{"id":4012,"date":"2022-09-30T19:47:39","date_gmt":"2022-09-30T12:47:39","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4012"},"modified":"2024-03-21T14:57:48","modified_gmt":"2024-03-21T07:57:48","slug":"trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/","title":{"rendered":"Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y: Quy tr\u00ecnh \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y khi g\u1eb7p tai n\u1ea1n"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#1_Trach_nhiem_cua_bao_hiem_xe_may_Quy_trinh_%E2%80%9Cdoi%E2%80%9D_boi_thuong_tu_bao_hiem_TNDS_xe_may\" >1. Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y: Quy tr\u00ecnh \u201c\u0111\u00f2i\u201d b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#2_Quy_trinh_giam_dinh_thiet_hai_khi_xe_may_gap_tai_nan_dien_ra_the_nao\" >2. Quy tr\u00ecnh gi\u00e1m \u0111\u1ecbnh thi\u1ec7t h\u1ea1i khi xe m\u00e1y g\u1eb7p tai n\u1ea1n di\u1ec5n ra th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#3_Trach_nhiem_cua_bao_hiem_xe_may_Muc_boi_thuong_duoc_quy_dinh_the_nao\" >3. Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y: M\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#4_Ho_so_boi_thuong_bao_hiem_xe_may_gom_nhung_giay_to_gi\" >4. H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y g\u1ed3m nh\u1eefng gi\u1ea5y t\u1edd g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#5_Thoi_han_yeu_cau_thanh_toan_boi_thuong_thuoc_trach_nhiem_cua_bao_hiem_xe_may\" >5. Th\u1eddi h\u1ea1n y\u00eau c\u1ea7u, thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#6_Nhung_truong_hop_khong_nam_trong_trach_nhiem_cua_bao_hiem_xe_may\" >6. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng n\u1eb1m trong tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan\/#7_Mua_bao_hiem_xe_may_online_va_quan_ly_boi_thuong_de_dang_voi_Saladin\" >7. Mua b\u1ea3o hi\u1ec3m xe m\u00e1y online v\u00e0 qu\u1ea3n l\u00fd b\u1ed3i th\u01b0\u1eddng d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" title=\"\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a> l\u00e0 b\u1ed3i th\u01b0\u1eddng cho b\u1ea1n khi tai n\u1ea1n xe m\u00e1y x\u1ea3y ra. N\u1ebfu \u0111\u00e3 mua b\u1ea3o hi\u1ec3m TNDS cho xe m\u00e1y, b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u c\u00e1ch \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng t\u1eeb nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u1ed5n th\u1ea5t v\u1ec1 t\u00e0i ch\u00ednh. V\u1eady thi\u1ec7t h\u1ea1i \u0111\u01b0\u1ee3c gi\u00e1m \u0111\u1ecbnh nh\u01b0 th\u1ebf n\u00e0o? Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng g\u1ed3m nh\u1eefng b\u01b0\u1edbc n\u00e0o? C\u00f9ng t\u00ecm hi\u1ec3u nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan-1024x684.jpg\" alt=\"\" class=\"wp-image-4035\" style=\"width:773px;height:516px\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/01131302\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan-1024x684.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/01131302\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/01131302\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan-768x513.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/01131302\/trach-nhiem-cua-bao-hiem-xe-may-quy-trinh-doi-boi-thuong-bao-hiem-tnds-xe-may-khi-gap-tai-nan.jpg 1498w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Trach_nhiem_cua_bao_hiem_xe_may_Quy_trinh_%E2%80%9Cdoi%E2%80%9D_boi_thuong_tu_bao_hiem_TNDS_xe_may\"><\/span>1. <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" title=\"\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>: Quy tr\u00ecnh \u201c\u0111\u00f2i\u201d b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ngay khi x\u1ea3y ra tai n\u1ea1n, b\u1ea1n khoan h\u00e3y ho\u1ea3ng lo\u1ea1n. H\u00e3y nh\u1edb r\u1eb1ng, nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t \u0111\u1ec1u thu\u1ed9c <strong>tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong>; ch\u00ednh