{"id":3471,"date":"2022-09-16T17:58:09","date_gmt":"2022-09-16T10:58:09","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=3471"},"modified":"2023-12-03T13:56:12","modified_gmt":"2023-12-03T06:56:12","slug":"quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2\/","title":{"rendered":"Quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf khi \u0111i n\u01b0\u1edbc ngo\u00e0i"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2\/#1_Quyen_loi_cua_bao_hiem_du_lich_quoc_te_la_gi\" >1. Quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2\/#2_Nhung_truong_hop_nao_khong_duoc_bao_hiem_du_lich_boi_thuong\" >2. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ed3i th\u01b0\u1eddng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-du-lich\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2\/#3_Muc_phi_bao_hiem_du_lich_quoc_te_la_bao_nhieu\" >3. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf l\u00e0 bao nhi\u00eau?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c <a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" title=\"\">ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf <\/a>hi\u1ec7n nay r\u1ea5t \u0111a d\u1ea1ng. B\u00e0i vi\u1ebft s\u1ebd cung c\u1ea5p nh\u1eefng th\u00f4ng tin quan tr\u1ecdng b\u1ea1n c\u1ea7n n\u1eafm \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh: C\u00f3 n\u00ean <a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-du-lich-quoc-te\" title=\"\">mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a> kh\u00f4ng v\u00e0 n\u00ean mua lo\u1ea1i n\u00e0o?<\/em><\/strong><\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf l\u00e0 d\u1ecbch v\u1ee5 chi tr\u1ea3 cho nh\u1eefng thi\u1ec7t h\u1ea1i ph\u00e1t sinh trong chuy\u1ebfn du l\u1ecbch n\u01b0\u1edbc ngo\u00e0i nh\u01b0 tai n\u1ea1n, \u1ed1m \u0111au, th\u1ea5t l\u1ea1c gi\u1ea5y t\u1edd, h\u00e0nh l\u00fd,&#8230; T\u00f9y h\u00ecnh th\u1ee9c m\u00e0 c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 nh\u1eefng quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c ph\u00ed kh\u00e1c nhau. C\u00f9ng t\u00ecm hi\u1ec3u nh\u1eefng quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n v\u00e0 m\u1ee9c <strong>ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong> tham kh\u1ea3o nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized advgb-dyn-08859ce5\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"818\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/09\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2-1024x818.jpg\" alt=\"\" class=\"wp-image-3496\" style=\"width:779px;height:622px\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16191618\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2-1024x818.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16191618\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2-300x240.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16191618\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2-768x613.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/16191618\/quyen-loi-va-muc-phi-cua-bao-hiem-du-lich-quoc-te-2.jpg 1252w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-34de6483\"><span class=\"ez-toc-section\" id=\"1_Quyen_loi_cua_bao_hiem_du_lich_quoc_te_la_gi\"><\/span>1. <strong>Quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-18cfcbd9\">1.1. <strong>&nbsp;\u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi ph\u00ed khi g\u1eb7p tai n\u1ea1n, b\u1ec7nh t\u1eadt<\/strong><\/h3>\n\n\n\n<p>\u0110\u00e2y l\u00e0 quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m khi <strong>mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong>.