{"id":6671,"date":"2022-11-14T11:31:36","date_gmt":"2022-11-14T04:31:36","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=6671"},"modified":"2022-12-06T11:20:50","modified_gmt":"2022-12-06T04:20:50","slug":"truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha\/","title":{"rendered":"Tr\u01b0\u1eddng h\u1ee3p n\u00e0o b\u1ecb lo\u1ea1i tr\u1eeb khi b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha\/#Ton_that_do_nguyen_nhan_chu_quan\" >T\u1ed5n th\u1ea5t do nguy\u00ean nh\u00e2n ch\u1ee7 quan&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha\/#Ton_that_do_nguyen_nhan_khach_quan\" >T\u1ed5n th\u1ea5t do nguy\u00ean nh\u00e2n kh\u00e1ch quan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha\/#Cac_loai_tai_san_duoc_quy_dinh_trong_dieu_khoan_loai_tru_bao_hiem_chay_no_nha\" >C\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>C\u0169ng nh\u01b0 c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c, <strong>b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> c\u0169ng c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ri\u00eang v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. D\u01b0\u1edbi \u0111\u00e2y l\u00e0 danh s\u00e1ch <strong>nh\u1eefng tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb th\u01b0\u1eddng g\u1eb7p nh\u1ea5t trong <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-o\/\" title=\"b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/strong>. (L\u01b0u \u00fd: t\u00f9y v\u00e0o m\u1ed7i c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u00e0 ch\u00ednh s\u00e1ch quy \u0111\u1ecbnh c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb c\u00f3 th\u1ec3 kh\u00e1c nhau).&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha-1024x576.jpg\" alt=\"\" class=\"wp-image-6731\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21101017\/truong-hop-nao-bi-loai-tru-khi-boi-thuong-bao-hiem-chay-no-nha.jpg 1778w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ton_that_do_nguyen_nhan_chu_quan\"><\/span><strong>T\u1ed5n th\u1ea5t do nguy\u00ean nh\u00e2n ch\u1ee7 quan&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea5t k\u1ef3 t\u1ed5n th\u1ea5t n\u00e0o \u0111\u1ebfn t\u1eeb vi\u1ec7c ch\u1ee7 s\u1edf h\u1eefu nh\u00e0 nh\u1eadn th\u1ee9c \u0111\u01b0\u1ee3c r\u1ee7i ro c\u1ee7a m\u1ed9t h\u00e0nh \u0111\u1ed9ng c\u1ee5 th\u1ec3 n\u00e0o \u0111\u00f3 nh\u01b0ng v\u1eabn l\u00e0m s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng ty <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\" title=\"b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong> b\u1ed3i th\u01b0\u1eddng:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ed1t r\u00e1c, c\u00e2y c\u1ecf v\u1edbi m\u1ee5c \u0111\u00edch l\u00e0m s\u1ea1ch \u0111\u1ea5t \u0111ai d\u1eabn \u0111\u1ebfn ch\u00e1y nh\u00e0 v\u00e0 g\u00e2y thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi kh\u00e1c<\/li>\n\n\n\n<li>Nh\u1eefng h\u00e0nh \u0111\u1ed9ng g\u00e2y thi\u1ec7t h\u1ea1i v\u1ec1 nh\u00e0 v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 vi ph\u1ea1m c\u00e1c quy \u0111\u1ecbnh an to\u00e0n v\u1ec1 ph\u00f2ng ch\u00e1y, ch\u1eefa ch\u00e1y<\/li>\n\n\n\n<li>Ch\u00e1y, n\u1ed5 trong qu\u00e1 tr\u00ecnh ch\u1ebf t\u1ea1o c\u00e1c v\u0169 kh\u00ed nguy hi\u1ec3m<\/li>\n\n\n\n<li>C\u00e1c h\u00e0nh \u0111\u1ed9ng c\u1ed1 \u00fd g\u00e2y ch\u00e1y nh\u00e0, t\u00e0i