{"id":4685,"date":"2022-10-18T05:14:54","date_gmt":"2022-10-17T22:14:54","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4685"},"modified":"2024-04-25T18:05:24","modified_gmt":"2024-04-25T11:05:24","slug":"luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/","title":{"rendered":"L\u01b0u \u00fd khi mua b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch cho xe c\u0169: D\u1ea5u hi\u1ec7u nh\u1eadn bi\u1ebft \u00f4 t\u00f4 \u0111\u00e3 t\u1eebng b\u1ecb ng\u1eadp n\u01b0\u1edbc"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/#I_Dau_hieu_nhan_biet_xe_bi_ngap_nuoc\" >I. D\u1ea5u hi\u1ec7u nh\u1eadn bi\u1ebft xe b\u1ecb ng\u1eadp n\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/#II_Co_the_tra_cuu_thong_tin_xe_tung_bi_ngap_nuoc_thuy_kich_khi_mua_bao_hiem_khong\" >II. C\u00f3 th\u1ec3 tra c\u1ee9u th\u00f4ng tin xe t\u1eebng b\u1ecb ng\u1eadp n\u01b0\u1edbc, th\u1ee7y k\u00edch khi mua b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/#III_O_to_ngap_nuoc_thi_sua_chua_the_nao\" >III. \u00d4 t\u00f4 ng\u1eadp n\u01b0\u1edbc th\u00ec s\u1eeda ch\u1eefa th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/#IV_O_to_ngap_nuoc_thuy_kich_co_duoc_bao_hiem_boi_thuong\" >IV. \u00d4 t\u00f4  ng\u1eadp n\u01b0\u1edbc, th\u1ee7y k\u00edch c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu\/#V_Ket_luan\" >V. K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p>Mua \u00f4 t\u00f4 c\u0169 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi l\u1ef1a ch\u1ecdn b\u1edfi gi\u00fap ti\u1ebft ki\u1ec7m r\u1ea5t nhi\u1ec1u chi ph\u00ed. Tuy nhi\u00ean, ng\u01b0\u1eddi mua c\u1ea7n l\u01b0u \u00fd nhi\u1ec1u r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i v\u1edbi nh\u1eefng xe \u0111\u00e3 b\u1ecb ng\u1eadp n\u01b0\u1edbc. C\u00f9ng Saladin t\u00ecm hi\u1ec3u c\u00e1c d\u1ea5u hi\u1ec7u chi\u1ebfc xe \u0111\u00e3 t\u1eebng &#8220;l\u1ea5m b\u00f9n&#8221; v\u00e0 l\u01b0u \u00fd khi mua <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-vat-chat-toan-dien-xe-oto.html\" title=\"\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/strong> cho xe c\u0169 th\u00f4ng qua b\u00e0i vi\u1ebft n\u00e0y nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"497\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-1024x497.jpg\" alt=\"\" class=\"wp-image-4694\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18072334\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-1024x497.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18072334\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-300x146.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18072334\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-768x373.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18072334\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-1536x745.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18072334\/luu-y-khi-mua-bao-hiem-thuy-kich-cho-xe-cu-2048x994.