{"id":4770,"date":"2022-10-18T13:23:14","date_gmt":"2022-10-18T06:23:14","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4770"},"modified":"2025-07-09T12:46:53","modified_gmt":"2025-07-09T05:46:53","slug":"quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/","title":{"rendered":"C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ed1i \u01b0u quy\u1ec1n l\u1ee3i thai s\u1ea3n"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/#I_Vi_sao_can_quan_tam_den_quyen_loi_thai_san_khi_mua_bao_hiem_suc_khoe\" >I. V\u00ec sao c\u1ea7n quan t\u00e2m \u0111\u1ebfn quy\u1ec1n l\u1ee3i thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/#II_Cac_loai_bao_hiem_nao_co_quyen_loi_thai_san_Chi_phi_bao_nhieu\" >II. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o c\u00f3 quy\u1ec1n l\u1ee3i thai s\u1ea3n? Chi ph\u00ed bao nhi\u00eau?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/#III_Thoi_gian_cho_cua_bao_hiem_thai_san\" >III. Th\u1eddi gian ch\u1edd c\u1ee7a b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/#IV_Thoi_diem_mua_tot_nhat_de_huong_quyen_loi_bao_hiem_suc_khoe_thai_san\" >IV. Th\u1eddi \u0111i\u1ec3m mua t\u1ed1t nh\u1ea5t \u0111\u1ec3 h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/#V_Mua_bao_hiem_suc_khoe_thai_san_online_de_dang_voi_Saladin\" >V. Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n online d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o cung c\u1ea5p quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n t\u1ed1t nh\u1ea5t v\u00e0 n\u00ean mua khi n\u00e0o?<\/em><\/strong> C\u00f9ng Saladin t\u00ecm hi\u1ec3u c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ed1i \u01b0u quy\u1ec1n l\u1ee3i thai s\u1ea3n n\u1ebfu b\u1ea1n \u0111ang d\u1ef1 \u0111\u1ecbnh mang thai v\u00e0 mu\u1ed1n \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o t\u1ed1t nh\u1ea5t cho qu\u00e1 tr\u00ecnh sinh n\u1edf nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large is-resized advgb-dyn-dd1c86e1\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe-1024x684.jpg\" alt=\"\" class=\"wp-image-4862\" style=\"width:762px;height:509px\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084935\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe-1024x684.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084935\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084935\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe-768x513.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084935\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe.jpg 1498w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Vi_sao_can_quan_tam_den_quyen_loi_thai_san_khi_mua_bao_hiem_suc_khoe\"><\/span><strong>I. V\u00ec sao c\u1ea7n quan t\u00e2m \u0111\u1ebfn quy\u1ec1n l\u1ee3i thai s\u1ea3n<\/strong> khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Quy\u1ec1n l\u1ee3i thai s\u1ea3n l\u00e0 l\u00e0 m\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng thu\u1ed9c <strong>quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> \u0111\u1ed1i v\u1edbi ph\u1ee5 n\u1eef \u0111ang c\u00f3 \u00fd \u0111\u1ecbnh mang thai, sinh con. Hi\u1ec7n nay, c\u00e1c chi ph\u00ed kh\u00e1m thai v\u00e0 sinh n\u1edf, \u0111\u1eb7c bi\u1ec7t l\u00e0 sinh m\u1ed5 ng\u00e0y c\u00e0ng t\u0103ng cao. V\u00ec v\u1eady, quy\u1ec1n l\u1ee3i thai s\u1ea3n trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00e1 nh\u00e2n s\u1ebd <strong>san s\u1ebb g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh<\/strong> v\u1edbi m\u1eb9 b\u1ea7u v\u00e0 gia \u0111\u00ecnh, gi\u00fap m\u1eb9 b\u1ea7u y\u00ean t\u00e2m h\u01a1n trong thai k\u00ec c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p>N\u1ebfu \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n khi tham gia b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, m\u1eb9 b\u1ea7u c\u0169ng s\u1ebd an t\u00e2m h\u01a1n tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra khi \u0111\u01b0\u1ee3c h\u01b0\u1edfng <strong>d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe trong giai \u0111o\u1ea1n thai k\u1ef3 v\u00e0 trong l\u00fac sinh n\u1edf<\/strong>. Nh\u1eefng quy\u1ec1n l\u1ee3i thai s\u1ea3n trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m do \u0111\u00f3 l\u00e0 v\u00f4 c\u00f9ng h\u1ea5p d\u1eabn v\u00e0 ti\u1ec7n \u00edch cho qu\u00e1 tr\u00ecnh mang thai v\u00e0 sinh con.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Cac_loai_bao_hiem_nao_co_quyen_loi_thai_san_Chi_phi_bao_nhieu\"><\/span><strong>II. C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o c\u00f3 quy\u1ec1n l\u1ee3i thai s\u1ea3n? Chi ph\u00ed bao nhi\u00eau?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>M\u1eb9 b\u1ea7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n khi tham gia nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i b\u1eaft bu\u1ed9c l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd san s\u1ebb m\u1ed9t ph\u1ea7n thu nh\u1eadp c\u1ee7a ph\u1ee5 n\u1eef mang thai khi h\u1ecd b\u1ecb gi\u1ea3m ho\u1eb7c m\u1ea5t thu nh\u1eadp trong th\u1eddi k\u1ef3 thai s\u1ea3n. Quy\u1ec1n l\u1ee3i thai s\u1ea3n khi sinh con l\u00e0 m\u1ed9t trong nh\u1eefng quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i m\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u1eef s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng khi \u0111\u00f3ng \u0111\u1ea7y \u0111\u1ee7 \u0111\u00fang theo quy \u0111\u1ecbnh Lu\u1eadt b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>M\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/strong> <\/h4>\n\n\n\n<p>Theo quy \u0111\u1ecbnh l\u00e0 34%, trong \u0111\u00f3 ng\u01b0\u1eddi lao \u0111\u1ed9ng (trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y s\u1ebd l\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng n\u1eef\/ m\u1eb9 b\u1ea7u) \u0111\u00f3ng 10,5%, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng 23,5% c\u00f2n l\u1ea1i.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u0110i\u1ec1u ki\u1ec7n h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n<\/strong> c\u1ee7a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/h4>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1eeb <strong>\u0111\u1ee7 06 th\u00e1ng tr\u1edf l\u00ean trong th\u1eddi gian 12 th\u00e1ng tr\u01b0\u1edbc khi sinh con<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Tr\u1ee3 c\u1ea5p thai s\u1ea3n <\/strong>c\u1ee7a b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/h4>\n\n\n\n<p> M\u1eb9 b\u1ea7u \u0111\u00f3ng BHXH t\u1eeb \u0111\u1ee7 06 th\u00e1ng tr\u1edf l\u00ean trong th\u1eddi gian 12 th\u00e1ng tr\u01b0\u1edbc khi sinh con \u0111\u01b0\u1ee3c h\u01b0\u1edfng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Tr\u1ee3 c\u1ea5p 01 l\u1ea7n khi sinh con<\/strong>: Tr\u1ee3 c\u1ea5p 1 l\u1ea7n = S\u1ed1 con x 02 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf t\u1ea1i th\u00e1ng sinh con.<\/li>\n\n\n\n<li><strong>M\u1ee9c h\u01b0\u1edfng thai s\u1ea3n <\/strong>b\u1eb1ng 100% ti\u1ec1n l\u01b0\u01a1ng trung b\u00ecnh 6 th\u00e1ng tr\u01b0\u1edbc khi ngh\u1ec9 ch\u1ebf \u0111\u1ed9 thai s\u1ea3n.<\/li>\n<\/ul>\n\n\n\n<p><em><strong>V\u00ed d\u1ee5: Trung b\u00ecnh l\u01b0\u01a1ng 6 th\u00e1ng c\u1ee7a b\u1ea1n tr\u01b0\u1edbc khi ngh\u1ec9 l\u00e0 5.000.000\u0111 th\u00ec b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c t\u1ed5ng s\u1ed1 ti\u1ec1n 5.000.000 x 6 = 30.000.000\u0111 sau khi sinh con.