{"id":26127,"date":"2025-09-22T09:00:00","date_gmt":"2025-09-22T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=26127"},"modified":"2025-10-02T15:19:48","modified_gmt":"2025-10-02T08:19:48","slug":"luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat\/","title":{"rendered":"Lu\u1eadt giao th\u00f4ng 2025: L\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u v\u00e0 m\u1ee9c ph\u1ea1t"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat\/#1_Toc_do_toi_thieu_tren_cao_toc_la_gi\" >1. T\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u tr\u00ean cao t\u1ed1c l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat\/#2_Muc_phat_xu_ly_loi_chay_duoi_toc_do_toi_thieu_nam_2025\" >2. M\u1ee9c ph\u1ea1t x\u1eed l\u00fd l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u n\u0103m 2025<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat\/#3_Neu_xay_ra_tai_nan_do_chay_duoi_toc_do_toi_thieu_thi_co_duoc_bao_hiem_boi_thuong_hay_khong\" >3. N\u1ebfu x\u1ea3y ra tai n\u1ea1n do ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng hay kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>L\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u, tuy kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ed7i ph\u1ed5 bi\u1ebfn nh\u01b0 v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf hay \u0111i sai l\u00e0n, nh\u01b0ng l\u1ea1i ti\u1ec1m \u1ea9n nguy c\u01a1 m\u1ea5t an to\u00e0n r\u1ea5t l\u1edbn khi tham gia giao th\u00f4ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 tr\u00ean cao t\u1ed1c. B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 quy \u0111\u1ecbnh v\u1ec1 t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u, m\u1ee9c ph\u1ea1t \u0111\u1ed1i v\u1edbi l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u, v\u00e0 v\u1ea5n \u0111\u1ec1 b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y n\u1ebfu x\u1ea3y ra tai n\u1ea1n li\u00ean quan do ch\u1ea1y ch\u1eadm tr\u00ean cao t\u1ed1c.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/30184223\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat.jpg\" alt=\"\" class=\"wp-image-26128\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/30184223\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/30184223\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/30184223\/luat-giao-thong-2025-loi-chay-duoi-toc-do-toi-thieu-va-muc-phat-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">C\u1eadp nh\u1eadt m\u1ee9c ph\u1ea1t m\u1edbi nh\u1ea5t \u0111\u1ed1i v\u1edbi l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Toc_do_toi_thieu_tren_cao_toc_la_gi\"><\/span><strong>1. T\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u tr\u00ean cao t\u1ed1c l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tr\u00ean c\u00e1c tuy\u1ebfn cao t\u1ed1c hi\u1ec7n nay, bi\u1ec3n b\u00e1o hi\u1ec7u th\u01b0\u1eddng ghi r\u00f5 c\u1ea3 t\u1ed1c \u0111\u1ed9 t\u1ed1i \u0111a v\u00e0 t\u1ed1i thi\u1ec3u. V\u00ed d\u1ee5: m\u1ed9t s\u1ed1 tuy\u1ebfn quy \u0111\u1ecbnh t\u1ed1c \u0111\u1ed9 t\u1ed1i \u0111a 120 km\/h th\u00ec t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u c\u00f3 th\u1ec3 l\u00e0 60 km\/h. \u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p ch\u1ea1y d\u01b0\u1edbi 60 km\/h (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p nh\u01b0 xe g\u1eb7p s\u1ef1 c\u1ed1, th\u1eddi ti\u1ebft x\u1ea5u, ho\u1eb7c c\u00f3 s\u1ef1 \u0111i\u1ec1u ti\u1ebft c\u1ee7a l\u1ef1c l\u01b0\u1ee3ng ch\u1ee9c n\u0103ng).