{"id":7549,"date":"2022-11-26T08:05:00","date_gmt":"2022-11-26T01:05:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=7549"},"modified":"2023-11-27T10:47:56","modified_gmt":"2023-11-27T03:47:56","slug":"bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao\/","title":{"rendered":"B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o? \u0110i\u1ec1u ki\u1ec7n chi tr\u1ea3 v\u00e0 quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao\/#I_Bao_hiem_phau_thuat_chi_tra_cho_nhung_truong_hop_nao\" >I. B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao\/#II_Bao_hiem_phau_thuat_khong_chi_tra_cho_nhung_truong_hop_nao\" >II. B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao\/#III_Quy_trinh_yeu_cau_boi_thuong_bao_hiem_phau_thuat_the_nao\" >III. Quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao\/#Ket\" >K\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/28151242\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao-1024x683.jpg\" alt=\"\" class=\"wp-image-7650\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/28151242\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/28151242\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/28151242\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/28151242\/bao-hiem-phau-thuat-chi-tra-cho-nhung-truong-hop-nao.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong><em>Trong \u0111i\u1ec1u tr\u1ecb y t\u1ebf, chi ph\u00ed ph\u1eabu thu\u1eadt l\u00e0 m\u1ed9t trong nh\u1eefng kho\u1ea3n ph\u00ed t\u1ed5n cao nh\u1ea5t, th\u1eadm ch\u00ed tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh c\u1ee7a nhi\u1ec1u gia \u0111\u00ecnh. Do \u0111\u00f3, nhu c\u1ea7u \u0111\u01b0\u1ee3c b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed cho c\u00e1c ca ph\u1eabu thu\u1eadt l\u00e0 r\u1ea5t l\u1edbn. Hi\u1ec3u r\u00f5 v\u1ec1 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" title=\"b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt\">b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/a> s\u1ebd gi\u00fap b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng nhi\u1ec1u quy\u1ec1n l\u1ee3i ph\u1eabu thu\u1eadt nh\u1ea5t c\u00f3 th\u1ec3.<\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-79d477e9\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_phau_thuat_chi_tra_cho_nhung_truong_hop_nao\"><\/span><strong>I. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-phau-thuat\/\" title=\"B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt\">B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/a> chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt l\u00e0 quy\u1ec1n l\u1ee3i chi tr\u1ea3 cho ph\u1eabu thu\u1eadt, n\u1eb1m trong c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m: B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi v\u00e0 B\u1ea3o hi\u1ec3m y t\u1ebf.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m do c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p, s\u1ebd c\u00f3 ph\u1ea1m vi b\u1ed3i th\u01b0\u1eddng cho ph\u1eabu thu\u1eadt r\u1ed9ng nh\u1ea5t. Theo \u0111\u00f3, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn tr\u1ee3 c\u1ea5p trong tr\u01b0\u1eddng h\u1ee3p ph\u1ea3i ph\u1eabu thu\u1eadt v\u00e0\/ho\u1eb7c \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i khoa, gi\u00fap b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn nh\u1eefng d\u1ecbch v\u1ee5 ch\u1eefa tr\u1ecb, thu\u1ed1c men ch\u1ea5t l\u01b0\u1ee3ng t\u1ed1t h\u01a1n.