{"id":9228,"date":"2022-12-09T07:00:00","date_gmt":"2022-12-09T00:00:00","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=9228"},"modified":"2022-12-22T14:16:56","modified_gmt":"2022-12-22T07:16:56","slug":"bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat\/","title":{"rendered":"B\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n: 7 r\u1ee7i ro h\u00e0ng \u0111\u1ea7u c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh c\u1ea7n bi\u1ebft"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat\/#I_Bao_hiem_cong_nhan_7_rui_ro_pho_bien_cong_nhan_cong_trinh_can_luong_truoc\" >I. B\u1ea3o hi\u1ec3m c\u00f4ng nh\u00e2n: 7 r\u1ee7i ro ph\u1ed5 bi\u1ebfn c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh c\u1ea7n l\u01b0\u1eddng tr\u01b0\u1edbc<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat\/#II_Loi_ich_cua_bao_hiem_tai_nan_cho_cong_nhan_la_gi\" >II. L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat\/#III_Mua_bao_hiem_tai_nan_cong_nhan_o_dau_tot\" >III. Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n \u1edf \u0111\u00e2u t\u1ed1t?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>\u0110\u1ec3 gi\u00fap \u0111\u1ea3m b\u1ea3o an to\u00e0n cho c\u00f4ng nh\u00e2n v\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng ti\u1ebfn \u0111\u1ed9 c\u00f4ng tr\u00ecnh, h\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u1eefng tai n\u1ea1n c\u00f4ng tr\u00ecnh ph\u1ed5 bi\u1ebfn nh\u1ea5t, c\u0169ng nh\u01b0 c\u00e1c l\u1ee3i \u00edch c\u1ee7a <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" title=\"b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a>, mua b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n \u1edf \u0111\u00e2u gi\u00e1 t\u1ed1t, nhi\u1ec1u quy\u1ec1n l\u1ee3i.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat-1024x576.jpg\" alt=\"\" class=\"wp-image-9250\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat-1024x576.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat-300x169.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat-768x432.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat-1536x864.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155010\/bao-hiem-tai-nan-cong-nhan-cong-trinh-nhung-tai-nan-thuong-gap-nhat.jpg 1778w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Bao_hiem_cong_nhan_7_rui_ro_pho_bien_cong_nhan_cong_trinh_can_luong_truoc\"><\/span><strong>I. B\u1ea3o hi\u1ec3m c\u00f4ng nh\u00e2n: 7 r\u1ee7i ro ph\u1ed5 bi\u1ebfn c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh c\u1ea7n l\u01b0\u1eddng tr\u01b0\u1edbc<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>L\u00e0m c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh l\u00e0 m\u1ed9t ngh\u1ec1 nghi\u1ec7p nguy hi\u1ec3m v\u00ec \u1ea9n ch\u1ee9a nhi\u1ec1u r\u1ee7i ro. 7 lo\u1ea1i tai n\u1ea1n d\u01b0\u1edbi \u0111\u00e2y l\u00e0 nh\u1eefng tr\u01b0\u1eddng h\u1ee3p th\u01b0\u1eddng d\u1ec5 x\u1ea3y ra nh\u1ea5t m\u00e0 c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh c\u1ea7n bi\u1ebft \u0111\u1ec3 c\u00f3 ph\u01b0\u01a1ng \u00e1n b\u1ea3o v\u1ec7:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Tai n\u1ea1n do s\u1ee5p c\u00f4ng tr\u00ecnh<\/h3>\n\n\n\n<p>C\u00f4ng tr\u00ecnh b\u1ecb s\u1ee5p \u0111\u1ed5 m\u1ed9t ph\u1ea7n hay to\u00e0n