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 chi tr\u1ea3 chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh, n\u1eb1m vi\u1ec7n theo m\u1ee9c quy \u0111\u1ecbnh. M\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m c\u00f2n chi tr\u1ea3 chi ph\u00ed \u0111i l\u1ea1i, \u0103n \u1edf th\u0103m b\u1ec7nh cho ng\u01b0\u1eddi th\u00e2n c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m. Khi c\u1ea7n chuy\u1ec3n b\u1ec7nh, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp ph\u01b0\u01a1ng ti\u1ec7n di chuy\u1ec3n ph\u00f9 h\u1ee3p theo y\u00eau c\u1ea7u c\u1ee7a b\u1ec7nh vi\u1ec7n.<\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p \u00edt mong mu\u1ed1n nh\u1ea5t khi c\u00f3 th\u01b0\u01a1ng vong x\u1ea3y \u0111\u1ebfn cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, b\u1ea3o hi\u1ec3m s\u1ebd h\u1ed7 tr\u1ee3 chi ph\u00ed cho vi\u1ec7c ch\u00f4n c\u1ea5t, h\u1ecfa t\u00e1ng, v\u1eadn chuy\u1ec3n h\u00e0i c\u1ed1t v\u1ec1 Vi\u1ec7t Nam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-8696d1d9\">1.2. <strong>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi th\u1ea5t l\u1ea1c, m\u1ea5t m\u00e1t h\u00e0nh l\u00fd, gi\u1ea5y t\u1edd<\/strong><\/h3>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng cho vi\u1ec7c m\u1ea5t, h\u01b0 h\u1ecfng h\u00e0nh l\u00fd, t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n \u0111em theo ho\u1eb7c mua trong chuy\u1ebfn \u0111i.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng cho vi\u1ec7c m\u1ea5t gi\u1ea5y t\u1edd th\u00f4ng h\u00e0nh, bao g\u1ed3m c\u1ea3 chi ph\u00ed xin c\u1ea5p h\u1ed9 chi\u1ebfu m\u1edbi l\u1eabn chi ph\u00ed ph\u00e1t sinh cho vi\u1ec7c l\u01b0u tr\u00fa v\u00e0 \u0111i l\u1ea1i.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c\u201ct\u00e0i tr\u1ee3\u201d m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 mua g\u1ea5p c\u00e1c v\u1eadt d\u1ee5ng thi\u1ebft y\u1ebfu n\u1ebfu h\u00e0nh l\u00fd b\u1ecb th\u1ea5t l\u1ea1c ho\u1eb7c v\u1eadn chuy\u1ec3n ch\u1eadm, d\u1eabn \u0111\u1ebfn ph\u00e1t sinh chi ph\u00ed.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-e1a7aec5\">1.3. <strong>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi chuy\u1ebfn bay b\u1ecb ho\u00e3n\/ h\u1ee7y<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u00f3 th\u1ec3 b\u1ed3i th\u01b0\u1eddng m\u1ed9t ph\u1ea7n n\u1ebfu ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 \u0111\u1ebfn n\u01a1i theo th\u1eddi gian d\u1ef1 ki\u1ebfn do chuy\u1ebfn bay b\u1ecb tr\u00ec ho\u00e3n, hu\u1ef7 chuy\u1ebfn v\u00ec th\u1eddi ti\u1ebft x\u1ea5u, l\u1ed7i k\u0129 thu\u1eadt, th\u1ea5t l\u1ea1c h\u00e0nh l\u00fd,&#8230; ho\u1eb7c nh\u1eefng l\u00fd do kh\u00e1ch quan kh\u00e1c, kh\u00f4ng ph\u1ea3i do ng\u01b0\u1eddi du l\u1ecbch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-a0af4ed3\">1.4. <strong>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi h\u1ee7y ho\u1eb7c r\u00fat ng\u1eafn chuy\u1ebfn \u0111i<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu l\u00fd do h\u1ee7y chuy\u1ebfn c\u00f3 trong