{"id":4249,"date":"2022-10-10T02:40:57","date_gmt":"2022-10-09T19:40:57","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4249"},"modified":"2022-11-09T17:21:09","modified_gmt":"2022-11-09T10:21:09","slug":"lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh\/","title":{"rendered":"L\u00e0m g\u00ec khi ch\u1ee7 \u0111\u1ea7u t\u01b0 kh\u00f4ng mua b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh\/#1_Bao_hiem_tai_nan_cho_cong_nhan_xay_dung_theo_phap_luat_Viet_Nam\" >1. B\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n x\u00e2y d\u1ef1ng theo ph\u00e1p lu\u1eadt Vi\u1ec7t Nam<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh\/#2_Pham_vi_bao_hiem_tai_nan_cho_cong_nhan\" >2. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh\/#3_Lam_gi_khi_chu_cong_trinh_khong_mua_bao_hiem_tai_nan_cho_cong_nhan\" >3. L\u00e0m g\u00ec khi ch\u1ee7 c\u00f4ng tr\u00ecnh kh\u00f4ng mua b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng, b\u1ec7nh ngh\u1ec1 nghi\u1ec7p l\u00e0 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh r\u1ea5t c\u1ea7n thi\u1ebft cho nh\u00f3m lao \u0111\u1ed9ng c\u00f3 r\u1ee7i ro cao nh\u01b0 c\u00f4ng nh\u00e2n x\u00e2y d\u1ef1ng. Vi\u1ec7c mua <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a><\/strong> thi c\u00f4ng t\u1ea1i c\u00f4ng tr\u01b0\u1eddng thu\u1ed9c b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c trong ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng. V\u1eady trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0, nh\u00e0 th\u1ea7u kh\u00f4ng th\u1ef1c hi\u1ec7n tr\u00e1ch nhi\u1ec7m n\u00e0y, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ea7n ph\u1ea3i l\u00e0m nh\u1eefng g\u00ec? H\u00e3y \u0111\u1ec3 Saladin gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9!<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh.jpeg\" alt=\"\" class=\"wp-image-4460\" width=\"704\" height=\"466\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/10024542\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh.jpeg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/10024542\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh-300x199.jpeg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/10024542\/lam-gi-khi-chu-dau-tu-khong-mua-bao-hiem-cho-cong-nhan-cong-trinh-768x509.jpeg 768w\" sizes=\"auto, (max-width: 704px) 100vw, 704px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_tai_nan_cho_cong_nhan_xay_dung_theo_phap_luat_Viet_Nam\"><\/span>1. <strong>B\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n x\u00e2y d\u1ef1ng theo ph\u00e1p lu\u1eadt <\/strong>Vi\u1ec7t Nam<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-329-2016-TT-BTC-huong-dan-119-2015-ND-CP-bao-hiem-bat-buoc-trong-dau-tu-xay-dung-300483.aspx\" target=\"_blank\" rel=\"noopener nofollow\">Th\u00f4ng t\u01b0 329\/2016\/TT-BTC<\/a> quy \u0111\u1ecbnh c\u00e1c c\u01a1 quan, t\u1ed5 ch\u1ee9c c\u00e1 nh\u00e2n b\u00ean d\u01b0\u1edbi c\u00f3 ngh\u0129a v\u1ee5 ph\u1ea3i mua b\u1ea3o hi\u1ec3m tai n\u1ea1n cho lao \u0111\u1ed9ng l\u00e0m vi\u1ec7c trong c\u00e1c c\u00f4ng tr\u00ecnh x\u00e2y d\u1ef1ng:<\/p>\n\n\n\n<p>a) Ch\u1ee7 \u0111\u1ea7u t\u01b0 (\u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m c\u00f4ng tr\u00ecnh trong th\u1eddi gian x\u00e2y d\u1ef1ng)<em>.<\/em><\/p>\n\n\n\n<p>b)<em>&nbsp;<\/em>Nh\u00e0 th\u1ea7u t\u01b0 v\u1ea5n (\u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m ngh\u1ec1 nghi\u1ec7p t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng).<\/p>\n\n\n\n<p>c) Nh\u00e0 th\u1ea7u thi c\u00f4ng x\u00e2y d\u1ef1ng (\u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thi c\u00f4ng tr\u00ean c\u00f4ng tr\u01b0\u1eddng).