{"id":967,"date":"2022-07-05T01:19:08","date_gmt":"2022-07-04T18:19:08","guid":{"rendered":"https:\/\/news.saladin.vn\/?p=967"},"modified":"2022-12-08T01:39:55","modified_gmt":"2022-12-07T18:39:55","slug":"10-yeu-to-lua-chon-bao-hiem-tai-nan","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/","title":{"rendered":"M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c v\u00e0o 10 y\u1ebfu t\u1ed1 sau \u0111\u00e2y"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/#Nhung_chi_tieu_ban_nen_xet_de_chon_goi_bao_hiem_tot_nhat\" >Nh\u1eefng ch\u1ec9 ti\u00eau b\u1ea1n n\u00ean x\u00e9t \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t:&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/#Vi_sao_ban_nen_so_huu_bao_hiem_tai_nan_ca_nhan\" >V\u00ec sao b\u1ea1n n\u00ean s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/#Loi_ich_cua_viec_so_huu_bao_hiem_tai_nan_ca_nhan\" >L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/10-yeu-to-lua-chon-bao-hiem-tai-nan\/#Ket_luan\" >K\u1ebft lu\u1eadn&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n\n<p>B\u1ea3o hi\u1ec3m \u0111\u00f3ng vai tr\u00f2 b\u1ea3o v\u1ec7 ch\u00fang ta kh\u1ecfi nh\u1eefng chi ph\u00ed b\u1ea5t ng\u1edd t\u1eeb nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng may, bao g\u1ed3m c\u00e1c v\u1ee5 tai n\u1ea1n. \u0110\u00f4i khi, cho d\u00f9 b\u1ea1n \u0111\u00e3 c\u1ea9n th\u1eadn \u0111\u1ebfn m\u1ea5y nh\u01b0ng tai n\u1ea1n v\u1eabn c\u00f3 th\u1ec3 x\u1ea3y ra, v\u00e0 \u0111\u00e2y ch\u00ednh l\u00e0 l\u00fd do b\u1ea1n n\u00ean s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi. B\u00e0i vi\u1ebft n\u00e0y s\u1ebd d\u1eabn d\u1eaft b\u1ea1n qua nh\u1eefng \u0111i\u1ec3m quan tr\u1ecdng n\u00ean ch\u00fa \u00fd khi ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi v\u00e0 <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/strong> ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/news.saladin.vn\/wp-content\/uploads\/2022\/08\/10-yeu-to-lua-chon-bao-hiem-tai-nan.png\" alt=\"B\u00e0i vi\u1ebft n\u00e0y s\u1ebd d\u1eabn d\u1eaft b\u1ea1n qua 10 \u0111i\u1ec3m quan tr\u1ecdng n\u00ean ch\u00fa \u00fd khi ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.\" class=\"wp-image-2734\" width=\"1024\" height=\"455\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170222\/10-yeu-to-lua-chon-bao-hiem-tai-nan.png 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170222\/10-yeu-to-lua-chon-bao-hiem-tai-nan-300x133.png 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/08\/31170222\/10-yeu-to-lua-chon-bao-hiem-tai-nan-768x341.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"has-h-6-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"Nhung_chi_tieu_ban_nen_xet_de_chon_goi_bao_hiem_tot_nhat\"><\/span><strong>Nh\u1eefng ch\u1ec9 ti\u00eau b\u1ea1n n\u00ean x\u00e9t \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t:<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m&nbsp;<\/strong><\/h3>\n\n\n\n<p>\u0110i\u1ec1u \u0111\u1ea7u ti\u00ean b\u1ea1n c\u1ea7n l\u01b0u \u00fd l\u00e0 gi\u1edbi h\u1ea1n c\u1ee7a nh\u1eefng r\u1ee7i ro m\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may. B\u1ea1n n\u00ean b\u1ea3o \u0111\u1ea3m r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n m\u00e0 b\u1ea1n ch\u1ecdn s\u1ebd bao g\u1ed3m nh\u1eefng ho\u1ea1t \u0111\u1ed9ng th\u01b0\u1eddng ng\u00e0y trong \u0111\u1eddi s\u1ed1ng c\u1ee7a b\u1ea1n.