{"id":4936,"date":"2025-05-02T09:00:00","date_gmt":"2025-05-02T02:00:00","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=4936"},"modified":"2025-07-10T15:05:19","modified_gmt":"2025-07-10T08:05:19","slug":"nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/","title":{"rendered":"\u0110\u1ea6Y \u0110\u1ee6 th\u00f4ng tin v\u1ec1 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n n\u0103m 2025"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#I_Bao_hiem_thai_san_la_gi\" >I. B\u1ea3o hi\u1ec3m thai s\u1ea3n l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#IIQuyen_loi_bao_hiem_suc_khoe_thai_san_theo_bao_hiem_xa_hoi\" >II.Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n theo b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#III_Chinh_sach_nghi_thai_san_theo_Bao_hiem_Xa_Hoi\" >III. Ch\u00ednh s\u00e1ch ngh\u1ec9 thai s\u1ea3n theo B\u1ea3o hi\u1ec3m X\u00e3 H\u1ed9i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#IV_Quyen_loi_thai_san_khi_mua_bao_hiem_suc_khoe\" >IV. Quy\u1ec1n l\u1ee3i thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#V_Quyen_loi_suc_khoe_thai_san_khi_mua_bao_hiem_nhan_tho\" >V. Quy\u1ec1n l\u1ee3i s\u1ee9c kh\u1ecfe thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/nen-mua-bao-hiem-thai-san-nao-day-du-thong-tin-ve-bao-hiem-thai-san-nam-2025\/#VI_Tong_ket\" >VI. T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em><a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" target=\"_blank\" rel=\"noreferrer noopener\">N\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/a> \u0111\u1ec3 m\u1eb9 b\u1ea7u \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 v\u00e0 ch\u0103m s\u00f3c t\u1ed1t nh\u1ea5t? D\u1ef1 ki\u1ebfn m\u1ee9c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p thai s\u1ea3n trong 2025 ra sao trong tr\u01b0\u1eddng h\u1ee3p t\u0103ng m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf? \u0110\u01b0\u1ee3c l\u00e0m m\u1eb9 l\u00e0 thi\u00ean ch\u1ee9c thi\u00eang li\u00eang nh\u1ea5t c\u1ee7a ng\u01b0\u1eddi ph\u1ee5 n\u1eef. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd cung c\u1ea5p c\u00e1c th\u00f4ng tin c\u1ea7n bi\u1ebft v\u1ec1 <a href=\"https:\/\/saladin.vn\/blog\/tag\/quyen-loi-bao-hiem-suc-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a> thai s\u1ea3n, gi\u00fap b\u1ea1n l\u00ean k\u1ebf ho\u1ea1ch cho m\u1ed9t thai k\u1ef3 tr\u1ecdn v\u1eb9n. C\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u00e9 !&nbsp;<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/bao-hiem-thai-san-4-1024x682.jpg\" alt=\"\" class=\"wp-image-4937\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23223102\/bao-hiem-thai-san-4-1024x682.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23223102\/bao-hiem-thai-san-4-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23223102\/bao-hiem-thai-san-4-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23223102\/bao-hiem-thai-san-4-1536x1023.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23223102\/bao-hiem-thai-san-4.jpg 1698w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">S\u1ee9c kh\u1ecfe v\u00e0 an to\u00e0n lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1eb7t tr\u00ean h\u1ebft, khi b\u1ea1n \u0111\u00e3 c\u00f3 k\u1ebf ho\u1ea1ch sinh con th\u00ec h\u00e3y t\u00ecm hi\u1ec3u \u0111\u1ebfn b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_thai_san_la_gi\"><\/span>I. <strong>B\u1ea3o hi\u1ec3m thai s\u1ea3n l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m thai s\u1ea3n l\u00e0 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng khi b\u1ea1n mang thai, \u0111\u1ea3m b\u1ea3o r\u1eb1ng khi mang thai, thai ph\u1ee5 s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh trong su\u1ed1t thai k\u1ef3.&nbsp;<\/p>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m thai s\u1ea3n theo ch\u1ebf \u0111\u1ed9 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, thai ph\u1ee5 c\u00f3 th\u1ec3 mua th\u00eam c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n t\u1ea1i c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m. Th\u00f4ng th\u01b0\u1eddng, <strong>quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> thai s\u1ea3n trong nh\u1eefng g\u00f3i n\u00e0y l\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i t\u00f9y ch\u1ecdn b\u1ed5 sung khi mua k\u00e8m v\u1edbi g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n. Ng\u01b0\u1eddi tham gia s\u1ebd \u0111\u01b0\u1ee3c c\u00f4ng ty b\u1ea3o hi\u1ec3m tr\u1ea3 c\u00e1c ph\u1ea7n chi ph\u00ed kh\u00e1m thai, sinh n\u1edf, to\u00e0n b\u1ed9 chi ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb b\u1ea5t th\u01b0\u1eddng thai k\u1ef3, c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn mang thai&#8230;<\/p>\n\n\n\n<p><strong><em>L\u01b0u \u00fd:<\/em><\/strong> <strong>C\u00e1c kho\u1ea3n chi tr\u1ea3 ch\u1ec9 \u00e1p d\u1ee5ng cho ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi qu\u00e1 tr\u00ecnh thai k\u1ef3 di\u1ec5n ra<\/strong>. Ngo\u00e0i ra, t\u00f9y g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n tham gia  s\u1ed1 ti\u1ec1n chi tr\u1ea3 s\u1ebd r\u1ea5t kh\u00e1c nhau.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m thai s\u1ea3n c\u00f3 hai d\u1ea1ng l\u00e0 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IIQuyen_loi_bao_hiem_suc_khoe_thai_san_theo_bao_hiem_xa_hoi\"><\/span>II.<strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a> thai s\u1ea3n theo b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m do Nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c nh\u1eb1m b\u1ea3o \u0111\u1ea3m b\u00f9 \u0111\u1eafp m\u1ed9t ph\u1ea7n thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi lao \u0111\u1ed9ng khi h\u1ecd b\u1ecb gi\u1ea3m &#8211; m\u1ea5t thu nh\u1eadp do \u1ed1m \u0111au, thai s\u1ea3n, tai n\u1ea1n lao \u0111\u1ed9ng,&#8230; tr\u00ean c\u01a1 s\u1edf \u0111\u00f3ng v\u00e0o qu\u1ef9 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. <strong>\u0110i\u1ec1u ki\u1ec7n h\u01b0\u1edfng b\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb BHXH<\/strong><\/h3>\n\n\n\n<p>C\u0103n c\u1ee9 \u0110i\u1ec1u 31&nbsp;<a href=\"https:\/\/cdn.saladin.vn\/tc\/legal-document-58-2014-QH13.pdf\" target=\"_blank\" rel=\"noopener nofollow\" title=\"\">Lu\u1eadt BHXH 2014<\/a>&nbsp;quy \u0111\u1ecbnh v\u1ec1 \u0111i\u1ec1u ki\u1ec7n ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n khi thu\u1ed9c m\u1ed9t trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau \u0111\u00e2y:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>(1)<\/strong>&nbsp;Lao \u0111\u1ed9ng n\u1eef mang thai;<\/li>\n\n\n\n<li><strong>(2)<\/strong>&nbsp;Lao \u0111\u1ed9ng n\u1eef sinh con;<\/li>\n\n\n\n<li><strong>(3)<\/strong>&nbsp;Lao \u0111\u1ed9ng n\u1eef mang thai h\u1ed9 v\u00e0 ng\u01b0\u1eddi m\u1eb9 nh\u1edd mang thai h\u1ed9;<\/li>\n\n\n\n<li><strong>(4)<\/strong>&nbsp;Ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u1eadn nu\u00f4i con nu\u00f4i d\u01b0\u1edbi 06 th\u00e1ng tu\u1ed5i;<\/li>\n\n\n\n<li><strong>(5)<\/strong>&nbsp;Lao \u0111\u1ed9ng n\u1eef \u0111\u1eb7t v\u00f2ng tr\u00e1nh thai, ng\u01b0\u1eddi lao \u0111\u1ed9ng th\u1ef1c hi\u1ec7n bi\u1ec7n ph\u00e1p tri\u1ec7t s\u1ea3n;<\/li>\n\n\n\n<li><strong>(6)<\/strong>&nbsp;Lao \u0111\u1ed9ng nam \u0111ang \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u00f3 v\u1ee3 sinh con.