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Dau_hieu_nhan_biet_xe_bi_ngap_nuoc\"><\/span>I. <strong>D\u1ea5u hi\u1ec7u nh\u1eadn bi\u1ebft xe b\u1ecb ng\u1eadp n\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u1ebfu m\u1ed9t chi\u1ebfc xe \u00f4 t\u00f4 c\u00f3 nh\u1eefng d\u1ea5u hi\u1ec7u sau th\u00ec ch\u1eafc h\u1eb3n n\u00f3 \u0111\u00e3 t\u1eebng b\u1ecb ng\u1eadp n\u01b0\u1edbc:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Xe c\u00f3 m\u00f9i h\u00f4i b\u1ea5t th\u01b0\u1eddng:<\/strong> Khoang n\u1ed9i th\u1ea5t c\u1ee7a xe \u0111\u00e3 b\u1ecb ng\u1eadp th\u01b0\u1eddng s\u1ebd c\u00f3 m\u00f9i \u1ea9m m\u1ed1c ho\u1eb7c c\u0169 m\u00e8m b\u1edfi vi sinh v\u1eadt s\u1ea3n sinh t\u1eeb n\u01b0\u1edbc \u1ee9 \u0111\u1ecdng s\u00e2u trong ph\u1ea7n m\u00fat ho\u1eb7c v\u1ea3i c\u1ee7a gh\u1ebf xe, d\u00e2y \u0111ai an to\u00e0n\u2026 Xe c\u00f3 m\u00f9i th\u01a1m n\u1ed3ng n\u1eb7c c\u1ee7a n\u01b0\u1edbc hoa ho\u1eb7c dung d\u1ecbch v\u1ec7 sinh c\u0169ng l\u00e0 m\u1ed9t d\u1ea5u hi\u1ec7u r\u1eb1ng ng\u01b0\u1eddi b\u00e1n \u0111ang mu\u1ed1n che \u0111\u1eady nh\u1eefng m\u00f9i b\u1ea5t th\u01b0\u1eddng do \u1ea3nh h\u01b0\u1edfng t\u1eeb vi\u1ec7c b\u1ecb ng\u1eadp.&nbsp;<\/li>\n\n\n\n<li><strong>N\u1ed9i th\u1ea5t xe b\u1ecb b\u1ea1c, phai m\u00e0u:<\/strong> Hi\u1ec7n t\u01b0\u1ee3ng \u1ee9 \u0111\u1ecdng n\u01b0\u1edbc trong ph\u1ea7n v\u1ea3i, m\u00fat c\u1ee7a gh\u1ebf ng\u1ed3i khi\u1ebfn xe b\u1ecb b\u1ea1c, phai m\u00e0u c\u0169ng l\u00e0 m\u1ed9t d\u1ea5u hi\u1ec7u ph\u1ed5 bi\u1ebfn r\u1eb1ng xe \u0111\u00e3 t\u1eebng b\u1ecb ng\u1eadp. Ch\u1ee7 xe c\u00f3 th\u1ec3 s\u1ebd thay ph\u1ea7n b\u1ecdc gh\u1ebf ho\u1eb7c th\u1eadm ch\u00ed thay gh\u1ebf m\u1edbi \u0111\u1ec3 tr\u00e1nh b\u1ecb ph\u00e1t hi\u1ec7n. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, b\u1ea1n c\u00f3 th\u1ec3 g\u1ee1 b\u1ecf ph\u1ea7n v\u1ecf b\u1ecdc ho\u1eb7c k\u00e9o h\u1ebft \u0111\u1ed9 d\u00e0i c\u1ee7a d\u00e2y \u0111ai an to\u00e0n \u0111\u1ec3 ki\u1ec3m tra m\u00f9i \u1ea9m m\u1ed1c v\u00e0 c\u00e1c v\u1ebft b\u1ea1c, phai m\u00e0u.&nbsp;<\/li>\n\n\n\n<li><strong>Xu\u1ea5t hi\u1ec7n c\u00e1t ho\u1eb7c \u0111\u1ea5t \u1edf nh\u1eefng v\u1ecb tr\u00ed b\u1ea5t th\u01b0\u1eddng:<\/strong> Nh\u1eefng chi\u1ebfc xe b\u1ecb ng\u1eadp th\u01b0\u1eddng r\u1ea5t kh\u00f3 \u0111\u1ec3 v\u1ec7 sinh v\u00e0 chi ph\u00ed th\u01b0\u1eddng kh\u00e1 cao. Nh\u1eefng v\u1ecb tr\u00ed d\u1ec5 nh\u1eadn bi\u1ebft r\u1eb1ng xe \u0111\u00e3 t\u1eebng b\u1ecb ng\u1eadp nh\u01b0: D\u01b0\u1edbi th\u1ea3m xe, d\u01b0\u1edbi gh\u1ebf, c\u00e1c khe c\u1eeda k\u00ednh, ng\u0103n ch\u1ee9a \u0111\u1ed3, \u0111\u1ed9ng c\u01a1.