{"id":930,"date":"2022-07-01T19:05:04","date_gmt":"2022-07-01T12:05:04","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=930"},"modified":"2022-12-07T21:42:49","modified_gmt":"2022-12-07T14:42:49","slug":"bao-hiem-xe-may-gia","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/","title":{"rendered":"B\u1ea3o hi\u1ec3m TNDS xe m\u00e1y gi\u1ea3 v\u00e0 c\u00e1ch \u0111\u1ec3 ph\u00f2ng tr\u00e1nh"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/#1_Bao_hiem_xe_may_gia_la_gi\" >1. B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3 l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/#2_Bao_hiem_xe_may_co_may_loai_co_the_lam_gia\" >2. B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/#3_Mot_so_hau_qua_cua_viec_mua_bao_hiem_TNDS_xe_may_gia\" >3. M\u1ed9t s\u1ed1 h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c mua b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y gi\u1ea3:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-xe-may\/bao-hiem-xe-may-gia\/#4_Nhung_dieu_ban_nen_chu_y_de_khong_bi_lua\" >4. Nh\u1eefng \u0111i\u1ec1u b\u1ea1n n\u00ean ch\u00fa \u00fd \u0111\u1ec3 kh\u00f4ng b\u1ecb l\u1eeba&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>T\u1eeb nh\u1eefng v\u1ee5 l\u1eeba \u0111\u1ea3o nh\u1ecf qua email cho \u0111\u1ebfn nh\u1eefng phi v\u1ee5 gian l\u1eadn ng\u00e2n h\u00e0ng l\u1edbn, m\u1ecdi ng\u01b0\u1eddi r\u1ea5t d\u1ec5 b\u1ecb l\u1eeba b\u1edfi nh\u1eefng chi\u00eau tr\u00f2 tinh vi n\u1ebfu nh\u01b0 kh\u00f4ng c\u1ea3nh gi\u00e1c. Ng\u00e0nh b\u1ea3o hi\u1ec3m c\u0169ng kh\u00f4ng ph\u1ea3i l\u00e0 ngo\u1ea1i l\u1ec7. Trong \u0111\u00f3, b\u1ea3o hi\u1ec3m xe c\u01a1 gi\u1edbi, c\u1ee5 th\u1ec3 h\u01a1n l\u00e0\u00a0<strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/a><\/strong>\u00a0l\u00e0 m\u1ed9t trong nh\u1eefng lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m m\u00e0 ng\u01b0\u1eddi mua d\u1ec5 \u201cm\u1eafc b\u1eaby\u201d nh\u1ea5t. Vi\u1ec7c mua b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3 \u0111\u00e3 t\u1ed3n t\u1ea1i k\u1ec3 t\u1eeb khi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c giao d\u1ecbch b\u1eb1ng gi\u1ea5y, v\u00e0 cho \u0111\u1ebfn hi\u1ec7n nay khi c\u00f4ng ngh\u1ec7 ph\u00e1t tri\u1ec3n, nguy c\u01a1 b\u1ecb l\u1eeba b\u1edfi c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m gi\u1ea3 v\u1eabn c\u00f2n kh\u00e1 cao. Tuy nhi\u00ean, n\u1ebfu trang b\u1ecb cho b\u1ea3n th\u00e2n nh\u1eefng ki\u1ebfn th\u1ee9c c\u1ea7n thi\u1ebft, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 ph\u00f2ng tr\u00e1nh m\u1ed9t c\u00e1ch d\u1ec5 d\u00e0ng.\u00a0<\/p>\n\n\n\n<p>Tr\u01b0\u1edbc h\u1ebft, \u0111\u1ec3 hi\u1ec3u v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3, b\u1ea1n c\u1ea7n n\u1eafm \u0111\u01b0\u1ee3c ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y v\u00e0&nbsp;<strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\">gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/a><\/strong>. Tham kh\u1ea3o b\u00e0i vi\u1ebft:&nbsp;<a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\"><strong>Mua b\u1ea3o hi\u1ec3m xe m\u00e1y \u1edf \u0111\u00e2u nhanh v\u00e0 uy t\u00edn nh\u1ea5t<\/strong><\/a><strong>?