{"id":6495,"date":"2022-11-11T17:03:38","date_gmt":"2022-11-11T10:03:38","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=6495"},"modified":"2024-04-19T17:32:48","modified_gmt":"2024-04-19T10:32:48","slug":"bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao\/","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda b\u1ea3o hi\u1ec3m cho nh\u1eefng t\u00e0i s\u1ea3n n\u00e0o?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao\/#I_Bao_hiem_nha_cua_bao_gom_nhung_tai_san_nao\" >I. B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda bao g\u1ed3m nh\u1eefng t\u00e0i s\u1ea3n n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao\/#II_Bao_hiem_nha_cua_khong_bao_gom_nhung_tai_san_nao\" >II. B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda kh\u00f4ng bao g\u1ed3m nh\u1eefng t\u00e0i s\u1ea3n n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao\/#III_Mua_bao_hiem_vat_chat_nha_cua_nao_tot_nhat\" >III. Mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t nh\u00e0 c\u1eeda n\u00e0o t\u1ed1t nh\u1ea5t?<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>Tr\u00ean th\u1ef1c t\u1ebf, kh\u00f4ng ph\u1ea3i t\u1ea5t c\u1ea3 t\u00e0i s\u1ea3n trong nh\u00e0 \u0111\u1ec1u s\u1ebd \u0111\u01b0\u1ee3c <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" target=\"_blank\" rel=\"noopener\" title=\"b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a> \u0111\u01b0a v\u00e0o danh s\u00e1ch \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. H\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u t\u00e0i s\u1ea3n trong b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t nh\u00e0 c\u1eeda \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh th\u1ebf n\u00e0o nh\u00e9.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"1000\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/17175633\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao.jpg\" alt=\"\" class=\"wp-image-6636\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/17175633\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao.jpg 1500w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/17175633\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/17175633\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao-768x512.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_nha_cua_bao_gom_nhung_tai_san_nao\"><\/span><strong>I. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-cua\/\" title=\"B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda\">B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda<\/a> bao g\u1ed3m nh\u1eefng t\u00e0i s\u1ea3n n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi mua <strong>b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda<\/strong>, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd y\u00eau c\u1ea7u b\u1ea1n k\u00ea khai c\u00e1c t\u00e0i s\u1ea3n mu\u1ed1n b\u1ea3o hi\u1ec3m. T\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd bao g\u1ed3m 2 ph\u1ea7n:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ph\u1ea7n v\u1eadt ch\u1ea5t ng\u00f4i nh\u00e0<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n b\u00ean trong nh\u00e0<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf to\u00e0n di\u1ec7n cho c\u1ea3 hai ph\u1ea7n, ho\u1eb7c ri\u00eang m\u1ed9t trong hai ph\u1ea7n.