&nbsp;<\/p>\n\n\n\n<p>T\u1ed5ng s\u1ed1 tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m l\u00ean \u0111\u1ebfn 657 lo\u1ea1i ph\u1eabu thu\u1eadt kh\u00e1c nhau, bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u00e1c lo\u1ea1i ti\u1ec3u ph\u1eabu<\/li>\n\n\n\n<li>Nh\u1eefng ca ph\u1eabu thu\u1eadt ph\u1ee9c t\u1ea1p ph\u1ea3i ti\u1ebfn h\u00e0nh nhi\u1ec1u l\u1ea7n<\/li>\n\n\n\n<li>C\u00e1c ph\u1eabu thu\u1eadt ph\u1ea3i s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p \u0111i\u1ec1u tr\u1ecb hi\u1ec7n \u0111\u1ea1i<\/li>\n\n\n\n<li>\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i khoa<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-adc00205\"><span class=\"ez-toc-section\" id=\"II_Bao_hiem_phau_thuat_khong_chi_tra_cho_nhung_truong_hop_nao\"><\/span><strong>II. B\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt kh\u00f4ng chi tr\u1ea3 cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u00ean d\u01b0\u1edbi s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c <strong>b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/strong> chi tr\u1ea3:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1eed d\u1ee5ng k\u1ef9 thu\u1eadt h\u1ed7 tr\u1ee3 sinh s\u1ea3n, d\u1ecbch v\u1ee5 k\u1ebf ho\u1ea1ch h\u00f3a gia \u0111\u00ecnh nh\u01b0: n\u1ea1o h\u00fat thai, ph\u00e1 thai, m\u00e0 kh\u00f4ng ph\u1ea3i do nguy\u00ean nh\u00e2n b\u1ec7nh l\u00fd c\u1ee7a thai nhi hay c\u1ee7a s\u1ea3n ph\u1ee5.<\/li>\n\n\n\n<li>C\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u1eabu thu\u1eadt th\u1ea9m m\u1ef9, ph\u1eabu thu\u1eadt ch\u1ec9nh h\u00ecnh \u0111\u1ec3 c\u1ea3i thi\u1ec7n v\u00e0 ch\u1ec9nh s\u1eeda v\u1ebb \u0111\u1eb9p nh\u01b0 n\u00e2ng m\u0169i, n\u00e2ng ng\u1ef1c, n\u00e2ng m\u00f4ng, h\u00fat m\u1ee1, c\u1eaft m\u00ed\u2026<\/li>\n\n\n\n<li>Tr\u01b0\u1eddng h\u1ee3p \u0111i\u1ec1u tr\u1ecb l\u00e1c, c\u1eadn th\u1ecb v\u00e0 t\u1eadt kh\u00fac x\u1ea1 c\u1ee7a m\u1eaft tr\u1ebb em tr\u00ean 6 tu\u1ed5i; ho\u1eb7c ng\u01b0\u1eddi m\u1ed5 m\u1eaft c\u1eadn.&nbsp;<\/li>\n\n\n\n<li>S\u1eed d\u1ee5ng v\u1eadt t\u01b0 y t\u1ebf thay th\u1ebf bao g\u1ed3m b\u1ed9 ph\u1eadn c\u01a1 th\u1ec3 gi\u1ea3, k\u00ednh m\u1eaft, m\u00e1y tr\u1ee3 th\u00ednh, ph\u01b0\u01a1ng ti\u1ec7n tr\u1ee3 gi\u00fap v\u1eadn \u0111\u1ed9ng trong kh\u00e1m ch\u1eefa b\u1ec7nh v\u00e0 ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Tham gia th\u1eed nghi\u1ec7m l\u00e2m s\u00e0ng, nghi\u00ean c\u1ee9u khoa h\u1ecdc.<\/li>\n\n\n\n<li>Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh ph\u1eabu thu\u1eadt do nguy\u00ean nh\u00e2n t\u1ef1 t\u1eed, b\u1ecb th\u01b0\u01a1ng khi ph\u1ea1m t\u1ed9i.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-418bf1d7\"><span class=\"ez-toc-section\" id=\"III_Quy_trinh_yeu_cau_boi_thuong_bao_hiem_phau_thuat_the_nao\"><\/span>III. Quy tr\u00ecnh y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-84bfdb35\"><strong>1. Th\u00f4ng b\u00e1o s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m<\/strong><\/h3>\n\n\n\n<p>Khi c\u00f3 ca ph\u1eabu thu\u1eadt, Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (N\u0110BH) ho\u1eb7c th\u00e2n nh\u00e2n c\u1ee7a N\u0110BH c\u1ea7n th\u00f4ng b\u00e1o v\u1ec1 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m cho c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn c\u1ee5 