<\/strong><\/p>\n\n\n\n<p>N\u1ed9i dung b\u00e0i vi\u1ebft d\u01b0\u1edbi \u0111\u00e2y s\u1ebd t\u1eadp trung khai th\u00e1c n\u1ed9i dung v\u1ec1 b\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3, c\u00e1c t\u00ecnh hu\u1ed1ng b\u1ea1n d\u1ec5 b\u1ecb l\u1eeba, v\u00e0 c\u00e1ch \u0111\u1ec3 ph\u00f2ng tr\u00e1nh.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Bao_hiem_xe_may_gia_la_gi\"><\/span><strong>1. B\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3 l\u00e0 g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-text-align-left\">Khi m\u1ed9t nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m cho xe m\u00e1y c\u1ee7a b\u1ea1n, \u0111i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u00f3 s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m chi tr\u1ea3 ph\u00ed t\u1ed5n khi x\u1ea3y ra s\u1ef1 c\u1ed1 trong l\u00fac \u0111i\u1ec1u khi\u1ec3n chi\u1ebfc xe m\u00e0 b\u1ea1n \u0111\u0103ng k\u00fd. V\u00ed d\u1ee5 nh\u01b0, b\u1ed3i th\u01b0\u1eddng thi\u1ec7t h\u1ea1i cho ng\u01b0\u1eddi b\u1ecb tai n\u1ea1n (\u0111\u1ed1i v\u1edbi B\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe ), ho\u1eb7c b\u1ed3i th\u01b0\u1eddng cho nh\u1eefng thi\u1ec7t h\u1ea1i v\u1ec1 ng\u01b0\u1eddi \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi l\u00e1i xe m\u00e1y v\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c ch\u1edf trong tr\u01b0\u1eddng h\u1ee3p x\u1ea3y ra tai n\u1ea1n (\u0111\u1ed1i v\u1edbi B\u1ea3o hi\u1ec3m tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe).<\/p>\n\n\n\n<p>Tuy nhi\u00ean, n\u1ebfu\u00a0b\u1ea1n s\u1edf h\u1eefu m\u1ed9t b\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3, \u0111\u1ed3ng\u00a0ngh\u0129a v\u1edbi vi\u1ec7c c\u00e1c\u00a0\u0111i\u1ec1u kho\u1ea3n\u00a0b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n l\u00e0 v\u00f4 \u00edch. Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n\u00a0s\u1ebd kh\u00f4ng ph\u1ea3i l\u00e0 minh ch\u1ee9ng cho b\u1ea5t k\u1ef3 cam\u00a0k\u1ebft n\u00e0o t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m, v\u00e0 b\u1ea1n \u0111\u00e3 b\u1ecb tr\u1ea3 m\u1ed9t ph\u00ed b\u1ea3o hi\u1ec3m\u00a0nh\u01b0ng kh\u00f4ng nh\u1eadn l\u1ea1i \u0111\u01b0\u1ee3c g\u00ec.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image alignwide size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"678\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/08\/bao-hiem-xe-may-gia.jpg\" alt=\"\" class=\"wp-image-2732\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170146\/bao-hiem-xe-may-gia.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170146\/bao-hiem-xe-may-gia-300x199.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170146\/bao-hiem-xe-may-gia-768x509.