<\/li>\n<\/ul>\n\n\n\n<p>\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n cho b\u1ea1n khi mang thai t\u1ea1i tr\u01b0\u1eddng h\u1ee3p<strong> (2), (3), (4)<\/strong> l\u00e0 <strong>b\u1ea1n c\u1ea7n \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1eeb \u0111\u1ee7 06 th\u00e1ng tr\u1edf l\u00ean trong th\u1eddi gian 12 th\u00e1ng tr\u01b0\u1edbc khi sinh con<\/strong>. M\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi lao \u0111\u1ed9ng th\u00f4ng th\u01b0\u1eddng l\u00e0 32%, trong \u0111\u00f3 ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u00f3ng 10,5%, ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng \u0111\u00f3ng 21,5%.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><em>V\u00ed d\u1ee5<\/em><\/h4>\n\n\n\n<p><em>Th\u00f4ng th\u01b0\u1eddng ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd \u0111\u00f3ng m\u1ee9c t\u1eeb m\u1ee9c t\u1ed1i thi\u1ec3u v\u00f9ng l\u00e0 4.80.000 \u0111\u1ed3ng (V\u00f9ng I, Ngh\u1ecb \u0111\u1ecbnh 38\/2022\/N\u0110-CP \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng t\u1eeb 01\/7\/2022). S\u1ed1 ti\u1ec1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i c\u1ee5 th\u1ec3 h\u00e0ng th\u00e1ng tr\u1eeb v\u00e0o ti\u1ec1n l\u01b0\u01a1ng l\u00e0 4.680.000 x 10,5%&nbsp; = 491.400 \u0111\u1ed3ng.<\/em><\/p>\n\n\n\n<p>Ng\u01b0\u1eddi lao \u0111\u1ed9ng t\u1ea1i tr\u01b0\u1eddng h\u1ee3p<strong>&nbsp;(2)<\/strong>&nbsp;\u0111\u00e3 \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1eeb \u0111\u1ee7 12 th\u00e1ng tr\u1edf l\u00ean m\u00e0 khi mang thai ph\u1ea3i ngh\u1ec9 vi\u1ec7c \u0111\u1ec3 d\u01b0\u1ee1ng thai theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a c\u01a1 s\u1edf kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh c\u00f3 th\u1ea9m quy\u1ec1n th\u00ec ph\u1ea3i \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u1eeb \u0111\u1ee7 03 th\u00e1ng tr\u1edf l\u00ean trong th\u1eddi gian 12 th\u00e1ng tr\u01b0\u1edbc khi sinh con.<\/p>\n\n\n\n<p>Ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 2 v\u00e0 kho\u1ea3n 3 <strong>\u0110i\u1ec1u 39&nbsp;Lu\u1eadt BHXH 2014<\/strong>&nbsp;m\u00e0 ch\u1ea5m d\u1ee9t h\u1ee3p \u0111\u1ed3ng lao \u0111\u1ed9ng, h\u1ee3p \u0111\u1ed3ng l\u00e0m vi\u1ec7c ho\u1eb7c th\u00f4i vi\u1ec7c tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m sinh con ho\u1eb7c nh\u1eadn con nu\u00f4i d\u01b0\u1edbi 06 th\u00e1ng tu\u1ed5i th\u00ec v\u1eabn \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n theo quy \u0111\u1ecbnh t\u1ea1i c\u00e1c <strong>\u0110i\u1ec1u 34, 36, 38 v\u00e0 kho\u1ea3n 1 \u0110i\u1ec1u 39&nbsp;Lu\u1eadt BHXH 2014.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Quy\u1ec1n l\u1ee3i thu\u1ed9c s\u1ee9c kh\u1ecfe thai s\u1ea3n theo B\u1ea3o hi\u1ec3m X\u00e3 H\u1ed9i<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>a)<\/strong> <strong>Th\u1eddi gian ngh\u1ec9 thai s\u1ea3n<\/strong><\/h4>\n\n\n\n<p><strong>\u0110i\u1ec1u 34&nbsp;Lu\u1eadt BHXH 2014<\/strong>&nbsp;quy \u0111\u1ecbnh v\u1ec1 th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi sinh con nh\u01b0 sau: <em>Lao \u0111\u1ed9ng n\u1eef sinh con \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n tr\u01b0\u1edbc v\u00e0 sau khi sinh con l\u00e0 06 th\u00e1ng. <\/em>Theo \u0111\u00f3, th\u1eddi gian ngh\u1ec9 h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n tr\u01b0\u1edbc khi sinh t\u1ed1i \u0111a kh\u00f4ng qu\u00e1 02 th\u00e1ng.<\/p>\n\n\n\n<p>&nbsp;Tr\u01b0\u1eddng h\u1ee3p lao \u0111\u1ed9ng n\u1eef sinh \u0111\u00f4i tr\u1edf l\u00ean th\u00ec t\u00ednh t\u1eeb con th\u1ee9 hai tr\u1edf \u0111i, c\u1ee9 m\u1ed7i con, ng\u01b0\u1eddi m\u1eb9 \u0111\u01b0\u1ee3c ngh\u1ec9 th\u00eam 01 th\u00e1ng.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"633\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/bao-hiem-thai-san-6-1-1024x633.jpeg\" alt=\"\" class=\"wp-image-4941\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23234050\/bao-hiem-thai-san-6-1-1024x633.jpeg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23234050\/bao-hiem-thai-san-6-1-300x186.jpeg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23234050\/bao-hiem-thai-san-6-1-768x475.jpeg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/23234050\/bao-hiem-thai-san-6-1.jpeg 1277w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>b)<\/strong> <strong>Ti\u1ec1n tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n khi sinh con:<\/strong><\/h4>\n\n\n\n<p>Trong<strong> \u0110i\u1ec1u 38 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014<\/strong>, lao \u0111\u1ed9ng n\u1eef sinh con ho\u1eb7c nh\u1eadn nu\u00f4i con nu\u00f4i d\u01b0\u1edbi 06 th\u00e1ng tu\u1ed5i s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng ti\u1ec1n thai s\u1ea3n:&nbsp;<em><strong>Tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n = M\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf x 2<\/strong><\/em><\/p>\n\n\n\n<p>Tr\u01b0\u1eddng h\u1ee3p sinh con nh\u01b0ng ch\u1ec9 c\u00f3 cha tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i th\u00ec cha \u0111\u01b0\u1ee3c tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n b\u1eb1ng 02 l\u1ea7n m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf t\u1ea1i th\u00e1ng sinh con cho m\u1ed7i con.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>c)<\/strong> <strong>Ti\u1ec1n ch\u1ebf \u0111\u1ed9 thai s\u1ea3n:<\/strong><\/h4>\n\n\n\n<p>Trong <strong>\u0110i\u1ec1u 39 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014<\/strong>:&nbsp;<em><strong>M\u1ee9c h\u01b0\u1edfng h\u00e0ng th\u00e1ng = 100% x M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng th\u00e1ng \u0111\u00f3ng BHXH 06 th\u00e1ng tr\u01b0\u1edbc khi ngh\u1ec9 vi\u1ec7c<\/strong><\/em><\/p>\n\n\n\n<p>Tr\u01b0\u1eddng h\u1ee3p ch\u01b0a \u0111\u00f3ng \u0111\u1ee7 06 th\u00e1ng th\u00ec m\u1ee9c h\u01b0\u1edfng \u0111\u01b0\u1ee3c t\u00ednh theo m\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng th\u00e1ng c\u1ee7a c\u00e1c th\u00e1ng \u0111\u00e3 \u0111\u00f3ng.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>d) M\u1ee9c h\u01b0\u1edfng ph\u1ee5c h\u1ed3i d\u01b0\u1ee1ng s\u1ee9c sau thai s\u1ea3n<\/strong><\/h4>\n\n\n\n<p>M\u1ee9c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe sau thai s\u1ea3n m\u1ed9t ng\u00e0y b\u1eb1ng 30% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<h4 class=\"wp-block-heading\"><strong>\u0110i\u1ec1u 41. D\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe sau thai s\u1ea3n \u2013 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014<\/strong><\/h4>\n\n\n\n<p>1. Lao \u0111\u1ed9ng n\u1eef ngay sau th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 33, kho\u1ea3n 1 ho\u1eb7c kho\u1ea3n 3 \u0110i\u1ec1u 34 c\u1ee7a Lu\u1eadt n\u00e0y, trong kho\u1ea3ng th\u1eddi gian 30 ng\u00e0y \u0111\u1ea7u l\u00e0m vi\u1ec7c m\u00e0 s\u1ee9c kh\u1ecfe ch\u01b0a ph\u1ee5c h\u1ed3i th\u00ec \u0111\u01b0\u1ee3c ngh\u1ec9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kho\u1ebb t\u1eeb 05 ng\u00e0y \u0111\u1ebfn 10 ng\u00e0y.