{"id":26349,"date":"2025-03-05T09:00:00","date_gmt":"2025-03-05T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=26349"},"modified":"2026-01-23T12:52:56","modified_gmt":"2026-01-23T05:52:56","slug":"bao-hiem-nhan-tho-viet-nam-thach-thuc-co-hoi","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/company-letters\/bao-hiem-nhan-tho-viet-nam-thach-thuc-co-hoi\/","title":{"rendered":"B\u1ea3o hi\u1ec3m Nh\u00e2n th\u1ecd Vi\u1ec7t Nam: Th\u00e1ch th\u1ee9c &amp; C\u01a1 h\u1ed9i"},"content":{"rendered":"\n<p><em>(Scroll down for English)<\/em><\/p>\n\n\n\n<p>Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Vi\u1ec7t Nam \u0111ang tr\u1ea3i qua n\u0103m th\u1ee9 ba li\u00ean ti\u1ebfp s\u1ee5t gi\u1ea3m t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2024. Nh\u1eefng thay \u0111\u1ed5i v\u1ec1 quy \u0111\u1ecbnh bancassurance v\u00e0 \u00e1p l\u1ef1c kinh t\u1ebf \u0111\u00e3 t\u00e1c \u0111\u1ed9ng kh\u00f4ng nh\u1ecf \u0111\u1ebfn ni\u1ec1m tin kh\u00e1ch h\u00e0ng. Theo b\u00e1o c\u00e1o c\u1ee7a GlobalData, t\u1ed5ng ph\u00ed b\u1ea3o hi\u1ec3m d\u1ef1 ki\u1ebfn ti\u1ebfp t\u1ee5c gi\u1ea3m 1.3% trong n\u0103m 2025, nh\u01b0ng v\u1eabn h\u1ee9a h\u1eb9n nhi\u1ec1u t\u00edn hi\u1ec7u l\u1ea1c quan cho th\u1ea5y th\u1ecb tr\u01b0\u1eddng s\u1ebd ph\u1ee5c h\u1ed3i t\u1eeb n\u0103m 2026.<\/p>\n\n\n\n<p>Ng\u01b0\u1ee3c l\u1ea1i, nhu c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, du l\u1ecbch, s\u1ee9c kh\u1ecfe th\u1ebb r\u1eddi, b\u1ea3o hi\u1ec3m sinh m\u1ec7nh v\u00e0 tai n\u1ea1n ng\u00e0y c\u00e0ng t\u0103ng, nh\u1ea5t l\u00e0 khi kh\u00e1ch h\u00e0ng \u0111\u00f2i h\u1ecfi s\u1ef1 minh b\u1ea1ch v\u00e0 ti\u1ec7n l\u1ee3i. Nh\u1eefng n\u1ec1n t\u1ea3ng s\u1ed1 nh\u01b0 Saladin gi\u00fap \u0111\u01b0a b\u1ea3o hi\u1ec3m \u0111\u1ebfn g\u1ea7n h\u01a1n v\u1edbi kh\u00e1ch h\u00e0ng. Nh\u1edd AI, big data v\u00e0 tr\u1ea3i nghi\u1ec7m tr\u1ef1c tuy\u1ebfn m\u01b0\u1ee3t m\u00e0, Saladin cung c\u1ea5p gi\u1ea3i ph\u00e1p nhanh ch\u00f3ng, minh b\u1ea1ch, d\u1ec5 d\u00e0ng, ti\u1ec7n l\u1ee3i, ch\u1ee7 \u0111\u1ed9ng so s\u00e1nh \u0111\u1ec3 ph\u00f9 h\u1ee3p v\u1edbi l\u1ed1i s\u1ed1ng hi\u1ec7n \u0111\u1ea1i.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang l\u00e0m trong ng\u00e0nh b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 c\u1ea7n m\u1edf r\u1ed9ng thu nh\u1eadp, h\u00e3y li\u00ean h\u1ec7 v\u1edbi Saladin qua email <a href=\"https:\/\/www.linkedin.com\/redir\/redirect?url=mailto%3Ahello%40tenxtenx%2Ecom&amp;urlhash=vQ-s&amp;trk=public_post-text\">hello@tenxtenx.com<\/a> ho\u1eb7c <a href=\"https:\/\/www.linkedin.com\/redir\/redirect?url=mailto%3Apartnership%40saladin%2Evn&amp;urlhash=_xml&amp;trk=public_post-text\">partnership@saladin.vn<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>CH\u00daNG T\u00d4I<\/strong>&nbsp;<\/h3>\n\n\n\n<p>\u0110\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u1edbi vai tr\u00f2 <strong>\u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m<\/strong> v\u00e0o n\u0103m 2022 v\u00e0 m\u1edf r\u1ed9ng sang <strong>m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m<\/strong> v\u00e0o n\u0103m 2023, <strong>Saladin<\/strong> l\u00e0 m\u1ed9t <strong>n\u1ec1n t\u1ea3ng t\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7<\/strong>, \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng t\u1ea1i Vi\u1ec7t Nam \u2014 <strong>cho Vi\u1ec7t Nam<\/strong>.