{"id":27017,"date":"2026-05-20T09:00:00","date_gmt":"2026-05-20T02:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=27017"},"modified":"2026-05-29T15:42:05","modified_gmt":"2026-05-29T08:42:05","slug":"top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/","title":{"rendered":"Top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch c\u1ea7n bi\u1ebft"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/#1_Top_quoc_gia_du_khach_can_canh_giac_voi_tinh_trang_mat_cap\" >1. Top qu\u1ed1c gia du kh\u00e1ch c\u1ea7n c\u1ea3nh gi\u00e1c v\u1edbi t\u00ecnh tr\u1ea1ng m\u1ea5t c\u1eafp<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/#2_Quy_tac_bao_hiem_du_lich_quoc_te_Nhung_truong_hop_mat_cap_thuong_duoc_bao_hiem_du_lich_chi_tra_va_nhung_truong_hop_tu_choi_chi_tra\" >2. Quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf: Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u1ea5t c\u1eafp th\u01b0\u1eddng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch chi tr\u1ea3 v\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i chi tr\u1ea3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/#3_Quy_tac_bao_hiem_du_lich_quoc_te_Can_lam_gi_de_duoc_boi_thuong_nhanh_hon_khi_gap_mat_cap_o_nuoc_ngoai\" >3. Quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf: C\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng nhanh h\u01a1n khi g\u1eb7p m\u1ea5t c\u1eafp \u1edf n\u01b0\u1edbc ngo\u00e0i?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/#4_Mua_bao_hiem_du_lich_quoc_te_o_dau_de_dam_bao_quyen_loi_boi_thuong_bao_hiem_khi_du_lich_nuoc_ngoai_gap_mat_cap\" >4. Mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf \u1edf \u0111\u00e2u \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i lu\u00f4n mang \u0111\u1ebfn nh\u1eefng tr\u1ea3i nghi\u1ec7m \u0111\u00e1ng nh\u1edb, nh\u01b0ng \u0111i c\u00f9ng v\u1edbi \u0111\u00f3 c\u0169ng l\u00e0 nhi\u1ec1u r\u1ee7i ro m\u00e0 kh\u00f4ng ph\u1ea3i ai c\u0169ng l\u01b0\u1eddng tr\u01b0\u1edbc. M\u1ed9t trong nh\u1eefng t\u00ecnh hu\u1ed1ng ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 m\u1ea5t c\u1eafp t\u00e0i s\u1ea3n, th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd ho\u1eb7c m\u1ea5t passport khi \u0111ang \u1edf n\u01b0\u1edbc ngo\u00e0i. \u0110\u00e2y c\u0169ng l\u00e0 l\u00fd do du kh\u00e1ch c\u1ea7n nghi\u00ean c\u1ee9u k\u1ef9 l\u01b0\u1ee1ng top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u01b0\u1edbc m\u1ed7i chuy\u1ebfn \u0111i.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153636\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-1.jpg\" alt=\"\" class=\"wp-image-27018\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153636\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-1.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153636\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-1-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153636\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd v\u00e0 m\u1ea5t c\u1eafp t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n l\u00e0 nh\u1eefng r\u1ee7i ro ph\u1ed5 bi\u1ebfn khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i.