<\/p>\n\n\n\n<p>Quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 v\u1ec1 t\u00e0i s\u1ea3n \u0111\u0103ng k\u00fd <strong>mua <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\" title=\"b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong> nh\u01b0 sau:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Gi\u00e1 tr\u1ecb ph\u1ea7n v\u1eadt ch\u1ea5t ng\u00f4i nh\u00e0<\/strong><\/h3>\n\n\n\n<p>C<strong>\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c k\u00ea khai theo 2 c\u00e1ch:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>(1) C\u0103n c\u1ee9 tr\u00ean h\u1ee3p \u0111\u1ed3ng mua b\u00e1n\/ x\u00e2y d\u1ef1ng \u0111\u1ec3 \u0111\u01b0a ra s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m (kh\u00f4ng bao g\u1ed3m gi\u00e1 tr\u1ecb quy\u1ec1n s\u1eed d\u1ee5ng \u0111\u1ea5t)<\/li>\n\n\n\n<li>(2) S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m = Di\u1ec7n t\u00edch XD (S\u1ed1 m2) x \u0110\u01a1n gi\u00e1 X\u00e2y d\u1ef1ng th\u00f4ng th\u01b0\u1eddng t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. T\u00e0i s\u1ea3n b\u00ean trong ng\u00f4i nh\u00e0 <\/strong><\/h3>\n\n\n\n<p>B<strong>ao g\u1ed3m:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c \u0111\u1ed3 v\u1eadt gia d\u1ee5ng, t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n;<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n thu\u1ed9c s\u1edf h\u1eefu c\u00e1 nh\u00e2n v\u00e0 th\u01b0\u1eddng \u0111\u01b0\u1ee3c mang b\u00ean ng\u01b0\u1eddi;<\/li>\n\n\n\n<li>\u0102ng ten, c\u00e1c ph\u1ee5 t\u00f9ng \u0103ng ten ho\u1eb7c c\u1ed9t \u0103ng ten v\u00e0 c\u00e1c \u0111\u0129a v\u1ec7 tinh;<\/li>\n\n\n\n<li>B\u1ea5t k\u1ef3 thi\u1ebft b\u1ecb n\u00e0o trong c\u00e1c thi\u1ebft b\u1ecb sau n\u1ebfu ch\u00fang kh\u00f4ng \u0111\u00f2i h\u1ecfi ph\u1ea3i \u0111\u0103ng k\u00fd: xe buggy ph\u1ee5c v\u1ee5 kh\u00e1ch ch\u01a1i g\u00f4n, thi\u1ebft b\u1ecb l\u00e0m v\u01b0\u1eddn ho\u1eb7c xe l\u0103n c\u00f3 \u0111\u1ed9ng c\u01a1;<\/li>\n\n\n\n<li>C\u00e1c d\u1ee5ng c\u1ee5 v\u00e0 thi\u1ebft b\u1ecb nh\u1eb1m t\u1ea1o ra thu nh\u1eadp cho Ng\u01b0\u1eddi \u0110\u01b0\u1ee3c B\u1ea3o Hi\u1ec3m v\u00e0 Gia \u0110\u00ecnh Ng\u01b0\u1eddi \u0110\u01b0\u1ee3c B\u1ea3o Hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Bao_hiem_nha_cua_khong_bao_gom_nhung_tai_san_nao\"><\/span><strong>II. B\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda kh\u00f4ng bao g\u1ed3m nh\u1eefng t\u00e0i s\u1ea3n n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Ph\u1ea7n v\u1eadt ch\u1ea5t ng\u00f4i nh\u00e0 <\/h3>\n\n\n\n<p>Kh\u00f4ng bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u1ea3m (b\u1ea5t k\u1ec3 c\u1ed1 \u0111\u1ecbnh hay kh\u00f4ng), m\u00e0n c\u1eeda ho\u1eb7c r\u00e8m k\u00e9o b\u00ean trong;<\/li>\n\n\n\n<li>L\u1ed1i \u0111i ho\u1eb7c \u0111\u01b0\u1eddng l\u00e1i xe b\u1eb1ng \u0111\u1ea5t ho\u1eb7c l\u00e1t s\u1ecfi ho\u1eb7c c\u00e1c b\u1ec1 m\u1eb7t kh\u00f4ng \u0111\u01b0\u1ee3c tr\u00e1ng l\u00e1t kh\u00e1c;<\/li>\n\n\n\n<li>B\u1ea5t k\u1ef3 ng\u00f4i nh\u00e0 n\u00e0o \u0111\u1ec3 ph\u1ee5c v\u1ee5 b\u1ea5t k\u1ef3 ng\u00e0nh ngh\u1ec1 kinh doanh n\u00e0o, ngo\u1ea1i tr\u1eeb \u0111\u1ecba \u0111i\u1ec3m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ch\u1ee7 y\u1ebfu cho m\u1ee5c \u0111\u00edch c\u01b0 tr\u00fa nh\u01b0ng c\u0169ng d\u00f9ng l\u00e0m v\u0103n ph\u00f2ng;<\/li>\n\n\n\n<li>Nh\u00e0 \u0111ang thi c\u00f4ng; Nh\u00e0 \u0111ang b\u1ecb ph\u00e1 d\u1ee1 ho\u1eb7c \u0111ang b\u1ecf tr\u1ed1ng trong khi ch\u1edd ph\u00e1 d\u1ee1;<\/li>\n\n\n\n<li>Nh\u00e0 ho\u1eb7c m\u1ed9t ki\u1ebfn tr\u00fac c\u00f4ng tr\u00ecnh t\u1ea1m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">T\u00e0i s\u1ea3n b\u00ean trong nh\u00e0 <\/h3>\n\n\n\n<p>Kh\u00f4ng bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1, chim