<\/p>\n\n\n\n<p>\u0110\u1ed1i t\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thi c\u00f4ng tr\u00ean c\u00f4ng tr\u01b0\u1eddng l\u00e0 tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a nh\u00e0 th\u1ea7u thi c\u00f4ng x\u00e2y d\u1ef1ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thi c\u00f4ng tr\u00ean c\u00f4ng tr\u01b0\u1eddng theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n<p>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u l\u00e0 100 tri\u1ec7u \u0111\u1ed3ng \/ng\u01b0\u1eddi\/v\u1ee5 (m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n dao \u0111\u1ed9ng t\u1eeb 225 \u0111\u1ebfn 280 ngh\u00ecn\/ng\u01b0\u1eddi\/n\u0103m).&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Pham_vi_bao_hiem_tai_nan_cho_cong_nhan\"><\/span>2. <strong>Ph\u1ea1m vi <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1eed vong do tai n\u1ea1n lao \u0111\u1ed9ng ho\u1eb7c b\u1ecb th\u01b0\u01a1ng t\u1eadt, m\u1eafc b\u1ec7nh ngh\u1ec1 nghi\u1ec7p ph\u00e1t sinh do th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c thi c\u00f4ng tr\u00ean c\u00f4ng tr\u01b0\u1eddng thu\u1ed9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 nh\u1eefng kho\u1ea3n ti\u1ec1n theo th\u1ecfa thu\u1eadn gi\u1eefa nh\u00e0 th\u1ea7u thi c\u00f4ng v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng ho\u1eb7c \u0111\u1ea1i di\u1ec7n h\u1ee3p ph\u00e1p c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00e3 ch\u1ebft).<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow advgb-dyn-55ee31dd\">\n<p>C\u00e1c kho\u1ea3n chi tr\u1ea3 <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/strong> x\u00e2y d\u1ef1ng bao g\u1ed3m:<\/p>\n\n\n\n<p>a) Ph\u1ee5 c\u1ea5p ngh\u1ec9 vi\u1ec7c trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129 \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c t\u00ednh c\u0103n c\u1ee9 v\u00e0o m\u1ee9c ti\u1ec1n l\u01b0\u01a1ng theo h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 s\u00e1u (06) th\u00e1ng l\u01b0\u01a1ng trong m\u1ed7i s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p>b)&nbsp;Chi ph\u00ed y t\u1ebf th\u1ef1c t\u1ebf bao g\u1ed3m: chi ph\u00ed c\u1ea5p c\u1ee9u, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i, ngo\u1ea1i tr\u00fa c\u1ea7n thi\u1ebft v\u00e0 h\u1ee3p l\u00fd nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ed9t tr\u0103m (100) tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5.<\/p>\n\n\n\n<p>c) Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u1ecb suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng d\u01b0\u1edbi 81%, m\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 cho t\u1eebng lo\u1ea1i th\u01b0\u01a1ng t\u1eadt, thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo B\u1ea3ng tr\u1ea3 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng thi c\u00f4ng tr\u00ean c\u00f4ng tr\u01b0\u1eddng theo Ph\u1ee5 l\u1ee5c s\u1ed1 12 ban h\u00e0nh k\u00e8m theo Th\u00f4ng t\u01b0 n\u00e0y.<\/p>\n\n\n\n<p>d) Tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u1ecb ch\u1ebft ho\u1eb7c suy gi\u1ea3m kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng v\u0129nh vi\u1ec5n t\u1eeb 81%tr\u1edf l\u00ean, doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 100 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5.<\/p>\n\n\n\n<p>T\u1ed5ng s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m theo quy \u0111\u1ecbnh t\u1ea1i \u0111i\u1ec3m a, \u0111i\u1ec3m b, \u0111i\u1ec3m c v\u00e0 \u0111i\u1ec3m d kho\u1ea3n n\u00e0y kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 100 tri\u1ec7u \u0111\u1ed3ng\/ng\u01b0\u1eddi\/v\u1ee5.