<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Top_quoc_gia_du_khach_can_canh_giac_voi_tinh_trang_mat_cap\"><\/span>1. Top qu\u1ed1c gia du kh\u00e1ch c\u1ea7n c\u1ea3nh gi\u00e1c v\u1edbi t\u00ecnh tr\u1ea1ng m\u1ea5t c\u1eafp<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">a. Ph\u00e1p<\/h3>\n\n\n\n<p>Ph\u00e1p, \u0111\u1eb7c bi\u1ec7t l\u00e0 Paris, t\u1eeb l\u00e2u \u0111\u00e3 n\u1ed5i ti\u1ebfng v\u1edbi c\u00e1c \u0111i\u1ec3m du l\u1ecbch nh\u01b0 th\u00e1p Eiffel, b\u1ea3o t\u00e0ng Louvre hay \u0111\u1ea1i l\u1ed9 Champs-\u00c9lys\u00e9es. Tuy nhi\u00ean, Paris c\u0169ng n\u1eb1m trong top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp v\u00e0 c\u00f3 t\u1ef7 l\u1ec7 m\u00f3c t\u00fai cao nh\u1ea5t t\u1ea1i ch\u00e2u \u00c2u. C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng th\u01b0\u1eddng ho\u1ea1t \u0111\u1ed9ng t\u1ea1i ga t\u00e0u \u0111i\u1ec7n ng\u1ea7m, khu v\u1ef1c \u0111\u00f4ng kh\u00e1ch du l\u1ecbch ho\u1eb7c xung quanh c\u00e1c \u0111i\u1ec3m check-in n\u1ed5i ti\u1ebfng.<\/p>\n\n\n\n<p>Khi du l\u1ecbch t\u1ea1i Ph\u00e1p, du kh\u00e1ch n\u00ean s\u1eed d\u1ee5ng t\u00fai \u0111eo ch\u00e9o ch\u1ed1ng tr\u1ed9m, h\u1ea1n ch\u1ebf \u0111\u1ec3 v\u00ed ho\u1eb7c \u0111i\u1ec7n tho\u1ea1i \u1edf t\u00fai qu\u1ea7n sau v\u00e0 lu\u00f4n gi\u1eef balo ph\u00eda tr\u01b0\u1edbc t\u1ea1i n\u01a1i \u0111\u00f4ng ng\u01b0\u1eddi. Ngo\u00e0i ra, kh\u00f4ng n\u00ean \u0111\u1eb7t \u0111i\u1ec7n tho\u1ea1i tr\u00ean b\u00e0n khi ng\u1ed3i qu\u00e1n c\u00e0 ph\u00ea ngo\u00e0i tr\u1eddi v\u00ec \u0111\u00e2y l\u00e0 m\u1ee5c ti\u00eau r\u1ea5t ph\u1ed5 bi\u1ebfn c\u1ee7a c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng tr\u1ed9m c\u1eafp.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">b. \u00dd<\/h3>\n\n\n\n<p>Danh s\u00e1ch top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp kh\u00f4ng th\u1ec3 thi\u1ebfu \u0111\u1ea5t n\u01b0\u1edbc \u00dd. T\u1ea1i Rome, c\u00e1c tuy\u1ebfn metro \u0111\u00f4ng kh\u00e1ch v\u00e0 khu v\u1ef1c quanh \u0111\u1ea5u tr\u01b0\u1eddng Colosseum l\u00e0 n\u01a1i th\u01b0\u1eddng xuy\u00ean x\u1ea3y ra m\u00f3c t\u00fai. Trong khi \u0111\u00f3, Venice n\u1ed5i ti\u1ebfng v\u1edbi t\u00ecnh tr\u1ea1ng tr\u1ed9m \u0111\u1ed3 t\u1ea1i c\u00e1c qu\u00e1n c\u00e0 ph\u00ea, khu v\u1ef1c b\u1ebfn t\u00e0u ho\u1eb7c n\u01a1i du kh\u00e1ch ch\u1ee5p \u1ea3nh \u0111\u00f4ng \u0111\u00fac.<\/p>\n\n\n\n<p>M\u1ed9t s\u1ed1 du kh\u00e1ch c\u00f2n g\u1eb7p t\u00ecnh hu\u1ed1ng b\u1ecb gi\u1eadt t\u00fai x\u00e1ch khi \u0111ang s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i ngo\u00e0i \u0111\u01b0\u1eddng ho\u1eb7c \u0111\u1eb7t balo ph\u00eda sau l\u01b0ng m\u00e0 kh\u00f4ng \u0111\u1ec3 \u00fd.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">c. T\u00e2y Ban Nha<\/h3>\n\n\n\n<p>T\u00e2y Ban Nha, \u0111\u1eb7c bi\u1ec7t l\u00e0 Barcelona, th\u01b0\u1eddng xuy\u00ean xu\u1ea5t hi\u1ec7n trong top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp v\u00e0 c\u00f3 t\u1ef7 l\u1ec7 m\u00f3c t\u00fai cao \u0111\u1ed1i v\u1edbi kh\u00e1ch du l\u1ecbch. Khu ph\u1ed1 Las Ramblas, ga t\u00e0u, b\u00e3i bi\u1ec3n ho\u1eb7c c\u00e1c \u0111i\u1ec3m tham quan n\u1ed5i ti\u1ebfng lu\u00f4n t\u1eadp trung \u0111\u00f4ng ng\u01b0\u1eddi, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c nh\u00f3m m\u00f3c t\u00fai ho\u1ea1t \u0111\u1ed9ng. Kh\u00f4ng \u00edt du kh\u00e1ch b\u1ecb l\u1ea5y m\u1ea5t \u0111i\u1ec7n tho\u1ea1i ngay khi \u0111ang ch\u1ee5p \u1ea3nh ho\u1eb7c \u0111\u1ec3 t\u00fai x\u00e1ch tr\u00ean gh\u1ebf qu\u00e1n \u0103n.