{"id":8361,"date":"2022-12-05T10:58:51","date_gmt":"2022-12-05T03:58:51","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=8361"},"modified":"2023-12-28T15:20:19","modified_gmt":"2023-12-28T08:20:19","slug":"kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin\/","title":{"rendered":"Kinh nghi\u1ec7m ph\u00f2ng tr\u00e1nh, x\u1eed l\u00fd khi b\u1ecb m\u1ea5t c\u1eafp xe m\u00e1y v\u00e0 b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin\/#I_Cac_thu_doan_trom_cap_xe_may_moi_nhat\" >I. C\u00e1c th\u1ee7 \u0111o\u1ea1n tr\u1ed9m c\u1eafp xe m\u00e1y m\u1edbi nh\u1ea5t<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin\/#II_Khong_mua_bao_hiem_mat_cap_xe_may_va_nhung_sai_lam_khac_cua_chu_xe\" >II. Kh\u00f4ng mua b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y v\u00e0 nh\u1eefng sai l\u1ea7m kh\u00e1c c\u1ee7a ch\u1ee7 xe<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin\/#Ket_luan\" >K\u1ebft lu\u1eadn<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>R\u1ee7i ro m\u1ea5t c\u1eafp xe m\u00e1y, m\u1ea5t tr\u1ed9m xe m\u00e1y ng\u00e0y c\u00e0ng t\u0103ng, nh\u1ea5t l\u00e0 v\u00e0o c\u00e1c m\u00f9a \u0111\u00e1 b\u00f3ng nh\u01b0 Euro, World Cup, c\u00e1c d\u1ecbp l\u1ec5 h\u1ed9i, m\u00f9a T\u1ebft, m\u00f9a c\u01b0\u1edbi..T\u1ed9i ph\u1ea1m tr\u1ed9m c\u1eafp xe m\u00e1y ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n tinh vi, ch\u1ee7 y\u1ebfu nguy\u00ean nh\u00e2n l\u00e0 v\u00ec s\u1ef1 ch\u1ee7 quan c\u1ee7a ch\u1ee7 xe. C\u1eadp nh\u1eadt ngay nh\u1eefng th\u1ee7 \u0111o\u1ea1n tr\u1ed9m xe m\u00e1y m\u1edbi nh\u1ea5t v\u00e0 c\u1ea7n l\u00e0m g\u00ec \u0111\u1ec3 \u0111\u01b0\u1ee3c <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y\">b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y<\/a> b\u1ed3i th\u01b0\u1eddng nh\u00e9!<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06103846\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin-1024x683.jpg\" alt=\"\" class=\"wp-image-8459\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06103846\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin-1024x683.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06103846\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin-300x200.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06103846\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin-768x512.