{"id":7977,"date":"2022-11-30T10:47:38","date_gmt":"2022-11-30T03:47:38","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=7977"},"modified":"2022-12-13T15:11:04","modified_gmt":"2022-12-13T08:11:04","slug":"cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/","title":{"rendered":"Ch\u1ee7 kinh doanh kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd c\u1ea7n mua c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf n\u00e0o?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/#I_Rui_ro_nao_thuong_gap_nhat_o_khach_san_homestay_phong_tro\" >I. R\u1ee7i ro n\u00e0o th\u01b0\u1eddng g\u1eb7p nh\u1ea5t \u1edf kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/#II_Cac_goi_bao_hiem_nha_o_nao_chu_khach_san_homestay_phong_tro_can_trang_bi\" >II. C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf n\u00e0o ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd c\u1ea7n trang b\u1ecb?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"765\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104440\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro-1024x765.jpg\" alt=\"\" class=\"wp-image-8002\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104440\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro-1024x765.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104440\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro-300x224.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104440\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro-768x574.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104440\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro.jpg 1338w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Kh\u00e1ch s\u1ea1n c\u1ea7n ph\u1ea3i b\u1eaft bu\u1ed9c mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5, nh\u01b0ng nh\u01b0 v\u1eady \u0111\u00e3 \u0111\u1ee7 \u0111\u1ec3 b\u1ea3o v\u1ec7 ch\u1ee7 kh\u00e1ch s\u1ea1n ch\u01b0a? Ngo\u00e0i ra, h\u00ecnh th\u1ee9c homestay, ph\u00f2ng tr\u1ecd c\u1ea7n trang b\u1ecb <a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" title=\"c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a> n\u00e0o \u0111\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i s\u1ea3n c\u1ee7a ch\u1ee7 c\u01a1 s\u1edf kinh doanh l\u01b0u tr\u00fa? C\u00f9ng <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">Saladin<\/a> t\u00ecm hi\u1ec3u qua b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y nh\u00e9.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Rui_ro_nao_thuong_gap_nhat_o_khach_san_homestay_phong_tro\"><\/span><strong>I. R\u1ee7i ro n\u00e0o th\u01b0\u1eddng g\u1eb7p nh\u1ea5t \u1edf kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng <\/strong>tr\u1ecd?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. R\u1ee7i ro c\u00f3 th\u1ec3 x\u1ea3y ra \u1edf kh\u00e1ch s\u1ea1n<\/strong><\/h3>\n\n\n\n<p>Kh\u00e1ch s\u1ea1n \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u00e0 m\u1ed9t \u0111i\u1ec3m l\u01b0u tr\u00fa kh\u00e1 an to\u00e0n, \u00edt r\u1ee7i ro nh\u01b0ng kh\u00f4ng ph\u1ea3i v\u00ec th\u1ebf m\u00e0 ch\u1ee7 kh\u00e1ch s\u1ea1n ch\u1ee7 quan v\u1edbi c\u00e1c t\u00ecnh hu\u1ed1ng b\u1ea5t ng\u1edd c\u00f3 th\u1ec3 x\u1ea3y ra.