{"id":9988,"date":"2022-12-19T11:25:01","date_gmt":"2022-12-19T04:25:01","guid":{"rendered":"https:\/\/www.saladin.vn\/blog\/?p=9988"},"modified":"2023-01-15T23:49:45","modified_gmt":"2023-01-15T16:49:45","slug":"muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan","status":"publish","type":"post","link":"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/","title":{"rendered":"Kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n &#038; m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi d\u00e0nh cho biker"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">M\u1ee4C L\u1ee4C<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #259356;color:#259356\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #259356;color:#259356\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/#I_Nhung_rui_ro_khi_di_xe_dap_the_thao\" >I. Nh\u1eefng r\u1ee7i ro khi \u0111i xe \u0111\u1ea1p th\u1ec3 thao<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/#II_Kinh_nghiem_di_xe_dap_an_toan\" >II. Kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/#III_Biker_%E2%80%93_Nguoi_di_xe_dap_can_trang_bi_gi\" >III. Biker &#8211; Ng\u01b0\u1eddi \u0111i xe \u0111\u1ea1p c\u1ea7n trang b\u1ecb g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/#IV_Muc_phi_bao_hiem_tai_nan_con_nguoi_cho_biker_xe_dap\" >IV. M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi cho biker xe \u0111\u1ea1p<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.saladin.vn\/blog\/bao-hiem-tai-nan\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-kinh-nghiem-di-xe-dap-an-toan\/#Tong_ket\" >T\u1ed5ng k\u1ebft<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><strong><em>\u0110\u1ea1p xe (cycling, biking) l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u1ec3 ch\u1ea5t h\u1ea5p d\u1eabn b\u1edfi s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa s\u1ee9c m\u1ea1nh v\u00e0 s\u1ef1 kh\u00f4n kh\u00e9o. Tuy nhi\u00ean, \u0111\u00e2y c\u0169ng l\u00e0 b\u1ed9 m\u00f4n c\u00f3 t\u1ef7 l\u1ec7 ch\u1ea5n th\u01b0\u01a1ng kh\u00e1 cao. C\u00f9ng Saladin t\u00ecm hi\u1ec3u nh\u1eefng kinh nghi\u1ec7m \u0111\u1ea1p xe an to\u00e0n v\u00e0 <a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a> c\u1ea7n thi\u1ebft cho biker xe \u0111\u1ea1p d\u01b0\u1edbi \u0111\u00e2y.<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi-1024x575.jpg\" alt=\"\" class=\"wp-image-10045\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi-1024x575.jpg 1024w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi-300x168.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi-768x431.jpg 768w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi-1536x862.jpg 1536w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20122140\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-dap-xe-quanh-ho-tay-ha-noi.jpg 1596w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\"><strong><em>\u0110\u1ea1p xe quanh H\u1ed3 T\u00e2y \u1edf H\u00e0 N\u1ed9i &#8211; tr\u00e0o l\u01b0u \u0111\u01b0\u1ee3c y\u00eau th\u00edch t\u1eeb sau d\u1ecbch Covid-19 (\u1ea2nh: Travellive)<\/em><\/strong><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"I_Nhung_rui_ro_khi_di_xe_dap_the_thao\"><\/span><strong>I. Nh\u1eefng r\u1ee7i ro khi \u0111i xe \u0111\u1ea1p <\/strong>th\u1ec3 thao<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p th\u1ec3 thao c\u1ee7a c\u00e1c biker khi tham gia xe \u0111\u1ea1p \u0111ua \u0111\u01b0\u1eddng tr\u01b0\u1eddng, city, touring, xe \u0111\u1ea1p \u0111\u1ecba h\u00ecnh ch\u1ec9 ra 5 r\u1ee7i ro c\u1ea7n l\u01b0u \u00fd nh\u1ea5t b\u00ean d\u01b0\u1edbi:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>Tai n\u1ea1n do th\u1eddi ti\u1ebft, \u0111\u1ecba h\u00ecnh x\u1ea5u:<\/em><\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1eddng d\u1ed1c, nhi\u1ec1u \u1ed5 g\u00e0 hay v\u00f2ng cua g\u1ea5p khi\u1ebfn ng\u01b0\u1eddi l\u00e1i kh\u00f4ng x\u1eed l\u00fd k\u1ecbp.