{"id":4039,"date":"2022-10-02T00:58:14","date_gmt":"2022-10-01T17:58:14","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4039"},"modified":"2022-12-08T12:23:58","modified_gmt":"2022-12-08T05:23:58","slug":"nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/","title":{"rendered":"M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n: \u0110i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb &#038; nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#1_Hai_hinh_thuc_dieu_khoan_loai_tru_cua_muc_boi_thuong_bao_hiem_tai_nan\" >1. Hai h\u00ecnh th\u1ee9c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb c\u1ee7a m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#2_Nhung_hanh_vi_vi_pham_phap_luat\" >2. Nh\u1eefng h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#3_Hanh_dong_co_y_truc_loi_cua_nguoi_duoc_bao_hiem\" >3. H\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd tr\u1ee5c l\u1ee3i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#4_Cac_loai_tru_lien_quan_den_y_te\" >4. C\u00e1c lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn y t\u1ebf<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#5_Thien_tai_chien_tranh\" >5. Thi\u00ean tai, chi\u1ebfn tranh<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi\/#6_Chon_muc_phi_bao_hiem_tai_nan_con_nguoi_muc_boi_thuong_bao_hiem_tai_nan_toi_uu_va_quan_ly_boi_thuong_nhanh_chong_cung_Saladin\" >6. Ch\u1ecdn m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ed1i \u01b0u v\u00e0 qu\u1ea3n l\u00fd b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng c\u00f9ng Saladin<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 c\u1ea7n thi\u1ebft cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong c\u00e1c m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c nhi\u1ec1u nguy c\u01a1 tai n\u1ea1n, nh\u01b0 shipper (nh\u00e2n vi\u00ean giao h\u00e0ng), c\u00f4ng nh\u00e2n nh\u00e0 m\u00e1y, lao \u0111\u1ed9ng t\u1ea1i c\u00f4ng tr\u00ecnh, c\u00f4ng tr\u01b0\u1eddng&#8230; Tuy nhi\u00ean, khi t\u00ecm hi\u1ec3u v\u1ec1 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y, \u0111a ph\u1ea7n m\u1ecdi ng\u01b0\u1eddi ch\u1ec9 quan t\u00e2m t\u1edbi \u201c<strong><a href=\"https:\/\/news.saladin.vn\/category\/thong-tin-san-pham-bao-hiem\/bao-hiem-tai-nan-saladin\/\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a><\/strong>\u201d ho\u1eb7c \u201c<strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/strong>\u201d l\u00e0 bao nhi\u00eau ch\u1ee9 kh\u00f4ng n\u1eafm ch\u1eafc v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd ph\u00e1t huy t\u00e1c d\u1ee5ng v\u00e0 tr\u01b0\u1eddng h\u1ee3p n\u00e0o b\u1ecb lo\u1ea1i tr\u1eeb. C\u00f9ng Saladin t\u00ecm hi\u1ec3u d\u01b0\u1edbi \u0111\u00e2y nh\u00e9 !<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi-1024x683.jpg\" alt=\"Ngo\u00e0i \u201cm\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi\u201d ho\u1eb7c \u201cm\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n\u201d, b\u1ea1n c\u1ea7n n\u1eafm ch\u1eafc v\u1ec1 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb b\u1ed3i th\u01b0\u1eddng c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n\" class=\"wp-image-4073\" width=\"737\" height=\"491\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/03091350\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/03091350\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/03091350\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/03091350\/nhung-truong-hop-bi-tu-choi-boi-thuong-bao-hiem-tai-nan-con-nguoi.jpg 1500w\" sizes=\"auto, (max-width: 737px) 100vw, 737px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Hai_hinh_thuc_dieu_khoan_loai_tru_cua_muc_boi_thuong_bao_hiem_tai_nan\"><\/span>1. <strong>Hai h\u00ecnh th\u1ee9c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb<\/strong> c\u1ee7a <a href=\"https:\/\/news.saladin.vn\/tag\/muc-boi-thuong-bao-hiem-tai-nan\/\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p> Th\u00f4ng th\u01b0\u1eddng c\u00f3 hai h\u00ecnh th\u1ee9c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb chung: \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nh\u1eefng \u0111i\u1ec1u ki\u1ec7n n\u00e0y th\u01b0\u1eddng gi\u1ed1ng nhau gi\u1eefa c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m v\u1edbi nhau do c\u00f9ng d\u1ef1a v\u00e0o Lu\u1eadt Ph\u00e1p v\u00e0 l\u00fd l\u1ebd hi\u1ec3n nhi\u00ean \u0111\u1ec3 x\u00e2y d\u1ef1ng n\u00ean.