b\u1ed9 do sai s\u00f3t trong thi\u1ebft k\u1ebf, ki\u1ebfn tr\u00fac, k\u1ebft c\u1ea5u ho\u1eb7c qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng. \u0110\u00e2y l\u00e0 nguy\u00ean nh\u00e2n ph\u1ed5 bi\u1ebfn v\u00e0 t\u1ec9 l\u1ec7 t\u1eed vong cao nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Ng\u00e3 t\u1eeb tr\u00ean cao xu\u1ed1ng<\/h3>\n\n\n\n<p>T\u1ec9 l\u1ec7 t\u1eed vong v\u00e0 b\u1ecb th\u01b0\u01a1ng n\u1eb7ng do nguy\u00ean nh\u00e2n n\u00e0y c\u0169ng r\u1ea5t cao. \u1ede \u0110\u00e0 N\u1eb5ng, t\u1eebng c\u00f3 m\u1ed9t c\u00f4ng nh\u00e2n t\u1eed vong do b\u1ecb r\u01a1i thang m\u00e1y khi \u0111ang s\u1eed d\u1ee5ng thang \u0111\u1ec3 v\u1eadn chuy\u1ec3n v\u1eadt li\u1ec7u xu\u1ed1ng d\u01b0\u1edbi.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. V\u1eadt li\u1ec7u, d\u1ee5ng c\u1ee5 tr\u00ean cao r\u01a1i v\u00e0o ng\u01b0\u1eddi<\/h3>\n\n\n\n<p>Tai n\u1ea1n n\u00e0y c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn th\u01b0\u01a1ng t\u1eadt t\u1eeb nh\u1eb9 \u0111\u1ebfn n\u1eb7ng, th\u1eadm ch\u00ed l\u00e0 t\u1eed vong. \u1ede Qu\u1ea3ng Nam, trong l\u00fac d\u1ecdn d\u1eb9p ph\u00eda d\u01b0\u1edbi c\u00f4ng tr\u00ecnh, 3 c\u00f4ng nh\u00e2n b\u1ecb m\u1ed9t b\u00f3 s\u1eaft \u0111ang \u0111\u01b0\u1ee3c c\u1ea9u l\u00ean th\u00ec r\u01a1i xu\u1ed1ng \u0111\u00e2m tr\u00fang khi\u1ebfn 3 c\u00f4ng nh\u00e2n th\u01b0\u01a1ng vong.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. Tai n\u1ea1n trong qu\u00e1 tr\u00ecnh x\u00e2y d\u1ef1ng<\/h3>\n\n\n\n<p>Ng\u00e3, sa v\u00e0o c\u00e1c h\u1ed1 ho\u1eb7c \u1ed5 g\u00e0, d\u1eabm ph\u1ea3i \u0111inh,\u2026<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. B\u1ecfng h\u00f3a ch\u1ea5t<\/h3>\n\n\n\n<p>Ph\u01a1i nhi\u1ec5m h\u00f3a ch\u1ea5t qu\u00e1 m\u1ee9c \u1edf c\u00f4ng tr\u00ecnh c\u00f3 th\u1ec3 g\u00e2y b\u1ecfng cho c\u00f4ng nh\u00e2n trong qu\u00e1 tr\u00ecnh thi c\u00f4ng<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Tai n\u1ea1n do \u0111i\u1ec7n gi\u1eadt<\/h3>\n\n\n\n<p>Ph\u01a1i nhi\u1ec5m v\u1edbi \u0111\u01b0\u1eddng d\u00e2y cao th\u1ebf tr\u00ean cao ho\u1eb7c \u0111\u1eb7t ng\u1ea7m d\u01b0\u1edbi \u0111\u1ea5t, ho\u1eb7c s\u1eed d\u1ee5ng thi\u1ebft b\u1ecb \u0111i\u1ec7n ho\u1eb7c d\u00e2y d\u1eabn h\u1ecfng c\u0169ng l\u00e0 g\u00e2y nguy hi\u1ec3m \u0111\u1ebfn t\u00ednh m\u1ea1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. Tai n\u1ea1n t\u1eeb m\u00e1y c\u00f4ng tr\u00ecnh<\/h3>\n\n\n\n<p>M\u00e1y m\u00f3c x\u00e2y d\u1ef1ng nh\u01b0 m\u00e1y tr\u1ed9n xi m\u0103ng, m\u00e1y c\u1eaft, m\u00e1y x\u00fac\u2026 b\u1ecb h\u1ecfng h\u00f3c ho\u1eb7c do s\u1ef1 b\u1ea5t c\u1ea9n khi v\u1eadn h\u00e0nh c\u00f3 th\u1ec3 g\u00e2y ra nhi\u1ec1u lo\u1ea1i th\u01b0\u01a1ng t\u00edch.<\/p>\n\n\n\n<p>Ch\u00ednh v\u00ec th\u1ebf, ngo\u00e0i c\u00e1c ph\u01b0\u01a1ng \u00e1n b\u1ea3o h\u1ed9 lao \u0111\u1ed9ng c\u1ea7n thi\u1ebft, c\u00f4ng nh\u00e2n c\u00f4ng tr\u00ecnh c\u1ea7n quan t\u00e2m \u0111\u1ebfn b\u1ea3o hi\u1ec3m cho c\u00f4ng nh\u00e2n \u0111\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m t\u00e0i ch\u00ednh cho nh\u1eefng s\u1ef1 c\u1ed1 g\u00e2y t\u1ed5n th\u1ea5t \u0111\u1ebfn s\u1ee9c kho\u1ebb, th\u00e2n