{"id":4297,"date":"2022-10-18T11:53:27","date_gmt":"2022-10-18T04:53:27","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4297"},"modified":"2023-01-06T14:53:30","modified_gmt":"2023-01-06T07:53:30","slug":"bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/","title":{"rendered":"T\u1ed5ng quan v\u1ec1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/#I_Bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi_Khac_gi_bao_hiem_xe_may_tu_nguyen\" >I. B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec? Kh\u00e1c g\u00ec b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/#II_Quyen_loi_khi_mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi\" >II. Quy\u1ec1n l\u1ee3i khi mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/#III_Gia_mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_bao_nhieu\" >III. Gi\u00e1 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/#IV_Muc_phat_neu_khong_co_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi\" >IV. M\u1ee9c ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong\/#V_Mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_o_dau\" >V. Mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y \u1edf \u0111\u00e2u?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\" title=\"\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a><\/strong> l\u00e0 g\u00ec, quy\u1ec1n l\u1ee3i ra sao, gi\u00e1 bao nhi\u00eau, mua \u1edf \u0111\u00e2u? C\u00f9ng Saladin t\u00ecm hi\u1ec3u t\u1ea5t t\u1ea7n t\u1eadt th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9 !<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong-1024x683.jpg\" alt=\"\" class=\"wp-image-4299\" width=\"685\" height=\"457\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06041922\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06041922\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06041922\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06041922\/bh-tnds-xe-may-la-gi-co-bat-buoc-hay-khong.jpg 1500w\" sizes=\"auto, (max-width: 685px) 100vw, 685px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi_Khac_gi_bao_hiem_xe_may_tu_nguyen\"><\/span><strong>I. <a href=\"https:\/\/news.saladin.vn\/tag\/bao-hiem-trach-nhiem-dan-su-cua-xe-may\/\" title=\"\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a> l\u00e0 g\u00ec? Kh\u00e1c g\u00ec b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong><em>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y (BH TNDS xe m\u00e1y)<\/em><\/strong> l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c m\u00e0 ch\u1ee7 xe m\u00e1y, m\u00f4 t\u00f4 t\u1ea1i Vi\u1ec7t Nam (k\u1ec3 c\u1ea3 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i) ph\u1ea3i tham gia theo quy \u0111\u1ecbnh c\u1ee7a Nh\u00e0 n\u01b0\u1edbc.<\/p>\n\n\n\n<p>BH TNDS xe m\u00e1y l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd m\u00e0 ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00f4 t\u00f4, xe g\u1eafn m\u00e1y, c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe m\u00f4 t\u00f4 v\u00e0 c\u00e1c lo\u1ea1i xe t\u01b0\u01a1ng t\u1ef1 xe g\u1eafn m\u00e1y ph\u1ea3i mang theo khi tham gia giao th\u00f4ng t\u1ea1i Vi\u1ec7t Nam, theo quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 s\u1ed1 22\/2016\/TT-BTC ra ng\u00e0y 16\/02\/2016.