<\/p>\n\n\n\n<p>Du kh\u00e1ch n\u00ean h\u1ea1n ch\u1ebf v\u1eeba \u0111i b\u1ed9 v\u1eeba s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i t\u1ea1i n\u01a1i \u0111\u00f4ng ng\u01b0\u1eddi v\u00e0 tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng treo t\u00fai x\u00e1ch ph\u00eda sau gh\u1ebf khi \u0103n u\u1ed1ng. N\u1ebfu \u0111i bi\u1ec3n ho\u1eb7c tham quan d\u00e0i gi\u1edd, n\u00ean mang theo \u00edt t\u00e0i s\u1ea3n gi\u00e1 tr\u1ecb \u0111\u1ec3 gi\u1ea3m thi\u1ec3u r\u1ee7i ro.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">d. Th\u00e1i Lan<\/h3>\n\n\n\n<p>Th\u00e1i Lan l\u00e0 \u0111i\u1ec3m \u0111\u1ebfn quen thu\u1ed9c c\u1ee7a kh\u00e1ch Vi\u1ec7t nh\u1edd chi ph\u00ed h\u1ee3p l\u00fd v\u00e0 kho\u1ea3ng c\u00e1ch g\u1ea7n. Tuy nhi\u00ean, t\u1ea1i Bangkok, Pattaya hay Phuket, t\u00ecnh tr\u1ea1ng c\u01b0\u1edbp gi\u1eadt v\u00e0 m\u1ea5t c\u1eafp \u0111\u1ed3 c\u00e1 nh\u00e2n v\u1eabn x\u1ea3y ra kh\u00e1 th\u01b0\u1eddng xuy\u00ean.<\/p>\n\n\n\n<p>C\u00e1c khu ch\u1ee3 \u0111\u00eam, ph\u1ed1 \u0111i b\u1ed9, qu\u00e1n bar ho\u1eb7c ph\u01b0\u01a1ng ti\u1ec7n c\u00f4ng c\u1ed9ng \u0111\u00f4ng \u0111\u00fac l\u00e0 n\u01a1i du kh\u00e1ch c\u1ea7n c\u1ea9n tr\u1ecdng h\u01a1n c\u1ea3. Ngo\u00e0i ra, m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p c\u00f2n g\u1eb7p t\u00ecnh tr\u1ea1ng th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd khi di chuy\u1ec3n n\u1ed9i \u0111\u1ecba ho\u1eb7c b\u1ecb l\u1ea5y tr\u1ed9m \u0111\u1ed3 t\u1ea1i hostel, homestay gi\u00e1 r\u1ebb.<\/p>\n\n\n\n<p>V\u1edbi nh\u1eefng du kh\u00e1ch th\u01b0\u1eddng mang theo nhi\u1ec1u ti\u1ec1n m\u1eb7t ho\u1eb7c s\u1eed d\u1ee5ng \u0111i\u1ec7n tho\u1ea1i li\u00ean t\u1ee5c ngo\u00e0i \u0111\u01b0\u1eddng, nguy c\u01a1 tr\u1edf th\u00e0nh m\u1ee5c ti\u00eau c\u1ee7a k\u1ebb gian c\u00e0ng cao h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">e. Indonesia<\/h3>\n\n\n\n<p>Indonesia, nh\u1ea5t l\u00e0 t\u1ea1i Bali, c\u00f3 kh\u00e1 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u du kh\u00e1ch t\u1eebng chia s\u1ebb tr\u1ea3i nghi\u1ec7m b\u1ecb gi\u1eadt \u0111i\u1ec7n tho\u1ea1i khi \u0111ang s\u1eed d\u1ee5ng Google Maps ngo\u00e0i \u0111\u01b0\u1eddng ho\u1eb7c v\u1eeba \u0111i xe m\u00e1y v\u1eeba c\u1ea7m thi\u1ebft b\u1ecb di \u0111\u1ed9ng.<\/p>\n\n\n\n<p>Ngo\u00e0i c\u01b0\u1edbp gi\u1eadt tr\u00ean \u0111\u01b0\u1eddng ph\u1ed1, t\u00ecnh tr\u1ea1ng m\u1ea5t \u0111\u1ed3 t\u1ea1i b\u00e3i bi\u1ec3n, qu\u00e1n bar, villa ho\u1eb7c khu l\u01b0u tr\u00fa \u0111\u00f4ng kh\u00e1ch du l\u1ecbch c\u0169ng kh\u00f4ng hi\u1ebfm g\u1eb7p. M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p m\u1ea5t passport ho\u1eb7c v\u00ed ti\u1ec1n khi\u1ebfn du kh\u00e1ch g\u1eb7p kh\u00f3 kh\u0103n l\u1edbn trong vi\u1ec7c ti\u1ebfp t\u1ee5c h\u00e0nh tr\u00ecnh ho\u1eb7c l\u00e0m th\u1ee7 t\u1ee5c xu\u1ea5t c\u1ea3nh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">f. Anh<\/h3>\n\n\n\n<p>Anh kh\u00f4ng ph\u1ea3i