<\/p>\n\n\n\n<p>Trong <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Giao-thong-Van-tai\/Nghi-dinh-168-2024-ND-CP-xu-phat-vi-pham-hanh-chinh-an-toan-giao-thong-duong-bo-619502.aspx\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Ngh\u1ecb \u0111\u1ecbnh 168\/2024\/N\u0110-CP<\/a>, quy \u0111\u1ecbnh v\u1ec1 t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u ti\u1ebfp t\u1ee5c \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean tinh th\u1ea7n r\u1eb1ng m\u1ecdi ph\u01b0\u01a1ng ti\u1ec7n khi l\u01b0u th\u00f4ng tr\u00ean cao t\u1ed1c ph\u1ea3i tu\u00e2n th\u1ee7 t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh tr\u00ean bi\u1ec3n b\u00e1o, kh\u00f4ng \u0111\u01b0\u1ee3c t\u00f9y ti\u1ec7n ch\u1ea1y ch\u1eadm d\u01b0\u1edbi m\u1ee9c cho ph\u00e9p. Vi\u1ec7c ch\u1ea1y ch\u1eadm tr\u00ean cao t\u1ed1c kh\u00f4ng ch\u1ec9 g\u00e2y c\u1ea3n tr\u1edf m\u00e0 c\u00f2n khi\u1ebfn xe ph\u00eda sau kh\u00f3 x\u1eed l\u00fd k\u1ecbp th\u1eddi, d\u1ec5 d\u1eabn \u0111\u1ebfn tai n\u1ea1n li\u00ean ho\u00e0n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Muc_phat_xu_ly_loi_chay_duoi_toc_do_toi_thieu_nam_2025\"><\/span><strong>2. M\u1ee9c ph\u1ea1t x\u1eed l\u00fd l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u n\u0103m 2025<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0110\u1ed1i v\u1edbi \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p>\u00d4 t\u00f4 khi vi ph\u1ea1m l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u, m\u1ee9c ph\u1ea1t c\u00f3 th\u1ec3 dao \u0111\u1ed9ng t\u1eeb 800.000 \u0111\u1ed3ng \u0111\u1ebfn 1.000.000 \u0111\u1ed3ng. Ngo\u00e0i ra, trong tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m nghi\u00eam tr\u1ecdng, t\u00e0i x\u1ebf c\u00f3 th\u1ec3 b\u1ecb t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng gi\u1ea5y ph\u00e9p l\u00e1i xe t\u1eeb 1 \u0111\u1ebfn 3 th\u00e1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u0110\u1ed1i v\u1edbi xe m\u00e1y<\/strong><\/h3>\n\n\n\n<p>Xe m\u00e1y khi vi ph\u1ea1m l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u s\u1ebd c\u00f3 m\u1ee9c x\u1eed ph\u1ea1t t\u1eeb 200.000 &#8211; 1.000.000 \u0111\u1ed3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>T\u00ecnh hu\u1ed1ng t\u0103ng n\u1eb7ng<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu vi\u1ec7c ch\u1ea1y qu\u00e1 ch\u1eadm d\u1eabn \u0111\u1ebfn tai n\u1ea1n ho\u1eb7c c\u1ea3n tr\u1edf nghi\u00eam tr\u1ecdng giao th\u00f4ng, c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng m\u1ee9c ph\u1ea1t b\u1ed5 sung, bao g\u1ed3m vi\u1ec7c t\u1ea1m gi\u1eef ph\u01b0\u01a1ng ti\u1ec7n ho\u1eb7c x\u1eed l\u00fd theo quy \u0111\u1ecbnh c\u1ee7a B\u1ed9 lu\u1eadt H\u00ecnh s\u1ef1 n\u1ebfu c\u00f3 h\u1eadu qu\u1ea3 \u0111\u1eb7c bi\u1ec7t nghi\u00eam tr\u1ecdng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Neu_xay_ra_tai_nan_do_chay_duoi_toc_do_toi_thieu_thi_co_duoc_bao_hiem_boi_thuong_hay_khong\"><\/span><strong>3. N\u1ebfu x\u1ea3y ra tai n\u1ea1n do ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u th\u00ec c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng hay kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ed9t trong nh\u1eefng b\u0103n kho\u0103n l\u1edbn c\u1ee7a ng\u01b0\u1eddi tham gia giao th\u00f4ng l\u00e0: n\u1ebfu ch\u1eb3ng may x\u1ea3y ra va ch\u1ea1m m\u00e0 nguy\u00ean nh\u00e2n xu\u1ea5t ph\u00e1t t\u1eeb l\u1ed7i ch\u1ea1y qu\u00e1 ch\u1eadm, li\u1ec7u b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 ho\u1eb7c