<\/p>\n\n\n\n<p>T\u00ean g\u1ecdi <em>Saladin<\/em> \u0111\u1ea1i di\u1ec7n cho <strong>Salad Insurance<\/strong> v\u00e0 <strong>Salad Investment<\/strong> \u2014 ni\u1ec1m tin r\u1eb1ng b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n ph\u1ea3i <strong>minh b\u1ea1ch, linh ho\u1ea1t theo t\u1eebng c\u1ea5u ph\u1ea7n, h\u1ee3p l\u00fd v\u1ec1 chi ph\u00ed v\u00e0 d\u1ec5 hi\u1ec3u<\/strong>, gi\u1ed1ng nh\u01b0 m\u1ed9t m\u00f3n salad \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb k\u1ef9 l\u01b0\u1ee1ng. M\u1ed7i th\u00e0nh ph\u1ea7n \u0111\u1ec1u r\u00f5 r\u00e0ng. Kh\u00f4ng c\u00f3 g\u00ec b\u1ecb che gi\u1ea5u. B\u1ea1n l\u00e0 ng\u01b0\u1eddi l\u1ef1a ch\u1ecdn gi\u1ea3i ph\u00e1p th\u1ef1c s\u1ef1 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p>Saladin l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c <strong>\u0111\u1ed9c l\u1eadp ho\u00e0n to\u00e0n<\/strong>. Ch\u00fang t\u00f4i kh\u00f4ng thu\u1ed9c s\u1edf h\u1eefu, kh\u00f4ng \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 v\u00e0 kh\u00f4ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng b\u1edfi b\u1ea5t k\u1ef3 c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0o t\u1ea1i Vi\u1ec7t Nam. Ch\u00fang t\u00f4i kh\u00f4ng b\u1ecb \u00e1p l\u1ef1c ph\u1ea3i \u01b0u ti\u00ean l\u1ee3i nhu\u1eadn hay l\u1ee3i \u00edch c\u1ed5 \u0111\u00f4ng c\u1ee7a b\u1ea5t k\u1ef3 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m n\u00e0o <strong>tr\u00ean to\u00e0n b\u1ed9 h\u00e0nh tr\u00ecnh tr\u1ea3i nghi\u1ec7m kh\u00e1ch h\u00e0ng<\/strong> \u2014 t\u1eeb giai \u0111o\u1ea1n t\u00ecm hi\u1ec3u, c\u00e2n nh\u1eafc, mua s\u1ea3n ph\u1ea9m cho \u0111\u1ebfn b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Vietnam\u2019s Life Insurance: Challenges &amp; Digital Opportunities<\/h1>\n\n\n\n<p>Vietnam\u2019s life insurance market has seen three consecutive years of decline as of late 2024, driven by regulatory changes in bancassurance and economic pressures impacting customer confidence. According to GlobalData, total premiums are expected to drop another 1.3% in 2025. However, signs of recovery are anticipated from 2026 onward.<\/p>\n\n\n\n<p>In contrast, we see a growing demand for auto, travel, standalone health, term life, and accident insurance, where convenience and transparency matter most. Digital platforms like Saladin are bridging the gap, leveraging AI, big data, and seamless online experiences to offer fast, transparent, and user-friendly solutions. These solutions empower customers to compare and choose coverage with ease.<\/p>\n\n\n\n<p>If you\u2019re in the life insurance industry, partnering with Saladin can open new revenue opportunities. Let\u2019s connect at <a href=\"https:\/\/www.linkedin.com\/redir\/redirect?url=mailto%3Ahello%40tenxtenx%2Ecom&amp;urlhash=vQ-s&amp;trk=public_post-text\">hello@tenxtenx.com<\/a> or <a href=\"https:\/\/www.linkedin.com\/redir\/redirect?url=mailto%3Apartnership%40saladin%2Evn&amp;urlhash=_xml&amp;trk=public_post-text\">partnership@saladin.vn<\/a>.