<\/li>\n\n\n\n<li>\u0110i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb ri\u00eang: \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m ri\u00eang bi\u1ec7t, c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c th\u00f9 hay ph\u1ea1m tr\u00f9 \u0111\u1eb7c bi\u1ec7t.<\/li>\n<\/ul>\n\n\n\n<p>\u0110i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb ri\u00eang th\u01b0\u1eddng \u00edt \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng h\u01a1n v\u00e0 thay \u0111\u1ed5i t\u00f9y v\u00e0o t\u1eebng doanh nghi\u1ec7p n\u00ean Saladin s\u1ebd ch\u1ee7 y\u1ebfu ph\u00e2n t\u00edch nh\u1eefng \u0111i\u1ec3m n\u1eb1m trong \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb chung b\u1ea1n nh\u00e9. <\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o th\u00eam <strong><a href=\"https:\/\/news.saladin.vn\/tag\/bao-hiem-tai-nan-va-chi-phi-y-te\/\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a><\/strong> t\u1ea1i <a href=\"https:\/\/news.saladin.vn\/bao-hiem-tai-nan\/lam-chu-cuoc-song-voi-muc-phi-bao-hiem-tai-nan-con-nguoi-hop-ly-cho-lao-dong-tu-do\/\">\u0111\u00e2y<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Nhung_hanh_vi_vi_pham_phap_luat\"><\/span>2. <strong>Nh\u1eefng h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m v\u1ed1n \u0111\u01b0\u1ee3c sinh ra \u0111\u1ec3 gi\u00fap gi\u1ea3m thi\u1ec3u thi\u1ec7t h\u1ea1i t\u1eeb nh\u1eefng r\u1ee7i ro ti\u1ec1m \u1ea9n, nh\u1eefng tai n\u1ea1n b\u1ea5t ng\u1edd kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c. Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee9ng minh \u0111\u01b0\u1ee3c tai  n\u1ea1n x\u1ea3y \u0111\u1ebfn do k\u1ebft qu\u1ea3 vi\u1ec7c vi ph\u1ea1m ph\u00e1p lu\u1eadt c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3 h\u01a1n, n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m vi ph\u1ea1m nghi\u00eam tr\u1ecdng ph\u00e1p lu\u1eadt ph\u1ea3i th\u1ee5 \u00e1n h\u00ecnh s\u1ef1 ho\u1eb7c vi ph\u1ea1m nghi\u00eam tr\u1ecdng lu\u1eadt l\u1ec7 an to\u00e0n giao th\u00f4ng th\u00ec s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng. M\u1ed9t s\u1ed1 l\u1ed7i v\u1ec1 an to\u00e0n giao th\u00f4ng r\u1ea5t th\u01b0\u1eddng g\u1eb7p nh\u01b0: \u0111ua xe, \u0111i\u1ec1u khi\u1ec3n xe kh\u00f4ng c\u00f3 gi\u1ea5y ph\u00e9p l\u00e1i xe h\u1ee3p l\u1ec7, \u0111i v\u00e0o \u0111\u01b0\u1eddng c\u1ea5m&#8230;v.v \u0111\u1ec1u n\u1eb1m trong danh m\u1ee5c lo\u1ea1i tr\u1eeb.<\/p>\n\n\n\n<p>Ngo\u00e0i ra u\u1ed1ng r\u01b0\u1ee3u, bia v\u01b0\u1ee3t qu\u00e1 n\u1ed3ng \u0111\u1ed9 quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt An To\u00e0n Giao Th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 ho\u1eb7c c\u00e1c ch\u1ea5t k\u00edch th\u00edch t\u01b0\u01a1ng t\u1ef1 kh\u00e1c c\u0169ng b\u1ecb lo\u1ea1i tr\u1eeb.<\/p>\n\n\n\n<p>Khi c\u00f3 th\u00f4ng b\u00e1o ch\u00ednh th\u1ee9c t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ea9m , c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u1edbi ti\u1ebfn h\u00e0nh \u0111\u00e1nh gi\u00e1 x\u00e1c minh xem tr\u01b0\u1eddng h\u1ee3p li\u1ec7u c\u00f3 \u0111\u1ee7 ti\u00eau chu\u1ea9n hay kh\u00f4ng. V\u00ec v\u1eady s\u1ef1 sai l\u1ec7ch s\u1ebd \u00edt c\u00f3 kh\u1ea3 n\u0103ng x\u1ea3y ra.