9t trong c\u00e1c b\u1ec7nh l\u00fd nghi\u00eam tr\u1ecdng sau:<br>o Ung th\u01b0;<br>o Ph\u1eabu thu\u1eadt n\u00e3o;<br>o \u0110\u1ed9t qu\u1ef5, Xu\u1ea5t huy\u1ebft n\u00e3o, X\u01a1 c\u1ee9ng \u0111\u1ed9ng m\u1ea1ch;<br>o B\u1ec7nh ph\u1ed5i t\u1eafc ngh\u1ebdn m\u00e3n t\u00ednh (COPD), Ph\u1eabu thu\u1eadt c\u1eaft b\u1ecf m\u1ed9t b\u00ean ph\u1ed5i, T\u00e2m ph\u1ebf m\u1ea1n;<br>o Nh\u1ed3i m\u00e1u c\u01a1 tim, Ph\u1eabu thu\u1eadt \u0111\u1ed9ng m\u1ea1ch ch\u1ee7, Ph\u1eabu thu\u1eadt van tim, Gh\u00e9p tim;<br>o X\u01a1 gan m\u1ea5t b\u00f9, Suy gan, Suy th\u1eadn ph\u1ea3i \u0111i\u1ec1u tr\u1ecb ch\u1ea1y th\u1eadn\/l\u1ecdc m\u00e1u nh\u00e2n t\u1ea1o, Nang \u1edf t\u1ee7y th\u1eadn;<br>o Gh\u00e9p t\u1ee7y x\u01b0\u01a1ng, Suy t\u1ee7y x\u01b0\u01a1ng;<br>o \u0110ang trong t\u00ecnh tr\u1ea1ng h\u00f4n m\u00ea ho\u1eb7c s\u1ed1ng th\u1ef1c v\u1eadt.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi \u0111\u00e3, \u0111ang trong t\u00ecnh tr\u1ea1ng t\u1ed5n th\u01b0\u01a1ng c\u01a1 th\u1ec3 tr\u00ean 50%. T\u1ef7 l\u1ec7 t\u1ed5n th\u01b0\u01a1ng c\u01a1 th\u1ec3 x\u00e1c \u0111\u1ecbnh theo Th\u00f4ng t\u01b0 s\u1ed1 28\/2013\/TTLT-BYT-BL\u0110TBXH v\u00e0 c\u00e1c v\u0103n b\u1ea3n s\u1eeda \u0111\u1ed5i thay th\u1ebf\/ b\u1ed5 sung (n\u1ebfu c\u00f3).<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi \u0111ang trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa do b\u1ec7nh ho\u1eb7c tai n\u1ea1n.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Diem_loai_tru\"><\/span>\u0110i\u1ec3m lo\u1ea1i tr\u1eeb<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. C\u00e1c b\u1ec7nh\/ chi ph\u00ed b\u1ecb lo\u1ea1i tr\u1eeb. Xem chi ti\u1ebft t\u1ea1i quy t\u1eafc BH<\/p>\n\n\n\n<p>2. C\u00e1c chi&nbsp; ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft\/ kh\u00f4ng h\u1ee3p l\u00fd. Xem chi ti\u1ebft t\u1ea1i quy t\u1eafc BH<\/p>\n\n\n\n<p>3. C\u00e1c t\u00ecnh tr\u1ea1ng b\u1ea9m sinh, c\u00f3 s\u1eb5n b\u1ecb lo\u1ea1i tr\u1eeb<\/p>\n\n\n\n<p>4. C\u00e1c t\u00ecnh tr\u1ea1ng kh\u00e1c c\u1ee7a N\u0110BH b\u1ecb lo\u1ea1i tr\u1eeb<\/p>\n\n\n\n<p>5. C\u00e1c h\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd, vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/p>\n\n\n\n<p>6. S\u1ef1 ki\u1ec7n mang t\u00ednh th\u1ea3m h\u1ecda, b\u1ea1o \u0111\u1ed9ng, chi\u1ebfn tranh<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Thoi_gian_cho\"><\/span><strong>Th\u1eddi gian ch\u1edd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>0 ng\u00e0y \u0111\u1ed1i v\u1edbi tai n\u1ea1n<\/li>\n\n\n\n<li>30 ng\u00e0y \u0111\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh (bao g\u1ed3m c\u1ea3 th\u1eddi gian ph\u00e1t b\u1ec7nh cho \u0111\u1ebfn khi k\u1ebft th\u00fac \u0111\u1ee3t \u0111i\u1ec1u tr\u1ecb\/t\u00ednh theo th\u1eddi \u0111i\u1ec3m c\u00f3 b\u1ec7nh, kh\u00f4ng t\u00ednh theo th\u1eddi \u0111i\u1ec3m \u0111i\u1ec1u tr\u1ecb v\u00e0 c\u00f3 li\u00ean quan tr\u1ef1c ti\u1ebfp \u0111\u1ebfn b\u1ec7nh c\u1ea7n \u0111i\u1ec1u tr\u1ecb), nha khoa<\/li>\n\n\n\n<li>90 ng\u00e0y \u0111\u1ed1i v\u1edbi Vi\u00eam ph\u1ebf qu\u1ea3n, vi\u00eam ti\u1ec3u ph\u1ebf qu\u1ea3n, vi\u00eam ph\u1ed5i c\u00e1c lo\u1ea1i \u0111\u1ed1i v\u1edbi tr\u1ebb em t\u1eeb 60 ng\u00e0y tu\u1ed5i \u0111\u1ebfn d\u01b0\u1edbi 4 tu\u1ed5i<\/li>\n\n\n\n<li>90 ng\u00e0y \u0111\u1ed1i v\u1edbi b\u1ea5t th\u01b0\u1eddng trong qu\u00e1 tr\u00ecnh mang thai, B\u1ec7nh l\u00fd ph\u00e1t sinh nguy\u00ean nh\u00e2n do thai k\u1ef3.