&nbsp;<\/li>\n\n\n\n<li><strong>G\u1ec9 s\u00e9t \u1edf c\u00e1c chi ti\u1ebft kim lo\u1ea1i:<\/strong> M\u1ed9t chi\u1ebfc xe \u0111\u00e3 b\u1ecb ng\u1eadp s\u1ebd c\u00f3 nhi\u1ec1u chi ti\u1ebft g\u1ec9 s\u00e9t h\u01a1n so v\u1edbi \u0111\u1ed9 tu\u1ed5i s\u1eed d\u1ee5ng c\u1ee7a n\u00f3. B\u1ea1n c\u00f3 t\u00ecm th\u1ea5y c\u00e1c chi ti\u1ebft g\u1ec9 s\u00e9t \u1edf khung g\u1ea7m c\u1ee7a xe, d\u01b0\u1edbi n\u1eafp capo v\u00e0 c\u00e1c \u1ed1c v\u00edt \u1edf khoang l\u00e1i, c\u1eeda xe.<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i ra, khi l\u00e1i th\u1eed, xe b\u1ecb ng\u1eadp c\u0169ng s\u1ebd xu\u1ea5t hi\u1ec7n nh\u1eefng d\u1ea5u hi\u1ec7u b\u1ea5t th\u01b0\u1eddng nh\u01b0 sau:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Kh\u00f3i t\u1eeb \u0111\u1ed9ng c\u01a1:<\/strong> Vi\u1ec7c xu\u1ea5t hi\u1ec7n kh\u00f3i l\u00e0 \u0111i\u1ec1u b\u00ecnh th\u01b0\u1eddng \u0111\u1ed1i v\u1edbi \u0111a s\u1ed1 nh\u1eefng chi\u1ebfc xe \u0111\u00e3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng. Tuy nhi\u00ean, n\u1ebfu kh\u00f3i tr\u1eafng b\u1ea5t ng\u1edd xu\u1ea5t hi\u1ec7n \u1edf ph\u1ea7n \u0111\u1ed9ng c\u01a1 v\u00e0 t\u1eeb \u1ed1ng x\u1ea3 th\u00ec r\u1ea5t c\u00f3 th\u1ec3 xe \u0111\u00e3 b\u1ecb ng\u1eadp r\u1ed3i \u0111\u1ea5y.&nbsp;<\/li>\n\n\n\n<li><strong>C\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn ph\u1ea7n \u0111i\u1ec7n c\u1ee7a xe:<\/strong> Ph\u1ea7n \u0111i\u1ec7n c\u0169ng nh\u01b0 \u0111\u1ed9ng c\u01a1 l\u00e0 hai ph\u1ea7n quan tr\u1ecdng c\u1ee7a m\u1ed9t chi\u1ebfc xe \u00f4 t\u00f4, n\u1ebfu m\u1ed9t trong hai g\u1eb7p v\u1ea5n \u0111\u1ec1 nghi\u00eam tr\u1ecdng th\u00ec xe s\u1ebd r\u1ea5t hay g\u1eb7p v\u1ea5n \u0111\u1ec1. Khi xe b\u1ecb ng\u1eadp, n\u1ebfu c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec7n t\u1eed kh\u00f4ng \u0111\u01b0\u1ee3c thay m\u1edbi, \u0111\u00e8n xe, h\u1ec7 th\u1ed1ng \u00e2m thanh, m\u00e0n h\u00ecnh \u0111i\u1ec1u khi\u1ec3n, xi nhan v\u00e0 c\u1ea7n g\u1ea1t s\u1ebd th\u01b0\u1eddng xuy\u00ean ho\u1ea1t \u0111\u1ed9ng sai.&nbsp;<\/li>\n\n\n\n<li><strong>Ti\u1ebfng \u1ed3n b\u1ea5t th\u01b0\u1eddng:<\/strong> Nh\u1eefng \u00e2m thanh ch\u00f3i tai v\u00e0 kh\u00f3 ch\u1ecbu xu\u1ea5t hi\u1ec7n khi \u0111\u1ea1p th\u1eafng ho\u1eb7c \u0111\u00e1nh l\u00e1i c\u00f3 th\u1ec3 do c\u00e1t ho\u1eb7c \u0111\u1ea5t sau khi ng\u1eadp \u0111\u00e3 len l\u1ecfi v\u00e0o nh\u1eefng kho\u1ea3ng tr\u1ed1ng \u0111\u1ed9ng c\u01a1 g\u00e2y ra ti\u1ebfng \u1ed3n khi s\u1eed d\u1ee5ng xe.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Co_the_tra_cuu_thong_tin_xe_tung_bi_ngap_nuoc_thuy_kich_khi_mua_bao_hiem_khong\"><\/span>II. C\u00f3 th\u1ec3 tra c\u1ee9u th\u00f4ng tin xe t\u1eebng b\u1ecb ng\u1eadp n\u01b0\u1edbc, th\u1ee7y k\u00edch khi mua b\u1ea3o hi\u1ec3m kh\u00f4ng?