{"id":7982,"date":"2022-11-11T13:21:32","date_gmt":"2022-11-11T06:21:32","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=7982"},"modified":"2024-03-21T18:11:09","modified_gmt":"2024-03-21T11:11:09","slug":"bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao\/","title":{"rendered":"B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n b\u1ed3i th\u01b0\u1eddng v\u00e0 lo\u1ea1i tr\u1eeb nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao\/#1_Quyen_loi_boi_thuong_co_ban_cua_bao_hiem_nha_o_tu_nhan\" >1. Quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng c\u01a1 b\u1ea3n c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao\/#2_Nhung_truong_hop_khong_duoc_bao_hiem_nha_o_tu_nhan_boi_thuong\" >2. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n b\u1ed3i th\u01b0\u1eddng<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-tu-nhan\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" title=\"B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong> t\u01b0 nh\u00e2n l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf m\u00e0 t\u1ea5t c\u1ea3 ch\u1ee7 kinh doanh kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd \u0111\u1ec1u n\u00ean quan t\u00e2m, k\u1ec3 c\u1ea3 khi \u0111\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf kh\u00f4ng b\u1eaft bu\u1ed9c. L\u00fd do l\u00e0 ph\u1ea1m vi b\u1ea3o v\u1ec7 c\u1ee7a lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y kh\u00e1 ph\u00f9 h\u1ee3p v\u1edbi <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/\" title=\"B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">nh\u1eefng r\u1ee7i ro th\u01b0\u1eddng g\u1eb7p khi kinh doanh l\u01b0u tr\u00fa<\/a>, bao g\u1ed3m ph\u1ea7n v\u1eadt ch\u1ea5t ng\u00f4i nh\u00e0 v\u00e0 t\u00e0i s\u1ea3n b\u00ean trong nh\u00e0. V\u1eady tr\u01b0\u1eddng h\u1ee3p n\u00e0o s\u1ebd \u0111\u01b0\u1ee3c <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" title=\"B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a><\/strong> b\u1ed3i th\u01b0\u1eddng, tr\u01b0\u1eddng h\u1ee3p n\u00e0o b\u1ecb lo\u1ea1i tr\u1eeb t\u1eeb ch\u1ed1i b\u1ed3i th\u01b0\u1eddng? C\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u00e9.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-1024x683.jpg\" alt=\"\" class=\"wp-image-8035\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-1536x1024.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30131740\/bao-hiem-nha-o-tu-nhan-boi-thuong-va-loai-tru-nhung-truong-hop-nao-2048x1365.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Quyen_loi_boi_thuong_co_ban_cua_bao_hiem_nha_o_tu_nhan\"><\/span><strong>1. Quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng c\u01a1 b\u1ea3n c\u1ee7a <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\" title=\"b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a> t\u01b0 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/strong> c\u00f3 m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i b\u1ed3i th\u01b0\u1eddng c\u01a1 b\u1ea3n trong tr\u01b0\u1eddng h\u1ee3p:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u00e0 b\u1ecb h\u01b0 h\u1ecfng, b\u1ecb ph\u00e1 h\u1ee7y b\u1edfi thi\u00ean tai (l\u0169 l\u1ee5t, \u0111\u1ed9ng \u0111\u1ea5t, h\u1ecfa ho\u1ea1n \u2026) ho\u1eb7c c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng;<\/li>\n\n\n\n<li>Ng\u00f4i nh\u00e0 b\u1ecb ph\u00e1 hu\u1ef7 do h\u1ecfa ho\u1ea1n, s\u00e9t \u0111\u00e1nh; ch\u00e1y, n\u1ed5; ho\u1eb7c do m\u00e1y bay, xe c\u1ed9, s\u00fac v\u1eadt \u0111\u00e2m v\u00e0o;<\/li>\n\n\n\n<li>T\u1ed5n th\u1ea5t do v\u1ee1 hay tr\u00e0n n\u01b0\u1edbc t\u1eeb c\u00e1c b\u1ec3 ch\u1ee9a, thi\u1ebft b\u1ecb ch\u1ee9a n\u01b0\u1edbc hay \u0111\u01b0\u1eddng \u1ed1ng d\u1eabn\u2026<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i v\u1ec1 t\u00e0i s\u1ea3n do ng\u00f4i nh\u00e0 b\u1ecb tr\u1ed9m c\u01b0\u1edbp c\u00f3 d\u1ea5u hi\u1ec7u \u0111\u1ed9t nh\u1eadp ho\u1eb7c c\u00f3 d\u1ea5u hi\u1ec7u s\u1eed d\u1ee5ng v\u0169 l\u1ef1c.