<\/li>\n\n\n\n<li>270 ng\u00e0y \u0111\u1ed1i v\u1edbi quy\u1ec1n l\u1ee3i thai s\u1ea3n (sinh con v\u00e0 tai bi\u1ebfn s\u1ea3n khoa)<\/li>\n\n\n\n<li>365 ng\u00e0y \u0111\u1ed1i v\u1edbi b\u1ec7nh \u0111\u1eb7c bi\u1ec7t v\u00e0 b\u1ec7nh c\u00f3 s\u1eb5n\/th\u01b0\u01a1ng t\u1eadt c\u00f3 s\u1eb5n.<\/li>\n\n\n\n<li>365 ng\u00e0y \u0111\u1ed1i v\u1edbi v\u1edbi \u0111i\u1ec1u tr\u1ecb \u0111\u1ee9t d\u00e2y ch\u1eb1ng, r\u00e1ch s\u1ee5n ch\u00eam<\/li>\n\n\n\n<li>Sinh m\u1ec7nh: (90) ng\u00e0y \u0111\u1ed1i v\u1edbi b\u1ec7nh t\u1eadt th\u00f4ng th\u01b0\u1eddng<\/li>\n\n\n\n<li>Sinh m\u1ec7nh: 01 n\u0103m \u0111\u1ed1i v\u1edbi b\u1ec7nh \u0111\u1eb7c bi\u1ec7t, b\u1ec7nh c\u00f3 s\u1eb5n, b\u1ec7nh li\u1ec7t k\u00ea trong \u0110i\u1ec3m lo\u1ea1i tr\u1eeb chung c\u1ee7a Quy t\u1eafc n\u00e0y, b\u1ea5t th\u01b0\u1eddng trong qu\u00e1 tr\u00ecnh mang thai, tai bi\u1ebfn s\u1ea3n khoa.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tips_chon_goi_bao_hiem_phu_hop_nhat_cho_ban\"><\/span><strong>Tips ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t cho b\u1ea1n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td colspan=\"2\">C\u00e1ch t\u1ed1i \u01b0u ph\u00ed B\u1ea3o hi\u1ec3m<\/td><td colspan=\"2\">C\u00e1c quy\u1ec1n l\u1ee3i b\u1ea1n c\u1ea7n<\/td><td colspan=\"2\">C\u00e1c l\u01b0u \u00fd v\u1ec1 g\u00f3i b\u1ea3o hi\u1ec3m<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cac_thong_tin_can_chuan_bi\"><\/span><strong>C\u00e1c th\u00f4ng tin c\u1ea7n chu\u1ea9n b\u1ecb<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tr\u1ea3 l\u1eddi c\u00e1c c\u00e2u h\u1ecfi s\u1ee9c kh\u1ecfe: Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u1ea1t \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n s\u1ee9c kho\u1ebb \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p><strong>1. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e3, \u0111ang m\u1eafc b\u1ec7nh t\u00e2m th\u1ea7n, th\u1ea7n kinh, b\u1ec7nh phong kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>B\u1ec7nh t\u00e2m th\u1ea7n, th\u1ea7n kinh:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Parkinson<\/li>\n\n\n\n<li>Alzheimer<\/li>\n\n\n\n<li>B\u1ec7nh t\u1ebf b\u00e0o th\u1ea7n kinh v\u1eadn \u0111\u1ed9ng<\/li>\n\n\n\n<li>X\u01a1 c\u1ee9ng r\u1ea3i r\u00e1c<\/li>\n\n\n\n<li>\u0110a x\u01a1 c\u1ee9ng<\/li>\n\n\n\n<li>Lo\u1ea1n d\u01b0\u1ee1ng c\u01a1<\/li>\n\n\n\n<li>Nh\u01b0\u1ee3c c\u01a1<\/li>\n\n\n\n<li>\u0110\u1ed9ng kinh<\/li>\n\n\n\n<li>N\u00e3o \u00fang th\u1ee7y<\/li>\n\n\n\n<li>B\u1ea1i n\u00e3o<\/li>\n\n\n\n<li>H\u1ed9i ch\u1ee9ng li\u1ec7t<\/li>\n\n\n\n<li>T\u00e2m th\u1ea7n ph\u00e2n li\u1ec7t<\/li>\n\n\n\n<li>R\u1ed1i lo\u1ea1n lo\u1ea1i ph\u00e2n li\u1ec7t<\/li>\n\n\n\n<li>R\u1ed1i lo\u1ea1n hoang t\u01b0\u1edfng<\/li>\n\n\n\n<li>R\u1ed1i lo\u1ea1n t\u00e2m th\u1ea7n<\/li>\n\n\n\n<li>Sa s\u00fat tr\u00ed tu\u1ec7<\/li>\n\n\n\n<li>Thi\u1ec3u n\u0103ng