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e2u tr\u1ea3 l\u1eddi l\u00e0 kh\u00f4ng. Th\u00f4ng th\u01b0\u1eddng khi xe b\u1ecb ng\u1eadp n\u01b0\u1edbc, ch\u1ee7 xe s\u1ebd th\u00f4ng b\u00e1o cho c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u01b0ng b\u1ea1n s\u1ebd kh\u00f4ng t\u00ecm th\u1ea5y \u0111\u01b0\u1ee3c nh\u1eefng th\u00f4ng tin n\u00e0y khi mua xe c\u0169. V\u00ec v\u1eady, c\u00e1ch duy nh\u1ea5t \u0111\u1ec3 nh\u1eadn bi\u1ebft xe \u0111\u00e3 b\u1ecb ng\u1eadp ch\u00ednh l\u00e0 th\u00f4ng qua ki\u1ec3m \u0111\u1ecbnh k\u0129 c\u00e0ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_O_to_ngap_nuoc_thi_sua_chua_the_nao\"><\/span>III. \u00d4 t\u00f4 ng\u1eadp n\u01b0\u1edbc th\u00ec s\u1eeda ch\u1eefa th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Chi ph\u00ed s\u1eeda ch\u1eefa \u00f4 t\u00f4 ng\u1eadp n\u01b0\u1edbc t\u00f9y thu\u1ed9c v\u00e0o m\u1ee9c \u0111\u1ed9 h\u01b0 h\u1ea1i c\u1ee7a xe. N\u1ebfu xe ch\u1ec9 b\u1ecb ng\u1eadp nh\u1eb9 th\u00ec b\u1ea1n ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 s\u1eeda ho\u1eb7c thay m\u1edbi c\u00e1c b\u1ed9 ph\u1eadn h\u1ecfng h\u00f3c. Tuy nhi\u00ean, xe c\u00f3 th\u1ec3 s\u1ebd kh\u00f4ng ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng v\u00ec c\u00f3 nh\u1eefng b\u1ed9 ph\u1eadn kh\u00f4ng th\u1ec3 c\u1ea3i thi\u1ec7n \u0111\u01b0\u1ee3c v\u00ec chi ph\u00ed cao ho\u1eb7c nh\u1eefng h\u01b0 t\u1ed5n ph\u1ee9c t\u1ea1p trong h\u1ec7 th\u1ed1ng \u0111i\u1ec7n. Trong tr\u01b0\u1eddng h\u1ee3p xe b\u1ecb ng\u1eadp ho\u00e0n to\u00e0n v\u00e0 n\u01b0\u1edbc \u0111\u00e3 v\u00e0o ph\u1ea7n \u0111\u1ed9ng c\u01a1 th\u00ec kh\u1ea3 n\u0103ng cao r\u1eb1ng xe \u0111\u00e3 b\u1ecb h\u01b0 h\u1ecfng 90% v\u00e0 chi ph\u00ed s\u1eeda ch\u1eefa c\u00f3 th\u1ec3 v\u01b0\u1ee3t qu\u00e1 \u0111\u1ecbnh gi\u00e1 c\u1ee7a xe \u1edf th\u1eddi \u0111i\u1ec3m ng\u1eadp.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_O_to_ngap_nuoc_thuy_kich_co_duoc_bao_hiem_boi_thuong\"><\/span>IV. \u00d4 t\u00f4  ng\u1eadp n\u01b0\u1edbc, th\u1ee7y k\u00edch c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m b\u1ed3i th\u01b0\u1eddng?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u00f9 l\u00e0 xe m\u1edbi hay c\u0169, b\u1ea1n lu\u00f4n n\u00ean mua&nbsp;b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf, v\u1eadt ch\u1ea5t \u00f4 t\u00f4 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o l\u1ee3i \u00edch t\u00e0i ch\u00ednh khi c\u00f3 nh\u1eefng s\u1ef1 c\u1ed1, tai n\u1ea1n kh\u00f4ng may x\u1ea3y ra. <strong>B\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong> xe \u00f4 t\u00f4 s\u1ebd gi\u00fap t\u00e0i x\u1ebf \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh cho nh\u1eefng t\u1ed5n th\u1ea5t li\u00ean quan khi xe \u0111i v\u00e0o v\u00f9ng ng\u1eadp n\u01b0\u1edbc. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch c\u00f3 th\u1ec3 n\u1eb1m trong g\u00f3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4 ho\u1eb7c \u0111\u01b0\u1ee3c t\u00e1ch ri\u00eang, t\u00f9y thu\u1ed9c v\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m. Do \u0111\u00f3, khi mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe, t\u00e0i x\u1ebf c\u1ea7n \u0111\u1ea3m b\u1ea3o mua lu\u00f4n