{"id":4765,"date":"2022-10-18T12:45:06","date_gmt":"2022-10-18T05:45:06","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4765"},"modified":"2024-03-21T17:20:33","modified_gmt":"2024-03-21T10:20:33","slug":"hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/","title":{"rendered":"Hi\u1ec3u \u0111\u00fang v\u1ec1 c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe: \u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/#I_Phan_biet_dieu_tri_noi_tru_la_gi_dieu_tri_ngoai_tru_la_gi\" >I. Ph\u00e2n bi\u1ec7t \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 g\u00ec, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/#II_So_sanh_quyen_loi_dieu_tri_noi_tru_va_ngoai_tru_trong_bao_hiem_suc_khoe\" >II. So s\u00e1nh quy\u1ec1n l\u1ee3i \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/#III_Nhung_loai_bao_hiem_khac_co_quyen_loi_chi_tra_dieu_tri_noi_tru_va_ngoai_tru\" >III. Nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c c\u00f3 quy\u1ec1n l\u1ee3i chi tr\u1ea3 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru\/#IV_Tong_ket\" >IV. T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>C\u00f9ng so s\u00e1nh 2 kh\u00e1i ni\u1ec7m \u0111i\u1ec1u tr\u1ecb thu\u1ed9c <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" title=\"\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe <\/a>\u0111\u1ec3 bi\u1ebft c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa ri\u00eang hay k\u00e8m theo \u0111i\u1ec1u ki\u1ec7n \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa nh\u00e9.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized advgb-dyn-6ee40f83\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru-1024x683.jpg\" alt=\"\" class=\"wp-image-4866\" style=\"width:888px;height:592px\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19085940\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19085940\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19085940\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19085940\/hieu-dung-ve-cac-quyen-loi-bao-hiem-suc-khoe-dieu-tri-noi-tru-va-ngoai-tru.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Phan_biet_dieu_tri_noi_tru_la_gi_dieu_tri_ngoai_tru_la_gi\"><\/span><strong>I. Ph\u00e2n bi\u1ec7t \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa l\u00e0 g\u00ec, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n ch\u1ec9 khi c\u00f3 ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129 thu\u1ed9c c\u00e1c c\u01a1 s\u1edf kh\u00e1m ch\u1eefa b\u1ec7nh, c\u00f3 gi\u1ea5y chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf kh\u00e1m b\u1ec7nh v\u1edbi th\u1eddi gian tr\u00ean 24h. Ng\u01b0\u1eddi b\u1ec7nh \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn v\u00e0o \u0111i\u1ec1u tr\u1ecb \u1edf c\u00e1c c\u01a1 s\u1edf kh\u00e1m ch\u1eefa b\u1ec7nh.<\/p>\n\n\n\n<p>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa trong <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/quyen-loi-bao-hiem-suc-khoe\/\" title=\"\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/strong> l\u00e0 khi ng\u01b0\u1eddi b\u1ec7nh \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb y t\u1ebf trong ng\u00e0y t\u1ea1i m\u1ed9t c\u01a1 s\u1edf y t\u1ebf\/b\u1ec7nh vi\u1ec7n\/ph\u00f2ng kh\u00e1m nh\u01b0ng kh\u00f4ng c\u1ea7n nh\u1eadp vi\u1ec7n nh\u01b0 h\u00ecnh th\u1ee9c \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa. C\u00e1c h\u00ecnh th\u1ee9c \u0111i\u1ec1u tr\u1ecb trong ng\u00e0y v\u00ed d\u1ee5 nh\u01b0: ph\u1eabu thu\u1eadt, ti\u1ec3u ph\u1eabu, n\u1ed9i soi, ch\u1ea9n \u0111o\u00e1n