<\/p>\n\n\n\n<p>M\u1ee5c \u0111\u00edch ch\u00ednh c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 \u0111\u1ec3 b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho b\u00ean th\u1ee9 ba (b\u00ean b\u1ecb tai n\u1ea1n do l\u1ed7i c\u1ee7a ch\u1ee7 xe), kh\u00f4ng ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ch\u1ee7 xe. C\u00e1c thi\u1ec7t h\u1ea1i \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng c\u00f3 th\u1ec3 l\u00e0 t\u1ed5n th\u1ea5t v\u1ec1 ng\u01b0\u1eddi ho\u1eb7c t\u00e0i s\u1ea3n c\u1ee7a b\u00ean th\u1ee9 ba, do l\u1ed7i c\u1ee7a ch\u1ee7 ph\u01b0\u01a1ng ti\u1ec7n g\u00e2y ra, \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Ch\u00ednh v\u00ec th\u1ebf, b\u1ea1n \u0111\u1eebng ngh\u0129 vi\u1ec7c s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a ch\u1ec9 mang t\u00ednh ch\u1ea5t \u201c\u0111\u00fang ph\u00e1p lu\u1eadt&#8221; m\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a c\u00f2n gi\u00fap b\u1ea1n <strong>gi\u1ea3m thi\u1ec3u nh\u1eefng t\u1ed5n th\u1ea5t v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh<\/strong> khi c\u00f3 tai n\u1ea1n ch\u1eb3ng may x\u1ea3y ra cho ng\u01b0\u1eddi tham gia giao th\u00f4ng. Nh\u1edd v\u1eady, b\u1ea1n c\u00f3 th\u1ec3 tham gia giao th\u00f4ng an to\u00e0n v\u00e0 t\u1ef1 tin h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/h3>\n\n\n\n<p><strong>Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m ghi tr\u00ean Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m<\/strong>, \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>\u0110\u1ed1i v\u1edbi xe m\u00f4 t\u00f4 hai b\u00e1nh, ba b\u00e1nh, xe g\u1eafn m\u00e1y (k\u1ec3 c\u1ea3 xe m\u00e1y \u0111i\u1ec7n)<\/em>: t\u1ed1i thi\u1ec3u l\u00e0 1 n\u0103m v\u00e0 t\u1ed1i \u0111a l\u00e0 3 n\u0103m.<\/li>\n\n\n\n<li><em>\u0110\u1ed1i v\u1edbi c\u00e1c xe c\u01a1 gi\u1edbi c\u00f2n l\u1ea1i:<\/em> t\u1ed1i thi\u1ec3u l\u00e0 1 n\u0103m v\u00e0 t\u1ed1i \u0111a t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi h\u1ea1n ki\u1ec3m \u0111\u1ecbnh an to\u00e0n k\u1ef9 thu\u1eadt v\u00e0 b\u1ea3o v\u1ec7 m\u00f4i tr\u01b0\u1eddng \u0111\u1ecbnh k\u1ef3.<\/li>\n\n\n\n<li><strong><em>M\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p c\u00f3 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m d\u01b0\u1edbi 1 n\u0103m <\/em><\/strong>nh\u01b0 xe t\u1ea1m nh\u1eadp, t\u00e1i xu\u1ea5t hay c\u00f3 ni\u00ean h\u1ea1n ni\u00ean h\u1ea1n s\u1eed d\u1ee5ng d\u01b0\u1edbi 1 n\u0103m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>So s\u00e1nh <a href=\"https:\/\/news.saladin.vn\/tag\/gia-bao-hiem-trach-nhiem-dan-su-xe-may\/\" title=\"\">B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a> v\u00e0 b\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ti\u00eau ch\u00ed so s\u00e1nh<\/strong><\/td><td><strong>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/strong><\/td><td><strong>B\u1ea3o hi\u1ec3m xe m\u00e1y t\u1ef1 nguy\u1ec7n<\/strong><\/td><\/tr><tr><td><strong>Gi\u1ed1ng nhau<\/strong><\/td><td>C\u1ea3 hai lo\u1ea1i b\u1ea3o hi\u1ec3m \u0111\u1ec1u nh\u1eb1m b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho ch\u1ee7 s\u1edf h\u1eefu xe m\u00e1y.<\/td><\/tr><tr><td><strong>V\u1ec1 t\u00ednh ch\u1ea5t b\u1eaft bu\u1ed9c<\/strong><\/td><td>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a l\u00e0 b\u1eaft bu\u1ed9c, c\u00f3 th\u1ec3 b\u1ecb CSGT ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 ho\u1eb7c kh\u00f4ng mang theo trong khi tham gia giao th\u00f4ng.<\/td><td>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n l\u00e0 c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m do ch\u1ee7 xe mua b\u1ed5 sung, kh\u00f4ng b\u1eaft bu\u1ed9c v\u00e0 c\u0169ng kh\u00f4ng b\u1ecb ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3.<\/td><\/tr><tr><td><strong>V\u1ec1 gi\u00e1 c\u1ea3<\/strong><\/td><td>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a c\u00f3 m\u1ee9c gi\u00e1 t\u1eeb 60.000 &#8211; h\u01a1n 300.000 \u0111\u1ed3ng.