s\u1ea3n \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n ti\u1ec1n b\u1ea3o hi\u1ec3m<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ton_that_do_nguyen_nhan_khach_quan\"><\/span><strong>T\u1ed5n th\u1ea5t do nguy\u00ean nh\u00e2n kh\u00e1ch quan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c nguy\u00ean nh\u00e2n kh\u00e1ch quan trong \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb s\u1ebd l\u00e0 nh\u1eefng r\u1ee7i ro kh\u00f4ng ph\u1ea3i do ch\u1ee7 s\u1edf h\u1eefu nh\u00e0 \u1edf g\u00e2y n\u00ean m\u00e0 t\u1eeb nh\u1eefng y\u1ebfu t\u1ed1 b\u00ean ngo\u00e0i t\u00e1c \u0111\u1ed9ng, r\u1ee7i ro mang t\u1ea7m qu\u1ed1c gia:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ch\u00e1y do qu\u00e1 tr\u00ecnh l\u00ean men, t\u0103ng nhi\u1ec7t t\u1ef1 nhi\u00ean<\/li>\n\n\n\n<li>N\u1ed5 n\u1ed3i h\u01a1i, n\u1ed5 c\u00e1c thi\u1ebft b\u1ecb ti\u1ebft ki\u1ec7m n\u0103ng l\u01b0\u1ee3ng, m\u00e1y m\u00f3c s\u1eed d\u1ee5ng h\u1ec7 th\u1ed1ng \u0111i\u1ec1u khi\u1ec3n \u00e1p su\u1ea5t<\/li>\n\n\n\n<li>Ch\u00e1y n\u1ed5 do c\u00e1c ho\u1ea1t \u0111\u1ed9ng chi\u1ebfn tranh, kh\u1ee7ng b\u1ed1<\/li>\n\n\n\n<li>Do t\u00e1c \u0111\u1ed9ng c\u1ee7a c\u00e1c bi\u1ebfn \u0111\u1ed9ng t\u1ef1 nhi\u00ean, thi\u00ean tai nh\u01b0 \u0111\u1ed9ng \u0111\u1ea5t, n\u00fai l\u1eeda\u2026<\/li>\n\n\n\n<li>Ch\u00e1y n\u1ed5 do l\u01b0u tr\u1eef c\u00e1c nguy\u00ean li\u1ec7u v\u0169 kh\u00ed h\u1ea1t nh\u00e2n, ph\u00e1o n\u1ed5<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Cac_loai_tai_san_duoc_quy_dinh_trong_dieu_khoan_loai_tru_bao_hiem_chay_no_nha\"><\/span><strong>C\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb<\/strong> <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chay-no-nha\/\" title=\"b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Nh\u1eefng lo\u1ea1i t\u00e0i s\u1ea3n sau khi x\u1ea3y ra t\u1ed5n th\u1ea5t s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c c\u00f4ng ty <strong>b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> b\u1ed3i th\u01b0\u1eddng:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1, chim, ho\u1eb7c c\u00e1c lo\u00e0i \u0111\u1ed9ng v\u1eadt<\/li>\n\n\n\n<li>C\u00e2y c\u1ed1i, th\u1ef1c v\u1eadt s\u1ed1ng<\/li>\n\n\n\n<li>C\u00e1c ph\u01b0\u01a1ng ti\u1ec7n \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p v\u1eadn h\u00e0nh tr\u00ean \u0111\u01b0\u1eddng<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n s\u1edf h\u1eefu b\u1ea5t h\u1ee3p ph\u00e1p<\/li>\n\n\n\n<li>C\u00e1c lo\u1ea1i t\u00e0i s\u1ea3n \u0111i\u1ec7n t\u1eed do ho\u1ea1t \u0111\u1ed9ng qu\u00e1 m\u1ee9c m\u00e0 d\u1eabn \u0111\u1ebfn \u0111o\u1ea3n m\u1ea1ch g\u00e2y n\u00ean ch\u00e1y n\u1ed5<\/li>\n<\/ul>\n\n\n\n<p>Nh\u01b0 tr\u00ean l\u00e0 t\u00f3m t\u1eaft nh\u1eefng \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb ch\u00ednh trong <strong>b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/strong>. \u0110\u1ec3 c\u00f3 th\u1ec3 hi\u1ec3u r\u00f5 th\u00eam v\u1ec1 c\u00f4ng d\u1ee5ng c\u1ee7a <strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/cac-goi-bao-hiem-nha-o\/\" title=\"c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong> khi x\u1ea3y ra ch\u00e1y n\u1ed5, b\u1ea1n c\u00f3 th\u1ec3 tham kh\u1ea3o b\u00e0i vi\u1ebft c\u1ee7a Saladin v\u1ec1 <a href=\"https:\/\/news.saladin.vn\/bao-hiem-nha-o\/chay-chung-cu-nha-o-va-vai-tro-cua-bao-hiem-chay-no-nha\/\">Ch\u00e1y chung c\u01b0, nh\u00e0 \u1edf v\u00e0 vai tr\u00f2 c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e0 <\/a>\u1edf.