b\u1ec7nh\u2026<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_So_sanh_quyen_loi_dieu_tri_noi_tru_va_ngoai_tru_trong_bao_hiem_suc_khoe\"><\/span><strong>II. So s\u00e1nh quy\u1ec1n l\u1ee3i \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hi\u1ec7n nay tr\u00ean th\u1ecb tr\u01b0\u1eddng c\u00f3 hai lo\u1ea1i quy\u1ec1n l\u1ee3i d\u00e0nh cho n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa. Khi \u0111\u00e3 hi\u1ec3u \u0111\u00fang v\u1ec1 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 so s\u00e1nh th\u00eam v\u1ec1 c\u00e1c <strong>quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> n\u00e0y:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. M\u1ee5c \u0111\u00edch, quy\u1ec1n l\u1ee3i c\u1ee5 th\u1ec3, ph\u1ea1m vi b\u1ea3o hi\u1ec3m <\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>B\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa<\/strong><\/td><td><strong>B\u1ea3o hi\u1ec3m ngo\u1ea1i tr\u00fa<\/strong><\/td><\/tr><tr><td><strong>T\u00ednh b\u1eaft bu\u1ed9c<\/strong><\/td><td>Khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u00ec b\u1ea1n b\u1eaft bu\u1ed9c ph\u1ea3i tham gia b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa.<\/td><td>Kh\u00f4ng b\u1eaft bu\u1ed9c, mang t\u00ednh t\u1ef1 nguy\u1ec7n t\u00f9y theo nhu c\u1ea7u v\u00e0 ng\u00e2n s\u00e1ch.<\/td><\/tr><tr><td><strong>M\u1ee5c \u0111\u00edch&nbsp;<\/strong><\/td><td>Nh\u1eb1m \u0111\u1ec3 c\u00f4ng ty b\u1ea3o hi\u1ec3m thanh to\u00e1n tr\u1ef1c ti\u1ebfp m\u1ed9t ph\u1ea7n, t\u1eebng ph\u1ea7n ho\u1eb7c t\u1ea5t c\u1ea3 chi ph\u00ed y t\u1ebf kh\u00e1m ch\u1eefa b\u1ec7nh n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n.<\/td><td>L\u00e0 quy\u1ec1n l\u1ee3i b\u1ed5 sung, c\u00f3 t\u00e1c d\u1ee5ng m\u1edf r\u1ed9ng ph\u1ea1m vi b\u1ea3o v\u1ec7.&nbsp;<\/td><\/tr><tr><td><strong>Quy\u1ec1n l\u1ee3i c\u1ee5 th\u1ec3<\/strong><\/td><td>&#8211; Ti\u1ec1n ph\u00f2ng, gi\u01b0\u1eddng n\u1eb1m \u1edf khoa ch\u0103m s\u00f3c \u0111\u1eb7c bi\u1ec7t.<br>&#8211; Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u01b0\u1edbc, sau khi nh\u1eadp vi\u1ec7n 60 ng\u00e0y.<br>&#8211; Chi ph\u00ed d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c y t\u1ebf t\u1ea1i nh\u00e0 30 ng\u00e0y sau khi xu\u1ea5t vi\u1ec7n.<br>&#8211; \u0110\u1eb7c bi\u1ec7t, quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa c\u00f2n chi tr\u1ea3 cho nh\u1eefng ca \u0111i\u1ec1u tr\u1ecb ung th\u01b0, c\u1ea7n c\u1ea5y gh\u00e9p n\u1ed9i t\u1ea1ng v\u1edbi chi ph\u00ed y t\u1ebf cao v\u00e0 c\u1ea3 c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ecb tai n\u1ea1n.&nbsp;<br>&#8211; Ri\u00eang quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c r\u0103ng s\u1ebd bao g\u1ed3m: chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 ph\u1eabu thu\u1eadt nh\u1eefng b\u1ec7nh c\u1ee7a r\u0103ng v\u00e0 n\u01b0\u1edbu, ho\u1eb7c h\u00e0m trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 li\u00ean quan \u0111\u1ebfn r\u0103ng.<\/td><td>B\u1ea3o hi\u1ec3m ngo\u1ea1i tr\u00fa s\u1ebd chi tr\u1ea3 cho:<br>&#8211; Ti\u1ec1n kh\u00e1m b\u1ec7nh<br>&#8211; Chi ph\u00ed x\u00e9t nghi\u1ec7m, ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh\u2026 theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129<br>&#8211; Thu\u1ed1c k\u00ea theo \u0111\u01a1n<br>&#8211; Chi ph\u00ed v\u1eadt l\u00fd tr\u1ecb li\u1ec7u.