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06103846\/kinh-nghiem-phong-tranh-va-xu-ly-khi-bi-mat-cap-xe-may-bao-hiem-mat-cap-xe-may-saladin.jpg 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-8fa1882b\"><span class=\"ez-toc-section\" id=\"I_Cac_thu_doan_trom_cap_xe_may_moi_nhat\"><\/span><strong>I. C\u00e1c th\u1ee7 \u0111o\u1ea1n tr\u1ed9m c\u1eafp xe m\u00e1y m\u1edbi nh\u1ea5t<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u01b0\u1edbi \u0111\u00e2y l\u00e0 6 th\u1ee7 \u0111o\u1ea1n th\u01b0\u1eddng g\u1eb7p c\u1ee7a k\u1ebb tr\u1ed9m xe m\u00e1y m\u00e0 ch\u1ee7 xe c\u1ea7n c\u1ea3nh gi\u00e1c:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>\u0110\u1eb7t xe l\u00ean b\u00e0n tr\u01b0\u1ee3t \u0111\u1ec3 \u0111\u1ea9y xe \u0111\u1ebfn n\u01a1i thu\u1eadn ti\u1ec7n<\/em><\/strong> cho vi\u1ec7c ph\u00e1 kh\u00f3a, \u0111\u1eb7c bi\u1ec7t l\u00e0 v\u1edbi nh\u1eefng xe b\u1ecb kh\u00f3a c\u1ed5.<\/li>\n\n\n\n<li><strong><em>Gi\u1ea3 l\u00e0m kh\u00e1ch \u0111i v\u00e0o c\u00e1c c\u01a1 quan nh\u00e0 n\u01b0\u1edbc, t\u00f2a nh\u00e0 v\u0103n ph\u00f2ng nh\u1ecf<\/em><\/strong>, l\u1ee3i d\u1ee5ng s\u01a1 h\u1edf ho\u1eb7c ti\u1ebfp c\u1eadn \u0111\u00e1nh l\u1ea1c h\u01b0\u1edbng ch\u00fa \u00fd c\u1ee7a b\u1ea3o v\u1ec7 \u0111\u1ec3 tr\u1ed9m xe.<\/li>\n\n\n\n<li>L\u00e2n la \u1edf <strong><em>nh\u1eefng n\u01a1i \u0111\u00f4ng ng\u01b0\u1eddi m\u00e0 kh\u00f4ng c\u00f3 gi\u1eef xe nh\u01b0 ch\u1ee3, b\u1ebfn xe, c\u1eeda h\u00e0ng ti\u1ec7n l\u1ee3i, \u0111\u00e1m c\u01b0\u1edbi, l\u1ec5 h\u1ed9i<\/em><\/strong>&#8230; \u0111\u1ec3 th\u1ef1c hi\u1ec7n h\u00e0nh vi tr\u1ed9m c\u1eafp.&nbsp;<\/li>\n\n\n\n<li><strong><em>L\u1eafp bi\u1ec3n s\u1ed1 gi\u1ea3, gi\u1ea3 v\u1edd d\u1eaft nh\u1ea7m xe<\/em><\/strong> \u0111\u1ec3 \u0111\u00e1nh l\u1ea1c h\u01b0\u1edbng b\u1ea3o v\u1ec7.<\/li>\n\n\n\n<li><strong><em>Gi\u1ea3 v\u1edd l\u00e0m h\u1ecfng xe, \u0111\u1eb7c bi\u1ec7t l\u00e0 nh\u1eafm v\u00e0o \u0111\u1ed1i t\u01b0\u1ee3ng ph\u1ee5 n\u1eef<\/em><\/strong>. Sau \u0111\u00f3, \u0111\u1ed1i t\u01b0\u1ee3ng tr\u1ed9m c\u1eafp xe m\u00e1y t\u1ecf ra l\u1ecbch s\u1ef1, \u0111\u1ec1 ngh\u1ecb gi\u00fap \u0111\u1ee1 d\u1eaft xe \u0111i s\u1eeda r\u1ed3i nhanh ch\u00f3ng c\u00f9ng \u0111\u1ed3ng b\u1ecdn kh\u1ed1ng ch\u1ebf n\u1ea1n nh\u00e2n v\u00e0 c\u01b0\u1edbp xe.<\/li>\n\n\n\n<li>\u0110\u1ed1i t\u01b0\u1ee3ng <strong><em>gi\u1ea3 v\u1edd l\u00e0m nh\u00e2n vi\u00ean tr\u00f4ng xe v\u00e0 \u0111\u1ec1 ngh\u1ecb d\u1eaft xe v\u00e0o b\u00e3i, ho\u1eb7c mang xe \u0111i g\u1eedi cho kh\u00e1ch<\/em><\/strong>. Th\u1ef1c ch\u1ea5t, ch\u00fang \u0111\u1ee3i kh\u00e1ch \u0111i khu\u1ea5t v\u00e0 th\u1ef1c hi\u1ec7n chi\u1ebfm \u0111o\u1ea1t xe.