<\/p>\n\n\n\n<p>Th\u1eddi gian ngh\u1ec9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe bao g\u1ed3m c\u1ea3 ng\u00e0y ngh\u1ec9 l\u1ec5, ngh\u1ec9 T\u1ebft, ng\u00e0y ngh\u1ec9 h\u1eb1ng tu\u1ea7n. Tr\u01b0\u1eddng h\u1ee3p c\u00f3 th\u1eddi gian ngh\u1ec9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe t\u1eeb cu\u1ed1i n\u0103m tr\u01b0\u1edbc chuy\u1ec3n ti\u1ebfp sang \u0111\u1ea7u n\u0103m sau th\u00ec th\u1eddi gian ngh\u1ec9 \u0111\u00f3 \u0111\u01b0\u1ee3c t\u00ednh cho n\u0103m tr\u01b0\u1edbc.<\/p>\n\n\n\n<p>2. S\u1ed1 ng\u00e0y ngh\u1ec9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe quy \u0111\u1ecbnh t\u1ea1i kho\u1ea3n 1 \u0110i\u1ec1u n\u00e0y do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng v\u00e0 Ban Ch\u1ea5p h\u00e0nh c\u00f4ng \u0111o\u00e0n c\u01a1 s\u1edf quy\u1ebft \u0111\u1ecbnh, tr\u01b0\u1eddng h\u1ee3p \u0111\u01a1n v\u1ecb s\u1eed d\u1ee5ng lao \u0111\u1ed9ng ch\u01b0a th\u00e0nh l\u1eadp c\u00f4ng \u0111o\u00e0n c\u01a1 s\u1edf th\u00ec do ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng quy\u1ebft \u0111\u1ecbnh. Th\u1eddi gian ngh\u1ec9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh nh\u01b0 sau:<\/p>\n\n\n\n<p>a) T\u1ed1i \u0111a 10 ng\u00e0y \u0111\u1ed1i v\u1edbi lao \u0111\u1ed9ng n\u1eef sinh m\u1ed9t l\u1ea7n t\u1eeb hai con tr\u1edf l\u00ean;<\/p>\n\n\n\n<p>b) T\u1ed1i \u0111a 07 ng\u00e0y \u0111\u1ed1i v\u1edbi lao \u0111\u1ed9ng n\u1eef sinh con ph\u1ea3i ph\u1eabu thu\u1eadt;<\/p>\n\n\n\n<p>c) T\u1ed1i \u0111a 05 ng\u00e0y \u0111\u1ed1i v\u1edbi c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00e1c.<\/p>\n\n\n\n<p>3. M\u1ee9c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 d\u01b0\u1ee1ng s\u1ee9c, ph\u1ee5c h\u1ed3i s\u1ee9c kh\u1ecfe sau thai s\u1ea3n m\u1ed9t ng\u00e0y b\u1eb1ng 30% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf.<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\"><strong> 3. Ch\u1ebf \u0111\u1ed9 thai s\u1ea3n c\u1ee7a ch\u1ed3ng:<\/strong><\/h3>\n\n\n\n<p>\u0110\u1ec3 ch\u0103m s\u00f3c t\u1ed1t nh\u1ea5t cho tr\u1ebb, ph\u00e1p lu\u1eadt c\u0169ng t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho lao \u0111\u1ed9ng nam \u0111\u01b0\u1ee3c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi v\u1ee3 sinh con. Theo \u0111\u00f3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>a)<\/strong> <strong>Th\u1eddi gian ngh\u1ec9 thai s\u1ea3n:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Theo kho\u1ea3n 2 <strong>\u0110i\u1ec1u 34 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014<\/strong>, trong 30 ng\u00e0y \u0111\u1ea7u k\u1ec3 t\u1eeb ng\u00e0y ng\u01b0\u1eddi v\u1ee3 sinh con, ng\u01b0\u1eddi ch\u1ed3ng \u0111\u01b0\u1ee3c ngh\u1ec9 t\u1eeb 05 \u0111\u1ebfn 14 ng\u00e0y l\u00e0m vi\u1ec7c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>05 ng\u00e0y &#8211; sinh th\u01b0\u1eddng;<\/li>\n\n\n\n<li>07 ng\u00e0y &#8211; sinh m\u1ed5\/sinh d\u01b0\u1edbi 32 tu\u1ea7n tu\u1ed5i;<\/li>\n\n\n\n<li>10 ng\u00e0y &#8211; sinh \u0111\u00f4i\/sinh ba tr\u1edf l\u00ean th\u00ec c\u1ee9 m\u1ed7i con \u0111\u01b0\u1ee3c ngh\u1ec9 th\u00eam 03 ng\u00e0y;<\/li>\n\n\n\n<li>14 ng\u00e0y &#8211; sinh \u0111\u00f4i tr\u1edf l\u00ean m\u00e0 ph\u1ea3i m\u1ed5.<\/li>\n\n\n\n<li>Tr\u1ee3 c\u1ea5p m\u1ed9t l\u1ea7n = M\u1ee9c tham chi\u1ebfu 2.340.000 x 2<\/li>\n<\/ul>\n\n\n\n<p>Kho\u1ea3n tr\u1ee3 c\u1ea5p n\u00e0y \u00e1p d\u1ee5ng trong tr\u01b0\u1eddng h\u1ee3p sinh con nh\u01b0ng ch\u1ec9 c\u00f3 ng\u01b0\u1eddi ch\u1ed3ng tham gia BHXH v\u00e0 \u0111\u00e3 \u0111\u00f3ng \u0111\u1ee7 t\u1eeb 06 th\u00e1ng tr\u1edf l\u00ean trong 12 th\u00e1ng tr\u01b0\u1edbc khi ng\u01b0\u1eddi v\u1ee3 sinh.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>b)<\/strong> <strong>Ti\u1ec1n ch\u1ebf \u0111\u1ed9:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Theo \u0111i\u1ec3m b kho\u1ea3n 1 <strong>\u0110i\u1ec1u 39 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014<\/strong>, ti\u1ec1n thai s\u1ea3n c\u1ee7a ch\u1ed3ng khi v\u1ee3 sinh con \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh b\u1eb1ng c\u00f4ng th\u1ee9c:&nbsp;<strong><em>M\u1ee9c h\u01b0\u1edfng = (M\u1ee9c b\u00ecnh qu\u00e2n ti\u1ec1n l\u01b0\u01a1ng th\u00e1ng \u0111\u00f3ng BHXH c\u1ee7a 06 th\u00e1ng tr\u01b0\u1edbc khi ngh\u1ec9 vi\u1ec7c : 24) x s\u1ed1 ng\u00e0y ngh\u1ec9.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Chinh_sach_nghi_thai_san_theo_Bao_hiem_Xa_Hoi\"><\/span>III. <strong>Ch\u00ednh s\u00e1ch ngh\u1ec9 thai s\u1ea3n theo <\/strong>B\u1ea3o hi\u1ec3m X\u00e3 H\u1ed9i<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Theo \u0110i\u1ec1u 32 \u0111\u1ebfn \u0110i\u1ec1u 37 Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2014, t\u00f9y t\u1eebng giai \u0111o\u1ea1n c\u1ee7a thai k\u1ef3 m\u00e0 lao \u0111\u1ed9ng n\u1eef s\u1ebd \u0111\u01b0\u1ee3c ngh\u1ec9 nh\u1eefng ng\u00e0y kh\u00e1c nhau. C\u1ee5 th\u1ec3:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi kh\u00e1m thai<\/strong><\/h3>\n\n\n\n<p>Khi mang thai b\u1ea1n \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c \u0111\u1ec3 \u0111i kh\u00e1m thai 05 l\u1ea7n, m\u1ed7i l\u1ea7n 01 ng\u00e0y; n\u1ebfu \u1edf xa c\u01a1 s\u1edf kh\u00e1m b\u1ec7nh, ng\u01b0\u1eddi mang thai c\u00f3 b\u1ec7nh l\u00fd ho\u1eb7c thai kh\u00f4ng b\u00ecnh th\u01b0\u1eddng th\u00ec \u0111\u01b0\u1ee3c ngh\u1ec9 02 ng\u00e0y cho m\u1ed7i l\u1ea7n kh\u00e1m thai.<\/p>\n\n\n\n<p>T\u00ednh theo ng\u00e0y l\u00e0m vi\u1ec7c kh\u00f4ng k\u1ec3 ng\u00e0y ngh\u1ec9 l\u1ec5, t\u1ebft, ng\u00e0y ngh\u1ec9 h\u1eb1ng tu\u1ea7n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi s\u1ea9y thai, n\u1ea1o, h\u00fat thai, thai ch\u1ebft l\u01b0u ho\u1eb7c ph\u00e1 thai b\u1ec7nh l\u00fd<\/strong><\/h3>\n\n\n\n<p>Th\u1eddi gian ngh\u1ec9 vi\u1ec7c t\u1ed1i \u0111a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>10 ng\u00e0y &#8211; d\u01b0\u1edbi 05 tu\u1ea7n tu\u1ed5i;<\/li>\n\n\n\n<li>20 ng\u00e0y &#8211; t\u1eeb 05 &#8211; 13 tu\u1ea7n tu\u1ed5i;<\/li>\n\n\n\n<li>40 ng\u00e0y &#8211; t\u1eeb 13 &#8211; 25 tu\u1ea7n tu\u1ed5i;<\/li>\n\n\n\n<li>50 ng\u00e0y &#8211; t\u1eeb 25 tu\u1ea7n tu\u1ed5i tr\u1edf l\u00ean.<\/li>\n<\/ul>\n\n\n\n<p>Th\u1eddi gian ngh\u1ec9 n\u00e0y t\u00ednh c\u1ea3 ng\u00e0y ngh\u1ec9 l\u1ec5, ngh\u1ec9 T\u1ebft, ng\u00e0y ngh\u1ec9 h\u00e0ng tu\u1ea7n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi sinh con<\/strong><\/h3>\n\n\n\n<p>\u200bKhi mang thai b\u1ea1n \u0111\u01b0\u1ee3c ngh\u1ec9 sinh con 06 th\u00e1ng, tr\u01b0\u1eddng h\u1ee3p sinh \u0111\u00f4i tr\u1edf l\u00ean th\u00ec t\u1eeb con th\u1ee9 hai tr\u1edf \u0111i, c\u1ee9 m\u1ed7i con, ng\u01b0\u1eddi m\u1eb9 \u0111\u01b0\u1ee3c ngh\u1ec9 th\u00eam 01 th\u00e1ng.<\/p>\n\n\n\n<p>L\u01b0u \u00fd:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Khi sinh con, n\u1ebfu con d\u01b0\u1edbi 02 th\u00e1ng tu\u1ed5i b\u1ecb ch\u1ebft th\u00ec m\u1eb9 \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c 04 th\u00e1ng t\u00ednh t\u1eeb ng\u00e0y sinh con;<\/li>\n\n\n\n<li>Con t\u1eeb 02 th\u00e1ng tu\u1ed5i tr\u1edf l\u00ean b\u1ecb ch\u1ebft th\u00ec m\u1eb9 \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c 02 th\u00e1ng t\u00ednh t\u1eeb ng\u00e0y con ch\u1ebft v\u00e0 th\u1eddi gian n\u00e0y kh\u00f4ng t\u00ednh v\u00e0o th\u1eddi gian ngh\u1ec9 vi\u1ec7c ri\u00eang;<\/li>\n\n\n\n<li>M\u1eb9 m\u1ea5t sau khi sinh con th\u00ec cha ho\u1eb7c ng\u01b0\u1eddi tr\u1ef1c ti\u1ebfp nu\u00f4i d\u01b0\u1ee1ng h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 thai s\u1ea3n theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Th\u1eddi gian h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 khi th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p tr\u00e1nh thai<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>07 ng\u00e0y &#8211; \u0111\u1eb7t v\u00f2ng tr\u00e1nh thai;<\/li>\n\n\n\n<li>15 ng\u00e0y &#8211; th\u1ef1c hi\u1ec7n bi\u1ec7n ph\u00e1p tri\u1ec7t s\u1ea3n.