<\/td><\/tr><tr><td><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m<\/strong><\/td><td>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed n\u1ed9i tr\u00fa \u0111\u1ec3 chi tr\u1ea3 cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, t\u1ea1i c\u00e1c b\u1ec7nh vi\u1ec7n thu\u1ed9c h\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed n\u1ed9i tr\u00fa c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<br>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ec9 ph\u1ea3i thanh to\u00e1n cho b\u1ec7nh vi\u1ec7n ph\u1ea7n chi ph\u00ed kh\u00f4ng thu\u1ed9c ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/td><td>Trong c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u01a1 b\u1ea3n, ng\u01b0\u1eddi mua s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 m\u1ed9t s\u1ed1 l\u1ea7n nh\u1ea5t \u0111\u1ecbnh khi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa &#8211; th\u01b0\u1eddng l\u00e0 10 l\u1ea7n kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa trong m\u1ed9t n\u0103m.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">2. Ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/h3>\n\n\n\n<p>Hi\u1ec7n nay, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m do c\u00f4ng ty cung c\u1ea5p th\u01b0\u1eddng cho ph\u00e9p b\u1ea1n l\u1ef1a ch\u1ecdn ch\u1ec9 tham gia m\u1ed7i quy\u1ec1n l\u1ee3i n\u1ed9i tr\u00fa ho\u1eb7c c\u00f3 th\u1ec3 tham gia b\u1ed5 sung th\u00eam quy\u1ec1n l\u1ee3i ngo\u1ea1i tr\u00fa \u0111\u1ec3 t\u1ed1i \u01b0u nhu c\u1ea7u ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n\n\n\n<p>Ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 gi\u00e1 tham kh\u1ea3o nh\u01b0 sau:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi tr\u1ebb em t\u1eeb 1 &#8211; 3 tu\u1ed5i: t\u1eeb kho\u1ea3ng 2.000.000 &#8211; 10.000.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m tu\u1ef3 g\u00f3i.<\/li>\n\n\n\n<li>Tr\u1ebb t\u1eeb 4 &#8211; 18 tu\u1ed5i: 1.500.000 &#8211; 4.500.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi l\u1edbn t\u1eeb 18 &#8211; 60 tu\u1ed5i: t\u1eeb kho\u1ea3ng 1.100.000 &#8211; 5.500.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n\n\n\n<li>Tr\u00ean 60 tu\u1ed5i: t\u1eeb kho\u1ea3ng 1.100.000 &#8211; 5.500.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ed1i v\u1edbi tr\u1ebb em t\u1eeb 1 &#8211; 3 tu\u1ed5i: t\u1eeb kho\u1ea3ng 3.500.000 &#8211; 8.500.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m tu\u1ef3 g\u00f3i.<\/li>\n\n\n\n<li>Tr\u1ebb t\u1eeb 4 &#8211; 18 tu\u1ed5i: 2.000.000 &#8211; 4.000.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n\n\n\n<li>Ng\u01b0\u1eddi l\u1edbn t\u1eeb 18 &#8211; 60 tu\u1ed5i: t\u1eeb kho\u1ea3ng 1.500.000 &#8211; 4.500.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n\n\n\n<li>Tr\u00ean 60 tu\u1ed5i: t\u1eeb kho\u1ea3ng 2.000.000 &#8211; 5.000.000 \u0111\u1ed3ng\/ ng\u01b0\u1eddi\/ n\u0103m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Nhung_loai_bao_hiem_khac_co_quyen_loi_chi_tra_dieu_tri_noi_tru_va_ngoai_tru\"><\/span><strong>III. Nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c c\u00f3 quy\u1ec1n l\u1ee3i chi tr\u1ea3 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m y t\u1ebf<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe cho ng\u01b0\u1eddi \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00ec b\u1ea3o hi\u1ec3m y t\u1ebf th\u1ef1c ch\u1ea5t l\u00e0 m\u1ed9t trong nh\u1eefng quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i. Theo \u0111\u00f3, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i sau n\u1ebfu kh\u00f4ng may x\u1ea3y ra tai n\u1ea1n, b\u1ec7nh t\u1eadt:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Quy\u1ec1n l\u1ee3i