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Hanh_dong_co_y_truc_loi_cua_nguoi_duoc_bao_hiem\"><\/span>3. <strong>H\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd tr\u1ee5c l\u1ee3i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Trong qu\u00e1 kh\u1ee9 kh\u00f4ng thi\u1ebfu nh\u1eefng v\u1ee5 vi\u1ec7c m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u1ee3i d\u1ee5ng nh\u1eefng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m r\u1ed3i c\u1ed1 \u00fd t\u1ef1 l\u00e0m b\u1ea3n th\u00e2n b\u1ecb th\u01b0\u01a1ng, h\u00f2ng nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng c\u1ee7a c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m. H\u00e0nh vi n\u00e0y \u0111\u01b0\u1ee3c x\u00e9t v\u00e0o vi ph\u1ea1m ph\u00e1p lu\u1eadt d\u01b0\u1edbi t\u00ean g\u1ecdi \u201ctr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m\u201d.<\/p>\n\n\n\n<p>H\u00e0nh vi tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n g\u00e2y ra s\u1ef1 b\u1ea5t c\u00f4ng trong x\u00e3 h\u1ed9i, k\u00e9o theo m\u1ed9t lo\u1ea1t c\u00e1c h\u1ec7 l\u1ee5y nguy hi\u1ec3m. N\u0103m 2020 t\u1eebng c\u00f3 v\u1ee5 vi\u1ec7c <a href=\"https:\/\/cand.com.vn\/lan-theo-dau-vet-toi-pham\/truy-bat-bi-thu-xa-giet-nguoi-dot-xac-nham-truc-loi-18-ty-dong-tien-bao-hiem-ky-11--i660672\/\" target=\"_blank\" rel=\"noopener nofollow\">B\u00ed th\u01b0 x\u00e3 gi\u1ebft ng\u01b0\u1eddi, \u0111\u1ed1t x\u00e3 nh\u1eb1m tr\u1ee5c l\u1ee3i 18 t\u1ef7 \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a> l\u00e0m r\u00fang \u0111\u1ed9ng c\u1ea3 n\u01b0\u1edbc. Ngo\u00e0i ra c\u00f2n c\u00f3 nh\u1eefng v\u1ee5 t\u1ef1 l\u1eadp h\u1ed3 s\u01a1 gi\u1ea3, che gi\u1ea5u th\u00f4ng tin b\u1ecb b\u1ec7nh g\u00e2y ra thi\u1ec7t h\u1ea1i h\u00e0ng ch\u1ee5c \u0111\u1ebfn h\u00e0ng tr\u0103m t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n<p>M\u1ed9t s\u1ed1 v\u00ed d\u1ee5 v\u1ec1 c\u00e1c h\u00e0nh vi tr\u1ee5c l\u1ee3i b\u1ea3o hi\u1ec3m th\u01b0\u1eddng g\u1eb7p nh\u1ea5t:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00e1ch h\u00e0ng c\u1ed1 \u00fd kh\u00f4ng cung c\u1ea5p th\u00f4ng tin ho\u1eb7c cung c\u1ea5p th\u00f4ng tin sai s\u1ef1 th\u1eadt c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn t\u00ecnh tr\u1ea1ng c\u1ee7a \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u01b0: t\u00ecnh tr\u1ea1ng s\u1ee9c kho\u1ebb c\u1ee7a b\u1ea3n th\u00e2n trong h\u1ed3 s\u01a1 y\u00eau c\u1ea7u b\u1ea3o hi\u1ec3m&#8230; nh\u1eb1m \u0111\u1ea1t m\u1ee5c \u0111\u00edch \u0111\u01b0\u1ee3c tham gia b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Kh\u00e1ch h\u00e0ng t\u1ef1 g\u00e2y thi\u1ec7t h\u1ea1i \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ho\u1eb7c chi tr\u1ea3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>L\u00e0m gi\u1ea3 h\u1ed3 s\u01a1 \u0111\u1ec3 tham gia b\u1ea3o hi\u1ec3m khi s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra<\/li>\n\n\n\n<li>Gi\u1ea3 m\u1ea1o h\u1ed3 s\u01a1&nbsp;y t\u1ebf&nbsp;\u0111\u1ec3 tr\u1ee5c l\u1ee3i<\/li>\n\n\n\n<li>L\u1eadp h\u1ed3 s\u01a1 gi\u1ea3, hi\u1ec7n tr\u01b0\u1eddng gi\u1ea3, thay \u0111\u1ed5i t\u00ecnh ti\u1ebft v\u1ee5 tai n\u1ea1n<\/li>\n\n\n\n<li>Khai t\u0103ng ho\u1eb7c khai kh\u1ed1ng m\u1ee9c \u0111\u1ed9 t\u1ed5n th\u1ea5t, s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m\u2026<\/li>\n\n\n\n<li>Kh\u00e1ch h\u00e0ng c\u1ea5u k\u1ebft, th\u00f4ng \u0111\u1ed3ng nh\u00e2n vi\u00ean c\u1ee7a doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m, \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m, b\u00ean th\u1ee9 ba c\u00f3 li\u00ean quan nh\u01b0 nh\u00e2n vi\u00ean gi\u00e1m \u0111\u1ecbnh, b\u00e1c s\u1ef9, c\u01a1 s\u1edf kh\u00e1m ch\u1eefa b\u1ec7nh&#8230;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Cac_loai_tru_lien_quan_den_y_te\"><\/span>4. C\u00e1c lo\u1ea1i tr\u1eeb <strong>li\u00ean quan \u0111\u1ebfn y t\u1ebf<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c \u0111i\u1ec1u kho\u1ea3n n\u00e0y s\u1ebd c\u00f3 s\u1ef1 thay \u0111\u1ed5i gi\u1eefa c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m kh\u00e1c nhau. Tuy v\u1eady, v\u1eabn c\u00f3 m\u1ed9t s\u1ed1 \u00fd gi\u1ed1ng nhau nh\u01b0: kh\u00f4ng b\u1ed3i