{"id":8382,"date":"2022-12-05T13:43:01","date_gmt":"2022-12-05T06:43:01","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=8382"},"modified":"2024-04-25T18:04:04","modified_gmt":"2024-04-25T11:04:04","slug":"cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online\/","title":{"rendered":"C\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online\/#I_Bao_hiem_than_vo_o_to_gom_nhung_gi_Co_bat_buoc_khong\" >I. B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 g\u1ed3m nh\u1eefng g\u00ec? C\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online\/#II_Cach_su_dung_bao_hiem_than_vo_xe_o_to_toi_da_quyen_loi\" >II. C\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n\n<div class=\"wp-block-columns has-background is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\" style=\"background-color:#defdff\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1492\" height=\"1253\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png\" alt=\"\" class=\"wp-image-21922\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom.png 1492w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-300x252.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-1024x860.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/04\/24160114\/Si-CarCom-768x645.png 768w\" sizes=\"auto, (max-width: 1492px) 100vw, 1492px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"has-text-align-left has-text-color has-link-color wp-elements-7b7335f33daf8b0bd482d3ad03c7874b\" style=\"color:#1e3888;font-size:16px;line-height:1.1\"><strong>Nh\u1eadn b\u00e1o gi\u00e1 t\u1eeb 6 C\u00f4ng ty B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-e6363d88-ddf1-4584-a973-e9d90f26a153\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #14c560; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #1D7243; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n\n\n\n<p><strong><em>Nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng ch\u1ec9 c\u1ea7n l\u00e1i xe c\u1ea9n th\u1eadn th\u00ec kh\u00f4ng c\u1ea7n t\u1ed1n ti\u1ec1n mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4. Tuy nhi\u00ean, ch\u1ec9 c\u1ea7n n\u1eafm r\u00f5 c\u00e1c b\u00ed k\u00edp ch\u1ecdn mua v\u00e0 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" title=\"c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4\">c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a> th\u00f4ng minh d\u01b0\u1edbi \u0111\u00e2y, b\u1ea1n kh\u00f4ng nh\u1eefng kh\u00f4ng t\u1ed1n k\u00e9m, m\u00e0 c\u00f2n c\u1ea3m th\u1ea5y \u201ch\u1eddi\u201d khi trang b\u1ecb b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 cho \u201cx\u1ebf y\u00eau\u201d.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"375\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111514\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-1024x375.png\" alt=\"\" class=\"wp-image-8495\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111514\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-1024x375.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111514\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-300x110.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111514\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-768x282.png 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111514\/cach-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online.png 1500w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_than_vo_o_to_gom_nhung_gi_Co_bat_buoc_khong\"><\/span><strong>I. B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 g\u1ed3m nh\u1eefng g\u00ec? C\u00f3 b\u1eaft bu\u1ed9c kh\u00f4ng?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>B\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 l\u00e0 lo\u1ea1i <a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/bao-hiem-o-to-tu-nguyen-la-gi-co-may-loai\/\" title=\"\"><strong>b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n xe \u00f4 t\u00f4<\/strong><\/a>, d\u1ef1a theo tho\u1ea3 thu\u1eadn v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m m\u00e0 ch\u1ee7 xe s\u1ebd \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng s\u1ed1 ti\u1ec1n \u0111\u1ec3 s\u1eeda ch\u1eefa cho c\u00e1c t\u1ed5n th\u1ea5t x\u1ea3y ra v\u1edbi c\u00e1c b\u1ed9 ph\u1eadn c\u1ee7a xe nh\u01b0 th\u00e2n v\u1ecf, k\u00ednh, \u0111\u00e8n,&#8230; khi xe b\u1ecb h\u01b0 h\u1ea1i.