<\/li>\n\n\n\n<li>Tr\u1eddi m\u01b0a v\u00e0 \u0111\u01b0\u1eddng tr\u01a1n \u0111\u1eb7c bi\u1ec7t nguy hi\u1ec3m khi \u0111\u1ed5 \u0111\u00e8o, n\u1ebfu h\u00e1u th\u1eafng \u0111\u1ec3 b\u1ee9t t\u1ed1c ho\u1eb7c \u201cnon tay\u201d th\u00ec r\u1ea5t d\u1ec5 g\u1eb7p tai n\u1ea1n.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong><em>Tai n\u1ea1n do xe b\u1ea5t ng\u1edd b\u1ecb n\u1ed5 l\u1ed1p<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>Tai n\u1ea1n do g\u1eb7p v\u1eadt c\u1ea3n b\u1ea5t ng\u1edd <\/em><\/strong>nh\u01b0 \u0111\u00e0n b\u00f2 \u0111i ngang, v\u1ecf lon n\u01b0\u1edbc b\u1ecb v\u1ee9t ra \u0111\u01b0\u1eddng, ng\u01b0\u1eddi l\u00e1i xe m\u00e1y ch\u1ea1y v\u01b0\u1ee3t \u1ea9u, \u0111\u1ed3ng \u0111\u1ed9i b\u1ecb t\u00e9 ng\u00e3 ph\u00eda tr\u01b0\u1edbc \u0111\u1ec3 khi\u1ebfn ng\u01b0\u1eddi \u0111ua xe \u0111\u1ea1p c\u00f3 th\u1ec3 b\u1ecb ng\u00e3 khi ch\u1ea1y v\u1edbi t\u1ed1c \u0111\u1ed9 cao.<\/li>\n\n\n\n<li><strong><em>\u1ea2nh h\u01b0\u1edfng \u0111\u1ebfn s\u1ee9c kh\u1ecfe:<\/em><\/strong> V\u1edbi nh\u1eefng tour \u0111\u1ea1p xe \u0111\u01b0\u1eddng tr\u01b0\u1eddng c\u1ef1 ly d\u00e0i nh\u01b0 42km, 70km, c\u00e1c cua r\u01a1 d\u1ec5 b\u1ecb \u0111au l\u01b0ng, tho\u00e1i h\u00f3a c\u1ed9t s\u1ed1ng do ng\u1ed3i l\u00e2u, ho\u1eb7c b\u1ecb h\u1ed9i ch\u1ee9ng \u1ed1ng c\u1ed5 tay do n\u1eafm tay l\u00e1i l\u00e2u khi\u1ebfn c\u1ed5 tay b\u1ecb g\u1eadp.<\/li>\n\n\n\n<li><strong><em>Khi g\u1eb7p ch\u1ea5n th\u01b0\u01a1ng th\u00ec th\u01b0\u1eddng n\u1eb7ng:<\/em><\/strong> Ng\u01b0\u1eddi \u0111i xe \u0111\u1ea1p \u0111\u1ecba h\u00ecnh n\u1ebfu kh\u00f4ng may g\u1eb7p s\u1ef1 c\u1ed1 v\u00e0 b\u1ecb ch\u1ea5n th\u01b0\u01a1ng th\u00ec c\u00e1c ch\u1ea5n th\u01b0\u01a1ng th\u01b0\u1eddng l\u00e0 n\u1eb7ng h\u01a1n so v\u1edbi ng\u01b0\u1eddi ch\u1ea1y b\u1ed9.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"II_Kinh_nghiem_di_xe_dap_an_toan\"><\/span><strong>II. Kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Ki\u1ec3m tra xe tr\u01b0\u1edbc khi \u0111\u1ea1p xe<\/strong><\/h3>\n\n\n\n<p>\u0110\u1eebng qu\u00ean<strong><em> ki\u1ec3m tra l\u1ed1p xe<\/em><\/strong> c\u00f3 \u0111\u1ea7y h\u01a1i ch\u01b0a, <strong><em>ki\u1ec3m tra y\u00ean xe<\/em><\/strong> \u0111\u00fang \u0111\u1ed9 cao \u0111\u1ec3 b\u1ea1n ng\u1ed3i tho\u1ea3i m\u00e1i v\u00e0 \u0111\u00fang t\u01b0 th\u1ebf ch\u01b0a, <strong><em>phanh xe<\/em><\/strong> c\u00f3 ch\u1eafc ch\u1eafn v\u00e0 \u201c\u0103n\u201d kh\u00f4ng. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c c\u00e1c tai n\u1ea1n b\u1ea5t ng\u1edd do n\u1ed5 l\u1ed1p, phanh kh\u00f4ng \u201c\u0103n\u201d hay tr\u1eadt kh\u1edbp, c\u0103ng c\u01a1 khi \u0111\u1ea1p xe tr\u00ean \u0111\u01b0\u1eddng.<\/p>\n\n\n\n<p>Theo kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p th\u1ec3 thao, <strong><em>c\u00e1ch \u0111o \u0111\u1ed9 cao c\u1ee7a y\u00ean xe \u0111\u00fang<\/em><\/strong> l\u00e0 ng\u1ed3i l\u00ean xe, \u0111\u1eb7t hai ch\u00e2n c\u1ee7a b\u1ea1n tr\u00ean b\u00e0n \u0111\u1ea1p \u1edf h\u01b0\u1edbng 12h v\u00e0 6h, khi \u0111\u00f3 t\u1eeb t\u1eeb \u0111i\u1ec1u ch\u1ec9nh y\u00ean xe sao cho ch\u00e2n kh\u00f4ng b\u1ecb co g\u1eadp v\u00e0 m\u1edf \u0111\u1ee7 r\u1ed9ng, \u0111\u1ea7u g\u1ed1i n\u00e2ng kh\u00f4ng cao qu\u00e1 h\u00f4ng. N\u1ebfu \u0111\u01b0\u1ee3c, h\u00e3y nh\u1edd b\u1ea1n b\u00e8 nh\u00ecn v\u00e0 c\u0103n gi\u00fap