&nbsp;<\/p>\n\n\n\n<p>Ngo\u00e0i ra, n\u1ebfu b\u1ea1n hay \u0111i du l\u1ecbch ho\u1eb7c c\u00f4ng t\u00e1c n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng xuy\u00ean th\u00ec b\u1ea1n n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0o c\u00f3 hi\u1ec7u l\u1ef1c c\u1ea3 \u1edf trong n\u01b0\u1edbc v\u00e0 qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/strong><\/h3>\n\n\n\n<p>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u00e0 s\u1ed1 ti\u1ec1n m\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong m\u1ed9t s\u1ef1 ki\u1ec7n b\u1ea3o hi\u1ec3m ho\u1eb7c trong c\u1ea3 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m. B\u1ea1n ph\u1ea3i l\u01b0u \u00fd t\u1edbi \u0111i\u1ec1u n\u00e0y b\u1edfi v\u00ec nh\u1eefng chi ph\u00ed v\u01b0\u1ee3t qu\u00e1 h\u1ea1n m\u1ee9c g\u00f3i b\u1ea3o hi\u1ec3m ch\u1ecbu tr\u00e1ch nhi\u1ec7m th\u00ec d\u01b0 ph\u00ed c\u00f2n l\u1ea1i s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c chi tr\u1ea3. Cho n\u00ean b\u1ea1n n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0o cung c\u1ea5p s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng x\u1ee9ng nh\u1ea5t. V\u00ed d\u1ee5, h\u00e3y ngh\u0129 t\u1edbi tu\u1ed5i t\u00e1c c\u1ee7a b\u1ea1n khi ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m. S\u1ed1 tu\u1ed5i c\u00e0ng l\u1edbn th\u00ec kh\u1ea3 n\u0103ng s\u1ed1 ti\u1ec1n chi tr\u1ea3 cho b\u1ec7nh vi\u1ec7n v\u00e0 thu\u1ed1c men s\u1ebd c\u00e0ng cao h\u01a1n, v\u00e0 b\u1ea1n n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u1edbn h\u01a1n .&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a><\/strong><\/h3>\n\n\n\n<p>\u0110i\u1ec1u quan tr\u1ecdng l\u00e0 b\u1ea1n n\u00ean ch\u1eafc ch\u1eafn r\u1eb1ng b\u1ea1n s\u1ebd h\u01b0\u1edfng t\u1ed1i \u0111a quy\u1ec1n l\u1ee3i v\u1edbi s\u1ed1 ti\u1ec1n b\u1ea1n \u0111\u1ea7u t\u01b0 v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00f3. B\u00ean c\u1ea1nh \u0111\u00f3, b\u1ea1n c\u0169ng kh\u00f4ng n\u00ean ch\u1ecdn nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t b\u1edfi v\u00ec nh\u1eefng g\u00f3i \u1ea5y th\u01b0\u1eddng kh\u00f4ng cung c\u1ea5p ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng x\u1ee9ng trong nh\u1eefng l\u00fac c\u1ea7n thi\u1ebft.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p b\u1ea3o hi\u1ec3m ch\u1ecbu tr\u00e1ch nhi\u1ec7m&nbsp;<\/strong><\/h3>\n\n\n\n<p>Khi b\u1ea1n ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m th\u00ec lu\u00f4n \u0111\u1ec3 \u00fd \u0111\u1ebfn nh\u1eefng tr\u01b0\u1eddng h\u1ee3p hay tai n\u1ea1n n\u00e0o th\u00ec s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. D\u1ef1a v\u00e0o \u0111\u1eddi s\u1ed1ng h\u1eb1ng ng\u00e0y c\u1ee7a b\u1ea1n, b\u1ea1n n\u00ean ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m cho nh\u1eefng tai n\u1ea1n c\u00f3 th\u1ec3 x\u1ea3y ra nh\u1ea5t.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Nh\u1eefng tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7 b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m<\/strong><\/h3>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng th\u00ec nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m th\u00ec s\u1ebd c\u00f3 trong nh\u1eefng g\u00f3i kh\u00e1c v\u1edbi chi ph\u00ed cao h\u01a1n. B\u1ea1n n\u00ean \u0111\u1ea3m b\u1ea3o nh\u1eefng tai n\u1ea1n ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p n\u00e0o d\u1ec5 c\u00f3 th\u1ec3 x\u1ea3y ra trong cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n nh\u1ea5t s\u1ebd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u1ecbu tr\u00e1ch nhi\u1ec7m, cho d\u00f9 b\u1ea1n c\u00f3 ph\u1ea3i tr\u1ea3 gi\u00e1 nh\u1ec9nh h\u01a1n m\u1ed9t ch\u00fat \u0111\u1ec3 mua g\u00f3i t\u1ed1t h\u01a1n.