{"id":914,"date":"2022-07-01T18:58:10","date_gmt":"2022-07-01T11:58:10","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=914"},"modified":"2024-03-22T15:25:24","modified_gmt":"2024-03-22T08:25:24","slug":"bao-hiem-suc-khoe-va-nhan-tho","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-suc-khoe-va-nhan-tho\/","title":{"rendered":"C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe: B\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb v\u00e0 B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 gi\u1ed1ng nhau?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-suc-khoe-va-nhan-tho\/#I_Bao_hiem_suc_khoe_la_gi\" >I. B\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-suc-khoe-va-nhan-tho\/#II_Bao_hiem_nhan_tho_la_gi\" >II. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/bao-hiem-suc-khoe-va-nhan-tho\/#III_Cach_mua_bao_hiem_suc_khoe_online_de_dang_voi_Saladin\" >III.&nbsp;C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>Cu\u1ed9c s\u1ed1ng lu\u00f4n t\u1ed3n t\u1ea1i nh\u1eefng r\u1ee7i&nbsp;ro v\u00e0 bi\u1ebfn \u0111\u1ed9ng&nbsp;m\u00e0 b\u1ea1n kh\u00f4ng th\u1ec3 l\u01b0\u1eddng tr\u01b0\u1edbc nh\u1eefng kh\u00f3 kh\u0103n&nbsp;ch\u00fang mang l\u1ea1i, v\u00ed d\u1ee5 nh\u01b0 \u0111\u1ea1i d\u1ecbch Covid-19&nbsp;v\u00e0 h\u1eadu qu\u1ea3 c\u1ee7a n\u00f3&nbsp;hay s\u1ef1 c\u1ed1 tai n\u1ea1n b\u1ea5t ng\u1edd m\u00e0 ch\u01b0a c\u00f3&nbsp;<strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" target=\"_blank\" rel=\"noopener\" title=\"\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/a><\/strong>. Tuy nhi\u00ean, b\u1ea1n&nbsp;ho\u00e0n to\u00e0n c\u00f3 th\u1ec3 chu\u1ea9n b\u1ecb v\u1eefng ch\u1eafc tr\u01b0\u1edbc r\u1ee7i ro b\u1ec7nh t\u1eadt n\u1ebfu bi\u1ebft c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p>V\u1eady b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 gi\u1ed1ng nhau kh\u00f4ng? Chi ti\u1ebft v\u00e0 quy\u1ec1n l\u1ee3i c\u1ee7a t\u1eebng lo\u1ea1i \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m n\u00e0y th\u1ebf n\u00e0o? B\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n c\u00f3 th\u00eam th\u00f4ng tin \u0111\u1ec3 quy\u1ebft \u0111\u1ecbnh ch\u1ecdn l\u1ef1a quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-4-desktop-font-size\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_suc_khoe_la_gi\"><\/span><strong>I. B\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ec3 bi\u1ebft c\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe th\u1ebf n\u00e0o cho \u0111\u00fang, c\u1ea7n hi\u1ec3u r\u00f5 b\u1ea3n ch\u1ea5t c\u1ee7a lo\u1ea1i h\u00ecnh n\u00e0y. B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 m\u1ed9t cam k\u1ebft gi\u1eefa ng\u01b0\u1eddi mua v\u00e0 nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m r\u1eb1ng ng\u01b0\u1eddi mua s\u1ebd tr\u1ea3 m\u1ed9t kho\u1ea3n ph\u00ed nh\u1ea5t \u0111\u1ecbnh trong th\u1eddi h\u1ea1n 1 n\u0103m \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u1ed1t nh\u1ea5t. C\u00f3 th\u1ec3 n\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe l\u00e0 ch\u1ed7 d\u1ef1a t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc khi b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh b\u1ea1n g\u1eb7p ph\u1ea3i r\u1ee7i ro b\u1ea5t ng\u1edd, tai n\u1ea1n kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc \u0111\u01b0\u1ee3c ho\u1eb7c m\u1eafc c\u00e1c b\u1ec7nh hi\u1ec3m ngh\u00e8o. N\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m, t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n r\u1ea5t c\u00f3 th\u1ec3 s\u1ebd b\u1ecb c\u1ea1n ki\u1ec7t v\u00ec c\u00e1c chi ph\u00ed ch\u1eefa b\u1ec7nh.