h\u1ee3p \u0111\u1ed3ng, b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 kho\u1ea3n ph\u00ed b\u1ea1n \u0111\u00e3 tr\u1ea3 tr\u01b0\u1edbc cho c\u00f4ng ty du l\u1ecbch, c\u00f3 th\u1ec3 bao g\u1ed3m c\u1ea3 v\u00e9 m\u00e1y bay v\u00e0 kh\u00e1ch s\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-166f2e5f\">1.5. <strong>C\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung kh\u00e1c<\/strong><\/h3>\n\n\n\n<p>Ngo\u00e0i nh\u1eefng quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n tr\u00ean, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn l\u1ef1a \u0111a d\u1ea1ng c\u00e1c quy\u1ec1n l\u1ee3i kh\u00e1c khi mua v\u1edbi m\u1ee9c <strong><a href=\"https:\/\/saladin.vn\/blog\/tag\/phi-bao-hiem-du-lich-quoc-te\/\" title=\"\">ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a><\/strong> cao h\u01a1n \u0111\u1ec3 m\u1edf r\u1ed9ng nhi\u1ec1u quy\u1ec1n l\u1ee3i b\u1ed5 sung h\u01a1n, \u0111\u1ec1 ph\u00f2ng c\u00e1c s\u1ef1 c\u1ed1 c\u00f3 th\u1ec3 x\u1ea3y ra v\u1edbi m\u00ecnh.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5: N\u1ebfu b\u1ea1n th\u01b0\u1eddng thu\u00ea xe \u0111\u1ec3 t\u1ef1 di chuy\u1ec3n khi du l\u1ecbch, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc \u0111i\u1ec1u kho\u1ea3n b\u1ed3i th\u01b0\u1eddng khi g\u1eb7p tai n\u1ea1n g\u00e2y thi\u1ec7t h\u1ea1i \u0111\u1ebfn c\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111\u00e3 thu\u00ea. Trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m, chi ph\u00ed \u0111\u1ec1n b\u00f9 th\u01b0\u1eddng s\u1ebd kh\u00e1 l\u1edbn.<\/p>\n\n\n\n<p>Ho\u1eb7c m\u1ed9t quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng kh\u00e1c nh\u01b0: Khi b\u1ea1n \u0111i c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i m\u00e0 ph\u1ea3i nh\u1eadp vi\u1ec7n, kh\u00f4ng th\u1ec3 ti\u1ebfp t\u1ee5c c\u00f4ng vi\u1ec7c, m\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 chi tr\u1ea3 v\u00e9 m\u1ed9t chi\u1ec1u cho m\u1ed9t \u0111\u1ed3ng nghi\u1ec7p thay th\u1ebf \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea1n ch\u1ec9 \u0111\u1ecbnh \u0111\u1ec3 l\u00e0m thay c\u00f4ng vi\u1ec7c c\u1ee7a b\u1ea1n. \u0110\u00e2y c\u0169ng l\u00e0 m\u1ed9t quy\u1ec1n l\u1ee3i v\u00f4 c\u00f9ng thi\u1ebft th\u1ef1c \u0111\u1ec3 b\u1ea1n c\u00f3 m\u1ed9t chuy\u1ebfn \u0111i xa tho\u1ea3i m\u00e1i, kh\u00f4ng lo ngh\u0129.<\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-b1437d82\"><span class=\"ez-toc-section\" id=\"2_Nhung_truong_hop_nao_khong_duoc_bao_hiem_du_lich_boi_thuong\"><\/span>2. <strong>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m du l\u1ecbch b\u1ed3i th\u01b0\u1eddng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-90eaf53e\">2.1. Ph\u1ee5 n\u1eef mang thai<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi ph\u1ee5 n\u1eef mang thai, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd c\u00f3 m\u1ed9t s\u1ed1 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh ri\u00eang. Do \u0111\u00f3 trong tr\u01b0\u1eddng h\u1ee3p \u0111i du l\u1ecbch khi \u0111ang mang thai, b\u1ea1n c\u1ea7n t\u00ecm hi\u1ec3u k\u1ef9 l\u01b0\u1ee1ng c\u00e1c \u0111i\u1ec1u kho\u1ea3n n\u00e0y nh\u1eb1m \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i cho b\u1ea3n th\u00e2n.