qu\u1ed1c gia c\u00f3 t\u1ef7 l\u1ec7 t\u1ed9i ph\u1ea1m b\u1ea1o l\u1ef1c qu\u00e1 cao v\u1edbi kh\u00e1ch du l\u1ecbch, nh\u01b0ng t\u00ecnh tr\u1ea1ng tr\u1ed9m \u0111i\u1ec7n tho\u1ea1i, v\u00ed ti\u1ec1n v\u00e0 h\u00e0nh l\u00fd t\u1ea1i London v\u1eabn di\u1ec5n ra th\u01b0\u1eddng xuy\u00ean. C\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng th\u01b0\u1eddng s\u1eed d\u1ee5ng xe \u0111\u1ea1p ho\u1eb7c xe m\u00e1y \u00e1p s\u00e1t \u0111\u1ec3 gi\u1eadt \u0111i\u1ec7n tho\u1ea1i khi n\u1ea1n nh\u00e2n \u0111ang \u0111\u1ee9ng ven \u0111\u01b0\u1eddng, s\u1eed d\u1ee5ng b\u1ea3n \u0111\u1ed3 ho\u1eb7c nh\u1eafn tin. Ngo\u00e0i ra, c\u00e1c ga t\u00e0u \u0111\u00f4ng \u0111\u00fac v\u00e0 khu v\u1ef1c trung t\u00e2m du l\u1ecbch c\u0169ng l\u00e0 n\u01a1i d\u1ec5 x\u1ea3y ra m\u1ea5t c\u1eafp h\u00e0nh l\u00fd.<\/p>\n\n\n\n<p>Nhi\u1ec1u du kh\u00e1ch cho bi\u1ebft h\u1ecd b\u1ecb l\u1ea5y \u0111i\u1ec7n tho\u1ea1i ch\u1ec9 trong v\u00e0i gi\u00e2y s\u01a1 h\u1edf, \u0111\u1eb7c bi\u1ec7t khi c\u1ea7m m\u00e1y s\u00e1t m\u00e9p \u0111\u01b0\u1eddng ho\u1eb7c \u0111\u1eb7t thi\u1ebft b\u1ecb tr\u00ean b\u00e0n \u0103n ngo\u00e0i tr\u1eddi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Quy_tac_bao_hiem_du_lich_quoc_te_Nhung_truong_hop_mat_cap_thuong_duoc_bao_hiem_du_lich_chi_tra_va_nhung_truong_hop_tu_choi_chi_tra\"><\/span>2. Quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf: Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p m\u1ea5t c\u1eafp th\u01b0\u1eddng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch chi tr\u1ea3 v\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i chi tr\u1ea3<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153637\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-2.jpg\" alt=\"\" class=\"wp-image-27019\" style=\"width:908px;height:auto\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153637\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-2.jpg 1000w, https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153637\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-2-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153637\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-2-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><figcaption class=\"wp-element-caption\">Khi m\u1ea5t passport \u1edf n\u01b0\u1edbc ngo\u00e0i, du kh\u00e1ch n\u00ean tr\u00ecnh b\u00e1o ngay v\u1edbi c\u1ea3nh s\u00e1t v\u00e0 li\u00ean h\u1ec7 \u0111\u1ea1i s\u1ee9 qu\u00e1n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3.<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">a. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p th\u01b0\u1eddng \u0111\u01b0\u1ee3c chi tr\u1ea3<\/h3>\n\n\n\n<p>T\u00f9y g\u00f3i b\u1ea3o hi\u1ec3m, nhi\u1ec1u c\u00f4ng ty s\u1ebd h\u1ed7 tr\u1ee3 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ea5t h\u00e0nh l\u00fd k\u00fd g\u1eedi do h\u00e3ng h\u00e0ng kh\u00f4ng l\u00e0m th\u1ea5t l\u1ea1c<\/li>\n\n\n\n<li>B\u1ecb tr\u1ed9m c\u1eafp t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n khi \u0111ang du l\u1ecbch<\/li>\n\n\n\n<li>M\u1ea5t passport ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n quan tr\u1ecdng<\/li>\n\n\n\n<li>M\u1ea5t \u0111i\u1ec7n