<\/p>\n\n\n\n<p>C\u1ee5 th\u1ec3, b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 \u0111em \u0111\u1ebfn nh\u1eefng quy\u1ec1n l\u1ee3i nh\u01b0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c <strong><em>b\u1ed3i th\u01b0\u1eddng to\u00e0n b\u1ed9 chi ph\u00ed thay m\u1edbi ho\u1eb7c s\u1eeda ch\u1eefa c\u00e1c b\u1ed9 ph\u1eadn th\u00e2n v\u1ecf b\u1ecb h\u01b0 h\u1ecfng do va ch\u1ea1m b\u1ea5t k\u1ef3<\/em><\/strong>.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 <strong><em>b\u1ed3i th\u01b0\u1eddng m\u1ed9t ph\u1ea7n chi ph\u00ed \u0111\u1ec3 kh\u1eafc ph\u1ee5c t\u1ed5n th\u1ea5t c\u1ee7a xe do gara v\u00e0 chuy\u00ean gia th\u1ea9m \u0111\u1ecbnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00e1nh gi\u00e1<\/em><\/strong>. Th\u00f4ng th\u01b0\u1eddng, m\u1ee9c ph\u00ed b\u1ed3i th\u01b0\u1eddng r\u01a1i v\u00e0o kho\u1ea3ng 1.4% \u2013 2.0% gi\u00e1 tr\u1ecb xe, tu\u1ef3 v\u00e0o \u0111i\u1ec1u kho\u1ea3n tr\u00ean h\u1ee3p \u0111\u1ed3ng.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c <strong><em>h\u1ed7 tr\u1ee3 c\u00e1c d\u1ecbch v\u1ee5 s\u1eeda ch\u1eefa t\u1ea1i c\u00e1c gara ch\u00ednh h\u00e3ng<\/em><\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Cach_su_dung_bao_hiem_than_vo_xe_o_to_toi_da_quyen_loi\"><\/span><strong>II. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/cach-su-dung-bao-hiem-than-vo-xe-o-to\/\" title=\"C\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4\">C\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a> t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 h\u00e3ng n\u00e0o? Ch\u1ecdn b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 ph\u00f9 h\u1ee3p v\u1edbi lo\u1ea1i xe<\/strong><\/h3>\n\n\n\n<p>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 ph\u1ee5 thu\u1ed9c v\u00e0o b\u00e1o gi\u00e1 c\u1ee7a gara s\u1eeda ch\u1eefa ho\u1eb7c chuy\u00ean gia th\u1ea9m \u0111\u1ecbnh c\u1ee7a h\u00e3ng b\u1ea3o hi\u1ec3m. Do \u0111\u00f3, tu\u1ef3 v\u00e0o d\u00f2ng xe, lo\u1ea1i xe \u00f4 t\u00f4 c\u1ee7a m\u00ecnh m\u00e0 b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn nh\u1eefng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf th\u00edch h\u1ee3p:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed1i v\u1edbi c\u00e1c h\u00e3ng xe ph\u1ed5 bi\u1ebfn \u1edf Vi\u1ec7t Nam<\/strong> nh\u01b0 Honda, Toyota, ho\u1eb7c c\u00e1c d\u00f2ng xe t\u1ea7m trung: vi\u1ec7c thay th\u1ebf ph\u1ee5 t\u00f9ng s\u1ebd d\u1ec5 d\u00e0ng v\u00e0 t\u1ed1n \u00edt chi ph\u00ed h\u01a1n v\u00ec c\u00e1c h\u00e3ng n\u00e0y c\u00f3 c\u01a1 s\u1edf s\u1eeda ch\u1eefa ch\u00ednh h\u00e3ng v\u00e0 ph\u1ee5 t\u00f9ng thay th\u1ebf d\u1ec5 ki\u1ebfm. Do \u0111\u00f3, b\u1ea1n c\u00f3 th\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n, ch\u1ec9 c\u1ea7n \u0111\u1ea3m b\u1ea3o <strong><em>c\u00e1c quy\u1ec1n l\u1ee3i c\u01a1 b\u1ea3n nh\u01b0: b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 hay b\u1ea3o hi\u1ec3m th\u1ee7y k\u00edch<\/em><\/strong>.<\/li>\n\n\n\n<li><strong>\u0110\u1ed1i v\u1edbi c\u00e1c d\u00f2ng xe cao c\u1ea5p<\/strong> nh\u01b0: Maybach, Gallardo,&#8230; vi\u1ec7c thay th\u1ebf ph\u1ee5 t\u00f9ng l\u00e0 kh\u00e1 kh\u00f3 kh\u0103n b\u1edfi nh\u1eefng h\u00e3ng n\u00e0y ch\u01b0a c\u00f3 gara ch\u00ednh h\u00e3ng t\u1ea1i Vi\u1ec7t Nam. Do \u0111\u00f3 b\u1ea1n n\u00ean<strong><em> l\u1ef1a ch\u1ecdn th\u00eam quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m m\u1ea5t c\u1eafp b\u1ed9 ph\u1eadn<\/em><\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Ch\u1ecdn m\u1ee9c mi\u1ec5n th\u01b0\u1eddng ph\u00f9 h\u1ee3p<\/strong><\/h3>\n\n\n\n<p>M\u1ee9c mi\u1ec5n th\u01b0\u1eddng (hay kh\u1ea5u tr\u1eeb) l\u00e0 kho\u1ea3n chi ph\u00ed m\u00e0 b\u1ea1n s\u1ebd t\u1ef1 m\u00ecnh thanh to\u00e1n \u0111\u1ec3 s\u1eeda ch\u1eefa xe. N\u1ebfu t\u1ed5n th\u1ea5t th\u1ea5p h\u01a1n ho\u1eb7c b\u1eb1ng m\u1ee9c mi\u1ec5n th\u01b0\u1eddng, ph\u00eda c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd kh\u00f4ng c\u1ea7n b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>M\u1ed9t <strong>c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong> \u0111\u1ec3 kh\u00f4ng b\u1ecb m\u1ea5t quy\u1ec1n l\u1ee3i l\u00e0 khi mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4, b\u1ea1n n\u00ean ch\u1ecdn m\u1ee9c kh\u1ea5u tr\u1eeb ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh th\u1ef1c t\u1ebf. N\u1ebfu m\u1ee9c mi\u1ec5n th\u01b0\u1eddng th\u1ea5p (xe b\u1ecb h\u01b0 h\u1ea1i \u00edt v\u1eabn \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng) th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m s\u1ebd cao v\u00e0 ng\u01b0\u1ee3c l\u1ea1i.