nh\u00e9. Quan tr\u1ecdng l\u00e0, khi \u0111\u1ea1p xe b\u1ea1n kh\u00f4ng n\u00ean g\u1ed3ng m\u00ecnh, n\u1ebfu kh\u00f4ng tho\u1ea3i m\u00e1i th\u00ec nh\u1edb xu\u1ed1ng xe \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh y\u00ean xe, ho\u1eb7c ngh\u0129 \u0111\u1ebfn vi\u1ec7c mua m\u1ed9t chi\u1ebfc xe \u0111\u1ea1p m\u1edbi v\u1eeba v\u1eb7n h\u01a1n nh\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Lu\u00f4n kh\u1edfi \u0111\u1ed9ng k\u1ef9 tr\u01b0\u1edbc khi \u0111\u1ea1p xe<\/strong><\/h3>\n\n\n\n<p><strong><em>Kh\u1edfi \u0111\u1ed9ng l\u00e0m n\u00f3ng c\u01a1 th\u1ec3<\/em><\/strong> l\u00e0 m\u1ed9t kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p b\u1eaft bu\u1ed9c tr\u01b0\u1edbc khi b\u1ea1n b\u1eaft \u0111\u1ea7u h\u00e0nh tr\u00ecnh. Ch\u1ec9 c\u1ea7n th\u1ef1c hi\u1ec7n m\u1ed9t v\u00e0i \u0111\u1ed9ng t\u00e1c kh\u1edfi \u0111\u1ed9ng c\u01a1 b\u1ea3n nh\u01b0: xoay c\u1ed5 tay c\u1ed5 ch\u00e2n, b\u1eadt nh\u1ea3y, squat, nh\u1ea3y n\u00e2ng cao \u0111\u00f9i\u2026 s\u1ebd gi\u00fap b\u1ea1n<strong><em> tr\u00e1nh nguy c\u01a1 b\u1ecb chu\u1ed9t r\u00fat, c\u0103ng c\u01a1 ho\u1eb7c c\u00e1c ch\u1ea5n th\u01b0\u01a1ng kh\u00e1c <\/em><\/strong>khi \u0111\u1ea1p xe.<\/p>\n\n\n\n<p>\u0110\u1ed3ng th\u1eddi, kh\u00f4ng n\u00ean \u0111\u1ea1p xe khi \u0111\u00f3i m\u00e0 lu\u00f4n nh\u1edb n\u00ean \u0103n m\u1ed9t b\u1eefa \u0103n nh\u1eb9, u\u1ed1ng n\u01b0\u1edbc \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 c\u01a1 th\u1ec3 tr\u00e0n \u0111\u1ea7y n\u0103ng l\u01b0\u1ee3ng khi v\u00e0o gu\u1ed3ng t\u1eadp \u0111ua xe.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Th\u01b0\u1eddng xuy\u00ean thay \u0111\u1ed5i v\u1ecb tr\u00ed tr\u00ean \u0111\u01b0\u1eddng \u0111\u1ea1p xe<\/strong><\/h3>\n\n\n\n<p>Kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n tr\u00e1nh ch\u1ea5n th\u01b0\u01a1ng l\u00e0 n\u00ean th\u1ec9nh tho\u1ea3ng thay \u0111\u1ed5i g\u00f3c l\u01b0ng, c\u1ed5 v\u00e0 c\u00e1nh tay b\u1eb1ng c\u00e1ch thay \u0111\u1ed5i v\u1ecb tr\u00ed ti\u1ebfp x\u00fac c\u1ee7a tay l\u00e1i v\u1edbi ghi \u0111\u00f4ng xe. C\u00e1nh tay l\u00e1i xe c\u0169ng n\u00ean th\u01b0 gi\u00e3n, kh\u00f4ng g\u00f2 \u00e9p v\u00ec s\u1ebd d\u1ec5 b\u1ecb chu\u1ed9t r\u00fat v\u00e0 ng\u00e3 xe gi\u1eefa \u0111\u01b0\u1eddng.<\/p>\n\n\n\n<p>C\u00e1c v\u1eadn \u0111\u1ed9ng vi\u00ean \u0111ua xe \u0111\u1ea1p chuy\u00ean nghi\u1ec7p th\u01b0\u1eddng chia s\u1ebb <strong><em>kinh nghi\u1ec7m \u0111ua xe \u0111\u1ea1p \u201c4-4-2\u201d<\/em><\/strong>, ngh\u0129a l\u00e0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>4 ph\u00fat ng\u1ed3i l\u1ec7ch tr\u1ecdng t\u00e2m sang m\u00f4ng ph\u1ea3i;<\/li>\n\n\n\n<li>4 ph\u00fat sang m\u00f4ng tr\u00e1i;<\/li>\n\n\n\n<li>2 ph\u00fat ng\u1ed3i c\u00e2n b\u1eb1ng ch\u00ednh gi\u1eefa<\/li>\n<\/ul>\n\n\n\n<p>Nguy\u00ean t\u1eafc tr\u00ean k\u1ebft h\u1ee3p v\u1edbi <em><strong>ph\u01b0\u01a1ng ph\u00e1p ng\u1ed3i nh\u1ed5m 2 m\u00f4ng \u0111\u1ec3 b\u1ea3o v\u1ec7 c\u1ed9t s\u1ed1ng<\/strong><\/em> c\u0169ng nh\u01b0 tr\u00e1nh b\u1ecb \u00ea m\u00f4ng khi \u0111\u1ea1p xe \u0111\u01b0\u1eddng d\u00e0i.