tho\u1ea1i, laptop, m\u00e1y \u1ea3nh do c\u01b0\u1edbp gi\u1eadt c\u00f3 x\u00e1c nh\u1eadn t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng<\/li>\n\n\n\n<li>H\u00e0nh l\u00fd b\u1ecb giao tr\u1ec5 nhi\u1ec1u gi\u1edd g\u00e2y ph\u00e1t sinh chi ph\u00ed mua v\u1eadt d\u1ee5ng c\u1ea7n thi\u1ebft<\/li>\n<\/ul>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n th\u1ef1c t\u1ebf<\/li>\n\n\n\n<li>H\u1ea1n m\u1ee9c c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Ch\u1ee9ng t\u1eeb ch\u1ee9ng minh thi\u1ec7t h\u1ea1i<\/li>\n\n\n\n<li>Bi\u00ean b\u1ea3n x\u00e1c nh\u1eadn c\u1ee7a c\u1ea3nh s\u00e1t ho\u1eb7c h\u00e3ng v\u1eadn chuy\u1ec3n<\/li>\n<\/ul>\n\n\n\n<p>T\u00f9y theo g\u00f3i b\u1ea3o hi\u1ec3m v\u00e0 lo\u1ea1i t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd k\u00fd g\u1eedi: h\u1ed7 tr\u1ee3 t\u1eeb kho\u1ea3ng 10 &#8211; 50 tri\u1ec7u \u0111\u1ed3ng t\u00f9y quy\u1ec1n l\u1ee3i<\/li>\n\n\n\n<li>M\u1ea5t \u0111i\u1ec7n tho\u1ea1i, laptop, v\u00ed ti\u1ec1n ho\u1eb7c t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n: b\u1ed3i th\u01b0\u1eddng t\u1eeb v\u00e0i tri\u1ec7u \u0111\u1ebfn v\u00e0i ch\u1ee5c tri\u1ec7u \u0111\u1ed3ng n\u1ebfu c\u00f3 bi\u00ean b\u1ea3n c\u1ea3nh s\u00e1t v\u00e0 ch\u1ee9ng t\u1eeb li\u00ean quan<\/li>\n\n\n\n<li>M\u1ea5t passport: c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed l\u00e0m l\u1ea1i gi\u1ea5y t\u1edd, di chuy\u1ec3n \u0111\u1ebfn \u0111\u1ea1i s\u1ee9 qu\u00e1n v\u00e0 c\u00e1c chi ph\u00ed ph\u00e1t sinh c\u1ea7n thi\u1ebft<\/li>\n\n\n\n<li>H\u00e0nh l\u00fd giao tr\u1ec5: h\u1ed7 tr\u1ee3 chi ph\u00ed mua v\u1eadt d\u1ee5ng c\u00e1 nh\u00e2n trong khi ch\u1edd nh\u1eadn h\u00e0nh l\u00fd<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">b. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p d\u1ec5 b\u1ecb t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng<\/h3>\n\n\n\n<p>D\u00f9 c\u00f3 mua b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1eabn c\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i chi tr\u1ea3 n\u1ebfu ng\u01b0\u1eddi tham gia vi ph\u1ea1m quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<p>C\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u1ed5 bi\u1ebfn g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ec3 t\u00e0i s\u1ea3n kh\u00f4ng ng\u01b0\u1eddi tr\u00f4ng coi n\u01a1i c\u00f4ng c\u1ed9ng<\/li>\n\n\n\n<li>Qu\u00ean \u0111\u1ed3 t\u1ea1i nh\u00e0 h\u00e0ng, taxi ho\u1eb7c s\u00e2n bay<\/li>\n\n\n\n<li>Kh\u00f4ng tr\u00ecnh b\u00e1o c\u1ea3nh s\u00e1t trong th\u1eddi gian quy \u0111\u1ecbnh<\/li>\n\n\n\n<li>Kh\u00f4ng c\u00f3 h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb ch\u1ee9ng minh s\u1edf h\u1eefu t\u00e0i s\u1ea3n<\/li>\n\n\n\n<li>Mang theo l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t v\u01b0\u1ee3t m\u1ee9c quy \u0111\u1ecbnh<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n b\u1ecb hao m\u00f2n, h\u01b0 h\u1ecfng t\u1ef1 nhi\u00ean thay v\u00ec do tr\u1ed9m c\u1eafp<\/li>\n\n\n\n<li>C\u1ed1 \u00fd khai b\u00e1o sai gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n<\/li>\n<\/ul>\n\n\n\n<p>V\u00ed d\u1ee5, n\u1ebfu b\u1ea1n \u0111\u1ec3 laptop tr\u00ean gh\u1ebf t\u1ea1i qu\u00e1n c\u00e0 ph\u00ea r\u1ed3i r\u1eddi \u0111i qu\u00e1 l\u00e2u, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 xem \u0111\u00e2y l\u00e0 h\u00e0nh vi b\u1ea5t c\u1ea9n v\u00e0 t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Quy_tac_bao_hiem_du_lich_quoc_te_Can_lam_gi_de_duoc_boi_thuong_nhanh_hon_khi_gap_mat_cap_o_nuoc_ngoai\"><\/span>3. Quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf: C\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng nhanh h\u01a1n khi g\u1eb7p m\u1ea5t c\u1eafp \u1edf n\u01b0\u1edbc ngo\u00e0i?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tr\u00ecnh b\u00e1o c\u1ea3nh s\u00e1t c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t:<\/strong> \u0110\u00e2y l\u00e0 b\u01b0\u1edbc c\u1ef1c k\u1ef3 quan tr\u1ecdng. H\u1ea7u h\u1ebft c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1u y\u00eau c\u1ea7u bi\u00ean b\u1ea3n x\u00e1c nh\u1eadn m\u1ea5t c\u1eafp t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng \u0111\u1ecba ph\u01b0\u01a1ng. N\u1ebfu kh\u00f4ng c\u00f3 gi\u1ea5y t\u1edd n\u00e0y, h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng r\u1ea5t d\u1ec5 b\u1ecb t\u1eeb ch\u1ed1i.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Li\u00ean h\u1ec7 ngay v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m: <\/strong>Nhi\u1ec1u \u0111\u01a1n v\u1ecb b\u1ea3o hi\u1ec3m qu\u1ed1c t\u1ebf c\u00f3 hotline h\u1ed7 tr\u1ee3 24\/7. Vi\u1ec7c th\u00f4ng b\u00e1o s\u1edbm gi\u00fap b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn ch\u00ednh x\u00e1c v\u1ec1 h\u1ed3 s\u01a1 c\u1ea7n chu\u1ea9n b\u1ecb, \u0111\u1ed3ng th\u1eddi h\u1ea1n ch\u1ebf thi\u1ebfu s\u00f3t khi\u1ebfn th\u1eddi gian x\u1eed l\u00fd k\u00e9o d\u00e0i.<\/li>\n\n\n\n<li><strong>L\u01b0u gi\u1eef \u0111\u1ea7y \u0111\u1ee7 h\u00f3a \u0111\u01a1n v\u00e0 ch\u1ee9ng t\u1eeb:<\/strong> N\u1ebfu ph\u1ea3i mua v\u1eadt d\u1ee5ng c\u1ea7n thi\u1ebft v\u00ec th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd ho\u1eb7c l\u00e0m l\u1ea1i gi\u1ea5y t\u1edd, h\u00e3y gi\u1eef to\u00e0n b\u1ed9 h\u00f3a \u0111\u01a1n. \u0110\u00e2y l\u00e0 c\u01a1 s\u1edf \u0111\u1ec3 c\u00f4ng ty b\u1ea3o hi\u1ec3m x\u00e1c minh chi ph\u00ed ph\u00e1t sinh.<\/li>\n\n\n\n<li><strong>Ch\u1ee5p l\u1ea1i gi\u1ea5y t\u1edd quan tr\u1ecdng tr\u01b0\u1edbc chuy\u1ebfn \u0111i:<\/strong> B\u1ea1n n\u00ean l\u01b0u b\u1ea3n m\u1ec1m passport, visa, v\u00e9 m\u00e1y bay v\u00e0 b\u1ea3o hi\u1ec3m tr\u00ean \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c email c\u00e1 nh\u00e2n. Khi g\u1eb7p m\u1ea5t c\u1eafp, vi\u1ec7c n\u00e0y gi\u00fap qu\u00e1 tr\u00ecnh x\u00e1c minh v\u00e0 l\u00e0m l\u1ea1i gi\u1ea5y t\u1edd di\u1ec5n ra nhanh h\u01a1n \u0111\u00e1ng k\u1ec3.<\/li>\n\n\n\n<li><strong>\u0110\u1ecdc k\u1ef9 quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh:<\/strong> R\u1ea5t nhi\u1ec1u tranh ch\u1ea5p ph\u00e1t sinh v\u00ec kh\u00e1ch h\u00e0ng kh\u00f4ng hi\u1ec3u r\u00f5 quy\u1ec1n l\u1ee3i ho\u1eb7c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb. Vi\u1ec7c \u0111\u1ecdc k\u1ef9 quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u tr\u01b0\u1edbc chuy\u1ebfn \u0111i gi\u00fap b\u1ea1n bi\u1ebft gi\u1edbi h\u1ea1n b\u1ed3i th\u01b0\u1eddng, th\u1eddi gian khai b\u00e1o