<\/p>\n\n\n\n<p>Source:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.insurancebusinessmag.com\/asia\/news\/life-insurance\/vietnam-life-insurance-slump-continues-but-a-comeback-is-on-the-horizon-525643.aspx\">Insurance Business<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.globaldata.com\/media\/insurance\/vietnam-life-insurance-market-contract-third-consecutive-year-2025-forecasts-globaldata\/\">Global Data<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>ABOUT US<\/strong><\/h3>\n\n\n\n<p>Founded as an insurance agency in 2022 and expanded into brokerage in 2023, <strong>Saladin<\/strong> is a homegrown, technology-enabled insurance advisory platform built in Vietnam, for Vietnam.<\/p>\n\n\n\n<p>The name <em>Saladin<\/em> stands for <strong>Salad Insurance<\/strong> and <strong>Salad Investment<\/strong> \u2014 a belief that insurance and investment should be as transparent, modular, affordable, and easy to understand as a well-prepared salad. Each component is clear. Nothing is hidden. You choose what truly fits your needs.<\/p>\n\n\n\n<p>Saladin is <strong>fully independent<\/strong>. We are not owned, funded, or influenced by any insurance company in Vietnam. We are not pressured to prioritize any insurer\u2019s profit, or shareholder interests over our clients\u2019 well-being in any stage of customer experience, from searching, consideration to purchase and claim. Instead, we are backed by long-term, global investors who believe in Vietnam\u2019s fundamentals and trust the country\u2019s financial services sector to rise to international standards over decades.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(Scroll down for English) Th\u1ecb tr\u01b0\u1eddng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Vi\u1ec7t Nam \u0111ang tr\u1ea3i qua n\u0103m th\u1ee9 ba li\u00ean ti\u1ebfp s\u1ee5t gi\u1ea3m t\u00ednh \u0111\u1ebfn cu\u1ed1i n\u0103m 2024. Nh\u1eefng thay \u0111\u1ed5i [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":26339,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[820],"tags":[],"class_list":["post-26349","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-company-letters"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/01\/23104358\/bao-hiem-nhan-tho-thach-thuc-co-hoi.jpg","author_info":{"display_name":"SALADIN","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladin\/"},"author_meta":{"display_name":"SALADIN","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladin\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/01\/23104358\/bao-hiem-nhan-tho-thach-thuc-co-hoi-300x151.jpg","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/company-letters\/\" class=\"advgb-post-tax-term\">Company Letters<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">Company Letters<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 3 months ago"},"absolute_dates":{"created":"Posted on 05\/03\/2025","modified":"Updated on 23\/01\/2026"},"absolute_dates_time":{"created":"Posted on 05\/03\/2025 9:00 AM","modified":"Updated on 23\/01\/2026 12:52 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=26349"}],"version-history":[{"count":3,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26349\/revisions"}],"predecessor-version":[{"id":26353,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/26349\/revisions\/26353"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/26339"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=26349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=26349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=26349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}