khi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u01b0\u1ee3c ch\u1ecdn m\u1ed9t c\u01a1 s\u1edf y t\u1ebf kh\u00e1m ch\u1eefa b\u1ec7nh:<\/strong> Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c ch\u1ecdn m\u1ed9t c\u01a1 s\u1edf y t\u1ebf g\u1ea7n n\u01a1i c\u00f4ng t\u00e1c ho\u1eb7c n\u01a1i c\u01b0 tr\u00fa, mi\u1ec5n l\u00e0 thu\u1eadn l\u1ee3i di chuy\u1ec3n, \u0111\u1ec3 \u0111\u0103ng k\u00fd kh\u00e1m, ch\u1eefa b\u1ec7nh ban \u0111\u1ea7u, theo h\u01b0\u1edbng d\u1eabn c\u1ee7a C\u01a1 quan b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i. Sau \u0111\u00f3 \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd l\u1ea1i c\u01a1 s\u1edf y t\u1ebf v\u00e0o \u0111\u1ea7u m\u1ed7i qu\u00fd.<\/li>\n\n\n\n<li><strong>\u0110\u01b0\u1ee3c gi\u1ea3m chi ph\u00ed kh\u00e1m v\u00e0 ch\u1eefa b\u1ec7nh: <\/strong>T\u00f9y v\u00e0o t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng v\u00e0 m\u1ee9c \u0111\u1ed9 nghi\u1ec7m tr\u1ecdng c\u1ee7a t\u00ecnh tr\u1ea1ng b\u1ec7nh, tai n\u1ea1n\u2026, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf s\u1ebd \u0111\u01b0\u1ee3c mi\u1ec5n ph\u00ed ho\u00e0n to\u00e0n ho\u1eb7c m\u1ed9t ph\u1ea7n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, kh\u00e1m b\u1ec7nh t\u1ea1i c\u00e1c c\u01a1 s\u1edf y t\u1ebf c\u00f4ng c\u1ed9ng.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Quy\u1ec1n l\u1ee3i chi tr\u1ea3 ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa c\u1ee7a BHYT<\/h4>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00e1m, ch\u1eefa b\u1ec7nh \u0111\u00fang tuy\u1ebfn: \u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa theo c\u00e1c m\u1ee9c 80%, 95%, 100% t\u00f9y v\u00e0o t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c nhau.<\/p>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi Ng\u01b0\u1eddi tham gia kh\u00e1m, ch\u1eefa b\u1ec7nh tr\u00e1i tuy\u1ebfn:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 40% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn trung \u01b0\u01a1ng.<\/li>\n\n\n\n<li>Chi tr\u1ea3 100% chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n tuy\u1ebfn t\u1ec9nh, huy\u1ec7n<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Quy\u1ec1n l\u1ee3i chi tr\u1ea3 ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa c\u1ee7a BHYT<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m y t\u1ebf kh\u00e1m, ch\u1eefa b\u1ec7nh \u0111\u00fang tuy\u1ebfn: \u0110\u01b0\u1ee3c h\u1ed7 tr\u1ee3 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa theo c\u00e1c m\u1ee9c 80%, 95%, 100% t\u00f9y v\u00e0o t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1c nhau.<\/li>\n\n\n\n<li>BHYT kh\u00f4ng h\u1ed7 tr\u1ee3 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa trong tr\u01b0\u1eddng h\u1ee3p kh\u00e1m, ch\u1eefa b\u1ec7nh tr\u00e1i tuy\u1ebfn.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/h3>\n\n\n\n<p>Quy\u1ec1n l\u1ee3i v\u1ec1 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa th\u01b0\u1eddng \u0111\u01b0\u1ee3c k\u00e8m th\u00eam trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 s\u1ea3n ph\u1ea9m cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u1eb1m b\u1ea3o v\u1ec7 ng\u01b0\u1eddi tham gia tr\u01b0\u1edbc nh\u1eefng nh\u1eefng r\u1ee7i ro v\u1ec1 th\u00e2n th\u1ec3, t\u00ednh m\u1ea1ng, \u0111\u1ed3ng th\u1eddi l\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c ti\u1ebft ki\u1ec7m v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t \u1ed5n \u0111\u1ecbnh.