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>M\u1ed9t s\u1ed1 c\u00f4ng ty b\u1ea3o hi\u1ec3m du l\u1ecbch th\u01b0\u1eddng ch\u1ec9 cho ph\u00e9p ph\u1ee5 n\u1eef mang thai d\u01b0\u1edbi 28 tu\u1ea7n. Ph\u1ee5 n\u1eef mang thai ngo\u00e0i 30 tu\u1ea7n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch khi \u0111i du l\u1ecbch do s\u1ebd t\u0103ng nguy c\u01a1 sinh non, ho\u1eb7c t\u0103ng kh\u1ea3 n\u0103ng x\u1ea3y ra m\u1ed9t s\u1ed1 bi\u1ebfn ch\u1ee9ng thai s\u1ea3n.<\/li>\n\n\n\n<li>Th\u00f4ng th\u01b0\u1eddng, ph\u1ee5 n\u1eef mang thai t\u1eeb 36 tu\u1ea7n tr\u1edf l\u00ean, ho\u1eb7c d\u1ef1 ki\u1ebfn sinh trong v\u00f2ng 7 ng\u00e0y, s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p di chuy\u1ec3n b\u1eb1ng m\u00e1y bay. Ch\u00ednh v\u00ec th\u1ebf, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf c\u0169ng \u00edt ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 tr\u01b0\u1eddng h\u1ee3p ph\u1ee5 n\u1eef mang thai t\u1eeb 36 tu\u1ea7n tr\u1edf l\u00ean du l\u1ecbch.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-ea4a7077\">2.2. <strong>S\u1ef1 c\u1ed1 do chi\u1ebfn tranh, n\u1ed9i chi\u1ebfn<\/strong><\/h3>\n\n\n\n<p>\u1ede nhi\u1ec1u \u0111\u1ecba \u0111i\u1ec3m tr\u00ean th\u1ebf gi\u1edbi, t\u00ecnh h\u00ecnh ch\u00ednh tr\u1ecb b\u1ea5t \u1ed5n di\u1ec5n ra quanh n\u0103m. Nguy c\u01a1 x\u1ea3y ra r\u1ee7i ro cho kh\u00e1ch du l\u1ecbch l\u00e0 r\u1ea5t cao. Do \u0111\u00f3, n\u1ebfu b\u1ea1n \u0111i du l\u1ecbch nh\u1eefng n\u01a1i n\u00e0y, b\u1ea3o hi\u1ec3m du l\u1ecbch s\u1ebd kh\u00f4ng c\u00f3 hi\u1ec7u l\u1ef1c b\u1ed3i th\u01b0\u1eddng n\u1ebfu b\u1ea1n g\u1eb7p th\u01b0\u01a1ng t\u00edch, s\u1ef1 c\u1ed1 x\u1ea3y ra do h\u1eadu qu\u1ea3 c\u1ee7a chi\u1ebfn tranh, n\u1ed9i chi\u1ebfn.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m c\u0169ng kh\u00f4ng b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng tai n\u1ea1n x\u1ea3y ra do ng\u01b0\u1eddi mua tham gia v\u00e0o c\u00e1c ho\u1ea1t \u0111\u1ed9ng kh\u1ee7ng b\u1ed1, n\u1ed5i lo\u1ea1n ho\u1eb7c vi ph\u1ea1m ph\u00e1p lu\u1eadt c\u1ee7a \u0111\u1ea5t n\u01b0\u1edbc \u0111ang c\u00f3 m\u1eb7t.<\/p>\n\n\n\n<p>Khi \u0111\u1ebfn m\u1ed9t qu\u1ed1c gia m\u00e0 b\u1ea1n kh\u00f4ng quen thu\u1ed9c, h\u00e3y h\u1ea1n ch\u1ebf tham gia v\u00e0o c\u00e1c \u0111o\u00e0n di\u1ec5u h\u00e0nh t\u1ef1 ph\u00e1t, bi\u1ec3u t\u00ecnh. C\u00f3 nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p b\u1ea1n s\u1ebd hi\u1ec3u l\u1ea7m di\u1ec5u h\u00e0nh tr\u00ean ph\u1ed1 l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c t\u00f4n vinh v\u0103n h\u00f3a nh\u01b0ng \u0111\u00f3 l\u1ea1i r\u1ea5t c\u00f3 th\u1ec3 l\u00e0 bi\u1ec3u t\u00ecnh v\u1ec1 m\u1eb7t ph\u00e1p lu\u1eadt, \u0111\u1ea1o gi\u00e1o,&#8230;<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-cb8bdf25\">2.3. <strong>Tr\u01b0\u1eddng h\u1ee3p t\u1ef1 t\u1eed c\u00f3 ch\u1ee7 \u0111\u00edch<\/strong><\/h3>\n\n\n\n<p>\u0110\u1ec3 ng\u0103n ch\u1eb7n gian l\u1eadn, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng quy \u0111\u1ecbnh kh\u00f4ng b\u1ed3i th\u01b0\u1eddng b\u1ea5t k\u1ef3 kho\u1ea3n chi ph\u00ed n\u00e0o cho nh\u1eefng kh\u00e1ch h\u00e0ng c\u1ed1 t\u00ecnh \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m khi \u0111\u00e3 c\u00f3 \u00fd \u0111\u1ecbnh t\u1ef1 t\u1eed ho\u1eb7c c\u1ed1 \u00fd g\u00e2y th\u01b0\u01a1ng t\u00edch cho b\u1ea3n