th\u1ec3<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Loi_ich_cua_bao_hiem_tai_nan_cho_cong_nhan_la_gi\"><\/span><strong>II. L\u1ee3i \u00edch c\u1ee7a b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. \u0110\u1ed1i v\u1edbi c\u00f4ng nh\u00e2n<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu t\u1ef1 mua b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi, ng\u01b0\u1eddi c\u00f4ng nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c <strong>gi\u1ea3m g\u00e1nh n\u1eb7ng t\u00e0i ch\u00ednh<\/strong>. \u0110\u1ed1i t\u01b0\u1ee3ng c\u00f4ng nh\u00e2n th\u01b0\u1eddng c\u00f3 thu nh\u1eadp th\u1ea5p, m\u1ed7i l\u1ea7n g\u1eb7p tai n\u1ea1n ph\u1ea3i t\u1ed1n r\u1ea5t nhi\u1ec1u ti\u1ec1n, \u0111\u00f4i khi qu\u00e1 kh\u1ea3 n\u0103ng chi tr\u1ea3 c\u1ee7a b\u1ea3n th\u00e2n v\u00e0 gia \u0111\u00ecnh.<\/p>\n\n\n\n<p>N\u1ebfu \u0111\u00e3 c\u00f3 <strong><a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" title=\"b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a><\/strong>, ng\u01b0\u1eddi c\u00f4ng nh\u00e2n g\u1eb7p n\u1ea1n v\u1eeba \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf c\u1ea7n thi\u1ebft, v\u1eeba \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o kinh t\u1ebf cho gia \u0111\u00ecnh khi ngu\u1ed3n thu nh\u1eadp ch\u00ednh \u0111ang t\u1ea1m ng\u01b0ng lao \u0111\u1ed9ng.<\/p>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi s\u1ebd b\u1ed3i th\u01b0\u1eddng:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Chi tr\u1ea3 100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m khi c\u00f4ng nh\u00e2n b\u1ecb t\u1eed vong hay th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n do c\u00e1c tai n\u1ea1n n\u1eb1m trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/li>\n\n\n\n<li>Thanh to\u00e1n m\u1ed9t ph\u1ea7n theo t\u1ef7 l\u1ec7 c\u00f4ng nh\u00e2n b\u1ecb th\u01b0\u01a1ng t\u1eadt m\u1ed9t ho\u1eb7c nhi\u1ec1u b\u1ed9 ph\u1eadn.<\/li>\n\n\n\n<li>C\u00f4ng nh\u00e2n \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 c\u00e1c kho\u1ea3n ph\u00e1t sinh \u0111\u1ec3 \u0111i\u1ec1u tr\u1ecb li\u00ean quan \u0111\u1ebfn tai n\u1ea1n nh\u01b0: xe c\u1ea5p c\u1ee9u, thu\u1ed1c men, s\u1eed d\u1ee5ng c\u00e1c thi\u1ebft b\u1ecb y t\u1ebf theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129, ph\u1eabu thu\u1eadt, chi ph\u00ed b\u1ed3i d\u01b0\u1ee1ng (n\u1ebfu c\u00f3).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. \u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu mua b\u1ea3o hi\u1ec3m cho c\u00f4ng nh\u00e2n, doanh nghi\u1ec7p s\u1ebd c\u00f3 nh\u1eefng quy\u1ec1n l\u1ee3i sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3, g\u00e1nh v\u00e1c chi ph\u00ed h\u1ed7 tr\u1ee3 \u0111\u1ec1n b\u00f9 cho <a href=\"https:\/\/laodongvietnam.vn\/tai-nan-lao-dong-trong-xay-dung\/\" target=\"_blank\" rel=\"noopener nofollow\" title=\"tai n\u1ea1n lao \u0111\u1ed9ng\">tai n\u1ea1n lao \u0111\u1ed9ng<\/a> t\u1ea1i c\u00f4ng tr\u00ecnh.\u00a0<\/li>\n\n\n\n<li>Chi ph\u00ed mua b\u1ea3o hi\u1ec3m trung b\u00ecnh r\u1ea5t nh\u1ecf so v\u1edbi s\u1ed1 ti\u1ec1n \u0111\u1ec1n b\u00f9 cho c\u00f4ng nh\u00e2n c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn v\u00e0i ch\u1ee5c \u0111\u1ebfn h\u00e0ng tr\u0103m tri\u1ec7u, ho\u1eb7c chi ph\u00ed tuy\u1ec3n d\u1ee5ng ng\u01b0\u1eddi m\u1edbi.