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-5-desktop-font-size\">1. <strong>M\u1ed9t s\u1ed1 lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kho\u1ebb ph\u1ed5 bi\u1ebfn<\/strong><\/h3>\n\n\n\n<p>Theo Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m, c\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe bao g\u1ed3m: b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi, b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf. D\u1ef1a v\u00e0o nhu c\u1ea7u b\u1ea3n th\u00e2n m\u00e0 b\u1ea1n s\u1ebd ch\u1ecdn l\u1ecdc g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p nh\u1ea5t \u0111\u1ec3 t\u0103ng ch\u1ea5t l\u01b0\u1ee3ng cu\u1ed9c s\u1ed1ng, ch\u1ee7 \u0111\u1ed9ng \u0111\u1ed1i di\u1ec7n v\u1edbi r\u1ee7i ro v\u00e0 n\u1eafm ch\u1eafc s\u1ef1 b\u1ec1n v\u1eefng v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1.1 B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi&nbsp;<\/strong><\/h4>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 v\u00e0 ch\u1ecbu tr\u00e1ch nhi\u1ec7m v\u1ec1 c\u00e1c chi ph\u00ed ph\u00e1t sinh t\u1eeb r\u1ee7i ro tai n\u1ea1n, d\u1eabn \u0111\u1ebfn th\u01b0\u01a1ng t\u1eadt ho\u1eb7c t\u1eed vong.<\/p>\n\n\n\n<p><strong><em>\u0110\u1ecdc th\u00eam:&nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/\" target=\"_blank\" rel=\"noopener\" title=\"\">10 y\u1ebfu t\u1ed1 b\u1ea1n n\u00ean xem x\u00e9t khi l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a><\/em><\/strong><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1.<strong>2. B\u1ea3o hi\u1ec3m y t\u1ebf th\u01b0\u01a1ng m\u1ea1i<\/strong><\/h4>\n\n\n\n<p>L\u00e0 s\u1ea3n ph\u1ea9m c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m phi nh\u00e2n th\u1ecd, \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 chi tr\u1ea3 m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n ph\u1ea7n ph\u00ed kh\u00e1m b\u1ec7nh khi \u1ed1m \u0111au, b\u1ec7nh t\u1eadt, tai n\u1ea1n\u2026 \u0110\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf d\u1ef1a tr\u00ean s\u1ef1 t\u1ef1 nguy\u1ec7n tham gia c\u1ee7a ng\u01b0\u1eddi ti\u00eau d\u00f9ng, v\u00e0 s\u1ed1 ti\u1ec1n s\u1ebd \u0111i \u0111\u00f4i v\u1edbi quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1.<strong>3. B\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/strong><\/h4>\n\n\n\n<p>Th\u01b0\u1eddng l\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m \u0111\u00ednh k\u00e8m v\u1edbi m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u00ednh c\u00f3 gi\u00e1 tr\u1ecb t\u00edch l\u0169y ho\u1eb7c \u0111\u1ea7u t\u01b0.<\/p>\n\n\n\n<p>B\u1ed9 \u0111\u00f4i s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m s\u1ebd l\u00e0 gi\u1ea3i ph\u00e1p t\u1ed1i \u01b0u \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho ng\u01b0\u1eddi d\u00f9ng v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh: <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" target=\"_blank\" rel=\"noopener\" title=\"\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/a><\/strong>&nbsp;(\u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa,&nbsp;<strong>b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/strong>, <strong>b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/strong>, <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/strong>\u2026), v\u1eeba c\u00f3 th\u1ec3 t\u00edch l\u0169y ho\u1eb7c \u0111\u1ea7u t\u01b0 sinh l\u1eddi.