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. T\u1ed1c \u0111\u1ed9 khi \u0111\u1ea1p xe<\/strong><\/h3>\n\n\n\n<p>Ph\u00e2n chia t\u1ed1c \u0111\u1ed9 c\u0169ng l\u00e0 m\u1ed9t kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p th\u1ec3 thao quan tr\u1ecdng. N\u1ebfu \u0111\u1ea1p xe 30 ph\u00fat, b\u1ea1n n\u00ean d\u00e0nh 10 ph\u00fat \u0111\u1ea7u v\u1edbi t\u1ed1c \u0111\u1ed9 v\u1eeba ph\u1ea3i, nhanh d\u1ea7n \u0111\u1ec3 l\u00e0m n\u00f3ng, 10 ph\u00fat ti\u1ebfp th\u00ec h\u00e3y \u0111\u1ea1p nhanh h\u1ebft s\u1ee9c c\u00f3 th\u1ec3 \u0111\u1ec3 t\u0103ng t\u1ed1c \u0111\u1ebfn m\u1ee9c cao nh\u1ea5t, 10 ph\u00fat cu\u1ed1i h\u00e3y \u0111\u1ea1p ch\u1eadm l\u1ea1i \u0111\u1ec3 th\u1ea3 l\u1ecfng to\u00e0n th\u00e2n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Kh\u00f4ng n\u00ean \u0111\u1ea1p xe qu\u00e1 l\u00e2u<\/strong><\/h3>\n\n\n\n<p>\u0110\u1ea1p xe qu\u00e1 l\u00e2u trong th\u1eddi gian d\u00e0i c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng x\u1ea5u t\u1edbi c\u00e1c c\u01a1 quan ch\u1ecbu t\u00e1c \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp c\u1ee7a l\u1ef1c khi ng\u1ed3i tr\u00ean xe nh\u01b0: l\u01b0ng, m\u00f4ng, b\u1ee5ng, th\u1eadm ch\u00ed g\u00e2y nguy c\u01a1 v\u00f4 sinh\u2026 Do \u0111\u00f3, b\u1ea1n <strong><em>ch\u1ec9 n\u00ean t\u1eadp \u0111\u1ea1p xe kho\u1ea3ng 30 ph\u00fat m\u1ed7i bu\u1ed5i, c\u1ee9 m\u1ed7i 10 ph\u00fat b\u1ea1n n\u00ean nh\u1ed5m l\u00ean 1 l\u1ea7n \u0111\u1ec3 m\u00e1u l\u01b0u th\u00f4ng.<\/em><\/strong> N\u00ean \u0111i b\u1ed9 gi\u1ea3i lao sau m\u1ed7i 30 ph\u00fat \u0111\u1ea1p xe \u0111\u1ec3 c\u01a1 th\u1ec3 l\u1ea5y l\u1ea1i c\u00e2n b\u1eb1ng.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Kh\u00f4ng \u0111\u1ea1p xe \u1edf \u0111\u1ecba h\u00ecnh kh\u00f3 khi m\u1edbi b\u1eaft \u0111\u1ea7u<\/strong><\/h3>\n\n\n\n<p>V\u1edbi nh\u1eefng ng\u01b0\u1eddi m\u1edbi t\u1eadp m\u00f4n xe \u0111\u1ea1p \u0111ua, kh\u00f4ng n\u00ean v\u1ed9i v\u00e0ng chinh ph\u1ee5c nh\u1eefng \u0111\u1ecba h\u00ecnh ph\u1ee9c t\u1ea1p nh\u01b0 \u0111\u01b0\u1eddng \u0111\u1ed3i n\u00fai, \u0111\u01b0\u1eddng \u0111\u00e8o, \u0111\u1ea5t \u0111\u00e1&#8230; H\u00e3y b\u1eaft \u0111\u1ea7u tr\u01b0\u1edbc t\u1eeb nh\u1eefng con \u0111\u01b0\u1eddng ph\u1eb3ng v\u00e0 \u0111\u1eb9p, \u00edt ch\u01b0\u1edbng ng\u1ea1i v\u1eadt \u0111\u1ec3 l\u00e0m quen, tr\u00e1nh ch\u1ea5n th\u01b0\u01a1ng v\u00e0 thu th\u1eadp c\u00e1c kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n t\u1eeb vi\u1ec7c x\u1eed l\u00fd t\u00ecnh hu\u1ed1ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"III_Biker_%E2%80%93_Nguoi_di_xe_dap_can_trang_bi_gi\"><\/span><strong>III. Biker &#8211; Ng\u01b0\u1eddi \u0111i xe \u0111\u1ea1p c\u1ea7n trang b\u1ecb g\u00ec?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><em>M\u0169 b\u1ea3o hi\u1ec3m <\/em><\/strong>ch\u1eafc ch\u1eafn, c\u00f3 th\u1ec3 ch\u1ec9nh \u0111\u01b0\u1ee3c size, c\u00f3 ch\u1ed1t an to\u00e0n s\u1ebd gi\u00fap gi\u1ea3m t\u1ed5n th\u01b0\u01a1ng v\u00f9ng \u0111\u1ea7u n\u1ebfu c\u00f3 tai n\u1ea1n x\u1ea3y ra<\/li>\n\n\n\n<li><strong><em>Qu\u1ea7n \u00e1o s\u00e1ng m\u00e0u, c\u00f3 t\u00ednh ph\u1ea3n quang, tho\u00e1ng kh\u00ed<\/em><\/strong>, co gi\u00e3n, h\u00fat m\u1ed3 h\u00f4i v\u00e0 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c c\u00e1c b\u1ed9 ph\u1eadn nh\u1ea1y c\u1ea3m tr\u00ean c\u01a1 th\u1ec3<\/li>\n\n\n\n<li>C\u00f3 th\u1ec3 trang b\u1ecb th\u00eam <strong><em>\u0111\u00e8n nh\u1ea5p nh\u00e1y \u1edf ph\u00eda tr\u01b0\u1edbc, ph\u00eda sau xe v\u00e0 tr\u00ean m\u0169 b\u1ea3o hi\u1ec3m<\/em><\/strong> \u0111\u1ec3 ng\u01b0\u1eddi kh\u00e1c d\u1ec5 nh\u1eadn ra n\u1ebfu ch\u1ea1y xe ban \u0111\u00eam.