th\u01b0\u1eddng cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ecb ng\u1ed9 \u0111\u1ed9c th\u1ee9c \u0103n, \u0111\u1ed3 u\u1ed1ng; b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi thu\u1ed1c m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c k\u00ea theo toa \u0111\u01a1n c\u1ee7a b\u00e1c s\u0129 c\u00f3 th\u1ea9m quy\u1ec1n; c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh, khi\u1ebfm khuy\u1ebft t\u1eeb tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Thien_tai_chien_tranh\"><\/span>5. Thi\u00ean tai, chi\u1ebfn tranh<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c s\u1ef1 ki\u1ec7n li\u00ean quan \u0111\u1ebfn thi\u00ean tai, chi\u1ebfn tranh n\u1eb1m ngo\u00e0i <strong><a href=\"https:\/\/news.saladin.vn\/tag\/muc-boi-thuong-bao-hiem-tai-nan\/\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/strong> bao g\u1ed3m:  \u0111\u1ed9ng \u0111\u1ea5t, n\u00fai l\u1eeda, nhi\u1ec5m ph\u00f3ng x\u1ea1, chi\u1ebfn tranh, n\u1ed9i chi\u1ebfn, \u0111\u00ecnh c\u00f4ng. L\u00fd do l\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p thi\u00ean tai nh\u01b0 \u0111\u1ed9ng \u0111\u1ea5t, s\u00f3ng th\u1ea7n hay chi\u1ebfn tranh th\u01b0\u1eddng c\u00f3 \u1ea3nh h\u01b0\u1edfng r\u1ed9ng l\u1edbn, c\u00f9ng l\u00fac khi\u1ebfn nhi\u1ec1u ng\u01b0\u1eddi g\u1eb7p ch\u1ea5n th\u01b0\u01a1ng, tai n\u1ea1n. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng \u0111\u1ee7 nh\u00e2n l\u1ef1c, ngu\u1ed3n l\u1ef1c \u0111\u1ec3 th\u1ea9m \u0111\u1ecbnh, x\u00e1c minh cho s\u1ed1 l\u01b0\u1ee3ng l\u1edbn c\u00e1c tr\u01b0\u1eddng h\u1ee3p, c\u0169ng nh\u01b0 l\u00e0<strong> m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n <\/strong>s\u1ebd tr\u1edf n\u00ean qu\u00e1 cao, v\u01b0\u1ee3t qu\u00e1 kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/p>\n\n\n\n<p><br>Ngo\u00e0i ra, c\u00e1c tr\u01b0\u1eddng h\u1ee3p v\u1ec1 \u0111\u00ecnh c\u00f4ng, b\u1ea1o lo\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c li\u1ec7t v\u00e0o vi ph\u1ea1m ph\u00e1p lu\u1eadt n\u1ebfu ng\u01b0\u1eddi t\u1ed5 ch\u1ee9c \u0111\u00ecnh c\u00f4ng kh\u00f4ng hi\u1ec3u r\u00f5<a href=\"https:\/\/thuvienphapluat.vn\/chinh-sach-phap-luat-moi\/vn\/thoi-su-phap-luat\/tu-van-phap-luat\/40049\/dinh-cong-la-gi-dinh-cong-the-nao-cho-dung-luat\" target=\"_blank\" rel=\"noopener nofollow\"> Lu\u1eadt<\/a>. Th\u1ebf n\u00ean nh\u1eefng tai n\u1ea1n x\u1ea3y ra trong c\u00e1c s\u1ef1 ki\u1ec7n nh\u01b0 th\u1ebf n\u00e0y c\u0169ng kh\u00f4ng \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_Chon_muc_phi_bao_hiem_tai_nan_con_nguoi_muc_boi_thuong_bao_hiem_tai_nan_toi_uu_va_quan_ly_boi_thuong_nhanh_chong_cung_Saladin\"><\/span>6. Ch\u1ecdn <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>, m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n t\u1ed1i \u01b0u v\u00e0 qu\u1ea3n l\u00fd b\u1ed3i th\u01b0\u1eddng nhanh ch\u00f3ng c\u00f9ng Saladin<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong><a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">N\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m m\u1ed9t ch\u1ea1m Saladin<\/a><\/strong>\u00a0<a href=\"https:\/\/www.saladin.vn\/about\">h\u1ee3p t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u00f9ng C\u00e1c C\u00f4ng Ty B\u1ea3o Hi\u1ec3m Phi Nh\u00e2n Th\u1ecd h\u00e0ng \u0111\u1ea7u t\u1ea1i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam<\/a>, gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p b\u1ea3o v\u1ec7 ph\u00f9 h\u1ee3p, minh b\u1ea1ch nh\u1ea5t t\u1eeb ch\u1ecdn l\u1ef1a, mua \u0111\u1ebfn y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. M\u1ecdi th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n online v\u00e0 l\u01b0u tr\u1eef trong \u0111i\u1ec7n tho\u1ea1i\/ email c\u00e1 nh\u00e2n. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh s\u1ef1 c\u1ed1 c\u1ea7n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng ho\u1eb7c h\u1ed7 tr\u1ee3, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i nhanh ch\u00f3ng k\u1ecbp th\u1eddi khi g\u1ecdi hotline ho\u1eb7c c\u1eadp nh\u1eadt y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng online t\u1ee9c th\u00ec qua Web \/ App.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 <strong>Saladin<\/strong> cho ph\u00e9p t\u00e1ch b\u1ea1ch t\u1eebng c\u1ea5u th\u00e0nh s\u1ea3n ph\u1ea9m trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, nh\u1edd \u0111\u00f3 b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m n\u00e0o ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u b\u1ea3o v\u1ec7 v\u00e0 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a m\u00ecnh. <\/p>\n\n\n\n<p>Trong c\u00e1c t\u00ecnh hu\u1ed1ng c\u1ea7n y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3 b\u1ed3i th\u01b0\u1eddng, \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n hotline lu\u00f4n \u0111\u1ed3ng h\u00e0nh l\u00e0m chi\u1ebfc c\u1ea7u n\u1ed1i gi\u1eefa b\u1ea1n v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 m\u1ecdi th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng di\u1ec5n ra th\u1eadt nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n tr\u00ean n\u1ec1n t\u1ea3ng Web \/ App.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"954\" height=\"260\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122307\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-1.jpg\" alt=\"\" class=\"wp-image-8873\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122307\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-1.jpg 954w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122307\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-1-300x82.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122307\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-1-768x209.jpg 768w\" sizes=\"auto, (max-width: 954px) 100vw, 954px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"548\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122322\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-2-1024x548.jpg\" alt=\"\" class=\"wp-image-8874\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122322\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-2-1024x548.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122322\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-2-300x161.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122322\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-2-768x411.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/08122322\/muc-phi-boi-thuong-bao-hiem-tai-nan-con-nguoi-bao-hiem-tai-nan-cong-nhan-2.jpg 1310w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 c\u1ea7n thi\u1ebft cho ng\u01b0\u1eddi lao \u0111\u1ed9ng trong c\u00e1c m\u00f4i tr\u01b0\u1eddng l\u00e0m vi\u1ec7c nhi\u1ec1u nguy c\u01a1 tai n\u1ea1n, nh\u01b0 shipper (nh\u00e2n [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4147,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[41,40],"class_list":["post-4039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-muc-boi-thuong-bao-hiem-tai-nan","tag-muc-phi-bao-hiem-tai-nan-con-nguoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/05221140\/76.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/05221140\/76-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>","<span class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 4 years ago"},"absolute_dates":{"created":"Posted on 02\/10\/2022","modified":"Updated on 08\/12\/2022"},"absolute_dates_time":{"created":"Posted on 02\/10\/2022 12:58 AM","modified":"Updated on 08\/12\/2022 12:23 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4039"}],"version-history":[{"count":12,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4039\/revisions"}],"predecessor-version":[{"id":8875,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4039\/revisions\/8875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4147"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}