<\/p>\n\n\n\n<p>V\u00ed d\u1ee5: N\u1ebfu b\u1ea1n t\u1ef1 tin r\u1eb1ng m\u00ecnh l\u00e1i xe \u00edt va ch\u1ea1m, c\u00e1c tuy\u1ebfn \u0111\u01b0\u1eddng th\u01b0\u1eddng \u0111i \u00edt ng\u1eadp n\u01b0\u1edbc, th\u00ec b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn m\u1ee9c mi\u1ec5n th\u01b0\u1eddng cao h\u01a1n \u0111\u1ec3 gi\u1ea3m ph\u00ed b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 k\u1ebft h\u1ee3p ho\u1eb7c mua theo nh\u00f3m<\/strong><\/h3>\n\n\n\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m \u00f4 t\u00f4, b\u1ea1n c\u00f2n c\u00f3 \u00fd \u0111\u1ecbnh tham gia c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c nh\u01b0 b\u1ea3o hi\u1ec3m du h\u1ecdc, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe, b\u1ea3o hi\u1ec3m du l\u1ecbch,\u2026 th\u00ec n\u00ean mua theo d\u1ea1ng b\u1ea3o hi\u1ec3m k\u1ebft h\u1ee3p \u1edf c\u00f9ng m\u1ed9t c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c m\u1ee9c \u01b0u \u0111\u00e3i t\u1ed1t nh\u1ea5t, \u0111\u1ed3ng th\u1eddi quy tr\u00ecnh b\u1ed3i th\u01b0\u1eddng c\u0169ng thu\u1eadn ti\u1ec7n, d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n\n\n\n<p>M\u1ed9t <strong>c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/strong> kh\u00e1c \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i l\u00e0 mua theo nh\u00f3m c\u00f9ng v\u1edbi ng\u01b0\u1eddi quen, gia \u0111\u00ecnh ho\u1eb7c \u0111\u1ed3ng nghi\u1ec7p.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" title=\"Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4\">Mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a> s\u1edbm nh\u1ea5t c\u00f3 th\u1ec3 ngay khi mua xe<\/strong><\/h3>\n\n\n\n<p>Nhi\u1ec1u ch\u1ee7 xe c\u00f3 hi\u1ec3u l\u1ea7m r\u1eb1ng ch\u1ec9 khi \u00f4 t\u00f4 c\u1ea7n \u0111\u01b0\u1ee3c tu s\u1eeda th\u00ec m\u1edbi c\u1ea7n mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u0111\u1ec3 nh\u1eadn b\u1ed3i th\u01b0\u1eddng t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m. Tuy nhi\u00ean \u0111\u00f3 l\u00e0 m\u1ed9t sai l\u1ea7m v\u00ec c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd lu\u00f4n th\u1ea9m \u0111\u1ecbnh t\u00ecnh tr\u1ea1ng xe tr\u01b0\u1edbc khi \u0111\u01b0a ra m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m b\u1ea1n c\u1ea7n tr\u1ea3. Xe c\u00e0ng c\u0169 th\u00ec ph\u00ed b\u1ea3o hi\u1ec3m c\u00e0ng cao.<\/p>\n\n\n\n<p>Do \u0111\u00f3, b\u1ea1n n\u00ean mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4 t\u1eeb s\u1edbm \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o xe  c\u1ee7a m\u00ecnh lu\u00f4n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7, m\u00e0 c\u0169ng ch\u1ec9 ph\u1ea3i b\u1ecf ra m\u1ed9t m\u1ee9c ph\u00ed mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 \u00edt h\u01a1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Th\u1ee7 t\u1ee5c b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4: X\u1eed l\u00fd \u0111\u00fang c\u00e1ch \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 t\u1ed1i \u0111a<\/strong><\/h3>\n\n\n\n<p>Khi x\u1ea3y ra tai n\u1ea1n g\u00e2y t\u1ed5n th\u1ea5t th\u00e2n v\u1ecf, b\u1ea1n c\u1ea7n th\u1ef1c hi\u1ec7n \u0111\u00fang quy tr\u00ecnh sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>G\u1ecdi ngay cho c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u1ea1i th\u1eddi \u0111i\u1ec3m x\u1ea3y tai n\u1ea1n, d\u00f9 t\u1ed5n th\u1ea5t n\u1eb7ng hay nh\u1eb9.&nbsp;<\/li>\n\n\n\n<li>Ch\u1ee5p r\u00f5 \u1ea3nh va ch\u1ea1m t\u1ea1i \u0111\u00fang hi\u1ec7n tr\u01b0\u1eddng, th\u1ea5y r\u00f5 bi\u1ec3n s\u1ed1 xe v\u00e0 b\u1ed9 ph\u1eadn b\u1ecb h\u1ecfng.