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Lo\u1ea1i b\u1ea3o hi\u1ec3m&nbsp;<\/strong><\/h3>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n th\u01b0\u1eddng c\u00f3 d\u01b0\u1edbi d\u1ea1ng cho c\u00e1 nh\u00e2n ho\u1eb7c gia \u0111\u00ecnh. N\u1ebfu b\u1ea1n c\u00f3 gia \u0111\u00ecnh ho\u1eb7c ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c, b\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n h\u1ed9 gia \u0111\u00ecnh. G\u00f3i n\u00e0y s\u1ebd ch\u1ecbu tr\u00e1ch nhi\u1ec7m b\u1ea3o hi\u1ec3m cho b\u1ea1n v\u00e0 gia \u0111\u00ecnh v\u1edbi nh\u1eefng chi ph\u00ed y t\u1ebf ph\u00e1t sinh do tai n\u1ea1n. Ngo\u00e0i ra, g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng r\u1ea5t thu\u1eadn ti\u1ec7n b\u1edfi v\u00ec b\u1ea1n ch\u1ec9 c\u1ea7n t\u00e1i t\u1ee5c trong c\u00f9ng m\u1ed9t l\u1ea7n cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi trong gia \u0111\u00ecnh.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">M\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a> cho gia \u0111\u00ecnh&nbsp;<\/strong><\/h3>\n\n\n\n<p>T\u00ecm hi\u1ec3u nh\u1eefng quy\u1ec1n l\u1ee3i g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd mang \u0111\u1ebfn cho gia \u0111\u00ecnh ho\u1eb7c ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c c\u1ee7a b\u1ea1n trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n ho\u1eb7c t\u1eed vong x\u1ea3y ra do tai n\u1ea1n. H\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng g\u00f3i b\u1ea3o hi\u1ec3m b\u1ea1n ch\u1ecdn s\u1ebd cho gia \u0111\u00ecnh ho\u1eb7c ng\u01b0\u1eddi ph\u1ee5 thu\u1ed9c c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng quy\u1ec1n l\u1ee3i t\u1ed1i \u0111a v\u00e0 t\u1ed1t nh\u1ea5t trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may m\u1eafn nh\u01b0 v\u1eady.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. Danh ti\u1ebfng c\u1ee7a nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m&nbsp;<\/strong><\/h3>\n\n\n\n<p>L\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m t\u1eeb nh\u00e0 cung c\u1ea5p c\u00f3 danh ti\u1ebfng v\u00e0 uy t\u00edn l\u00e0 m\u1ed9t \u0111i\u1ec1u thi\u1ebft y\u1ebfu.&nbsp;<\/p>\n\n\n\n<p>S\u1ed1 li\u1ec7u v\u1ec1 t\u1ec9 l\u1ec7 gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng c\u1ee7a m\u1ed9t nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m s\u1ebd th\u1ec3 hi\u1ec7n kh\u1ea3 n\u0103ng gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng c\u1ee7a h\u1ecd. Ngo\u00e0i ra, b\u1ea1n n\u00ean tham kh\u1ea3o th\u00eam nh\u1eefng \u0111\u00e1nh gi\u00e1, nh\u1eadn x\u00e9t c\u1ee7a ng\u01b0\u1eddi d\u00f9ng hi\u1ec7n t\u1ea1i \u0111\u1ec3 n\u1eafm r\u00f5 h\u01a1n ch\u1ea5t l\u01b0\u1ee3ng s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. \u0110\u1ed9 tu\u1ed5i b\u1ea1n kh\u00f4ng th\u1ec3 t\u00e1i t\u1ee5c hay mua b\u1ea3o hi\u1ec3m<\/strong><\/h3>\n\n\n\n<p>\u0110\u00e2y l\u00e0 \u0111\u1ed9 tu\u1ed5i m\u00e0 b\u1ea1n s\u1ebd kh\u00f4ng th\u1ec3 s\u1edf h\u1eefu s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m, kh\u00f4ng th\u1ec3 mua m\u1edbi ho\u1eb7c t\u00e1i t\u1ee5c \u0111\u01b0\u1ee3c n\u1eefa. Khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y ch\u1eafc ch\u1eafn ch\u1ecdn g\u00f3i n\u00e0o c\u00f3 \u0111\u1ed9 tu\u1ed5i n\u00e0y cao \u0111\u1ec3 b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cho nh\u1eefng tai n\u1ea1n \u1edf tu\u1ed5i gi\u00e0.