<\/td><td>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n r\u1ebb h\u01a1n, ch\u1ec9 t\u1eeb 10.000 &#8211; 20.000 \u0111\u1ed3ng.<\/td><\/tr><tr><td><strong>V\u1ec1 \u0111\u1ed1i t\u01b0\u1ee3ng b\u1ed3i th\u01b0\u1eddng<\/strong><\/td><td>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a c\u00f3 ngh\u0129a v\u1ee5 b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 ba khi ch\u1ee7 xe g\u00e2y ra thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi v\u00e0 t\u00e0i s\u1ea3n cho h\u1ecd.<\/td><td>B\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n s\u1ebd b\u1ed3i th\u01b0\u1eddng cho ch\u00ednh l\u00e1i xe v\u00e0 ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe khi xe g\u1eb7p tai n\u1ea1n b\u1ea5t ng\u1edd nh\u01b0 ch\u00e1y n\u1ed5, h\u1ecfa ho\u1ea1n, m\u1ea5t c\u1eafp.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Quyen_loi_khi_mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi\"><\/span><strong>II. Quy\u1ec1n l\u1ee3i khi mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>BH TNDS xe m\u00e1y nh\u1eb1m \u0111\u1ea3m b\u1ea3o tr\u00e1ch nhi\u1ec7m c\u1ee7a ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y khi tham gia giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9. Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ph\u1ea3i t\u1ef1 m\u00ecnh \u0111\u1ec1n b\u00f9 thi\u1ec7t h\u1ea1i.<\/p>\n\n\n\n<p>C\u00e1c quy\u1ec1n l\u1ee3i d\u00e0nh cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c <strong>b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/strong> l\u00e0:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Khi x\u1ea3y ra tai n\u1ea1n, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (NDBH) s\u1ed1 ti\u1ec1n m\u00e0 NDBH \u0111\u00e3 b\u1ed3i th\u01b0\u1eddng ho\u1eb7c s\u1ebd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i,&nbsp;trong ph\u1ea1m vi tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p NDBH t\u1eed vong ho\u1eb7c m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd b\u1ed3i th\u01b0\u1eddng tr\u1ef1c ti\u1ebfp cho:\n<ol class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i;<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi th\u1eeba k\u1ebf c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i \u0111\u00e3 t\u1eed vong);<\/li>\n\n\n\n<li>\u0110\u1ea1i di\u1ec7n c\u1ee7a ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i (trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi b\u1ecb thi\u1ec7t h\u1ea1i m\u1ea5t n\u0103ng l\u1ef1c h\u00e0nh vi d\u00e2n s\u1ef1 theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a T\u00f2a \u00e1n ho\u1eb7c ch\u01b0a \u0111\u1ee7 s\u00e1u tu\u1ed5i).<\/li>\n<\/ol>\n<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u xe c\u01a1 gi\u1edbi g\u00e2y tai n\u1ea1n d\u1eabn \u0111\u1ebfn thi\u1ec7t h\u1ea1i v\u1ec1 s\u1ee9c kh\u1ecfe, t\u00ednh m\u1ea1ng: M\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a NDBH, t\u1ed5ng kho\u1ea3n b\u1ed3i th\u01b0\u1eddng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 m\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>N\u1ebfu thi\u1ec7t h\u1ea1i c\u1ee7a v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n x\u00e1c \u0111\u1ecbnh nguy\u00ean nh\u00e2n do l\u1ed7i ho\u00e0n to\u00e0n c\u1ee7a b\u00ean th\u1ee9 ba th\u00ec m\u1ee9c b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 ba kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 50% m\u1ee9c b\u1ed3i th\u01b0\u1eddng theo quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt.<\/li>\n<\/ol>\n\n\n\n<p><em>L\u01b0u \u00fd: <\/em><strong>M\u1ee9c tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m<\/strong> \u0111\u1ed1i v\u1edbi m\u1ed9t v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean 2 y\u1ebfu t\u1ed1: thi\u1ec7t h\u1ea1i th\u1ef1c t\u1ebf v\u00e0 m\u1ee9c \u0111\u1ed9 l\u1ed7i c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Gia_mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_bao_nhieu\"><\/span><strong>III. Gi\u00e1 mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 th\u1ed1ng nh\u1ea5t, \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh t\u1ea1i Th\u00f4ng t\u01b0 04\/2021\/TT-BTC. M\u1ee9c ph\u00ed BH TNDS xe m\u00e1y s\u1ebd kh\u00e1c nhau t\u00f9y theo lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n, c\u1ee5 th\u1ec3 nh\u01b0 sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>D\u01b0\u1edbi 50 ph\u00e2n kh\u1ed1i (dung t\u00edch d\u01b0\u1edbi 50cc), xe m\u00e1y \u0111i\u1ec7n: 60.500 \u0111\u1ed3ng\/ n\u0103m <\/strong>(\u0111\u00e3 bao g\u1ed3m VAT)<\/li>\n\n\n\n<li><strong>Xe m\u00e1y (m\u00f4 t\u00f4) dung t\u00edch tr\u00ean 50cc: 66.000 \u0111\u1ed3ng\/ n\u0103m<\/strong> (\u0111\u00e3 bao g\u1ed3m VAT)<\/li>\n\n\n\n<li><strong>Xe ph\u00e2n kh\u1ed1i l\u1edbn (dung t\u00edch tr\u00ean 175cc), xe m\u00f4 t\u00f4 3 b\u00e1nh, c\u00e1c lo\u1ea1i xe kh\u00e1c: 319.000 \u0111\u1ed3ng \/ n\u0103m<\/strong> (\u0111\u00e3 bao g\u1ed3m VAT)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Muc_phat_neu_khong_co_bao_hiem_trach_nhiem_dan_su_cua_xe_may_la_gi\"><\/span><strong>IV. M\u1ee9c ph\u1ea1t n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ba lo\u1ea1i gi\u1ea5y t\u1edd lu\u00f4n ph\u1ea3i mang theo khi tham gia giao th\u00f4ng l\u00e0:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd xe (c\u00e0 v\u1eb9t);<\/li>\n\n\n\n<li>Gi\u1ea5y ph\u00e9p l\u00e1i xe;<\/li>\n\n\n\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn BH tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y.<\/li>\n<\/ol>\n\n\n\n<p>Theo \u0110i\u1ec1u 58 Lu\u1eadt Giao th\u00f4ng \u0111\u01b0\u1eddng b\u1ed9 2008 v\u00e0 Ngh\u1ecb \u0111\u1ecbnh 03\/2021\/N\u0110-CP, ng\u01b0\u1eddi \u0111i\u1ec1u khi\u1ec3n xe m\u00e1y kh\u00f4ng c\u00f3, kh\u00f4ng mang theo Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y, ho\u1eb7c Gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u00e3 h\u1ebft hi\u1ec7u l\u1ef1c b\u1ecb ph\u1ea1t ti\u1ec1n t\u1eeb 100.000 \u2013 200.000 \u0111\u1ed3ng.<\/p>\n\n\n\n<p>M\u1ee9c ph\u00ed d\u00e0nh cho b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a b\u1eaft bu\u1ed9c v\u1edbi xe m\u00e1y kh\u00f4ng cao, nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi l\u1ea1i qu\u00ean mau, ng\u1ea1i \u0111i mua d\u1eabn \u0111\u1ebfn ph\u1ea3i tr\u1ea3 s\u1ed1 ti\u1ec1n ph\u1ea1t l\u1edbn h\u01a1n m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Mua_bao_hiem_trach_nhiem_dan_su_cua_xe_may_o_dau\"><\/span><strong>V. Mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y \u1edf \u0111\u00e2u?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ed9 T\u00e0i ch\u00ednh \u0111\u00e3 c\u1ea5p ph\u00e9p cho c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m t\u1ef1 in v\u00e0 ph\u00e1t h\u00e0nh Gi\u1ea5y ch\u1ee9ng nh\u1eadn <strong>b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/strong> b\u1eaft bu\u1ed9c. Do \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 t\u00ecm mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0: B\u1ea3o hi\u1ec3m PTI, B\u1ea3o hi\u1ec3m Qu\u00e2n \u0111\u1ed9i MIC, B\u1ea3o hi\u1ec3m GIC, B\u1ea3o hi\u1ec3m VNI, B\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t\u2026.