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1.4. B\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc<\/h4>\n\n\n\n<p>Ngo\u00e0i s\u1ea3n c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m n\u00f3i tr\u00ean, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m y t\u1ebf do nh\u00e0 n\u01b0\u1edbc t\u1ed5 ch\u1ee9c theo lu\u1eadt B\u1ea3o hi\u1ec3m y t\u1ebf 2014:<\/p>\n\n\n\n<p>L\u00e0 lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ed9ng \u0111\u1ed3ng, b\u1ea3o hi\u1ec3m y t\u1ebf gi\u00fap ng\u01b0\u1eddi tham gia \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 m\u1ed9t ph\u1ea7n ho\u1eb7c to\u00e0n b\u1ed9 ph\u00ed \u0111i\u1ec1u tr\u1ecb khi ph\u1ea3i \u0111\u1ed1i di\u1ec7n v\u1edbi nh\u1eefng r\u1ee7i ro \u1ed1m \u0111au ho\u1eb7c b\u1ec7nh t\u1eadt.<\/p>\n\n\n\n<p>M\u1ee9c \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf h\u00e0ng th\u00e1ng t\u1ed1i \u0111a hi\u1ec7n nay b\u1eb1ng 4.5% m\u1ee9c l\u01b0\u01a1ng c\u01a1 s\u1edf t\u00f9y theo m\u1ed7i \u0111\u1ed1i t\u01b0\u1ee3ng. Ngo\u00e0i ra, Nh\u00e0 n\u01b0\u1edbc c\u0169ng s\u1ebd h\u1ed7 tr\u1ee3 30-100% ti\u1ec1n \u0111\u00f3ng b\u1ea3o hi\u1ec3m cho m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u1eb7c bi\u1ec7t nh\u01b0 h\u1ed9 gia \u0111\u00ecnh c\u1eadn ngh\u00e8o, h\u1ecdc sinh, sinh vi\u00ean, ng\u01b0\u1eddi c\u00f3 c\u00f4ng v\u1edbi c\u00e1ch m\u1ea1ng&#8230;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"673\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/03\/22152518\/bao-hiem-suc-khoe-va-nhan-tho-1024x673.jpg\" alt=\"\" class=\"wp-image-20878\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2024\/03\/22152518\/bao-hiem-suc-khoe-va-nhan-tho-1024x673.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/03\/22152518\/bao-hiem-suc-khoe-va-nhan-tho-300x197.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/03\/22152518\/bao-hiem-suc-khoe-va-nhan-tho-768x505.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2024\/03\/22152518\/bao-hiem-suc-khoe-va-nhan-tho.jpg 1522w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Doctor showing X-ray film results to woman patient,Infertility counseling and suggestion using new technology<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-h-5-desktop-font-size\">2. <strong>Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c&nbsp;b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<strong>&nbsp;<\/strong>\u0111a s\u1ed1 ho\u1eb7c to\u00e0n b\u1ed9 chi ph\u00ed trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p s\u1ee9c kh\u1ecfe, r\u1ee7i ro tai n\u1ea1n<\/li>\n\n\n\n<li>Gi\u1ea3m thu\u1ebf so v\u1edbi t\u1ef1 chi tr\u1ea3 ho\u1eb7c so v\u1edbi ng\u01b0\u1eddi kh\u00f4ng s\u1edf h\u1eefu s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Ti\u1ebft ki\u1ec7m th\u1eddi gian chuy\u1ec3n tuy\u1ebfn khi xu\u1ea5t tr\u00ecnh th\u1ebb b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n, thay v\u00ec ph\u1ea3i th\u00f4ng qua nh\u1eefng th\u1ee7 t\u1ee5c nh\u1eadp vi\u1ec7n m\u1ec7t m\u1ecfi v\u00e0 kh\u00e1 m\u1ea5t th\u1eddi gian<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c linh ho\u1ea1t l\u1ef1a ch\u1ecdn c\u01a1 s\u1edf kh\u00e1m ch\u1eefa b\u1ec7nh d\u1ef1a theo danh s\u00e1ch h\u1ee3p \u0111\u1ed3ng<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">C\u1ea9m nang s\u1ee9c kh\u1ecfe<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/meo-song-khoe\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">M\u1eb9o s\u1ed1ng kh\u1ecfe<\/span><\/a><span style=\"background-color:#f0fdf4\">&nbsp;&nbsp; <\/span><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/tu-van-bao-hiem\/\" target=\"_blank\" rel=\"noopener\" title=\"\"><span