v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Mua_bao_hiem_du_lich_quoc_te_o_dau_de_dam_bao_quyen_loi_boi_thuong_bao_hiem_khi_du_lich_nuoc_ngoai_gap_mat_cap\"><\/span>4. Mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf \u1edf \u0111\u00e2u \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Saladin<\/strong> hi\u1ec7n l\u00e0 n\u1ec1n t\u1ea3ng \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi l\u1ef1a ch\u1ecdn khi c\u1ea7n so s\u00e1nh v\u00e0 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" target=\"_blank\" rel=\"noopener\" title=\"\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a> tr\u1ef1c tuy\u1ebfn. Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 tham kh\u1ea3o nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb c\u00e1c c\u00f4ng ty kh\u00e1c nhau, so s\u00e1nh quy\u1ec1n l\u1ee3i h\u00e0nh l\u00fd, h\u1ed7 tr\u1ee3 m\u1ea5t passport, chi ph\u00ed y t\u1ebf hay m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m du l\u1ecbch, du kh\u00e1ch kh\u00f4ng n\u00ean ch\u1ec9 nh\u00ecn v\u00e0o m\u1ee9c ph\u00ed r\u1ebb m\u00e0 c\u1ea7n hi\u1ec3u r\u00f5 c\u00e1c quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u1ea1n m\u1ee9c b\u1ed3i th\u01b0\u1eddng r\u00f5 r\u00e0ng<\/li>\n\n\n\n<li>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m to\u00e0n c\u1ea7u<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p 24\/7<\/li>\n\n\n\n<li>Quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng minh b\u1ea1ch<\/li>\n\n\n\n<li>Kh\u1ea3 n\u0103ng h\u1ed7 tr\u1ee3 ti\u1ebfng Vi\u1ec7t khi \u1edf n\u01b0\u1edbc ngo\u00e0i<\/li>\n<\/ul>\n\n\n\n<p>Khi x\u1ea3y ra s\u1ef1 c\u1ed1, \u0111\u1ed9i ng\u0169 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng <strong>Saladin<\/strong> s\u1ebd \u0111\u1ed3ng h\u00e0nh c\u00f9ng kh\u00e1ch h\u00e0ng xuy\u00ean su\u1ed1t qu\u00e1 tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0 m\u1ea5t passport, th\u1ea5t l\u1ea1c gi\u1ea5y t\u1edd ho\u1eb7c g\u1eb7p s\u1ef1 c\u1ed1 c\u1ea7n h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p \u1edf n\u01b0\u1edbc ngo\u00e0i, \u0111\u1ed9i ng\u0169 <strong>Saladin<\/strong> c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 h\u01b0\u1edbng d\u1eabn li\u00ean h\u1ec7 v\u1edbi \u0111\u1ea1i s\u1ee9 qu\u00e1n ho\u1eb7c c\u01a1 quan ch\u1ee9c n\u0103ng t\u1ea1i n\u01b0\u1edbc s\u1edf t\u1ea1i, t\u01b0 v\u1ea5n chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1 v\u00e0 theo d\u00f5i ti\u1ebfn tr\u00ecnh x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ed9t chuy\u1ebfn \u0111i an to\u00e0n kh\u00f4ng ch\u1ec9 n\u1eb1m \u1edf l\u1ecbch tr\u00ecnh \u0111\u1eb9p hay kh\u00e1ch s\u1ea1n t\u1ed1t, m\u00e0 c\u00f2n \u1edf kh\u1ea3 n\u0103ng b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n tr\u01b0\u1edbc c\u00e1c r\u1ee7i ro b\u1ea5t ng\u1edd. Trong b\u1ed1i c\u1ea3nh t\u00ecnh tr\u1ea1ng m\u1ea5t c\u1eafp t\u1ea1i nhi\u1ec1u \u0111i\u1ec3m du l\u1ecbch n\u1ed5i ti\u1ebfng ng\u00e0y c\u00e0ng ph\u1ed5 bi\u1ebfn, vi\u1ec7c hi\u1ec3u r\u00f5 quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u v\u00e0 ch\u1ecdn mua b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u ph\u00f9 h\u1ee3p ch\u00ednh l\u00e0 c\u00e1ch gi\u00fap b\u1ea1n an t\u00e2m h\u01a1n khi kh\u00e1m ph\u00e1 th\u1ebf gi\u1edbi.