<\/strong><\/em><\/p>\n\n\n\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, m\u1eb9 b\u1ea7u v\u1eabn \u0111\u01b0\u1ee3c chi tr\u1ea3 c\u00e1c chi ph\u00ed v\u1ec1 \u1ed1m \u0111au, ch\u0103m s\u00f3c y t\u1ebf trong su\u1ed1t th\u1eddi gian mang thai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Quy\u1ec1n l\u1ee3i thai s\u1ea3n b\u1ed5 sung thu\u1ed9c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m thai s\u1ea3n th\u1ef1c ch\u1ea5t l\u00e0 quy\u1ec1n l\u1ee3i thai s\u1ea3n b\u1ed5 sung khi kh\u00e1ch h\u00e0ng tham gia g\u00f3i <strong>b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe <\/strong>do c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p. Theo \u0111\u00f3, m\u1eb9 b\u1ea7u khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00ean ch\u1ecdn th\u00eam ch\u01b0\u01a1ng tr\u00ecnh thai s\u1ea3n \u0111\u1ec3 v\u1eeba \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 ch\u0103m s\u00f3c thai s\u1ea3n t\u1ed1t nh\u1ea5t, v\u1eeba \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro <strong><em>tr\u01b0\u1edbc v\u00e0 sau khi sinh.<\/em><\/strong><\/p>\n\n\n\n<p><strong><em>Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m<\/em><\/strong> cho quy\u1ec1n l\u1ee3i thai s\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh s\u1eb5n theo t\u1eebng ch\u01b0\u01a1ng tr\u00ecnh c\u01a1 b\u1ea3n \u0111\u1ebfn n\u00e2ng cao c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, c\u00f3 th\u1ec3 dao \u0111\u1ed9ng t\u1eeb 40 tri\u1ec7u &#8211;&nbsp; 100 tri\u1ec7u\/ ng\u01b0\u1eddi. Ngo\u00e0i ra, m\u1eb9 b\u1ea7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd kh\u00e1m v\u00e0 sinh con t\u1ea1i <a href=\"https:\/\/news.saladin.vn\/bao-hiem-suc-khoe\/cac-benh-vien-nao-lien-ket-voi-cong-ty-bao-hiem\/\" title=\"\">c\u00e1c b\u1ec7nh vi\u1ec7n c\u00f3 li\u00ean k\u1ebft v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/a> c\u00f9ng v\u1edbi th\u1ebb b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">C\u00e1c chi ph\u00ed \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 thu\u1ed9c quy\u1ec1n l\u1ee3i thai s\u1ea3n trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/h4>\n\n\n\n<p>Bao g\u1ed3m:<\/p>\n\n\n\n<p>C\u00e1c chi ph\u00ed ch\u0103m s\u00f3c m\u1eb9 tr\u01b0\u1edbc v\u00e0 sau khi sinh t\u1ea1i b\u1ec7nh vi\u1ec7n.<\/p>\n\n\n\n<p>Chi ph\u00ed y t\u1ebf ph\u00e1t sinh do c\u00e1c bi\u1ebfn ch\u1ee9ng trong qu\u00e1 tr\u00ecnh mang thai ho\u1eb7c trong qu\u00e1 tr\u00ecnh sinh n\u1edf c\u1ea7n \u0111\u1ebfn c\u00e1c th\u1ee7 thu\u1eadt s\u1ea3n khoa nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ea3y thai ho\u1eb7c thai nhi ch\u1ebft trong t\u1eed cung;<\/li>\n\n\n\n<li>Mang thai tr\u1ee9ng n\u01b0\u1edbc;<\/li>\n\n\n\n<li>Thai ngo\u00e0i t\u1eed cung;<\/li>\n\n\n\n<li>B\u0103ng huy\u1ebft ho\u1eb7c s\u00f3t nhau thai trong t\u1eed cung sau khi sinh;<\/li>\n\n\n\n<li>Ph\u00e1 thai do \u0111i\u1ec1u tr\u1ecb bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1 thai do c\u00e1c b\u1ec7nh l\u00fd di truy\u1ec1n\/ d\u1ecb t\u1eadt b\u1ea9m sinh c\u1ee7a thai nhi ho\u1eb7c ph\u1ea3i ph\u00e1 thai \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00ednh m\u1ea1ng c\u1ee7a ng\u01b0\u1eddi m\u1eb9;<\/li>\n\n\n\n<li>Sinh kh\u00f3, d\u1ecda sinh non;<\/li>\n\n\n\n<li>Bi\u1ebfn ch\u1ee9ng c\u1ee7a c\u00e1c nguy\u00ean nh\u00e2n tr\u00ean.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi ph\u00ed sinh m\u1ed5 do b\u00e1c s\u0129 ch\u1ec9 \u0111\u1ecbnh l\u00e0 c\u1ea7n thi\u1ebft cho ca sinh \u0111\u00f3, kh\u00f4ng bao g\u1ed3m vi\u1ec7c sinh m\u1ed5 theo y\u00eau c\u1ea7u.