<\/li>\n<\/ul>\n\n\n\n<p>Ngo\u00e0i ra, ng\u01b0\u1eddi lao \u0111\u1ed9ng nh\u1eadn nu\u00f4i con d\u01b0\u1edbi 06 th\u00e1ng tu\u1ed5i v\u1eabn \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9 cho \u0111\u1ebfn khi con \u0111\u1ee7 06 th\u00e1ng tu\u1ed5i. Tr\u01b0\u1eddng h\u1ee3p c\u1ea3 cha v\u00e0 m\u1eb9 c\u00f9ng tham gia BHXH v\u00e0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng th\u00ec ch\u1ec9 cha ho\u1eb7c m\u1eb9 \u0111\u01b0\u1ee3c ngh\u1ec9 vi\u1ec7c h\u01b0\u1edfng ch\u1ebf \u0111\u1ed9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Quyen_loi_thai_san_khi_mua_bao_hiem_suc_khoe\"><\/span>IV. Quy\u1ec1n l\u1ee3i thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m th\u01b0\u01a1ng m\u1ea1i nh\u1eb1m h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh khi ng\u01b0\u1eddi tham gia kh\u00f4ng may b\u1ecb tai n\u1ea1n, th\u01b0\u01a1ng t\u1eadt, \u1ed1m \u0111au, b\u1ec7nh t\u1eadt ho\u1eb7c ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe.<\/p>\n\n\n\n<p>\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c nh\u1eadn quy\u1ec1n l\u1ee3i thai s\u1ea3n l\u00e0 sau th\u1eddi gian ch\u1edd th\u00f4ng th\u01b0\u1eddng l\u00e0 270 ho\u1eb7c 365 ng\u00e0y, ho\u1eb7c c\u00f3 khi l\u00ean \u0111\u1ebfn 635 ng\u00e0y, t\u00f9y thu\u1ed9c v\u00e0o quy \u0111\u1ecbnh c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n tham gia. <a href=\"https:\/www.saladin.vn\/blog\/tu-dien-bao-hiem\/giai-dap-ve-thoi-gian-cho-khi-mua-bao-hiem-suc-khoe-online-hoac-truc-tiep\/\" target=\"_blank\" rel=\"noopener\" title=\"\">Th\u1eddi gian ch\u1edd b\u1ea3o hi\u1ec3m<\/a> thai s\u1ea3n l\u00e0 kho\u1ea3ng th\u1eddi gian m\u00e0 n\u1ebfu nh\u01b0 thai ph\u1ee5 c\u00f3 ph\u00e1t sinh chi ph\u00ed kh\u00e1m, ch\u1eefa b\u1ec7nh trong th\u1eddi gian \u0111\u00f3 th\u00ec s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 kho\u1ea3n chi ph\u00ed \u0111\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe thai s\u1ea3n<\/h3>\n\n\n\n<p>Quy\u1ec1n l\u1ee3i thai s\u1ea3n trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 quy\u1ec1n l\u1ee3i b\u1ed5 sung t\u00f9y ch\u1ecdn nh\u1eb1m h\u1ed7 tr\u1ee3 chi ph\u00ed tr\u01b0\u1edbc v\u00e0 sau khi sinh em b\u00e9, m\u1ed9t s\u1ed1 chi ph\u00ed y t\u1ebf, \u0111i\u1ec1u tr\u1ecb do bi\u1ebfn ch\u1ee9ng thai s\u1ea3n, chi ph\u00ed ch\u0103m s\u00f3c em b\u00e9. Theo \u0111\u00f3 m\u1eb9 b\u1ea7u mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe \u0111\u01b0\u1ee3c ch\u1ecdn th\u00eam ch\u01b0\u01a1ng tr\u00ecnh thai s\u1ea3n \u0111\u1ec3 v\u1eeba \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro v\u1eeba \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c thai s\u1ea3n t\u1ed1t nh\u1ea5t.<\/p>\n\n\n\n<p>Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a cho quy\u1ec1n l\u1ee3i thai s\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh s\u1eb5n theo t\u1eebng ch\u01b0\u01a1ng tr\u00ecnh c\u01a1 b\u1ea3n \u0111\u1ebfn n\u00e2ng cao c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe. T\u00f9y t\u1eebng g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a m\u1ed7i c\u00f4ng ty, quy\u1ec1n l\u1ee3i thai s\u1ea3n c\u01a1 b\u1ea3n l\u00e0 40 tri\u1ec7u, 70 tri\u1ec7u, ri\u00eang v\u1edbi c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m cao c\u1ea5p th\u00ec quy\u1ec1n l\u1ee3i thai s\u1ea3n l\u00ean \u0111\u1ebfn h\u01a1n 100 tri\u1ec7u. V\u1edbi quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n to\u00e0n di\u1ec7n, m\u1eb9 b\u1ea7u \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd kh\u00e1m v\u00e0 sinh con t\u1ea1i c\u00e1c b\u1ec7nh vi\u1ec7n h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed v\u1edbi th\u1ebb b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/p>\n\n\n\n<p>Xem th\u00eam: <a href=\"https:\/\/saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/\" title=\"\">Quy\u1ec1n l\u1ee3i v\u1ec1 thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a><\/p>\n\n\n\n<p>Vi\u1ec7c ch\u1ecdn <strong>n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/strong> s\u1ebd d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m, quy\u1ec1n l\u1ee3i thai s\u1ea3n v\u00e0 chi ph\u00ed b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p v\u1edbi t\u1eebng nhu c\u1ea7u c\u00e1 nh\u00e2n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. <strong>G\u1ee3i \u00fd c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe nhi\u1ec1u quy\u1ec1n l\u1ee3i cho m\u1eb9 b\u1ea7u<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">a) <strong>G\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe&nbsp;<\/strong>Liberty HealthCare<\/h4>\n\n\n\n<p>C\u00f4ng ty B\u1ea3o hi\u1ec3m Liberty tr\u1ef1c thu\u1ed9c Liberty Mutual Insurance &#8211; m\u1ed9t t\u1eadp \u0111o\u00e0n b\u1ea3o hi\u1ec3m \u0111a ng\u00e0nh to\u00e0n c\u1ea7u, \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp n\u0103m 1912 t\u1ea1i Boston, M\u1ef9. T\u1ea1i Vi\u1ec7t Nam, Liberty cung c\u1ea5p nhi\u1ec1u g\u00f3i s\u1ea3n ph\u1ea9m to\u00e0n di\u1ec7n, trong \u0111\u00f3 g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Liberty HealthCare l\u00e0 m\u1ed9t trong nh\u1eefng g\u00f3i s\u1ea3n ph\u1ea9m s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n ch\u1ee7 l\u1ef1c m\u00e0 c\u00e1c thai ph\u1ee5 c\u00f3 th\u1ec3 quan t\u00e2m.<\/p>\n\n\n\n<p>Khi tham gia s\u1ea3n ph\u1ea9m Liberty HealthCare, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn nh\u1eefng quy\u1ec1n l\u1ee3i v\u1ec1:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa: T\u1eeb 2.2 t\u1ef7 cho \u0111\u1ebfn 22 t\u1ef7 \u0111\u1ed3ng, t\u00f9y thu\u1ed9c v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh thu\u1ed9c g\u00f3i s\u1ea3n ph\u1ea9m m\u00e0 b\u1ea1n tham gia.<\/li>\n\n\n\n<li>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb nha khoa: T\u1ed1i \u0111a 33 tri\u1ec7u \u0111\u1ed3ng.<\/li>\n\n\n\n<li>Ph\u00ed t\u1ed5n \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa: T\u1eeb 110 tri\u1ec7u \u0111\u1ed3ng cho \u0111\u1ebfn t\u1ed1i \u0111a trong gi\u1edbi h\u1ea1n t\u1ed1i \u0111a c\u1ee7a quy\u1ec1n l\u1ee3i, t\u00f9y thu\u1ed9c v\u00e0o ch\u01b0\u01a1ng tr\u00ecnh thu\u1ed9c g\u00f3i s\u1ea3n ph\u1ea9m m\u00e0 b\u1ea1n tham gia.