<\/p>\n\n\n\n<p><strong>R\u1ee7i ro ch\u00e1y n\u1ed5 <\/strong>l\u00e0 r\u1ee7i ro ph\u1ed5 bi\u1ebfn nh\u1ea5t \u1edf b\u1ea5t k\u1ef3 \u0111i\u1ec3m l\u01b0u tr\u00fa n\u00e0o, kh\u00f4ng ch\u1ec9 ri\u00eang kh\u00e1ch s\u1ea1n. <strong><em><a href=\"https:\/\/thuvienphapluat.vn\/phap-luat\/dieu-kien-ve-phong-chay-va-chua-chay-doi-voi-khach-san-nha-nghi-cao-tu-7-den-10-tang-duoc-quy-dinh--773413-36829.html\" target=\"_blank\" rel=\"noopener nofollow\" title=\"Ch\u00e1y n\u1ed5 \u1edf kh\u00e1ch s\u1ea1n\">Ch\u00e1y n\u1ed5 \u1edf kh\u00e1ch s\u1ea1n<\/a><\/em><\/strong> ch\u1ee7 y\u1ebfu \u0111\u1ebfn t\u1eeb ho\u1ea1t \u0111\u1ed9ng kinh doanh nh\u00e0 h\u00e0ng, c\u00e1c thi\u1ebft b\u1ecb \u0111i\u1ec7n c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch l\u01b0u tr\u00fa, ngu\u1ed3n \u0111i\u1ec7n t\u1ed5ng kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o tr\u00ec th\u01b0\u1eddng xuy\u00ean trong kh\u00e1ch s\u1ea1n&#8230; c\u00f9ng nhi\u1ec1u l\u00fd do kh\u00f4ng k\u1ec3 xu\u1ec3 kh\u00e1c.<\/p>\n\n\n\n<p>Ngo\u00e0i ra, <strong>r\u1ee7i ro tr\u1ed9m c\u1eafp<\/strong> \u1edf kh\u00e1ch s\u1ea1n c\u0169ng n\u00ean \u0111\u01b0\u1ee3c c\u1ea3nh gi\u00e1c cao \u0111\u1ed9. Vi\u1ec7c tr\u1ed9m c\u1eafp th\u01b0\u1eddng di\u1ec5n ra \u1edf kh\u00e1ch s\u1ea1n t\u1ea7m trung &#8211; nh\u1ecf ho\u1eb7c l\u00e0 nh\u00e0 ngh\u1ec9, n\u01a1i an ninh l\u1ecfng l\u1ebbo. Tr\u1ed9m c\u1eafp s\u1ebd l\u1ee3i d\u1ee5ng l\u00fac ti\u1ebfp t\u00e2n \u0111i v\u1eafng, r\u1eddi qu\u1ea7y trong th\u1eddi gian thay ca ho\u1eb7c ngh\u1ec9 tr\u01b0a &#8211; th\u1eddi \u0111i\u1ec3m v\u1eafng ng\u01b0\u1eddi nh\u1ea5t, \u0111\u1ec3 ti\u1ebfn h\u00e0nh h\u00e0nh vi ph\u1ea1m t\u1ed9i c\u1ee7a m\u00ecnh nh\u01b0 tr\u1ed9m c\u1eafp \u0111\u1ed3 \u0111\u1ea1c \u1edf qu\u1ea7y ti\u1ebfp t\u00e2n, ho\u1eb7c \u0111\u1ed9t nh\u1eadp ph\u00f2ng c\u1ee7a kh\u00e1ch l\u1ea5y \u0111i c\u00e1c v\u1eadt d\u1ee5ng gi\u00e1 tr\u1ecb.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. R\u1ee7i ro ph\u1ed5 bi\u1ebfn khi kinh doanh homestay, ph\u00f2ng tr\u1ecd<\/strong><\/h3>\n\n\n\n<p>Nh\u01b0 \u0111\u00e3 k\u1ec3 tr\u00ean, <strong>r\u1ee7i ro ch\u00e1y n\u1ed5<\/strong> \u1edf homestay, ph\u00f2ng tr\u1ecd c\u00f2n cao h\u01a1n c\u1ea3 khi \u1edf kh\u00e1ch s\u1ea1n. <strong><em>H\u1ea7u h\u1ebft nh\u1eefng nh\u00e2n vi\u00ean, kh\u00e1ch l\u01b0u tr\u00fa \u1edf kh\u00e1ch s\u1ea1n \u0111\u1ec1u \u0111\u01b0\u1ee3c ph\u1ed5 c\u1eadp ki\u1ebfn th\u1ee9c ph\u00f2ng ch\u00e1y ch\u1eefa ch\u00e1y c\u01a1 b\u1ea3n nh\u01b0ng \u1edf homestay, ph\u00f2ng tr\u1ecd th\u00ec kh\u00f4ng.<\/em><\/strong><\/p>\n\n\n\n<p>Ch\u01b0a k\u1ec3, <strong><em>vi\u1ec7c n\u1ea5u n\u01b0\u1edbng, s\u1eed d\u1ee5ng \u0111i\u1ec7n<\/em><\/strong>,&#8230; \u0111\u01b0\u1ee3c kh\u00e1ch l\u01b0u tr\u00fa homestay hay ng\u01b0\u1eddi thu\u00ea tr\u1ecd t\u00f9y \u00fd s\u1eed d\u1ee5ng khi\u1ebfn cho nguy c\u01a1 ch\u00e1y n\u1ed5 t\u0103ng cao. Nh\u1ea5t l\u00e0 v\u00e0o d\u1ecbp c\u1eadn T\u1ebft, nhi\u1ec1u homestay c\u00f2n t\u1ed5 ch\u1ee9c nh\u1eefng ch\u01b0\u01a1ng tr\u00ecnh, ho\u1ea1t \u0111\u1ed9ng tr\u1ea3i nghi\u1ec7m n\u1ea5u b\u00e1nh T\u1ebft ngay t\u1ea1i gia.