<\/p>\n<cite><a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Bao-hiem\/Thong-tu-329-2016-TT-BTC-huong-dan-119-2015-ND-CP-bao-hiem-bat-buoc-trong-dau-tu-xay-dung-300483.aspx\" target=\"_blank\" rel=\"noopener nofollow\">Th\u00f4ng t\u01b0 329\/2016\/TT-BTC<\/a><\/cite><\/blockquote>\n\n\n\n<p>Theo \u0111\u00f3, <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/strong> l\u00e0 quy\u1ec1n l\u1ee3i ti\u00ean quy\u1ebft lao \u0111\u1ed9ng t\u1ea1i c\u00e1c c\u00f4ng tr\u00ecnh x\u00e2y d\u1ef1ng c\u1ea7n c\u00f3 \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u1ed1t nh\u1ea5t cho b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh. Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ee7 \u0111\u1ea7u t\u01b0, nh\u00e0 th\u1ea7u x\u00e2y d\u1ef1ng tr\u1ed1n tr\u00e1nh tr\u00e1ch nhi\u1ec7m n\u00e0y, ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ea7n th\u00f4ng b\u00e1o k\u1ecbp th\u1eddi cho c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ch\u00ednh \u0111\u00e1ng c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Lam_gi_khi_chu_cong_trinh_khong_mua_bao_hiem_tai_nan_cho_cong_nhan\"><\/span>3. L\u00e0m g\u00ec khi ch\u1ee7 c\u00f4ng tr\u00ecnh kh\u00f4ng mua b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-h-6-desktop-font-size\"><strong>3.1. Khi\u1ebfu n\u1ea1i v\u1edbi ban t\u1ed5 ch\u1ee9c, gi\u00e1m \u0111\u1ed1c c\u00f4ng ty<\/strong><\/p>\n\n\n\n<p>Theo <a href=\"https:\/\/thuvienphapluat.vn\/van-ban\/Lao-dong-Tien-luong\/Nghi-dinh-24-2018-ND-CP-giai-quyet-khieu-nai-to-cao-trong-linh-vuc-lao-dong-359065.aspx\" target=\"_blank\" rel=\"noopener nofollow\">\u0110i\u1ec1u 20 Ngh\u1ecb \u0111\u1ecbnh 24\/2018\/N\u0110-CP<\/a>, trong v\u00f2ng 180 ng\u00e0y k\u1ec3 t\u1eeb khi bi\u1ebft \u0111\u01b0\u1ee3c r\u1eb1ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng kh\u00f4ng \u0111\u0103ng k\u00ed <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/strong> cho b\u1ea1n, b\u1ea1n c\u00f3 quy\u1ec1n khi\u1ebfu n\u1ea1i l\u00ean ban gi\u00e1m \u0111\u1ed1c \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t gi\u1ea3i quy\u1ebft.<\/p>\n\n\n\n<p class=\"has-h-6-desktop-font-size\"><strong>3.2. Khi\u1ebfu n\u1ea1i Ch\u00e1nh Thanh tra S\u1edf Lao \u0111\u1ed9ng Th\u01b0\u01a1ng binh v\u00e0 X\u00e3 h\u1ed9i&nbsp;<\/strong><\/p>\n\n\n\n<p>N\u1ebfu \u0111\u00e3 h\u01a1n 30 ng\u00e0y m\u00e0 c\u00f4ng ty v\u1eabn kh\u00f4ng gi\u1ea3i quy\u1ebft, b\u1ea1n s\u1ebd c\u1ea7n ph\u1ea3i th\u00f4ng b\u00e1o l\u00ean Ch\u00e1nh Thanh tra S\u1edf Lao \u0111\u1ed9ng Th\u01b0\u01a1ng binh v\u00e0 X\u00e3 h\u1ed9i. \u0110\u00e2y s\u1ebd l\u00e0 \u0111\u01a1n v\u1ecb duy nh\u1ea5t v\u00e0 cu\u1ed1i c\u00f9ng gi\u1ea3i quy\u1ebft c\u00e1c khi\u1ebfu n\u1ea1i c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/p>\n\n\n\n<p><strong>L\u01b0u \u00fd:<\/strong> B\u1ea1n c\u00f3 th\u1ec3 khi\u1ebfu n\u1ea1i tr\u1ef1c ti\u1ebfp ho\u1eb7c b\u1eb1ng \u0111\u01a1n. V\u00e0 \u0111\u1ec3 c\u00f3 th\u1ec3 \u0111\u1ea3m b\u1ea3o tr\u01b0\u1eddng h\u1ee3p c\u1ee7a m\u00ecnh \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft, b\u1ea1n n\u00ean khi\u1ebfu n\u1ea1i \u0111\u00edch danh.