<\/li>\n<\/ul>\n\n\n\n<p>C\u00e1c quy\u1ec1n l\u1ee3i s\u1ee9c kh\u1ecfe thai s\u1ea3n thu\u1ed9c quy\u1ec1n l\u1ee3i v\u1ec1 \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa c\u00f3 trong g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Chi ph\u00ed<\/strong><\/td><td><strong>Gi\u1edbi h\u1ea1n chi tr\u1ea3<\/strong><\/td><\/tr><tr><td><strong>Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a<\/strong><\/td><td>110.000.000 \u0111\u1ed3ng<\/td><\/tr><tr><td><strong>Ph\u00ed tr\u01b0\u1edbc v\u00e0 sau khi sinh<\/strong><\/td><td>To\u00e0n b\u1ed9<\/td><\/tr><tr><td><strong>Chi ph\u00ed sinh em b\u00e9<\/strong><\/td><td>To\u00e0n b\u1ed9<\/td><\/tr><tr><td><strong>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb do h\u01b0 thai, ph\u00e1 thai v\u00ec l\u00fd do y t\u1ebf<\/strong><\/td><td>To\u00e0n b\u1ed9<\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng ph\u00e1t sinh t\u1eeb vi\u1ec7c mang thai<\/strong><\/td><td>To\u00e0n b\u1ed9<\/td><\/tr><tr><td><strong>Chi ph\u00ed ch\u0103m s\u00f3c tr\u1ebb s\u01a1 sinh trong 30 ng\u00e0y v\u00ec l\u00fd do y t\u1ebf<\/strong><\/td><td>44.000.000 \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 s\u1ea3n ph\u1ea9m Liberty HealthCare m\u00e0 b\u1ea1n c\u1ea7n quan t\u00e2m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed9 tu\u1ed5i tham gia:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&#8211; \u00c1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 n\u1eef trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 tu\u1ed5i.<\/p>\n\n\n\n<p>&#8211; Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u01b0a c\u00f3 thai ho\u1eb7c \u0111ang l\u00ean k\u1ebf ho\u1ea1ch mang thai.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3ng ph\u00ed b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m theo \u0111\u1ed9 tu\u1ed5i:<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u0110\u1ed9 tu\u1ed5i<\/strong><\/td><td><strong>Ph\u00ed b\u1ea3o hi\u1ec3m<\/strong><\/td><\/tr><tr><td>18 &#8211; 24<\/td><td>Kho\u1ea3ng 12 -13  tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td>25 &#8211; 29<\/td><td>Kho\u1ea3ng 15 -16 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td>30 &#8211; 34<\/td><td>Kho\u1ea3ng 15 -16 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td>35 &#8211; 39<\/td><td>Kho\u1ea3ng 13 -14 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td>40 &#8211; 44<\/td><td>Kho\u1ea3ng 13 -14 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Mua B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Liberty online t\u1ea1i <strong><a href=\"https:\/\/www.saladin.vn\/health\/information\" title=\"\">\u0110\u00c2Y<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">b) G\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n B\u1ea3o Vi\u1ec7t<\/h4>\n\n\n\n<p>B\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t l\u00e0 m\u1ed9t trong nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam hi\u1ec7n nay. Trong g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0y, c\u00e1c b\u1ea1n s\u1ebd \u0111\u1ed3ng th\u1eddi nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa. C\u1ee5 th\u1ec3, trong s\u1ea3n ph\u1ea9m, quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb B\u1ea3o Vi\u1ec7t \u0111\u01b0\u1ee3c chia c\u1ee5 th\u1ec3 theo ch\u01b0\u01a1ng tr\u00ecnh B\u1ea1ch Kim v\u00e0 Kim C\u01b0\u01a1ng:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>C\u00e1c g\u00f3i<\/strong><\/td><td><strong>B\u1ea1ch Kim<\/strong><\/td><td><strong>Kim C\u01b0\u01a1ng<\/strong><\/td><\/tr><tr><td><strong>Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a<\/strong><\/td><td>342.000.000<\/td><td>454.000.000<\/td><\/tr><tr><td><strong>Chi ph\u00ed n\u1eb1m vi\u1ec7n&nbsp;<\/strong>(kh\u00f4ng qu\u00e1 60 ng\u00e0y\/n\u0103m)<\/td><td>7.500.000\/ng\u00e0y<br>T\u1ed1i \u0111a 150.000.000\/n\u0103m<\/td><td>10.000.000\/ng\u00e0y<br>T\u1ed1i \u0111a 200.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>Chi ph\u00ed kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb tr\u01b0\u1edbc khi nh\u1eadp vi\u1ec7n<\/strong><\/td><td>7.500.000\/n\u0103m<\/td><td>10.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>Chi ph\u00ed t\u00e1i kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb sau khi xu\u1ea5t vi\u1ec7n<\/strong><\/td><td>7.500.000\/n\u0103m<\/td><td>10.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>D\u1ecbch v\u1ee5 xe c\u1ea5p c\u1ee9u<\/strong><\/td><td>10.000.000\/n\u0103m<\/td><td>10.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>Chi ph\u00ed ph\u1eabu thu\u1eadt<\/strong><\/td><td>150.000.000\/n\u0103m<\/td><td>200.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>Ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng<\/strong><\/td><td>15.000.000\/n\u0103m<\/td><td>20.000.000\/n\u0103m<\/td><\/tr><tr><td><strong>Tr\u1ee3 c\u1ea5p b\u1ec7nh vi\u1ec7n c\u00f4ng&nbsp;<\/strong>(kh\u00f4ng qu\u00e1 60 ng\u00e0y\/n\u0103m)<\/td><td>300.000\/ng\u00e0y<\/td><td>400.000\/ng\u00e0y<\/td><\/tr><tr><td><strong>Tr\u1ee3 c\u1ea5p mai t\u00e1ng trong tr\u01b0\u1eddng h\u1ee3p t\u1eed vong t\u1ea1i b\u1ec7nh vi\u1ec7n<\/strong><\/td><td>500.000\/v\u1ee5<\/td><td>500.000\/v\u1ee5<\/td><\/tr><tr><td><strong>B\u1ea3o hi\u1ec3m thai s\u1ea3n<\/strong><\/td><td>21.000.000\/n\u0103m<\/td><td>31.500.000\/n\u0103m<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m Thai s\u1ea3n B\u1ea3o Vi\u1ec7t m\u00e0 b\u1ea1n n\u00ean quan t\u00e2m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed9 tu\u1ed5i tham gia:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&#8211; \u00c1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 n\u1eef trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 19 &#8211; 45 tu\u1ed5i.<\/p>\n\n\n\n<p>&#8211; Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u01b0a c\u00f3 thai ho\u1eb7c \u0111ang l\u00ean k\u1ebf ho\u1ea1ch mang thai.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3ng ph\u00ed b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m theo \u0111\u1ed9 tu\u1ed5i:<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u0110\u1ed9 tu\u1ed5i<\/strong><\/td><td><strong>B\u1ea1ch Kim<\/strong><\/td><td><strong>Kim C\u01b0\u01a1ng<\/strong><\/td><\/tr><tr><td>19 &#8211; 30<\/td><td>8.310.000<\/td><td>9.790.000<\/td><\/tr><tr><td>31 &#8211; 40<\/td><td>8.661.000<\/td><td>10.219.000<\/td><\/tr><tr><td>41 &#8211; 45<\/td><td>8.836.500<\/td><td>10.433.500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Vi\u1ec7t online t\u1ea1i <strong><a href=\"https:\/\/www.saladin.vn\/health\/information\" title=\"\">\u0110\u00c2Y<\/a><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">c) <strong>G\u00f3i&nbsp;B\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n&nbsp;t\u1eeb PVI<\/strong><\/h4>\n\n\n\n<p>Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n l\u00e0 quy\u1ec1n l\u1ee3i b\u1ed5 sung n\u1eb1m trong g\u00f3i B\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n t\u1eeb PVI. B\u1ea1n ch\u1ec9 \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n khi mua k\u00e8m v\u1edbi quy\u1ec1n l\u1ee3i ch\u00ednh v\u00e0 ch\u1ec9 \u0111\u01b0\u1ee3c tham gia Ch\u01b0\u01a1ng tr\u00ecnh 1 ho\u1eb7c Ch\u01b0\u01a1ng tr\u00ecnh 2. Khi \u0111\u00f3, b\u1ea1n s\u1ebd v\u1eeba nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng quy\u1ec1n l\u1ee3i ch\u00ednh v\u00e0 quy\u1ec1n l\u1ee3i thai s\u1ea3n b\u1ed5 sung.