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"has-h-5-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Bao_hiem_xe_may_co_may_loai_co_the_lam_gia\"><\/span><strong>2. B\u1ea3o hi\u1ec3m xe m\u00e1y c\u00f3 m\u1ea5y lo\u1ea1i c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.1. B\u1ea3o hi\u1ec3m ngo\u1ea1i tuy\u1ebfn gi\u1ea3<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">T\u1eeb \u0111\u1ea1i l\u00fd xe m\u00e1y<\/h4>\n\n\n\n<p>Gi\u1ea3 s\u1eed b\u1ea1n \u0111ang mua m\u1ed9t chi\u1ebfc xe m\u00e1y t\u1eeb m\u1ed9t \u0111\u1ea1i\u00a0l\u00fd\u00a0b\u00e1n xe. Th\u00f4ng th\u01b0\u1eddng, sau khi mua, v\u00ec vi\u1ec7c mua b\u1ea3o hi\u1ec3m cho xe l\u00e0 m\u1ed9t \u0111i\u1ec1u b\u1eaft bu\u1ed9c, \u0111\u1ea1i\u00a0l\u00fd\u00a0b\u00e1n xe s\u1ebd\u00a0\u0111\u1ec1 ngh\u1ecb b\u1ea1n\u00a0mua b\u1ea3o hi\u1ec3m t\u1eeb\u00a0m\u1ed9t\u00a0nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m xe m\u00e1y\u00a0li\u00ean k\u1ebft v\u1edbi h\u1ecd. Tuy nhi\u00ean, m\u1ed9t\u00a0nh\u00e2n vi\u00ean b\u00e1n xe n\u00e0o \u0111\u00f3\u00a0l\u1ea1i\u00a0\u0111\u01b0a ra\u00a0cho b\u1ea1n m\u1ed9t l\u1ef1a ch\u1ecdn t\u1eeb m\u1ed9t nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ebfm kh\u00e1c v\u1edbi gi\u00e1 r\u1ebb h\u01a1n. B\u1edfi v\u00ec gi\u00e1 r\u1ebb, b\u1ea1n ch\u1ea5p nh\u1eadn l\u1eddi m\u1eddi v\u00e0 mua m\u1ed9t b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u00e1ng tin c\u1eady. Kh\u1ea3\u00a0n\u0103ng cao l\u00e0, b\u1ea1n \u0111\u00e3\u00a0mua\u00a0ph\u1ea3i m\u1ed9t\u00a0b\u1ea3o hi\u1ec3m xe m\u00e1y gi\u1ea3.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">T\u1eeb \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y &#8220;v\u1ec9a h\u00e8&#8221;<\/h4>\n\n\n\n<p>M\u1ed9t v\u00ed d\u1ee5 kh\u00e1c l\u00e0 c\u00e1c \u0111i\u1ec3m b\u00e1n b\u1ea3o hi\u1ec3m xe m\u00e1y v\u1edbi bi\u1ec3n qu\u1ea3ng c\u00e1o h\u1ea5p d\u1eabn \u201cB\u1ea3o hi\u1ec3m xe m\u00e1y 20.000 \u0111\u1ed3ng\u201d xu\u1ea5t hi\u1ec7n r\u1ea5t nhi\u1ec1u tr\u00ean c\u00e1c tuy\u1ebfn ph\u1ed1. V\u00ec s\u1ef1 ti\u1ec7n l\u1ee3i c\u0169ng nh\u01b0 m\u1ee9c gi\u00e1 r\u1ebb m\u00e0 kh\u00f4ng \u00edt ch\u1ee7 xe \u0111\u00e3 ch\u1ecdn mua b\u1ea3o hi\u1ec3m t\u1eeb c\u00e1c \u201c\u0111\u1ea1i l\u00fd v\u1ec9a h\u00e8\u201d n\u00e0y. Tuy nhi\u00ean, khi b\u1ecb ki\u1ec3m tra, ng\u01b0\u1eddi mua m\u1edbi ph\u00e1t hi\u1ec7n ra r\u1eb1ng m\u00ecnh \u0111\u00e3 mua nh\u1ea7m b\u1ea3o hi\u1ec3m gi\u1ea3 ho\u1eb7c ch\u1ec9 l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n cho ng\u01b0\u1eddi ng\u1ed3i sau xe. \u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 b\u1ea3o hi\u1ec3m d\u00e2n s\u1ef1 b\u1eaft bu\u1ed9c xe m\u00e1y khi tham gia giao th\u00f4ng.<\/p>\n\n\n\n<p>Ph\u1ea3i nh\u1ea5n m\u1ea1nh r\u1eb1ng m\u1ee9c gi\u00e1 b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y r\u1ebb nh\u01b0 hi\u1ec7n nay \u0111ang \u0111\u01b0\u1ee3c b\u00e1n tr\u00f4i n\u1ed5i tr\u00e0n lan tr\u00ean th\u1ecb tr\u01b0\u1eddng l\u00e0 kh\u00f4ng th\u1ec3 c\u00f3. Theo quy \u0111\u1ecbnh c\u1ee7a Nh\u00e0 n\u01b0\u1edbc, m\u1ee9c\u00a0ph\u00ed b\u1ea3o hi\u1ec3m xe m\u00e1y b\u1eaft bu\u1ed9c dao \u0111\u1ed9ng t\u1eeb 55.000\u0111-66.000\u0111\/n\u0103m tu\u1ef3 v\u00e0o lo\u1ea1i ph\u01b0\u01a1ng ti\u1ec7n. V\u00ec th\u1ebf, c\u00e1c chuy\u00ean gia b\u1ea3o hi\u1ec3m kh\u1eb3ng \u0111\u1ecbnh kh\u00f4ng th\u1ec3 c\u00f3 chuy\u1ec7n\u00a0<strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\">gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/a><\/strong>\u00a0ch\u1ec9 25.000 &#8211; 40.000 \u0111\u1ed3ng nh\u01b0 \u0111\u01b0\u1ee3c ch\u00e0o b\u00e1n.