<\/li>\n\n\n\n<li>C\u00e1c chi ph\u00ed sinh th\u01b0\u1eddng nh\u01b0: \u0110\u1ee1 \u0111\u1ebb, ph\u00ed t\u01b0 v\u1ea5n t\u1eeb b\u00e1c s\u0129 chuy\u00ean khoa, ch\u0103m s\u00f3c m\u1eb9 tr\u01b0\u1edbc v\u00e0 sau khi sinh t\u1ea1i b\u1ec7nh vi\u1ec7n, chi ph\u00ed may th\u1ea9m m\u1ef9, vi\u1ec7n ph\u00ed t\u1ed5ng h\u1ee3p.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Thoi_gian_cho_cua_bao_hiem_thai_san\"><\/span><strong>III. Th\u1eddi gian ch\u1edd c\u1ee7a b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0110\u1ed1i v\u1edbi sinh n\u1edf<\/h3>\n\n\n\n<p>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u0111\u01b0\u1ee3c chi tr\u1ea3 sau 635 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p>H\u1ee3p \u0111\u1ed3ng nh\u00f3m \u0111\u01b0\u1ee3c chi tr\u1ea3 sau 365 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0110\u1ed1i v\u1edbi bi\u1ebfn ch\u1ee9ng thai s\u1ea3n<\/h3>\n\n\n\n<p>\u0110\u01b0\u1ee3c chi tr\u1ea3 sau 90 ng\u00e0y k\u1ec3 t\u1eeb ng\u00e0y c\u00f3 hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng.<\/p>\n\n\n\n<p>Xem th\u00eam: <a href=\"https:\/\/news.saladin.vn\/bao-hiem-suc-khoe\/giai-dap-ve-thoi-gian-cho-khi-mua-bao-hiem-suc-khoe-online-hoac-truc-tiep\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Gi\u1ea3i \u0111\u00e1p v\u1ec1 th\u1eddi gian ch\u1edd khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online ho\u1eb7c tr\u1ef1c ti\u1ebfp<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Thoi_diem_mua_tot_nhat_de_huong_quyen_loi_bao_hiem_suc_khoe_thai_san\"><\/span><strong>IV. Th\u1eddi \u0111i\u1ec3m mua t\u1ed1t nh\u1ea5t \u0111\u1ec3 h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c m\u1eb9 c\u1ea7n n\u00ean t\u00ecm hi\u1ec3u k\u1ef9 \u0111i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n t\u1eeb tr\u01b0\u1edbc khi c\u00f3 \u00fd \u0111\u1ecbnh mang thai. Tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p nhi\u1ec1u m\u1eb9 b\u1ea7u v\u00ec kh\u00f4ng hi\u1ec3u r\u00f5 th\u1eddi \u0111i\u1ec3m ph\u00f9 h\u1ee3p \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00ean mua qu\u00e1 mu\u1ed9n ho\u1eb7c mua qu\u00e1 s\u1edbm, v\u00ec th\u1ebf kh\u00f4ng \u0111\u01b0\u1ee3c thanh to\u00e1n chi ph\u00ed khi sinh n\u1edf.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u0110i\u1ec1u ki\u1ec7n \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n<\/h3>\n\n\n\n<p>C\u00e1c \u0111i\u1ec1u ki\u1ec7n th\u00f4ng th\u01b0\u1eddng g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 n\u1eef<\/li>\n\n\n\n<li>T\u1eeb 19 \u2013 45 tu\u1ed5i<\/li>\n\n\n\n<li>Ch\u01b0a c\u00f3 thai v\u00e0 \u0111ang l\u00ean k\u1ebf ho\u1ea1ch mang thai&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Th\u1eddi gian h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p>Th\u1eddi gian th\u00f4ng th\u01b0\u1eddng l\u00e0 <strong>12 th\u00e1ng<\/strong> k\u1ec3 t\u1eeb ng\u00e0y mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe (quy \u0111\u1ecbnh n\u00e0y ph\u1ee5 thu\u1ed9c theo t\u1eebng g\u00f3i b\u1ea3o hi\u1ec3m, b\u1ea1n n\u00ean nghi\u00ean c\u1ee9u k\u1ef9 h\u01a1n v\u1edbi nh\u00e2n vi\u00ean b\u1ea3o hi\u1ec3m). Theo \u0111\u00f3, n\u1ebfu v\u01b0\u1ee3t qu\u00e1 12 th\u00e1ng m\u00e0 b\u1ea1n v\u1eabn ch\u01b0a c\u00f3 thai, b\u1ea1n s\u1ebd <strong>kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i thai s\u1ea3n<\/strong> thu\u1ed9c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u00e3 mua khi c\u00f3 thai sau \u0111\u00f3. Ch\u00ednh v\u00ec th\u1ebf, h\u00e3y t\u00ednh to\u00e1n k\u1ef9 th\u1eddi gian tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m nh\u00e9.