<\/p>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia s\u1ebd \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m m\u1ed9t l\u1ea7n ho\u1eb7c \u0111\u1ecbnh k\u1ef3 \u0111\u1ec3 duy tr\u00ec hi\u1ec7u l\u1ef1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Khi c\u00f3 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m x\u1ea3y ra, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi tham gia theo \u0111\u00fang h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p>N\u1ebfu \u0111\u1ebfn khi h\u1ebft th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 s\u1ef1 c\u1ed1 n\u00e0o x\u1ea3y ra, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 quy\u1ec1n l\u1ee3i \u0111\u00e1o h\u1ea1n t\u1eeb ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f3ng, c\u1ed9ng th\u00eam l\u00e3i su\u1ea5t t\u00edch l\u0169y trong su\u1ed1t th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p>Khi mua g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nhi\u1ec1u quy\u1ec1n l\u1ee3i li\u00ean quan \u0111\u1ebfn kh\u00e1m, ch\u1eefa b\u1ec7nh (ch\u1ee7 y\u1ebfu \u0111\u1ec1u l\u00e0 quy\u1ec1n l\u1ee3i \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa) nh\u01b0:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quy\u1ec1n l\u1ee3i h\u1ed7 tr\u1ee3 chi ph\u00ed ph\u1eabu thu\u1eadt<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 chi ph\u00ed gi\u01b0\u1eddng cho th\u00e2n nh\u00e2n<\/li>\n\n\n\n<li>Chi ph\u00ed v\u1eadn chuy\u1ec3n c\u1ea5p c\u1ee9u<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 thu nh\u1eadp khi n\u1eb1m vi\u1ec7n<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/li>\n\n\n\n<li>Tr\u1ee3 c\u1ea5p vi\u1ec7n ph\u00ed c\u01a1 b\u1ea3n: L\u00e0 quy\u1ec1n l\u1ee3i li\u00ean quan \u0111\u1ebfn \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\u0110\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa<\/h4>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng khi tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3 chi ph\u00ed n\u1eb1m vi\u1ec7n n\u1ed9i tr\u00fa (c\u00f3 th\u1ec3 chia theo \u0111i\u1ec1u tr\u1ecb c\u00f3 ph\u1eabu thu\u1eadt v\u00e0 \u0111i\u1ec1u tr\u1ecb kh\u00f4ng ph\u1eabu thu\u1eadt). M\u1ee9c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u00ednh theo ng\u00e0y ho\u1eb7c theo s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean, ch\u1ec9 khi \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, n\u1eb1m vi\u1ec7n \u00edt nh\u1ea5t 24h v\u00e0 kh\u00f4ng vi ph\u1ea1m c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb, b\u1ea1n m\u1edbi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd chi tr\u1ea3 kho\u1ea3n n\u00e0y.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u0110\u1ed1i v\u1edbi \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa<\/h4>\n\n\n\n<p>Trong c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u01a1 b\u1ea3n, ng\u01b0\u1eddi mua s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n v\u1ec1 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa v\u1edbi m\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a m\u1ed7i n\u0103m theo h\u1ee3p \u0111\u1ed3ng. N\u1ebfu mu\u1ed1n h\u01b0\u1edfng th\u00eam quy\u1ec1n l\u1ee3i v\u1ec1 n\u1eb1m vi\u1ec7n ngo\u1ea1i tr\u00fa, b\u1ea1n c\u1ea7n mua th\u00eam c\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung.<\/p>\n\n\n\n<p>B\u1ea1n c\u0169ng c\u1ea7n l\u01b0u \u00fd: <strong><em>\u0110a s\u1ed1 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd hi\u1ec7n nay \u0111\u1ec1u ch\u1ec9 chi tr\u1ea3 khi n\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb n\u1ed9i\/ ngo\u1ea1i tr\u00fa t\u1ea1i c\u01a1 s\u1edf y t\u1ebf tuy\u1ebfn huy\u1ec7n\/qu\u1eadn tr\u1edf l\u00ean<\/em><\/strong>; c\u00f2n c\u01a1 s\u1edf y t\u1ebf c\u1ea5p x\u00e3 ho\u1eb7c th\u1ea5p h\u01a1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd chi tr\u1ea3.