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">T\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p>Ngo\u00e0i ra, th\u1ecb tr\u01b0\u1eddng c\u0169ng \u0111\u00e3 ghi nh\u1eadn nh\u1eefng h\u00ecnh th\u1ee9c l\u00e0m gi\u1ea3 gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m xe m\u00e1y kh\u00e1c khi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ee3i d\u1ee5ng v\u1ecb tr\u00ed c\u00f4ng t\u00e1c t\u1ea1i c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 tr\u1ee5c l\u1ee3i, in \u1ea5n h\u00e0ng lo\u1ea1t gi\u1ea5y t\u1edd gi\u1ea3 v\u00e0 b\u00e1n cho kh\u00e1ch h\u00e0ng qua c\u00e1c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m. S\u1ef1 vi\u1ec7c \u0111\u01b0\u1ee3c ph\u00e1t hi\u1ec7n trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng khi ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m g\u00e2y tai n\u1ea1n. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p mua ph\u1ea3i gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m gi\u1ea3 n\u00e0y c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u1ea1n ch\u1ebf b\u1eb1ng vi\u1ec7c thay th\u1ebf b\u1eb1ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn, tuy nhi\u00ean h\u00ecnh th\u1ee9c n\u00e0y c\u0169ng ti\u1ec1m \u1ea9n nhi\u1ec1u nguy c\u01a1.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2.2. B\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn gi\u1ea3&nbsp;<\/strong><\/h3>\n\n\n\n<p>Gi\u1ea3 s\u1eed b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y c\u1ee7a b\u1ea1n ch\u1ec9 c\u00f2n h\u1ea1n trong v\u00f2ng 1 ng\u00e0y n\u1eefa. B\u1ea1n lo l\u1eafng khi ngh\u0129 \u0111\u1ebfn vi\u1ec7c b\u1ea3o hi\u1ec3m h\u1ebft h\u1ea1n\u00a0v\u00e0\u00a0b\u1ecb nh\u1eefng h\u00ecnh ph\u1ea1t kh\u00f4ng ch\u1ec9 v\u1ec1 ti\u1ec1n b\u1ea1c m\u00e0 c\u00f2n v\u1ec1 ph\u00e1p l\u00fd. V\u00ec v\u1eady, b\u1ea1n v\u1ed9i l\u00ean m\u1ea1ng tra \u201cmua b\u1ea3o hi\u1ec3m xe m\u00e1y online\u201d. Nh\u01b0 th\u01b0\u1eddng l\u1ec7, r\u1ea5t nhi\u1ec1u k\u1ebft qu\u1ea3 s\u1ebd hi\u1ec7n ra. B\u1ea1n l\u01b0\u1edbt \u0111\u1ebfn d\u00f2ng \u201cChi\u1ebft\u00a0kh\u1ea5u\u00a099% ti\u1ec1n mua b\u1ea3o hi\u1ec3m\u201d. B\u1ea1n\u00a0truy c\u1eadp trang, \u0111i\u1ec1n th\u00f4ng tin v\u00e0 chi tr\u1ea3. Sau \u0111\u00f3, b\u1ea1n li\u1ec1n nh\u1eadn \u0111\u01b0\u1ee3c h\u00ecnh gi\u1ea5y b\u1ea3o hi\u1ec3m xe m\u00e1y \u0111\u01b0\u1ee3c g\u1eedi qua email c\u1ee7a b\u1ea1n khi ti\u1ec1n \u0111\u00e3 \u0111\u01b0\u1ee3c thanh to\u00e1n, v\u00e0 th\u1edf ph\u00e0o nh\u1eb9 nh\u00f5m ngh\u0129 r\u1eb1ng xe c\u1ee7a b\u1ea1n \u0111\u00e3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. V\u00e0i tu\u1ea7n sau, th\u1eadt kh\u00f4ng may khi b\u1ea1n b\u1ecb c\u1ea3nh s\u00e1t giao th\u00f4ng\u00a0\u00a0d\u1eebng xe v\u00e0 y\u00eau c\u1ea7u xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd, v\u00e0 b\u1ea1n cu\u1ed1i c\u00f9ng nh\u1eadn ra \u0111\u00e3 b\u1ecb l\u1eeba.