<\/p>\n\n\n\n<p>Th\u1eddi \u0111i\u1ec3m t\u1ed1t nh\u1ea5t cho quy\u1ec1n l\u1ee3i thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 mua tr\u01b0\u1edbc ng\u00e0y th\u1ee5 thai <strong>210 &#8211; 280 ng\u00e0y<\/strong>. \u0110\u00e2y c\u0169ng l\u00e0 quy \u0111\u1ecbnh b\u1eaft bu\u1ed9c c\u1ee7a m\u1ed9t v\u00e0i c\u00f4ng ty b\u1ea3o hi\u1ec3m. Ch\u00ednh v\u00ec th\u1ebf, ngay th\u1eddi \u0111i\u1ec3m b\u1ea1n c\u00f3 \u00fd \u0111\u1ecbnh mang thai, b\u1ea1n n\u00ean mua ngay b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n \u0111\u1ec3 h\u01b0\u1edfng tr\u1ecdn v\u1eb9n quy\u1ec1n l\u1ee3i ngay t\u1eeb nh\u1eefng ng\u00e0y \u0111\u1ea7u mang thai.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">V\u1edbi tr\u01b0\u1eddng h\u1ee3p khi \u0111\u00e3 mang thai, b\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u mua b\u1ea3o hi\u1ec3m thai s\u1ea3n kh\u00f4ng?<\/h3>\n\n\n\n<p>K\u1ec3 c\u1ea3 khi b\u1ea1n \u0111\u00e3 c\u00f3 thai, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u mua b\u1ea3o hi\u1ec3m thai s\u1ea3n. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n s\u1ebd b\u1ecb h\u1ea1n ch\u1ebf h\u01a1n so v\u1edbi khi mua tr\u01b0\u1edbc, t\u00f9y v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 c\u00f4ng ty b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn l\u1ef1a.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Mua_bao_hiem_suc_khoe_thai_san_online_de_dang_voi_Saladin\"><\/span>V. <strong>Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n online d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ecdn v\u1eb9n quy\u1ec1n l\u1ee3i thai s\u1ea3n trong b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, c\u00e1c m\u1eb9 b\u1ea7u c\u1ea7n bi\u1ebft c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c  ngay khi b\u1eaft \u0111\u1ea7u c\u00f3 \u00fd \u0111\u1ecbnh sinh con. D\u00f9 l\u1ef1a ch\u1ecdn ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ee3i thai s\u1ea3n n\u00e0o, m\u1eb9 b\u1ea7u c\u0169ng c\u1ea7n ch\u00fa \u00fd: c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn <strong>quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh v\u00e0 k\u1ebf ho\u1ea1ch sinh con c\u1ee7a m\u00ecnh. Quy\u1ec1n l\u1ee3i thai s\u1ea3n s\u1ebd lu\u00f4n l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p h\u1eefu hi\u1ec7u, \u0111\u1eb7c bi\u1ec7t v\u1edbi nh\u1eefng m\u1eb9 b\u1ea7u sinh con l\u1ea7n \u0111\u1ea7u.<\/p>\n\n\n\n<p>M\u1eb9 b\u1ea7u c\u00f3 th\u1ec3\u00a0<strong>mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng<\/strong>\u00a0h\u01a1n th\u00f4ng qua\u00a0<a href=\"https:\/\/news.saladin.vn\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\" target=\"_blank\" rel=\"noopener\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7\u00a0<strong>Saladin<\/strong>\u00a0<\/a>tr\u00ean website ho\u1eb7c app \u0111i\u1ec7n tho\u1ea1i. Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u1ef1c tuy\u1ebfn qua Saladin s\u1ebd c\u00f3 c\u00e1c l\u1ee3i \u00edch sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn, t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc, s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111a d\u1ea1ng\u00a0<strong><em>(B\u1ea3o Minh, PVI, PJICO, BSH, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Liberty Healthcare..)