style=\"background-color:#f0fdf4\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span><\/a>&nbsp;&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/tag\/kham-chua-benh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Kh\u00e1m ch\u1eefa b\u1ec7nh<\/span><\/a>&nbsp;&nbsp; <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/nha-khoa\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Nha khoa<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-cho-be\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe cho b\u00e9<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-dan-ong\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe \u0111\u00e0n \u00f4ng<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-gia-dinh\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe gia \u0111\u00ecnh<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-me-bau\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe m\u1eb9 b\u1ea7u<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/suc-khoe-phu-nu\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">S\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef<\/span><\/a>&nbsp; &nbsp;<a href=\"https:\/\/www.saladin.vn\/blog\/tag\/ung-thu-va-benh-hiem-ngheo\/\" target=\"_blank\" rel=\"noreferrer noopener\"><span style=\"background-color:#f0fdf4\">Ung th\u01b0 v\u00e0 b\u1ec7nh hi\u1ec3m ngh\u00e8o<\/span><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-h-4-desktop-font-size\"><span class=\"ez-toc-section\" id=\"II_Bao_hiem_nhan_tho_la_gi\"><\/span>II. <strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 g\u00ec?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u0110\u1ea7u ti\u00ean, h\u1ee3p&nbsp;\u0111\u1ed3ng b\u1ea3o&nbsp;hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 h\u1ee3p \u0111\u1ed3ng th\u1ecfa thu\u1eadn gi\u1eefa ng\u01b0\u1eddi&nbsp;tham gia b\u1ea3o hi\u1ec3m&nbsp;v\u00e0 c\u00f4ng&nbsp;ty b\u1ea3o hi\u1ec3m nh\u1eb1m b\u1ea3o v\u1ec7 con ng\u01b0\u1eddi tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro s\u1ee9c kho\u1ebb, th\u00e2n th\u1ec3 v\u00e0 t\u00ednh m\u1ea1ng. Khi&nbsp;b\u1ea1n tham gia tho\u1ea3 thu\u1eadn v\u00e0 k\u00fd k\u1ebft m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, trong tr\u01b0\u1eddng h\u1ee3p b\u1ea1n kh\u00f4ng may qua \u0111\u1eddi, nh\u00e0&nbsp;cung&nbsp;c\u1ea5p b\u1ea3o hi\u1ec3m&nbsp;s\u1ebd \u0111\u1ea3m nh\u1eadn tr\u00e1ch nhi\u1ec7m chi&nbsp;tr\u1ea3&nbsp;kho\u1ea3n ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh,&nbsp;ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m m\u00e0 b\u1ea1n&nbsp;\u0111\u00e3 l\u1ef1a&nbsp;ch\u1ecdn.&nbsp;<\/p>\n\n\n\n<p>\u0110\u1eb7c t\u00ednh c\u1ee7a s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 c\u00f3 t\u00ednh d\u00e0i h\u1ea1n v\u00e0 c\u00f3 th\u1ec3 k\u00e9o d\u00e0i t\u1eeb 10 n\u0103m, 25 n\u0103m, ho\u1eb7c th\u1eadm ch\u00ed tr\u1ecdn \u0111\u1eddi. Theo Kho\u1ea3n 1, \u0111i\u1ec1u 35 Lu\u1eadt kinh doanh b\u1ea3o hi\u1ec3m 2000 quy \u0111\u1ecbnh r\u1eb1ng: \u201cB\u00ean mua b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m m\u1ed9t l\u1ea7n ho\u1eb7c nhi\u1ec1u l\u1ea7n theo th\u1eddi h\u1ea1n, ph\u01b0\u01a1ng th\u1ee9c th\u1ecfa thu\u1eadn trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. M\u1ee5c \u0111\u00edch c\u1ee7a b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ch\u00ednh l\u00e0 b\u1ea3o \u0111\u1ea3m s\u1ef1 v\u1eefng ch\u1eafc v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh c\u1ee7a gia \u0111\u00ecnh khi thi\u1ebfu v\u1eafng b\u1ea1n.&nbsp;&nbsp;<\/p>\n\n\n\n<p>C\u00f3 r\u1ea5t nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u1edbi nh\u1eefng quy\u1ec1n l\u1ee3i kh\u00e1c nhau.