<\/p>\n\n\n\n<p>Trong b\u1ea3ng sau \u0111\u00e2y, Saladin ch\u1ec9 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn nh\u1eefng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c nh\u1eadn:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>C\u00e1c g\u00f3i<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 1<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 2<\/strong><\/td><\/tr><tr><td><strong>Gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m t\u1ed1i \u0111a<\/strong><\/td><td>20.000.000<\/td><td>16.000.000<\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng thai s\u1ea3n<\/strong><\/td><td>3.500.000\/ng\u00e0y<\/td><td>3.200.000\/ng\u00e0y<\/td><\/tr><tr><td><strong>Sinh m\u1ed5<\/strong><\/td><td>3.500.000\/ng\u00e0y<\/td><td>3.200.000\/ng\u00e0y<\/td><\/tr><tr><td><strong>Sinh th\u01b0\u1eddng<\/strong><\/td><td>3.500.000\/ng\u00e0y<\/td><td>3.200.000\/ng\u00e0y<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe to\u00e0n di\u1ec7n, ch\u01b0\u01a1ng tr\u00ecnh 1 v\u00e0 ch\u01b0\u01a1ng tr\u00ecnh 2 (hai ch\u01b0\u01a1ng tr\u00ecnh c\u00f3 \u00e1p d\u1ee5ng b\u1ea3o hi\u1ec3m thai s\u1ea3n), m\u00e0 b\u1ea1n n\u00ean quan t\u00e2m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed9 tu\u1ed5i tham gia:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&#8211; \u00c1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 n\u1eef trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 &#8211; 45 tu\u1ed5i.<\/p>\n\n\n\n<p>&#8211; Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u01b0a c\u00f3 thai do th\u1eddi gian ch\u1edd \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i chi tr\u1ea3 chi ph\u00ed sinh em b\u00e9 l\u00e0 365 ng\u00e0y.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3ng ph\u00ed b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m:<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Ph\u00ed b\u1ea3o hi\u1ec3m quy\u1ec1n l\u1ee3i ch\u00ednh<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 1<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 2<\/strong><\/td><\/tr><tr><td><strong>18 tu\u1ed5i<\/strong><\/td><td>5.553.000<\/td><td>4.463.550<\/td><\/tr><tr><td><strong>19 &#8211; 40 tu\u1ed5i<\/strong><\/td><td>5.340.000<\/td><td>4.291.875<\/td><\/tr><tr><td><strong>41 &#8211; 50 tu\u1ed5i<\/strong><\/td><td>5.980.800<\/td><td>4.806.900<\/td><\/tr><tr><td><strong>Ph\u00ed b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 1<\/strong><\/td><td><strong>Ch\u01b0\u01a1ng tr\u00ecnh 2<\/strong><\/td><\/tr><tr><td><strong>Kh\u00f4ng theo \u0111\u1ed9 tu\u1ed5i<\/strong><\/td><td>3.060.000<\/td><td>2.592.000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe PVI online t\u1ea1i <strong><a href=\"https:\/\/www.saladin.vn\/health\/information\" title=\"\">\u0110\u00c2Y<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"V_Quyen_loi_suc_khoe_thai_san_khi_mua_bao_hiem_nhan_tho\"><\/span>V. Quy\u1ec1n l\u1ee3i s\u1ee9c kh\u1ecfe thai s\u1ea3n khi mua b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd kh\u00f4ng cung c\u1ea5p g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n ri\u00eang l\u1ebb, c\u0169ng nh\u01b0 kh\u00f4ng c\u00f3 quy\u1ec1n l\u1ee3i v\u1ec1 thai s\u1ea3n khi mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd. Thay v\u00e0o \u0111\u00f3,<strong> b\u1ea1n c\u00f3 th\u1ec3 mua th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m b\u1ed5 tr\u1ee3, nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, khi mua s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u00ednh nh\u1eb1m gia t\u0103ng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n cho ng\u01b0\u1eddi tham gia v\u1edbi m\u1ee9c ph\u00ed th\u1ea5p.<\/strong><\/p>\n\n\n\n<p>M\u1ee9c \u0111\u01b0\u1ee3c chi tr\u1ea3 theo t\u1eebng tr\u01b0\u1eddng h\u1ee3p sinh th\u01b0\u1eddng, gi\u1edbi h\u1ea1n chi tr\u1ea3 t\u1ed1i \u0111a n\u1eb1m trong kho\u1ea3ng 10 tri\u1ec7u &#8211; 35 tri\u1ec7u t\u00f9y s\u1ea3n ph\u1ea9m c\u1ee7a m\u1ed7i c\u00f4ng ty. B\u1ea1n c\u1ea7n ch\u00fa \u00fd th\u1eddi gian ch\u1edd kho\u1ea3ng 270 ng\u00e0y \u0111\u1ec3 l\u00ean k\u1ebf ho\u1ea1ch sinh con \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">a) <strong>G\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe&nbsp;<\/strong>PRU &#8211; H\u00e0nh trang vui kh\u1ecfe <strong>t\u1eeb Prudential<\/strong><\/h3>\n\n\n\n<p>G\u00f3i PRU &#8211; H\u00e0nh trang vui kh\u1ecfe l\u00e0 m\u1ed9t trong nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 quy\u1ec1n l\u1ee3i thai s\u1ea3n \u01b0u vi\u1ec7t m\u00e0 Prudential cung c\u1ea5p cho kh\u00e1ch h\u00e0ng. L\u01b0u \u00fd, trong g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00e0y, b\u1ea1n c\u1ea7n tham gia&nbsp;<strong>Ch\u01b0\u01a1ng tr\u00ecnh Ch\u0103m s\u00f3c Ho\u00e0n h\u1ea3o&nbsp;<\/strong>th\u00ec m\u1edbi nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i v\u1ec1 thai s\u1ea3n nh\u00e9.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3 h\u01a1n v\u1ec1 quy\u1ec1n l\u1ee3i ch\u0103m s\u00f3c thai s\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n k\u00e8m theo nh\u01b0 sau:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Chi ph\u00ed<\/strong><\/td><td><strong>Gi\u1edbi h\u1ea1n chi tr\u1ea3<\/strong><\/td><td><strong>\u0110i\u1ec1u ki\u1ec7n<\/strong><\/td><\/tr><tr><td><strong>Sinh th\u01b0\u1eddng<\/strong><\/td><td>30 tri\u1ec7u\/n\u0103m<\/td><td>Kh\u00f4ng c\u00f3<\/td><\/tr><tr><td><strong>Sinh m\u1ed5 ho\u1eb7c sinh c\u00f3 h\u1ed7 tr\u1ee3<\/strong><\/td><td>60 tri\u1ec7u\/n\u0103m<\/td><td>Kh\u00f4ng c\u00f3<\/td><\/tr><tr><td><strong>Gi\u01b0\u1eddng v\u00e0 ph\u00f2ng<\/strong><\/td><td>3 tri\u1ec7u\/ng\u00e0y<\/td><td>T\u1ed1i \u0111a 30 ng\u00e0y\/n\u0103m<\/td><\/tr><tr><td><strong>Kh\u00e1m tr\u01b0\u1edbc v\u00e0 sau sinh<\/strong><\/td><td>3 tri\u1ec7u\/ng\u00e0y<\/td><td>T\u1ed1i \u0111a 15 ng\u00e0y\/n\u0103m<\/td><\/tr><tr><td><strong>Ph\u00f2ng ch\u0103m s\u00f3c \u0111\u1eb7c bi\u1ec7t ICU<\/strong><\/td><td>6 tri\u1ec7u\/ng\u00e0y<\/td><td>T\u1ed1i \u0111a 30 ng\u00e0y\/n\u0103m<\/td><\/tr><tr><td><strong>D\u01b0\u1ee1ng nhi<\/strong><\/td><td>3 tri\u1ec7u\/ng\u00e0y<\/td><td>Trong v\u00f2ng 7 ng\u00e0y sau khi sinh. T\u1ed1i \u0111a 15 ng\u00e0y\/n\u0103m<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 Ch\u01b0\u01a1ng tr\u00ecnh Ch\u0103m s\u00f3c Ho\u00e0n h\u1ea3o thu\u1ed9c g\u00f3i PRU &#8211; H\u00e0nh trang vui kh\u1ecfe v\u00e0 bi\u1ec3u ph\u00ed m\u00e0 b\u1ea1n c\u1ea7n quan t\u00e2m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed9 tu\u1ed5i tham gia:<\/strong><\/li>\n<\/ul>\n\n\n\n<p>&#8211; \u00c1p d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 n\u1eef trong \u0111\u1ed9 tu\u1ed5i t\u1eeb 18 \u0111\u1ebfn 49 tu\u1ed5i.<\/p>\n\n\n\n<p>&#8211; Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m khi tham gia Ch\u01b0\u01a1ng tr\u00ecnh Ch\u0103m s\u00f3c Ho\u00e0n h\u1ea3o kh\u00f4ng qu\u00e1 45 tu\u1ed5i.