<\/li>\n\n\n\n<li>M\u1ed9t \u0111\u00f4i<strong><em> gi\u00e0y v\u00e0 balo chuy\u00ean d\u1ee5ng<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>B\u00ecnh n\u01b0\u1edbc chuy\u00ean d\u1ee5ng<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>K\u00ednh ch\u1eafn gi\u00f3, g\u0103ng tay, kh\u0103n qu\u1ea5n c\u1ed5, che m\u1eb7t<\/em><\/strong><\/li>\n\n\n\n<li>Mi\u1ebfng <strong><em>b\u1ea3o v\u1ec7 \u0111\u1ea7u g\u1ed1i v\u00e0 tay ch\u00e2n<\/em><\/strong><\/li>\n\n\n\n<li><strong><em>B\u1ed9 \u0111\u1ed3 ngh\u1ec1 s\u1eeda xe c\u01a1 b\u1ea3n; k\u00ednh ch\u1eafn b\u00f9n<\/em><\/strong><\/li>\n\n\n\n<li>B\u1ea3o hi\u1ec3m tai n\u1ea1n cho ng\u01b0\u1eddi \u0111i xe \u0111\u1ea1p: <strong><em>ph\u01b0\u01a1ng \u00e1n b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf <\/em><\/strong>d\u1ef1 ph\u00f2ng cho nh\u1eefng s\u1ef1 c\u1ed1 c\u00f3 th\u1ec3 g\u1eb7p trong qu\u00e1 tr\u00ecnh t\u1eadp luy\u1ec7n \u0111\u1ea1p xe.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"IV_Muc_phi_bao_hiem_tai_nan_con_nguoi_cho_biker_xe_dap\"><\/span><strong>IV. <a href=\"https:\/\/www.saladin.vn\/blog\/tag\/muc-phi-bao-hiem-tai-nan-con-nguoi\/\" title=\"M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a> cho biker xe \u0111\u1ea1p<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Biker xe \u0111\u1ea1p lu\u00f4n c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7 kh\u1ecfi c\u00e1c r\u1ee7i ro th\u01b0\u01a1ng t\u1eadt v\u1ec1 th\u00e2n th\u1ec3 khi tham gia t\u1eadp luy\u1ec7n ho\u1eb7c thi \u0111\u1ea5u. V\u00ec v\u1eady, \u0111\u1eebng n\u00ean b\u1ecf qua quy\u1ec1n l\u1ee3i v\u00e0 <strong>m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/strong> \u0111\u1ec3 kh\u00f4ng ph\u1ea3i lo l\u1eafng v\u1ec1 nh\u1eefng t\u1ed5n th\u1ea5t t\u00e0i ch\u00ednh n\u1ebfu x\u1ea3y ra ch\u1ea5n th\u01b0\u01a1ng, tai n\u1ea1n trong qu\u00e1 tr\u00ecnh \u0111\u1ea1p xe.<\/p>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp website\/ app <a href=\"https:\/\/www.saladin.vn\/blog\/saladin-co-gi-moi\/bao-hiem-mot-cham-saladin\/\" title=\"\"><strong>Saladin<\/strong> &#8211; n\u1ec1n t\u1ea3ng b\u1ea3o hi\u1ec3m c\u00f4ng ngh\u1ec7 m\u1ed9t ch\u1ea1m<\/a> \u0111\u1ec3 so s\u00e1nh m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi t\u1eeb nh\u1eefng c\u00f4ng ty b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u Vi\u1ec7t Nam, ch\u1ecdn l\u1ef1a v\u00e0 thanh to\u00e1n online d\u1ec5 d\u00e0ng, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u01b0 v\u1ea5n 24\/7 cho c\u00e1c v\u1ea5n \u0111\u1ec1 mua v\u00e0 b\u1ed3i th\u01b0\u1eddng.<\/p>\n\n\n\n<p>Tham kh\u1ea3o v\u00ed d\u1ee5 t\u1eeb B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh th\u00f4ng qua Saladin nh\u01b0 b\u00ean d\u01b0\u1edbi:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh<\/h3>\n\n\n\n<p>C\u00e1c g\u00f3i B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh \u0111\u1ec1u \u0111\u1ea3m b\u1ea3o quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 chi ph\u00ed y t\u1ebf cho ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m  c\u00e1c tr\u01b0\u1eddng h\u1ee3p sau:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u1eed vong, th\u01b0\u01a1ng t\u1eadt v\u0129nh vi\u1ec5n do tai n\u1ea1n<\/li>\n\n\n\n<li>Chi tr\u1ea3 cho chi ph\u00ed y t\u1ebf h\u1ee3p l\u00fd, h\u1ee3p l\u1ec7 cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m<\/li>\n\n\n\n<li>Tr\u1ee3 c\u1ea5p trong th\u1eddi gian n\u1eb1m vi\u1ec7n \u0111i\u1ec1u tr\u1ecb th\u01b0\u01a1ng t\u1eadt do tai n\u1ea1n x\u1ea3y ra trong th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi B\u1ea3o Minh tr\u00ean  c\u00f3 r\u1ea5t nhi\u1ec1u s\u1ef1 l\u1ef1a ch\u1ecdn \u0111a d\u1ea1ng v\u1ec1 <strong>m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/strong> v\u00e0 s\u1ed1 ti\u1ec1n b\u1ed3i th\u01b0\u1eddng.\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p>Ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m trong ph\u1ea1m vi t\u1eeb 1.000.000 \u0111\u1ed3ng \u0111\u1ebfn 200.000.000 \u0111\u1ed3ng \/ ng\u01b0\u1eddi \/ v\u1ee5.