<\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m thay m\u1eb7t doanh nghi\u1ec7p chi tr\u1ea3 to\u00e0n b\u1ed9 l\u01b0\u01a1ng thu\u1ea7n h\u00e0ng th\u00e1ng cho ng\u01b0\u1eddi lao \u0111\u1ed9ng, trong th\u1eddi gian \u0111i\u1ec1u tr\u1ecb y t\u1ebf (gi\u1edbi h\u1ea1n th\u1eddi gian do doanh nghi\u1ec7p l\u1ef1a ch\u1ecdn).<\/li>\n\n\n\n<li>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m gi\u00fap thu h\u00fat v\u00e0 gi\u1eef ch\u00e2n ng\u01b0\u1eddi lao \u0111\u1ed9ng.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Mua_bao_hiem_tai_nan_cong_nhan_o_dau_tot\"><\/span><strong>III. <a href=\"https:\/\/www.saladin.vn\/bao-hiem-suc-khoe\" title=\"Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n\">Mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a> \u1edf \u0111\u00e2u t\u1ed1t?\u00a0<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Hi\u1ec7n t\u1ea1i c\u00f3 r\u1ea5t nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n. Tr\u00ean <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\">n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m \u0111a gi\u1ea3i ph\u00e1p <strong>Saladin<\/strong><\/a>, s\u1ea3n ph\u1ea9m B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh \u0111ang \u0111\u01b0\u1ee3c \u01b0a chu\u1ed9ng nh\u1ea5t v\u00ec c\u00f3 nhi\u1ec1u s\u1ef1 l\u1ef1a ch\u1ecdn \u0111a d\u1ea1ng v\u1ec1 m\u1ee9c gi\u00e1 v\u00e0 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p>Trong \u0111\u00f3, 2 g\u00f3i <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/strong> gi\u00e1 r\u1ebb v\u1edbi chi ph\u00ed gi\u00e1 mua b\u1ea3o hi\u1ec3m ch\u1ec9 l\u00e0 <strong><em>240.000\u0110\/ ng\u01b0\u1eddi<\/em><\/strong> v\u00e0 <strong><em>295.000\u0110\/ ng\u01b0\u1eddi <\/em><\/strong>r\u1ea5t ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ed1i t\u01b0\u1ee3ng lao \u0111\u1ed9ng t\u1ea1i c\u00f4ng tr\u00ecnh. Tham kh\u1ea3o Quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m c\u1ee7a 2 g\u00f3i <strong><em>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh d\u01b0\u1edbi 400.000\u0110<\/em><\/strong> trong b\u1ea3ng b\u00ean d\u01b0\u1edbi:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>S\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m&nbsp;<\/strong><\/td><td><strong>S\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng<\/strong><\/td><\/tr><tr><td>T\u1eed vong, th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n do tai n\u1ea1n<\/td><td>50.000.000\/ ng\u01b0\u1eddi\/ v\u1ee5<\/td><\/tr><tr><td>T\u1eed vong\/th\u01b0\u01a1ng t\u1eadt to\u00e0n b\u1ed9 v\u0129nh vi\u1ec5n do tai n\u1ea1n<\/td><td>100% s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/td><\/tr><tr><td>Th\u01b0\u01a1ng t\u1eadt b\u1ed9 ph\u1eadn v\u0129nh vi\u1ec5n&nbsp;<\/td><td>T\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m&nbsp;<\/td><\/tr><tr><td>Quy\u1ec1n l\u1ee3i m\u1edf r\u1ed9ng: \u0110i xe g\u1eafn m\u00e1y<\/td><td>C\u00f3 bao g\u1ed3m<\/td><\/tr><tr><td>Chi ph\u00ed y t\u1ebf do tai n\u1ea1n<\/td><td>Chi tr\u1ea3 chi ph\u00ed th\u1ef1c t\u1ebf v\u00e0 ti\u1ec1n b\u1ed3i d\u01b0\u1ee1ng 50.000\/ng\u00e0y n\u1eb1m vi\u1ec7n, kh\u00f4ng qu\u00e1 180 ng\u00e0y\/ v\u1ee5 tai n\u1ea1n v\u00e0 kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 s\u1ed1 ti\u1ec1n BH x t\u1ec9 l\u1ec7 