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-6433c91f\"><span class=\"ez-toc-section\" id=\"II_Khong_mua_bao_hiem_mat_cap_xe_may_va_nhung_sai_lam_khac_cua_chu_xe\"><\/span><strong>II. Kh\u00f4ng mua <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-mat-cap-xe-may\/\" title=\"b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y\">b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y<\/a> v\u00e0 nh\u1eefng sai l\u1ea7m kh\u00e1c c\u1ee7a ch\u1ee7 xe<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-9e0c0465\"><strong>1. B\u1ecb tr\u1ed9m xe m\u00e1y do ch\u1ee7 quan khi c\u00f3 thi\u1ebft b\u1ecb ch\u1ed1ng tr\u1ed9m<\/strong><\/h3>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\"><em>Sai l\u1ea7m:<\/em><\/span><\/strong> Hi\u1ec7n nay tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ea3ng c\u00e1o tr\u00e0n lan c\u00e1c lo\u1ea1i thi\u1ebft b\u1ecb ch\u1ed1ng tr\u1ed9m v\u1edbi \u0111\u1ee7 lo\u1ea1i c\u00f4ng ngh\u1ec7, gi\u00e1 c\u1ea3. Trong \u0111\u00f3, kh\u00f4ng \u00edt c\u00e1c thi\u1ebft b\u1ecb b\u00e1o tr\u1ed9m, kh\u00f3a xe kh\u00f4ng r\u00f5 ngu\u1ed3n g\u1ed1c, kh\u00f4ng \u0111\u01b0\u1ee3c ki\u1ec3m \u0111\u1ecbnh kh\u1ea3 n\u0103ng ch\u1ed1ng b\u1ebb kh\u00f3a ho\u1eb7c s\u1eed d\u1ee5ng c\u00f4ng ngh\u1ec7 kho\u00e1 s\u00f3ng l\u1ed7i th\u1eddi, d\u1ec5 d\u00e0ng b\u1ecb d\u00f2 t\u1ea7n s\u1ed1 v\u00e0 v\u00f4 hi\u1ec7u h\u00f3a ngay l\u1eadp t\u1ee9c.<\/p>\n\n\n\n<p>\u0110\u1ec3 ph\u00f2ng tr\u00e1nh m\u1ea5t c\u1eafp xe m\u00e1y \u0111\u00fang c\u00e1ch, khi mua v\u00e0 l\u1eafp thi\u1ebft b\u1ecb ch\u1ed1ng tr\u1ed9m c\u1ea7n l\u01b0u \u00fd:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Thi\u1ebft b\u1ecb ch\u1ed1ng tr\u1ed9m n\u00ean c\u00f3 c\u00f4ng ngh\u1ec7 cao, hi\u1ec7n \u0111\u1ea1i, m\u1edbi nh\u1ea5t<\/em><\/strong> \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00ednh b\u1ea3o m\u1eadt.&nbsp;<\/li>\n\n\n\n<li><strong><em>Xu\u1ea5t x\u1ee9 r\u00f5 r\u00e0ng, \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng b\u1ea3o h\u00e0nh v\u00e0 h\u1ed7 tr\u1ee3 v\u1eadn h\u00e0nh<\/em><\/strong>.<\/li>\n\n\n\n<li>Thi\u1ebft b\u1ecb l\u1eafp \u0111\u1eb7t n\u00ean <strong><em>t\u00edch h\u1ee3p lu\u00f4n kh\u1ea3 n\u0103ng \u0111\u1ecbnh v\u1ecb <\/em><\/strong>\u0111\u1ec3 trong tr\u01b0\u1eddng h\u1ee3p x\u1ea5u nh\u1ea5t khi b\u1ecb m\u1ea5t tr\u1ed9m xe m\u00e1y, b\u1ea1n c\u00f3 th\u1ec3 hy v\u1ecdng t\u00ecm l\u1ea1i \u0111\u01b0\u1ee3c chi\u1ebfc xe m\u00e1y th\u00e2n y\u00eau c\u1ee7a m\u00ecnh.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-818121f8\"><strong>2. B\u1ecb m\u1ea5t c\u1eafp xe m\u00e1y khi r\u1eddi xe m\u00e0 kh\u00f4ng kh\u00f3a d\u00f9 ch\u1ec9 v\u00e0i gi\u00e2y<\/strong><\/h3>\n\n\n\n<p><strong><em><span style=\"text-decoration: underline;\">Sai l\u1ea7m:<\/span><\/em><\/strong> Nhi\u1ec1u ng\u01b0\u1eddi ch\u1ee7 quan \u201c\u0111\u1ec3 xe \u1edf \u0111\u00e2y m\u1ed9t l\u00fac r\u1ed3i ra li\u1ec1n ch\u1eafc kh\u00f4ng