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">T\u1ec9 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p><strong>M\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi <\/strong>\u0111\u01b0\u1ee3c t\u00ednh theo c\u00f4ng th\u1ee9c: <strong><em>Ph\u00ed b\u1ea3o hi\u1ec3m \/ ng\u01b0\u1eddi \/ n\u0103m = S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m x t\u1ef7 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m<\/em><\/strong> (b\u1ea3ng b\u00ean d\u01b0\u1edbi)<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1004\" height=\"295\" src=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh.jpg\" alt=\"\" class=\"wp-image-10044\" srcset=\"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh.jpg 1004w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh-300x88.jpg 300w, https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/20120206\/muc-phi-bao-hiem-tai-nan-con-nguoi-danh-cho-biker-xe-dap-bao-hiem-tai-nan-con-nguoi-bao-minh-768x226.jpg 768w\" sizes=\"auto, (max-width: 1004px) 100vw, 1004px\" \/><\/figure>\n\n\n\n<p>V\u00ed d\u1ee5, n\u1ebfu ch\u1ecdn s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u00e0 200 tri\u1ec7u cho h\u00ecnh th\u1ee9c b\u1ea3o hi\u1ec3m c\u00e1 nh\u00e2n, <strong>m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/strong> t\u01b0\u01a1ng \u1ee9ng s\u1ebd l\u00e0 200 tri\u1ec7u x 0.5% = 1 tri\u1ec7u\/ng\u01b0\u1eddi\/n\u0103m.<\/p>\n\n\n\n<p>L\u01b0u \u00fd, m\u1ee9c ph\u00ed n\u00e0y ch\u01b0a \u00e1p d\u1ee5ng c\u00e1c ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m cho c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m m\u1edf r\u1ed9ng nh\u01b0 tham gia th\u1ec3 thao, ng\u1ed9 \u0111\u1ed9c th\u1ee9c \u0103n&#8230;<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m<\/h4>\n\n\n\n<p><strong><em><span style=\"text-decoration: underline;\">a) Ph\u1ee5 ph\u00ed \u00e1p d\u1ee5ng Ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ch\u01a1i c\u00e1c m\u00f4n th\u1ec3 thao kh\u00f4ng chuy\u00ean<\/span><\/em><\/strong>: Ph\u1ee5 ph\u00ed b\u1ea3o hi\u1ec3m: 0,1% S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m \/ ng\u01b0\u1eddi \/ ng\u00e0y trong su\u1ed1t th\u1eddi gian tham gia<br>thi \u0111\u1ea5u.<br><strong><em><span style=\"text-decoration: underline;\">b) Ph\u1ee5 ph\u00ed BH cho ng\u1ed9 \u0111\u1ed9c th\u1ee9c \u0103n, \u0111\u1ed3 u\u1ed1ng<\/span><\/em><\/strong> : 0,1% S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">S\u1ed1 ti\u1ec1n v\u00e0 t\u1ec9 l\u1ec7 ph\u00ed b\u1ea3o hi\u1ec3m tr\u1ee3 c\u1ea5p n\u1eb1m vi\u1ec7n<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u1ed1 ti\u1ec1n tr\u1ee3 c\u1ea5p : T\u1eeb 5.000.000 \u0111\u1ed3ng \u0111\u1ebfn 100.000.000 \u0111\u1ed3ng<\/li>\n\n\n\n<li>T\u1ef7 l\u1ec7 ph\u00ed : 0,40%<\/li>\n<\/ul>\n\n\n\n<p>B\u1ea1n c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n ph\u00f9 h\u1ee3p theo nhu c\u1ea7u <strong><em><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"\">t\u1ea1i \u0111\u00e2y<\/a><\/em><\/strong> ho\u1eb7c g\u1ecdi <strong><em>hotline Saladin 1900638454<\/em><\/strong> \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Tong_ket\"><\/span>T\u1ed5ng k\u1ebft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><br>\u0110\u00e3 theo \u0111u\u1ed5i m\u00f4n \u0111ua xe \u0111\u1ea1p th\u00ec ph\u1ea3i ch\u1ea5p nh\u1eadn \u0111\u1ed3ng h\u00e0nh v\u1edbi tai n\u1ea1n, ch\u1ea5n th\u01b0\u01a1ng. Tuy nhi\u00ean, b\u1ea1n s\u1ebd y\u00ean t\u00e2m h\u01a1n tr\u00ean \u0111\u01b0\u1eddng \u0111ua n\u1ebfu n\u1eafm ch\u1eafc c\u00e1c kinh nghi\u1ec7m \u0111i xe \u0111\u1ea1p an to\u00e0n v\u00e0 c\u00f3 b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi b\u1ea3o v\u1ec7. \u0110\u1eebng qu\u00ean <strong>Saladin<\/strong> k\u1ebft h\u1ee3p c\u00f9ng c\u00e1c doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m h\u00e0ng \u0111\u1ea7u, c\u00f9ng <strong><a href=\"https:\/\/www.saladin.vn\/bao-hiem-tai-nan\" title=\"m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a><\/strong> \u0111a d\u1ea1ng gi\u00fap b\u1ea3o v\u1ec7 to\u00e0n di\u1ec7n \u0111\u1ec3 b\u1ea1n an t\u00e2m chinh ph\u1ee5c m\u1ecdi th\u1eed th\u00e1ch.