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m:<\/strong>&nbsp;1 n\u0103m v\u00e0 gia h\u1ea1n h\u1eb1ng n\u0103m<\/li>\n\n\n\n<li><strong>B\u1ea3ng ph\u00ed b\u1ea3o hi\u1ec3m h\u1eb1ng n\u0103m theo \u0111\u1ed9 tu\u1ed5i:<\/strong><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u0110\u1ed9 tu\u1ed5i<\/strong><\/td><td><strong>Ph\u00ed b\u1ea3o hi\u1ec3m<\/strong><\/td><\/tr><tr><td><strong>18 &#8211; 19<\/strong><\/td><td>Kho\u1ea3ng 13 tri\u1ec7u<\/td><\/tr><tr><td><strong>20 &#8211; 24<\/strong><\/td><td>Kho\u1ea3ng 14 tri\u1ec7u<\/td><\/tr><tr><td><strong>25 &#8211; 29<\/strong><\/td><td>Kho\u1ea3ng 17 tri\u1ec7u<\/td><\/tr><tr><td><strong>30 &#8211; 34<\/strong><\/td><td>Kho\u1ea3ng 17-18 tri\u1ec7u<\/td><\/tr><tr><td><strong>35 &#8211; 39<\/strong><\/td><td>Kho\u1ea3ng 17-18 tri\u1ec7u<\/td><\/tr><tr><td><strong>40 &#8211; 44<\/strong><\/td><td>Kho\u1ea3ng 18 tri\u1ec7u<\/td><\/tr><tr><td><strong>45 &#8211; 49<\/strong><\/td><td>Kho\u1ea3ng 20 tri\u1ec7u<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">b) <strong>G\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Chubb Life<\/strong> \u2013 T\u01b0\u01a1ng Lai Ho\u00e0n H\u1ea3o<\/h3>\n\n\n\n<p>S\u1ea3n ph\u1ea9m Chubb Life \u2013 T\u01b0\u01a1ng Lai Ho\u00e0n H\u1ea3o mang \u0111\u1ebfn cho nh\u1eefng ng\u01b0\u1eddi m\u1eb9 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n t\u1eeb tu\u1ea7n th\u1ee9 16. \u0110i\u1ec3m \u0111\u1eb7c bi\u1ec7t c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 con c\u1ee7a b\u1ea1n khi \u0111\u1ebfn tu\u1ed5i tr\u01b0\u1edfng th\u00e0nh (27 tu\u1ed5i) v\u1eabn \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3, quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c khi mua g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y (ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 thai ph\u1ee5):<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>R\u1ee7i ro<\/strong><\/td><td><strong>Quy\u1ec1n l\u1ee3i<\/strong><\/td><td><strong>\u0110i\u1ec1u ki\u1ec7n<\/strong><\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng thai s\u1ea3n<\/strong><\/td><td>Nh\u1eadn S\u1ed1 ti\u1ec1n B\u1ea3o hi\u1ec3m b\u1eb1ng 10% M\u1ec7nh gi\u00e1 S\u1ea3n ph\u1ea9m nh\u01b0ng t\u1ed1i \u0111a kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 100 tri\u1ec7u \u0111\u1ed3ng.<\/td><td>Quy\u1ec1n l\u1ee3i n\u00e0y ch\u1ec9 \u0111\u01b0\u1ee3c chi tr\u1ea3 m\u1ed9t l\u1ea7n duy nh\u1ea5t.<\/td><\/tr><tr><td><strong>S\u1ea9y thai, h\u01b0 thai, thai ch\u1ebft l\u01b0u ho\u1eb7c \u0111\u00ecnh ch\u1ec9 thai k\u1ef3<\/strong><\/td><td>Nh\u1eadn l\u1ea1i Ph\u00ed b\u1ea3o hi\u1ec3m \u0111\u00e3 \u0111\u00f3ng.<\/td><td>Khi \u0111\u00f3, H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd ch\u1ea5m d\u1ee9t hi\u1ec7u l\u1ef1c.<\/td><\/tr><tr><td><strong>T\u1eed vong<\/strong><\/td><td>Nh\u1eadn S\u1ed1 ti\u1ec1n B\u1ea3o hi\u1ec3m b\u1eb1ng 10% M\u1ec7nh gi\u00e1 S\u1ea3n ph\u1ea9m nh\u01b0ng t\u1ed1i \u0111a kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 100 tri\u1ec7u \u0111\u1ed3ng.<\/td><td>Kh\u00f4ng c\u00f3.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 g\u00f3i T\u01b0\u01a1ng lai ho\u00e0n h\u1ea3o m\u00e0 thai ph\u1ee5 c\u1ea7n quan t\u00e2m:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u0110\u1ed9 tu\u1ed5i tham gia \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 thai ph\u1ee5<\/strong><\/td><td>18 \u2013 45 tu\u1ed5i v\u00e0 \u0111ang mang thai 16 &#8211; 36 tu\u1ea7n (\u0111\u01a1n thai ho\u1eb7c song thai).<\/td><\/tr><tr><td><strong>Th\u1eddi h\u1ea1n H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m<\/strong><\/td><td>T\u1eeb 12 \u0111\u1ebfn 27 n\u0103m<\/td><\/tr><tr><td><strong>Th\u1eddi h\u1ea1n \u0111\u00f3ng Ph\u00ed b\u1ea3o hi\u1ec3m<\/strong><\/td><td>\u00cdt h\u01a1n Th\u1eddi h\u1ea1n H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m 4 n\u0103m<\/td><\/tr><tr><td><strong>M\u1ec7nh gi\u00e1 S\u1ea3n ph\u1ea9m t\u1ed1i thi\u1ec3u<\/strong><\/td><td>150 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng thai s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><\/td><td>1. Thuy\u00ean t\u1eafc \u1ed1i<br>2. \u0110\u00f4ng m\u00e1u n\u1ed9i m\u1ea1ch r\u1ea3i r\u00e1c<br>3. S\u1ea3n gi\u1eadt<br>4. Thai tr\u1ee9ng<br>5. Xu\u1ea5t huy\u1ebft sau sinh<br>6. S\u1ea9y thai ho\u1eb7c thai ch\u1ebft l\u01b0u<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">c) <strong>G\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe&nbsp;Manulife<\/strong> &#8211; Ch\u1eafp c\u00e1nh t\u01b0\u01a1ng lai<\/h3>\n\n\n\n<p>V\u1edbi g\u00f3i Ch\u1eafp c\u00e1nh t\u01b0\u01a1ng lai, Manulife mang \u0111\u1ebfn cho b\u1ea1n nhi\u1ec1u quy\u1ec1n l\u1ee3i t\u1eeb khi \u0111ang trong thai k\u1ef3 cho \u0111\u1ebfn khi con b\u1ea1n \u0111\u00e3 kh\u00f4n l\u1edbn v\u1edbi nh\u1eefng quy\u1ec1n l\u1ee3i nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quy\u1ec1n l\u1ee3i B\u1ea3o v\u1ec7<\/li>\n\n\n\n<li>G\u00f3i quy\u1ec1n l\u1ee3i Gia t\u0103ng<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i H\u1ecdc v\u1ea5n<\/li>\n\n\n\n<li>Quy\u1ec1n l\u1ee3i \u01b0u ti\u00ean Mi\u1ec5n \u0111\u00f3ng ph\u00ed<\/li>\n<\/ul>\n\n\n\n<p>C\u1ee5 th\u1ec3 h\u01a1n, c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n thai ph\u1ee5 s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng khi tham gia g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Ch\u1eafp c\u00e1nh t\u01b0\u01a1ng lai nh\u01b0 sau:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>R\u1ee7i ro<\/strong><\/td><td><strong>Quy\u1ec1n l\u1ee3i<\/strong><\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng thai s\u1ea3n<\/strong><\/td><td>Nh\u1eadn h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh l\u00ean \u0111\u1ebfn 20% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/td><\/tr><tr><td><strong>Con sinh ra b\u1ecb d\u1ecb t\u1eadt<\/strong><\/td><td>Nh\u1eadn h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh l\u00ean \u0111\u1ebfn 20% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/td><\/tr><tr><td><strong>T\u1eed vong<\/strong><\/td><td>Nh\u1eadn h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh l\u00ean \u0111\u1ebfn 100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/td><\/tr><tr><td><strong>Quy\u1ec1n l\u1ee3i chung<\/strong><\/td><td>H\u1ed7 tr\u1ee3 chi tr\u1ea3 c\u00e1c chi ph\u00ed th\u1ef1c t\u1ebf khi ch\u0103m s\u00f3c thai s\u1ea3n, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ngo\u1ea1i tr\u00fa v\u00e0 nha khoa.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Th\u00f4ng tin chung v\u1ec1 g\u00f3i Ch\u1eafp c\u00e1nh t\u01b0\u01a1ng lai b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u0110\u1ed9 tu\u1ed5i tham gia \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m l\u00e0 thai ph\u1ee5<\/strong><\/td><td>18 \u2013 55 tu\u1ed5i v\u00e0 \u0111ang mang thai t\u1eeb 18 tu\u1ea7n tr\u1edf l\u00ean.<\/td><\/tr><tr><td><strong>Th\u1eddi h\u1ea1n H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m<\/strong><\/td><td>T\u1eeb 10 \u0111\u1ebfn 27 n\u0103m<\/td><\/tr><tr><td><strong>Th\u1eddi h\u1ea1n \u0111\u00f3ng Ph\u00ed b\u1ea3o hi\u1ec3m<\/strong><\/td><td>\u00cdt h\u01a1n Th\u1eddi h\u1ea1n H\u1ee3p \u0111\u1ed3ng B\u1ea3o hi\u1ec3m 4 n\u0103m<\/td><\/tr><tr><td><strong>M\u1ec7nh gi\u00e1 S\u1ea3n ph\u1ea9m t\u1ed1i thi\u1ec3u<\/strong><\/td><td>200 tri\u1ec7u \u0111\u1ed3ng<\/td><\/tr><tr><td><strong>Bi\u1ebfn ch\u1ee9ng thai s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong><\/td><td>1. \u0110\u00f4ng m\u00e1u n\u1ed9i m\u1ea1ch lan t\u1ecfa (DIC)<br>2. B\u1ec7nh ch\u1eeda tr\u1ee9ng<br>3. Lo\u1ea1n t\u00e2m th\u1ea7n h\u1eadu s\u1ea3n<br>4. Thai ch\u1ebft l\u01b0u<\/td><\/tr><tr><td><strong>D\u1ecb t\u1eadt b\u1ea9m sinh<\/strong><\/td><td>1. H\u1ed9i ch\u1ee9ng Down<br>2. Gai \u0111\u00f4i c\u1ed9t s\u1ed1ng<br>3. T\u1ee9 ch\u1ee9ng Fallot<br>4. B\u00edt th\u1ef1c qu\u1ea3n v\u00e0 d\u00f2 kh\u00ed qu\u1ea3n<br>5. N\u00e3o \u00fang th\u1ee7y<br>6. T\u1eed vong s\u01a1 sinh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/10\/bao-hiem-thai-san-7-1024x576.jpg\" alt=\"\" class=\"wp-image-4943\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24005210\/bao-hiem-thai-san-7-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24005210\/bao-hiem-thai-san-7-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24005210\/bao-hiem-thai-san-7-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24005210\/bao-hiem-thai-san-7-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24005210\/bao-hiem-thai-san-7.