<\/li>\n<\/ul>\n\n\n\n<p>\u0110\u1ecdc th\u00eam<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/quy-dinh-bao-hiem-than-vo-xe-o-to-va-cach-tinh-gia-tri-bao-hiem-than-vo\/\">Quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4 v\u00e0 c\u00e1ch t\u00ednh gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-o-to\/nhung-tai-nan-pho-bien-va-cach-su-dung-bao-hiem-than-vo-o-to\/\">C\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4: Nh\u1eefng tai n\u1ea1n th\u01b0\u1eddng g\u1eb7p v\u1edbi t\u1eebng lo\u1ea1i xe<\/a><\/p>\n\n\n\n<p><strong>C\u1ea9m nang \u00f4 t\u00f4<\/strong>:  <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tai-nan-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m tai n\u1ea1n \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-tnds-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m TNDS \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/bao-hiem-vat-chat-xe-o-to\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kinh-nghiem-lai-xe-an-toan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">L\u00e1i xe an to\u00e0n<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/phuot-xuyen-viet\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ph\u01b0\u1ee3t xuy\u00ean Vi\u1ec7t<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/thu-tuc-quy-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Th\u1ee7 t\u1ee5c quy \u0111\u1ecbnh<\/span><\/a><\/p>\n\n\n\n<div class=\"wp-block-group alignfull is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group alignfull has-background is-layout-constrained wp-container-core-group-is-layout-7b61d197 wp-block-group-is-layout-constrained\" style=\"background-color:#defdff;padding-top:var(--wp--preset--spacing--superbspacing-xxlarge);padding-right:var(--wp--preset--spacing--superbspacing-small);padding-bottom:var(--wp--preset--spacing--superbspacing-xxlarge);padding-left:var(--wp--preset--spacing--superbspacing-small)\">\n<div class=\"wp-block-group alignwide is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-70cc1671 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-layout-constrained wp-container-core-group-is-layout-fe6fb673 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left has-text-color has-superbfont-xlarge-font-size\" style=\"color:#1e3888\"><strong>B\u1ea2O HI\u1ec2M V\u1eacT CH\u1ea4T \u00d4 T\u00d4 5.0<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color\" style=\"color:#1e3888;font-size:28px\"><strong>5 B\u01af\u1edaC MUA, 5 PH\u00daT XONG, D\u1ec4 NH\u01af KH\u00d4NG!<\/strong><\/p>\n<\/div>\n\n\n<div style=\"gap: 20px;\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-42c93faa-2a57-4a45-813e-ae9ad97925a0\"><div class=\"ub-button-container\">\n\t\t\t<a href=\"https:\/\/www.saladin.vn\/mua-bao-hiem-vat-chat-toan-dien-xe-oto\/thong-tin-xe?utm_source=Blog&amp;utm_medium=Promotion&amp;utm_content=Article&amp;utm_campaign=CarCom_01042026_Camp_PromoAprMay\" target=\"_blank\" rel=\"noopener noreferrer  nofollow \" class=\"ub-button-block-main   ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: rgb(20, 197, 96); --ub-button-color: rgb(255, 255, 255); --ub-button-border: none; --ub-button-hover-background-color: #313131; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \">\n\t\t\t\t<div class=\"ub-button-content-holder\" style=\"flex-direction: row\">\n\t\t\t\t\t<span class=\"ub-button-block-btn\">MUA NGAY<\/span>\n\t\t\t\t<\/div>\n\t\t\t<\/a>\n\t\t<\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span><strong>T\u1ed5ng k\u1ebft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Khi mua b\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t \u00f4 t\u00f4 qua <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 <strong>Saladin<\/strong><\/a>, \u0111\u1ed9i ng\u0169 <strong>Saladin<\/strong> lu\u00f4n s\u1eb5n s\u00e0ng h\u1ed7 tr\u1ee3 b\u1ea1n mi\u1ec5n ph\u00ed, 24\/7 trong su\u1ed1t qu\u00e1 tr\u00ecnh mua v\u00e0 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-o-to\" title=\"\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a> tr\u00ean <strong>Saladin<\/strong> \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 h\u00e0ng \u0111\u1ea7u (b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 B\u1ea3o Vi\u1ec7t, b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 PVI, b\u1ea3o hi\u1ec3m xe \u00f4 t\u00f4 B\u1ea3o Minh&#8230;) v\u00e0 \u0111\u01b0\u1ee3c c\u1ea5p \u1edf d\u1ea1ng \u0111i\u1ec7n t\u1eed ti\u1ec7n l\u1ee3i, c\u00f3 gi\u00e1 tr\u1ecb t\u01b0\u01a1ng \u0111\u01b0\u01a1ng b\u1ea3n gi\u1ea5y, mang l\u1ea1i s\u1ef1 an t\u00e2m tuy\u1ec7t \u0111\u1ed1i cho ch\u1ee7 xe.