th\u00e2n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-538b19a7\">2.4. <strong>M\u1ea5t t\u00edch b\u00ed \u1ea9n<\/strong><\/h3>\n\n\n\n<p>Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m kh\u00f4ng tr\u1edf v\u1ec1, kh\u00f4ng li\u00ean l\u1ea1c \u0111\u01b0\u1ee3c, kh\u00f4ng c\u00f3 x\u00e1c nh\u1eadn t\u1eeb c\u00f4ng an r\u1eb1ng \u0111\u00e3 t\u1eed vong th\u00ec s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 m\u1ea5t t\u00edch b\u00ed \u1ea9n, v\u00e0 b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ti\u1ebfn h\u00e0nh b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>Ch\u1ec9 khi ph\u00eda c\u00f4ng an x\u00e1c nh\u1eadn t\u00ecnh tr\u1ea1ng l\u00e0 \u201cb\u1ecb b\u1eaft c\u00f3c\u201d th\u00ec ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng sau khi \u0111\u01b0\u1ee3c gi\u1ea3i c\u1ee9u tr\u1edf v\u1ec1.<\/p>\n\n\n\n<p>Tuy tr\u01b0\u1eddng h\u1ee3p n\u00e0y c\u0169ng r\u1ea5t \u00edt khi x\u1ea3y ra trong qu\u00e1 tr\u00ecnh du l\u1ecbch nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00e0 kh\u00f4ng th\u1ec3 x\u1ea3y ra. V\u00ec v\u1eady, b\u1ea1n n\u00ean lu\u00f4n tr\u00e1nh \u0111i theo ng\u01b0\u1eddi l\u1ea1 m\u1ed9t m\u00ecnh \u0111\u1ebfn nh\u1eefng n\u01a1i v\u1eafng ng\u01b0\u1eddi v\u00e0 lu\u00f4n th\u1ee7 s\u1eb5n s\u1ed1 \u0111i\u1ec7n tho\u1ea1i kh\u1ea9n c\u1ea5p c\u1ee7a qu\u1ed1c gia m\u00e0 b\u1ea1n s\u1eafp vi\u1ebfng th\u0103m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-7972971f\">2.5. <strong>C\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh \u0111\u1eb7c bi\u1ec7t<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng b\u1ed3i th\u01b0\u1eddng chi ph\u00ed kh\u00e1m ch\u1eefa v\u00e0 n\u1eb1m vi\u1ec7n cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ec7nh c\u00f3 s\u1eb5n t\u1eeb tr\u01b0\u1edbc hay khuy\u1ebft t\u1eadt b\u1ea9m sinh<\/li>\n\n\n\n<li>AIDS v\u00e0 b\u1ec7nh li\u00ean quan \u0111\u1ebfn AIDS, nhi\u1ec5m HIV; SARS, c\u00fam gia c\u1ea7m<\/li>\n\n\n\n<li>R\u1ed1i lo\u1ea1n t\u00e2m th\u1ea7n, m\u1ea5t ng\u1ee7 nh\u01b0ng kh\u00f4ng bao g\u1ed3m m\u1ea5t tr\u00ed<\/li>\n\n\n\n<li>B\u1ec7nh m\u00e3n t\u00ednh d\u00f9 ph\u00e1t hi\u1ec7n tr\u01b0\u1edbc hay trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m nh\u01b0: \u0111\u00e1i th\u00e1o \u0111\u01b0\u1eddng, ung th\u01b0, b\u1ec7nh tr\u0129, b\u1ec7nh lao, cao huy\u1ebft \u00e1p\u2026<\/li>\n\n\n\n<li>Ngo\u00e0i ra, n\u1ebfu b\u1ea1n b\u1ecb ng\u1ed9 \u0111\u1ed9c thu\u1ed1c do s\u1eed d\u1ee5ng kh\u00f4ng theo ch\u1ec9 d\u1eabn c\u1ee7a b\u00e1c s\u0129 th\u00ec c\u0169ng ph\u1ea3i t\u1ef1 tr\u1ea3 chi ph\u00ed kh\u00e1m, ch\u1eefa tr\u1ecb.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-fbaf35fa\">2.6. <strong>Tai n\u1ea1n khi tham gia c\u00e1c m\u00f4n th\u1ec3 thao hay thi \u0111\u1ea5u<\/strong><\/h3>\n\n\n\n<p>Nhi\u1ec1u kh\u00e1ch du l\u1ecbch r\u1ea5t th\u00edch tham gia v\u00e0o c\u00e1c m\u00f4n th\u1ec3 thao, tr\u00f2 ch\u01a1i mang t\u00ednh m\u1ea1o hi\u1ec3m cao nh\u01b0ng tai n\u1ea1n x\u1ea3y ra khi b\u1ea1n tham gia c\u00e1c m\u00f4n th\u1ec3 thao, d\u00f9 l\u00e0 chuy\u00ean nghi\u1ec7p hay nghi\u1ec7p d\u01b0 c\u0169ng c\u00f3 th\u1ec3 n\u1eb1m trong danh s\u00e1ch lo\u1ea1i tr\u1eeb c\u1ee7a b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<p>Nguy\u00ean nh\u00e2n l\u00e0 do tr\u01b0\u1edbc khi tham gia v\u00e0o nh\u1eefng tr\u00f2 ch\u01a1i m\u1ea1o hi\u1ec3m, ng\u01b0\u1eddi ch\u01a1i \u0111\u1ec1u ph\u1ea3i k\u00fd bi\u00ean b\u1ea3n x\u00e1c nh\u1eadn t\u1ef1 nguy\u1ec7n tham gia v\u00e0 ch\u1ecbu m\u1ecdi tr\u00e1ch nhi\u1ec7m v\u1ec1 an to\u00e0n c\u1ee7a b\u1ea3n th\u00e2n.