b\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 chi tr\u1ea3 hay kh\u00f4ng? \u0110i\u1ec1u n\u00e0y c\u00f2n ph\u1ee5 thu\u1ed9c v\u00e0o lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a t\u00e0i x\u1ebf, \u0111\u1ed1i v\u1edbi c\u1ea3 xe \u00f4 t\u00f4 v\u00e0 xe m\u00e1y:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m TNDS: D\u00f9 b\u1ea1n c\u00f3 l\u1ed7i, b\u1ea3o hi\u1ec3m v\u1eabn chi tr\u1ea3 cho b\u00ean th\u1ee9 ba b\u1ecb thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n, trong ph\u1ea1m vi m\u1ee9c tr\u00e1ch nhi\u1ec7m theo quy \u0111\u1ecbnh. Tuy nhi\u00ean, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n ho\u00e0n tr\u1ea3 m\u1ed9t ph\u1ea7n s\u1ed1 ti\u1ec1n n\u1ebfu x\u00e1c \u0111\u1ecbnh l\u1ed7i vi ph\u1ea1m nghi\u00eam tr\u1ecdng.<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n: Th\u00f4ng th\u01b0\u1eddng, n\u1ebfu tai n\u1ea1n x\u1ea3y ra do l\u1ed7i vi ph\u1ea1m ph\u00e1p lu\u1eadt r\u00f5 r\u00e0ng (v\u00ed d\u1ee5 ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u tr\u00ean cao t\u1ed1c), c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng cho thi\u1ec7t h\u1ea1i c\u1ee7a ch\u00ednh chi\u1ebfc xe \u0111\u00f3.<\/li>\n<\/ul>\n\n\n\n<p>\u0110i\u1ec1u n\u00e0y cho th\u1ea5y, vi\u1ec7c l\u00e1i xe tu\u00e2n th\u1ee7 \u0111\u00fang t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n an to\u00e0n h\u01a1n m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 b\u1ea3o hi\u1ec3m. N\u1ebfu vi ph\u1ea1m, b\u1ea1n c\u00f3 nguy c\u01a1 v\u1eeba b\u1ecb ph\u1ea1t ti\u1ec1n, v\u1eeba kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>\u0110\u1ec3 y\u00ean t\u00e2m h\u01a1n khi tham gia giao th\u00f4ng, b\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn nh\u1eefng n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m uy t\u00edn v\u00e0 minh b\u1ea1ch. Hi\u1ec7n nay, <strong>Saladin<\/strong> l\u00e0 \u1ee9ng d\u1ee5ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111\u01b0\u1ee3c nhi\u1ec1u t\u00e0i x\u1ebf tin d\u00f9ng, cho ph\u00e9p b\u1ea1n d\u1ec5 d\u00e0ng mua <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/strong><\/a>, <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><\/a> c\u0169ng nh\u01b0 c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, t\u00e0i s\u1ea3n kh\u00e1c.Khi mua tr\u00ean <strong>Saladin<\/strong>, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 nhanh ch\u00f3ng so s\u00e1nh quy\u1ec1n l\u1ee3i gi\u1eefa c\u00e1c g\u00f3i \u0111\u1ec3 ch\u1ecdn ph\u01b0\u01a1ng \u00e1n ph\u00f9 h\u1ee3p nhu c\u1ea7u v\u00e0 chi ph\u00ed, \u0111\u1ed3ng th\u1eddi nh\u1eadn gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111i\u1ec7n t\u1eed ngay sau khi thanh to\u00e1n \u0111\u1ec3 thu\u1eadn ti\u1ec7n xu\u1ea5t tr\u00ecnh khi c\u1ea7n. B\u00ean c\u1ea1nh \u0111\u00f3, <strong>Saladin<\/strong> c\u00f2n h\u1ed7 tr\u1ee3 th\u1ee7 t\u1ee5c b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng, minh b\u1ea1ch v\u00e0 \u0111\u01a1n gi\u1ea3n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span><strong>K\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>L\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u t\u01b0\u1edfng ch\u1eebng nh\u1ecf nh\u1eb7t nh\u01b0ng l\u1ea1i g\u00e2y ra nhi\u1ec1u h\u1ec7 l\u1ee5y nghi\u00eam tr\u1ecdng cho ng\u01b0\u1eddi tham gia giao th\u00f4ng. T\u1eeb n\u0103m 2025, m\u1ee9c ph\u1ea1t cho h\u00e0nh vi ch\u1ea1y ch\u1eadm tr\u00ean cao t\u1ed1c s\u1ebd cao h\u01a1n, \u0111\u1ed3ng