sao, xung quanh c\u0169ng c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi\u201d khi \u0111i ch\u1ee3, c\u1eeda h\u00e0ng mua \u0111\u1ed3, l\u1ea5y \u0111\u1ed3 n\u00ean <strong><em>kh\u00f4ng kh\u00f3a c\u1ed5 ho\u1eb7c r\u00fat ch\u00eca kho\u00e1 xe<\/em><\/strong>. N\u1eafm \u0111\u01b0\u1ee3c t\u00e2m l\u00fd n\u00e0y, t\u1ed9i ph\u1ea1m m\u1edbi ng\u00e0y c\u00e0ng c\u00f3 nhi\u1ec1u th\u1ee7 \u0111o\u1ea1n \u0103n c\u1eafp xe nhanh ch\u00f3ng, tinh vi, b\u00e0i b\u1ea3n khi\u1ebfn ch\u1ee7 xe v\u00e0 c\u1ea3 ng\u01b0\u1eddi d\u00e2n xung quanh tr\u1edf tay kh\u00f4ng k\u1ecbp.<\/p>\n\n\n\n<p>\u0110\u1ec3 ph\u00f2ng tr\u00e1nh m\u1ea5t c\u1eafp xe m\u00e1y \u0111\u00fang c\u00e1ch, khi \u0111\u1eadu xe, d\u1eebng xe m\u00e1y ngo\u00e0i \u0111\u01b0\u1eddng b\u1ea1n n\u00ean lu\u00f4n l\u01b0u \u00fd:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Lu\u00f4n r\u00fat ch\u00eca v\u00e0 kh\u00f3a c\u1ed5<\/em><\/strong> khi kh\u00f4ng d\u00f9ng xe, d\u00f9 ch\u1ec9 trong v\u00e0i gi\u00e2y.<\/li>\n\n\n\n<li><strong><em>Kh\u00f4ng \u0111\u1ec3 xe \u1edf n\u01a1i c\u00f4ng c\u1ed9ng m\u00e0 kh\u00f4ng c\u00f3 ng\u01b0\u1eddi tr\u00f4ng coi<\/em><\/strong> nh\u01b0 v\u1ec9a h\u00e8, l\u00f2ng \u0111\u01b0\u1eddng&#8230;<\/li>\n\n\n\n<li><strong><em>N\u00ean g\u1eedi xe \u0111\u00fang n\u01a1i quy \u0111\u1ecbnh khi v\u00e0o c\u00f4ng vi\u00ean, t\u00f2a nh\u00e0<\/em><\/strong>,&#8230; v\u00ec b\u1ea1n lu\u00f4n c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd b\u1eadn vi\u1ec7c l\u00e2u h\u01a1n d\u1ef1 \u0111\u1ecbnh.<\/li>\n\n\n\n<li>Khi g\u1eedi xe \u1edf c\u00e1c b\u00e3i xe, n\u01a1i c\u00f3 ng\u01b0\u1eddi tr\u00f4ng coi, h\u00e3y <strong><em>\u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u01b0\u1ee3c ph\u00e1t v\u00e9 xe v\u00e0 c\u1ea9n th\u1eadn quan s\u00e1t cho \u0111\u1ebfn khi xe \u0111\u01b0\u1ee3c mang v\u00e0o g\u1eedi<\/em><\/strong> \u0111\u00fang n\u01a1i quy \u0111\u1ecbnh, <strong><em>tuy\u1ec7t \u0111\u1ed1i kh\u00f4ng \u0111\u1ec3 ng\u01b0\u1eddi l\u1ea1 g\u1eedi xe \u201cgi\u00f9m\u201d.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading advgb-dyn-b5bba064\"><strong>3. Ti\u1ebfc ti\u1ec1n mua b\u1ea3o hi\u1ec3m xe m\u00e1y<\/strong> d\u1eabn \u0111\u1ebfn kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng khi xe m\u00e1y b\u1ecb tr\u1ed9m c\u1eafp<\/h3>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">Sai l\u1ea7m:<\/span><\/strong> Nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng s\u1ed1 ti\u1ec1n b\u1ecf ra \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft, v\u00ec nh\u1eefng r\u1ee7i ro x\u1ea3y ra nh\u01b0 m\u1ea5t c\u1eafp xe m\u00e1y, tai n\u1ea1n