<\/p>\n\n\n\n<p class=\"has-neutral-color has-text-color has-link-color wp-elements-b437948250e73815526d419624d9b6b3\"><em>B\u00e0i vi\u1ebft ch\u1ec9 mang t\u00ednh ch\u1ea5t tham kh\u1ea3o. Vui l\u00f2ng li\u00ean h\u1ec7 v\u1edbi Saladin \u0111\u1ec3 \u0111\u01b0\u1ee3c t\u01b0 v\u1ea5n v\u00e0 h\u1ed7 tr\u1ee3 t\u00ecm \u0111\u01b0\u1ee3c c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/em><\/p>\n\n\n<div class=\"wp-block-ub-divider ub_divider ub-divider-orientation-horizontal\" id=\"ub_divider_7fb4fb86-0bbe-4916-b312-3c5a8bed64e5\"><div class=\"ub_divider_wrapper\" style=\"position: relative; margin-bottom: 2px; width: 100%; height: 2px; \" data-divider-alignment=\"center\"><div class=\"ub_divider_line\" style=\"border-top: 2px solid #ccc; margin-top: 2px; \"><\/div><\/div><\/div>\n\n\n<p class=\"has-text-align-center\"><strong>M\u1eccI NHU C\u1ea6U T\u01af V\u1ea4N V\u00c0 TH\u1eaeC M\u1eaeC LI\u00caN H\u1ec6<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-829b1d53 wp-block-columns-is-layout-flex\" style=\"margin-bottom:0\">\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-57dcfbfab3f79008775569f15cda7bcd is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#ffe7a9;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Hotline<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">1900 638 454<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-css-opacity has-background is-style-wide\" style=\"background-color:#000000;color:#000000\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-6fe39665-9687-4805-a08b-8cb9136d0eed\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-f9eb0e952eefc6334c0ed0cca37a0b77 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#d0cef3;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Email<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">cs@saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-f3a12b16-4fe6-4a09-9d7c-ddf1ba2433b2\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M20,4H4C2.895,4,2,4.895,2,6v12c0,1.105,0.895,2,2,2h16c1.105,0,2-0.895,2-2V6C22,4.895,21.105,4,20,4z M20,8.236l-8,4.882 L4,8.236V6h16V8.236z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-text-color has-background has-link-color wp-elements-e813327978d5c9622d233ca6561fe404 is-layout-flow wp-block-column-is-layout-flow\" style=\"color:#000000;background-color:#8cece0;padding-top:2em;padding-right:2em;padding-bottom:2em;padding-left:2em\">\n<p class=\"has-text-align-center has-normal-font-size\" style=\"line-height:0.5\"><strong>Website<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\" style=\"font-size:20px;font-style:normal;font-weight:700;line-height:0.1\">saladin.vn<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-black-color has-alpha-channel-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n<div style=\"--ub-icon-rotation:rotate(0deg);--ub-icon-size:40px;--ub-icon-justification:center;--ub-icon-border-top:  undefined;--ub-icon-border-right:  undefined;--ub-icon-border-bottom:  undefined;--ub-icon-border-left:  undefined\" class=\"wp-block-ub-icon\" id=\"ub-icon-7c3843d8-7f5c-4f60-8526-a7681251c1a4\"><div class=\"ub_icon\"><div class=\"ub_icon_wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 