<\/p>\n\n\n\n<p>V\u1edbi <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin<\/a>, b\u1ea1n c\u00f3 th\u1ec3 so s\u00e1nh v\u00e0 t\u00f9y ch\u1ecdn c\u1ea5u th\u00e0nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0  t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, mua b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf to\u00e0n di\u1ec7n, <strong>b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/strong> tr\u1ef1c tuy\u1ebfn th\u1eadt nhanh ch\u00f3ng v\u00e0 d\u1ec5 d\u00e0ng. \u0110\u1ed3ng th\u1eddi, \u0111\u1ed9i ng\u0169 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng 24\/7 c\u1ee7a Saladin c\u0169ng s\u1ebd lu\u00f4n \u0111\u1ed3ng h\u00e0nh c\u00f9ng b\u1ea1n cho c\u00e1c y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3.<\/p>\n\n\n\n<div id=\"wp-block-themeisle-blocks-advanced-columns-cefb0196\" class=\"wp-block-themeisle-blocks-advanced-columns has-1-columns has-desktop-oneTwo-layout has-tablet-equal-layout has-mobile-equal-layout has-vertical-unset ticss-8e98d37f\"><div class=\"wp-block-themeisle-blocks-advanced-columns-overlay\"><\/div><div class=\"innerblocks-wrap\">\n<div id=\"wp-block-themeisle-blocks-advanced-column-24f6421a\" class=\"wp-block-themeisle-blocks-advanced-column\">\n<p style=\"font-size:22px\"><strong>M\u1ecdi th\u1eafc m\u1eafc v\u00e0 nhu c\u1ea7u t\u01b0 v\u1ea5n xin li\u00ean h\u1ec7:<\/strong><\/p>\n\n\n<div style=\"padding-left: 1.6em; text-align: left; --ub-list-item-icon-top: 3px;; --ub-list-item-icon-size: 1.4em; --ub-list-item-background-image: url('data:image\/svg+xml;utf8,&lt;svg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 512 512&quot;&gt;&lt;path fill=&quot;%23000000&quot; d=&quot;M256 80C141.1 80 48 173.1 48 288V392c0 13.3-10.7 24-24 24s-24-10.7-24-24V288C0 146.6 114.6 32 256 32s256 114.6 256 256V392c0 13.3-10.7 24-24 24s-24-10.7-24-24V288c0-114.9-93.1-208-208-208zM80 352c0-35.3 28.7-64 64-64h16c17.7 0 32 14.3 32 32V448c0 17.7-14.3 32-32 32H144c-35.3 0-64-28.7-64-64V352zm288-64c35.3 0 64 28.7 64 64v64c0 35.3-28.7 64-64 64H352c-17.7 0-32-14.3-32-32V320c0-17.7 14.3-32 32-32h16z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;'); --ub-list-item-fa-li-top: 3px; \" class=\"wp-block-ub-styled-list ub_styled_list_sublist\" id=\"ub_styled_list-ad8ca110-e73d-42ed-9ea0-9e1be3e87436\"><ul class=\"fa-ul\"><li><strong>Hotline: <a href=\"1900638454\" target=\"_blank\" rel=\"noopener\" title=\"1900 638 454\">1900 638 454<\/a><\/strong><\/li><\/ul><\/div>\n\n<div style=\"padding-left: 1.6em; text-align: left; --ub-list-item-icon-top: 3px;; --ub-list-item-icon-size: 1.4em; --ub-list-item-background-image: url('data:image\/svg+xml;utf8,&lt;svg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 512 512&quot;&gt;&lt;path fill=&quot;%23000000&quot; d=&quot;M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48H48zM0 176V384c0 35.3 28.7 64 64 64H448c35.3 0 64-28.7 64-64V176L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;'); --ub-list-item-fa-li-top: 3px; \" class=\"wp-block-ub-styled-list ub_styled_list_sublist\" id=\"ub_styled_list-870cf727-241d-4db4-b26f-0edd0bf4a7ec\"><ul class=\"fa-ul\"><li><strong>Email: <\/strong><a