\u00a0\u00a0<\/p>\n\n\n\n<p>Tr\u00ean c\u00e1c s\u00e0n th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m TNDS b\u1eaft bu\u1ed9c xe m\u00e1y c\u0169ng \u0111ang \u0111\u01b0\u1ee3c b\u00e1n v\u1edbi nh\u1eefng m\u1ee9c gi\u00e1 r\u1ebb kh\u00f4ng t\u01b0\u1edfng, ch\u1ec9 kho\u1ea3ng tr\u00ean d\u01b0\u1edbi 30.000 \u0111\u1ed3ng. Kh\u00f4ng nh\u1eefng v\u1eady, nhi\u1ec1u gian h\u00e0ng c\u00f2n \u0111\u0103ng b\u00e1n c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m xe m\u00e1y m\u00e0 h\u00ecnh qu\u1ea3ng c\u00e1o l\u00e0 gi\u1ea5y ch\u1ee9ng nh\u1eadn t\u1eeb m\u1ed9t c\u00f4ng ty n\u00e0y nh\u01b0ng m\u00f4 t\u1ea3 l\u1ea1i ghi b\u1ea3o hi\u1ec3m cung c\u1ea5p b\u1edfi m\u1ed9t c\u00f4ng ty kh\u00e1c. Ch\u01b0a c\u00f3 t\u1ed5 ch\u1ee9c hay c\u00e1 nh\u00e2n uy t\u00edn n\u00e0o \u0111\u1ee9ng ra ki\u1ec3m ch\u1ee9ng, x\u00e1c th\u1ef1c c\u0169ng nh\u01b0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 th\u1eadt v\u00e0 \u0111\u01b0\u1ee3c c\u00f4ng nh\u1eadn b\u1edfi c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m. V\u00ec th\u1ebf, nguy c\u01a1 mua ph\u1ea3i b\u1ea3o hi\u1ec3m gi\u1ea3 t\u1eeb nh\u1eefng ngu\u1ed3n n\u00e0y l\u00e0 r\u1ea5t cao.<\/p>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow advgb-dyn-f2a6aa86\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Mot_so_hau_qua_cua_viec_mua_bao_hiem_TNDS_xe_may_gia\"><\/span>3. <span style=\"font-size:24px;\"><strong>M\u1ed9t s\u1ed1 h\u1eadu qu\u1ea3 c\u1ee7a vi\u1ec7c mua <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-xe-may\/\">b\u1ea3o hi\u1ec3m TNDS xe m\u00e1y<\/a> gi\u1ea3:<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.1. B\u1ecb m\u1ea5t ti\u1ec1n<\/strong><\/h3>\n\n\n\n<p>B\u1edfi b\u1ea3o hi\u1ec3m&nbsp;tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y&nbsp;b\u1ea1n \u0111\u00e3 mua l\u00e0 m\u1ed9t b\u1ea3o hi\u1ec3m gi\u1ea3 v\u00e0 kh\u00f4ng c\u00f3 gi\u00e1 tr\u1ecb&nbsp;n\u00ean b\u1ea1n s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c h\u01b0\u1edfng nh\u1eefng quy\u1ec1n l\u1ee3i n\u1eb1m trong g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00f3. Trong c\u00e1c t\u00ecnh hu\u1ed1ng ki\u1ec3m tra h\u00e0nh ch\u00ednh, CSGT c\u00f3 th\u1ec3 x\u1eed ph\u1ea1t khi ph\u00e1t hi\u1ec7n ra gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n l\u00e0 gi\u1ea3. Th\u00eam v\u00e0o \u0111\u00f3, b\u1ea1n c\u0169ng s\u1ebd kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m khi ph\u00e1t sinh tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, ho\u1eb7c x\u1ea3y ra tai n\u1ea1n (bao g\u1ed3m c\u1ea3 thi\u1ec7t h\u1ea1i tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe n\u1ebfu c\u00f3 mua k\u00e8m b\u1ea3o hi\u1ec3m tai n\u1ea1n ng\u01b0\u1eddi ng\u1ed3i tr\u00ean xe).