v\u00ec th\u1ebf, b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh t\u1eeb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p>Sau \u0111\u00e2y l\u00e0 c\u00e1c b\u01b0\u1edbc \u0111\u1ec3 nh\u1eadn b\u1ed3i th\u01b0\u1eddng t\u1eeb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y:<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 1:<\/strong> <strong>Th\u00f4ng b\u00e1o<\/strong> cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m trong v\u00f2ng 5 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb khi x\u1ea3y ra tai n\u1ea1n. B\u1ea1n c\u00f3 th\u1ec3 g\u1eedi th\u00f4ng b\u00e1o b\u1eb1ng v\u0103n b\u1ea3n ho\u1eb7c online qua website, ng\u01b0\u1eddi \u0111\u1ea1i di\u1ec7n\u2026<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 2: Gi\u00e1m \u0111\u1ecbnh<\/strong> nguy\u00ean nh\u00e2n g\u00e2y t\u1ed5n th\u1ea5t v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t.<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 3: Nh\u1eadn t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng:<\/strong> Trong tr\u01b0\u1eddng h\u1ee3p  thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd t\u1ea1m \u1ee9ng b\u1ed3i th\u01b0\u1eddng c\u00e1c thi\u1ec7t h\u1ea1i li\u00ean quan trong v\u00f2ng 3 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o c\u1ee7a b\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. (<strong><em>Theo Kho\u1ea3n 2, \u0110i\u1ec1u 4,  Ngh\u1ecb \u0111\u1ecbnh s\u1ed1 03\/2021\/N\u0110-CP,g\u1ecdi t\u1eaft l\u00e0 Ngh\u1ecb \u0111\u1ecbnh 03<\/em><\/strong>)<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 4: N\u1ed9p h\u1ed3 s\u01a1<\/strong> y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Quy_trinh_giam_dinh_thiet_hai_khi_xe_may_gap_tai_nan_dien_ra_the_nao\"><\/span>2. <strong>Quy tr\u00ecnh gi\u00e1m \u0111\u1ecbnh thi\u1ec7t h\u1ea1i khi xe m\u00e1y g\u1eb7p tai n\u1ea1n<\/strong> di\u1ec5n ra th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>B\u01b0\u1edbc 1:<\/strong> Sau khi x\u1ea3y ra tai n\u1ea1n, ch\u1ee7 xe s\u1ebd ph\u1ea3i l\u00e0m vi\u1ec7c v\u1edbi \u0111\u1ea1i di\u1ec7n doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 b\u00ean th\u1ee9 ba (ng\u01b0\u1eddi b\u1ecb n\u1ea1n) \u0111\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u00e1m \u0111\u1ecbnh t\u1ed5n th\u1ea5t, bao g\u1ed3m: x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t.<\/p>\n\n\n\n<p><strong>B\u01b0\u1edbc 2:<\/strong> N\u1ebfu b\u1ea1n \u0111\u1ed3ng \u00fd v\u1edbi k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m x\u00e1c \u0111\u1ecbnh, b\u1ea1n c\u1ea7n k\u00fd v\u00e0o bi\u00ean b\u1ea3n gi\u00e1m \u0111\u1ecbnh b\u1eb1ng v\u0103n b\u1ea3n.<\/p>\n\n\n\n<p>N\u1ebfu vi\u1ec7c gi\u00e1m \u0111\u1ecbnh thu\u1eadn l\u1ee3i, m\u1ee9c b\u1ed3i th\u01b0\u1eddng s\u1ebd d\u1ef1a tr\u00ean k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh m\u00e0 2 b\u00ean \u0111\u00e3 \u0111\u1ed3ng \u00fd. Chi ph\u00ed gi\u00e1m \u0111\u1ecbnh s\u1ebd do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m chi tr\u1ea3.<\/p>\n\n\n\n<p>B\u1ea1n c\u0169ng c\u1ea7n bi\u1ebft c\u00e1ch x\u1eed l\u00fd n\u1ebfu r\u01a1i v\u00e0o 2 tr\u01b0\u1eddng h\u1ee3p sau, khi vi\u1ec7c gi\u00e1m \u0111\u1ecbnh kh\u00f4ng th\u1ec3 \u0111i \u0111\u1ebfn k\u1ebft lu\u1eadn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tr\u01b0\u1eddng h\u1ee3p 1:<\/strong> B\u1ea1n kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m x\u00e1c \u0111\u1ecbnh. Khi \u0111\u00f3, hai b\u00ean c\u00f3 th\u1ec3 tr\u01b0ng c\u1ea7u gi\u00e1m \u0111\u1ecbnh vi\u00ean \u0111\u1ed9c l\u1eadp v\u00e0 k\u1ebft lu\u1eadn c\u1ee7a gi\u00e1m \u0111\u1ecbnh vi\u00ean \u0111\u1ed9c l\u1eadp s\u1ebd c\u00f3 gi\u00e1 tr\u1ecb b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi c\u00e1c b\u00ean.