&nbsp;<\/p>\n\n\n\n<p>Ch\u00ednh v\u00ec th\u1ebf, b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf c\u01a1 b\u1ea3n c\u0169ng s\u1ebd kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y. B\u1ea1n c\u1ea7n ch\u1ecbu th\u00eam <strong>ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong> \u0111\u1ec3 mua c\u00e1c g\u00f3i n\u00e2ng cao c\u00f3 b\u1ea3o hi\u1ec3m nh\u1eefng h\u1ea1ng m\u1ee5c nh\u01b0 v\u1eady.<\/p>\n\n\n\n<p>M\u1ed9t s\u1ed1 m\u00f4n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 (\u0111a ph\u1ea7n l\u00e0 c\u00e1c m\u00f4n m\u1ea1o hi\u1ec3m, \u0111\u1ed1i kh\u00e1ng) nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110ua m\u00f4 t\u00f4, \u0111ua ng\u1ef1a, tr\u01b0\u1ee3t tuy\u1ebft<\/li>\n\n\n\n<li>Nh\u1ea3y d\u00f9, nh\u00e0o l\u1ed9n tr\u00ean kh\u00f4ng<\/li>\n\n\n\n<li>Leo n\u00fai cao h\u01a1n 5000m so v\u1edbi m\u1eb7t n\u01b0\u1edbc bi\u1ec3n, ho\u1eb7c l\u1eb7n c\u00f3 b\u00ecnh kh\u00ed s\u00e2u h\u01a1n 20m so v\u1edbi m\u1eb7t n\u01b0\u1edbc bi\u1ec3n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-6553293d\">C\u1ea9m nang du l\u1ecbch<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bi-kip-du-lich-an-toan\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">B\u00ed k\u00edp du l\u1ecbch an to\u00e0n<\/span><\/a>&nbsp;  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bon-mua\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ed1n m\u00f9a<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-xuan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a xu\u00e2n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-he\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a h\u00e8<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-thu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a thu<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/mua-dong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u00f9a \u0111\u00f4ng<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-a\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00c1<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-au\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00c2u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-my\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u M\u1ef9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-phi\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u Phi<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/chau-uc\/\" rel=\"noreferrer noopener\" target=\"_blank\"><span style=\"background-color:#f0fdf4\">Ch\u00e2u \u00dac<\/span><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bau-du-lich\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea7u du l\u1ecbch<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/du-hoc\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Du h\u1ecdc<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/du-lich-tu-tuc\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Du l\u1ecbch t\u1ef1 t\u00fac<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nguoi-cao-tuoi-du-lich\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ng\u01b0\u1eddi