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"VI_Tong_ket\"><\/span>VI. T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ed1i v\u1edbi m\u1ed7i gia \u0111\u00ecnh, m\u1ed7i cha &#8211; m\u1eb9 th\u00ec con c\u00e1i l\u00e0 t\u00e0i s\u1ea3n qu\u00fd gi\u00e1 nh\u1ea5t kh\u00f4ng th\u1ec3 \u0111\u00e1nh \u0111\u1ed5i \u0111\u01b0\u1ee3c. S\u1ee9c kh\u1ecfe v\u00e0 an to\u00e0n lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1eb7t tr\u00ean h\u1ebft, khi b\u1ea1n \u0111\u00e3 c\u00f3 k\u1ebf ho\u1ea1ch sinh con th\u00ec h\u00e3y t\u00ecm hi\u1ec3u \u0111\u1ebfn b\u1ea3o hi\u1ec3m thai s\u1ea3n. Tham gia b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o s\u1ef1 b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n cho gia \u0111\u00ecnh lu\u00f4n l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft. Hy v\u1ecdng b\u00e0i vi\u1ebft n\u00e0y \u0111\u00e3 cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 cho b\u1ea1n nh\u1eefng th\u00f4ng tin b\u1ed5 \u00edch \u0111\u1ec3 bi\u1ebft <strong><a href=\"https:\/\/saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/\" title=\"quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\">n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/a><\/strong> nh\u1eb1m mang \u0111\u1ebfn <strong><a href=\"https:\/\/saladin.vn\/blog\/tag\/quyen-loi-bao-hiem-suc-khoe\/\" title=\"quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a> <\/strong>t\u1ed1i \u01b0u cho m\u1eb9 b\u1ea7u.<\/p>\n\n\n\n<p>M\u1eb9 b\u1ea7u c\u00f3 th\u1ec3 tham kh\u1ea3o \u0111a d\u1ea1ng c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 quy\u1ec1n l\u1ee3i thai s\u1ea3n tr\u00ean \u1ee9ng d\u1ee5ng ho\u1eb7c website&nbsp;<strong>Saladin<\/strong>&nbsp;v\u00e0 y\u00ean t\u00e2m v\u1edbi c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ebfn t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u.&nbsp;<a href=\"https:\/\/saladin.vn\/blog\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\" title=\"\"><strong>N\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/strong>&nbsp;<strong>Saladin<\/strong><\/a>&nbsp;c\u0169ng s\u1ebd c\u00f3 \u0111\u1ed9i ng\u0169 h\u1ed7 tr\u1ee3 c\u00f9ng m\u1eb9 gi\u1ea3i quy\u1ebft c\u00e1c v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m, \u0111\u1ec3 m\u1eb9 y\u00ean t\u00e2m ch\u0103m s\u00f3c cho s\u1ee9c kh\u1ecfe b\u1ea3n th\u00e2n v\u00e0 chu\u1ea9n b\u1ecb \u0111\u00f3n con y\u00eau ch\u00e0o \u0111\u1eddi.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p><em>B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c xem x\u00e9t l\u1ea7n cu\u1ed1i v\u00e0o Th\u1ee9 S\u00e1u, ng\u00e0y 02 th\u00e1ng 05 n\u0103m 2025.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o \u0111\u1ec3 m\u1eb9 b\u1ea7u \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 v\u00e0 ch\u0103m s\u00f3c t\u1ed1t nh\u1ea5t? D\u1ef1 ki\u1ebfn m\u1ee9c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p thai s\u1ea3n trong 2025 ra sao [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":4966,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[226,214,221,220,239,227,215,216,218,217,222,228,219,123,233,69,223,317,311],"class_list":["post-4936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-bao-hiem-chi-tra-thai-san","tag-bao-hiem-nao-tot-cho-thai-san","tag-bao-hiem-suc-khoe-co-thai-san","tag-bao-hiem-suc-khoe-kem-thai-san","tag-bao-hiem-thai-san-cua-hang-nao-tot","tag-bao-hiem-thai-san-loai-nao-tot","tag-bao-hiem-thai-san-nao-tot-nhat","tag-bao-hiem-thai-san-o-dau-tot","tag-goi-bao-hiem-thai-san-nao-tot","tag-goi-bao-hiem-thai-san-nao-tot-nhat","tag-mua-bao-hiem-thai-san","tag-mua-bao-hiem-thai-san-nao-tot","tag-mua-bao-hiem-thai-san-o-dau","tag-nen-mua-bao-hiem-thai-san-nao","tag-nen-mua-goi-bao-hiem-thai-san-nao","tag-quyen-loi-bao-hiem-suc-khoe","tag-quyen-loi-bao-hiem-thai-san","tag-suc-khoe-me-bau","tag-tu-van-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24102605\/110.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/24102605\/110-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m n\u00e0o t\u1ed1t cho thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb c\u00f3 thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe k\u00e8m thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n c\u1ee7a h\u00e3ng n\u00e0o t\u1ed1t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n lo\u1ea1i n\u00e0o t\u1ed1t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t nh\u1ea5t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n \u1edf \u0111\u00e2u t\u1ed1t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t nh\u1ea5t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n \u1edf \u0111\u00e2u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">n\u00ean mua g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m n\u00e0o t\u1ed1t cho thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb c\u00f3 thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe k\u00e8m thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n c\u1ee7a h\u00e3ng n\u00e0o t\u1ed1t<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n lo\u1ea1i n\u00e0o t\u1ed1t<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t nh\u1ea5t<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m thai s\u1ea3n \u1edf \u0111\u00e2u t\u1ed1t<\/span>","<span class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t<\/span>","<span class=\"advgb-post-tax-term\">g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t nh\u1ea5t<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o t\u1ed1t<\/span>","<span class=\"advgb-post-tax-term\">mua b\u1ea3o hi\u1ec3m thai s\u1ea3n \u1edf \u0111\u00e2u<\/span>","<span class=\"advgb-post-tax-term\">n\u00ean mua b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/span>","<span class=\"advgb-post-tax-term\">n\u00ean mua g\u00f3i b\u1ea3o hi\u1ec3m thai s\u1ea3n n\u00e0o<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>","<span class=\"advgb-post-tax-term\">quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m thai s\u1ea3n<\/span>","<span class=\"advgb-post-tax-term\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span>","<span class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 1 year ago","modified":"Updated 11 months ago"},"absolute_dates":{"created":"Posted on 02\/05\/2025","modified":"Updated on 10\/07\/2025"},"absolute_dates_time":{"created":"Posted on 02\/05\/2025 9:00 AM","modified":"Updated on 10\/07\/2025 3:05 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=4936"}],"version-history":[{"count":29,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4936\/revisions"}],"predecessor-version":[{"id":25454,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/4936\/revisions\/25454"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/4966"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=4936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=4936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=4936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}