<\/p>\n\n\n\n<p>Xem th\u00eam:<a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/bao-hiem-chay-no-nha-mua-can-tet\/\" title=\"\"> <strong>C\u1ea7n l\u01b0u \u00fd g\u00ec \u0111\u1ec3 ph\u00f2ng tr\u00e1nh ch\u00e1y n\u1ed5 m\u00f9a c\u1eadn T\u1ebft?<\/strong><\/a><\/p>\n\n\n\n<p>Ti\u1ebfp theo ph\u1ea3i k\u1ec3 \u0111\u1ebfn <strong>r\u1ee7i ro tr\u1ed9m c\u1eafp<\/strong> \u1edf homestay, ph\u00f2ng tr\u1ecd l\u00e0 cao c\u1ef1c k\u1ef3. V\u00ec v\u1ec1 c\u01a1 b\u1ea3n, homestay hay ph\u00f2ng tr\u1ecd c\u0169ng kh\u00f4ng kh\u00e1c nh\u1eefng c\u01a1 s\u1edf l\u01b0u tr\u00fa nh\u00e0 d\u00e2n kh\u00e1c &#8211; kh\u1ea3 n\u0103ng ph\u00f2ng ch\u1ed1ng tr\u1ed9m c\u1eafp lu\u00f4n \u1edf m\u1ee9c th\u1ea5p. \u0110\u1eb7c bi\u1ec7t, <strong><em>v\u00e0o d\u1ecbp c\u1eadn T\u1ebft, kh\u00e1ch thu\u00ea tr\u1ecd d\u1ea7n t\u1ea3n v\u1ec1 qu\u00ea nh\u01b0ng \u0111\u1ed3 \u0111\u1ea1c v\u1eabn \u0111\u1ec3 \u1edf ph\u00f2ng tr\u1ecd l\u00e0 \u201cc\u01a1 h\u1ed9i&#8221; t\u1ed1t \u0111\u1ed1i v\u1edbi tr\u1ed9m c\u01b0\u1edbp l\u1ed9ng h\u00e0nh.<\/em><\/strong><\/p>\n\n\n\n<p>\u0110\u1ee3c th\u00eam \u1edf \u0111\u00e2y: <strong><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/luu-y-phong-tranh-trom-cap-thoi-gian-cuoi-nam-va-bao-hiem-nha-o\/\" title=\"\">Ph\u00f2ng tr\u00e1nh tr\u1ed9m c\u1eafp: Nh\u1eadn di\u1ec7n nh\u1eefng th\u1ee7 \u0111o\u1ea1n tr\u1ed9m c\u1eafp cu\u1ed1i n\u0103m<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Cac_goi_bao_hiem_nha_o_nao_chu_khach_san_homestay_phong_tro_can_trang_bi\"><\/span><strong>II. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/cac-goi-bao-hiem-nha-o\/\" title=\"C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a> n\u00e0o ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd c\u1ea7n trang b\u1ecb?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, khi c\u00f3 b\u1ea5t k\u1ef3 tai n\u1ea1n n\u00e0o x\u1ea3y \u0111\u1ebfn v\u1edbi c\u01a1 s\u1edf l\u01b0u tr\u00fa v\u00e0 v\u1edbi t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch l\u01b0u tr\u00fa, ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd s\u1ebd l\u00e0 ng\u01b0\u1eddi ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u00ec n\u01a1i l\u01b0u tr\u00fa m\u1edf ra kinh doanh ph\u1ea3i c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ea3o qu\u1ea3n, gi\u1eef g\u00ecn t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch. Theo \u0111\u00f3, chi ph\u00ed h\u1ed3i ph\u1ee5c v\u00e0 b\u1ed3i th\u01b0\u1eddng cho kh\u00e1ch l\u01b0u tr\u00fa s\u1ebd \u201c\u0111\u00e8 n\u1eb7ng&#8221; l\u00ean \u0111\u00f4i vai ch\u1ee7 c\u01a1 s\u1edf l\u01b0u tr\u00fa n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea5t k\u1ef3 ph\u01b0\u01a1ng \u00e1n b\u1ea3o v\u1ec7 ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p>Ch\u00ednh v\u00ec th\u1ebf, \u0111\u1ec3 \u0111\u1ed1i m\u1eb7t t\u1ed1t h\u01a1n v\u1edbi t\u1ea5t c\u1ea3 nh\u1eefng r\u1ee7i ro d\u00f9 l\u1edbn d\u00f9 nh\u1ecf, ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd c\u1ea7n ph\u1ea3i hi\u1ec3u r\u00f5 v\u1ec1 <strong>c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> sau \u0111\u00e2y \u0111\u1ec3 c\u00f3 ph\u01b0\u01a1ng \u00e1n trang b\u1ecb ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u kinh doanh:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 \u1edf b\u1eaft bu\u1ed9c<\/strong>: Ch\u1ec9 c\u00f3 ch\u1ee7 kh\u00e1ch s\u1ea1n, nh\u00e0 ngh\u1ec9 ho\u1eb7c nh\u00e0 tr\u1ecd n\u1eb1m trong danh m\u1ee5c c\u01a1 s\u1edf c\u00f3 nguy hi\u1ec3m v\u1ec1 ch\u00e1y, n\u1ed5 theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt v\u1ec1 ph\u00f2ng ch\u00e1y, ch\u1eefa ch\u00e1y, m\u1edbi b\u1eaft bu\u1ed9c ph\u1ea3i mua b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 \u1edf.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/cac-goi-bao-hiem-nha-o-tu-nhan-tot-nhat-hien-nay\/\"><strong>B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/strong><\/a>: \u0110\u00e2y l\u00e0 g\u00f3i <strong>b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> m\u00e0 t\u1ea5t c\u1ea3 ch\u1ee7 c\u01a1 s\u1edf l\u01b0u tr\u00fa \u0111\u1ec1u n\u00ean mua. Quy\u1ec1n l\u1ee3i linh ho\u1ea1t v\u00e0 m\u1edf r\u1ed9ng h\u01a1n B\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0 \u1edf b\u1eaft bu\u1ed9c, bao g\u1ed3m c\u00e1c quy\u1ec1n l\u1ee3i v\u1ec1 ch\u00e1y n\u1ed5, tr\u1ed9m c\u1eafp, th\u1eddi ti\u1ebft, h\u01b0 h\u1ecfng nh\u00e0 c\u1eeda do t\u00e1c \u0111\u1ed9ng giao th\u00f4ng,&#8230; \u0111\u1ed1i v\u1edbi ph\u1ea7n v\u1eadt ch\u1ea5t nh\u00e0 v\u00e0 t\u00e0i s\u1ea3n b\u00ean trong nh\u00e0. Xem th\u00eam: <a href=\"https:\/\/www.saladin.vn\/blog\/?p=7982\">B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n b\u1ed3i th\u01b0\u1eddng v\u00e0 lo\u1ea1i tr\u1eeb nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/bao-hiem-nha-cua-bao-hiem-cho-nhung-tai-san-nao\/\"><strong>B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf to\u00e0n di\u1ec7n<\/strong><\/a>: Kh\u00f4ng ch\u1ec9 bao g\u1ed3m c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m v\u1ec1 nh\u00e0 c\u1eeda, B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf to\u00e0n di\u1ec7n c\u00f2n bao g\u1ed3m B\u1ea3o hi\u1ec3m Tr\u00e1ch nhi\u1ec7m c\u00e1 nh\u00e2n &amp; gia \u0111\u00ecnh v\u00e0 B\u1ea3o hi\u1ec3m Tai n\u1ea1n c\u00e1 nh\u00e2n khi c\u00f3 b\u1ea5t k\u1ef3 thi\u1ec7t h\u1ea1i n\u00e0o v\u1ec1 ng\u01b0\u1eddi.<\/li>\n\n\n\n<li><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/bao-hiem-nha-chung-cu-la-gi-co-bat-buoc-khong\/\"><strong>B\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/strong><\/a>: N\u1ebfu ph\u00f2ng tr\u1ecd thu\u1ed9c chung c\u01b0, ch\u1ee7 ph\u00f2ng tr\u1ecd n\u00ean trang b\u1ecb <strong>B\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/strong> \u0111\u1ec3 th\u00eam ph\u1ea7n y\u00ean t\u00e2m.