&nbsp;<\/p>\n\n\n\n<p class=\"has-h-6-desktop-font-size\"><strong>3.3. Kh\u1edfi ki\u1ec7n l\u00ean T\u00f2a \u00e1n nh\u00e2n d\u00e2n<\/strong><\/p>\n\n\n\n<p>Ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u00f3 th\u1ec3 kh\u1edfi ki\u1ec7n l\u00ean To\u00e0 \u00e1n nh\u00e2n d\u00e2n, n\u01a1i c\u00f4ng ty \u0111\u00f3ng tr\u1ee5 s\u1edf trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kh\u00f4ng \u0111\u1ed3ng \u00fd v\u1edbi quy\u1ebft \u0111\u1ecbnh gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i<\/li>\n\n\n\n<li>H\u00f2a gi\u1ea3i kh\u00f4ng th\u00e0nh<\/li>\n\n\n\n<li>H\u1ebft th\u1eddi h\u1ea1n m\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft khi\u1ebfu n\u1ea1i, h\u00f2a gi\u1ea3i<\/li>\n\n\n\n<li>C\u00f4ng ty v\u1eabn kh\u00f4ng mua <strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<p>Nh\u01b0 tr\u00ean l\u00e0 nh\u1eefng \u0111i\u1ec1u ng\u01b0\u1eddi lao \u0111\u1ed9ng c\u1ea7n ph\u1ea3i l\u00e0m khi c\u00f4ng ty kh\u00f4ng \u0111\u00f3ng b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n. \u0110\u1ec3 c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 <strong><a href=\"https:\/\/news.saladin.vn\/tag\/bao-hiem-tai-nan-cong-nhan\/\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a><\/strong> v\u00e0 c\u00e1c nh\u00f3m ngh\u1ec1 nghi\u1ec7p kh\u00e1c trong b\u1ea3o hi\u1ec3m tai n\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u00e0i vi\u1ebft t\u1ea1i <a href=\"https:\/\/news.saladin.vn\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-va-cac-nhom-nghe-nghiep-khac-trong-bao-hiem-tai-nan\/\">\u0111\u00e2y<\/a><\/p>\n\n\n\n<p>Ngo\u00e0i ra, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 trang b\u1ecb cho m\u00ecnh th\u00eam m\u1ed9t l\u00e1 ch\u1eafn an to\u00e0n v\u1edbi g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n 24\/7 t\u1eeb c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u t\u1ea1i website \/ \u1ee8ng d\u1ee5ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin. Vi\u1ec7c s\u1edf h\u1eefu B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n song song v\u1edbi B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd gi\u00fap ng\u0103n ch\u1eb7n n\u1ed7i \u00e1m \u1ea3nh ph\u1ea3i b\u1ea5t ng\u1edd chi tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n l\u1edbn khi g\u1eb7p th\u01b0\u01a1ng t\u1eadt, r\u1ee7i ro ngh\u1ec1 nghi\u1ec7p, gi\u00fap \u0111\u1ea3m b\u1ea3o ngu\u1ed3n t\u00e0i ch\u00ednh \u1ed5n \u0111\u1ecbnh cho b\u1ea1n v\u00e0 c\u1ea3 ng\u01b0\u1eddi th\u00e2n. Tham kh\u1ea3o ngay \u0111\u1ec3 an t\u00e2m lao \u0111\u1ed9ng v\u00e0 t\u1ef1 tin s\u1ed1ng m\u1ed7i ng\u00e0y nh\u00e9 !<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng, b\u1ec7nh ngh\u1ec1 nghi\u1ec7p l\u00e0 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh r\u1ea5t c\u1ea7n thi\u1ebft cho nh\u00f3m lao \u0111\u1ed9ng c\u00f3 r\u1ee7i ro cao nh\u01b0 c\u00f4ng nh\u00e2n x\u00e2y d\u1ef1ng. [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4252,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[113,65],"class_list":["post-4249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-bao-hiem-tai-nan-cho-cong-nhan","tag-bao-hiem-tai-nan-cong-nhan"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06022820\/87.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06022820\/87-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 10\/10\/2022","modified":"Updated on 09\/11\/2022"},"absolute_dates_time":{"created":"Posted on 10\/10\/2022 2:40 AM","modified":"Updated on 09\/11\/2022 5:21 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4249"}],"version-history":[{"count":10,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4249\/revisions"}],"predecessor-version":[{"id":6135,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4249\/revisions\/6135"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4252"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}