<\/li>\n\n\n\n<li><strong>Tr\u01b0\u1eddng h\u1ee3p 2: <\/strong>N\u1ebfu v\u00ec l\u00fd do b\u1ea5t kh\u1ea3 kh\u00e1ng, b\u1ea1n kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n vi\u1ec7c gi\u00e1m \u0111\u1ecbnh, nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c quy\u1ec1n c\u0103n c\u1ee9 v\u00e0o c\u00e1c bi\u00ean b\u1ea3n, k\u1ebft lu\u1eadn c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ea9m quy\u1ec1n \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Trach_nhiem_cua_bao_hiem_xe_may_Muc_boi_thuong_duoc_quy_dinh_the_nao\"><\/span>3. <strong>Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y: M\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh th\u1ebf n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sau khi c\u00f3 k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh, d\u1ef1a v\u00e0o 1 trong 2 tr\u01b0\u1eddng h\u1ee3p sau m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo c\u00e1c m\u1ee9c nh\u01b0 sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3.1. <strong>Tr\u01b0\u1eddng h\u1ee3p t\u1ed5n th\u1ea5t do tai n\u1ea1n thu\u1ed9c ph\u1ea1m vi <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" title=\"\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>, \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i<\/strong> (theo K\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 t\u1eed vong: C\u00f3 th\u1ec3 y\u00eau c\u1ea7u 70% m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/ng\u01b0\u1eddi\/v\u1ee5.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 b\u1ecb t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn th\u00e2n  ph\u1ea3i \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u: 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/ng\u01b0\u1eddi\/v\u1ee5.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">3.2. <strong>Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c v\u1ee5 tai n\u1ea1n c\u00f3 thu\u1ed9c ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y\/ \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i kh\u00f4ng<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 t\u1eed vong: 30% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/ng\u01b0\u1eddi\/v\u1ee5.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 b\u1ecb t\u1ed5n th\u01b0\u01a1ng b\u1ed9 ph\u1eadn ph\u1ea3i \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u: 10% m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh\/ng\u01b0\u1eddi\/v\u1ee5.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Ho_so_boi_thuong_bao_hiem_xe_may_gom_nhung_giay_to_gi\"><\/span>4. <strong>H\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m xe m\u00e1y g\u1ed3m nh\u1eefng gi\u1ea5y t\u1edd g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng t\u1eeb b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y, b\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb s\u1edbm h\u1ed3 s\u01a1 b\u1ed3i th\u01b0\u1eddng bao g\u1ed3m c\u00e1c t\u00e0i li\u1ec7u sau:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong><em>T\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn xe, ch\u1ee7 xe <\/em><\/strong>(B\u1ea3n sao c\u00f3 c\u00f4ng ch\u1ee9ng ho\u1eb7c c\u00f3 x\u00e1c nh\u1eadn t\u1eeb doanh nghi\u1ec7p b\u00e1n b\u1ea3o hi\u1ec3m).<\/li>\n\n\n\n<li><strong><em>Gi\u1ea5y \u0111\u0103ng k\u00fd xe (c\u00e0 v\u1eb9t xe)<\/em><\/strong>. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng c\u00f3 gi\u1ea5y \u0111\u0103ng k\u00fd xe, b\u1ea1n ph\u1ea3i cung c\u1ea5p ch\u1ee9ng t\u1eeb chuy\u1ec3n quy\u1ec1n s\u1edf h\u1eefu xe v\u00e0 ch\u1ee9ng t\u1eeb ngu\u1ed3n g\u1ed1c xe. Tr\u01b0\u1eddng h\u1ee3p c\u00f3 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1eef b\u1ea3n ch\u00ednh Gi\u1ea5y \u0111\u0103ng k\u00fd xe, b\u1ea1n ph\u1ea3i n\u1ed9p b\u1ea3n sao ch\u1ee9ng th\u1ef1c Gi\u1ea5y \u0111\u0103ng k\u00fd xe k\u00e8m b\u1ea3n g\u1ed1c Gi\u1ea5y bi\u00ean nh\u1eadn c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u00f2n hi\u1ec7u l\u1ef1c.