tr\u00ed tu\u1ec7<\/li>\n\n\n\n<li>H\u1ed9i ch\u1ee9ng Down<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e3, \u0111ang m\u1eafc c\u00e1c b\u1ec7nh l\u00fd nghi\u00eam tr\u1ecdng kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>B\u1ec7nh l\u00fd nghi\u00eam tr\u1ecdng l\u00e0 m\u1ed9t trong c\u00e1c b\u1ec7nh ho\u1eb7c t\u00ecnh tr\u1ea1ng sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ph\u1eabu thu\u1eadt n\u00e3o<\/li>\n\n\n\n<li>\u0110\u1ed9t qu\u1ef5, Xu\u1ea5t huy\u1ebft n\u00e3o, X\u01a1 c\u1ee9ng \u0111\u1ed9ng m\u1ea1ch<\/li>\n\n\n\n<li>B\u1ec7nh ph\u1ed5i t\u1eafc ngh\u1ebdn m\u00e3n t\u00ednh (COPD), Ph\u1eabu thu\u1eadt c\u1eaft b\u1ecf m\u1ed9t b\u00ean ph\u1ed5i, T\u00e2m ph\u1ebf m\u1ea1n<\/li>\n\n\n\n<li>Nh\u1ed3i m\u00e1u c\u01a1 tim<\/li>\n\n\n\n<li>Ph\u1eabu thu\u1eadt \u0111\u1ed9ng m\u1ea1ch ch\u1ee7, Ph\u1eabu thu\u1eadt van tim, Gh\u00e9p tim<\/li>\n\n\n\n<li>X\u01a1 gan m\u1ea5t b\u00f9, Suy gan, Suy th\u1eadn giai \u0111o\u1ea1n cu\u1ed1i, Nang \u1edf t\u1ee7y th\u1eadn<\/li>\n\n\n\n<li>Gh\u00e9p t\u1ee7y x\u01b0\u01a1ng, Suy t\u1ee7y x\u01b0\u01a1ng<\/li>\n\n\n\n<li>\u0110ang trong t\u00ecnh tr\u1ea1ng h\u00f4n m\u00ea ho\u1eb7c s\u1ed1ng th\u1ef1c v\u1eadt.)<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e3, \u0111ang trong t\u00ecnh tr\u1ea1ng th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n tr\u00ean 50% kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>Th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n tr\u00ean 50% l\u00e0 t\u00ecnh tr\u1ea1ng Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ecb m\u1ea5t m\u1ed9t ph\u1ea7n c\u01a1 th\u1ec3 ho\u1eb7c th\u01b0\u01a1ng t\u1eadt sau khi \u0111i\u1ec1u tr\u1ecb v\u1eabn k\u00e9o d\u00e0i t\u1eeb 12 th\u00e1ng li\u00ean t\u1ee5c tr\u1edf l\u00ean. C\u00e1c th\u01b0\u01a1ng t\u1eadt n\u00e0y c\u1ea3n tr\u1edf ho\u00e0n to\u00e0n Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u1ef1c hi\u1ec7n b\u1ea5t k\u1ef3 c\u00f4ng vi\u1ec7c n\u00e0o c\u1ee7a m\u00ecnh, kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c h\u1ed3i v\u00e0 c\u00f3 t\u1ef7 l\u1ec7 tr\u00ean 50%<\/p>\n\n\n\n<p><strong>4. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 \u0111ang \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa do b\u1ec7nh ho\u1eb7c tai n\u1ea1n kh\u00f4ng?<\/strong><\/p>\n\n\n\n<p>\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 vi\u1ec7c Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u1eadp vi\u1ec7n v\u00e0 l\u01b0u vi\u1ec7n t\u1eeb 24 gi\u1edd tr\u1edf l\u00ean \u0111\u1ec3 ph\u1eabu thu\u1eadt ho\u1eb7c \u0111i\u1ec1u tr\u1ecb.<\/p>\n\n\n\n<p><strong>5. Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e3, \u0111ang m\u1eafc b\u1ec7nh ung th\u01b0 kh\u00f4ng?