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 mua theo hai c\u00e1ch th\u1ee9c:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mua tr\u1ef1c ti\u1ebfp<\/strong><\/h3>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 mua t\u1ea1i tr\u1ee5 s\u1edf c\u00f4ng ty b\u1ea3o hi\u1ec3m, ho\u1eb7c th\u00f4ng qua c\u00e1c \u0111\u1ea1i l\u00fd ph\u00e2n ph\u1ed1i nh\u01b0: c\u00e2y x\u0103ng, c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, ng\u00e2n h\u00e0ng, b\u01b0u \u0111i\u1ec7n,\u2026&nbsp;<\/p>\n\n\n\n<p>Khi mua th\u00f4ng qua \u0111\u1ea1i l\u00fd, b\u1ea1n c\u1ea7n n\u00f3i r\u00f5 lo\u1ea1i b\u1ea3o hi\u1ec3m mu\u1ed1n mua l\u00e0 b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c d\u00e0nh cho xe m\u00e1y, tr\u00e1nh mua nh\u1ea7m b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n, s\u1ebd kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb ph\u00e1p l\u00fd, c\u0169ng nh\u01b0 kh\u00f4ng c\u00f3 quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng khi b\u1ea1n ch\u1eb3ng may g\u00e2y tai n\u1ea1n cho b\u00ean th\u1ee9 3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Mua online<\/strong><\/h3>\n\n\n\n<p>Th\u00f4ng qua website c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m, v\u00ed \u0111i\u1ec7n t\u1eed, ho\u1eb7c m\u1ed9t c\u00e1ch thu\u1eadn ti\u1ec7n nh\u1ea5t l\u00e0 qua <strong><a href=\"https:\/\/news.saladin.vn\/saladin-co-gi-moi\/saladin-tham-du-itc-asia-2022\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin<\/a><\/strong>. Khi mua qua Saladin, m\u1ecdi quy tr\u00ecnh v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ef1 \u0111\u1ed9ng h\u00f3a nhanh ch\u00f3ng, b\u1ea3o m\u1eadt, ho\u00e0n to\u00e0n tr\u1ef1c tuy\u1ebfn v\u00e0 \u0111\u1eb7c bi\u1ec7t l\u00e0 m\u1ecdi th\u00f4ng tin li\u00ean quan \u0111\u1ec1u hi\u1ec3n th\u1ecb r\u00f5 r\u00e0ng, gi\u00fap b\u1ea1n n\u1eafm b\u1eaft c\u00e1c quy \u0111\u1ecbnh to\u00e0n di\u1ec7n h\u01a1n.<\/p>\n\n\n\n<p>Tham kh\u1ea3o <a href=\"https:\/\/app.saladin.vn\/bike\/issuer\"><strong>mua b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y t\u1ea1i Saladin<\/strong><\/a><\/p>\n\n\n\n<p>Hi v\u1ecdng v\u1edbi nh\u1eefng th\u00f4ng tin h\u1eefu \u00edch tr\u00ean \u0111\u00e2y, b\u1ea1n s\u1ebd kh\u00f4ng c\u00f2n l\u0103n t\u0103n khi ph\u1ea3i mua <strong>b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/strong>. \u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m chi ph\u00ed th\u1ea5p nh\u01b0ng l\u1ee3i \u00edch cao, do \u0111\u00f3 \u0111\u1eebng b\u1ecf qua nh\u1eefng quy\u1ec1n l\u1ee3i thi\u1ebft y\u1ebfu c\u1ee7a m\u00ecnh nh\u00e9.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y l\u00e0 g\u00ec, quy\u1ec1n l\u1ee3i ra sao, gi\u00e1 bao nhi\u00eau, mua \u1edf \u0111\u00e2u? C\u00f9ng Saladin t\u00ecm hi\u1ec3u t\u1ea5t t\u1ea7n t\u1eadt th\u00f4ng qua [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4302,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[34],"class_list":["post-4297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-bao-hiem-trach-nhiem-dan-su-cua-xe-may"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06045609\/98.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/06045609\/98-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 18\/10\/2022","modified":"Updated on 06\/01\/2023"},"absolute_dates_time":{"created":"Posted on 18\/10\/2022 11:53 AM","modified":"Updated on 06\/01\/2023 2:53 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4297"}],"version-history":[{"count":5,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4297\/revisions"}],"predecessor-version":[{"id":6166,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4297\/revisions\/6166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4302"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}