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Tong_ket\"><\/span><strong>IV. T\u1ed5ng k\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Nh\u1eefng th\u00f4ng tin tr\u00ean \u0111\u00e3 gi\u00fap b\u1ea1n n\u1eafm \u0111\u01b0\u1ee3c kh\u00e1i ni\u1ec7m, quy\u1ec1n l\u1ee3i c\u0169ng nh\u01b0 m\u1ee9c gi\u00e1 c\u1ee7a c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m d\u00e0nh cho \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ngo\u1ea1i tr\u00fa. Tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p \u01b0u vi\u1ec7t gi\u00fap b\u1ea1n b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n v\u00e0 c\u00e1c th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang c\u1ea7n tham kh\u1ea3o th\u00eam v\u1ec1 c\u00e1c <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noopener\" title=\"\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/strong> th\u00ec h\u00e3y truy c\u1eadp website ho\u1eb7c \u1ee9ng d\u1ee5ng Saladin. <a href=\"http:\/\/www.saladin.vn\" target=\"_blank\" rel=\"noopener\" title=\"\"><strong>N\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin<\/strong><\/a> cung c\u1ea5p c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, cho ph\u00e9p b\u1ea1n l\u1ef1a ch\u1ecdn, thi\u1ebft k\u1ebf s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u v\u00e0 c\u00f3 th\u1ec3 thanh to\u00e1n online d\u1ec5 d\u00e0ng.<\/p>\n\n\n\n<p>Xem th\u00eam:<\/p>\n\n\n\n<p><a href=\"https:\/\/news.saladin.vn\/bao-hiem-suc-khoe\/mua-bao-hiem-suc-khoe-o-dau-tot\/\"><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/trach-nhiem-cua-bao-hiem-suc-khoe-truoc-5-can-benh-nguy-hiem-o-nguoi-tre\/\">Tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u01b0\u1edbc 5 c\u0103n b\u1ec7nh nguy hi\u1ec3m ng\u00e0y c\u00e0ng tr\u1ebb h\u00f3a<\/a><\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-bao-hiem-suc-khoe-so-voi-bao-hiem-y-te-ca-nhan\/\" title=\"\">Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe so v\u1edbi b\u1ea3o hi\u1ec3m y t\u1ebf c\u00e1 nh\u00e2n<\/a><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f9ng so s\u00e1nh 2 kh\u00e1i ni\u1ec7m \u0111i\u1ec1u tr\u1ecb thu\u1ed9c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u1ec3 bi\u1ebft c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m n\u1ed9i tr\u00fa ri\u00eang hay k\u00e8m theo \u0111i\u1ec1u ki\u1ec7n [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4868,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[312,116,69,311],"class_list":["post-4765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-kham-chua-benh","tag-mua-bao-hiem-suc-khoe-o-dau","tag-quyen-loi-bao-hiem-suc-khoe","tag-tu-van-bao-hiem"],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19091130\/106.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"aioseo_notices":[],"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19091130\/106-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a 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class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u1edf \u0111\u00e2u<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 18\/10\/2022","modified":"Updated on 21\/03\/2024"},"absolute_dates_time":{"created":"Posted on 18\/10\/2022 12:45 PM","modified":"Updated on 21\/03\/2024 5:20 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