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em><em><em><em><em><em><em><em><em><em><em><em><em><em><em><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 T\u01b0, ng\u00e0y 20 th\u00e1ng 05 n\u0103m 2026.<\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i lu\u00f4n mang \u0111\u1ebfn nh\u1eefng tr\u1ea3i nghi\u1ec7m \u0111\u00e1ng nh\u1edb, nh\u01b0ng \u0111i c\u00f9ng v\u1edbi \u0111\u00f3 c\u0169ng l\u00e0 nhi\u1ec1u r\u1ee7i ro m\u00e0 kh\u00f4ng ph\u1ea3i ai c\u0169ng l\u01b0\u1eddng tr\u01b0\u1edbc. M\u1ed9t [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":27020,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[16],"tags":[78,97,463,840,841,927,66,822,824,823,926],"class_list":["post-27017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-du-lich","tag-bao-hiem-du-lich-toan-cau","tag-bi-kip-du-lich-an-toan","tag-boi-thuong-bao-hiem","tag-boi-thuong-bao-hiem-du-lich","tag-boi-thuong-bao-hiem-du-lich-quoc-te","tag-boi-thuong-bao-hiem-khi-du-lich-nuoc-ngoai-gap-mat-cap","tag-mua-bao-hiem-du-lich-quoc-te","tag-quy-tac-bao-hiem-du-lich","tag-quy-tac-bao-hiem-du-lich-quoc-te","tag-quy-tac-bao-hiem-du-lich-toan-cau","tag-top-quoc-gia-de-mat-cap"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153639\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2026\/05\/29153639\/Top-quoc-gia-de-mat-cap-va-muc-boi-thuong-bao-hiem-du-lich-can-biet-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng\u00a0b\u1ea3o hi\u1ec3m<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-du-lich\/\" class=\"advgb-post-tax-term\">top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/span>","<span class=\"advgb-post-tax-term\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng\u00a0b\u1ea3o hi\u1ec3m<\/span>","<span class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch<\/span>","<span class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m khi du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i g\u1eb7p m\u1ea5t c\u1eafp<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch<\/span>","<span class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">quy t\u1eafc b\u1ea3o hi\u1ec3m du l\u1ecbch to\u00e0n c\u1ea7u<\/span>","<span class=\"advgb-post-tax-term\">top qu\u1ed1c gia d\u1ec5 m\u1ea5t c\u1eafp<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 week ago","modified":"Updated 23 hours ago"},"absolute_dates":{"created":"Posted on 20\/05\/2026","modified":"Updated on 29\/05\/2026"},"absolute_dates_time":{"created":"Posted on 20\/05\/2026 9:00 AM","modified":"Updated on 29\/05\/2026 3:42 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/27017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=27017"}],"version-history":[{"count":1,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/27017\/revisions"}],"predecessor-version":[{"id":27021,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/27017\/revisions\/27021"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/27020"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=27017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=27017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=27017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}