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.2. B\u1ecb x\u1eed ph\u1ea1t<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m gi\u1ea3 c\u1ee7a b\u1ea1n kh\u00f4ng c\u00f3 vai tr\u00f2 thay th\u1ebf \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m th\u1eadt, v\u00e0 b\u1ea1n s\u1ebd ph\u1ea3i \u0111\u1ed1i di\u1ec7n v\u1edbi nh\u1eefng r\u1ee7i ro c\u1ee7a vi\u1ec7c l\u00e1i m\u1ed9t chi\u1ebfc xe m\u00e1y kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.&nbsp;Nh\u1eefng&nbsp;h\u01b0 h\u1ea1i xe c\u1ed9, vi ph\u1ea1m v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd, v\u00e0 ph\u1ea1t ti\u1ec1n s\u1ebd l\u00e0&nbsp;nh\u1eefng v\u1ea5n \u0111\u1ec1 m\u00e0 b\u1ea1n ph\u1ea3i \u0111\u1ed1i m\u1eb7t m\u00e0 kh\u00f4ng c\u00f3 s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3.3. B\u1ecb \u0111\u00e1nh c\u1eafp th\u00f4ng tin&nbsp;<\/strong><\/h3>\n\n\n\n<p>N\u1ebfu b\u1ea1n cung&nbsp;c\u1ea5p th\u00f4ng tin c\u00e1 nh\u00e2n c\u0169ng nh\u01b0 v\u1ec1 ph\u01b0\u01a1ng ti\u1ec7n c\u0169ng nh\u01b0 t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh m\u1ed9t c\u00e1ch thi\u1ebfu c\u1ea3nh gi\u00e1c&nbsp;th\u00ec c\u00f3 kh\u1ea3 n\u0103ng nh\u1eefng&nbsp;ng\u01b0\u1eddi b\u00e1n b\u1ea3o hi\u1ec3m gi\u1ea3 cho b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng v\u00e0o nh\u1eefng m\u1ee5c \u0111\u00edch kh\u00f4ng h\u1ee3p ph\u00e1p.<\/p>\n\n\n\n<h2 class=\"has-h-5-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Nhung_dieu_ban_nen_chu_y_de_khong_bi_lua\"><\/span><strong>4. Nh\u1eefng \u0111i\u1ec1u b\u1ea1n n\u00ean ch\u00fa \u00fd \u0111\u1ec3 kh\u00f4ng b\u1ecb l\u1eeba&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lu\u00f4n mua b\u1ea3o hi\u1ec3m t\u1eeb nh\u1eefng nh\u00e0 cung c\u1ea5p \u0111\u00e1ng tin c\u1eady v\u00e0 c\u00f3 t\u00ean tu\u1ed5i. Kh\u00f4ng bao gi\u1edd mua t\u1eeb nh\u1eefng nh\u00e0 cung c\u1ea5p v\u00f4 danh.&nbsp;&nbsp;<\/li>\n\n\n\n<li>\u0110\u1eebng \u0111\u1ec3 m\u00ecnh b\u1ecb m\u1eafc v\u00e0o b\u1eaby gi\u1ea3m gi\u00e1 nhi\u1ec1u&nbsp;Tuy r\u1eb1ng&nbsp;gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y&nbsp;\u0111\u00e3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh, nh\u01b0ng c\u00e1c \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m uy t\u00edn v\u1eabn ch\u1ea1y r\u1ea5t nhi\u1ec1u ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i d\u00e0nh cho kh\u00e1ch h\u00e0ng \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c gi\u00e1 mua b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t. Tuy nhi\u00ean, b\u1ea1n&nbsp;n\u00ean truy c\u1eadp m\u1ea1ng x\u00e3 h\u1ed9i, trang web ch\u00ednh th\u1ee9c&nbsp;c\u1ee7a c\u00f4ng ty ho\u1eb7c li\u00ean h\u1ec7 ch\u0103m s\u00f3c kh\u00e1ch h\u00e0ng&nbsp;\u0111\u1ec3 c\u00f3 th\u1ec3 x\u00e1c th\u1ef1c \u0111\u1ed9 tin c\u1eady c\u1ee7a c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u01b0u \u0111\u00e3i \u0111\u00f3.