<\/li>\n\n\n\n<li><strong><em>Gi\u1ea5y ph\u00e9p l\u00e1i xe; CMND ho\u1eb7c CCCD ho\u1eb7c H\u1ed9 chi\u1ebfu<\/em><\/strong> c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe.<\/li>\n\n\n\n<li><strong><em>Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m.<\/em><\/strong><\/li>\n\n\n\n<li>T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng;<strong><em> Gi\u1ea5y ch\u1ee9ng nh\u1eadn th\u01b0\u01a1ng t\u00edch; H\u1ed3 s\u01a1 b\u1ec7nh \u00e1n<\/em><\/strong>. B\u1ea1n c\u00f3 th\u1ec3 cung c\u1ea5p b\u1ea3n sao c\u00f3 ch\u1ee9ng nh\u1eadn t\u1eeb c\u00e1c c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c t\u1eeb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li><strong><em>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p b\u00ean th\u1ee9 3 t\u1eed vong<\/em><\/strong>: B\u1ea1n c\u1ea7n cung c\u1ea5p 1 trong c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd sau: tr\u00edch l\u1ee5c khai t\u1eed, Gi\u1ea5y b\u00e1o t\u1eed, v\u0103n b\u1ea3n x\u00e1c nh\u1eadn c\u1ee7a c\u01a1 quan c\u00f4ng an, k\u1ebft qu\u1ea3 gi\u00e1m \u0111\u1ecbnh c\u1ee7a C\u01a1 quan gi\u00e1m \u0111\u1ecbnh ph\u00e1p y \u0111\u1ed1i v\u1edbi n\u1ea1n nh\u00e2n.<\/li>\n\n\n\n<li><strong><em>T\u00e0i li\u1ec7u ch\u1ee9ng minh thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n.<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>H\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb h\u1ee3p l\u1ec7 v\u1ec1 vi\u1ec7c s\u1eeda ch\u1eefa, thay m\u1edbi t\u00e0i s\u1ea3n<\/em><\/strong> b\u1ecb thi\u1ec7t h\u1ea1i do tai n\u1ea1n g\u00e2y ra.<\/li>\n\n\n\n<li><strong><em>C\u00e1c gi\u1ea5y t\u1edd, h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb li\u00ean quan \u0111\u1ebfn chi ph\u00ed ph\u00e1t sinh<\/em><\/strong> m\u00e0 ch\u1ee7 xe m\u00e1y \u0111\u00e3 chi ra \u0111\u1ec3 gi\u1ea3m thi\u1ec3u t\u1ed5n th\u1ea5t ho\u1eb7c \u0111\u1ec3 th\u1ef1c hi\u1ec7n theo ch\u1ec9 d\u1eabn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li><strong><em>Bi\u00ean b\u1ea3n gi\u00e1m \u0111\u1ecbnh<\/em><\/strong> x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m x\u00e1c \u0111\u1ecbnh, v\u00e0 \u0111\u01b0\u1ee3c th\u1ed1ng nh\u1ea5t gi\u1eefa doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Thoi_han_yeu_cau_thanh_toan_boi_thuong_thuoc_trach_nhiem_cua_bao_hiem_xe_may\"><\/span>5. <strong>Th\u1eddi h\u1ea1n y\u00eau c\u1ea7u, thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u1ebfu \u0111\u00e3 chu\u1ea9n b\u1ecb \u0111\u1ee7 v\u00e0 \u0111\u00fang h\u1ed3 s\u01a1 theo y\u00eau c\u1ea7u, b\u1ea1n c\u1ea7n n\u1eafm \u0111\u01b0\u1ee3c th\u1eddi h\u1ea1n b\u1ed3i th\u01b0\u1eddng theo quy \u0111\u1ecbnh tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ec3 tr\u00e1nh m\u1ea5t quy\u1ec1n l\u1ee3i c\u1ee7a m\u00ecnh. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 m\u1ed9t s\u1ed1 m\u1ed1c th\u1eddi gian trong quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng m\u00e0 b\u1ea1n c\u1ea7n bi\u1ebft:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Th\u1eddi h\u1ea1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng<\/strong> l\u00e0 <strong><em>trong v\u00f2ng 1 n\u0103m k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n<\/em>. <\/strong>B\u1ea1n ch\u1ec9 \u0111\u01b0\u1ee3c ch\u1eadm tr\u1ec5 h\u01a1n khi c\u00f3 l\u00fd do kh\u00e1ch quan v\u00e0 b\u1ea5t kh\u1ea3 kh\u00e1ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh.<\/li>\n\n\n\n<li><strong>Th\u1eddi h\u1ea1n th\u00f4ng b\u00e1o<\/strong> cho doanh nghi\u1ec7p v\u1ec1 tai n\u1ea1n l\u00e0&nbsp;<strong><em>trong v\u00f2ng 5 ng\u00e0y l\u00e0m vi\u1ec7c k\u1ec3 t\u1eeb ng\u00e0y x\u1ea3y ra tai n\u1ea1n<\/em>,<\/strong> tr\u1eeb tr\u01b0\u1eddng h\u1ee3p c\u00f3 l\u00fd do kh\u00e1ch quan ho\u1eb7c b\u1ea5t kh\u1ea3 kh\u00e1ng.