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-black-color has-text-color has-h-5-desktop-font-size\">1. <strong>C\u00e1c lo\u1ea1i b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd ph\u1ed5 bi\u1ebfn<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">1.<strong>1. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd t\u1eed k\u1ef3<\/strong><\/h4>\n\n\n\n<p>B\u1ea3o&nbsp;hi\u1ec3m nh\u00e2n th\u1ecd t\u1eed k\u1ef3&nbsp;s\u1ebd chi&nbsp;tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n cho&nbsp;ng\u01b0\u1eddi&nbsp;th\u1ee5 h\u01b0\u1edfng&nbsp;trong tr\u01b0\u1eddng h\u1ee3p ng\u01b0\u1eddi \u0111\u01b0\u1ee3c&nbsp;b\u1ea3o hi\u1ec3m&nbsp;qua&nbsp;\u0111\u1eddi&nbsp;trong&nbsp;kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng. B\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c coi nh\u01b0 l\u00e0 s\u1ef1 thay th\u1ebf thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng. Theo \u0111\u00f3, ng\u01b0\u1eddi thu h\u01b0\u1edfng s\u1ebd c\u00f3 th\u1ec3 b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh tr\u01b0\u1edbc vi\u1ec7c r\u1ee7i ro t\u1eed vong trong m\u1ed9t kho\u1ea3n th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh.&nbsp;<\/p>\n\n\n\n<p>Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y thu\u1ed9c d\u00f2ng th\u1ea5p nh\u1ea5t so v\u1edbi ba lo\u1ea1i b\u1ea3o hi\u1ec3m.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1.<strong>2. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd tr\u1ecdn \u0111\u1eddi&nbsp;<\/strong><\/h4>\n\n\n\n<p>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd tr\u1ecdn \u0111\u1eddi l\u00e0&nbsp;s\u1ea3n ph\u1ea9m&nbsp;cung c\u1ea5p quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m t\u1eed vong trong su\u1ed1t cu\u1ed9c \u0111\u1eddi c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m (m\u1ec7nh gi\u00e1 s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m) cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng n\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m m\u1ea5t trong th\u1eddi gian khi b\u1ea3o hi\u1ec3m tr\u1ecdn \u0111\u1eddi v\u1eabn c\u00f3 hi\u1ec7u l\u1ef1c.<\/p>\n\n\n\n<p>N\u1ebfu b\u1ea1n \u0111ang t\u00ecm ki\u1ebfm m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m c\u00f3 k\u1ef3 h\u1ea1n tr\u1ecdn \u0111\u1eddi (100 n\u0103m), th\u00ec b\u1ea1n n\u00ean ch\u1ecdn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1.3. B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd h\u1ed7n h\u1ee3p&nbsp;<\/strong><\/h4>\n\n\n\n<p>Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c nhi\u1ec1u ng\u01b0\u1eddi chu\u1ed9ng. C\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 m\u1ed9t kho\u1ea3n ti\u1ec1n cho ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m qua \u0111\u1eddi ho\u1eb7c k\u1ec3 c\u1ea3 khi h\u1ecd c\u00f2n s\u1ed1ng m\u00e0 h\u1ee3p \u0111\u00f4ng b\u1ea3o hi\u1ec3m \u0111\u00e3 h\u1ebft th\u1eddi h\u1ea1n.&nbsp;<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m lo\u1ea1i n\u00e0y gi\u00fap b\u1ea1n \u0111\u1ea3m s\u1ef1 v\u1eefng ch\u1eafc m\u1eb7t t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p t\u00edch lu\u1ef9 hi\u1ec7u qu\u1ea3.&nbsp;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1.4. <strong>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd li\u00ean k\u1ebft \u0111\u1ea7u t\u01b0<\/strong><\/h4>\n\n\n\n<p>Ngo\u00e0i ba lo\u1ea1i b\u1ea3o hi\u1ec3m tr\u00ean th\u00ec \u0111\u00e2y l\u00e0 s\u1ea3n ph\u1ea9m gi\u00fap b\u1ea1n th\u1ecfa m\u00e3n m\u1ed9t l\u00fac 2 m\u1ee5c \u0111\u00edch: b\u1ea3o \u0111\u1ea3m t\u00e0i ch\u00ednh tr\u01b0\u1edbc nh\u1eefng r\u1ee7i ro, s\u1ef1 ki\u1ec7n kh\u00f4ng may v\u00e0 gi\u00fap b\u1ea1n ti\u1ebft ki\u1ec7m, \u0111\u1ea7u t\u01b0 t\u00e0i ch\u00ednh. Trong \u0111\u00f3, vi\u1ec7c \u0111\u1ea7u t\u01b0 sinh l\u1eddi s\u1ebd l\u00e0 y\u1ebfu t\u1ed1 ch\u1ee7 l\u1ef1c.