th\u01b0\u01a1ng t\u1eadt<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n cho ng\u01b0\u1eddi lao \u0111\u1ed9ng, k\u1ec3 c\u1ea3 v\u1edbi c\u00f4ng nh\u00e2n, \u0111\u00e3 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n th\u00f4ng qua <strong>n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 Saladin<\/strong>. <\/p>\n\n\n\n<p>V\u1edbi&nbsp;<strong><em><a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\">Saladin \u2013 n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 \u0111a gi\u1ea3i ph\u00e1p<\/a><\/em><\/strong>, vi\u1ec7c ch\u1ecdn l\u1ef1a v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 b\u1edfi nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p s\u1ebd tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n bao gi\u1edd h\u1ebft. M\u1ecdi th\u00f4ng tin v\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n online v\u00e0 l\u01b0u tr\u1eef trong \u0111i\u1ec7n tho\u1ea1i\/ email c\u00e1 nh\u00e2n. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p ph\u00e1t sinh s\u1ef1 c\u1ed1 c\u1ea7n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng ho\u1eb7c h\u1ed7 tr\u1ee3, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c k\u1ebft n\u1ed1i nhanh ch\u00f3ng k\u1ecbp th\u1eddi khi g\u1ecdi hotline ho\u1eb7c c\u1eadp nh\u1eadt y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng online t\u1ee9c th\u00ec qua Web \/ App.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 so s\u00e1nh v\u00e0 ch\u1ecdn ra g\u00f3i <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\"><strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/strong>, <strong>b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/strong><\/a> ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh th\u00f4ng qua website \/ \u1ee9ng d\u1ee5ng Saladin<\/p>\n\n\n\n<p><strong><em>Ch\u00fac b\u1ea1n lu\u00f4n t\u1ef1 tin trong m\u1ecdi t\u00ecnh hu\u1ed1ng kh\u00f4ng \u0111o\u00e1n tr\u01b0\u1edbc c\u1ee7a cu\u1ed9c s\u1ed1ng !<\/em><\/strong><\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div 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style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u1ec3 gi\u00fap \u0111\u1ea3m b\u1ea3o an to\u00e0n cho c\u00f4ng nh\u00e2n v\u00e0 kh\u00f4ng \u1ea3nh h\u01b0\u1edfng ti\u1ebfn \u0111\u1ed9 c\u00f4ng tr\u00ecnh, h\u00e3y c\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u1eefng tai n\u1ea1n c\u00f4ng tr\u00ecnh ph\u1ed5 bi\u1ebfn nh\u1ea5t, [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":9251,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[113,65],"class_list":["post-9228","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-bao-hiem-tai-nan-cho-cong-nhan","tag-bao-hiem-tai-nan-cong-nhan"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155145\/8-01.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/12155145\/8-01-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n cho c\u00f4ng nh\u00e2n<\/span>","<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00f4ng nh\u00e2n<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 09\/12\/2022","modified":"Updated on 22\/12\/2022"},"absolute_dates_time":{"created":"Posted on 09\/12\/2022 7:00 AM","modified":"Updated on 22\/12\/2022 2:16 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