xe m\u00e1y c\u00f3 t\u1ec9 l\u1ec7 x\u1ea3y ra kh\u00f4ng cao, v\u00e0 ch\u1eafc k\u1ebb tr\u1ed9m s\u1ebd\u2026 ch\u1eeba m\u00ecnh ra. Tuy nhi\u00ean, m\u1ed9t khi b\u1ecb m\u1ea5t tr\u1ed9m, b\u1ea1n s\u1ebd nh\u1eadn ra m\u00ecnh b\u1ecb t\u1ed5n th\u1ea5t m\u1ed9t s\u1ed1 ti\u1ec1n l\u1edbn h\u01a1n nhi\u1ec1u so v\u1edbi chi ph\u00ed b\u1ecf ra \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/p>\n\n\n\n<p>\u0110\u1ec3 ph\u00f2ng tr\u00e1nh m\u1ea5t c\u1eafp xe m\u00e1y \u0111\u00fang c\u00e1ch, b\u1ea1n c\u1ea7n hi\u1ec3u \u0111\u00fang v\u1ec1 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u1ec3 c\u00f3 th\u1ec3 ch\u1ecdn cho m\u00ecnh s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p><strong><em>B\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y s\u1ebd b\u1ed3i th\u01b0\u1eddng cho Ch\u1ee7 xe nh\u1eefng thi\u1ec7t h\u1ea1i do m\u1ea5t c\u1eafp xe m\u00e1y trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau, v\u1edbi \u0111i\u1ec1u ki\u1ec7n lo\u1ea1i xe \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd h\u1ee3p l\u1ec7:<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>M\u1ea5t c\u1eafp xe m\u00e1y t\u1ea1i c\u00e1c \u0111i\u1ec3m tr\u00f4ng gi\u1eef xe:<\/em><\/strong> tr\u01b0\u1eddng h\u1ecdc, b\u1ec7nh vi\u1ec7n, c\u01a1 quan nh\u00e0 n\u01b0\u1edbc v\u00e0 t\u00f2a nh\u00e0, b\u00e3i gi\u1eef xe c\u00f4ng c\u1ed9ng c\u00f3 gi\u1ea5y ph\u00e9p do c\u01a1 quan nh\u00e0 n\u01b0\u1edbc c\u00f3 th\u1ea9m quy\u1ec1n c\u1ea5p ph\u00e9p, \u0111\u1ed3ng th\u1eddi c\u00f3 ph\u00e1t phi\u1ebfu gi\u1eef xe.<\/li>\n\n\n\n<li><strong><em>Nh\u00e0, n\u01a1i c\u01b0 tr\u00fa b\u1ecb tr\u1ed9m c\u01b0\u1edbp \u0111\u1ed9t nh\u1eadp, c\u1ea1y ph\u00e1<\/em><\/strong> c\u00f3 d\u1ea5u v\u1ebft \u0111\u1ec3 l\u1ea1i v\u00e0\/ho\u1eb7c b\u1ecb t\u1ea5n c\u00f4ng ho\u1eb7c \u0111e d\u1ecda b\u1eb1ng v\u0169 l\u1ef1c.<\/li>\n\n\n\n<li><strong><em>B\u1ecb c\u01b0\u1edbp tr\u00ean \u0111\u01b0\u1eddng.<\/em><\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading advgb-dyn-2cf7133b\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span>K\u1ebft lu\u1eadn<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>T\u00ednh linh \u0111\u1ed9ng c\u1ee7a xe m\u00e1y l\u00e0 m\u1ed9t \u01b0u \u0111i\u1ec3m, nh\u01b0ng c\u0169ng l\u00e0 m\u1ed9t \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 vi\u1ec7c m\u1ea5t c\u1eafp xe m\u00e1y di\u1ec5n ra d\u1ec5 d\u00e0ng h\u01a1n. B\u1ea1n kh\u00f3 c\u00f3 th\u1ec3 l\u01b0\u1eddng h\u1ebft \u0111\u01b0\u1ee3c nh\u1eefng h\u00e0nh vi ng\u00e0y c\u00e0ng m\u01b0u m\u00f4, tinh vi c\u1ee7a t\u1ed9i ph\u1ea1m. Do \u0111\u00f3, ngo\u00e0i nh\u1eefng kinh nghi\u1ec7m