{"id":3439,"date":"2022-09-14T22:26:53","date_gmt":"2022-09-14T15:26:53","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=3439"},"modified":"2024-04-24T16:47:55","modified_gmt":"2024-04-24T09:47:55","slug":"quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/","title":{"rendered":"Quy tr\u00ecnh \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 khi x\u1ea3y ra tai n\u1ea1n"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#1_Bao_hiem_TNDS_bat_buoc_o_to_la_gi\" >1. B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4 l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#2_Pham_vi_boi_thuong_cua_bao_hiem_xe_hoi_bat_buoc_la_gi\" >2. Ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#3_Nhung_dieu_ban_can_lam_khi_o_to_gap_tai_nan\" >3. Nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n l\u00e0m khi \u00f4 t\u00f4 g\u1eb7p tai n\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#4_Cac_truong_hop_tu_choi_boi_thuong_bao_hiem_TNDS_bat_buoc_o_to\" >4. C\u00e1c tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#5_Quy_trinh_boi_thuong_bao_hiem_trach_nhiem_dan_su_bat_buoc_o_to\" >5. Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to\/#6_Mua_bao_hiem_o_to_online_va_yeu_cau_boi_thuong_truc_tuyen_that_de_dang_voi_Saladin\" >6. Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn th\u1eadt d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p>D\u00f9 b\u1ea1n c\u00f3 l\u00e0 tay l\u00e1i v\u1eefng v\u00e0ng, r\u1ee7i ro khi l\u00e1i xe d\u1eabn \u0111\u1ebfn va ch\u1ea1m ho\u1eb7c tai n\u1ea1n g\u00e2y h\u1ea1i cho xe l\u00e0 kh\u00f4ng ho\u00e0n to\u00e0n tr\u00e1nh \u0111\u01b0\u1ee3c. V\u1eady ph\u1ea3i l\u00e0m g\u00ec khi x\u1ea3y ra tai n\u1ea1n \u00f4 t\u00f4 v\u00e0 quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto.html\" title=\"\">b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c<\/a><\/strong> s\u1ebd di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o? C\u00f9ng Saladin t\u00ecm hi\u1ec3u trong b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/09\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-1024x576.jpg\" alt=\"\" class=\"wp-image-3479\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16183807\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16183807\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16183807\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16183807\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16183807\/quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to.jpg 1777w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_TNDS_bat_buoc_o_to_la_gi\"><\/span>1. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-trach-nhiem-dan-su-bat-buoc-xe-oto.html\">B\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a> l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong> l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m cho tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a c\u00e1 nh\u00e2n hay t\u1ed5 ch\u1ee9c \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 3 trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra r\u1ee7i ro. Khi tai n\u1ea1n x\u1ea3y ra d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i v\u1ec1 t\u00ednh m\u1ea1ng, th\u00e2n th\u1ec3 ho\u1eb7c t\u00e0i s\u1ea3n cho b\u00ean th\u1ee9 3, b\u1ea3o hi\u1ec3m s\u1ebd gi\u00fap ch\u1ee7 s\u1edf h\u1eefu xe b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi thi\u1ec7t h\u1ea1i. Theo Th\u00f4ng t\u01b0 s\u1ed1 04\/2021\/TT-BTC, ph\u00e1p lu\u1eadt Vi\u1ec7t Nam quy \u0111\u1ecbnh m\u1ecdi ch\u1ee7 s\u1edf h\u1eefu xe c\u01a1 gi\u1edbi ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Pham_vi_boi_thuong_cua_bao_hiem_xe_hoi_bat_buoc_la_gi\"><\/span><strong>2. Ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng c\u1ee7a <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" title=\"\">b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c<\/a> l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Theo <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-22-2016-TT-BTC-bieu-phi-muc-trach-nhiem-bao-hiem-bat-buoc-trach-nhiem-dan-su-chu-xe-co-gioi-304039.aspx\" target=\"_blank\" rel=\"noopener nofollow\">\u0110i\u1ec1u 5 Ngh\u1ecb \u0111\u1ecbnh 22\/2016\/TT-BTC,<\/a> ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i c\u1ee7a <strong>b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/strong> g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Thi\u1ec7t h\u1ea1i ngo\u00e0i h\u1ee3p \u0111\u1ed3ng v\u1ec1 th\u00e2n th\u1ec3, t\u00ednh m\u1ea1ng v\u00e0 t\u00e0i s\u1ea3n \u0111\u1ed1i v\u1edbi b\u00ean th\u1ee9 ba do xe c\u01a1 gi\u1edbi g\u00e2y ra;<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i v\u1ec1 th\u00e2n th\u1ec3 v\u00e0 t\u00ednh m\u1ea1ng c\u1ee7a h\u00e0nh kh\u00e1ch theo h\u1ee3p \u0111\u1ed3ng v\u1eadn chuy\u1ec3n h\u00e0nh kh\u00e1ch do xe c\u01a1 gi\u1edbi g\u00e2y ra.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Nhung_dieu_ban_can_lam_khi_o_to_gap_tai_nan\"><\/span>3. Nh\u1eefng \u0111i\u1ec1u b\u1ea1n c\u1ea7n l\u00e0m khi \u00f4 t\u00f4 g\u1eb7p tai n\u1ea1n<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>T\u00f9y v\u00e0o m\u1ee9c \u0111\u1ed9 va ch\u1ea1m v\u00e0 t\u00ecnh tr\u1ea1ng c\u1ee7a \u00f4 t\u00f4 m\u00e0 b\u1ea1n s\u1ebd ph\u1ea3i l\u00e0m nh\u1eefng \u0111i\u1ec1u sau:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3.1. <strong>\u0110\u1ed1i v\u1edbi va ch\u1ea1m g\u00e2y x\u01b0\u1edbc s\u01a1n, m\u00f3p nh\u1eb9<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu l\u1ed7i ho\u00e0n to\u00e0n l\u00e0 c\u1ee7a b\u1ea1n v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n c\u1ee7a b\u00ean th\u1ee9 3 ch\u1ec9 b\u1ecb x\u01b0\u1edbc ho\u1eb7c m\u00f3p nh\u1eb9, h\u1ecd c\u00f3 th\u1ec3 l\u00e1i xe th\u1eb3ng \u0111\u1ebfn garage ho\u1eb7c trung t\u00e2m h\u1ed7 tr\u1ee3 c\u1ee7a h\u00e3ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh b\u1edfi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 s\u1eeda ch\u1eefa. V\u00e0 b\u1ea1n s\u1ebd ph\u1ea3i chi tr\u1ea3 cho c\u00e1c chi ph\u00ed s\u1eeda ch\u1eefa li\u00ean quan.<\/p>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p l\u1ed7i \u0111\u1ebfn t\u1eeb nhi\u1ec1u h\u01a1n 1 ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n ph\u01b0\u01a1ng ti\u1ec7n th\u00ec c\u00e1c b\u00ean li\u00ean quan t\u1edbi v\u1ee5 tai n\u1ea1n \u0111\u1ec1u c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho nhau.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3.2 <strong>\u0110\u1ed1i v\u1edbi tai n\u1ea1n nghi\u00eam tr\u1ecdng g\u00e2y bi\u1ebfn d\u1ea1ng xe<\/strong><\/h3>\n\n\n\n<p>C\u00e1c tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n g\u00e2y bi\u1ebfn d\u1ea1ng \u0111\u1ea7u, \u0111u\u00f4i, th\u00e2n xe \u0111\u00f2i h\u1ecfi c\u00e1ch x\u1eed l\u00fd k\u1ecbp th\u1eddi t\u1eeb ng\u01b0\u1eddi g\u00e2y tai n\u1ea1n l\u1eabn c\u00f4ng ty b\u1ea3o hi\u1ec3m. Ngo\u00e0i vi\u1ec7c li\u00ean h\u1ec7 cho ph\u00eda c\u00f4ng an v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd c\u1ea7n ph\u1ea3i gi\u1eef nguy\u00ean hi\u1ec7n tr\u01b0\u1eddng v\u1ee5 tai n\u1ea1n. Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng \u0111\u01b0\u1ee3c l\u00e1i ph\u01b0\u01a1ng ti\u1ec7n \u0111\u1ebfn n\u01a1i s\u1eeda ch\u1eefa, do c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng t\u1ed5n th\u1ea5t ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh di chuy\u1ec3n.&nbsp;<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang \u1edf m\u1ed9t tuy\u1ebfn \u0111\u01b0\u1eddng xa trung t\u00e2m th\u00e0nh ph\u1ed1, \u0111\u1ec3 \u0111\u1ec1 ph\u00f2ng vi\u1ec7c hi\u1ec7n tr\u01b0\u1eddng b\u1ecb di d\u1eddi ngo\u00e0i \u00fd mu\u1ed1n g\u00e2y \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c gi\u00e1m \u0111\u1ecbnh, b\u1ea1n n\u00ean ch\u1ee5p h\u00ecnh ho\u1eb7c quay video v\u00e0 g\u1eedi cho ph\u00eda c\u00f4ng ty b\u1ea3o hi\u1ec3m ngay sau khi x\u1ea3y ra tai n\u1ea1n.