<\/strong><\/p>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-3be07cac-11c2-4c70-8fe5-82ae45b88bf1\"><div class=\"ub-button-container ub-button-full-container\">\n\t\t\t<a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19101356\/VBI_Quy-tac-bao-hiem-light.pdf\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main  ub-button-full-width \" role=\"button\" style=\"--ub-button-background-color: transparent; --ub-button-color: #29A360; --ub-button-border: 3px solid #29A360; --ub-button-hover-color: #FBBF24; --ub-button-hover-border: 3px solid #FBBF24; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-icon-holder\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"30\" width=\"30\" viewbox=\"0 0 512 512\">\n\t\t\t\t\t<path fill=\"currentColor\" d=\"M160 96a96 96 0 1 1 192 0A96 96 0 1 1 160 96zm80 152V512l-48.4-24.2c-20.9-10.4-43.5-17-66.8-19.3l-96-9.6C12.5 457.2 0 443.5 0 427V224c0-17.7 14.3-32 32-32H62.3c63.6 0 125.6 19.6 177.7 56zm32 264V248c52.1-36.4 114.1-56 177.7-56H480c17.7 0 32 14.3 32 32V427c0 16.4-12.5 30.2-28.8 31.8l-96 9.6c-23.2 2.3-45.9 8.9-66.8 19.3L272 512z\">\n\t\t\t\t<\/path><\/svg>\n\t\t\t<\/span><span class=\"ub-button-block-btn\"><strong>Quy t\u1eafc b\u1ea3o hi\u1ec3m VBI Care<\/strong><br><strong><br><\/strong><\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div>\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-d796d63a-025d-47c2-9bb1-700ca7840681\"><div class=\"ub-button-container ub-button-full-container\">\n\t\t\t<a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19101531\/20250819-VBI-Care-Bieu-Phi-Jul-2025.pdf\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main  ub-button-full-width \" role=\"button\" style=\"--ub-button-background-color: transparent; --ub-button-color: #29A360; --ub-button-border: 3px solid #29A360; --ub-button-hover-color: #FBBF24; --ub-button-hover-border: 3px solid #FBBF24; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-icon-holder\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"30\" width=\"30\" viewbox=\"0 0 512 512\">\n\t\t\t\t\t<path fill=\"currentColor\" d=\"M160 96a96 96 0 1 1 192 0A96 96 0 1 1 160 96zm80 152V512l-48.4-24.2c-20.9-10.4-43.5-17-66.8-19.3l-96-9.6C12.5 457.2 0 443.5 0 427V224c0-17.7 14.3-32 32-32H62.3c63.6 0 125.6 19.6 177.7 56zm32 264V248c52.1-36.4 114.1-56 177.7-56H480c17.7 0 32 14.3 32 32V427c0 16.4-12.5 30.2-28.8 31.8l-96 9.6c-23.2 2.3-45.9 8.9-66.8 19.3L272 512z\">\n\t\t\t\t<\/path><\/svg>\n\t\t\t<\/span><span class=\"ub-button-block-btn\"><strong>Brochure s\u1ea3n ph\u1ea9m<\/strong><br><strong><br><\/strong><\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><div class=\"ub-button-container ub-button-full-container\">\n\t\t\t<a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/19101530\/VBI_Huong-dan-yeu-cau-tra-tien-bao-hiem.pdf\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main  ub-button-full-width \" role=\"button\" style=\"--ub-button-background-color: #FBBF24; --ub-button-color: inherit; --ub-button-border: none; --ub-button-hover-background-color: #30C071; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-icon-holder\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"30\" width=\"30\" viewbox=\"0 0 448 512\">\n\t\t\t\t\t<path fill=\"currentColor\" d=\"M96 0C43 0 0 43 0 96V416c0 53 43 96 96 96H384h32c17.7 0 32-14.3 32-32s-14.3-32-32-32V384c17.7 0 32-14.3 32-32V32c0-17.7-14.3-32-32-32H384 96zm0 384H352v64H96c-17.7 0-32-14.3-32-32s14.3-32 32-32zm32-240c0-8.8 7.2-16 16-16H336c8.8 0 16 7.2 16 16s-7.2 16-16 16H144c-8.8 0-16-7.2-16-16zm16 48H336c8.8 0 16 7.2 16 16s-7.2 16-16 16H144c-8.8 0-16-7.2-16-16s7.2-16 16-16z\">\n\t\t\t\t<\/path><\/svg>\n\t\t\t<\/span><span