href=\"mailto:cs@saladin.vn\"><strong>cs@saladin.vn<\/strong><\/a><\/li><\/ul><\/div>\n\n<div style=\"padding-left: 1.6em; text-align: left; --ub-list-item-icon-top: 3px;; --ub-list-item-icon-size: 1.4em; --ub-list-item-background-image: url('data:image\/svg+xml;utf8,&lt;svg xmlns=&quot;http:\/\/www.w3.org\/2000\/svg&quot; viewBox=&quot;0 0 512 512&quot;&gt;&lt;path fill=&quot;%23000000&quot; d=&quot;M352 256c0 22.2-1.2 43.6-3.3 64H163.3c-2.2-20.4-3.3-41.8-3.3-64s1.2-43.6 3.3-64H348.7c2.2 20.4 3.3 41.8 3.3 64zm28.8-64H503.9c5.3 20.5 8.1 41.9 8.1 64s-2.8 43.5-8.1 64H380.8c2.1-20.6 3.2-42 3.2-64s-1.1-43.4-3.2-64zm112.6-32H376.7c-10-63.9-29.8-117.4-55.3-151.6c78.3 20.7 142 77.5 171.9 151.6zm-149.1 0H167.7c6.1-36.4 15.5-68.6 27-94.7c10.5-23.6 22.2-40.7 33.5-51.5C239.4 3.2 248.7 0 256 0s16.6 3.2 27.8 13.8c11.3 10.8 23 27.9 33.5 51.5c11.6 26 21 58.2 27 94.7zm-209 0H18.6C48.6 85.9 112.2 29.1 190.6 8.4C165.1 42.6 145.3 96.1 135.3 160zM8.1 192H131.2c-2.1 20.6-3.2 42-3.2 64s1.1 43.4 3.2 64H8.1C2.8 299.5 0 278.1 0 256s2.8-43.5 8.1-64zM194.7 446.6c-11.6-26-20.9-58.2-27-94.6H344.3c-6.1 36.4-15.5 68.6-27 94.6c-10.5 23.6-22.2 40.7-33.5 51.5C272.6 508.8 263.3 512 256 512s-16.6-3.2-27.8-13.8c-11.3-10.8-23-27.9-33.5-51.5zM135.3 352c10 63.9 29.8 117.4 55.3 151.6C112.2 482.9 48.6 426.1 18.6 352H135.3zm358.1 0c-30 74.1-93.6 130.9-171.9 151.6c25.5-34.2 45.2-87.7 55.3-151.6H493.4z&quot;&gt;&lt;\/path&gt;&lt;\/svg&gt;'); --ub-list-item-fa-li-top: 3px; \" class=\"wp-block-ub-styled-list ub_styled_list_sublist\" id=\"ub_styled_list-fba68c05-4eec-467c-be60-673470712799\"><ul class=\"fa-ul\"><li><strong>Website: <a href=\"https:\/\/www.saladin.vn\/\" target=\"_blank\" rel=\"noopener\" title=\"www.saladin.vn\">www.saladin.vn<\/a><\/strong><\/li><\/ul><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>C\u0169ng nh\u01b0 c\u00e1c lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m kh\u00e1c, b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf c\u0169ng c\u00f3 nh\u1eefng quy \u0111\u1ecbnh ri\u00eang v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng. D\u01b0\u1edbi \u0111\u00e2y [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":6730,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[100],"tags":[136,137,141],"class_list":["post-6671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-nha-tu-nhan","tag-bao-hiem-chay-no-nha","tag-bao-hiem-nha-o","tag-cac-goi-bao-hiem-nha-o"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21100325\/168.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/21100325\/168-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 14\/11\/2022","modified":"Updated on 06\/12\/2022"},"absolute_dates_time":{"created":"Posted on 14\/11\/2022 11:31 AM","modified":"Updated on 06\/12\/2022 11:20 AM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/6671","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=6671"}],"version-history":[{"count":11,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/6671\/revisions"}],"predecessor-version":[{"id":8506,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/6671\/revisions\/8506"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/6730"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=6671"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=6671"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=6671"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}