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>10. B\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft&nbsp;<\/strong><\/h3>\n\n\n\n<p>Th\u00f4ng th\u01b0\u1eddng, nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m s\u1ebd c\u00f3 li\u00ean k\u1ebft v\u1edbi c\u00e1c b\u1ec7nh vi\u1ec7n v\u00e0 h\u1ecd s\u1ebd ch\u1ea5p nh\u1eadn ch\u1eefa tr\u1ecb kh\u00f4ng thanh to\u00e1n ti\u1ec1n m\u1eb7t. H\u00e3y ch\u1eafc ch\u1eafn r\u1eb1ng nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n c\u00f3 m\u1ed9t h\u1ec7 th\u1ed1ng b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft uy t\u00edn. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm ki\u1ebfm danh s\u00e1ch c\u00e1c b\u1ec7nh vi\u1ec7n li\u00ean k\u1ebft n\u00e0y tr\u00ean website c\u1ee7a nh\u00e0 cung c\u1ea5p b\u1ea3o hi\u1ec3m.&nbsp;<\/p>\n\n\n\n<h2 class=\"has-h-6-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"Vi_sao_ban_nen_so_huu_bao_hiem_tai_nan_ca_nhan\"><\/span><strong>V\u00ec sao b\u1ea1n n\u00ean s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n?<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>N\u1ebfu b\u1ea1n hi\u1ec7n \u0111ang s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe v\u00e0 ph\u00e2n v\u00e2n c\u00f3 n\u00ean mua b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n hay kh\u00f4ng, th\u00ec b\u1ea1n h\u00e3y xem m\u1ed9t v\u00e0i \u0111i\u1ec3m sau \u0111\u00e2y. M\u1ed9t v\u00e0i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe s\u1ebd kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho tai n\u1ea1n c\u00e1 nh\u00e2n, v\u00e0 nh\u1eefng b\u1ea3o hi\u1ec3m c\u00f3 ch\u1ecbu tr\u00e1ch nhi\u1ec7m th\u00ec l\u1ea1i ch\u1ec9 ch\u1ecbu tr\u00e1ch nhi\u1ec7m trong m\u1ed9t ph\u1ea1m vi r\u1ea5t nh\u1ecf. V\u00ec th\u1ebf, s\u1ebd t\u1ed1t h\u01a1n n\u1ebfu b\u1ea1n c\u00f3 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n cho ri\u00eang m\u00ecnh, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi g\u00f3i b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe c\u1ee7a b\u1ea1n kh\u00f4ng ch\u1ecbu tr\u00e1ch nhi\u1ec7m cho nh\u1eefng tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n th\u01b0\u1eddng ng\u00e0y.&nbsp;<\/p>\n\n\n\n<h2 class=\"has-h-6-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"Loi_ich_cua_viec_so_huu_bao_hiem_tai_nan_ca_nhan\"><\/span><strong>L\u1ee3i \u00edch c\u1ee7a vi\u1ec7c s\u1edf h\u1eefu b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>B\u1ea3o \u0111\u1ea3m cho b\u1ea1n v\u00e0 ng\u01b0\u1eddi th\u00e2n kh\u1ecfi nh\u1eefng chi ph\u00ed ph\u00e1t sinh t\u1eeb nh\u1eefng tai n\u1ea1n kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc&nbsp;<\/li>\n\n\n\n<li>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u1ed9ng d\u00e0nh cho c\u00e1c chi ph\u00ed y t\u1ebf \u0111\u01b0\u1ee3c cung c\u1ea5p v\u1edbi m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m h\u1ee3p l\u00fd&nbsp;<\/li>\n\n\n\n<li>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn to\u00e0n c\u1ea7u t\u00f9y v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n m\u00e0 b\u1ea1n