<\/p>\n\n\n\n<p>Sau khi tr\u1eeb \u0111i s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, v\u00e0 ph\u00ed qu\u1ea3n l\u00fd cho doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m th\u00ec kho\u1ea3n ti\u1ec1n c\u00f2n l\u1ea1i s\u1ebd \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 \u0111\u1ea7u t\u01b0 v\u00e0o c\u00e1c s\u1ea3n ph\u1ea9m trong qu\u1ef9 li\u00ean k\u1ebft. Kh\u00e1c v\u1edbi nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m truy\u1ec1n th\u1ed1ng, ng\u01b0\u1eddi tham gia s\u1ebd ph\u1ea3i ch\u1ecbu r\u1ee7i ro \u0111\u1ea7u t\u01b0 n\u1ebfu qu\u1ef9 li\u00ean k\u1ebft kh\u00f4ng sinh l\u1eddi ho\u1eb7c l\u1ed7.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-h-5-desktop-font-size\"><strong>2. Nh\u1eefng l\u1ee3i \u00edch c\u00f3 \u0111\u01b0\u1ee3c t\u1eeb b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd&nbsp;<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>V\u1eefng ch\u1eafc t\u00e0i ch\u00ednh cho gia \u0111\u00ecnh v\u00e0 ng\u01b0\u1eddi th\u00e2n quanh b\u1ea1n khi kh\u00f4ng c\u00f3 b\u1ea1n \u1edf b\u00ean c\u1ea1nh<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng mi\u1ec5n thu\u1ebf d\u1ef1a tr\u00ean \u0111i\u1ec1u ki\u1ec7n c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m&nbsp;<\/li>\n\n\n\n<li>L\u00e0 m\u1ed9t h\u00ecnh th\u1ee9c ti\u1ebft ki\u1ec7m b\u1edfi b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c v\u1ec1 kho\u1ea3n ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng<\/li>\n\n\n\n<li>G\u00e2y d\u1ef1ng qu\u1ef9 h\u01b0u tr\u00ed khi v\u1ec1 gi\u00e0 v\u00e0 b\u1ea1n s\u1ebd \u00edt ph\u1ea3i lo l\u1eafng v\u00e0 ph\u1ee5 thu\u1ed9c qu\u00e1 nhi\u1ec1u v\u00e0o con c\u00e1i<\/li>\n\n\n\n<li>X\u00e2y d\u1ef1ng t\u01b0\u01a1ng lai cho con c\u00e1i v\u00ec b\u1ea1n s\u1ebd \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh khi con b\u01b0\u1edbc v\u00e0o nh\u1eefng b\u01b0\u1edbc ngo\u1eb7t l\u1edbn nh\u01b0 h\u1ecdc \u0111\u1ea1i h\u1ecdc, du h\u1ecdc, l\u1eadp nghi\u1ec7p\u2026<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-h-4-desktop-font-size\"><span class=\"ez-toc-section\" id=\"III_Cach_mua_bao_hiem_suc_khoe_online_de_dang_voi_Saladin\"><\/span>III.&nbsp;<strong>C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe online d\u1ec5 d\u00e0ng v\u1edbi Saladin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>D\u00f9 l\u1ef1a ch\u1ecdn ch\u01b0\u01a1ng tr\u00ecnh c\u00f3 quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe n\u00e0o, b\u1ea1n c\u0169ng c\u1ea7n ch\u00fa \u00fd: c\u00e2n nh\u1eafc l\u1ef1a ch\u1ecdn&nbsp;<strong>quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/strong>&nbsp;ph\u00f9 h\u1ee3p v\u1edbi \u0111i\u1ec1u ki\u1ec7n t\u00e0i ch\u00ednh v\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i m\u00e0 b\u1ea3n th\u00e2n \u01b0u ti\u00ean nh\u1ea5t.