th\u1ec3. C\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Th\u00f4ng tin ng\u01b0\u1eddi y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m;<\/li>\n\n\n\n<li>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m: Ch\u1ee7 b\u1ea3o hi\u1ec3m; S\u1ed1 CCCD; S\u1ed1 h\u1ee3p \u0111\u1ed3ng\/ gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m; \u0110\u01a1n v\u1ecb tham gia b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Chi ti\u1ebft v\u1ec1 s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m: Th\u1eddi gian, \u0111\u1ecba \u0111i\u1ec3m v\u00e0 nguy\u00ean d\u00e2n, di\u1ec5n bi\u1ebfn c\u1ee7a s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-f6b1ae99\"><strong>2. Cung c\u1ea5p nh\u1eefng gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft cho c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/strong> <\/h3>\n\n\n\n<p>Trong v\u00f2ng 90 ng\u00e0y k\u1ec3 t\u1eeb th\u1eddi \u0111i\u1ec3m x\u1ea3y ra s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m, N\u0110BH c\u1ea7n cung c\u1ea5p:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m\/ H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u00f3 quy\u1ec1n l\u1ee3i <strong>b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/strong><\/li>\n\n\n\n<li>\u0110\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng theo m\u1eabu c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m&nbsp;<\/li>\n\n\n\n<li>Bi\u00ean b\u1ea3n tai n\u1ea1n c\u00f3 x\u00e1c nh\u1eadn t\u1eeb ch\u00ednh quy\u1ec1n \u0111\u1ecba ph\u01b0\u01a1ng&nbsp;<\/li>\n\n\n\n<li>Gi\u1ea5y t\u1edd y t\u1ebf: Gi\u1ea5y ra vi\u1ec7n, S\u1ed5 \u0111i\u1ec1u tr\u1ecb, K\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v.v\u2026<\/li>\n\n\n\n<li>Gi\u1ea5y \u1ee7y quy\u1ec1n h\u1ee3p ph\u00e1p n\u1ebfu N\u0110BH \u1ee7y quy\u1ec1n<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-4ec72ce8\"><strong>3. Gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng<\/strong><\/h3>\n\n\n\n<p>Khi c\u00f3 \u0111\u1ea7y \u0111\u1ee7 gi\u1ea5y t\u1edd, c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd th\u00f4ng b\u00e1o v\u1ec1 c\u00e1c kho\u1ea3n \u0111\u01b0\u1ee3c chi tr\u1ea3. Quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng c\u1ee7a c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u01b0 nh\u00e2n cho tr\u01b0\u1eddng h\u1ee3p ph\u1eabu thu\u1eadt th\u01b0\u1eddng bao g\u1ed3m:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi ph\u00ed ph\u00f2ng m\u1ed5, bao g\u1ed3m ph\u00f2ng h\u1eadu ph\u1eabu, trang thi\u1ebft b\u1ecb v\u00e0 v\u1eadt li\u1ec7u ti\u00eau hao;&nbsp;&nbsp;<\/li>\n\n\n\n<li>Ti\u1ec1n c\u00f4ng cho ca m\u1ed5, bao g\u1ed3m: chi ph\u00ed th\u0103m kh\u00e1m c\u1ee7a B\u00e1c S\u1ef9 h\u1eb1ng ng\u00e0y,&nbsp;<\/li>\n\n\n\n<li>&nbsp;Chi ph\u00ed g\u00e2y m\u00ea, g\u00e2y t\u00ea.&nbsp;<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi tr\u01b0\u1eddng h\u1ee3p Ph\u1eabu thu\u1eadt kh\u00f4ng n\u1eb1m vi\u1ec7n n\u1ed9i tr\u00fa, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 chi tr\u1ea3 th\u00eam c\u00e1c&nbsp; chi ph\u00ed li\u00ean quan \u0111\u1ebfn ti\u1ec1n thu\u1ed1c, ti\u1ec1n v\u1eadt li\u1ec7u ti\u00eau hao, chi ph\u00ed x\u00e9t nghi\u1ec7m, chi ph\u00ed ch\u1ea9n \u0111o\u00e1n h\u00ecnh \u1ea3nh v\u00e0 chi ph\u00ed m\u1eddi B\u00e1c S\u0129 h\u1ed9i ch\u1ea9n.