l\u1ef1a ch\u1ecdn&nbsp;<\/li>\n\n\n\n<li>B\u1ea1n c\u00f3 th\u1ec3 thay \u0111\u1ed5i, th\u00eam ho\u1eb7c b\u1edbt c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec3 sao cho ph\u00f9 h\u1ee3p nh\u1ea5t v\u1edbi b\u1ea1n&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"has-h-6-desktop-font-size wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><strong>K\u1ebft lu\u1eadn<\/strong>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Tai n\u1ea1n l\u00e0 nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng may m\u1eafn nh\u01b0ng l\u1ea1i kh\u00f4ng l\u01b0\u1eddng \u0111\u01b0\u1ee3c, c\u00e0ng l\u00e0m t\u0103ng th\u00eam thi\u1ec7t h\u1ea1i c\u1ee7a n\u00f3 g\u00e2y ra cho \u0111\u1eddi s\u1ed1ng. Ch\u01b0a k\u1ec3 l\u00e0 chi ph\u00ed \u0111\u1ec3 b\u1ea1n h\u1ed3i ph\u1ee5c sau tai n\u1ea1n s\u1ebd l\u00e0 \u0111\u00e1ng k\u1ec3. V\u00ec v\u1eady, b\u1ea1n n\u00ean ph\u00f2ng tr\u00e1nh nh\u1eefng thi\u1ec7t h\u1ea1i v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh kh\u00f4ng nh\u1eefng c\u1ee7a ch\u00ednh b\u1ea1n, m\u00e0 c\u1ee7a nh\u1eefng ng\u01b0\u1eddi b\u1ea1n quan t\u00e2m v\u00e0 y\u00eau th\u01b0\u01a1ng b\u1eb1ng c\u00e1ch tham gia c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m v\u1edbi <strong><a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a><\/strong> th\u00edch h\u1ee3p nh\u1ea5t.&nbsp;<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-primary-700-color has-primary-50-background-color has-text-color has-background\"><em><strong><a href=\"https:\/\/www.saladin.vn\/\">Saladin b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7<\/a> gi\u00fap b\u1ea1n l\u1ef1a ch\u1ecdn c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u1edbi m\u1ee9c ph\u00ed, quy\u1ec1n l\u1ee3i v\u00e0 <a href=\"https:\/\/news.saladin.vn\/category\/bao-hiem-tai-nan\/\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a> ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u b\u1ea3o v\u1ec7 v\u00e0 kh\u1ea3 n\u0103ng chi tr\u1ea3.<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u0111\u00f3ng vai tr\u00f2 b\u1ea3o v\u1ec7 ch\u00fang ta kh\u1ecfi nh\u1eefng chi ph\u00ed b\u1ea5t ng\u1edd t\u1eeb nh\u1eefng s\u1ef1 c\u1ed1 kh\u00f4ng may, bao g\u1ed3m c\u00e1c v\u1ee5 tai n\u1ea1n. \u0110\u00f4i khi, cho [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[41,40],"class_list":["post-967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-muc-boi-thuong-bao-hiem-tai-nan","tag-muc-phi-bao-hiem-tai-nan-con-nguoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/05015108\/12.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/07\/05015108\/12-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">m\u1ee9c b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>","<span class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 4 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 05\/07\/2022","modified":"Updated on 08\/12\/2022"},"absolute_dates_time":{"created":"Posted on 05\/07\/2022 1:19 AM","modified":"Updated on 08\/12\/2022 1:39 AM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=967"}],"version-history":[{"count":21,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/967\/revisions"}],"predecessor-version":[{"id":8839,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/967\/revisions\/8839"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/975"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}