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Nhung_truong_hop_khong_duoc_bao_hiem_nha_o_tu_nhan_boi_thuong\"><\/span><strong>2. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n b\u1ed3i th\u01b0\u1eddng<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/strong> s\u1ebd kh\u00f4ng gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng m\u1ed9t s\u1ed1 thi\u1ec7t h\u1ea1i c\u00f3 nguy\u00ean nh\u00e2n nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>C\u1ed1 \u00fd ph\u00e1 h\u1ee7y, g\u00e2y ch\u00e1y, n\u1ed5 c\u1ee7a Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m (N\u0110BH); ho\u1eb7c do c\u1ed1 \u00fd vi ph\u1ea1m c\u00e1c <a href=\"https:\/\/baothanhhoa.vn\/doi-song-xa-hoi\/quy-dinh-ve-an-toan-pccc-doi-voi-nha-o-rieng-le-va-nha-o-ket-hop-san-xuat-kinh-doanh\/148533.htm#:~:text=Theo%20%C4%91%C3%B3%2C%20ch%E1%BB%A7%20h%E1%BB%99%20gia,d%E1%BB%A5ng%20ngu%E1%BB%93n%20l%E1%BB%ADa%2C%20ngu%E1%BB%93n%20nhi%E1%BB%87t.\" target=\"_blank\" rel=\"noopener nofollow\" title=\"quy \u0111\u1ecbnh v\u1ec1 PCCC\">quy \u0111\u1ecbnh v\u1ec1 PCCC<\/a> (nh\u01b0 \u0111\u1ed1t c\u00e2y c\u1ecf, \u0111\u1ed1t r\u00e1c\u2026 ) v\u00e0 tr\u1ef1c ti\u1ebfp g\u00e2y ra ch\u00e1y n\u1ed5;<\/li>\n\n\n\n<li>Nh\u1eefng bi\u1ebfn c\u1ed1 v\u1ec1 ch\u00ednh tr\u1ecb, an ninh v\u00e0 tr\u1eadt t\u1ef1 an to\u00e0n x\u00e3 h\u1ed9i g\u00e2y ra;<\/li>\n\n\n\n<li>T\u00e0i s\u1ea3n b\u1ecb \u0111\u1ed1t ch\u00e1y, ph\u00e1 h\u1ee7y theo quy\u1ebft \u0111\u1ecbnh c\u1ee7a c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n;<\/li>\n\n\n\n<li>Thi\u1ec7t h\u1ea1i do t\u00e0i s\u1ea3n t\u1ef1 l\u00ean men ho\u1eb7c t\u1ef1 t\u1ecfa nhi\u1ec7t; ho\u1eb7c ch\u1ecbu t\u00e1c \u0111\u1ed9ng c\u1ee7a m\u1ed9t qu\u00e1 tr\u00ecnh x\u1eed l\u00fd c\u00f3 d\u00f9ng nhi\u1ec7t;<\/li>\n\n\n\n<li>C\u00e1c m\u00e1y m\u00f3c, thi\u1ebft b\u1ecb \u0111i\u1ec7n ch\u00e1y n\u1ed5 do qu\u00e1 t\u1ea3i, qu\u00e1 \u00e1p, \u0111o\u1ea3n m\u1ea1ch, t\u1ef1 \u0111\u1ed1t n\u00f3ng, h\u1ed3 quang \u0111i\u1ec7n, r\u00f2 \u0111i\u1ec7n do b\u1ea5t k\u1ef3 nguy\u00ean nh\u00e2n n\u00e0o.<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1ec3 c\u00f3 th\u1ec3 ch\u1ecdn mua c\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung n\u1ebfu c\u1ea7n thi\u1ebft, b\u1ea1n c\u00f3 th\u1ec3 li\u00ean h\u1ec7 <strong><em>hotline 1900638454<\/em><\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u1ec1 c\u00e1c g\u00f3i B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf to\u00e0n di\u1ec7n hi\u1ec7n c\u00f3 tr\u00ean <strong><a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">Saladin &#8211; n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a><\/strong> <strong><em>(b\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t, b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n Liberty Homecare, b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf B\u1ea3o Minh,<\/em><\/strong> c\u00f9ng c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf c\u1ee7a nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn kh\u00e1c t\u1ea1i Vi\u1ec7t Nam).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>H\u01a1n ai h\u1ebft, ch\u1ee7 kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd l\u00e0 nh\u1eefng ng\u01b0\u1eddi c\u1ea7n ph\u1ea3i quan t\u00e2m \u0111\u1ebfn <strong>c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/strong> nh\u1ea5t do n\u01a1i l\u01b0u tr\u00fa kh\u00f4ng ch\u1ec9 l\u00e0 ch\u1ed7 \u1edf m\u00e0 c\u00f2n l\u00e0 c\u00f4ng c\u1ee5 ki\u1ebfm ti\u1ec1n. V\u1eady n\u00ean, vi\u1ec7c b\u1ea3o v\u1ec7 cho ngu\u1ed3n thu nh\u1eadp c\u1ee7a m\u00ecnh lu\u00f4n c\u1ea7n \u0111\u01b0\u1ee3c \u01b0u ti\u00ean nghi\u00eam t\u00fac.