ho\u1eb7c c\u00e1c lo\u00e0i \u0111\u1ed9ng v\u1eadt;<\/li>\n\n\n\n<li>C\u00e2y c\u1ed1i, b\u1ee5i c\u00e2y v\u00e0 b\u1ea5t k\u1ef3 th\u1ef1c v\u1eadt s\u1ed1ng n\u00e0o kh\u00e1c;<\/li>\n\n\n\n<li>C\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p v\u1eadn h\u00e0nh tr\u00ean \u0111\u01b0\u1eddng;<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n s\u1edf h\u1eefu b\u1ea5t h\u1ee3p ph\u00e1p;<\/li>\n\n\n\n<li>M\u1ed9t s\u1ed1 lo\u1ea1i tr\u1eeb kh\u00e1c theo \u0111\u1ecbnh ngh\u0129a, quy \u0111\u1ecbnh t\u1ea1i quy t\u1eafc b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Mua_bao_hiem_vat_chat_nha_cua_nao_tot_nhat\"><\/span><strong>III. Mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t nh\u00e0 c\u1eeda n\u00e0o t\u1ed1t nh\u1ea5t?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u00f9 kh\u00f4ng ph\u1ea3i m\u1ecdi v\u1eadt ch\u1ea5t thu\u1ed9c v\u1ec1 ng\u00f4i nh\u00e0 \u0111\u1ec1u \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, nh\u01b0ng v\u1edbi nh\u1eefng g\u00f3i <strong>b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda<\/strong> t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u h\u1ee3p t\u00e1c c\u00f9ng Saladin, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i b\u1ea3o v\u1ec7 t\u1ed1t nh\u1ea5t v\u1edbi ng\u00f4i nh\u00e0 v\u00e0 nh\u1eefng t\u00e0i s\u1ea3n n\u1eb1m trong danh s\u00e1ch c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p>M\u1ed9t trong <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/cac-goi-bao-hiem-nha-o\/\" title=\"c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong> t\u1ed1t nh\u1ea5t v\u00e0 \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng nh\u1ea5t tr\u00ean n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 <strong>Saladin<\/strong> l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n nh\u00e0 \u1edf Homecare c\u1ee7a Liberty &#8211; c\u00f4ng ty b\u1ea3o hi\u1ec3m T\u00e0i s\u1ea3n v\u00e0 Th\u01b0\u01a1ng vong l\u1edbn th\u1ee9 6 to\u00e0n c\u1ea7u.<\/p>\n\n\n\n<p>G\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n nh\u00e0 \u1edf Homecare kh\u00f4ng ch\u1ec9 g\u00f3i g\u1ecdn trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t nh\u00e0 c\u1eeda m\u00e0 c\u00f2n k\u00e8m theo B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n &amp; gia \u0111\u00ecnh v\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n c\u00e1 nh\u00e2n.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t nh\u00e0 c\u1eeda<\/strong> s\u1ebd b\u1ed3i th\u01b0\u1eddng cho c\u00e1c t\u1ed5n th\u1ea5t x\u1ea3y ra v\u1edbi ng\u00f4i nh\u00e0, t\u00e0i s\u1ea3n b\u00ean trong, t\u00e0i s\u1ea3n x\u00e1ch tay do c\u00e1c nguy\u00ean nh\u00e2n nh\u01b0: ch\u00e1y, n\u1ed5, s\u00e9t \u0111\u00e1nh, thi\u00ean tai, tr\u00e0n ho\u1eb7c r\u00f2 r\u1ec9 n\u01b0\u1edbc, tr\u1ed9m c\u1eafp c\u00f3 ch\u1ee7 \u00fd, b\u1ecb \u0111\u00e2m va b\u1edfi \u0111\u1ed9ng v\u1eadt, xe c\u01a1 gi\u1edbi ho\u1eb7c m\u00e1y bay r\u01a1i, do h\u00e0nh \u0111\u1ed9ng \u00e1c \u00fd.<\/li>\n\n\n\n<li><strong>B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n &amp; gia \u0111\u00ecnh<\/strong> chi tr\u1ea3 cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi th\u00e2n c\u00f3 tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd ph\u1ea3i b\u1ed3i th\u01b0\u1eddng cho b\u00ean th\u1ee9 ba khi t\u1eed vong ho\u1eb7c th\u01b0\u01a1ng t\u1eadt th\u00e2n th\u1ec3, thi\u1ec7t h\u1ea1i t\u00e0i s\u1ea3n ph\u00e1t sinh t\u1eeb m\u1ed9t s\u1ef1 c\u1ed1 x\u1ea3y ra t\u1ea1i ho\u1eb7c g\u1ea7n ng\u00f4i nh\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 c\u00f3 li\u00ean quan \u0111\u1ebfn quy\u1ec1n s\u1edf h\u1eefu ho\u1eb7c s\u1eed d\u1ee5ng ng\u00f4i nh\u00e0.