cao tu\u1ed5i du l\u1ecbch<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tre-nho-du-lich\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Tr\u1ebb nh\u1ecf du l\u1ecbch<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-09401522\"><span class=\"ez-toc-section\" id=\"3_Muc_phi_bao_hiem_du_lich_quoc_te_la_bao_nhieu\"><\/span>3. M\u1ee9c <a href=\"https:\/\/saladin.vn\/blog\/tag\/phi-bao-hiem-du-lich-quoc-te\/\" title=\"\">ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/a> l\u00e0 bao nhi\u00eau?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c <strong>ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong> ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ecba \u0111i\u1ec3m n\u01a1i \u0111\u1ebfn, s\u1ed1 ng\u00e0y l\u01b0u tr\u00fa v\u00e0 c\u00e1c g\u00f3i quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m ch\u1ecdn l\u1ef1a cho chuy\u1ebfn \u0111i. M\u1ed9t v\u00e0i g\u1ee3i \u00fd v\u1ec1 nh\u00e0 cung c\u1ea5p v\u00e0 m\u1ee9c <strong>ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong> \u0111\u00e3 \u0111\u01b0\u1ee3c Saladin cung c\u1ea5p t\u1ea1i <a href=\"https:\/\/news.saladin.vn\/bao-hiem-du-lich\/gia-bao-hiem-du-lich-quoc-te\/\">\u0111\u00e2y<\/a>.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf mua theo nh\u00f3m, Chi ph\u00ed b\u1ea3o hi\u1ec3m nh\u00f3m = (M\u1ee9c ph\u00ed c\u00e1 nh\u00e2n x T\u1ed5ng s\u1ed1 ng\u01b0\u1eddi) \u2013 Ph\u00ed gi\u1ea3m. \u0110\u1ed1i v\u1edbi nh\u00f3m t\u1eeb 2 \u2013 10 ng\u01b0\u1eddi, ph\u00ed gi\u1ea3m th\u01b0\u1eddng l\u00e0 2%, t\u1eeb 10 \u2013 100 ng\u01b0\u1eddi ph\u00ed gi\u1ea3m th\u01b0\u1eddng l\u00e0 3%,&nbsp; t\u1eeb 101 &#8211; 500 ng\u01b0\u1eddi ph\u00ed gi\u1ea3m l\u00e0 5%\u2026<\/p>\n\n\n\n<p>V\u00ed d\u1ee5:<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch th\u1eddi h\u1ea1n 1 tu\u1ea7n, m\u1ee9c ph\u00ed 6 tri\u1ec7u VND\/ ng\u01b0\u1eddi, mua cho 5 ng\u01b0\u1eddi =&gt; Ph\u00ed gi\u1ea3m l\u00e0 2%.<\/p>\n\n\n\n<p>Chi ph\u00ed b\u1ea3o hi\u1ec3m nh\u00f3m = (6.000.000 x 5) &#8211; (6.000.000 x 2%) = 29.880.000 VND<\/p>\n\n\n\n<p>B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 tham kh\u1ea3o quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c <strong>ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong> th\u00f4ng qua n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 c\u1ee7a Saladin, gi\u00fap b\u1ea1n ch\u1ecdn l\u1ef1a gi\u1ea3i ph\u00e1p b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p m\u1ed9t c\u00e1ch nhanh ch\u00f3ng, minh b\u1ea1ch. Khi <a href=\"https:\/\/www.saladin.vn\/bao-hiem-du-lich-quoc-te\" title=\"\"><strong>mua b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf<\/strong><\/a> t\u1ea1i website ho\u1eb7c \u1ee9ng d\u1ee5ng Saladin, ng\u01b0\u1eddi mua \u0111\u01b0\u1ee3c t\u00e1ch b\u1ea1ch t\u1eebng c\u1ea5u th\u00e0nh s\u1ea3n ph\u1ea9m trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, t\u1eeb \u0111\u00f3 thi\u1ebft k\u1ebf \u0111\u01b0\u1ee3c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u v\u00e0 kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Quy\u1ec1n l\u1ee3i v\u00e0 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m du l\u1ecbch qu\u1ed1c t\u1ebf hi\u1ec7n nay r\u1ea5t \u0111a d\u1ea1ng. 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