496 512\"><path d=\"M336.5 160C322 70.7 287.8 8 248 8s-74 62.7-88.5 152h177zM152 256c0 22.2 1.2 43.5 3.3 64h185.3c2.1-20.5 3.3-41.8 3.3-64s-1.2-43.5-3.3-64H155.3c-2.1 20.5-3.3 41.8-3.3 64zm324.7-96c-28.6-67.9-86.5-120.4-158-141.6 24.4 33.8 41.2 84.7 50 141.6h108zM177.2 18.4C105.8 39.6 47.8 92.1 19.3 160h108c8.7-56.9 25.5-107.8 49.9-141.6zM487.4 192H372.7c2.1 21 3.3 42.5 3.3 64s-1.2 43-3.3 64h114.6c5.5-20.5 8.6-41.8 8.6-64s-3.1-43.5-8.5-64zM120 256c0-21.5 1.2-43 3.3-64H8.6C3.2 212.5 0 233.8 0 256s3.2 43.5 8.6 64h114.6c-2-21-3.2-42.5-3.2-64zm39.5 96c14.5 89.3 48.7 152 88.5 152s74-62.7 88.5-152h-177zm159.3 141.6c71.4-21.2 129.4-73.7 158-141.6h-108c-8.8 56.9-25.6 107.8-50 141.6zM19.3 352c28.6 67.9 86.5 120.4 158 141.6-24.4-33.8-41.2-84.7-50-141.6h-108z\"><\/path><\/svg><\/div><\/div><\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u1ea1p xe (cycling, biking) l\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u1ec3 ch\u1ea5t h\u1ea5p d\u1eabn b\u1edfi s\u1ef1 k\u1ebft h\u1ee3p gi\u1eefa s\u1ee9c m\u1ea1nh v\u00e0 s\u1ef1 kh\u00f4n kh\u00e9o. Tuy nhi\u00ean, \u0111\u00e2y c\u0169ng l\u00e0 b\u1ed9 m\u00f4n c\u00f3 [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":10022,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"ub_ctt_via":"","advgb_blocks_editor_width":"","advgb_blocks_columns_visual_guide":"","footnotes":""},"categories":[11],"tags":[188,40],"class_list":["post-9988","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bao-hiem-tai-nan","tag-bao-hiem-tai-nan-con-nguoi","tag-muc-phi-bao-hiem-tai-nan-con-nguoi"],"aioseo_notices":[],"featured_image_src":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/19233059\/3.png","author_info":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"author_meta":{"display_name":"Saladin","author_link":"https:\/\/www.saladin.vn\/blog\/author\/saladineditor\/"},"featured_img":"https:\/\/cdn-blog.saladin.vn\/contents\/2022\/12\/19233059\/3-300x151.png","coauthors":[],"tax_additional":{"categories":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">B\u1ea3o hi\u1ec3m tai n\u1ea1n<\/span>"]},"tags":{"linked":["<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>","<a href=\"https:\/\/www.saladin.vn\/blog\/category\/bao-hiem-tai-nan\/\" class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/a>"],"unlinked":["<span class=\"advgb-post-tax-term\">b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>","<span class=\"advgb-post-tax-term\">m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m tai n\u1ea1n con ng\u01b0\u1eddi<\/span>"]}},"comment_count":"0","relative_dates":{"created":"Posted 3 years ago","modified":"Updated 3 years ago"},"absolute_dates":{"created":"Posted on 19\/12\/2022","modified":"Updated on 15\/01\/2023"},"absolute_dates_time":{"created":"Posted on 19\/12\/2022 11:25 AM","modified":"Updated on 15\/01\/2023 11:49 PM"},"featured_img_caption":"","series_order":"","_links":{"self":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/9988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/comments?post=9988"}],"version-history":[{"count":4,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/9988\/revisions"}],"predecessor-version":[{"id":11704,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/posts\/9988\/revisions\/11704"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media\/10022"}],"wp:attachment":[{"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/media?parent=9988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/categories?post=9988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.saladin.vn\/blog\/wp-json\/wp\/v2\/tags?post=9988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}