class=\"ub-button-block-btn\"><strong>H\u01b0\u1edbng d\u1eabn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng B\u1ea3o hi\u1ec3m S\u1ee9c Kh\u1ecfe VBI Care<\/strong><\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div>\n\n\n<h2 class=\"wp-block-heading has-primary-50-background-color has-background\"><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Thong_tin_lien_he\"><\/span>Th\u00f4ng tin li\u00ean h\u1ec7<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-primary-50-background-color has-background\"><em>M\u1ecdi nhu c\u1ea7u h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n, vui l\u00f2ng li\u00ean h\u1ec7:<br>Hotline:&nbsp;&nbsp;<a href=\"tel: +84 28 7307 8088\"><strong>1900 638 454<\/strong><\/a><br>Email:&nbsp;<a href=\"mailto:cs@saladin.vn\"><strong>cs@saladin.vn<\/strong><\/a><\/em><\/p>\n\n\n\n<p><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 Hai, ng\u00e0y 18 th\u00e1ng 08 n\u0103m 2025.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n l\u00e0 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd gi\u00fap chi tr\u1ea3 c\u00e1c chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh n\u1ed9i tr\u00fa, ngo\u1ea1i tr\u00fa, tai n\u1ea1n, thai [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":25916,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[92,62],"tags":[],"class_list":["post-25797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe-saladin","category-thong-tin-san-pham-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150103\/VBI-1500-x-750.png","author_info":{"display_name":"SALADIN","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladin\/"},"author_meta":{"display_name":"SALADIN","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladin\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/08\/25150103\/VBI-1500-x-750-300x150.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/thong-tin-san-pham-bao-hiem\/bao-hiem-suc-khoe-saladin\/\" class=\"advgb-post-tax-term\">S\u1ee9c kho\u1ebb<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/thong-tin-san-pham-bao-hiem\/\" class=\"advgb-post-tax-term\">Th\u00f4ng tin s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">S\u1ee9c kho\u1ebb<\/span>","<span class=\"advgb-post-tax-term\">Th\u00f4ng tin s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 8 months ago","modified":"Updated 8 months ago"},"absolute_dates":{"created":"Posted on 18\/08\/2025","modified":"Updated on 25\/08\/2025"},"absolute_dates_time":{"created":"Posted on 18\/08\/2025 9:00 AM","modified":"Updated on 25\/08\/2025 3:01 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25797","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=25797"}],"version-history":[{"count":16,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25797\/revisions"}],"predecessor-version":[{"id":26012,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/25797\/revisions\/26012"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/25916"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=25797"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=25797"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=25797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}