th\u1eddi \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn quy\u1ec1n l\u1ee3i khi s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y. L\u00e1i xe \u0111\u00fang lu\u1eadt kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n an to\u00e0n, tr\u00e1nh m\u1ea5t ti\u1ec1n ph\u1ea1t, m\u00e0 c\u00f2n \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u1ebfu ch\u1eb3ng may g\u1eb7p r\u1ee7i ro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong><\/h3>\n\n\n\n<p><span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/luat-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"Lu\u1eadt giao th\u00f4ng\">Lu\u1eadt giao th\u00f4ng<\/a><\/span>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a>&nbsp; &nbsp;<span style=\"background-color:#f0fdf4\"><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/an-toan-giao-thong\/\" target=\"_blank\" rel=\"noopener\" title=\"\">An to\u00e0n giao th\u00f4ng<\/a><\/span><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp;<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 Hai, ng\u00e0y 22 th\u00e1ng 09 n\u0103m 2025.<\/em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u, tuy kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ed7i ph\u1ed5 bi\u1ebfn nh\u01b0 v\u01b0\u1ee3t \u0111\u00e8n \u0111\u1ecf hay \u0111i sai l\u00e0n, nh\u01b0ng l\u1ea1i ti\u1ec1m \u1ea9n nguy c\u01a1 m\u1ea5t an [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":26146,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9,10],"tags":[407,721,772,771,489,488],"class_list":["post-26127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","category-bao-hiem-xe-may","tag-bao-hiem-xe-may","tag-bao-hiem-xe-o-to","tag-chay-cham-tren-cao-toc","tag-loi-chay-duoi-toc-do-toi-thieu","tag-luat-giao-thong","tag-luat-giao-thong-2025"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/02151942\/chay-duoi-toc-do-toi-thieu.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2025\/09\/02151942\/chay-duoi-toc-do-toi-thieu-300x150.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">ch\u1ea1y ch\u1eadm tr\u00ean cao t\u1ed1c<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">Lu\u1eadt giao th\u00f4ng<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">lu\u1eadt giao th\u00f4ng 2025<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">ch\u1ea1y ch\u1eadm tr\u00ean cao t\u1ed1c<\/span>","<span class=\"advgb-post-tax-term\">l\u1ed7i ch\u1ea1y d\u01b0\u1edbi t\u1ed1c \u0111\u1ed9 t\u1ed1i thi\u1ec3u<\/span>","<span class=\"advgb-post-tax-term\">Lu\u1eadt giao th\u00f4ng<\/span>","<span class=\"advgb-post-tax-term\">lu\u1eadt giao th\u00f4ng 2025<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 7 months ago","modified":"Updated 7 months ago"},"absolute_dates":{"created":"Posted on 22\/09\/2025","modified":"Updated on 02\/10\/2025"},"absolute_dates_time":{"created":"Posted on 22\/09\/2025 9:00 AM","modified":"Updated on 02\/10\/2025 3:19 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=26127"}],"version-history":[{"count":1,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26127\/revisions"}],"predecessor-version":[{"id":26129,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26127\/revisions\/26129"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/26146"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=26127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=26127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=26127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}