ph\u00f2ng ng\u1eeba tr\u1ed9m c\u1eafp xe m\u00e1y, c\u00e1ch b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n nh\u1ea5t cho \u201cx\u1ebf y\u00eau\u201d  ch\u00ednh l\u00e0 g\u00f3i <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y\">b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y<\/a><\/strong> ph\u00f9 h\u1ee3p. Tham kh\u1ea3o <a href=\"https:\/\/www.saladin.vn\/bao-hiem-xe-may\" title=\"\">c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m xe m\u00e1y<\/a> tr\u00ean website\/ \u1ee9ng d\u1ee5ng <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\"><strong>Saladin<\/strong> &#8211; n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a> \u0111\u1ec3 ch\u1ecdn cho m\u00ecnh g\u00f3i b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp xe m\u00e1y, <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-xe-may\/\" title=\"b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/a> ph\u00f9 h\u1ee3p t\u1eeb c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam nh\u00e9 (b\u1ea3o hi\u1ec3m xe m\u00e1y Liberty, b\u1ea3o hi\u1ec3m xe m\u00e1y B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, b\u1ea3o hi\u1ec3m xe m\u00e1y PVI&#8230;)<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>R\u1ee7i ro m\u1ea5t c\u1eafp xe m\u00e1y, m\u1ea5t tr\u1ed9m xe m\u00e1y ng\u00e0y c\u00e0ng t\u0103ng, nh\u1ea5t l\u00e0 v\u00e0o c\u00e1c m\u00f9a \u0111\u00e1 b\u00f3ng nh\u01b0 Euro, World Cup, c\u00e1c d\u1ecbp l\u1ec5 h\u1ed9i, m\u00f9a T\u1ebft, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":8476,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[49,367,112,34,51,50,201,84,52,120,35,110,109,368,98,68],"class_list":["post-8361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-bao-hiem-dan-su-bat-buoc-xe-may","tag-bao-hiem-mat-cap-xe-may","tag-bao-hiem-tnds-xe-may","tag-bao-hiem-trach-nhiem-dan-su-cua-xe-may","tag-bao-hiem-trach-nhiem-dan-su-xe-may","tag-bao-hiem-xe-may-co-may-loai","tag-bao-hiem-xe-may-het-han-phat-bao-nhieu","tag-cac-loai-bao-hiem-xe-may-bat-buoc","tag-cong-dung-cua-bao-hiem-xe-may","tag-gia-bao-hiem-bat-buoc-xe-may","tag-gia-bao-hiem-trach-nhiem-dan-su-xe-may","tag-giay-chung-nhan-bao-hiem-tnds-xe-may","tag-giay-chung-nhan-bao-hiem-trach-nhiem-dan-su-xe-may","tag-mat-xe-may-co-duoc-bao-hiem","tag-nghi-dinh-bao-hiem-xe-may","tag-trach-nhiem-cua-bao-hiem-xe-may"],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06105952\/3-01-1.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"aioseo_notices":[],"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06105952\/3-01-1-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a 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