b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 chi ph\u00ed s\u1eeda ch\u1eefa khi xe b\u1ecb ng\u1eadp n\u01b0\u1edbc. <\/p>\n\n\n\n<p>Trong tr\u01b0\u1eddng h\u1ee3p mua xe \u00f4 t\u00f4 c\u0169, b\u1ea1n s\u1ebd c\u1ea7n l\u01b0u \u00fd nhi\u1ec1u h\u01a1n \u0111\u1ec3 ch\u1ecdn ra g\u00f3i b\u1ea3o hi\u1ec3m mang \u0111\u1ebfn cho ch\u1ee7 xe quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 t\u1ed1i \u0111a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 c\u0169, bao g\u1ed3m <a href=\"https:\/\/news.saladin.vn\/tag\/bao-hiem-thuy-kich\/\" title=\"\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Theo quy \u0111\u1ecbnh, b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 c\u0169 s\u1ebd \u00e1p d\u1ee5ng cho nh\u1eefng xe c\u00f3 th\u1eddi h\u1ea1n s\u1eed d\u1ee5ng tr\u00ean 3 n\u0103m v\u00e0 n\u1eb1m trong th\u1eddi gian l\u01b0u h\u00e0nh t\u00f9y thu\u1ed9c v\u00e0o t\u1eebng lo\u1ea1i xe<\/li>\n\n\n\n<li>Th\u1eddi h\u1ea1n l\u01b0u h\u00e0nh kh\u00f4ng qu\u00e1 25 n\u0103m \u0111\u1ed1i v\u1edbi xe ch\u1edf h\u00e0ng, kh\u00f4ng qu\u00e1 20 n\u0103m v\u1edbi xe \u00f4 t\u00f4 ch\u1edf ng\u01b0\u1eddi, v\u00e0 kh\u00f4ng qu\u00e1 17 n\u0103m v\u1edbi xe chuy\u1ec3n \u0111\u1ed5i c\u00f4ng n\u0103ng th\u00ec s\u1ebd \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng b\u1ea3o hi\u1ec3m xe c\u0169<\/li>\n\n\n\n<li>Tuy nhi\u00ean, r\u1ea5t \u00edt c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u00e1n <strong>b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/strong> v\u1edbi c\u00e1c lo\u1ea1i xe c\u00f3 th\u1eddi gian s\u1eed d\u1ee5ng tr\u00ean 10 n\u0103m, do nguy c\u01a1 h\u01b0 h\u1ecfng n\u1eb7ng v\u00e0 chi ph\u00ed s\u1eeda ch\u1eefa cao h\u01a1n khi g\u1eb7p hi\u1ec7n t\u01b0\u1ee3ng th\u1ee7y k\u00edch.<\/li>\n<\/ul>\n\n\n\n<p>Do \u0111\u00f3 khi mua xe \u00f4 t\u00f4 c\u0169, th\u1eddi gian s\u1eed d\u1ee5ng c\u1ee7a xe l\u00e0 y\u1ebfu t\u1ed1 t\u1ed1i quan tr\u1ecdng b\u1ea1n c\u1ea7n l\u01b0u t\u00e2m. Vi\u1ec7c mua xe \u0111\u00e3 qua s\u1eed d\u1ee5ng nhi\u1ec1u n\u0103m c\u00f3 th\u1ec3 gi\u00fap ti\u1ebft ki\u1ec7m m\u1ed9t \u00edt nh\u01b0ng chi ph\u00ed s\u1eeda ch\u1eefa sau n\u00e0y s\u1ebd r\u1ea5t t\u1ed1n k\u00e9m v\u00e0 \u00edt \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3 h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. C\u1ea7n l\u01b0u \u00fd g\u00ec khi mua <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-o-to\/\" title=\"\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a> cho xe \u00f4 t\u00f4 c\u0169?