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Cac_truong_hop_tu_choi_boi_thuong_bao_hiem_TNDS_bat_buoc_o_to\"><\/span>4. C\u00e1c tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng <a href=\"https:\/\/www.saladin.vn\/bao-hiem-trach-nhiem-dan-su-bat-buoc-xe-oto.html\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u0103n c\u1ee9 <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-22-2016-TT-BTC-bieu-phi-muc-trach-nhiem-bao-hiem-bat-buoc-trach-nhiem-dan-su-chu-xe-co-gioi-304039.aspx\" target=\"_blank\" rel=\"noopener nofollow\">\u0110i\u1ec1u 12 Ngh\u1ecb \u0111\u1ecbnh 22\/2016\/TT-BTC<\/a>, c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau s\u1ebd b\u1ecb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>H\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y thi\u1ec7t h\u1ea1i c\u1ee7a ch\u1ee7 xe, l\u00e1i xe ho\u1eb7c c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i.<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p l\u00e1i xe g\u00e2y tai n\u1ea1n c\u1ed1 \u00fd b\u1ecf ch\u1ea1y kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe, l\u00e1i xe c\u01a1 gi\u1edbi.<\/li>\n\n\n\n<li>L\u00e1i xe kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng ph\u00f9 h\u1ee3p \u0111\u1ed1i v\u1edbi lo\u1ea1i xe c\u01a1 gi\u1edbi b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe. Tr\u01b0\u1eddng h\u1ee3p l\u00e1i xe b\u1ecb t\u01b0\u1edbc quy\u1ec1n s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe c\u00f3 th\u1eddi h\u1ea1n ho\u1eb7c kh\u00f4ng th\u1eddi h\u1ea1n th\u00ec \u0111\u01b0\u1ee3c coi l\u00e0 kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe.<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i g\u00e2y ra h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp nh\u01b0: gi\u1ea3m gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i, thi\u1ec7t h\u1ea1i g\u1eafn li\u1ec1n v\u1edbi vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 khai th\u00e1c t\u00e0i s\u1ea3n b\u1ecb thi\u1ec7t h\u1ea1i.<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n b\u1ecb m\u1ea5t c\u1eafp ho\u1eb7c b\u1ecb c\u01b0\u1edbp trong tai n\u1ea1n.<\/li>\n\n\n\n<li>Chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1, \u0111\u1ed9ng \u0111\u1ea5t.<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t bao g\u1ed3m: v\u00e0ng, b\u1ea1c, \u0111\u00e1 qu\u00fd, c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 tr\u1ecb nh\u01b0 ti\u1ec1n, \u0111\u1ed3 c\u1ed5, tranh \u1ea3nh qu\u00fd hi\u1ebfm, thi h\u00e0i, h\u00e0i c\u1ed1t<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i ra, b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng n\u1ebfu b\u1ea1n t\u1ef1 th\u1ecfa thu\u1eadn b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 3 m\u00e0 kh\u00f4ng th\u00f4ng qua c\u00f4ng ty b\u1ea3o hi\u1ec3m. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Quy_trinh_boi_thuong_bao_hiem_trach_nhiem_dan_su_bat_buoc_o_to\"><\/span>5. Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ea7u ti\u00ean b\u1ea1n s\u1ebd c\u1ea7n ph\u1ea3i ho\u00e0n th\u00e0nh h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-22-2016-TT-BTC-bieu-phi-muc-trach-nhiem-bao-hiem-bat-buoc-trach-nhiem-dan-su-chu-xe-co-gioi-304039.aspx\" target=\"_blank\" rel=\"noopener nofollow\">C\u0103n c\u1ee9 \u0110i\u1ec1u 14 Ngh\u1ecb \u0111\u1ecbnh 22\/2016\/TT-BTC<\/a>, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u1ed1i h\u1ee3p v\u1edbi ch\u1ee7 xe c\u01a1 gi\u1edbi, ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i, c\u01a1 quan c\u00f4ng an v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n c\u00f3 li\u00ean quan kh\u00e1c \u0111\u1ec3 thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u c\u00f3 li\u00ean quan \u0111\u1ebfn v\u1ee5 tai n\u1ea1n giao th\u00f4ng \u0111\u1ec3 l\u1eadp H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng. Ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m cung c\u1ea5p c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan.&nbsp;<\/p>\n\n\n\n<p>Ti\u1ebfp \u0111\u00f3, b\u1ea1n s\u1ebd n\u1ed9p h\u1ed3 s\u01a1 v\u00e0 ch\u1edd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. \u0110i\u1ec1u 15 Ngh\u1ecb \u0111\u1ecbnh 22\/2016\/TT-BTC quy \u0111\u1ecbnh nh\u01b0 sau v\u1ec1 th\u1eddi h\u1ea1n y\u00eau c\u1ea7u, thanh to\u00e1n v\u00e0 khi\u1ebfu n\u1ea1i b\u1ed3i th\u01b0\u1eddng:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Trong th\u1eddi h\u1ea1n 05 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n<\/em><\/strong> (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng), ch\u1ee7 xe c\u01a1 gi\u1edbi ph\u1ea3i g\u1eedi th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n theo m\u1eabu quy \u0111\u1ecbnh t\u1ea1i Ph\u1ee5 l\u1ee5c 7 ban h\u00e0nh k\u00e8m theo Th\u00f4ng t\u01b0 n\u00e0y v\u00e0 c\u00e1c t\u00e0i li\u1ec7u quy \u0111\u1ecbnh trong h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li><strong><em>Th\u1eddi h\u1ea1n thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m l\u00e0 15 ng\u00e0y <\/em><\/strong>k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u1ee7 xe c\u01a1 gi\u1edbi v\u00e0 kh\u00f4ng qu\u00e1 30 ng\u00e0y trong tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i ti\u1ebfn h\u00e0nh x\u00e1c minh h\u1ed3 s\u01a1.<\/li>\n\n\n\n<li><strong><em>Tr\u01b0\u1eddng h\u1ee3p t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng<\/em><\/strong>, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n cho ch\u1ee7 xe c\u01a1 gi\u1edbi bi\u1ebft l\u00fd do t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng trong <strong><em>th\u1eddi h\u1ea1n 30 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<p>Nh\u01b0 v\u1eady, c\u00f3 2 b\u01b0\u1edbc c\u01a1 b\u1ea3n b\u1ea1n s\u1ebd c\u1ea7n ph\u1ea3i th\u1ef1c hi\u1ec7n k\u1ecbp th\u1eddi khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra: 1. C\u00f3 \u0111\u1ea7y \u0111\u1ee7 x\u00e1c nh\u1eadn c\u1ee7a c\u00f4ng an, \u1ea3nh ch\u1ee5p, bi\u00ean b\u1ea3n hi\u1ec7n tr\u01b0\u1eddng ngay khi tai n\u1ea1n x\u1ea3y ra. 2. <strong><em><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/phai-lam-gi-khi-gap-tai-nan-o-to-ho-so-boi-thuong-bao-hiem-tnds-bat-buoc-o-to\/\" title=\"\">Ho\u00e0n t\u1ea5t H\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo m\u1eabu quy \u0111\u1ecbnh g\u1eedi cho c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng qu\u00e1 05 ng\u00e0y k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m s\u1ef1 vi\u1ec7c<\/a><\/em><\/strong>.  H\u00e3y lu\u00f4n \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n c\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd h\u1ee3p  \u0111\u1ec3 kh\u00f4ng ph\u1ea3i v\u01b0\u1edbng v\u00e0o nh\u1eefng r\u1eafc r\u1ed1i trong qu\u00e1 tr\u00ecnh b\u1ea3o hi\u1ec3m nh\u00e9!<\/p>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Mua_bao_hiem_o_to_online_va_yeu_cau_boi_thuong_truc_tuyen_that_de_dang_voi_Saladin\"><\/span>6. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto.html\">Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/a> v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn th\u1eadt d\u1ec5 d\u00e0ng v\u1edbi Saladin<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 gh\u00e9 website Saladin.vn ho\u1eb7c t\u1ea3i \u1ee9ng d\u1ee5ng Saladin \u0111\u1ec3 ch\u1ecdn mua g\u00f3i b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 ph\u00f9 h\u1ee3p nh\u1ea5t. L\u00e0 \u0111\u1ea1i di\u1ec7n s\u00e1ng gi\u00e1 c\u1ee7a gi\u1edbi \u201cInsurTech\u201d Vi\u1ec7t Nam \u0111\u01b0\u1ee3c h\u1eadu thu\u1eabn b\u1edfi nh\u1eefng qu\u1ef9 \u0111\u1ea7u t\u01b0 l\u1edbn c\u1ee7a ch\u00e2u \u00c1,&nbsp;<a href=\"https:\/\/www.saladin.vn\/\" title=\"\">Saladin cung c\u1ea5p n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a>, gi\u00fap k\u1ebft n\u1ed1i tr\u1ef1c tuy\u1ebfn kh\u00e1ch h\u00e0ng v\u1edbi nh\u1eefng gi\u1ea3i ph\u00e1p b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t, m\u1ed9t c\u00e1ch nhanh ch\u00f3ng v\u00e0 minh b\u1ea1ch.