<\/p>\n\n\n\n<p>C\u00e1ch <strong>mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe d\u1ec5 d\u00e0ng<\/strong>&nbsp;h\u01a1n cho b\u1ea1n l\u00e0 th\u00f4ng qua&nbsp;<a href=\"https:\/\/www.saladin.vn\/\" target=\"_blank\" rel=\"noopener\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7&nbsp;<strong>Saladin<\/strong>&nbsp;<\/a>tr\u00ean website ho\u1eb7c app \u0111i\u1ec7n tho\u1ea1i. Mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe tr\u1ef1c tuy\u1ebfn qua Saladin s\u1ebd c\u00f3 c\u00e1c l\u1ee3i \u00edch sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m uy t\u00edn, t\u00e0i ch\u00ednh v\u1eefng ch\u1eafc, s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111a d\u1ea1ng&nbsp;<strong><em>(b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe B\u1ea3o Vi\u1ec7t, B\u1ea3o Minh, PVI, PJICO, BSH, b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe Liberty Healthcare..)<\/em><\/strong><\/li>\n\n\n\n<li>Lu\u00f4n minh b\u1ea1ch trong vi\u1ec7c hi\u1ec3n th\u1ecb quy\u1ec1n l\u1ee3i, ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m. \u0110\u1ed3ng th\u1eddi, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 ki\u1ec3m so\u00e1t c\u00e1c c\u1ea5u th\u00e0nh t\u00f9y ch\u1ecdn cho g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec3 ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nh\u1eefng r\u1ee7i ro m\u00ecnh c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7.<\/li>\n\n\n\n<li>\u0110\u1ed9i ng\u0169 t\u01b0 v\u1ea5n chuy\u00ean nghi\u1ec7p, h\u1ed7 tr\u1ee3 tr\u1ef1c tuy\u1ebfn 24\/7 cho nhu c\u1ea7u mua v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/li>\n<\/ul>\n\n\n\n<p>Xem th\u00eam:&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/quyen-loi-ve-thai-san-khi-mua-bao-hiem-suc-khoe\/\">C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe t\u1ed1i \u01b0u quy\u1ec1n l\u1ee3i thai s\u1ea3n<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-suc-khoe\/cach-mua-bao-hiem-suc-khoe-cho-be-theo-do-tuoi-co-loi\/\">C\u00e1ch mua b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe cho b\u00e9 theo \u0111\u1ed9 tu\u1ed5i c\u00f3 l\u1ee3i nh\u1ea5t<\/a><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>S\u1ef1 b\u1ea3o h\u1ed9 c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd gi\u00fap b\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i lo l\u1eafng nhi\u1ec1u v\u00ec\u00a0b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed.<\/p>\n","protected":false},"author":9,"featured_media":965,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[8],"tags":[36,38,39,37,311],"class_list":["post-914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-suc-khoe","tag-bao-hiem-chi-tra-vien-phi","tag-bao-hiem-phau-thuat","tag-bao-hiem-tai-nan-va-chi-phi-y-te","tag-bao-hiem-tro-cap-nam-vien","tag-tu-van-bao-hiem"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/04122529\/11.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/04122529\/11-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-suc-khoe\/\" class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m chi tr\u1ea3 vi\u1ec7n ph\u00ed<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m ph\u1eabu thu\u1eadt<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/span>","<span class=\"advgb-post-tax-term\">T\u01b0 v\u1ea5n b\u1ea3o hi\u1ec3m<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 2 years ago"},"absolute_dates":{"created":"Posted on 01\/07\/2022","modified":"Updated on 22\/03\/2024"},"absolute_dates_time":{"created":"Posted on 01\/07\/2022 6:58 PM","modified":"Updated on 22\/03\/2024 3:25 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=914"}],"version-history":[{"count":39,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/914\/revisions"}],"predecessor-version":[{"id":20879,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/914\/revisions\/20879"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/965"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}