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khi mua&nbsp;<em><strong>b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t<\/strong><\/em>&nbsp;cho xe \u00f4 t\u00f4 c\u0169, b\u1ea1n c\u1ea7n ph\u1ea3i mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe v\u1edbi chi ph\u00ed 1.5 gi\u00e1 tr\u1ecb c\u1ee7a xe n\u1ebfu b\u1ea1n mu\u1ed1n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i v\u1eadt ch\u1ea5t<\/li>\n\n\n\n<li>\u0110\u1eb7c bi\u1ec7t, \u0111\u1ed1i v\u1edbi xe c\u0169, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd \u00e1p d\u1ee5ng m\u1ee9c kh\u1ea5u tr\u1eeb ph\u1ee5 t\u00f9ng c\u0169ng nh\u01b0 thay th\u1ebf m\u1edbi theo m\u1ee9c kh\u1ea5u hao v\u00e0 ni\u00ean h\u1ea1n s\u1eed d\u1ee5ng c\u1ee7a m\u1ed7i chi\u1ebfc xe \u00f4 t\u00f4. V\u1edbi nh\u1eefng chi\u1ebfc xe ch\u1ea1y t\u1eeb 3 \u2013 6 n\u0103m, m\u1ee9c kh\u1ea5u tr\u1eeb s\u1ebd \u0111\u01b0\u1ee3c t\u00ednh l\u00e0 15% x gi\u00e1 ph\u1ee5 t\u00f9ng m\u1edbi thay th\u1ebf.<\/li>\n\n\n\n<li>B\u00ean c\u1ea1nh \u0111\u00f3,  b\u1ea1n n\u00ean mua th\u00eam \u0111i\u1ec1u kho\u1ea3n b\u1ed5 sung th\u1ee7y k\u00edch, m\u1ee9c gi\u00e1 dao \u0111\u1ed9ng s\u1ebd t\u1eeb 0.3 &#8211; 0.5% gi\u00e1 tr\u1ecb xe. V\u1edbi b\u1ea3o hi\u1ec3m thu\u1ef7 k\u00edch, t\u00e0i x\u1ebf s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u1ed3ng chi tr\u1ea3 ph\u00ed s\u1eeda ch\u1eefa, b\u1ea3o h\u00e0nh l\u00ean t\u1edbi&nbsp;70 \u2013 80% (trong tr\u01b0\u1eddng h\u1ee3p \u0111i qua khu v\u1ef1c ng\u1eadp \u00fang, xe b\u1ecb ch\u1ebft m\u00e1y v\u00e0 kh\u00f4ng th\u1ef1c hi\u1ec7n kh\u1edfi \u0111\u1ed9ng l\u1ea1i), \u0111\u1ed3ng th\u1eddi \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi \u0111\u1ed9i c\u1ee9u h\u1ed9 \u0111\u1ec3 gi\u00fap kh\u1eafc ph\u1ee5c s\u1ef1 c\u1ed1 nhanh nh\u1ea5t.<\/li>\n\n\n\n<li>Tuy nhi\u00ean, b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng ti\u1ebfn h\u00e0nh chi tr\u1ea3&nbsp;chi ph\u00ed s\u1eeda ch\u1eefa n\u1ebfu t\u00e0i x\u1ebf c\u1ed1 \u00fd kh\u1edfi \u0111\u1ed9ng l\u1ea1i \u0111\u1ed9ng c\u01a1 \u0111\u1ec3 v\u01b0\u1ee3t qua v\u1ecb tr\u00ed b\u1ecb ng\u1eadp n\u01b0\u1edbc d\u1eabn t\u1edbi t\u00ecnh tr\u1ea1ng h\u01b0 h\u1ecfng.<\/li>\n<\/ul>\n\n\n\n<p>Theo \u0111\u00f3, vi\u1ec7c mua xe \u00f4 t\u00f4 c\u0169 \u0111\u00e3 t\u1eebng b\u1ecb ng\u1eadp n\u01b0\u1edbc s\u1ebd khi\u1ebfn ch\u1ee7 xe g\u1eb7p nhi\u1ec1u thi\u1ec7t th\u00f2i khi b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch cho xe. Ph\u00ed b\u1ea3o hi\u1ec3m cho xe c\u00f3 th\u1ec3 cao h\u01a1n, th\u1eadm ch\u00ed b\u1ecb t\u1eeb ch\u1ed1i <strong><a href=\"https:\/\/news.saladin.vn\/category\/thong-tin-san-pham-bao-hiem\/bao-hiem-o-to-saladin\/\" title=\"\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a><\/strong>. Khi x\u1ea3y ra hi\u1ec7n t\u01b0\u1ee3ng ng\u1eadp n\u01b0\u1edbc, vi\u1ec7c gi\u00e1m \u0111\u1ecbnh v\u1edbi gara v\u1ec1 thi\u1ec7t h\u1ea1i c\u0169ng s\u1ebd kh\u00f3 x\u00e1c \u0111\u1ecbnh h\u01a1n gi\u1eefa t\u1ed5n th\u1ea5t do l\u1ed7i c\u1ee7a ch\u1ee7 m\u1edbi ho\u1eb7c ch\u1ee7 c\u0169, do \u0111\u00f3 \u1ea3nh h\u01b0\u1edfng kh\u00f4ng nh\u1ecf \u0111\u1ebfn kh\u1ea3 n\u0103ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Ket_luan\"><\/span>V. K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Nh\u01b0 