<\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"982\" height=\"265\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134448\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi1.jpg\" alt=\"\" class=\"wp-image-8385\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134448\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi1.jpg 982w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134448\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi1-300x81.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134448\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi1-768x207.jpg 768w\" sizes=\"auto, (max-width: 982px) 100vw, 982px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"544\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134503\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi2-1024x544.jpg\" alt=\"\" class=\"wp-image-8386\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134503\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi2-1024x544.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134503\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi2-300x159.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134503\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi2-768x408.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/05134503\/bi-kip-su-dung-bao-hiem-than-vo-o-to-mua-bao-hiem-o-to-online-saladin-bao-viet-bao-minh-pvi2.jpg 1313w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong><em>So s\u00e1nh, nh\u1eadn b\u00e1o gi\u00e1 mi\u1ec5n ph\u00ed, mua b\u1ea3o hi\u1ec3m \u00f4 t\u00f4 online v\u00e0 b\u1ed3i th\u01b0\u1eddng tr\u1ef1c tuy\u1ebfn d\u1ec5 d\u00e0ng v\u1edbi Saladin &#8211; b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 r\u1eb1ng ch\u1ec9 c\u1ea7n l\u00e1i xe c\u1ea9n th\u1eadn th\u00ec kh\u00f4ng c\u1ea7n t\u1ed1n ti\u1ec1n mua b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf \u00f4 t\u00f4. Tuy nhi\u00ean, ch\u1ec9 c\u1ea7n n\u1eafm r\u00f5 c\u00e1c b\u00ed [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":8498,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[9],"tags":[118,192,57,58],"class_list":["post-8382","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-o-to","tag-bao-hiem-tu-nguyen-xe-o-to","tag-bao-hiem-vat-chat-xe-o-to","tag-cach-su-dung-bao-hiem-than-vo-xe-o-to","tag-quy-dinh-bao-hiem-than-vo-xe-o-to"],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111724\/6-01.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"aioseo_notices":[],"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/06111724\/6-01-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m \u00f4 t\u00f4<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-o-to\/\" class=\"advgb-post-tax-term\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m v\u1eadt ch\u1ea5t xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">c\u00e1ch s\u1eed d\u1ee5ng b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>","<span class=\"advgb-post-tax-term\">quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m th\u00e2n v\u1ecf xe \u00f4 t\u00f4<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 05\/12\/2022","modified":"Updated on 25\/04\/2024"},"absolute_dates_time":{"created":"Posted on 05\/12\/2022 1:43 PM","modified":"Updated on 25\/04\/2024 6:04 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/8382","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=8382"}],"version-history":[{"count":11,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/8382\/revisions"}],"predecessor-version":[{"id":22427,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/8382\/revisions\/22427"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/8498"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=8382"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=8382"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=8382"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}