<\/p>\n\n\n\n<p><br>N\u1ebfu c\u00f3 y\u00eau c\u1ea7u v\u1ec1\u00a0<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-o\/\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a><\/strong>,<strong>\u00a0<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-chay-no-nha\/\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a><\/strong>,\u00a0<strong><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-nha-chung-cu\/\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a><\/strong>, \u0111\u1eebng ng\u1ea7n ng\u1ea1i li\u00ean h\u1ec7\u00a0<strong>Saladin<\/strong>\u00a0\u2013\u00a0<a href=\"https:\/\/www.saladin.vn\/\" target=\"_blank\" rel=\"noopener\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/a>\u00a0gi\u00fap t\u01b0 v\u1ea5n m\u1ecdi l\u00fac m\u1ecdi n\u01a1i v\u00e0 \u0111\u0103ng k\u00fd mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn c\u1ef1c k\u1ef3 ti\u1ec7n d\u1ee5ng. H\u00e3y h\u00e0nh \u0111\u1ed9ng ngay \u0111\u1ec3 b\u1ea3o v\u1ec7 an to\u00e0n cho c\u0103n h\u1ed9 v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh b\u1eb1ng c\u00e1ch truy c\u1eadp website ho\u1eb7c \u1ee9ng d\u1ee5ng <strong>Saladin<\/strong> \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf tr\u1ef1c tuy\u1ebfn nhanh ch\u00f3ng v\u00e0 thu\u1eadn ti\u1ec7n nh\u00e9.<\/p>\n\n\n\n<p>Xem th\u00eam: <strong><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-nha-o\/cac-goi-bao-hiem-nha-o-can-thiet-cho-chu-khach-san-homestay-phong-tro\/\" title=\"\">R\u1ee7i ro n\u00e0o th\u01b0\u1eddng g\u1eb7p nh\u1ea5t khi kinh doanh kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd?<\/a><\/strong><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf t\u01b0 nh\u00e2n l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf m\u00e0 t\u1ea5t c\u1ea3 ch\u1ee7 kinh doanh kh\u00e1ch s\u1ea1n, homestay, ph\u00f2ng tr\u1ecd \u0111\u1ec1u n\u00ean quan t\u00e2m, k\u1ec3 c\u1ea3 khi [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":8036,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[100],"tags":[136,140,137,168,141],"class_list":["post-7982","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-nha-tu-nhan","tag-bao-hiem-chay-no-nha","tag-bao-hiem-nha-chung-cu","tag-bao-hiem-nha-o","tag-bao-hiem-nha-tu-nhan","tag-cac-goi-bao-hiem-nha-o"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30132119\/8-01-1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/11\/30132119\/8-01-1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-nha-tu-nhan\/\" class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ch\u00e1y n\u1ed5 nh\u00e0<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 chung c\u01b0<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m nh\u00e0 t\u01b0 nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 11\/11\/2022","modified":"Updated on 21\/03\/2024"},"absolute_dates_time":{"created":"Posted on 11\/11\/2022 1:21 PM","modified":"Updated on 21\/03\/2024 6:11 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=7982"}],"version-history":[{"count":5,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7982\/revisions"}],"predecessor-version":[{"id":20832,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/7982\/revisions\/20832"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/8036"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=7982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=7982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=7982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}