<\/em><\/strong><\/li>\n\n\n\n<li>Lu\u00f4n minh b\u1ea1ch trong vi\u1ec7c hi\u1ec3n th\u1ecb quy\u1ec1n l\u1ee3i, ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m. \u0110\u1ed3ng th\u1eddi, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t c\u00e1c c\u1ea5u th\u00e0nh t\u00f9y ch\u1ecdn cho g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec3 ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nh\u1eefng r\u1ee7i ro m\u00ecnh c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/li>\n\n\n\n<li>\u0110\u1ed9i ng\u0169 t\u01b0 v\u1ea5n chuy\u00ean nghi\u1ec7p, h\u1ed7 tr\u1ee3 tr\u1ef1c tuy\u1ebfn 24\/7 cho nhu c\u1ea7u mua v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/li>\n<\/ul>\n\n\n\n<p>Xem th\u00eam:\u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/thong-tin-san-pham-bao-hiem\/bao-hiem-suc-khoe-saladin\/danh-sach-benh-vien-lien-ket-voi-cac-cong-ty-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Danh s\u00e1ch B\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft v\u1edbi c\u00e1c C\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ed1i t\u00e1c c\u1ee7a Saladin<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"193\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212040\/mua-bao-hiem-suc-khoe-o-dau-tot-2-1-1024x193.jpg\" alt=\"\" class=\"wp-image-8774\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212040\/mua-bao-hiem-suc-khoe-o-dau-tot-2-1-1024x193.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212040\/mua-bao-hiem-suc-khoe-o-dau-tot-2-1-300x56.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212040\/mua-bao-hiem-suc-khoe-o-dau-tot-2-1-768x145.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212040\/mua-bao-hiem-suc-khoe-o-dau-tot-2-1.jpg 1264w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"554\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212056\/mua-bao-hiem-suc-khoe-o-dau-tot-saladin-1.jpg\" alt=\"\" class=\"wp-image-8775\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212056\/mua-bao-hiem-suc-khoe-o-dau-tot-saladin-1.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212056\/mua-bao-hiem-suc-khoe-o-dau-tot-saladin-1-300x162.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/07212056\/mua-bao-hiem-suc-khoe-o-dau-tot-saladin-1-768x416.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 Ba, ng\u00e0y 18 th\u00e1ng 10 n\u0103m 2022.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o cung c\u1ea5p quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n t\u1ed1t nh\u1ea5t v\u00e0 n\u00ean mua khi n\u00e0o? C\u00f9ng Saladin t\u00ecm hi\u1ec3u c\u00e1ch mua b\u1ea3o hi\u1ec3m [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[123,69,317,311],"class_list":["post-4770","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-nen-mua-bao-hiem-thai-san-nao","tag-quyen-loi-bao-hiem-suc-khoe","tag-suc-khoe-me-bau","tag-tu-van-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084904\/105.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/19084904\/105-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span>","<span class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 10 months ago"},"absolute_dates":{"created":"Posted on 18\/10\/2022","modified":"Updated on 09\/07\/2025"},"absolute_dates_time":{"created":"Posted on 18\/10\/2022 1:23 PM","modified":"Updated on 09\/07\/2025 12:46 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4770","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4770"}],"version-history":[{"count":10,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4770\/revisions"}],"predecessor-version":[{"id":25411,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4770\/revisions\/25411"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4861"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4770"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4770"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4770"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}