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>C\u00f3 qu\u00e1 nhi\u1ec1u \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u1ec1 b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf d\u00e0nh cho ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd? Kh\u00f4ng c\u1ea7n b\u1ed1i r\u1ed1i, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1eb7n k\u1ebd v\u00e0 t\u1ef1 thi\u1ebft k\u1ebf nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf ph\u00f9 h\u1ee3p khi li\u00ean h\u1ec7 <strong>hotline Saladin (1900638454)<\/strong>. N\u1ebfu c\u00f3 y\u00eau c\u1ea7u v\u1ec1&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong>,<strong>&nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chay-no-nha\/\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/strong>,&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-chung-cu\/\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a><\/strong>, \u0111\u1eebng ng\u1ea7n ng\u1ea1i li\u00ean h\u1ec7&nbsp;<strong>Saladin<\/strong>&nbsp;\u2013&nbsp;<a href=\"https:\/\/news.saladin.vn\/saladin-co-gi-moi\/saladin-bao-hiem-nghe-nang-cong-tam-trai-nghiem-nguoi-dung-viet-nam\/\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/a> \u0111a gi\u1ea3i ph\u00e1p&nbsp;gi\u00fap t\u01b0 v\u1ea5n m\u1ecdi l\u00fac m\u1ecdi n\u01a1i v\u00e0 \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn c\u1ef1c k\u1ef3 ti\u1ec7n d\u1ee5ng.<\/p>\n\n\n\n<p><strong>C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> \u0111a d\u1ea1ng t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn (b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf B\u1ea3o Vi\u1ec7t, b\u1ea3o hi\u1ec3m nh\u00e0 B\u1ea3o Minh, <strong>b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/strong> to\u00e0n di\u1ec7n Liberty Homecare&#8230;)-<a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/saladin-baoviet-ki-ket-hop-tac-chien-luoc\/\" title=\"\">\u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c c\u1ee7a Saladin<\/a>, s\u1ebd gi\u00fap \u0111\u1ea3m b\u1ea3o qu\u00e1 tr\u00ecnh kinh doanh n\u01a1i l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n di\u1ec5n ra an to\u00e0n nh\u1ea5t.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 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v\u1ec7 ch\u1ee7 kh\u00e1ch s\u1ea1n ch\u01b0a? Ngo\u00e0i ra, h\u00ecnh th\u1ee9c homestay, ph\u00f2ng tr\u1ecd [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":8006,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[100],"tags":[136,140,137,168,141],"class_list":["post-7977","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-nha-tu-nhan","tag-bao-hiem-chay-no-nha","tag-bao-hiem-nha-chung-cu","tag-bao-hiem-nha-o","tag-bao-hiem-nha-tu-nhan","tag-cac-goi-bao-hiem-nha-o"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104748\/4-01-1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30104748\/4-01-1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 30\/11\/2022","modified":"Updated on 13\/12\/2022"},"absolute_dates_time":{"created":"Posted on 30\/11\/2022 10:47 AM","modified":"Updated on 13\/12\/2022 3:11 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=7977"}],"version-history":[{"count":6,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7977\/revisions"}],"predecessor-version":[{"id":9498,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7977\/revisions\/9498"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/8006"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=7977"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=7977"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=7977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}