<\/p>\n\n\n\n<p>V\u1edbi Saladin, vi\u1ec7c ch\u1ecdn l\u1ef1a v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n bao gi\u1edd h\u1ebft. M\u1ecdi th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n online v\u00e0 l\u01b0u tr\u1eef trong \u0111i\u1ec7n tho\u1ea1i\/ email c\u00e1 nh\u00e2n. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh s\u1ef1 c\u1ed1 c\u1ea7n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng ho\u1eb7c h\u1ed7 tr\u1ee3, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i nhanh ch\u00f3ng k\u1ecbp th\u1eddi khi g\u1ecdi hotline ho\u1eb7c c\u1eadp nh\u1eadt y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng online t\u1ee9c th\u00ec qua Web \/ App.<\/p>\n\n\n\n<p>\u0110\u1ec3 tham kh\u1ea3o th\u00eam v\u1ec1 BH xe h\u01a1i b\u1eaft bu\u1ed9c online, vui l\u00f2ng nh\u1ea5p v\u00e0o <a href=\"https:\/\/www.saladin.vn\/bao-hiem-trach-nhiem-dan-su-bat-buoc-xe-oto.html\">\u0111\u00e2y<\/a><\/p>\n\n\n\n<p>Saladin&nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/category\/saladin-co-gi-moi\/quan-he-doi-tac\/\" title=\"\">h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u00f9ng Top C\u00e1c C\u00f4ng Ty B\u1ea3o Hi\u1ec3m Phi Nh\u00e2n Th\u1ecd h\u00e0ng \u0111\u1ea7u t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam<\/a>, gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 ph\u00f9 h\u1ee3p, minh b\u1ea1ch nh\u1ea5t t\u1eeb ch\u1ecdn l\u1ef1a, mua \u0111\u1ebfn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>D\u00f9 b\u1ea1n c\u00f3 l\u00e0 tay l\u00e1i v\u1eefng v\u00e0ng, r\u1ee7i ro khi l\u00e1i xe d\u1eabn \u0111\u1ebfn va ch\u1ea1m ho\u1eb7c tai n\u1ea1n g\u00e2y h\u1ea1i cho xe l\u00e0 kh\u00f4ng ho\u00e0n to\u00e0n tr\u00e1nh \u0111\u01b0\u1ee3c. [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":3441,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[207,99,117,56,320,234,82,93,45,191],"class_list":["post-3439","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-bat-buoc-o-to","tag-bao-hiem-bat-buoc-xe-hoi","tag-bao-hiem-tai-nan-o-to","tag-bao-hiem-tnds-bat-buoc-o-to","tag-bao-hiem-tnds-o-to","tag-bao-hiem-tnds-xe-hoi","tag-bao-hiem-trach-nhiem-dan-su-bat-buoc-o-to","tag-bao-hiem-xe-hoi-bat-buoc","tag-mua-bao-hiem-o-to-online","tag-mua-bao-hiem-xe-hoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/14222730\/phai-lam-gi-khi-xay-ra-tai-nan-quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/14222730\/phai-lam-gi-khi-xay-ra-tai-nan-quy-trinh-doi-boi-thuong-bh-tnds-xe-o-to-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe h\u01a1i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tnds xe h\u01a1i<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m xe h\u01a1i<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c xe h\u01a1i<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tnds xe h\u01a1i<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m xe h\u01a1i b\u1eaft bu\u1ed9c<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m xe h\u01a1i<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 14\/09\/2022","modified":"Updated on 24\/04\/2024"},"absolute_dates_time":{"created":"Posted on 14\/09\/2022 10:26 PM","modified":"Updated on 24\/04\/2024 4:47 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/3439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=3439"}],"version-history":[{"count":18,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/3439\/revisions"}],"predecessor-version":[{"id":22019,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/3439\/revisions\/22019"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/3441"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=3439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=3439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=3439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}