v\u1eady, \u0111a ph\u1ea7n vi\u1ec7c mua xe b\u1ecb ng\u1eadp s\u1ebd \u0111em l\u1ea1i tr\u1ea3i nghi\u1ec7m ti\u1ec1n m\u1ea5t t\u1eadt mang cho ch\u1ee7 s\u1edf h\u1eefu. Saladin hi v\u1ecdng r\u1eb1ng qua b\u00e0i vi\u1ebft n\u00e0y b\u1ea1n \u0111\u00e3 c\u00f3 th\u00eam nh\u1eefng ki\u1ebfn th\u1ee9c b\u1ed5 \u00edch \u0111\u1ec3 nh\u1eadn bi\u1ebft d\u1ea5u hi\u1ec7u nh\u1eefng chi\u1ebfc xe t\u1eebng b\u1ecb ng\u1eadp v\u00e0 c\u00f3 th\u1ec3 \u201cn\u00e9 xa\u201d nh\u1eefng deal b\u00e1n xe b\u1ecb ng\u1eadp n\u01b0\u1edbc nh\u00e9!&nbsp;<\/p>\n\n\n\n<p>Xem th\u00eam: <strong><em><a href=\"https:\/\/news.saladin.vn\/bao-hiem-o-to\/bao-hiem-thuy-kich\/\" title=\"\">C\u00e1ch ph\u00f2ng tr\u00e1nh th\u1ee7y k\u00edch, ng\u1eadp n\u01b0\u1edbc cho xe \u00f4 t\u00f4<\/a><\/em><\/strong><\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang c\u00f3 nhu c\u1ea7u mua b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe h\u01a1i ho\u1eb7c b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 th\u00ec m\u00e1ch b\u1ea1n r\u1eb1ng Saladin c\u00f3 b\u00e1n t\u1ea1i website <a href=\"https:\/\/www.saladin.vn\/\" title=\"\">saladin.vn<\/a> ho\u1eb7c \u1ee9ng d\u1ee5ng Saladin. V\u1edbi Saladin, vi\u1ec7c s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m s\u1ebd tr\u1edf n\u00ean ti\u1ec7n l\u1ee3i, nhanh ch\u00f3ng v\u00e0 an to\u00e0n h\u01a1n bao gi\u1edd h\u1ebft.&nbsp;<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mua \u00f4 t\u00f4 c\u0169 \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi l\u1ef1a ch\u1ecdn b\u1edfi gi\u00fap ti\u1ebft ki\u1ec7m r\u1ea5t nhi\u1ec1u chi ph\u00ed. Tuy nhi\u00ean, ng\u01b0\u1eddi mua c\u1ea7n l\u01b0u \u00fd nhi\u1ec1u r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t \u0111\u1ed1i [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4717,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[95,192],"class_list":["post-4685","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-thuy-kich","tag-bao-hiem-vat-chat-xe-o-to"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18085141\/102.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/18085141\/102-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 18\/10\/2022","modified":"Updated on 25\/04\/2024"},"absolute_dates_time":{"created":"Posted on 18\/10\/2022 5:14 AM","modified":"Updated on 25\/04\/2024 6:05 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4685","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4685"}],"version-history":[{"count":11,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4685\/revisions"}],"predecessor-version":[{"id":22435,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4685\/revisions\/22435"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4717"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4685"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4685"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}