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c mua&nbsp;b\u1ea3o hi\u1ec3m ngo\u1ea1i tuy\u1ebfn&nbsp;(tr\u1ef1c ti\u1ebfp), b\u1ea1n ph\u1ea3i \u0111\u1eb7c bi\u1ec7t&nbsp;l\u01b0u \u00fd \u0111\u1ebfn&nbsp;uy t\u00edn nh\u00e0 cung c\u1ea5p&nbsp;c\u0169ng nh\u01b0 c\u00e1c \u0111\u1ea1i l\u00fd b\u00e1n b\u1ea3o hi\u1ec3m. B\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ebfn tr\u1ef1c ti\u1ebfp c\u1eeda h\u00e0ng ho\u1eb7c v\u0103n ph\u00f2ng c\u1ee7a c\u00e1c c\u00f4ng ty cung c\u1ea5p b\u1ea3o hi\u1ec3m nh\u01b0 B\u1ea3o hi\u1ec3m PVI, B\u1ea3o hi\u1ec3m Qu\u00e2n \u0111\u1ed9i MIC, B\u1ea3o hi\u1ec3m B\u1ea3o Vi\u1ec7t, v.v\u2026 \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m xe m\u00e1y.<\/li>\n\n\n\n<li>\u0110\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c mua b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn, b\u1ea1n n\u00ean l\u1ef1a ch\u1ecdn nh\u1eefng n\u1ec1n t\u1ea3ng uy t\u00edn, \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p v\u00e0 li\u00ean k\u1ebft ch\u1eb7t ch\u1ebd v\u1edbi c\u00e1c nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m. Saladin l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m tr\u1ef1c tuy\u1ebfn h\u00e0ng \u0111\u1ea7u t\u1ea1i Vi\u1ec7t Nam, gi\u00fap b\u1ea1n mua \u0111\u01b0\u1ee3c&nbsp;b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y&nbsp;d\u1ec5 d\u00e0ng, ti\u1ec7n l\u1ee3i v\u1edbi gi\u00e1 c\u1ea3 minh b\u1ea1ch v\u00e0 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 24\/7. B\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m tr\u00ean \u1ee9ng d\u1ee5ng Saladin ho\u1eb7c t\u1ea1i trang web&nbsp;<a href=\"http:\/\/www.saladin.vn\/\">www.saladin.vn<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u1eeb nh\u1eefng v\u1ee5 l\u1eeba \u0111\u1ea3o nh\u1ecf qua email cho \u0111\u1ebfn nh\u1eefng phi v\u1ee5 gian l\u1eadn ng\u00e2n h\u00e0ng l\u1edbn, m\u1ecdi ng\u01b0\u1eddi r\u1ea5t d\u1ec5 b\u1ecb l\u1eeba b\u1edfi nh\u1eefng chi\u00eau tr\u00f2 tinh vi [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":234,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ub_ctt_via":"","inline_featured_image":false,"advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[10],"tags":[34,35],"class_list":["post-930","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-xe-may","tag-bao-hiem-trach-nhiem-dan-su-cua-xe-may","tag-gia-bao-hiem-trach-nhiem-dan-su-xe-may"],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/05\/06152856\/Blog-Thumbnail.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"aioseo_notices":[],"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/05\/06152856\/Blog-Thumbnail-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m xe m\u00e1y<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-xe-may\/\" class=\"advgb-post-tax-term\">gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 c\u1ee7a xe m\u00e1y<\/span>","<span class=\"advgb-post-tax-term\">gi\u00e1 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 xe m\u00e1y<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 01\/07\/2022","modified":"Updated on 07\/12\/2022"},"absolute_dates_time":{"created":"Posted on 01\/07\/2022 7:05 PM","modified":"Updated on 07\/12\/2022 9:42 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