&nbsp;<\/li>\n\n\n\n<li><strong>B\u1ea3o hi\u1ec3m Tai n\u1ea1n c\u00e1 nh\u00e2n<\/strong> b\u1ed3i th\u01b0\u1eddng cho th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh th\u01b0\u1eddng tr\u00fa c\u00f9ng v\u1edbi ch\u1ee7 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i \u0111\u1ecba \u0111i\u1ec3m b\u1ea3o hi\u1ec3m (tu\u1ed5i t\u1eeb 5 \u0111\u1ebfn 65 tu\u1ed5i) trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p: t\u1eed vong, th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n v\u1edbi chi ph\u00ed y t\u1ebf \u0111\u1ebfn 10% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m ch\u00ednh\/ ng\u01b0\u1eddi.<\/li>\n<\/ul>\n\n\n\n<p>T\u00f9y v\u00e0o nhu c\u1ea7u v\u00e0 \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn <strong><a href=\"https:\/\/www.saladin.vn\/contact\" title=\"mua b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda\">mua b\u1ea3o hi\u1ec3m nh\u00e0 c\u1eeda<\/a><\/strong> cho to\u00e0n b\u1ed9 ng\u00f4i nh\u00e0 ho\u1eb7c ch\u1ec9 t\u00e0i s\u1ea3n b\u00ean trong, kh\u00f4ng k\u00e8m ho\u1eb7c c\u00f3 k\u00e8m theo c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n kh\u00e1c.<\/p>\n\n\n\n<p>\u01afu \u0111i\u1ec3m (v\u1ec1 d\u1ecbch v\u1ee5) c\u1ee7a g\u00f3i <strong>b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf Liberty Homecare<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng \u0111\u1eb7c bi\u1ec7t linh ho\u1ea1t v\u00e0 mi\u1ec5n ph\u00ed<\/li>\n\n\n\n<li>Quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng ch\u1ec9 10 ng\u00e0y<\/li>\n\n\n\n<li>Thanh to\u00e1n trong 2 ng\u00e0y sau khi kh\u00e1ch h\u00e0ng x\u00e1c nh\u1eadn b\u1ed3i th\u01b0\u1eddng<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1ec3 \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c b\u1ed3i th\u01b0\u1eddng t\u1ed1t nh\u1ea5t, b\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn c\u00f4ng ty b\u1ea3o hi\u1ec3m minh b\u1ea1ch, r\u00f5 r\u00e0ng. V\u1edbi <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin<\/a>, b\u1ea1n c\u00f3 th\u1ec3 so s\u00e1nh v\u00e0 t\u00f9y ch\u1ecdn c\u1ea5u th\u00e0nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, mua b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n, <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-chung-cu\/\" title=\"b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a><\/strong> tr\u1ef1c tuy\u1ebfn th\u1eadt nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng. \u0110\u1ed3ng th\u1eddi, \u0111\u1ed9i ng\u0169 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng 24\/7 c\u1ee7a Saladin c\u0169ng s\u1ebd lu\u00f4n \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n cho c\u00e1c y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3.<\/p>\n\n\n\n<p>Xem th\u00eam: <\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/chu-nha-co-bat-buoc-phai-mua-bao-hiem-nha-o-khong\/\">Ch\u1ee7 nh\u00e0 c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf kh\u00f4ng?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/nhung-thac-mac-pho-bien-ve-bao-hiem-nha-o\/\">Nh\u1eefng th\u1eafc m\u1eafc ph\u1ed5 bi\u1ebfn v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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t\u01b0 nh\u00e2n \u0111\u01b0a v\u00e0o danh s\u00e1ch \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. 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