<\/li>\n<\/ul>\n\n\n\n<p>B\u00ean c\u1ea1nh chi ph\u00ed <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" title=\"b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt\">b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/a><\/strong> c\u01a1 b\u1ea3n, n\u1ebfu <a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-suc-khoe\" title=\"mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online\"><strong>mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong> <strong>online<\/strong><\/a> t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u li\u00ean k\u1ebft v\u1edbi <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 <strong>Saladin<\/strong><\/a>, b\u1ea1n c\u00f2n \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb <strong><em>d\u1ecbch v\u1ee5 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed<\/em><\/strong> khi \u0111i\u1ec1u tr\u1ecb t\u1ea1i nh\u1eefng c\u01a1 s\u1edf y t\u1ebf h\u1ee3p t\u00e1c v\u1edbi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n\n\n\n<p>Xem th\u00eam:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/15021146\/Benh-vien-lien-ket-Noitru-Liberty.pdf\" title=\"\">Danh s\u00e1ch b\u1ec7nh vi\u1ec7n h\u1ed7 tr\u1ee3 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed li\u00ean k\u1ebft v\u1edbi b\u1ea3o hi\u1ec3m Liberty<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/15020857\/Benh-vien-lien-ket-Bao-Viet.pdf\" title=\"\">Danh s\u00e1ch b\u1ec7nh vi\u1ec7n h\u1ed7 tr\u1ee3 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed li\u00ean k\u1ebft v\u1edbi b\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/10\/15021144\/Benh-vien-lien-ket-Bao-Minh.pdf\" title=\"\">Danh s\u00e1ch b\u1ec7nh vi\u1ec7n h\u1ed7 tr\u1ee3 b\u1ea3o l\u00e3nh vi\u1ec7n ph\u00ed li\u00ean k\u1ebft v\u1edbi b\u1ea3o hi\u1ec3m B\u1ea3o Minh<\/a><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-0649c058\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-78282724\"><span class=\"ez-toc-section\" id=\"Ket\"><\/span>K\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe bao g\u1ed3m <strong>b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/strong> s\u1ebd gi\u00fap b\u1ea1n ch\u1ee7 \u0111\u1ed9ng v\u1ec1 t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n \u0111i\u1ec1u tr\u1ecb b\u1eb1ng ph\u01b0\u01a1ng ph\u00e1p n\u00e0y, t\u1eeb \u0111\u00f3 b\u1edbt lo l\u1eafng m\u00e0 an t\u00e2m ch\u1eefa tr\u1ecb v\u00e0 h\u1ed3i ph\u1ee5c. N\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 <strong>Saladin<\/strong> cung c\u1ea5p \u0111a d\u1ea1ng g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p t\u00fai ti\u1ec1n t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam nh\u01b0 b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Vi\u1ec7t, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Minh, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe PVI, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Liberty. Ngo\u00e0i ra, b\u1ea1n c\u00f2n  h\u1ed7 tr\u1ee3 tr\u1ea3 g\u00f3p 0%, gi\u00fap x\u00f3a \u0111i n\u1ed7i lo t\u00e0i ch\u00ednh v\u1ec1 chi ph\u00ed ph\u1eabu thu\u1eadt.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Trong \u0111i\u1ec1u tr\u1ecb y t\u1ebf, chi ph\u00ed ph\u1eabu thu\u1eadt l\u00e0 m\u1ed9t trong nh\u1eefng kho\u1ea3n ph\u00ed t\u1ed5n cao nh\u1ea5t, th\u1eadm ch\u00ed tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh c\u1ee7a nhi\u1ec1u gia \u0111\u00ecnh. 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