<\/li>\n\n\n\n<li><strong>Th\u1eddi h\u1ea1n thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng<\/strong> c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m cho n\u1ea1n nh\u00e2n l\u00e0 <strong><em>15 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u1ee7 h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng h\u1ee3p l\u1ec7<\/em>. <\/strong>Trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n x\u00e1c minh h\u1ed3 s\u01a1, th\u1eddi h\u1ea1n thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng l\u00e0 <em><strong>kh\u00f4ng qu\u00e1 30 ng\u00e0y k\u1ec3 t\u1eeb khi nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1<\/strong><\/em> y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng h\u1ee3p l\u1ec7.<\/li>\n\n\n\n<li><strong>Th\u1eddi h\u1ea1n t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng<\/strong> l\u00e0 <em><strong>30 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u1ea7y \u0111\u1ee7 h\u1ed3 s\u01a1<\/strong><\/em> y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7, v\u00e0 doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m ph\u1ea3i th\u00f4ng b\u00e1o l\u00fd do t\u1eeb ch\u1ed1i b\u1eb1ng v\u0103n b\u1ea3n cho ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Nhung_truong_hop_khong_nam_trong_trach_nhiem_cua_bao_hiem_xe_may\"><\/span>6. <strong>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng n\u1eb1m trong tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tr\u01b0\u1edbc khi y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, b\u1ea1n c\u1ea7n n\u1eafm r\u00f5 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb kh\u00f4ng thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ec3 tr\u00e1nh m\u1ea5t c\u00f4ng s\u1ee9c l\u00e0m h\u1ed3 s\u01a1 nh\u01b0ng l\u1ea1i b\u1ecb doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m t\u1eeb ch\u1ed1i kh\u00f4ng b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>C\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u00ean b\u00e1n b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>N\u1ebfu ng\u01b0\u1eddi l\u00e1i xe ho\u1eb7c b\u00ean th\u1ee9 3 (n\u1ea1n nh\u00e2n) c\u1ed1 \u00fd g\u00e2y tai n\u1ea1n d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n nh\u01b0ng c\u1ed1 \u00fd b\u1ecf ch\u1ea1y v\u00e0 kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe. N\u1ebfu ch\u1ee7 xe b\u1ecf ch\u1ea1y nh\u01b0ng \u0111\u00e3 th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ee7 xe th\u00ec kh\u00f4ng thu\u1ed9c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb n\u00e0y.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi l\u00e1i xe ch\u01b0a \u0111\u1ee7 \u0111\u1ed9 tu\u1ed5i ho\u1eb7c qu\u00e1 \u0111\u1ed9 tu\u1ed5i \u0111i\u1ec1u khi\u1ec3n xe c\u01a1 gi\u1edbi theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt; ng\u01b0\u1eddi l\u00e1i xe kh\u00f4ng c\u00f3 Gi\u1ea5y ph\u00e9p l\u00e1i xe ho\u1eb7c s\u1eed d\u1ee5ng Gi\u1ea5y ph\u00e9p l\u00e1i xe kh\u00f4ng h\u1ee3p l\u1ec7.<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i g\u00e2y ra h\u1eadu qu\u1ea3 gi\u00e1n ti\u1ebfp cho t\u00e0i s\u1ea3n. V\u00ed d\u1ee5: gi\u1ea3m gi\u00e1 tr\u1ecb th\u01b0\u01a1ng m\u1ea1i t\u00e0i s\u1ea3n, li\u00ean quan \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng v\u00e0 khai th\u00e1c t\u00e0i s\u1ea3n\u2026<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi l\u00e1i xe g\u00e2y tai n\u1ea1n do trong m\u00e1u ho\u1eb7c h\u01a1i th\u1edf c\u00f3 n\u1ed3ng \u0111\u1ed9 c\u1ed3n, c\u00f3 s\u1eed d\u1ee5ng ma t\u00fay v\u00e0 ch\u1ea5t k\u00edch th\u00edch b\u1ecb ph\u00e1p lu\u1eadt nghi\u00eam c\u1ea5m.<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i \u0111\u1ed1i v\u1edbi nh\u1eefng t\u00e0i s\u1ea3n b\u1ecb tr\u1ed9m c\u01b0\u1edbp trong th\u1eddi \u0111i\u1ec3m x\u1ea3y ra tai n\u1ea1n.<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n \u0111\u1eb7c bi\u1ec7t&nbsp;ho\u1eb7c c\u00f3 gi\u00e1 tr\u1ecb cao nh\u01b0: v\u00e0ng, b\u1ea1c, \u0111\u00e1 qu\u00fd, ti\u1ec1n, \u0111\u1ed3 c\u1ed5, \u0111\u1ed3 qu\u00fd hi\u1ebfm, thi h\u00e0i, h\u00e0i c\u1ed1t.<\/li>\n\n\n\n<li>T\u1ed5n th\u1ea5t g\u00e2y ra do tai n\u1ea1n li\u00ean quan \u0111\u1ebfn chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1, \u0111\u1ed9ng \u0111\u1ea5t.<\/li>\n<\/ul>\n\n\n\n<p>Tuy quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng c\u1ea7n nhi\u1ec1u th\u1ee7 t\u1ee5c ph\u1ee9c t\u1ea1p, nh\u01b0ng ch\u1ec9 c\u1ea7n l\u00e0m \u0111\u00fang theo h\u01b0\u1edbng d\u1eabn c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, b\u1ea1n s\u1ebd nh\u1eadn l\u1ea1i \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i r\u1ea5t \u0111\u00e1ng k\u1ec3 thu\u1ed9c <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a><\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"7_Mua_bao_hiem_xe_may_online_va_quan_ly_boi_thuong_de_dang_voi_Saladin\"><\/span>7. Mua b\u1ea3o hi\u1ec3m xe m\u00e1y online v\u00e0 qu\u1ea3n l\u00fd b\u1ed3i th\u01b0\u1eddng d\u1ec5 d\u00e0ng v\u1edbi Saladin<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 d\u1ec5 d\u00e0ng h\u01a1n cho vi\u1ec7c \u0111\u00f2i b\u1ed3i th\u01b0\u1eddng, b\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y tr\u00ean n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin, gi\u00fap k\u1ebft n\u1ed1i v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m uy t\u00edn, chuy\u00ean nghi\u1ec7p, th\u1ee7 t\u1ee5c nhanh ch\u00f3ng. <\/p>\n\n\n\n<p>Saladin\u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/category\/saladin-co-gi-moi\/\" title=\"\">h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u00f9ng Top C\u00e1c C\u00f4ng Ty B\u1ea3o Hi\u1ec3m Phi Nh\u00e2n Th\u1ecd h\u00e0ng \u0111\u1ea7u<\/a>\u00a0t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam, gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 ph\u00f9 h\u1ee3p, minh b\u1ea1ch nh\u1ea5t t\u1eeb ch\u1ecdn l\u1ef1a, mua \u0111\u1ebfn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. M\u1ecdi th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n online v\u00e0 l\u01b0u tr\u1eef trong \u0111i\u1ec7n tho\u1ea1i\/ email c\u00e1 nh\u00e2n. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh s\u1ef1 c\u1ed1 c\u1ea7n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng ho\u1eb7c h\u1ed7 tr\u1ee3, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i nhanh ch\u00f3ng k\u1ecbp th\u1eddi khi g\u1ecdi hotline ho\u1eb7c c\u1eadp nh\u1eadt y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng online t\u1ee9c th\u00ec qua Web \/ App.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 b\u1ed3i th\u01b0\u1eddng cho b\u1ea1n khi tai n\u1ea1n xe m\u00e1y x\u1ea3y ra. N\u1ebfu \u0111\u00e3 mua b\u1ea3o hi\u1ec3m TNDS cho xe m\u00e1y, b\u1ea1n n\u00ean [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4037,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[68],"class_list":["post-4012","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-trach-nhiem-cua-bao-hiem-xe-may"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/01163547\/71.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/09\/01163547\/71-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 30\/09\/2022","modified":"Updated on 21\/03\/2024"},"absolute_dates_time":{"created":"Posted on 30\/09\/2022 7:47 PM","modified":"Updated on 21\/03\/2024 2:57 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4012","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4012"}],"version-history":[{"count":6,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4012\/revisions"}],"predecessor-version":[{"id":20751,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4012\/revisions\/20751"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4037"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4012"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4012"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4012"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}